SILC report 2010 final

Embed Size (px)

Citation preview

  • 8/2/2019 SILC report 2010 final

    1/98

    An Phromh-Oifig StaidrimhCentral Statistics Office

    Published by the Stationery Office, Dublin, Ireland.

    Copies can be obtained from the:

    Central Statistics Office, Information Section, Skehard Road, Cork,

    Government Publications Sales Office, Sun Alliance House,Molesworth Street, Dublin 2.

    For more information contactMarion McCann on 021 453 5611, Pamela Lafferty on 021 453 5268,

    Anne McGrath on 021 453 5487 or Caroline Barrett on 021 453 5485

    March 2012

  • 8/2/2019 SILC report 2010 final

    2/98

    Government of Ireland 2012

    Material compiled and presented by theCentral Statistics Office.

    Reproduction is authorised, except for commercialpurposes, provided the source is acknowledged.

    ISSN 1649-6388

  • 8/2/2019 SILC report 2010 final

    3/98

    Page

    Introduction and summary of results 5

    Chapter 1 Income 9

    Chapter 2 At risk of poverty rate 25

    Chapter 3 Deprivation 41

    Chapter 4 Consistent poverty rate 61

    Chapter 5 EU comparison and indicators 71

    Appendix 1 Sample size 81

    Appendix 2 Background notes 87

    3

    SILC 2010

    Table of contents

  • 8/2/2019 SILC report 2010 final

    4/98

  • 8/2/2019 SILC report 2010 final

    5/98

    Summary of main results

    2006 2007 2008 2009 2010

    Income

    Equivalised disposable income

    (per individual) 21,229 23,610 24,380 23,326 22,168

    At risk of poverty threshold

    (60% of median income) 10,566 11,890 12, 455 12,064 10,831

    Poverty & deprivation rates % % % % %

    At risk of poverty rate 17.0 16.5 14.4 14.1 15.8

    Deprivation rate1

    13.8 11.8 13.8 17.1 22.5

    Consistent poverty rate 6.5 5.1 4.2 5.5 6.21

    Experienced two or more types of enforced deprivation

    The Survey on Income and Living Conditions (SILC) in Ireland is a household survey covering a broad

    range of issues in relation to income and living conditions. It is the official source of data on household and

    individual income and also provides a number of key national poverty indicators, such as the at risk of

    poverty rate, the consistent poverty rate and rates of enforced deprivation. SILC was conducted by the

    Central Statistics Office (CSO) for the first time in 2003 under EU legislation (Council regulation No.

    1177/2003) and is currently being conducted on an annual basis. The survey is also carried out in other EUmember states allowing comparable statistics to be compiled on a pan-European basis.

    Preliminary results for SILC 2010 were published by CSO in November 2011. This final detailed

    publication contains further tables and analysis of 2010 SILC data.

    A summary of the key results of the 2010 survey along with comparative information for previous years is

    presented below:

    5

    SILC 2010

    Introduction andsummary of results

  • 8/2/2019 SILC report 2010 final

    6/98

    New features of the 2010 SILC publication

    At risk of poverty rates for 2007 2010 anchored in 2004 2007.

    Analysis of deprivation rates for those NOT at risk of poverty by key indicators.

    Inclusion of the EU2020 target indicators.

    The separation of occupational pensions from old age related payments in Chapter 1.

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    30.0

    35.0

    40.0

    2004 2005 2006 2007 2008 2009 2010

    Rate%Figure 1 Poverty and deprivation ratesby year

    At risk of pove rty rate

    Deprivation rate for individuals at risk of poverty

    Deprivation rate for individuals NOTat risk of poverty

    Consistent PovertyRate

    The analysis in this report is divided into five separate chapters, namely:

    u Chapter 1: Income

    u Chapter 2: At risk of poverty rate

    u Chapter 3: Deprivation

    u Chapter 4: Consistent poverty rate

    u Chapter 5: EU comparison and indicators

    Summary of main findings

    u Average annual equivalised disposable income (i.e. household income adjusted for household

    composition) in 2010 was 22,168, a drop of 5.0% on the 2009 figure of 23,326. See summary table

    and figure 1 above.

    u There was an increase in income inequality between 2009 and 2010 as shown by the quintile share

    ratio. The ratio showed that the average income of those in the highest income quintile was 5.5 times

    that of those in the lowest income quintile. The ratio was 4.3 one year earlier. See table 1b (Chapter 1).

    u The at risk of poverty threshold decreased by more than 10% from 12,064 in 2009 to 10,831 in

    2010, following a decrease of 3.1% in the threshold between 2008 and 2009.

    u Although there was a decrease in the at risk of poverty threshold of more than 10%, the at risk of

    poverty rate at state level rose from 14.1% in 2009 to 15.8% in 2010.

    6

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    7/98

    u In 2010 the deprivation rate (those experiencing two of more types of enforced deprivation) was

    almost 23% compared with just over 17% in 2009. This increase was largely attributable to an

    increase in the deprivation rate, of those NOT at risk of poverty, from 13.7% in 2009 to 19.3% in 2010

    while there was no significant change in the deprivation rate for those at risk of poverty. See figure 1.

    u The consistent poverty rate was 6.2% in 2010, representing no statistically significant change on the

    2009 figure.

    Other points to note

    Sample

    The sampling frame for the SILC survey was drawn from the 2006 Census of Population.

    Reference Period

    Data collection for SILC 2010 began in January 2010 and finished in early January 2011. The income

    reference period was twelve months prior to the date of interview meaning the reference period of this

    report runs from January 2009 to January 2011.

    Statistical significanceAll year to year comparisons quoted here are statistically significant unless otherwise stated. SILC is a

    sample survey. As in all sample surveys, margins of statistical error exist. Thus, where there is a nominal

    change in the value of an item from one year to the next, given the inherent margin of statistical error in

    reality there may be no change in the value of that indicator. Changes in proportions presented in this

    publication are only noted if they are statistically significant using a 95% confidence interval.

    The at risk of poverty measure

    The at risk of poverty rate is a relative measure of income poverty that often behaves counter-intuitively. An

    individual is deemed to be at risk of poverty relative to other people in society.

    Example:

    Take an individual whose total income has fallen compared with last year and who was at risk of povertylast year. In the current year that individual may not be at risk of poverty if the median income of all persons

    has fallen by more than the decrease in that individuals income.

    Similarly another person whose total income has fallen and who was not at risk of poverty in 2009 may be at

    risk of poverty this year. This is because the median income of all persons may have fallen by less than the

    change in that individuals income.

    7

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    8/98

  • 8/2/2019 SILC report 2010 final

    9/98

    Table 1a Summary of main results

    2006 2007 2008 2009 2010

    Income

    Equivalised disposable income

    (per individual) 21,229 23,610 24,380 23,326 22,168

    At risk of poverty threshold

    (60% of median income) 10,566 11,890 12,455 12,064 10, 831

    Poverty & deprivation rates % % % % %

    At risk of poverty rate 17.0 16.5 14.4 14.1 15.8

    Deprivation rate1

    13.8 11.8 13.8 17.1 22.5Consistent poverty rate 6.5 5.1 4.2 5.5 6.21

    Experienced two or more types of enforced deprivation

    Equivalised disposable income

    Average annual equivalised disposable income in 2010 was 22,168 (or 424.83 weekly), a drop of 5.0%

    on the 2009 figure of 23,326 (or 447.03 weekly). Equivalised total direct income fell by almost 9% while

    social transfers increased by 4% between 2009 and 2010. The increase in social transfers was largely

    attributable to increases in unemployment related payments. The definition of unemployment related

    payments in SILC includes jobseekers benefits and jobseekers allowances but also includes redundancy

    payments which accounted for part of the increase in the average weekly amounts between 2009 (23.44)

    and 2010 (31.41). An increase in the number of people claiming unemployment benefit has also

    contributed to the increase in the average values between 2009 and 2010. See tables 1.4, 1.5, 1.9 and

    figure 1a.

