R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD

ISLAMIC ESTATE ISLAMIC ESTATE PLANNERPLANNER

ISLAMIC ESTATE ISLAMIC ESTATE PLANNERPLANNER

Jointly Present To You The Opportunity As AnJointly Present To You The Opportunity As An

A S - S A L I H I N A S - S A L I H I N T R U S T E E BHDT R U S T E E BHD

&&

R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD

A wholly owned subsidiary of Rockwills International Sdn Bhd

Supported by the same management team as Rockwills Corporation, the Pioneer and No. 1 company in Professional Will-writing & Professional Will Custody since 1995

Your Independent Link to the World of Financial and Support

Services

Your Independent Link to the World of Financial and Support

Services

R O C K W I L L SR O C K W I L L S BUSINESS SOLUTIONS SDN BHDBUSINESS SOLUTIONS SDN BHD

Driven by the same management principles which have successfully establish Rockwills branch in the area Professional Will-writing & Professional Will Custody

Set up to service the needs of the FP/sales intermediaries in the ever fast changing world of financial services and to link them to more financial products and support services.Your Independent Link to the

World of Financial and Support Services

Your Independent Link to the World of Financial and Support

Services

A S - S A L I H I NA S - S A L I H I N T R U S T E E BHDT R U S T E E BHD

as-Salihin is a trust company incorporated under the Companies Act 1965 and registered under the Trust Companies Act 1949.

BOARD OF DIRECTORSBOARD OF DIRECTORS1. Tun Dato’ Dr. Haji Mohamed Salleh Abas S.S.M, P.M.N, P.S.M, P.Y.G.P, S.P.M.T, D.P.M.T, J.M.N, S.M.T. LLB(Hons) (Wales) of Middle Temple, Barrister. Solicitor- General Malaysia 1969-1979 Federal Court Judge 1979-1984 Lord President 1984 – 1988 Member of Syariah Appeal Court, Kelantan 1998 - 2000 Member of the Royal Commission on the Malaysian Police Force 2004– 2005

2. Tunku Dato’ Dr. Hajjah Sofiah Jewa D.J.M.K., D.S.D.K., J.P., L.L.M., (Miami), Ph.D, (Miami) of Lincoln’s Inn, Barrister, Advocate and Solicitor Founder of Yayasan Tun Suffian Berdaftar.

3. Datuk Dr. Jemilah Mahmood M.D., M.O.C., M.R.C.O.G., D.P.M.P., P.J.N. Consultant Obstetriction & Gynaecologist, Founder of Mercy Malaysia

1. Tun Dato’ Dr. Haji Mohamed Salleh Abas2. S.S Dato’ Setia Haji Mohd Tamyes bin Abd. Wahid

Dato’ Sri Utama Diraja Mufti Negeri SelangorB.A. Syariah Wal QanunUniversiti Al-Azhar, Mesir

3. Prof. Dato’ Paduka Dr. Mahmood Zuhdi bin Hj. Abdul MajidB. Sh (N.P), M. Sh (Azhar) M. Phil (Kent) Ph.D (UM) Dip. Edu (A. Shams)Professor at Department of Fiqh and UsulAcademic of Islamic Studies University of Malaya

4. Dr. Siti Mashitoh binti MahamoodB. Sh. (UM), M.Sh. (UM), Ph.D (Birmigham)Head, Department of Syariah and Law, University of Malaya

Board of Syari’ah Advisors

Honorary Consultant Dato’ Dr. Hj. Yaacob Hussain Merican

D.J.M.K., A.S.D.K., J.P., LL.M (Miami), Ph.D, (Miami) of Lincoln’s Inn, Barrister, Advocate and Solicitor

as - S A L I H I Nas - S A L I H I N T R U S T E E BHDT R U S T E E BHD

Established to meet the crying need of the ordinary Muslim to preserve, protect and distribute his hard-earned assets for

the benefit of his loved ones once he departs for the hereafter, the avowed aim of as-Salihin, is to provide all its services, relative to estate planning, in a manner

based strictly on the Syari’ah.

as - S A L I H I Nas - S A L I H I N T R U S T E E BHDT R U S T E E BHD

Services provided by as-Salihin in relation to estate planning, is done in a

manner based strictly on the principle of Syari’ah.

Supported by the Board of Syari’ah Advisors who are well-versed with the

principle of Syari’ah.

Our Business Model

High Touch

High Touch

High Tech

IEP

Your customers

Rockwills

We support you to support your clientusing our Professional system & do notbypass you.

High Touch

The Main link to

CComplete FFinancial

PPlanning

The Main link to

CComplete FFinancial

PPlanning

Distributio

n

Distributio

n

Why Estate Planning?Why Estate Planning?

What is Estate Planning?What is Estate Planning?

