SAMPLE - Schwab

SAMPLETable of Contents Page

Your Retirement Plan Provider

Account Number1234-5678

Statement PeriodJanuary 1-31, 2019

Market MonitorRates YieldBank Sweep for Benefit Plans:Interest Rate as of 01/31 B 0.70%Treasury Bill - 6 Months 2.49%Treasury Bond - 30 Year 2.60%

Year To DateIndices ChangeDow Jones Industrial Average 7.17%Standard & Poor's 500 Index® 7.87%Schwab 1000 Index® 8.24%NASDAQ Composite Index 9.74%

The custodian of your brokerage account is: Charles Schwab & Co., Inc.For questions about this statement, please contact the Schwab dedicated PCRA Call Center at1-888-393-PCRA (7272).

Page 1 of 1201/31-00000-TTCO0917-150308 *

Terms and Conditions...................................................................................................2Change in Account Value..............................................................................................4Asset Composition........................................................................................................4Gain or (Loss) Summary...............................................................................................5Income Summary.........................................................................................................5Cash Transactions Summary........................................................................................5Investment Detail..........................................................................................................6Transaction Detail.......................................................................................................10Bank Sweep for Benefit Plans Activity.........................................................................11Endnotes For Your Account........................................................................................12

Schwab Personal Choice Retirement Account® (PCRA) of CHARLES SCHWAB TRUST CO TTEEABC RETIREMENT PLANFBO DANA JONES

CHARLES SCHWAB TRUST COMPANY TEE ABC RETIREMENT PLAN211 MAIN STREETSAN FRANCISO, CA 94105-2423

Schw

ab P

erso

nal C

hoic

e R

etire

men

t Acc

ount

® (P

CR

A) o

f C

HA

RLE

S SC

HW

AB

TR

UST

CO

TTE

EA

BC

RET

IREM

ENT

PLA

NFB

O D

AN

A J

ON

ES

SAMPLE

Terms and Conditions


This Account statement is furnished solely by Charles Schwab & Co.,Inc. ("Schwab") for your Schwab PCRA ("Account") at Schwab.Schwab is a registered broker-dealer and, provides brokerageand custody services for your Account. Schwab is a whollyowned subsidiary of The Charles Schwab Corporation. Other whollyowned subsidiaries of The Charles Schwab Corporation includethe following Schwab "Affiliates": Charles Schwab InvestmentManagement, Inc. ("CSIM"); Charles Schwab Investment Advisory, Inc.("CSIA"); Schwab Private Client Investment Advisory, Inc. ("SPCIA");Schwab Retirement Plan Services, Inc.; and Charles Schwab Bank.CSIA, CSIM, and SPCIA provide investment advisory services. SchwabRetirement Plan Services, Inc. provides recordkeeping and relatedservices with respect to retirement and other benefit plans. CharlesSchwab Bank provides trust and custody services with respect toretirement and other benefit plans.

This Account statement may identify an independent retirement planservice provider or "Advisor." The independent retirement planservice provider or Advisor may provide services with respect to yourAccount, but is not affiliated with Schwab. The independent retirementplan service provider or Advisor is independently owned and operatedand are not Schwab Affiliates. Schwab maintains agreements withcertain independent retirement plan service providers and Advisorsunder which Schwab may provide such companies with services relatedto your Account. However, Schwab neither endorses nor recommendsany particular independent retirement plan service provider or Advisoror investment strategy and has no responsibility to monitor tradingby any independent retirement plan service provider or Advisor onyour Account.

GENERAL INFORMATION AND KEY TERMS:If you receive any other communication from any source other than

Schwab acts as your agent and custodian in establishing andmaintaining your Bank Sweep and Bank Sweep for Benefit Plansfeatures as Schwab Cash Features for your PCRA account. Depositaccounts constitute direct obligations of banks affiliated with Schwaband are not obligations of Schwab. Deposit Accounts are insuredby the FDIC within applicable limits. The balance in the bankdeposit accounts can be withdrawn on your order and the proceedsreturned to your securities account or remitted to you as provided inyour Account Agreement. For information on FDIC insurance

and its limits, as well as other important disclosures about the BankSweep feature, please refer to the Cash Features Disclosure Statementavailable online or from a Schwab representative.