    9

    SILC 2010

    Chapter 1

    Income

  • 8/2/2019 SILC report 2010 final

    10/98

    0

    5,000

    10,000

    15,000

    20,000

    25,000

    30,000

    2004 2005 2006 2007 2008 2009 2010

    Figure 1a Average annual equivalised disposableincome by year

    Equivalised disposableincome

    Equivalised disposableincome excluding all social transfers

    At ris k of poverty threshold

    Table 1b Indicators of income equality by year% of individuals

    2004 2005 2006 2007 2008 2009 2010

    Indicators of income equality1

    Gini coefficient 31.8 32.4 32.4 31.7 30.7 29.3 33.9

    Income distribution (Income quintile share ratio) 5.0 5.1 5.0 4.9 4.6 4.3 5.5

    1See Background Notes

    At risk of poverty threshold

    In 2010 median equivalised income was 18,051 a drop of more than 10% from 20,107 in 2009. As a

    result the at risk of poverty threshold (60% of median equivalised income) decreased from 12,064 in 2009

    to 10,831 in 2010. The threshold increased annually up to 2008 after which it began to fall. A second

    consecutive fall in 2010 reflected an overall decline in income. See table 1.8 and figure 1a.

    Income equality

    There was an increase in income inequality in 2010 as shown by the income quintile share ratio and the

    Gini coefficient. The quintile share ratio indicated that the average income of those in the highest income

    quintile was 5.5 times that of those in the lowest income quintile. This ratio was 4.3 one year earlier thussignifying greater inequality in the income distribution in 2010. The Gini coefficient showed a similar pattern

    increasing from 29.3% in 2009 to 33.9% in 2010. A Gini coefficient of 0% corresponds to perfect equality

    while higher Gini coefficients indicate a more unequal distribution. The Gini coefficient and the quintile

    share ratio indicate that the income distribution has become more unequal between 2009 and 2010 and

    reverse the downward trend evident since 2005. See table 1b and figures 1b and 1c.

    10

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    11/98

    -30.0

    -25.0

    -20.0

    -15.0

    -10.0

    -5.0

    0.0

    5.0

    10.0

    1 2 3 4 5 6 7 8 9 10

    %

    Decile

    Fig 1d Percentage change in equivalised disposablehousehold income by decile SILC 2010

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    30.0

    35.0

    2004 2005 2006 2007 2008 2009 2010

    Rate%Figure 1b Gini coefficient by year

    0.0

    1.0

    2.0

    3.0

    4.0

    5.0

    6.0

    2004 2005 2006 2007 2008 2009 2010

    Rate%Figure 1c Incomequintile shareratioby year

    Decile analysis

    While it is acknowledged that the decile income limits and composition of each decile change from year to

    year, an examination of equivalised disposable income by decile between 2009 and 2010 was carried out.

    Results showed an uneven distribution of the percentage change in equivalised disposable income across

    the deciles. Those in the lowest income decile experienced a decrease in equivalised disposable income

    of more than 26% while those in the highest income decile experienced an increase in income of more than

    8%. See figure 1d.

    Further analysis indicated that there was a change in the position of various groups in the income

    distribution between 2009 and 2010. In fig 1e below it is clear that the proportion of those aged 65 or over in

    deciles one, two and three decreased between 2009 and 2010 while the proportion of those aged 65 or

    over in many of the other deciles increased over the same period.

    11

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    12/98

    0

    2

    4

    6

    8

    10

    12

    14

    16

    1 2 3 4 5 6 7 8 9 10

    %

    Decile

    Figure 1fThe proportion of thoseliving in'Otherhouseholdswith children 'in each equivalisedincome decile by year

    2009

    2010

    0

    5

    10

    15

    20

    25

    30

    1 2 3 4 5 6 7 8 9 10

    %

    Decile

    Figure 1e The proportion of those aged 65 or over ineach equivalised income decile by year

    2009

    2010

    Among the different household compositions movement among deciles was also evident. In 2009 just over

    half (50.2%) of those living in lone parent households were in the two lowest income deciles, this compares

    with just under 36% in 2010. Those living in other households with children also experienced some

    movement between 2009 and 2010. From fig 1f below it is clear that there was an increase in the

    proportion of those in the three lowest income deciles and a decrease in the proportion of those in many of

    the higher income deciles. See table 1.6.

    Changes in the composition of equivalised disposable income between 2009 and 2010 provided further

    evidence of this change in the income distribution. For example, average old age benefits (including

    occupational pensions) as a proportion of total equivalised disposable income within each decile

    decreased in the first two income deciles between 2009 and 2010 as did family and child related

    allowances. There was an increase in the average old age benefit received by those in the four highest

    income deciles between 2009 and 2010. See table 1.5.

    12

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    13/98

    0

    5,000

    10,000

    15,000

    20,000

    25,000

    30,000

    35,000

    1 adultaged 65+,

    no childrenunder 18

    1 adultaged

  • 8/2/2019 SILC report 2010 final

    14/98

    Table 1.1 Gross household income by decile, activity composition of the household and

    composition of net disposable household income, 2010

    Decile 1 2 3 4 5

    Weekly threshold ()

  • 8/2/2019 SILC report 2010 final

    15/98

    Table 1.1 (contd.) Gross household income by decile, activity composition of the household and

    composition of net disposable household income, 2010

    6 7 8 9 10 State Decile

  • 8/2/2019 SILC report 2010 final

    16/9816

    SILC 2010

    Table 1.3 Annual average and median disposable household income by demographic characteristics

    and year

    2009 2010 2009 2010

    State 45,959 43,333 38,255 34,222

    Sex (head of household)

    Male 50,570 47,719 42,360 38,432

    Female 39,413 37,601 31,942 29,590

    Age group (head of household)

    18-64 50,772 47,839 43,471 38,685

    65-74 33,898 29,815 25,291 24,547

    65+ 29,711 28,110 23,397 23,670

    75+ 24,792 26,209 19,598 22,093

    Principal Economic Status (head of household)

    At work 58,405 56,537 52,786 48,556

    Unemployed 37,450 30,426 33,137 28,225

    Student 31,104 27,186 25,184 22,316

    Home duties 29,237 30,075 23,237 23,311

    Retired 36,183 36,664 26,609 28,082

    Not at work due to illness or disability 31,731 23,900 24,698 21,519

    Highest education level attained (head of household)

    Primary or below 30,224 26,028 24,536 20,639

    Lower secondary 40,648 33,282 35,985 29,540

    Higher secondary 47,912 39,635 41,379 33,406

    Post leaving cert 49,982 35,299 44,063 30,707

    Third level non degree 65,036 47,855 58,206 41,431

    Third level degree or above 69,401 59,894 60,633 50,332

    Household composition

    1 adult aged 65+ 17,985 17,914 14,544 14,357

    1 adult aged

  • 8/2/2019 SILC report 2010 final

    17/98

    Table 1.4 Annual average and median equivalised disposable income by demographic

    characteristics and year All persons

    equivalised disposable

    2009 2010 2009 2010

    State 23,326 22,168 20,107 18,051

    Sex

    Male 23,627 22,569 20,568 18,554

    Female 23,029 21,773 19,699 17,739

    Age group

    0-17 21,244 20,001 18,268 16,252

    18-64 24,678 23,579 21,423 19,449

    65-74 22,321 20,529 17,264 16,688

    65+ 20,681 19,723 15,595 15,976

    75+ 18,392 18,613 16,330 15,524

    Principal Economic Status (aged 16 years and over)

