Sacramento Claims Association News Network - February 2015

w w w.SacramentoClaims.org

SINCE 1994 WITH SCASacramento Claims Association News Network

LIONS GATE HOTEL & CONFERENCE CENTER

At McClellan Park 3410 Westover Street, Sacramento, CA 95652

Luncheon - Thursday February 12, 2015

2014 California Legal Update

@

Top Ten Cases Affecting Third Party Liability ClaimsIt is important to remain current on developments in California law

that affect your handling of claims.

Join the SCA Thursday, February 12, 2015, as we welcome Ropers, Majeski, Kohn & Bentley partners

Pamela E. Cogan, Robert M. Forni and Enrique Marinez as our luncheon guest speakers.

Pamela E. Cogan Robert M. Forni Enrique Marinez

2 Sacramento Claims Association News Network • February 2015

President Vice President Secretary TreasurerYour 2015 SCA Executive Staff

Sacramento Claims Association

And Your 2015 SCA Board of Directors

Jim McCurleyRGL Forensic Accountants

[email protected]

Cathrin NevinVeriClaim

[email protected]/Charitable Committee

April WilkinsonDavid Morse & Associates

[email protected] Committee

Steve MooreBarrish Pelham & Associates


Jack CorryWater, Smoke & Mold Removal

[email protected]

Tami UmlandArtland Construction

[email protected] Team Coordinator

Mathieu SchwartzLiberty Mutual Insurance

[email protected]

Jason KettlehutPW Stephens Environmental, Inc.

[email protected]

Bryan HarrisonAssociation News Network, Inc.


Sacramento Claims Association News Network • February 2015 3

2015 SCA President Steve Moore, PE, CASpBarrish Pelham & Associates, Inc.

Hello Sacramento Claims Association! I hope everyone has had a successful and promising start to their 2015. It seems like everyone I have talked to so far this year has been busy, busy, busy, and hopes it stays that way for a long time!The first item on my “To Do List” as your new President is to genuinely thank the 2015 SCA Board of Directors for their vote of confidence and show of faith! I will do my very best to help lead the SCA Board and its Membership to continued success in 2015. Writing of ‘continued success’, my next “To Do List” item is to also thank the 2014 SCA Board, particularly the outgoing Directors, Bob Battezzatto, Art Coussoulis, Linda Hansen, and John Morgan. Each one of them helped in their own way to keep the SCA strong when other claims associations were really struggling. We recognized Bob, Art, and Linda at the Winter Party and will recognize John at an upcoming luncheon. ‘Pushing the envelope’ is a very profound and relevant statement for the insurance industry in the wake of the recession. The business world has changed, forcing companies and their employees to step out of their comfort zone and find new niches or learn additional skills to stay competitive and relevant. It is the SCA Board’s intention to ‘push the envelope’ in 2015. We have made some significant changes to our Education program offering four C.E.U. seminars for both carrier and independent adjusters. We will have eight normal luncheons concentrating on educating the ENTIRE association with topics covering property and liability claims. We have added at least two more Social events to the calendar in hopes of strengthening existing relationships, and most importantly, developing new ones.

Incoming Message from 2015 SCA President Steve Moore, PE, CASp

continue page 6

Pushing The Envelope in 2015!

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ServingCommunities in:

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FEBRUARY 2015 • Volume XXI • Number IIwww.SacramentoClaims.org

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Your 2015 SCA Executive Staff & Board of Directors

Incoming Message from 2015 SCA President Steve Moore

Recent SCA Charitable Beneficiaries

People On The Move!

22nd Annual CCNC Planning Underway

SCA 2015 Calendar of Upcoming Events

Seven Sins of Adjuster Testimony Kicks off year at Jan 8 SCA

2014 California Legal Update LUNCHEON

SCA Sacramento Claims Association News Network Service Directory Sponsors

Association News Network Job Connection 2014 SCA Street Team

News From the DOI

Membership Drive Features New Sponsorship Opportunity

Recent SCA Charitable

Beneficiaries include:

Sacramento Blue Star Moms

hope & opportunity for at-risk women with children

CSUSacramentoinsurance program

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El Dorado Restoration Sells Off DKI to CRBR Decides to Close Shop