demand which, although accounted for on our books of record,is not segregated and may be used in the conduct of this firm's

calculates for your Account is less than $.005, you will not earn

transactions are effected by Schwab acting as a principal for its ownAccount, except for the reinvestment of Schwab dividends, for whichan independent broker-dealer acts as the buying agent. The time ofthese transactions, the exchange upon which these transactionsoccur, and the name of the person from whom the security ispurchased will be furnished upon written request.

from information provided by outside parties. Schwab cannot guaranteethe accuracy of such information. Since the interest and dividends aresubject to change at any time, they should not be relied upon

Provider fees, and Management Fees that may be charged during thestatement period. Contact your Retirement Plan Service Provider and/oryour Investment Advisor if you have questions about his or her fees.

features, interest is paid for a period that differs from the StatementPeriod. Balances include interest paid as indicated on your statementby Schwab or one or more of its affiliated banks. These balances donot include interest that may have accrued during the StatementPeriod after interest is paid. The interest paid may include interestthat accrued in the prior Statement Period. For the Bank Sweep feature,interest accrues daily from the 16th day of the prior month and iscredited/posted on the first business day after the 15th of the currentmonth. If, on any given day, the interest that Schwab calculates forthe Free Credit Balances in the Bank Sweep feature in your brokerageaccount is less than $.005, you will not accrue any interest on thatday. For balances held at banks affiliated with Schwab in the BankSweep and Bank Sweep for Benefit Plans features, interest will accrueeven if the amount is less than $.005, but interest will not be credited

on the last business day of the statement period, normally the last tradeprice or bid as of market close. Unpriced securities denote that nomarket evaluation update is currently available. Price evaluations areobtained from outside parties. Schwab shall have no responsibility forthe accuracy or timeliness of any such valuations. Pricing of assets notheld at Schwab is for informational purposes only. Some securities,

especially thinly traded equities in the OTC market or foreign markets,may not report the most current price and are indicated as Stale Priced.For Limited Partnerships and Real Estate Investment Trust (REIT)securities, you may see that the value reflected on your monthlyAccount statement for this security is unpriced. NASD rules requirethat certain Limited Partnerships (direct participation programs) andREIT securities that have not been priced within 18 months mustshow as unpriced on customer statements. Note that these securitiesare generally illiquid, that the value of the securities will be differentthan the purchase price, and, if applicable, that accurate valuation

the Market Price by the Quantity of Shares. This is the dollar value ofyour present holdings in your specified Schwab Account or a summary

other than certain direct investments which may be held by a thirdparty, are held in your Account. Values of certain Non-Publicly TradedSecurities may be furnished by a third party as provided by Schwab'sAccount Agreement. Schwab shall have no responsibility for theaccuracy or timeliness of such valuations. The Securities InvestorProtection Corporation (SIPC) does not cover many limited partnership

other charges related to the execution of option transactions areincluded in confirmations of such transactions furnished to you at thetime such transactions occur and are made available promptly uponrequest. (2) You should advise us promptly of any material changes inyour investment objectives or financial situation. (3) Exerciseassignment notices for option contracts are allocated among customershort positions pursuant to an automated procedure which randomlyselects from among all customer short option positions those contractswhich are subject to exercise, including positions established onthe day of assignment. (4) Realized gain/loss of underlying securitiesis adjusted to reflect the premiums of assigned or exercised options.Please consult your tax advisor or IRS publication 550, InvestmentIncome and Expenses, for additional information on Options.

7-day yield as of the statement period. Yields vary. Schwab and theSweep Fund investment advisor may be voluntarily reducing a portionof a Sweep Fund's expenses. Without these reductions, yields would

regarding your responsibilities concerning the sale or control of

funds into which Free Credit Balances may be automatically investedpursuant to your Account Agreement. Schwab or an affiliate actsand receives compensation as the Investment Advisor, Transfer Agent,Shareholder Service Agent and Distributor for the Schwab Sweep

Bank Sweep Feature and Bank Sweep for Benefit Plans Features:

Schwab, or other authorized affiliate of Schwab which purports torepresent your holdings at Schwab, you should verify its content withthis statement.

AIP (Automatic Investment Plan) Customers: Schwab receivesremuneration in connection with certain transactions effected throughSchwab. If you participate in a systematic investment programthrough Schwab, the additional information normally detailed on atrade confirmation will be provided upon request.