    At work 28,732 28,144 25,921 23,856

    Unemployed 18,239 16,143 15,820 13,972

    Student 19,491 18,048 16,377 15,137Home duties 18,331 18,215 15,237 14,745

    Retired 23,691 22,668 18,936 18,035

    Not at work due to illness or disability 17,196 14,759 14,512 13,637

    Highest education level attained (aged 16 years and over)

    Primary or below 17,582 16,599 15,128 14,688

    Lower secondary 19,731 18,554 17,801 16,452

    Higher secondary 23,537 21,165 21,290 18,568

    Post leaving cert 23,820 20,986 21,290 17,843

    Third level non degree 26,682 21,273 25,474 19,440

    Third level degree or above 34,265 32,873 30,792 27,637

    Household composition

    1 adult aged 65+ 17,985 17,914 14,544 14,357

    1 adult aged

  • 8/2/2019 SILC report 2010 final

    18/98

    Table 1.5 Average weekly equivalised income by net disposable equivalised income deciles

    and composition of net equivalised disposable income, 2010

    Decile 1 2 3 4 5

    Weekly threshold ()

  • 8/2/2019 SILC report 2010 final

    19/9819

    SILC 2010

    Table 1.5 (contd.) Average weekly equivalised income by net disposable equivalised income deciles

    and composition of net equivalised disposable income, 2010

    6 7 8 9 10 State Decile

  • 8/2/2019 SILC report 2010 final

    20/9820

    SILC 2010

    Table 1.6 Demographic characteristics of indiviuals by net disposable equivalised income

    deciles, 2010

    Decile 1 2 3 4 5

    Weekly threshold ()

  • 8/2/2019 SILC report 2010 final

    21/9821

    SILC 2010

    Table 1.6 (contd.) Demographic characteristics of indiviuals by net disposable equivalised income deciles,

    2010

    6 7 8 9 10 State Decile

  • 8/2/2019 SILC report 2010 final

    22/9822

    SILC 2010

    Table 1.7 Average income measures by year1

    2004 2005 2006 2007 2008 2009 2010

    National income definition

    Total gross household income 49,320 51,078 55,075 59,820 60,581 56,522 53,010

    Total disposable household income 38,631 40,497 43,646 47,988 49,043 45,959 43,333

    National income definition, national equivalence scaleEquivalised total disposable household income 18,773 19,768 21,229 23,610 24,380 23,326 22,168

    Equivalised total disposable household income including old-age

    and survivors' benefits but excluding all other social transfers 16,300 17,085 18,353 20,113 20,418 18,750 17,429

    Equivalised total disposable household income excluding

    all social transfers 14,513 15,132 16,338 17,897 17,982 16,067 14,534

    1Gross and disposable household income is averaged over households, while equivalised income is averaged over individuals within the household.

    Table 1.8 At risk of poverty thresholds by year

    2004 2005 2006 2007 2008 2009 2010

    National income definition, national equivalence scale

    At risk of poverty threshold

    60% of median income 9,680 10,057 10,566 11,890 12,455 12,064 10,831

    40% of median income 6,453 6,705 7,044 7,927 8,303 8,043 7,220

    50% of median income 8,067 8,381 8,805 9,908 10,379 10,053 9,026

    70% of median income 11,293 11,733 12,327 13,871 14,531 14,075 12,636

    Illustrative values (60% level)

    1 adult, no children 9,680 10,057 10,566 11,890 12,455 12,064 10,831

    2 adults, 2 children 22,457 23,332 24,513 27,584 28,895 27,988 25,127

  • 8/2/2019 SILC report 2010 final

    23/9823

    SILC 2010

    Table 1.9 Composition of household income and equivalised income, by year

    2009 2010 2009 2010

    Average Weekly Income

    Direct Income

    Employee income 599.70 554.20 308.68 287.81

    Employer's social insurance contributions 64.80 62.21 33.63 32.64

    Cash benefits or losses from self-employment 105.25 80.12 55.99 43.40

    Other direct income 26.40 23.37 12.58 11.39

    Total direct income 796.16 719.90 410.88 375.25

    Social Transfers

    Unemployment related payments 45.78 59.86 23.44 31.41

    Old-age related payments 63.41 69.17 26.78 29.97

    Occupational pension 52.58 51.12 23.00 22.44

    Family/children related allowances 67.91 61.94 39.74 36.33

    Housing allowances 10.58 10.72 5.05 5.18

    Other social transfers 46.78 43.21 22.50 20.86

    Total social transfers 287.05 296.01 140.51 146.18

    Gross Income 1,083.21 1,015.91 551.39 521.43

    Tax and Social Contributions

    Tax on income and social contributions 133.58 116.72 68.69 60.72

    Employer's social insurance contributions 64.80 62.21 33.63 32.64

    Regular inter-household cash transfers paid 4.05 6.53 2.04 3.23

    Total Tax and Social Contributions 202.43 185.46 104.36 96.60

    Net Disposable Income 880.78 830.46 447.03 424.83

    Household income Equivalised income

  • 8/2/2019 SILC report 2010 final

    24/98

  • 8/2/2019 SILC report 2010 final

    25/98

    Table 2a Summary of main results

    2006 2007 2008 2009 2010

    Income

    Equivalised disposable income

    (per individual) 21,229 23,610 24,380 23,326 22,168

    At risk of poverty threshold

    (60% of median income) 10,566 11,890 12, 455 12,064 10,831

    Poverty & deprivation rates % % % % %

    At risk of poverty rate 17.0 16.5 14.4 14.1 15.8

    Deprivation rate1

    13.8 11.8 13.8 17.1 22.5Consistent poverty rate 6.5 5.1 4.2 5.5 6.21

    Experienced two or more types of enforced deprivation

    Background Information

    The at risk of poverty rate identifies the proportion of individuals who are considered to be at risk of

    experiencing poverty based on the level of their current income and taking into account their household

    composition. It is calculated as the percentage of persons with an equivalised disposable income of less

    than 60% of the national median income. The at risk of poverty rate can be calculated using alternative

    thresholds, such as 40%, 50% etc; however, the at risk of poverty rate using the 60% threshold is the

    internationally recognised measure.

    The median equivalised disposable income in 2010 was 18,051 giving a 60% threshold of 10,831.

    Therefore persons with an equivalised disposable income of less than 10,831 in 2010 were considered to

    be at risk of poverty. The threshold had decreased by 10.2% since 2009 when the at risk of poverty

    threshold had been 12,064. The at risk of poverty rate is then calculated as the number of people with an

    equivalised disposable income below the threshold expressed as a proportion of the total population.

    While the at risk of poverty rate is the main focus of this chapter, a number of additional indicators are also

    presented as outlined below:

    u The relative at risk of poverty gapThe relative at risk of poverty gap is the difference between the median equivalised income of

    persons below the at risk of poverty threshold and the at risk of poverty threshold expressed as a

    percentage of the at risk of poverty threshold (60% of median equivalised income). This indicator

    can be used to estimate the depth of poverty.

    25

    SILC 2010

    At risk of poverty rate

    Chapter 2

  • 8/2/2019 SILC report 2010 final

    26/98

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    2004 2005 2006 2007 2008 2009 2010

    Rate %Figure 2a At riskof povertyrate by year

    u The at risk of poverty rate anchored at a moment in time

    The at risk of poverty rate anchored at a moment in time (e.g. 2007) is the percentage of the

    population whose income in a given year (2010) is below the 2007 at risk of poverty threshold, with

    the threshold only being updated to take account of price changes between 2007 and 2010. The

    purpose of this indicator is to get an indication of changes in absolute poverty over time.