“After 32 years of serving the disaster repair industry in Northern California , we have decided to make February El Dorado Restora-tion’s last month in business,” stated longtime SCA and CCNC advocate Barbara Prosch. “We had some great years filled with good friends and awesome employees! In order to keep claims moving uninterrupted, we have sold our DKI service territory to CleanRite BuildRite, who will no doubt serve our friends & clients with the same level of enthusiasm &

professionalism shown by El Dorado over the past 32 years. In fact, many of the same employees you have come to know at EDR will now be working with CleanRite BuildRite. Thank you for 32 great years! Your friendship & support has been genuinely appreciated! Bill & I are looking forward to kickin’ back & enjoying life for a while!”

Barbara’s Facebook page lit up over this announcement with great wishes and appreciation from all corners. She went on to state: “While we have sold our DKI territory and will be closing EDR, we’re a ways from actually retiring. The truth is that we just got tired of the battle. Bill and I are simply going to take some time off and figure out exactly where we go from here and are looking forward to new adventures and challenges.” All the best in all your adventures!

Blue Sky Dawns New Name - . . . . . . . . . . . . . . . . . . . . . . .Bright Leaf Cleaners

“I would like to announce that Blue Sky Cleaners has undergone a name change, to Bright Leaf Cleaners,” stated John Morrison, President of Restoration at Bright Leaf Cleaners.

“We are the fabric restoration and dry cleaning experts that specialize in the recovery of clothing and textiles damaged by fire, smoke, water and mold,” he explained. “We can also provide you with an emergency order of clothing and other items to help those affected resume everyday life,” he continued. “In most cases, emergency orders can be completed and returned within 24–48 hours.” A proud member of North American Restoration Drycleaners, Bright Leaf Cleaners provides textile restoration throughout Northern and Central California. They have been selected as one of America's Best Cleaners.John Morrison may be reached at: 209-601-6899, or [email protected]


continued from page 3

President’s Message

Steve MooreSteve Moore, PE, CASp2015 SCA [email protected] Pelham & Associates, Inc.Consulting Structural Engineersc..916.502.7633 www.barrish.com

I hope to see all of you at the next scheduled luncheon on Thursday, February 12, at the Lions Gate Hotel for “2014 California Legal Update” presented by Ropers, Majeski, Kohn & Bentley part-ners Pamela E. Cogan, Robert M. Forni and Enrique Marinez. And please don’t forget the Kings game Social scheduled for March 20th!I look forward to working with the SCA Board, its committees, and the entire Membership to-wards ‘pushing the envelope’ in 2015 and furthering our contin-ued success!

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22nd Annual Claims Conference Planning Underway

the newly formed CCNC 2015 planning com-mittee elected “Hot August Claims” as their theme for the event, as they start the new year. Comprised of repre-sentatives of local and regional insurance claims associations, the CCNC holds fast to its long-standing tradi-tion and reputation for a top-notch continuing education conference and trade-show. Incoming President, Jack Corry, and Vice Presi-dent, Tami Umland, both representatives of the Sacramento Claims Association, have laid the groundwork for what appears to be top-notch dynamic event. “Hot August Claims” is a theme befitting not only the Summer timing of the event, but in a big way plans for a sizzling conference and trade show. With the early dates this year, the committee is positioning itself to get off on the right foot. Ex-hibit booth registration and sponsorship options are both scheduled to open in early February for returning exhibitors and sponsors, respectively. Following three years of experimenting with a CCNC Dinner Banquet, the committee

agreed to forego the banquet this year. By all appearances, most folks prefer to have the time between the end of the first day and the

evening’s casino night be left open to explore some of the fine dining in the immediate area

adjacent to the Hyatt Regnecy in Downtown Sacramento. Additionally, the opening night welcoming festivities will left to wishing to partake within their own groups. “We started the welcome reception concept as a thank you to our exhibitors some years ago,” said returning Exhibitor Committee CoChair, Lisa Winn. “As it was expanded with the early afternoon opening session to a general event, most have found the reception has become un-necessary.” “We are excited about topics on the discussion table, and potential presenters for this year,” stated an enthusiastic President Corry. “CCNC is an event people look forward to, and we are committed to making it the best we can,” he added. Stay tuned in the coming weeks and months for more. Site updates will be forthcom-ing at www.ClaimsConference.org, or Like the CCNC Facebook page: www.facebook.com/TheCCNC.

