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    ACESSE MARKETING (ACESSE)

    POLICY ON REFUNDS OF ADVERTISING PACKAGE PURCHASES

    Version 1.0Effective as of January 1, 2015

    Sec t i on ! In iti " # P " c$" % e P & 'c " e 1.1 For purposes of thisPolicy on Refunds of Purchases (Refund Poicy!", the first purchase

    #y any individua or entity of an $cesse %ar&etin' ($cesse!" pac&a'e is hereinafterreferenced as an Initial Package.!

    1.2 $ny purchaser of an $cesseInitial Package, or any $cesse product or service purchasedithin 2) hours after purchasin' anInitial Package, *ay cance any such transactionsithin one year fro* the date on hich theInitial Package as purchased.

    1.+ o canceInitial Packagepurchases, as e as purchases of products or services ithin 2)hours after theInitial Packagepurchase, an individua or entity *ust su#*it a notice ofcanceation (-otice of anceation!" that co*pies ith /ection ) #eo.

    1.) pon receivin' an individuas or entitys ti*ey and propery su#*itted -otice ofanceation for purchases detaied in this /ection, $cesse i refund to such individua orentity received *onies in accordance ith the fooin' provisions1.).1 $cesse i deter*ine ho *any of an individuas or entitys initiay purchased

    iredits that ere purchased as part of theInitial Package or ithin 2) hours afterpurchasin' theInitial Package (ota iredits!" have #een used or transferred(sed iredits!". $cesse i divide the sed iredits #y the ota iredits toderive the percenta'e of ota iredits represented #y sed iredits (sed ireditPercenta'e!".

    1.).2 $cesse i *utipy the sed iredit Percenta'e #y the individuas or entitysInitial Package cost to derive the non3refunda#e *onetary vaue of theInitial

    Package#y hich the individua or entity has #enefitted (-on3Refunda#e4enefit!". $cesse i su#tract the -on3Refunda#e 4enefit fro* theInitial Packagecost to derive the refund a*ount unadusted for $cesses service fee (4aseRefund!".

    1.).+ Fro* the 4ase Refund, $cesse i deduct ten percent (106" of the 4ase Refund as aservice fee to derive a refund a*ount adusted for sed iredits and the service fee($dusted Refund!".

    1.).) $cesse i deduct fro* the $dusted Refund any iPay*ents or other pay*ents theindividua or entity received viein' ads.

    1.).5 $cesse i aso deduct fro* the $dusted Refund a co*pensation, incudin'co**issions and #onuses, the individua or entity earned fro* $cesse.

    1.).7 he fooin' non3#indin', hypothetica e8a*pe that de*onstrates the cacuationsdetaied in this /ection

    o*pany 9 purchased anInitial Package for :2,000 and received10,000 iredits associated ith theInitial Package. o*pany 9 used;,500 iredits #efore ti*ey and propery su#*ittin' a -otice ofanceation. o*pany 9 received fro* $cesse :200 for viein' adsand received a #onus of :100.

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    $cesse oud cacuate o*pany 9s refund as foos(1" o*pany 9s ota iredits < 10,000(2" o*pany 9s sed iredits < ;,500(+" sed iredit Percenta'e < ;,500=10,000 < ;56()" -on3Refunda#e 4enefit < ;56 > :2,000 < :1,500(5" 4ase Refund < :2,000 3 :1,500 < :500(7" $dusted Refund < :500 3 (106 > :500" < :)50(;" ?eduction for Pay*ents Received Viein' $ds and $

    o*pensation < :)50 @ :200 3 :100 < :150(8) Total Example Refund = $150

    Sec t i on * ! A n n & " # C on & #t " n t K i t P &'c " e 2.1 $ny purchaser of an $cesseAnnual Consultant Kit, *ay cance such transaction ithin

    thirty (+0" days fro* the date on hich theAnnual Consultant Kit as purchased.

    2.2 o canceAnnual Consultant Kitpurchases, an individua or entity *ust su#*it a -otice ofanceation that co*pies ith /ection ) #eo.

    2.+ pon receivin' a ti*ey and propery su#*itted -otice of anceation, $cesse i refund

    to the individua or entity cancein' the purchases detaied in this section a *oniesreceived for such purchases.

    Sec t i on + ! O t e' P & 'c " e +.1 Purchasers of $cesse products or services not incuded or detaied in /ections 1 or 2 a#ove

    *ay cance such transactions ithin three (+" #usiness days fro* the date on hich suchproducts or services ere purchased.

    +.2 o cance such purchases of products or services detaied in this /ection +, an individua orentity *ust su#*it a -otice of anceation that co*pies ith /ection ) #eo.

    +.+ pon receivin' a ti*ey and propery su#*itted -otice of anceation, $cesse i refundto the individua or entity cancein' the purchases detaied in this section a *oniesreceived for such purchases.

    Sec t i on , - N o t ice o . C "n c e # #" t ion).1 o cance the transactions detaied in /ections 1, 2, and +, an individua or entity *ust

    su#*it their reAuest via the refund cacuator provided in the $cesse %ar&etin' #ac& office.).2 Bnce the individua confir*s the refund reAuest, the reAuest *ay #e canceed ony unti the

    refund is processed.

    Sec t i on / ! R e . & n 0 I &" n ce5.1 $cesse i refund individuas or entities in the sa*e *anner as these individuas or entitiesinitiay paid for $cesse products or services.5.1.1 4y ay of e8a*pe, if an individua Auaifies for a refund and initiay paid for

    $cesse products or services #y credit card, $cesse i refund the individua #ycreditin' the a*ount of the returned products or services, ess any appica#edeductions, to the individuas credit card.

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    5.1.2 Cf an individua purchased $cesse products or services #y iash, $cesse i refundthe individua #y addin' the a*ount of the refund to the individuas iash #aance.

    5.1.+ Cf an individua purchased $cesse products or services #y *eans of the individuaseDaet account, $cesse i refund the individua #y addin' the a*ount of therefund to the individuas eDaet account.

    Sec t i on 1 ! A % 'e e 2 e n t T e ' 2i n " t ion$cesse i i**ediatey ter*inate and cance a a'ree*ents and co**ercia reationships,incudin' consutin' and distri#utorship a'ree*ents and reationships, ith any individua orentity that reAuests a refund upon receivin' the refund reAuest. er*ination and canceation ofan individuas and entitys a'ree*ent and co**ercia reationship in accordance ith thissection i resut in forfeiture of the individuas or entitys cai*s for $cesse EAuity /hare Panaccount #aances.