    At risk of poverty rate

    Although there was a decrease in the at risk of poverty threshold of more than 10%, the at risk of poverty

    rate at state level rose from 14.1% in 2009 to 15.8% in 2010. This increase reflects the change in the

    income distribution between 2009 and 2010 and the widening of the gap between those in the highest and

    those in the lowest income quintiles. It also reverses the downward trend in the poverty rate evident since

    2004. See table 2.1 and figure 2a.

    It may seem counter intuitive that with the at risk of poverty threshold declining, the at risk of poverty rate

    actually increased. Equivalised disposable income across all individuals, decreased by 5.0% between

    2009 and 2010. The at risk of poverty threshold fell by 10.2% over the same period. However the

    equivalised disposable income for those hovering just above the at risk of poverty threshold in 2009 fell by

    more than the fall in the at risk of poverty threshold, so some individuals who were just above the at risk ofpoverty threshold in 2009 subsequently found themselves below the at risk of poverty threshold in 2010.

    This fact is reflected in Figure 1d, chapter 1, where it can be seen that the percentage decline in equivalised

    disposable income varied significantly across the income distribution.

    Just to illustrate the point, if an individual who was just above the at risk of poverty threshold in 2009

    experienced a fall of, for example, 14% in their equivalised disposable income between 2009 and 2010,

    and the at risk of poverty threshold declined by 10.2% over the same period, this individual now finds

    themselves below the threshold and as such, at risk of poverty in 2010.

    Effect of social transfers

    In 2010 if all social transfers were excluded from income the at risk of poverty rate would have been 51.0%,

    indicating a steady increase from 39.8% in 2004. This increase over time demonstrates the increasing

    dependence of individuals on social transfers to remain above the at risk of poverty threshold. See table

    2.2 and figure 2b.

    26

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    27/98

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    0-17 18-64 65+ Total

    % ofindividuals

    Agegroup

    Figure 2c At risk of povertyrateby agegroup andyear

    2009 2010

    51.0

    39.839.7

    32.7

    15.8

    19.4

    0.0

    10.0

    20.0

    30.0

    40.0

    50.0

    60.0

    2010200920082007200620052004

    Rate %

    Figure 2b At riskof povertyrateby income compositionand year

    Excluding all social

    transfers

    IncludingONLY old age

    and survivors' benefit

    Includingall social

    transfers

    Analysis of the at risk of poverty rate by socio-demographic characteristics

    The groups most at risk of poverty remained broadly consistent between 2009 and 2010.

    u The at risk of poverty rate for those of working age (18-64) increased from 13.0% in 2009 to 15.3% in

    2010. Almost one in five children were at risk of poverty in 2010 compared with almost one in ten ofthe elderly population. See table 2.1 and figure 2c.

    27

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    28/98

    0

    5

    10

    15

    20

    25

    30

    35

    O wn er- occ upi ed Ren ted at t hemarketv alue

    Rented at below the marketrate or rent free

    %

    Tenure status

    Figure 2e At risk of poverty rate by tenure status andyear

    2009

    2010

    0

    5

    10

    15

    20

    25

    30

    35

    40

    1 adultaged 65+

    1 adultaged

  • 8/2/2019 SILC report 2010 final

    29/98

    Table 2b At risk of poverty gap, by year

    2007 2008 2009 2010

    At risk of poverty threshold 11,890 12,455 12,064 10,831

    Median income of individuals at risk of poverty 9,821 10,060 10,104 8,781

    % % % %

    Relative at risk of poverty gap 17.4 19.2 16.2 18.9

    2004 2005 2006 2007 2008 2009 2010

    Threshold

    at risk of poverty threshold: 9,680 10,057 10,566 11,890 12,455 12,064 10,831

    anchored at a moment in time (2004) 9,680 9,920 10,224 10,701 11,209 11,230 10,758

    anchored at a moment in time (2005) 9,814 10,057 10,366 10,849 11,364 11,385 10,907

    anchored at a moment in time (2006) 10,003 10,251 10,566 11,058 11,583 11,604 11,117

    anchored at a moment in t ime (2007) 10,755 11,022 11,360 11,890 12,454 12,477 11,953

    Table 2c At risk of poverty thresholds by year

    Relative at risk of poverty gap

    The relative at risk of poverty gap is a percentage measure of how far below the at risk of poverty threshold

    the median income of persons at risk of poverty is. The closer the median income of these persons is to the

    threshold the smaller the percentage will be. See Tables 2b and 2.2.

    In 2010 the median income of persons who were at risk of poverty was 8,781. This was 18.9% below the

    at risk of poverty threshold of 10,831. As such, the relative at risk of poverty gap was 18.9% in 2010.

    At risk of poverty anchored at a moment in time

    The at risk of poverty rate anchored at a moment in time gives an indication of changes in income poverty,

    in an absolute sense, over time. For example, if the base year was set as 2007, the at risk of poverty

    threshold for 2007 was 11,890. This threshold would then be updated by the change in the consumer

    price index each year to take account of inflation, so that the threshold would become 12,454 in 2008,

    12,477 in 2009 and 11,953 in 2010. Table 2c outlines the thresholds, anchored at a moment in time

    along with the actual at risk of poverty threshold for each year.

    If the at risk of poverty threshold had been anchored at a moment in time, it would be seen that the threshold

    value for 2010 would have been higher than the actual threshold value of 10,831 when anchored in any

    year after 2004. See figure 2f.

    29

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    30/98

    9,700

    10,200

    10,700

    11,200

    11,700

    12,200

    Anch ored2004

    Anch ored2005

    Anch ored2006

    Anch ored2007

    Threshold2010

    Figure 2f 2010, at risk of poverty thresholds

    anchored in time by year

    This in turn would have meant that more individuals would have been below the poverty line and that the at

    risk of poverty rate would have been higher than the reported rate in 2010 of 15.8%. This is evident in table

    2d where, for example, the at risk of poverty rate would have been reported at 22.0% in 2010, with the

    threshold anchored at 2007. See table 2d and figure 2g.

    30

    SILC 2010

    Table 2d At risk of poverty anchored in time, by year

    2007 2008 2009 2010

    At risk of poverty rate 16.5 14.4 14.1 15.8

    At risk of poverty anchored at 2004 11.5 10.4 11.0 15.6

    At risk of poverty anchored at 2005 11.9 10.8 12.1 16.2

    At risk of poverty anchored at 2006 12.8 11.6 12.8 17.0

    At risk of poverty anchored at 2007 16.5 14.4 15.6 22.0

  • 8/2/2019 SILC report 2010 final

    31/98

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    2007 2008 2009 2010

    Year

    Figure 2g Actual poverty rates and poverty rates anchored in2006 and 2007 by year

    At ris k of poverty anchored at 2006

    At ris k of poverty anchored at 2007

    At ris k of poverty rate

    Analysis of the at risk of poverty rate by health related characteristics

    A number of health related characteristics of individuals are collected as part of the SILC survey. Analysis

    of these showed that there was a relationship between various health related characteristics and the

    likelihood of a person being at risk of poverty. See table 2.6.

    u People with a medical card had a much higher at risk of poverty rate in 2010 than those without a

    medical card in 2010 (22.0% compared with 11.8%).

    u A lower at risk of poverty rate was observed for people with private health insurance when compared

    with those without private health insurance (7.8% compared with 22.2%).

    Poverty and over-indebtedness

    In 2010, over 22% of households were in arrears with at least one bill or loan. One third of households

    (33%) that were at risk of poverty in 2010 were in arrears with at least one loan or bill. This represents no

    significant change in the rate of 34% of households at risk of poverty in 2009, but maintains the higher rate

    of arrears reported in 2009 compared with 2008. See table 2.7 and figure 2h.