Ever-learning, ever-growing, the Claims Conference of Northern Calfiornia, Inc. - a California non-profit corporation - is off and running with planning for the 22nd annual event. To be held Tuesday and Wednesday, August 11-12, 2015,

August 11-12, 2015Hyatt Regency

Downtown Sacramento

mailto:[email protected]

http://www.barrish.com

http://www.ClaimsConference.org

https://www.facebook.com/TheCCNC

https://www.facebook.com/TheCCNC


2015Calendar of Events

Sacramento Claims Association

Thursday, February 12, 2015SCA luncheon - 11:30am check-in • luncheon noon-1pm2014 California Legal UpdateRopers, Majeski, Kohn & Bentley partners Pamela E. Cogan, Robert M. Forni and Enrique Marinez - see page 9

Thursday, March, 2015St. Patrick’s Day social event - details TBA

Thursday, April 9, 2015Morning Educational Seminar followed by luncheon - 8am-1pm

Thursday, May, 2015SCA Social Event - TBA

Friday, June 5, 2015Annual SCA Golf Tournament Lincoln Hills Golf Course - “Eagle Sponsorship” Silent Auction bids to open soon!

Thursday, July 9, 2015SCA luncheon - 11:30am check-in • luncheon noon-1pm

August 11-12, 201522nd Annual Claims Conference of N. California: “Hot August Claims”Hyatt Regency Downtown Sacramento - see previous page

Thursday, September 10, 2015Morning Educational Seminar followed by luncheon - 8am-1pm attend some or all. Details to be announced

Thursday, October 8, 2015SCA luncheon - 11:30am check-in • luncheon noon-1pm

Thursday, November 12, 2015Morning Educational Seminar followed by luncheon - 8am-1pm

Thursday, December 10, 2015SCA luncheon - 11:30am check-in • luncheon noon-1pm


The SCA Education Committee continued to build on their series of accredited Continuing Education courses for claims professionals, kicking off the new year with a morning CE seminar followed by a regular luncheon January 8, 2015 at Lions Gate."Seven Deadly Sins of Adjuster Testimony", as presented by the al-ways dynamic Ulises Castellon, of Fire Cause Analysis, and frequent co-presenter Doug Wood, a partner at Morris Polich and Purdy LLP, provided Two (2) hours of Adjuster CE credit.Whether because of heavy workloads from the recent storms, or perhaps it was that the second Thursday came so early at the start of the year, or simply that not many were aware of the early time slot, turnout for the morning session was sub-par. The potentially sad part was that it appeared that a lot of people who no doubt could benefit from this session were bound to miss it. Great content was given to a small gathering of adjusters and a few other industry professionals. Folks turned out in good numbers for the luncheon portion of the day, which served to validate that not many are yet

Great Training at January 8 SCA"Seven Deadly Sins of Adjuster Testimony" provides useful tools for claims peopleBy Bryan Harrison & Lynna Harrison - Association News Network, Inc.Photos by Bryan Harrison

continued page 10

2013-’14 SCA President Bob Battezzato thanked the crowd for attending, and everyone for all the support he has enjoyed during his tenure.

Incoming 2015 SCA President Steve Moore flanked by guest presenters Ulises Castellon, left, and Doug Wood.


LIONS GATE HOTEL & CONFERENCE CENTER

At McClellan Park 3410 Westover Street, Sacramento, CA 95652

Luncheon - Thursday February 12, 2015

2014 California Legal Update

@

Sacramento Claims AssociationIs pleased to present

For payment by cash or check at the door, please make your reservation now

with SCA Board MemberApril Wilkinson:

[email protected] or 916-410-0865

Top Ten Cases Affecting Third Party Liability ClaimsIt is important to remain current on developments in California law

that affect your handling of claims.