Average Daily Balance: Average daily composite of all cashbalances that earn interest and all loans from Schwab that are chargedinterest. Interest cycles may differ from statement cycles.

Cash: Any Free Credit Balance owed by us to you payable upon

business.

Credit Interest: If, on any given day, the interest that Schwab

any interest on that day.

Dividend Reinvestment Customers: Dividend reinvestment

Estimated Annual Income: Estimated annual income is derived

exclusively for making investment decisions.

Fees and Charges: Includes Margin Interest, Retirement Plan Service

Interest: For the Bank Sweep and Bank Sweep for Benefit Plans

if less than $.005.

Market Price: The most recent price evaluation available to Schwab

information may not be available.

Market Value: The Market Value is computed by multiplying

of the Market Value summed over multiple Accounts.

Non-Publicly Traded Securities: All assets shown on this statement,

interests.

Option Customers: Be aware of the following: (1) Commissions and

Rate Summary: The yield information for Sweep Funds is the current

have been lower.

Restricted Securities: See your Account Agreement for information

restricted securities.

Schwab Sweep Money Funds: Includes the primary money market


Page 2 of 12

SIPC has taken the position that it will not cover the balances held in your deposit accounts maintained under programs like our Bank Sweep feature. Please see your Cash Feature Disclosure Statement for more information on insurance coverage.Schwab Personal Choice Retirement Account® (PCRA) is offered through Charles Schwab & Co., Inc., the registered broker-dealer, which also provides other brokerage and custody services to its customers.Except as noted in this statement's Terms and Conditions, Advisors or Retirement Plan Providers whose names appear in this statement are not affiliated with Schwab. Please see Terms and Conditions. (0616-1160)


SAMPLE

Terms and Conditions (continued)Money Funds. The amount of such compensation is disclosed in theprospectus. The yield information for Schwab Sweep Money Funds isthe current 7-day yield as of the statement period. Yields vary. If, onany given day, the accrued daily dividend for your selected sweepmoney fund as calculated for your account is less than 1/2 of1 cent ($0.005), your account will not earn a dividend for that day.In addition, if you do not accrue at least 1 daily dividend of $0.01during a pay period, you will not receive a money market dividend forthat period. Schwab and the Schwab Sweep Money Funds investmentadvisor may be voluntarily reducing a portion of a Schwab Sweep MoneyFund's expenses. Without these reductions, yields would have beenlower.

Securities Products and Services: Securities products and services

interest and/or accrued dividends on positions held in your Account,but the interest and/or dividends have not been received into youraccount. Schwab makes no representation that the amounts shown (orany other amount) will be received. Accrued amounts are not covered bySIPC account protection until actually received and held in the Account.

about this statement, or specific Schwab Account transactions, contactthe dedicated Schwab PCRA Call Center at 1-888-393-PCRA (7272).If you are a Plan Trustee or Sponsor, please contact your RetirementPlan Service Provider shown on the cover page of this statement.

your brokerage activity (other than an electronic funds transfer), youmust notify us promptly, but no later than 10 days after this statement issent or made available to you. If this statement shows that we havemailed or delivered security certificate(s) that you have not received,you should notify Schwab immediately. Any oral communicationsshould be reconfirmed in writing to further protect your rights,

including rights under the Securities Investor Protection Act(SIPA). If you do not so notify us, you agree that the statementactivity and Account balance are correct for all purposes with

your Schwab statement, products or services, please call theCharles Schwab & Co., Inc. Client Advocacy Hotline at 1-800-468-3774 or write to Attention: Client Advocacy Team, 211 Main St., M/S:

change of address or phone number, you may not receiveimportant notifications about your Account, and trading or other

examination, you find that your records and ours disagree, or ifyou suspect that a wire transfer is unauthorized, a check orendorsement is altered or forged, or checks are missing or stolen,call us immediately at the Schwab Customer Service numberlisted on the front of this statement. If you do not so notify us inwriting promptly, but in no event later than 10 days after we sendor make available your statement to you, you agree that thestatement activity and Account balance are correct for allpurposes with respect to those transactions. You agree tocooperate with us in the investigation of your claim, includinggiving us an affidavit containing whatever reasonable informationwe require concerning your Account, the wire or check transaction,and the circumstances surrounding the loss. You agree that wehave a reasonable period of time to investigate the facts andcircumstances surrounding any claimed loss, and that we have no