    31

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    32/98

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    30.0

    35.0

    40.0

    All h ous eholds Hous eholds at ris k o f poverty

    Figure 2h One or more items in arrears, for allhouseholds and those at risk of poverty, by year

    2008

    2009

    2010

    u Regarding the ease/difficulty of making ends meet, among all households there was an increase in

    making ends meet with great difficulty from 9.8% in 2009 to 13.7% in 2010.

    u Combining the rates for the three categories, with great difficulty, with difficulty and with some

    difficulty, the rate in 2010 adds to 81.8% for households who are at risk of poverty. The combined

    figure for 2009 was 76.0%. The corresponding figure for all households was 65.3% in 2010.

    32

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    33/9833

    SILC 2010

    Table 2.1 At risk of poverty rate by demographic characteristics and year% of individuals

    2009 2010

    % %

    State 14.1 15.8

    Sex

    Male 14.1 15.7

    Female 14.1 15.9

    Age group

    0-17 18.6 19.5

    18-64 13.0 15.3

    65-74 8.9 9.3

    65+ 9.6 9.6

    75+ 10.6 10.0

    Principal Economic Status (aged 16 years and over)

    At work 5.5 7.8

    Unemployed 24.8 26.1

    Student 25.9 24.0

    Home duties 19.1 20.3Retired 9.6 9.0

    Not at work due to illness or disability 21.7 20.9

    Highest education level attained (aged 16 years and over)

    Primary or below 18.6 17.8

    Lower secondary 19.7 19.8

    Higher secondary 12.8 15.7

    Post leaving cert 9.1 13.2

    Third level non degree 4.9 8.5

    Third level degree or above 4.8 7.8

    Household composition

    1 adult aged 65+ 9.5 9.4

    1 adult aged

  • 8/2/2019 SILC report 2010 final

    34/9834

    SILC 2010

    Table 2.2 Key national indicators of poverty and social exclusion by year% of individuals

    2007 2008 2009 2010

    National/NAPS Indicators using alternative national scale

    At risk of poverty rate

    Equivalised total disposable income:

    Including all social transfers (60% median income threshold) 16.5 14.4 14.1 15.8

    Including old-age and survivors' benefits but excluding all other

    social transfers (60% threshold) 33.1 34.6 36.0 39.7

    excluding all social transfers (60% median income threshold) 41.0 43.0 46.2 51.0

    Including all social transfers (40% median income threshold) 3.6 3.3 3.3 5.0

    Including all social transfers (50% median income threshold) 8.6 7.9 6.9 8.5

    Including all social transfers (70% median income threshold) 26.8 25.7 24.5 25.1

    Relative at risk of poverty gap 17.4 19.2 16.2 18.9

    At risk of poverty anchored at 2004 11.5 10.4 11.0 15.6

    At risk of poverty anchored at 2005 11.9 10.8 12.1 16.2

    At risk of poverty anchored at 20061

    12.8 11.6 12.8 17.0

    At risk of poverty anchored at 2007 16.5 14.4 15.6 22.0

    1 Figures for 2007 and 2008 anchored at 2006 have been revised since the 2009 SILC publication.

  • 8/2/2019 SILC report 2010 final

    35/98

    35

    SILC 2010

    Table2.3

    Keynationalindicatorsofpov

    ertyandsocialexclusionbyag

    e,sexandyear

    %

    ofindividuals

    0-1718-64

    65-74

    65+

    75+

    Total

    0-1718-64

    65-74

    65+

    75+

    Total

    Males

    Atriskofp

    overtyrate

    Equivalisedtotaldisposableincome:

    Including

    allsocialtransfers(60%

    medianincomethreshold)

    18.9

    12.9

    8.8

    8.9

    9.1

    14.1

    18.1

    15.5

    11.1

    1

    0.3

    9.1

    15.7

    Including

    old-ageandsurvivors'benefitsbutexclud

    ingall

    otherso

    cialtransfers(60%

    threshold)

    46.1

    32.5

    19.7

    18.8

    17.2

    34.8

    51.4

    36.9

    20.5

    1

    7.5

    12.7

    39.0

    excludingallsocialtransfers(60%

    medianincome

    threshold)

    47.3

    36.5

    83.1

    86.3

    92.2

    44.4

    52.9

    40.9

    86.2

    8

    9.3

    94.3

    49.3

    Including

    allsocialtransfers(40%

    medianincomethreshold)

    3.5

    3.4

    2.8

    2.9

    2.9

    3.4

    4.6

    5.5

    3.2

    3.8

    4.8

    5.0

    Including

    allsocialtransfers(50%

    medianincomethreshold)

    7.7

    7.0

    5.5

    6.1

    7.1

    7.1

    9.0

    8.8

    6.9

    6.8

    6.7

    8.7

    Including

    allsocialtransfers(70%

    medianincomethreshold)

    29.9

    20.9

    24.6

    23.9

    22.7

    23.7

    29.0

    23.4

    16.8

    1

    5.4

    13.1

    24.2

    Females

    Atriskofp

    overtyrate

    Equivalisedtotaldisposableincome:

    Including

    allsocialtransfers(60%

    medianincomethreshold)

    18.3

    13.1

    9.0

    10.2

    11.5

    14.1

    20.9

    15.2

    7.7

    9.1

    10.7

    15.9

    Including

    old-ageandsurvivors'benefitsbutexclud

    ingall

    otherso

    cialtransfers(60%

    threshold)

    46.3

    36.1

    22.0

    24.0

    26.3

    37.3

    50.7

    40.2

    17.7

    2

    0.2

    23.2

    40.5

    excludingallsocialtransfers(60%

    medianincome

    threshold)

    47.4

    40.2

    87.9

    89.4

    91.1

    48.1

    51.8

    44.7

    92.1

    9

    3.0

    93.9

    52.6

    Including

    allsocialtransfers(40%

    medianincomethreshold)

    3.8

    3.0

    2.3

    3.1

    4.1

    3.2

    6.7

    4.5

    2.1

    3.3

    4.8

    4.9

    Including

    allsocialtransfers(50%

    medianincomethreshold)

    9.2

    5.8

    5.7

    5.9

    6.2

    6.7

    10.3

    7.9

    5.7

    6.6

    7.8

    8.4

    Including

    allsocialtransfers(70%

    medianincomethreshold)

    29.9

    22.8

    25.3

    28.1

    31.3

    25.3

    34.9

    24.4

    13.3

    1

    4.7

    16.4

    26.0

    Totalperso

    ns

    Atriskofp

    overtyrate

    Equivalisedtotaldisposableincome:

    Including

    allsocialtransfers(60%

    medianincomethreshold)

    18.6

    13.0

    8.9

    9.6

    10.6

    14.1

    19.5

    15.3

    9.3

    9.6

    10.0

    15.8

    Including

    old-ageandsurvivors'benefitsbutexclud

    ingall

    otherso

    cialtransfers(60%

    threshold)

    46.2

    34.3

    20.8

    21.7

    22.8

    36.0

    51.1

    38.6

    19.1

    1

    9.0

    18.9

    39.7

    excludingallsocialtransfers(60%

    medianincome

    threshold)

    47.3

    38.3

    85.5

    88.0

    91.5

    46.2

    52.4

    42.8

    89.3

    9

    1.3

    94.1

    51.0

    Including

    allsocialtransfers(40%

    medianincomethreshold)

    3.6

    3.2

    2.6

    3.0

    3.7

    3.3

    5.6

    5.0

    2.6

    3.5

    4.8

    5.0

    Including

    allsocialtransfers(50%

    medianincomethreshold)