11:30 a.m. Check-in • Noon - 1p.m. Luncheon

Luncheon:3 Free to carrier personnel (donations to the SCA Charitable Fund in lieu of fee appreciated)3 $20 Independent Insurance Adjusters3 $32 Assoc. Members w/Reservations made by 2/10/15 3 $45 guests and after 2/10/15Secure your spot at: www.SacramentoClaims.org

11:30 a.m. Check-In/Mixer12 noon- 1:00 p.m. Luncheon

Join the SCA Thursday, February 12, 2015, as we welcome Ropers, Majeski, Kohn & Bentley partners Pamela E. Cogan, Robert M. Forni and Enrique Marinez as our luncheon guest speakers. This trio will provide participants with recent developments in California law that affect third party liability claims, dam-age assessments (Howell implications), settlement, coverage, duty to defend, and bad faith issues related to these areas.

Pamela E. Cogan Robert M. Forni Enrique Marinez


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accustomed to variety in the time schedule. Fortunately, Castellon and Wood graciously accepted an invitation to give an abbreviated version of their presentation over the course of the luncheon.The duo tagged teamed very effectively in presenting their overview of The Seven Sins, a good deal of which touched on a recurring theme that an adjuster in deposition or on the witness stand need not apolo-gize for their handling of a claim. Doing your job appropriately and in compliance with the DOI regulations leaves no need to apologize for any aspect. Anticipating where a line of questioning is headed was another key ingredient in successful testimony. The “seven sins” included:#1. Don’t take the Bait. Your job is to explain what your Company did and why. Don't try to be a "case winner". Your Deposition is not likely to win the case.2. Beware of the Sound Bites: Always tell the Truth and don't try to be cute.3. No Absolutes: Lawyers will use leading questions. Know the truth.4. Responsibility Trap: Go in knowing you did it right. Don't let the lawyer "set you up" Don't take or give blame. Trial is Moral High ground5. Credibility Killers: Jury asses the appearance of reliability and the likelihood witness telling the truth.6. Most Dangerous Sin: List of Questions. Any List asking "why", "How often", "How many times". If you vary or change there is a possibility of impeachment.7. Forks in the Road - Witness Tools: understanding the significance of each “parsed” piece of evidence and knowing how to explain “why” are just two valuable tools.

Both the complete seminar and the abbreviated version held great value, and the speakers both stated they enjoyed the intimate interaction of the morning session.

Seven Sins at Jan 8 SCAcontinued from page 8

SCA Board Member and 2015 CCNC President, Jack Corry, gave a quick update on the “Hot August Claims” conference to be held August 11012, 2015 at the Hyatt Regency Downtown Sacramento.

Ashley Ramsey, of Duarte Construction, hit a winning streak, with a 50/50 Raffle drawing and Fireball door prize duo.

Outgoing SCA Board Member, Linda Hansen, of Farmers Insurance, continued with her ongoing demonstration that claims people can also present door prizes.

Doug Wood and Ulises Castellon agreed to give a summary overview of their morning CE course to the noontime luncheon crowd at the January 8, 2015 Sacramento Claims Association.