Internal Revenue Service certain adjusted cost basis information(if applicable) and plan disbursements issued at the client'sdirection during the calendar year. Schwab or an affiliate acts as theInvestment Advisor, Transfer Agent, Shareholder Service Agentand Distributor for the Schwab Money Funds. Schwab or an affiliateis compensated by the Schwab Money Funds for acting in each ofthese capacities other than as Distributor. The amount of suchcompensation is disclosed in the prospectus. For accounts managedby CSIA or CSIM you are charged an asset-based fee which isdescribed in the relevant disclosure brochure. Additionalinformation will be provided upon written request. A financialstatement for your inspection is available at Schwab's officesor a copy will be mailed to you upon written request. Anythird-party trademarks appearing herein are the property oftheir respective owners. Schwab and its affiliated banks aresubsidiaries of The Charles Schwab Corporation.

(1017-7MAX)

advice and encourages you to consult with your tax professional.Please view the Cost Basis Disclosure Statement for additionalinformation on how gain (or loss) is calculated and how Schwab

are offered by Charles Schwab & Co., Inc., Member SIPC. Securitiesproducts and services, including unswept intraday funds and net creditbalances held in brokerage accounts are not deposits or otherobligations of, or guaranteed by, any bank, are not FDIC insured, andare subject to investment risk and may lose value. SIPC does not coverbalances held at banks affiliated with Schwab in the Bank Sweep andBank Sweep for Benefit Plans features.

Short Positions: Securities sold short will be identified with an"S" in Investment Detail. The market value of these securities will beexpressed as a debit and will be netted against any long positions in TotalAccount Value.

Sweep Funds: Includes the primary funds into which free creditbalances may be automatically invested pursuant to your AccountAgreement.

Yield to Maturity: This is the actual average annual return on a noteif held to maturity.

Gain (or Loss): Unrealized Gain or (Loss) and Realized Gain or (Loss)sections ("Gain/Loss Section(s)") contain a gain or a loss summary ofyour Account. This information has been provided on this statement atthe request of your Advisor. This information is not a solicitation or arecommendation to buy or sell. It may, however, be helpful forinvestment and tax planning strategies. Schwab does not provide tax

reports adjusted cost basis information to the IRS.

Accrued Income: Accrued Income is the sum of the total accrued

IN CASE OF QUESTIONS: If you are a participant with a SchwabPersonal Choice Retirement Account® (PCRA) and you have questions

IN CASE OF ERRORS OR DISCREPANCIES IN BROKERAGETRANSACTIONS: If you find an error or discrepancy relating to

respect to those brokerage transactions.

IN CASE OF COMPLAINTS: If you have a complaint regarding

PHXPEAK-2K489, San Francisco, CA 94105.

Address Changes: If you fail to notify Schwab in writing of any

restrictions might be placed on your Account.

Wire Transfers and Check Transactions: If, upon prompt

obligation to provisionally credit your Account.

Additional Information:We are required by law to report to the



Page 3 of 12


SAMPLEChange in Account Value This Period Year to Date

Starting Value $ 1,477,393.85 $ 1,477,393.85Credits 3,364.27 3,364.27Debits (1,030.00) (1,030.00)Transfer of Securities (In/Out) 0.00 0.00Income Reinvested 0.00 0.00Change in Value of Investments 75,216.90 75,216.90

Ending Value on 01/31/2019 $ 1,554,945.02 $ 1,554,945.02Accrued Income

d1,644.98

Ending Value with Accrued Incomed $ 1,556,590.00Total Change in Account Value $ 77,551.17 $ 77,551.17Total Change with Accrued Income

d $ 79,196.15

Asset Composition Market Value % of Account AssetsBank Sweep

A,B$ 124,086.20 8%

Fixed Income 294,578.60 19%Bond Funds 123,746.03 8%Equity Funds 294,782.24 19%Exchange Traded Funds 717,751.95 46%

Total Assets Long $ 1,554,945.02Total Account Value $ 1,554,945.02 100% 46% Exchange Traded

Funds8% Bank Sweep [A,B]19% Fixed Income8% Bond Funds19% Equity Funds



Overview

Page 4 of 12

Account Value as of 01/31/2019:$ 1,554,945.02

Account Value [in Thousands]

4/18 7/18 10/18 1/190

350

700

1050

1400

17502100


SAMPLE

Schwab has provided accurate gain and loss information wherever possible for most investments. Cost basis data may be incomplete or unavailable for some of your holdings.Please see "Endnotes for Your Account" section for an explanation of the endnote codes and symbols on this statement.