    8.4

    6.4

    5.6

    6.0

    6.6

    6.9

    9.6

    8.3

    6.3

    6.7

    7.4

    8.5

    Including

    allsocialtransfers(70%

    medianincomethreshold)

    29.9

    21.9

    25.0

    26.2

    28.0

    24.5

    31.9

    23.9

    15.0

    1

    5.0

    15.0

    25.1

    AgeGroup

    2009

    2010

  • 8/2/2019 SILC report 2010 final

    36/9836

    SILC 2010

    Table 2.4 Profile of population at risk of poverty by demographic characteristics and year% of individuals

    Proportion Proportion

    of the of the

    At risk of Proportion population At risk of Proportion population

    poverty of the at risk of poverty of the at risk of

    rate population of poverty rate population of poverty

    State 14.1 100.0 100.0 15.8 100.0 100.0

    Sex

    Male 14.1 49.7 49.8 15.7 49.1 49.3

    Female 14.1 50.3 50.2 15.9 51.0 50.7

    Age group

    0-17 18.6 26.4 34.9 19.5 26.8 33.4

    18-64 13.0 62.5 57.6 15.3 55.6 59.6

    65-74 8.9 6.5 4.1 9.3 9.9 3.9

    65+ 9.6 11.1 7.6 9.6 17.7 7.0

    75+ 10.6 4.6 3.5 10.0 7.7 3.1

    Principal Economic Status1

    At work 5.5 36.7 14.3 7.8 31.7 17.3

    Unemployed 24.8 7.3 12.9 26.1 7.5 13.4

    Student 25.9 7.9 14.6 24.0 6.0 12.1Home duties 19.1 13.3 18.0 20.3 15.0 16.7

    Retired 9.6 6.9 4.7 9.0 10.7 4.2

    Not at work due to illness or disability 21.7 4.1 6.4 20.9 4.3 5.3

    Children under 16 years of age 17.1 22.8 27.6 19.0 24.1 28.4

    Highest education level attained1

    Primary or below 18.6 15.6 20.5 17.8 17.7 16.4

    Lower secondary 19.7 15.5 21.7 19.8 14.3 19.2

    Higher secondary 12.8 19.0 17.3 15.7 15.9 17.1

    Post leaving cert 9.1 11.0 7.1 13.2 7.5 6.6

    Third level non degree 4.9 8.1 2.8 8.5 7.6 4.2

    Third level degree or above 4.8 7.7 2.6 7.8 11.2 5.9

    Children under 16 years of age 17.1 22.8 27.6 19.0 24.3 28.4

    Household composition

    1 adult aged 65+ 9.5 3.8 2.6 9.4 6.6 2.31 adult aged

  • 8/2/2019 SILC report 2010 final

    37/98

    Table2.5

    Theatriskofpovertyrateand

    theprofileofthepopulationat

    riskofpovertybythedemographic

    characteristicsoftheheadofh

    ouseholdandyear

    %

    ofindividuals

    Profile

    Profile

    ofthe

    ofthe

    Atriskof

    Profile

    population

    Atriskof

    Profile

    population

    poverty

    ofthe

    atriskof

    poverty

    of

    the

    atriskof

    rate

    population

    poverty

    rate

    popula

    tion

    poverty

    State

    14.1

    100.0

    100.0

    15.8

    1

    00.0

    100.0

    Sex(headofhousehold)

    Male

    12.3

    62.1

    54.1

    14.1

    59.7

    53.1

    Female

    17.1

    37.9

    45.9

    18.4

    40.3

    46.9

    Agegroup

    (headofhousehold)

    18-64

    14.8

    86.1

    90.6

    16.8

    85.7

    91.0

    65-74

    9.6

    8.0

    5.5

    10.7

    7.9

    5.4

    65+

    9.4

    13.9

    9.4

    10.0

    14.3

    9.1

    75+

    9.4

    5.8

    3.9

    9.1

    6.4

    3.7

    PrincipalEconomicStatus(headofhousehold)

    Atwork

    5.7

    56.1

    22.8

    8.7

    52.9

    29.1

    Unemplo

    yed

    33.2

    11.0

    26.0

    28.8

    11.7

    21.2

    Student

    41.8

    1.8

    5.4

    25.0

    1.9

    3.0

    Homeduties

    25.9

    14.5

    26.7

    27.3

    15.7

    27.1

    Retired

    9.2

    10.2

    6.6

    8.4

    11.2

    6.0

    Notatworkduetoillnessordisability

    26.4

    5.8

    10.9

    27.6

    5.4

    9.5

    Highesteducationlevelattained(headofhouseho

    ld)

    Primaryorbelow

    21.3

    22.7

    34.3

    18.4

    21.0

    24.2

    Lowerse

    condary

    19.6

    19.6

    27.2

    21.6

    18.9

    26.1

    Highersecondary

    13.4

    18.9

    17.9

    14.0

    18.1

    16.0

    Postleavingcert

    10.0

    16.1

    11.4

    14.8

    11.1

    10.5

    Thirdlev

    elnondegree

    6.8

    10.9

    5.2

    8.1

    12.0

    6.4

    Thirdlev

    eldegreeorabove

    4.0

    11.4

    3.2

    11.6

    16.3

    11.8

    2009

    2010

    37

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    38/98

    Table2.6

    Atriskofpovertyratebykeyh

    ealthrelatedcharacteristicsand

    year

    %

    ofindividuals

    2009

    2010

    Atriskofpoverty

    rate

    Allindividuals

    Ind

    ividualsatrisk

    ofpoverty

    Atriskof

    poverty

    rateA

    llindividuals

    Individualsatrisk

    ofpoverty

    %

    %

    %

    %

    %

    %

    Totalpopulation

    14.1

    100

    100

    15.8

    100

    100

    Medical

    card

    Yes

    25.3

    38.1

    68.4

    22.0

    39.4

    54.9

    No

    7.2

    61.9

    31.6

    11.8

    60.6

    45.1

    Privatemedicalinsurance

    Yes

    5.5

    44.9

    17.5

    7.8

    44.2

    21.7

    No

    21.1

    55.1

    82.5

    22.2

    55.8

    78.3

    Covered

    byeithermedicalcard

    orprivatemedicalinsurance

    Yes

    14.9

    77.8

    82.5

    14.9

    77.5

    72.8

    No

    11.1

    22.2

    17.5

    19.1

    22.5

    27.2

    Population

    aged16yearsandover

    Chronic

    illnessorhealthproblem

    Yes

    15.2

    25.7

    29.7

    14.1

    27.7

    26.4

    No

    12.5

    74.3

    70.4

    15.1

    72.3

    73.6

    Limited

    activity

    Strongly

    limited

    17.8

    5.5

    7.5

    13.7

    5.1

    4.7

    Limited

    15.2

    13.9

    16.0

    16.7

    12.5

    14.0

    Notlimited

    12.5

    80.6

    76.6

    14.6

    82.5

    81.3

    HealthS

    tatus

    Verygoo

    d

    11.8

    43.8

    39.3

    13.3

    45.0

    40.5

    Good

    13.4

    39.6

    40.1

    16.6

    38.3

    42.8

    Fair

    16.7

    13.8

    17.5

    14.6

    13.5

    13.3

    Bad/very

    bad

    [14.8]

    2.8

    [3.1]

    []

    3.1

    3.3

    Smoker

    Yes

    17.3

    24.5

    32.1

    19.6

    24.4

    32.2

    No

    11.9

    75.5

    67.9

    13.3

    75.6

    67.8

    38

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    39/98

    Table 2.7 Over indebtedness indicators by households at risk of poverty and year% of households

    State 100.0 100.0 100.0 100.0

    Number of items in arrears

    0 75.8 66.0 77.3 67.1

    1+ 24.2 34.0 22.7 33.0

    Rent or Mortgage Arrears

    Yes 5.0 7.2 7.2 12.8

    No 95.0 92.8 92.8 87.2

    Utility bill arrears

    Yes 9.6 16.8 11.4 19.2

    No 90.4 83.2 88.6 80.8

    Arrears on other billsYes 17.0 22.6 14.9 19.1

    No 83.1 77.5 85.1 80.9

    Arrears on other loans

    Yes 4.0 6.8 4.3 6.0

    No 96.0 93.2 95.7 94.1

    Has the household had to go into debt in the last

    12 months to meet ordinary living expenses?