CONTRACTORS - GENERAL/RESTORATION - CONTINUEDHALDEMAN CONSTRUCTION - Jason HaldemanP.O. Box 4244 www.hcbuilders.com • (530) 885.8085 Auburn, CA, 95604 [email protected] • Fax (530) 885.8985LAWTON CONSTRUCTION - Brett LawtonP. O. Box 6026 www.LawtonConstruction.com • (916) 434-9280Auburn, CA 95604 Fax (916) 434-2590MARK SCOTT CONSTRUCTION, INC.Residential & Commercial msconstruction.com • Pl. Hill: (925) 944-050224 Hour Em ServiceFairfield:(707)804-8880•Stockton:(209)982-0502PROBILT CONSTRUCTION - Roger Kolb3770 West Pacific Ave. [email protected] • (916) 455-1782Sacramento, CA 95820 Fax (916) 455-1783WINGARD CONSTRUCTION - Nichole Norton 24 Hr. Em (800) 232-7150One-Call Contractor for all your Lodi office: (209) 368-2464reconstruction needs [email protected] • Concord: (925) 689-9322CONTRACTORS - MICROBIAL REMEDIATIONALLIANCE ENVIRONMENTAL - Ed Work3545 Victor Street www.alliance-enviro.com • (408) 830-9700Santa Clara, CA 95054 [email protected] • Fax(408) 980-9749AMERICAN TECHNOLOGIES, INC. - Barry Metcalf/George Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445BELFOR USA - Grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] BUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comP.W. STEPHENS ENVIRONMENTAL, INC. - Jason Kettlehut3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119Loomis, CA 95650 [email protected] SCENE/FATALITY CLEAN-UPCLEANRITE BUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comENGINEERS - FORENSICBARRISH PELHAM & ASSOCIATES, INC. - Lisa Esquivel3001 E Street [email protected] • (916) 418-9100Sacramento, CA 95816 www.Barrish.com • Fax (916) 400-4874COMPLERE ENGINEERING GROUP, INC. - Gene Wilkins, P.E.Fire C&O, Property Liability, Thermography, Structural4230 Kiernan Av., Suite 210 [email protected] • (209) 545-8165Modesto, CA 95356 www.complere.com • Fax (209) 545-8170HAAG ENGINEERING COMPANY - Barbara LarsonLeaders in [email protected] • (949) 861-8847Forensic Engineering www.haagengineering.com • Fax (949) 861-8683OCONNOR ENGINEERING - Michael O’Connor/Chuck Thomas 1172 National Dr. Ste 100 (916) 640-0640 Sacramento, CA 95834 www.OConnor-Engineering.comENVIRONMENTAL - TESTING & CONSULTINGSIERRA ENVIRONMENTAL TESTING & CONSULTING, INC. - Chris Hintz P. O. Box 1563 www.SierraEnviro.com•(209)366-3684Woodbridge, CA 95258 (714)519-1366•Fax(866-612-8294

ALTERNATIVE DISPUTE RESOLUTIONERNEST A. LONG ADR - Ernie Long2630 J Street 916-442-6739 • Fax 916-4424107Sacramento CA 95816 [email protected] - DEFENSENAGELEY, MEREDITH & MILLER, INC. - Greg Meredith/Jim Keowen8801 Folsom Boulevard Suite 172 (916) 386-8282 • Fax (916) 386-8952Sacramento, CA 95826 [email protected] SCOTT - Lindsay A. Goulding350 University Avenue, Suite 200 www.porterscott.com • 916.929.1481 ext. 470 Sacramento, CA 95825 [email protected] • Fax: (916) 927-3706CONTRACTORS-ASBESTOS/LEAD/MOLD REMEDIATIONA-1 REMEDIATION - David Brooks4270 Pell Drive [email protected] • (916) 568-7624Sacramento, CA 95838 www.A1remediation.com • Fax (916) 568-7639ALLIANCE ENVIRONMENTAL - Ed Work3545 Victor Street www.alliance-enviro.com • (408) 830-9700Santa Clara, CA 95054 [email protected] • Fax(408) 980-9749AMERICAN TECHNOLOGIES, INC. - Barry Metcalf/George Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445CLEANRITE BUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comENVIRONMENTAL REMEDIES, INC. - Scott Tamayohigh quality solution for insurance-related (866) 447-2414abatement requirements www.EnvironmentalRemediesInc.comJM ENVIRONMENTAL, INC. - John Moore & the JM TeamPO Box 2189 www.jmenvironmental.net • (916) 726-0304Granite Bay, CA 95746-2189 Fax (916) 726-0340LAWTON CONSTRUCTION - Brett LawtonP. O. Box 6026 www.LawtonConstruction.com • (916) 434-9280Auburn, CA 95604 866-990-5150 •Fax (916) 434-2590P.W. STEPHENS ENVIRONMENTAL, INC. - Jason Kettlehut3278 Swetzer Road www.pwstephensinc.com • (916) 790-4119Loomis, CA 95650 [email protected] ENVIRONMENTAL – Blake Roath Mold, Asbestos, Lead & General Demolition5037 College Oak Drive, Suite C [email protected] (916) 256-3899Sacramento, CA 95841 www.selectenvironmental.org Fax (916) 486-1357CONTRACTORS - ELECTRICALTUCKNOTT ELECTRIC CO. - Robert A. Tucknott6850 Regional St. Suite 110 [email protected] • (925) 931-0800Dublin, CA 94568 www.Tucknott.com • Fax (925) 931-0817CONTRACTORS - GENERAL/RESTORATIONB LINE CONSTRUCTION - Mike Baker430 Lea Way (916) 476-0808Sacramento, CA 95815 [email protected] USA - Grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] BUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comDH CONSTRUCTION - Ken Daley/Amber Pastor4324 Orange Grove Ave. www.DHfirerestoration.com • (916) 481-3297Sacramento, CA 95841 [email protected] & COMPANY CONSTRUCTION - Jeff Black9857 Horn Rd [email protected] • (916) 366-5695Sacramento, CA 95827 Fax (916) 361-9043