It is the process in which you It is the process in which you prepare a plan on what you prepare a plan on what you

want to do with your assets be it want to do with your assets be it conservation and/or distributionconservation and/or distribution and ensuring the well being of and ensuring the well being of

your loved ones.your loved ones.

Enhance your KnowledgeEnhance your Knowledge

Enhance Professional ImageEnhance Professional Image

Complete your range of ServicesComplete your range of Services

Career Satisfaction (noble service)Career Satisfaction (noble service)

Flexible Working Hours/Own BossFlexible Working Hours/Own Boss

Retention of Customers & Open Door to New Retention of Customers & Open Door to New

BusinessBusiness

Enjoy perpetual income through renewal of Enjoy perpetual income through renewal of

custody and estate administrationcustody and estate administration

B E N E F I T S O F B E C O M I N G A N B E N E F I T S O F B E C O M I N G A N I S L A M I C E S T A T E P L A N N E R I S L A M I C E S T A T E P L A N N E R

Existing Clientele

Existing Network

Business Expansion

Estate Estate PlanningPlanning

Expand Clientele

Expand Network

When your clientele and network expand…

Business Expansion

Estate Estate PlanningPlanning

M A R K E T C O M P A R I S O N M A R K E T C O M P A R I S O N & P O T E N T I A L& P O T E N T I A L

MALAYSIA’S POPULATION MALAYSIA’S POPULATION Total population 25,100,000 Total population 25,100,000 (June 2004)(June 2004)Total population 25,100,000 Total population 25,100,000 (June 2004)(June 2004)

Muslim Adults Muslim Adults More than More than 12,000,00012,000,000

Muslim Adults Muslim Adults More than More than 12,000,00012,000,000

Only Less Than 1,000 Only Less Than 1,000 Muslims have done Muslims have done

their Estate Planning. their Estate Planning.

Market Potential Market Potential 99.9%99.9%

Only Less Than 1,000 Only Less Than 1,000 Muslims have done Muslims have done

their Estate Planning. their Estate Planning.

Market Potential Market Potential 99.9%99.9%

R O C K W I L L S B U S I N E S S S O L U T I O N S & R O C K W I L L S B U S I N E S S S O L U T I O N S & A S – S A L I H I N T R U S T E E A S – S A L I H I N T R U S T E E

Offer Islamic Estate PlannersThe use of Trade Mark.

Full time legal support.

Sales & Marketing support.

Attractive remuneration package.

H O W T O B E C O M E I S L A M I C H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R SE S T A T E P L A N N E R S

For New AssociatesFor New AssociatesOption 1 (training fee and 1 year RBS membership)Option 1 (training fee and 1 year RBS membership)

RM 800

Option 2 (training fee and 5 years RBS Option 2 (training fee and 5 years RBS membership)membership)

RM 1,280

For Existing RBS AssociatesTraining Fee – RM 600

For New AssociatesFor New AssociatesOption 1 (training fee and 1 year RBS membership)Option 1 (training fee and 1 year RBS membership)

RM 520

Option 2 (training fee and 5 years RBS membership)Option 2 (training fee and 5 years RBS membership)

RM 900 (can be payable by 2 credit card instalment)

For Existing RBS AssociatesTraining Fee – RM 400

Upgrade to Option 2 – RM 780 Special Promotion

Jan – Mar 2005

Become RBS AssociateBecome RBS AssociateAttend Islamic Estate Attend Islamic Estate Planning Training (3 Planning Training (3 days)days)Use of Trade NameUse of Trade NameTraining ManualTraining Manual

H O W T O B E C O M E I S L A M I C H O W T O B E C O M E I S L A M I C E S T A T E P L A N N E R SE S T A T E P L A N N E R S

What Are The Returns On What Are The Returns On

I N V E S T M E N TI N V E S T M E N T ??

S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP

Professional Will Writing

RM 380 – RM 8,000

45%

Professional Will Custody:

AnnualLifetimePremier Lifetime

RM 80

RM 800

RM 1,200

35%

25%

25%

S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP

Will Translation Service

RM 152 –RM 3,200

20%

National Will Custody:AnnualLifetimePremier Lifetime

RM 100

RM 1,000

RM 1,400

35%

25%

25%

S O U R C E S O F I N C O M ES O U R C E S O F I N C O M ESERVICE FEES IEP

AST Appointment Fee

RM 100 40%

Estate Administration Fee

0.5% – 2% 23%

Amanah Hayat 0.5% – 2% 23%

Harta Sepencarian RM900 (mono) RM1,100(polygamy)

45%

A client wrote a RM 500 Wasiat with Annual Custody. Besides that, he appointed aST as the 1st substitute executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 900. On his death, he leaves behind an estate worth RM 2 million.

