Question Finance

8/9/2019 Question Finance

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Q1Why you want to become a banker?

Q2What is your greatest concern about banking/company?

Q3 Latest developments in our company/bank?

Q4 Who was former SEBI chief?M Damodaran.

Q5 Who was former RBI chief?Y V Reddy.

Q6 How do you value yourself? (Value in financial terms)

Q7Stock you like or hate and why?

Q8 A typical work day involves.

Q9 Where is our firm/ bank stock trading?

Q10 In your portfolio, how much percentage of your money you will park in equity andwhy?

Maximum of 10% of my saving because investment in equity is always risky, now Iam going to begin my carrier there is need to save money for future

Q11If given a project on banking, what will be your choice?

Q12what are the assets and liability of a bank?

Q13What strengths and experiences do you have that support your carrier?

Q14Sensex is depended on top 30 companies & Nifty is dependent on 50 does NSEand BSE have same or different scripts?

They have different scripts.

Q15 What is an investment that is taken out specifically to reduce or cancel out the riskin another investment?

HEDGE

Q16 Financial instrument whose price and value drive from the value of assetsunderlying them call?DERIVATIVES


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Q17What is risk?A potential negative impact to an asset or some characteristic of value that may

arise from some present process or future event.

Q18 Why do two companies merge?

Q19 What major factors drive mergers and acquisitions?

Q20 What is STT? Security transaction taxIt is a sort of turnover tax where the investor has to pay a small tax on the total

consideration paid /received in a share transaction.

Q21 What is FBT? Fringe benefit taxThe perquisites or benefits provided by the employer to his employees in addition to

the salary or wage are taxable. This is known as FBT .Employers now pay this tax.

Q22 What qualities do you think are important for this industry? Do you possess thosequalities?

Q23 Term applicable to the most reliable industrial shares of reputated companies?BLUE CHIP

Q24 Coming from G3 economy. How India is adjusting it with R-Word?Tax cut booster package by govt

Additional tax on import from ChinaGrace time given to housing industry

Cut in rates by banks

Q25 How you place role of ICAI and SEBI on Satyam scam?Thats all burcracy.That all not the reaction needed form ICAI & SEBI these are acting as mere pup it.

Strict action was needed, it brings bad name to India Inc.

There must be direct action from PM to have fast track action on involved parties.

PWC to be banned to practice in India.

Q26 What next are the BSE 50 stocks in 2010?

Q27Is bailout a right measure for bankruptcy?NO, it create liberty for the management

Rather reasons to looked after why it happened soWas there a poor decision that resulted to land the company in bankruptcy?


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Q28How you relate BSE/NSE with yellow metal?Stocks & gold are two instruments to be invested its being the evidence they both

dont run equally if we look at the trend in jan 08 market was at peak

& gold remained at 12000 at current position market touching its lows of 05 & gold

with new records.

Q29Is there more pain ahead for stock market?Yes, it can touch further lower level of 6500 ,retail investor is not investing,

sentiments are not good, Satyam scam has made investing environment unfavourable

Q30Whats your saving menu for 2009?To park most of money with safe returns looking at the uncertainty. Saving in post

office, bank FD, share of blue chip companies, paper gold.

Q31Impact of Dual Tax Structure?

Its going to bring reason to cheer for UPA govt as it going to save 13 % straightway where indirect tax carry 30% burden on the public. Structured tax route withstate & center. (Good & Services Tax)

Q32In the slowdown to what extent cost-cutting is favorable? Its favorable till it doesnt hits quality, only in down fall it give opportunity to look

at such cost that can be hived off though in bull run every thing is fair.

Q33Economic slowdown is a good spam for corporate?Yes to look after the cost to be incurred & new innovative measures, new things to

explore.

Q34How can India leverage this inflection point to its advantage?By:

Fueling domestic growthInfrastructure investment

Growth oriented investments

Q35Short comings of audit practice in India?

Q36Ratio you will look while giving loan to manufacturing industry, automobile

industry, etc.

Q37What is the expected return from equity in 2009?It will be around 15 %, till FII dont invest its difficult to see market in Bull Run,

because there is just 5% of retail investor.

Q38Define balance sheet of __________ company?


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Q39Where are expenses shown in Profit and Loss Account and in service section. Whatgeneral expenses are incurred?

Q40Tell any item on the front page of ET(Today)?

Q41How does your past career qualify you for a position in banking/multifund/financialinstitute?

Q42What is (CCT) Carbon Credit Trading? Trading in carbon credits is an emerging business globally as the cost of purchasing

carbon credits from developing countries like India or China is much less thanearning the credit through emission reduction in the developed countries. Carbon

credits are earned by reducing carbon emissions from plants etc. Indian companies

can also profit by selling their carbon credits in dedicated exchanges in Europe and

the US at a much higher price.

Measure to reduce global warming

Q43How do you define failure?

Q44Why might a company choose debt over equity financing?

Q45What do you understand by share consolidation?

Q46Highest rate of inflation.

Q47Sectors affected by slowdown?Textile industry

Diamond business of Gujarat.Auto part industry.

Cement industry

Infrastructure industry

Q48Why depreciation is not charged on land

Q49What you will get working out here

Q50Difference between prospectus and red hearing prospectusProspectus was used in 90s if was lengthy & not practice for investor to read it ,so

SEBI implemented to bring concise detailed prospectus known as RHP.

Q51Inflation rates are issued by ______________ and day of issueBy CSO on every Thursday evening.


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Q52 What is Banking Cash Transaction Tax-( BCTT) ?Applicable on with drawl of cash from bank exceeding a particular amount.

Q53 What the name of BSE building in Mumbai?Pheroze Jeejeebhoy Tower.

Q54 Which two depository are in IndiaCDSL & NSDL.

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Question Finance