Thanks to all our paid directory listing sponsorsSacramento Claims Association News Network Services Directory

continued next page

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Sacramento Claims Association News Network Services DirectoryThanks to all our paid directory listing sponsors

FIRE INVESTIGATORS FIRE CAUSE ANALYSIS - Ulises Castellon, CPCUThroughout California, Arizona (800) 726-5939 • Fax: (510) 649-3099Nevada, Oregon, N. Dakota & Minnesota [email protected] HALL & ASSOCIATES, INC. - Karla Jones11151 Sun Center Drive, Suite A (800) 666-0622 • (916) 635-3441Rancho Cordova, CA 95670 www.RHA-Fire.com • Fax (916) 635-0622FLOOR COVERINGMASTERS WHOLESALE - Jeff Lovelace 2504 Mercantile Dr. [email protected] • (916) 997-6728 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894LEAK DETECTION/PLUMBINGAMERICAN LEAK DETECTION - Monte RoutonP.O. Box 525 www.AmericanLeakDetect.com • (916) 331-6443Fair Oaks, CA 95628 [email protected]’S EYE LEAK DETECTION - Daniel SpatzP. O. Box 73114 www.BullsEyeLeak.com • (916) 760-8944Davis, CA 95614 [email protected] • Fax (916) 760-8970MASTERS WHOLESALE - Mike LaVerdure 2504 Mercantile Dr. [email protected] • (916) 997-0423 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3891OVERSPRAY REMOVALNATIONWIDE OVERSPRAY REMOVAL - Eric Gerencser Benicia, California www.overspray.net • (925) 408-5909Safe Overspray Removal [email protected] • (800) 345-1269PROPERTY RESTORATION-CLOTHING SPECIALISTSFRSTeam - Jim and Courtney Nicholas910 Striker Ave. Ste E TravisGeorge [email protected] • 916-920-8239Sacramento, CA 95364 IanManes [email protected] • 916-920-8239

PROPERTY RESTORATION/CONTENTSAMERICAN TECHNOLOGIES, INC. - Barry Metcalf/George Platt8440 Elder Creek Road [email protected] • (916) 388-2440Sacramento, CA 95828 Fax (916) 388-2445BELFOR USA - Grant Cody3132 Dwight Rd Ste 300 (916) 399-1865 • Fax (916) 399-9388Elk Grove, CA 95758 [email protected] BUILDRITE Wind, Water, Fire, Mold - 24 Hours (800) 870-0030Sacramento, Yuba City, Chico & Redding www.CRBR.comLAWTON CONSTRUCTION - Brett LawtonP. O. Box 6026 www.LawtonConstruction.com • (916) 434-9280Auburn, CA 95604 866-990-5150 •Fax (916) 434-2590SERVICEMASTER CLEANING & RESTORATION SERVICES - James JohnsonServing Sacramento (916) 983-8084Placer & El Dorado Counties [email protected] OF NAPA COUNTY, VALLEJO & BENICIA - Eric Larson/Lynn FullerServing Napa County, Vallejo [email protected] • (800) 648-1608and Benicia Fax (707) 257-1608SERVICEMASTER RESTORATION SERVICES - Robert ScottServing Sacramento [email protected] • (800) 480-TIDYContra Costa & Sonoma Counties www.svmcleaning-restoration.comZEBRA RESTORATION - Michael “ Z” Zboralske/Debbie Kutch11365 Sunrise Park Dr. Ste 200 [email protected] • (916) 635-8571Rancho Cordova, CA 95742 [email protected] • Fax (916) 635-8573WINDOW COVERINGMASTERS WHOLESALE - Jeff Lovelace 2504 Mercantile Dr. [email protected] • (916) 997-6728 Rancho Cordova, CA 95742 www.MastersWholesale.com • Fax (916) 669-3894

