Should CU Be Transparent

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  • 8/9/2019 Should CU Be Transparent

    1/10

    88.94% 772

    5.76% 50

    5.30% 46

    Q1 Should Fannie Mae make CU

    transparent?

    Answered: 868 Skipped: 2

    Total 868

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    1 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    2/10

    69.02% 59

    5.20% 45

    25.78% 22

    Q2 Will you increase fees to cover the extra

    work CU may cause?

    Answered: 865 Skipped: 5

    Total 865

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    2 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    3/10

    80.95% 70

    4.16% 36

    14.90% 12

    Q3 Will CU risk scores cause Lenders and

    AMC clients to request appraisers to fit

    comps to the CU model?

    Answered: 866 Skipped: 4

    Total 866

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    3 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    4/10

    73.33% 63

    12.12% 10

    14.55% 12

    Q4 Does CU transparency violate Appraiser

    Independence by influencing choice of

    sales to get a better CU score?

    Answered: 866 Skipped: 4

    Total 866

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    4 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    5/10

    53.11% 46

    24.54% 21

    22.35% 194

    Q5 Do you think the intent of CU is to

    replace the appraiser?

    Answered: 868 Skipped: 2

    Total 868

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    5 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    6/10

    52.30% 45

    16.55% 144

    31.15% 27

    Q6 If you had a technology platform that

    mirrored CU would you subscribe to it?

    Answered: 870 Skipped: 0

    Total 870

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    6 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    7/10

    60.78% 52

    7.73% 67

    31.49% 27

    Q7 Should E&O insurers offer a CU

    repurchase risk protection rider to

    appraisers and lenders?

    Answered: 867 Skipped: 3

    Total 867

    Yes

    No

    Unkdecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Unkdecided

    7 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    8/10

    4.77% 40

    49.46% 41

    45.77% 384

    Q8 Who should pay for the Insurance

    Rider?

    Answered: 839 Skipped: 31

    Total 839

    Appraiser

    Lender or AMC

    All of the

    Above under...

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Appraiser

    Lender or AMC

    All of the Above under Dodd-FRank "skin in the game" proposals.

    8 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    9/10

    39.81% 34

    4.45% 38

    55.74% 47

    Q9 Who will be hurt more by CU risk

    scores?

    Answered: 854 Skipped: 16

    Total 854

    Appraisers

    Realtors and

    Home Builders

    Consumers by

    increased lo...

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Appraisers

    Realtors and Home Builders

    Consumers by increased loan origination costs and/or loan denials

    9 / 10

    Should CU Be Transparent?

  • 8/9/2019 Should CU Be Transparent

    10/10

    12.38% 10

    69.21% 59

    18.40% 15

    Q10 If CU became transparent wouldn't

    that defeat the purpose of it being a Risk

    Management Tool?

    Answered: 864 Skipped: 6

    Total 864

    Yes

    No

    Undecided

    0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%

    Answer Choices Responses

    Yes

    No

    Undecided

    10 / 10

    Should CU Be Transparent?