Page 5 of 12

Gain or (Loss) on Investments Sold Unrealized Gain or (Loss)

Gain or (Loss) Summary This Period

All Investments $0.00 $89,727.88Values may not reflect all of your gains/losses.

Income Summary This Period Year To Date

Bank Sweep Interest 65.96 65.96Certificate of Deposit Interest 83.15 83.15

Total Income 149.11 149.11

Cash Transactions Summary This Period Year to Date

Starting Cash* $ 121,751.93 $ 121,751.93

Deposits and other Cash Credits 2,692.08 2,692.08Investments Sold 0.00 0.00Dividends and Interest 672.19 672.19Withdrawals and other Debits 0.00 0.00Investments Purchased 0.00 0.00Fees and Charges (1,030.00) (1,030.00)

Total Cash Transaction Detail 2,334.27 2,334.27

Ending Cash* $ 124,086.20 $ 124,086.20*Cash (includes any cash debit balance) held in your account plus the value of any cash invested in a sweep money fund.


SAMPLE




Page 6 of 12

Investment Detail - Cash and Bank Sweep

Cash Starting Balance Ending Balance% of Account

Assets

Cash 1,541.19 0.00

Total Cash 1,541.19 0.00

Bank Sweep Starting Balance Ending Balance% of Account

Assets

Bank Sweep for Benefit Plans A,B 120,210.74 124,086.20 8%

Total Bank Sweep 120,210.74 124,086.20 8%

Total Cash and Bank Sweep 124,086.20 8%

Investment Detail - Fixed Income

Par Market Price Market Value% of Account

AssetsUnrealized

Gain or (Loss)Estimated

Annual IncomeCDs & BAs Cost Basis Yield to Maturity

GOLDMAN SACHS BA 2.05%19 45,000.0000 99.94740 44,976.33 3% 156.33 922.50CD FDIC INS DUE 05/21/19 44,820.00 2.13%USCUSIP: 38147JB68MOODY'S: NR S&P: NR Accrued Interest: 181.97

COMENITY CAPITAL 2.1%19 19,000.0000 99.71120 18,945.13 1% (217.70) 399.00CD FDIC INS DUE 11/03/19 19,162.83 1.77%USCUSIP: 20033AHV1MOODY'S: NR S&P: NR Accrued Interest: 31.70


SAMPLE




Page 7 of 12

Investment Detail - Fixed Income (continued)


AssetsUnrealized


Annual IncomeCDs & BAs (continued) Cost Basis Yield to Maturity

AMERICAN EXPRESS 2.25%20 80,000.0000 99.07040 79,256.32 5% (743.68) 1,800.00CD FDIC INS DUE 11/04/20 80,000.00 2.25%USCUSIP: 02587DF86MOODY'S: NR S&P: NR Accrued Interest: 438.90

CAPITAL ONE BANK 1.75%21 60,000.0000 96.82510 58,095.06 4% (1,904.94) 1,050.00CD FDIC INS DUE 11/02/21 60,000.00 1.75%USCUSIP: 140420N22MOODY'S: NR S&P: NR Accrued Interest: 261.78

SYNCHRONY BANK 2.9%21 15,000.0000 99.74570 14,961.86 <1% (363.64) 435.00CD FDIC INS DUE 12/29/21 15,325.50 2.40%USCUSIP: 36157PAP4MOODY'S: NR S&P: NR Accrued Interest: 40.52

AMERICAN EXPRESS 2.35%22 60,000.0000 97.56290 58,537.74 4% (1,462.26) 1,410.00CD FDIC INS DUE 08/08/22 60,000.00 2.35%USCUSIP: 02587DV47MOODY'S: NR S&P: NR Accrued Interest: 683.75


SAMPLE




Page 8 of 12

Investment Detail - Fixed Income (continued)