continued from previous page

Deadline for all submissions for the next issue is February 20, 2015

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SACRAMENTO, Calif. - Just as a second storm was taking aim at Northern California, California in-surance commissioner Dave Jones urged residents to prepare by learning more about the Federal Flood Insurance Program, and conducting their own complete home inventory. "The series of storms, driven by sub-tropical moisture, has the potential to cause localized flooding," Jones said. "These events are another reminder of the importance of updating your home inventory and learning more about the Federal Flood Insurance Program because traditional homeowner policies do not provide this coverage."It is imperative that homeowners and renters understand their policy, and what is covered. Generally a traditional homeowner's policy does not cover flood damage, but damage to a roof or windows or fall-ing trees may be covered.Being prepared also includes having an updated home inventory which is vital to help replace lost or damaged items. In the age of smart devices, it has never been easier to take photos and videos of clothing, jewelry and belongings and store them in your digital cloud to access should the need arise. Additionally, consumers should scan copies of important documents such as mortgage papers, deeds and insurance policies and store them in an offsite location such as your digital cloud, an email system, or on a portable drive.

Historically, many areas of California are subject to flooding. Even areas that don't usually see flooding should prepare when severe storms or heavy rains are predicted.

For more, go to: www.insurance.ca.gov.

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http://WWW.RHA-FIRE.COM

http://www.insurance.ca.gov


Tami Umland (Committee Chair) Artland Construction [email protected] Larson Haag Engineering [email protected] Woodward Belfor [email protected] Cassetta Cleanrite Buildrite [email protected] Viodes Servpro of Citrus Hts./ Roseville/ Carmichael [email protected] Fry JM Environmental [email protected] Corry WaterSmokeMold [email protected] McLain Servpro Rsvl/CH [email protected] Kettlehut PW Stephens Environmental, Inc. [email protected] Krueger ServiceMaster Advantage [email protected] Somervill Protera Testing [email protected] Aronson Aronson Landscaping [email protected] Aronson Lawton Construction [email protected] Andrews PW Stephens Environmental, Inc. [email protected]

2014 SCA Street Team!Direct communication still reins as the most effective way to reach out to the overall community. SCA is proud to announce its new “Street Team” volunteers. Get to know one today!

POSITIONS AVAILABLESR CASUALTY CLAIMS ADJUSTER York Risk Services Group, Inc is currently seeking candidates to fill a SR Casualty Claims Adjuster position. Qualified candidates will have a minimum of 10 years GL experience with 5 years public entity experience preferred. Visit our website www.yorkrsg.com/careers and appy to position SLASACRAMENTO01071501. Will consider candidates in the Bay Area as well.

CLAIMS INDUSTRY PLACEMENTSGary E. Mingus, GEM Search Group provides both Temporary, Temp to Hire and Direct Hire placements in the Insurance Industry also, placing Vendors related to the Insurance Industry. Call Gary Mingus 866-935-4426 or email to [email protected]. Serving the Insurance Industry since 1995.

PROPERTY RESTORATION ESTIMATORS/PROJECT MANAGERSBELFOR Property Restoration is seeking the best Property Restoration Estimators/Project Managers to join our team. Our Sacramento, Modesto, San Jose, San Francisco and Santa Rosa locations are expanding in both large loss and small loss op-portunities. Restoration, Construction, Insurance Program, and Xactimate experiences preferred. We offer stability, world class training, travel, company vehicle, virtually boundless career op-portunity, and a full benefit package. Applicant information will be viewed with absolute confidentiality by GM level only E-mail resume to: [email protected]

Submit Your Job Connection ad:Choose from Four (4) Monthly Editions - Three Print + Online Edition:

Up to 50 words just $45 (just 50¢/word thereafter)

Run Your Ad Network-Wide for a net rate of just $144/mo.Next Deadline for submissions is February 20, 2015

call 209-229-8240 or fax FAX# [email protected]

The Sacramento Claims Association News Network© is a production of Association News Network, Inc. Published monthly as a free service to the SCA with a commitment and dedication to the promotion and betterment of this professional organization. The views and comments expressed within the articles herein do not necessarily reflect the views of A.N.N., Inc. or SCA. We assume no responsibility for any opinions and/or statements offered by contributing authors to the publication. Acceptance of advertising material does not constitute endorsement of the products or services offered. We reserve the right to reject any advertising copy or placement. We encourage industry support of this professional organization - its monthly newsletter publication and web site.