    Yes 11.4 17.3 11.5 17.7

    No 88.6 82.7 88.5 82.3

    Has the household had the ability to pay an unexpected

    expense of about 1,100 without borrowing?1

    Yes 52.3 28.6 49.1 33.9

    No 47.7 71.4 50.9 66.1

    The degree of ease or difficulty the household has

    to make ends meet

    With great difficulty 9.8 21.4 13.7 24.6

    With difficulty 14.1 18.7 17.0 23.2

    With some difficulty 37.6 35.9 34.6 34.0

    Fairly easily 25.9 19.2 24.6 14.2

    Easily 9.1 4.2 6.7 2.7

    Very easily 3.4 0.6 3.5 1.3

    Housing cost burdenA heavy burden 25.2 39.7 31.1 40.6

    Somewhat of a burden 53.5 45.1 50.6 46.5

    No burden at all 21.3 15.3 18.2 12.9

    1The actual figure used was 1,085 in 2009 and 1,145 in 2010. For year N it is one twelfth of the EU at risk of poverty threshold in

    year N-2 in line with EU practice.

    All

    households

    Households at

    risk of poverty

    2009 2010

    All

    households

    Households at

    risk of poverty

    39

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    40/98

  • 8/2/2019 SILC report 2010 final

    41/98

    Table 3a Summary of main results

    2006 2007 2008 2009 2010

    Income

    Equivalised disposable income

    (per individual) 21,229 23,610 24,380 23,326 22,168

    At risk of poverty threshold

    (60% of median income) 10, 566 11,890 12,455 12,064 10, 831

    Poverty & deprivation rates % % % % %

    At risk of poverty rate 17.0 16.5 14.4 14.1 15.8

    Deprivation rate1

    13.8 11.8 13.8 17.1 22.5Consistent poverty rate 6.5 5.1 4.2 5.5 6.21

    Experienced two or more types of enforced deprivation

    Background information

    The Survey on Income and Living Conditions collects information relating to enforced deprivation

    experienced by individuals. Enforced deprivation refers to the inability to afford basic identified goods or

    services. It is reported at the household and not the individual level, but it is assumed that each person in a

    household where a form of deprivation was reported experienced that form of deprivation. The eleven

    items listed below are examined in detail, among others, in this report. If an individual experienced two or

    more of these eleven basic deprivation items due to inability to afford them, and was also identified as being

    at risk of poverty, then the individual is defined as being in consistent poverty.

    List of 11 deprivation indicators

    1. Without heating at some stage in the last year due to lack of money

    2. Unable to afford a morning, afternoon or evening out in the last fortnight

    3. Unable to afford two pairs of strong shoes

    4. Unable to afford a roast once a week

    5. Unable to afford a meal with meat, chicken or fish every second day

    6. Unable to afford new (not second-hand) clothes

    7. Unable to afford a warm waterproof coat

    41

    SILC 2010

    Chapter 3

    Deprivation

  • 8/2/2019 SILC report 2010 final

    42/98

    0.0

    5.0

    10.0

    15.0

    20.0

    25.0

    30.0

    35.0

    40.0

    2004 2005 2006 2007 2008 2009 2010

    Rate %Figure 3a Deprivation rate by povertystatusand year

    Deprivation rate

    Deprivation rate for individuals at risk of poverty

    Deprivation rate for individuals NOT at risk of poverty

    8. Unable to afford to keep the home adequately warm

    9. Unable to afford to replace any worn out furniture

    10.Unable to afford to have family or friends for a drink or meal once a month

    11.Unable to afford to buy presents for family or friends at least once a year

    Analysis of overall deprivation rates

    In 2010 the deprivation rate (those experiencing two or more types of enforced deprivation) was almost

    23%, compared with just over 17% in 2009. The deprivation rate for those at risk of poverty was 39.4% in

    2010 representing no statistically significant change from the 2009 figure. However, the deprivation rate for

    those NOT at risk of poverty was 19.3%, a significant increase from the 13.7% in 2009. Since 2007 the

    deprivation rate among this group has more than doubled (from 8.0%). See tables 3.1, 3.7 and 3.12 and

    figure 3a.

    Analysis of deprivation rates by income decile

    Income deciles were constructed using weekly equivalised disposable income. Weekly disposable

    household income was equivalised (see chapter 1) to take account of different household compositions

    and the population was then divided by ten so that approximately 10% of the population was represented in

    each decile for this analysis.

    The deprivation rate tended to decrease as income rose, although deprivation was still being experienced

    in the higher income deciles. Among those in the highest income decile, almost 5% experienced some

    form of deprivation in 2010. See figure 3b.

    42

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    43/98

    0

    5

    10

    15

    20

    25

    30

    35

    40

    45

    50

    1 2 3 4 5 6 7 8 9 10

    %

    Decile

    Figure 3c Deprivation rate (2+items) by year

    2009

    2010

    0%

    10%

    20%

    30%

    40%

    50%

    60%

    70%

    80%

    90%

    100%

  • 8/2/2019 SILC report 2010 final

    44/98

    0

    5

    10

    15

    20

    25

    30

    35

    40

    45

    50

    1 adultaged 65+

    1 adultaged

  • 8/2/2019 SILC report 2010 final

    45/98

    Table 3b Most commonly reported deprivation items, by poverty level and year

    Deprivation item 2009 2010 2009 2010 2009 2010

    % % % % % %

    Unable to afford to replace any worn out

    furniture16.3 20.3 36.6 30.0 12.9 18.5

    Unable to afford a morning, afternoon or

    evening out in the last fortnight14.9 19.3 29.6 32.0 12.5 17.0

    Unable to afford to have family or friends for a

    drink or meal once a month9.4 14.4 24.6 28.0 6.9 11.8

    Without heating at some stage in the last year 7.3 10.6 17.0 17.9 5.7 9.2

    All At risk of poverty NOT at risk of poverty

    0

    2

    4

    6

    8

    10

    12

    14

    16

    18

    20

    Furniture Night out Family Heat

    %

    Deprivation

    Figure 3e Main deprivation items for thoseNOT at risk of poverty, by year.

    2007

    2008

    2009

    2010

    deprivation of any household type at 50.8% in 2010, an increase from 42.6% in 2009. All households with

    children showed an increase in their deprivation rate between 2009 and 2010.

    The next highest in this group were single people of working age, having a rate of deprivation of 28.3% in

    2010.

    Tenure

    Individuals living in accommodation that was rented below the market rate or rent free had a deprivation

    rate of 48.2% in 2010, the same as the previous year. Those renting at the market rate experienced

    deprivation at a rate of 29.8% in 2010, an increase from 16.5% in 2009.

    Analysis of types of deprivation and their prevalence

    Four of the eleven deprivation items were experienced most frequently in 2009 and 2010. These were an

    inability to:

    u replace worn out furniture

    u afford a morning/afternoon/evening out

    u have family/friends over for a meal/drink

    u afford heating at some stage in the last year

    Similar patterns, although at different levels, could be observed for all individuals, individuals at risk of

    poverty and individuals NOT at risk of poverty, across the eleven deprivation items. See table 3b and

    tables 3.5, 3.10 and 3.15.