AssetsUnrealized


Annual IncomeCDs & BAs (continued) Cost Basis Yield to Maturity

WELLS FARGO & CO 2.9%23 20,000.0000 99.03080 19,806.16 1% (193.84) 580.00CD FDIC INS DUE 03/28/23 20,000.00 2.90%USCUSIP: 949763PM2MOODY'S: NR S&P: NR Accrued Interest: 6.36

Total CDs & BAs 299,000.0000 294,578.60 19% (4,729.73) 6,596.50

Total Cost Basis: 299,308.33Total Accrued Interest for CDs & BAs: 1,644.98

Total Fixed Income 299,000.0000 294,578.60 19% (4,729.73) 6,596.50

Total Cost Basis: 299,308.33

Accrued Interest represents the interest that would be received if the fixed income investment was sold prior to the coupon payment.Estimated Annual Income ("EAI") and Estimated Yield ("EY") calculations are for informational purposes only. The actual income and yield might be lower or higher than the estimated amounts. EY is basedupon EAI and the current price of the security and will fluctuate. For certain types of securities, the calculations could include a return of principal or capital gains in which case EAI and EY would beoverstated. EY and EAI are not promptly updated to reflect when an issuer has missed a regular payment or announced changes to future payments, in which case EAI and EY will continue to display at aprior rate.

Investment Detail - Exchange Traded Funds

Quantity Market Price Market Value

% ofAccountAssets

UnrealizedGain or (Loss)

EstimatedYield

EstimatedAnnualIncome

Exchange Traded Funds Cost Basis

ISHARES HIGH YIELD 1,356.0000 46.36000 62,864.16 4% 1,930.80 6.41% 4,031.79CORPORAT BOND ETF 60,933.36SYMBOL: SHYG


SAMPLE




Page 9 of 12

Investment Detail - Exchange Traded Funds (continued)

Quantity Market Price Market Value

% ofAccountAssets


EstimatedYield

EstimatedAnnualIncome

Exchange Traded Funds Cost Basis

SCHWAB US LARGE CAP ETF 5,610.0000 64.52000 361,957.20 23% 92,319.90 2.04% 7,409.69SYMBOL: SCHX 269,637.30SCHWAB US SMALL CAP ETF 1,889.0000 67.97000 128,395.33 8% 28,711.83 2.07% 2,668.78SYMBOL: SCHA 99,683.50VANGUARD FTSE EMERGING 2,216.0000 41.78000 92,584.48 6% 3,599.05 2.48% 2,296.66MARKETS ETF 88,985.43SYMBOL: VWOVANGUARDSHORT TERM COR 911.0000 78.98000 71,950.78 5% (874.43) 3.11% 2,239.97BD ETF 72,825.21SYMBOL: VCSHTotal Exchange Traded Funds 11,982.0000 717,751.95 46% 125,687.15 18,646.89

Total Cost Basis: 592,064.80

Estimated Annual Income ("EAI") and Estimated Yield ("EY") calculations are for informational purposes only. The actual income and yield might be lower or higher than the estimated amounts. EY is basedupon EAI and the current price of the security and will fluctuate. For certain types of securities, the calculations could include a return of principal or capital gains in which case EAI and EY would beoverstated. EY and EAI are not promptly updated to reflect when an issuer has missed a regular payment or announced changes to future payments, in which case EAI and EY will continue to display at aprior rate.

Investment Detail - Mutual Funds

Bond Funds QuantityMarketPrice

MarketValue

% ofAccountAssets

AverageCost Basis Cost Basis


DFA FIVE YEAR GLBL FIXED 11,652.1690 10.62000 123,746.03 8% 10.97 127,807.81 (4,061.78)INCM PORT INSTLSYMBOL: DFGBX

Total Bond Funds 11,652.1690 123,746.03 8% 127,807.81 (4,061.78)


SAMPLE




Page 10 of 12

Investment Detail - Mutual Funds (continued)

Equity Funds QuantityMarketPrice

MarketValue

% ofAccountAssets

AverageCost Basis Cost Basis


DFA COMMODITY STRATEGY 16,320.8460 5.48000 89,438.24 6% 6.86 112,000.00 (22,561.76)PORT INSTSYMBOL: DCMSX

DFA INTL VECTOR EQTY 18,269.0390 11.24000 205,344.00 13% 11.49 209,950.00 (4,606.00)PORT INSTSYMBOL: DFVQX

Total Equity Funds 34,589.8850 294,782.24 19% 321,950.00 (27,167.76)

Total Mutual Funds 46,242.0540 418,528.27 27% 449,757.81 (31,229.54)

Total Investment Detail 1,554,945.02

Total Account Value 1,554,945.02

Total Cost Basis 1,341,130.94

Transaction Detail - Deposits & Withdrawals...