Services Cost IEP’s Comm

Professional Wasiat Writing RM 500 RM 225

Professional Wasiat Custody RM 80 RM 28 (yearly)

aST Appointment Fees RM 100 RM 40

Harta Sepencarian RM 900 RM 405

aST Executorship Fees (0.5–2%) RM 40,000 (RM 9,200)

Total RM 698

(RM 9,898)

INCOME POTENTIALINCOME POTENTIAL

Income per month with 10 WasiatIEP – RM 698 X 10IEP – RM 698 X 10

= RM 6,980 (RM 98,980)= RM 6,980 (RM 98,980)

12 months – RM 5,180 X 1212 months – RM 5,180 X 12

= RM 83,760 (RM 1,187,760)= RM 83,760 (RM 1,187,760)

* IEP enjoys a deferred income of 23% * IEP enjoys a deferred income of 23% of Estate Administration Feesof Estate Administration Fees

INCOME POTENTIALINCOME POTENTIAL

A client wrote an RM 1,500 Wasiat with Premier Lifetime Custody. Besides that, he appointed aST as the main executor. He and his wife want to do a Harta Sepencarian Declaration worth RM 1,000. On his death, he leaves behind an estate worth RM 5 million.

Services Cost IEP’s Comm

Professional Wasiat Writing RM 1,500 RM 675

Professional Wasiat Custody RM 1,200 RM 300

aST Appointment Fees RM 100 RM 40

Harta Sepencarian RM 1,000 RM 450

aST Executorship Fees (0.5–2%) RM 100,000 (RM 23,000)

Total RM 1,024

(RM 24,024)

INCOME POTENTIALINCOME POTENTIAL

Income per month with 10 WasiatIEP – RM 1,024 X 10IEP – RM 1,024 X 10

= RM 10,240 (RM 240,240)= RM 10,240 (RM 240,240)

12 months – RM 10,240 X 1212 months – RM 10,240 X 12

= RM 122,880 (RM 2,882,880)= RM 122,880 (RM 2,882,880)

* IEP enjoys a deferred income of 23% * IEP enjoys a deferred income of 23% of Estate Administration Feesof Estate Administration Fees

INCOME POTENTIALINCOME POTENTIAL

Senior Associate/IEP – Overriding Structure

Harta Sepencarian, Professional Document Custody, Professional Wasiat Writing,

Professional Wasiat Translation, Professional Wasiat Custody & National Wasiat Custody

Senior Associate/IEP

Associate/IEP 1

Associate/IEP 2

8%

4%

INCOME POTENTIALINCOME POTENTIALSenior Associate/IEP

Associate/IEP 1 – RM 50,000

Associate/IEP 2 – RM 50,000

8%

4%

Overriding Commission

IEP1 – RM 50,000 X 8% X 20IEP1 – RM 50,000 X 8% X 20

= RM 80,000= RM 80,000

IEP 2 – RM 50,000 X 4% X 200IEP 2 – RM 50,000 X 4% X 200

= RM 400,000= RM 400,000

Total – RM 80,000 + RM 400,000Total – RM 80,000 + RM 400,000

= RM 480,000 per annum= RM 480,000 per annum

Senior Associate/IEP – Overriding Structure

Executorship, Guardianship & Administratorship,

Private Trust & Wakaf

Senior Associate/IEP

Associate/IEP 1

3%

THE PROCEDURE TO BECOME AN THE PROCEDURE TO BECOME AN ISLAMIC ESTATE PLANNERISLAMIC ESTATE PLANNER

SUBMISSION OF SUBMISSION OF REGISTRATION REGISTRATION

FORMFORMWITH PAYMENTWITH PAYMENT

SUBMISSION OF SUBMISSION OF REGISTRATION REGISTRATION

FORMFORMWITH PAYMENTWITH PAYMENT

SIGNING SIGNING AGREEMENTAGREEMENT

SIGNING SIGNING AGREEMENTAGREEMENT

ATTEND ISLAMIC ATTEND ISLAMIC ESTATE PLANNING ESTATE PLANNING TRAININGTRAINING

ATTEND ISLAMIC ATTEND ISLAMIC ESTATE PLANNING ESTATE PLANNING TRAININGTRAINING

ISLAMIC ESTATE ISLAMIC ESTATE PLANNER – START PLANNER – START OFFERING SERVICE OFFERING SERVICE TO CLIENTSTO CLIENTS

ISLAMIC ESTATE ISLAMIC ESTATE PLANNER – START PLANNER – START OFFERING SERVICE OFFERING SERVICE TO CLIENTSTO CLIENTS

• Date: 21st – 23rd May 2005• Venue: Thang Dynasty Hotel

• Time: 9.00 a.m to 5.00 p.m

Islamic Estate Planning Training

CONTACT NOW !!

YOUR NEAREST

ISLAMIC ESTATE PLANNER

ENCIK ISMAIL TAN

TEL: 03-79674299 (P)

TEL: 017-3593415 (H/P)

E-mail: ismttan@yahoo.com