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RKH Property & Casualty One Whittington Avenue, London, EC3V 1LE, United Kingdom T +44 (0)20 7456 9300 F +44 (0)20 7456 9399 R K Harrison Insurance Brokers (RKHIB) is the Specialty Lines broker of R K Harrison Group (RKH), a leading independent insurance and reinsurance broker, specialising in providing bespoke solutions to businesses, brokers and private individuals, throughout the world. RKH Group Overview Key Facts £125m A decade of year-on year growth has allowed reinvestment in the business Fifth largest producer to Lloyd’s Nine locations in the UK & internationally Over 750 staff across the Group Circa £1.3 billion premium handled Revenue (year ending 30 June 2014) E [email protected] www.rkhgroup.com Financial information relates to R K Harrison Holdings Limited for year to 30 June 2014. RKH Property & Casualty is a trading name of R K Harrison Insurance Brokers Limited (RKHIB), which is an appointed representative of R K Harrison Group Limited. R K Harrison Group Limited is authorised and regulated by the Financial Conduct Authority in respect of general insurance business. RKHIB is registered in England No. 6720048. Registered Office: One Whittington Avenue, London EC3V 1LE. Calls may be monitored and recorded for quality assurance purposes. 09/14 ref 2358 For enquiries please email [email protected] Mark Colgate Head of Recall Practice +44 (0)20 7456 9370 +44 (0)7919 307 493 [email protected] Robert Marshall Senior Account Executive +44 (0)20 7456 9311 +44 (0)7788 970 473 [email protected] Justin Whitehead Casualty Solutions +44 (0)20 7456 9369 +44 (0)7919 307 492 [email protected] Christabel Burton Account Handler +44 (0)20 7426 5257 +44 (0)7795 465 289 [email protected] Whether your client is looking for a bespoke placement, an annual or multi- year deal or a quota share capacity offer, we can assist in offering creative and comprehensive solutions. Product Recall Insurance 10 04 05 06 08 09 11 12 13 14 07

RKH Product Recall Brochure

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RKH Property & CasualtyOne Whittington Avenue, London, EC3V 1LE, United Kingdom

T +44 (0)20 7456 9300F +44 (0)20 7456 9399

R K Harrison Insurance Brokers (RKHIB) is the Specialty Lines broker of R K Harrison Group (RKH), a leading independent insurance and reinsurance broker, specialising in providing bespoke solutions to businesses, brokers and private individuals, throughout the world.

RKH Group Overview

Key Facts

£125mA decade of year-on year growth has allowed reinvestment in the business

Fifth largest producer to

Lloyd’s

Nine locations in the UK &

internationally

Over 750 staff across the

Group

Circa £1.3 billion premium

handled

Revenue (year ending 30 June 2014)

E [email protected]

Financial information relates to R K Harrison Holdings Limited for year to 30 June 2014. RKH Property & Casualty is a trading name of R K Harrison Insurance Brokers Limited (RKHIB), which is an appointed representative of R K Harrison Group Limited. R K Harrison Group Limited is authorised and regulated by the Financial Conduct Authority in respect of general insurance business. RKHIB is registered in England No. 6720048. Registered Office: One Whittington Avenue, London EC3V 1LE. Calls may be monitored and recorded for quality assurance purposes. 09/14 ref 2358

For enquiries please email [email protected]

Mark ColgateHead of Recall Practice+44 (0)20 7456 9370+44 (0)7919 307 [email protected]

Robert MarshallSenior Account Executive+44 (0)20 7456 9311+44 (0)7788 970 [email protected]

Justin WhiteheadCasualty Solutions+44 (0)20 7456 9369+44 (0)7919 307 [email protected]

Christabel BurtonAccount Handler+44 (0)20 7426 5257+44 (0)7795 465 [email protected]

Whether your client is looking for a bespoke placement, an annual or multi-year deal or a quota share capacity offer, we can assist in offering creative and comprehensive solutions.

Product RecallInsurance

1004 05 06 08 09 11 12 13 1407

Food & drink product contaminationAvailable for all food and drink manufacturers, retailers, distributors, importers and co-packers.

Consumer durable products / non-foodCover a variety of consumer durables and non-food products against product safety issues and design and manufacturing errors.

Restaurant contaminationEstimates suggest only 5% of the USA’s approx 1,000,000 restaurants are currently insured for food bourn illness. We can source cover for individual franchisees all the way to large corporate buyers.

Pharmaceutical recallCovers manufacturers, co-packers, co-manufacturers and re-packagers of prescription or generic/over the counter pharmaceuticals.

Auto recall2014 has seen more auto recalls worldwide than any other year in history. Cover is available for any component part excluding tires, and coverage can be extended for contract specific periods.

Triggers

• Accidental contamination

• Malicious product tamper

• Mislabeling

• Product extortion

• Government recall

Cover includes

• Loss of gross profits

• Recall expenses

• Rehabilitation costs

• Replacement expenses

• Destruction costs

• Third party recall expenses

• Consultant costs

Additional cover available

• Government recall

• Adverse publicity

• Customer’s loss of profit

• Product Recall Liability damages

Triggers

• Product defect

• Government recall

• Malicious product tamper

• Product extortion

Cover includes

• Recall expenses (for both finished products & component products)

• Extra expenses; including advertising & communication costs, transportation, disposal & extra expense costs

• Replacement costs

• Third Party component recall expenses

• Loss of gross revenue

• Brand rehabilitation

• 12 month retro date

• Product recall liability damages

• Defense costs

Triggers

• Product guarantee

• Product safety

• Government recall

Cover includes

• First party & third party recall expenses

• Extra expenses; including advertising & communication costs, transportation, disposal & extra expense costs

• Replacement costs including reinstallation costs & expenses

• Consultant costs

• 12 month retro date as standard

Additional cover available

• Third Party Financial Loss • Loss of profits

Triggers

• Foodborne illness

• Accidental contamination

• Malicious product tamper

• Product extortion

• Adverse publicity

• Product extortion

• Supplier contamination

• Workplace violence

• Public health authority

Cover includes

• Loss of profits

• Loss of royalty income

• Rehabilitation costs

• Inoculations

• Consultant costs

Triggers

• Accidental contamination

• Unforeseen side effects

• Design error

• Mislabelling

• Manufacturer error

• Omission of an active ingredient

• Malicious product tamper

• Product extortion

Cover includes

• Loss of profits

• Recall costs

• Rehabilitation costs

• Third party recall expenses

• Consultant costs

• Replacement expenses

Additional cover available

• Government recall • Third Party recall liabilty

$300m + capacity available

$100m + capacity available

$100m + capacity available

$100m + capacity available

$100m + capacity available

Minimum premium $10,000

Minimum premium $15,000

Minimum premium $500 Franchisees

$35,000 Corporate

Minimum premium $25,000

Minimum premium $20,000

The future

Meat industry

E - cigarettesMulti-year

policiesToys

Worldwide exposure

We live in an ever-changing world where client’s insurance requirements are constantly evolving. RKH can offer expert advice in respect of the following areas:

Please contact any member of the team for further information.