Go to: www.SacramentoClaims.org

© 1994-2015, all rights reserved • Association News Network, Inc. • www.AssociationNewsNetwork.com • 2455 Naglee Rd. #263 . Tracy, CA 95304 • 209.229.8240 • fax 209.229.8328

Please submit articles for consideration by email, to: Bryan Harrison, Publisher

[email protected] • 209.229.8240

For Advertising opportunities and information, contact: Lynna Harrison, New Accounts Manager

[email protected] • 925.785.7021


Tabletop Centerpiece Sponsorships Now Available

NEW FOR 2015! All paid 2015 members are now eligible

to participate in a special new sponsorship at our luncheons!

We will have sponsors for our new

CENTER PIECE RAFFLE! ** we will still have our usual raffle with prizes from our wonderful vendors**

To be eligible, your 2015 membership must be current. Luncheon table center piece sponsorship is limited to one prize per table (bottle of wine, gift baskets, potted flowers etc. approved by reservations chair before the luncheon). Promotional material limited to one brochure and trinket ( pens, note pads etc. ) per place setting. The center piece will be either raffled by business card under one of the seats at each table, or winner being the person with a birthday closest to the day of the luncheon at each table. This is a first come first served sponsorship for corporate members that have paid their 2015 membership of $200, and will begin filling the calendar on December 1st 2014 for the 2015 calendar year. One center piece sponsorship per member company per year. To apply for the sponsorship and to check availability of luncheon months, please email [email protected].

916.640.0640

1172 National Drive Suite 100 • Sacramento, CA 95834

www.OConnor-Engineering.com

4 Forensic Engineering: Electrical, Mechanical, Civil & Structural

4 Construction Defect Investigation

4Damage Assessment/Cost Consulting4Design Services, CAD Drafting4Fire Investigations (PI #26808)

CA Contractors License #744437

S e r v i c e sFire & Smoke & Water Damage

Mold DamageContents

InspectionsConstruction/Remodeling

w w w. ZebraRe s torat ion .c om 916-635-8571

Asbestos & Lead Abatement •Mold Remediation •

•Demolition •

Air Duct Cleaning • Hazardous Remediation •

(877) 683-9249 www.Alliance-Enviro.com

To Eliminate Mold, Asbestos & Other ContaminantsDon't Hold Your Breath


SINCE 1994 WITH SCAReturn Service Requested

A production service FROM:Association News Network, Inc.2455 Naglee Rd #263Tracy, CA 95304

TO:Produced as a free service to the SCA through the generosity of our advertising sponsors

JM ENVIRONMENTAL, INC.ZARDOUS MATERIALS ABATEMENT and DEMOLITION

916-726-0304 | www.jmenv.com

JM ENVIRONMENTAL, INC.HAZARDOUS MATERIALS ABATEMENT and DEMOLITION

916-726-0304 | www.jmenv.com

CE L E B R A T I N

G

y e a r s

JM Message Board: WE our Customers!

ASBESTOS ABATEMENT | LEAD REMOVAL | DEMOLITION | MOLDBIO-HAZARD REMEDIATION | DRUG LAB REMEDIATION

Barrish Pelham & associates, inc.Sacramento, California (916) 418-9100Truckee, California (530) 562-4266

INVESTIGATIVE ENGINEERS• Cause/Origin Investigations• Foundation Failure • Structural Analysis & Assessments• Upcoding & Betterment• Subrogation Claims• Scope & Damages• Reconstruction Documents

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2014 California Legal Update at February 12, 2015 SCA Luncheon meeting

JOIN SCA For 2015!SacramentoClaims.org