TransactionDate

ProcessDate Activity Description Location Credit/(Debit)

01/14/19 01/14/19 Journaled Funds JOURNAL FRM 60543973 1,346.0401/28/19 01/28/19 Journaled Funds JOURNAL FRM 60543973 1,346.04Total Deposits & Withdrawals 2,692.08The total deposits activity for the statement period was $2,692.08. The total withdrawals activity for the statement period was $0.00.


SAMPLE




Page 11 of 12

Transaction Detail - Dividends & Interest (including Money Market Fund dividends reinvested)TransactionDate

ProcessDate Activity Description Credit/(Debit)

01/03/19 01/03/19 CD Interest COMENITY CAPITAL 2.1%19: 20033AHV1 33.8901/03/19 01/03/19 Pr Yr Cash Div SCHWAB US LARGE CAP ETF: SCHX 481.9001/03/19 01/03/19 Pr Yr Cash Div SCHWAB US SMALL CAP ETF: SCHA 41.1801/15/19 01/16/19 Bank InterestA,B BANK INT 121618-011519 65.9601/28/19 01/28/19 CD Interest WELLS FARGO & CO 2.9%23: 949763PM2 49.26

Total Dividends & Interest 672.19

Transaction Detail - Fees & ChargesTransactionDate

ProcessDate Activity Description Credit/(Debit)

01/02/19 01/02/19 Advisor Fee* TO ADVISOR (1,030.00)

Total Fees & Charges (1,030.00)

Total Transaction Detail 2,334.27

Bank Sweep for Benefit Plans ActivityTransactionDate Transaction Description Withdrawal Deposit Balance A,B

Opening Balance A,B 120,210.74

01/02/19 Auto Transfer BANK CREDIT FROM BROKERAGE A 1,541.19 121,751.9301/03/19 Auto Transfer BANK TRANSFER TO BROKERAGE 1,030.00 120,721.9301/04/19 Auto Transfer BANK CREDIT FROM BROKERAGE A 556.97 121,278.9001/15/19 Interest PaidA,B BANK INTEREST 65.96 121,344.86


SAMPLE




Page 12 of 12

Bank Sweep for Benefit Plans Activity (continued)TransactionDate Transaction Description Withdrawal Deposit Balance A,B

01/15/19 Auto Transfer BANK CREDIT FROM BROKERAGE A 1,346.04 122,690.9001/29/19 Auto Transfer BANK CREDIT FROM BROKERAGE A 1,395.30 124,086.20

Total Activity 1,030.00 4,905.46

Ending Balance A,B 124,086.20

Bank Sweep for Benefit Plans: Interest Rate as of 01/31/19 was 0.70%. Your interest period was 12/16/18 - 01/15/19. B

Endnotes For Your Account

Symbol Endnote Legend* You authorize Schwab to debit your account to pay investment management fees per the authorization you granted in your Account Application. Schwab does not

review or monitor these fee payments. Contact your Investment Manager if you have questions.d Accrued Income is the sum of the total accrued interest and/or accrued dividends on positions held in your brokerage account, but the income and/or dividends have not

been received into your account and Schwab makes no representation that they will. Accrued amounts are not covered by SIPC account protection until actuallyreceived and held in the account.

A Bank Sweep deposits are held at FDIC-insured bank(s) ("Banks") that are affiliated with Charles Schwab & Co., Inc.B For Bank Sweep and Bank Sweep for Benefit Plans features, interest is paid for a period that differs from the Statement Period. Balances include interest paid as

indicated on your statement by Schwab or one or more of its affiliated banks. These balances do not include interest that may have accrued during the StatementPeriod after interest is paid. The interest paid may include interest that accrued in the prior Statement Period.


Documents

SAMPLE - Schwab