    45

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    46/98

    Analysis of some further deprivation indicators

    As part of the SILC survey other questions relating to deprivation, in addition to the eleven deprivation items

    used for consistent poverty, were asked of households. The questions focussed on the financial position of

    the household in the twelve months prior to the date of interview. These items are examined for the

    population as a whole, for the population at risk of poverty and for those not at risk of poverty. See table 3.17.

    u More than 49% of individuals in general stated that they were unable to afford to face an unexpected

    expense of 1,145 in 2010. For individuals at risk of poverty, the rate reported was 66.2% in 2010

    and the corresponding rate for those NOT at risk of poverty was 45.9% in 2010.

    u Analysis of the housing cost burden revealed an increase in those reporting it as a heavy burden at

    34.1% for all individuals in 2010, up from 28.9% in 2009. For individuals NOT at risk of poverty the

    rate in 2010 was 32.5%, an increase from 26.5% in 2009.

    46

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    47/98

    Table 3.2 Summary of deprivation indicators by net equivalised income

    decile and year

    Distribution across deciles 0 1 2 3+ 2+

    Decile Weekly threshold () % % % % % %

    2009 71.4 11.5 7.4 9.7 100 17.1

    1

  • 8/2/2019 SILC report 2010 final

    48/98

    Table 3.3 Summary of deprivation indicators by demographic characteristics and year

    Number of deprivation indicators experienced 0 1 2+ 0 1 2+

    State 71.4 11.5 17.1 63.8 13.5 22.5

    SexMale 71.6 11.6 16.8 65.1 13.3 21.6

    Female 70.7 11.6 17.7 62.5 14.0 23.4

    Age group

    0-17 63.2 13.3 23.5 53.9 15.9 30.2

    18-64 72.7 11.3 16.0 65.5 13.0 21.5

    65-74 81.9 9.1 9.0 79.5 11.6 9.0

    65+ 81.5 9.0 9.5 78.2 12.2 9.6

    75+ 80.8 8.9 10.2 76.3 13.2 10.5

    Principal Economic Status (aged 16 years and over)

    At work 83.3 8.9 7.9 76.6 10.8 12.5

    Unemployed 49.3 16.4 34.3 42.8 19.1 38.0

    Student 67.2 13.4 19.4 60.5 15.1 24.4

    Home duties 66.0 13.6 20.3 59.6 15.1 25.3

    Retired 82.7 9.3 8.0 81.0 11.7 7.2Not at work due to illness or disability 52.8 11.5 35.7 42.0 15.2 42.8

    Highest education level attained (aged 16 years and over)

    Primary or below 61.2 14.9 24.0 55.0 18.9 26.0

    Lower secondary 66.7 12.4 20.9 60.7 14.4 24.9

    Higher secondary 74.6 12.3 13.1 67.5 12.8 19.7

    Post leaving cert 79.5 8.1 12.4 64.1 14.0 21.9

    Third level non degree 87.4 6.8 5.8 76.7 11.4 11.9

    Third level degree or above 87.7 6.4 5.9 86.4 6.7 6.9

    Household composition

    1 adult aged 65+ 75.8 10.3 13.9 71.3 13.5 15.2

    1 adult aged

  • 8/2/2019 SILC report 2010 final

    49/98

    Table 3.4 Summary of deprivation indicators by head of household characteristics and year

    Number of deprivation indicators experienced 0 1 2+ 0 1 2+

    State 71.4 11.5 17.1 63.8 13.7 22.5

    Sex (head of household)Male 73.6 11.1 16.8 68.6 11.7 19.7

    Female 67.2 12.3 17.7 56.7 16.7 26.7

    Age group (head of household)

    18-64 69.4 12.0 16.0 61.7 13.8 24.6

    65-74 82.8 8.4 9.0 76.0 13.3 10.7

    65+ 82.2 8.7 9.5 76.6 13.2 10.2

    75+ 81.3 9.2 10.2 77.4 13.1 9.5

    Principal Economic Status (head of household)

    At work 81.2 9.4 7.9 74.3 11.2 14.6

    Unemployed 40.7 19.4 34.3 33.7 20.8 45.6

    Student 43.0 23.0 19.4 59.3 8.2 32.6

    Home duties 59.8 13.3 20.3 50.9 16.5 32.6Retired 82.6 10.1 8.0 80.7 12.5 6.8

    Not at work due to illness or disability 50.1 13.0 35.7 38.5 11.9 49.7

    Highest Education level attained (head of household)

    Primary or below 56.3 16.3 24.0 50.2 20.7 29.1

    Lower secondary 63.5 12.6 20.9 58.3 12.1 29.6

    Higher secondary 73.3 13.2 13.1 63.1 11.5 25.4

    Post leaving cert 78.7 8.2 12.4 65.0 12.5 22.5

    Third level non degree 86.2 7.5 5.8 75.5 13.4 11.1

    Third level degree or above 84.9 6.5 5.9 83.1 9.4 7.5

    2009 2010

    % of individuals

    49

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    50/98

    Table3.5

    Percentageofthepopulationreportingeachtypeofdeprivation,

    byyear

    %

    ofindividuals

    Deprivation

    Indicators

    2005

    2006

    2007

    2008

    2009

    2010

    Without

    heatingatsomestageinthelastyear

    6

    .5

    5.7

    6.0

    6.3

    7.3

    10.6

    Unablet

    oaffordamorning,afternoonorevening

    outinth

    elastfortnight

    10

    .3

    8.8

    8.4

    11.1

    14.9

    19.3

    Unablet

    oaffordtwopairsofstrongshoes

    3

    .3

    3.1

    3.0

    2.7

    2.1

    2.9

    Unablet

    oaffordaroastonceaweek

    4

    .2

    4.4

    3.9

    3.8

    3.4

    5.5

    Unablet

    oaffordamealwithmeat,chickenorfish

    everysecondday

    2

    .9

    2.4

    2.2

    3.0

    2.1

    3.0

    Unablet

    oaffordnew(notsecond-hand)clothes

    6

    .8

    5.5

    5.2

    5.6

    4.5

    7.6

    Unablet

    oaffordawarmwaterproofcoat

    2

    .8

    2.1

    2.3

    2.6

    1.1

    2.0

    Unablet

    oaffordtokeepthehomeadequatelywarm

    4

    .0

    3.9

    3.5

    3.7

    4.1

    6.8

    Unablet

    oaffordtoreplaceanywornoutfurniture

    13

    .8

    13.7

    13.1

    13.3

    16.3

    20.3

    Unablet

    oaffordtohavefamilyorfriendsforadrin

    k

    ormeal

    onceamonth

    11

    .6

    10.7

    9.6

    9.1

    9.4

    14.4

    Unablet

    oaffordtobuypresentsforfamilyorfriends

    atleast

    onceayear

    4

    .6

    3.3

    2.9

    2.3

    3.4

    5.1

    Experien

    ceddeprivation(1+items)

    24

    .7

    25.2

    24.4

    24.9

    28.6

    36.2

    Experien

    ceddeprivation(2+items)

    14

    .9

    13.8

    11.8

    13.8

    17.1

    22.5

    50

    SILC 2010

  • 8/2/2019 SILC report 2010 final

    51/98

    Table3.6

    Percentageofthepopulationreportingdeprivationbyyearan

    dhouseholdcomposition

    %

    ofindividuals

    Deprivation

    Indicators

    1adult

    1adu

    lt

    2adults,

    2adults,

    3or

    1adult,

    2adults,

    Other

    Total

    aged65+

    aged