SMITH FAMILY FINANCIAL PORTFOILIO

Hampton-Baez Financial Inc.$100,000 Inheritance Investment Proposal

Financial Evaluation

Mr. and Mrs. John Smith 2007

Combined Annual Income $ 85,000

Tax Bracket 25 %

Dependents 2

Combined Student Loans Debt $ 20,000

Credit Card Debt $4,000

Checking $ 8,000

Savings $ 12,000

Education Strategy

• Coverdale Education Savings Account• 529 Plan• 15% Inheritance Contribution

Current Retirement

401(k) Evaluation

  WagesContribution 

Level2007 

Pre-tax TotalEmployer 

Match 2007 Total 

Match Total Contribution

John $ 48,000.00 4% $ 1,920.00 100% $ 1,920.00 $ 3,840.00

Jane $ 37,000.00 2% $ 740.00 50% $ 370.00 $ 1,110.00

Total $ 85,000.00 $ 2,660.00 $ 2,290.00 $ 4,950.00

John $ 48,000.00 6% $ 2,880.00 100% $ 2,880.00 $ 5,760.00

Jane $ 37,000.00 0% $ - 50% $ -

Total $ 85,000.00 $ 2,880.00 $ 2,880.00 $ 5,760.00

Increased Contribution $ 220.00 Increased Investment $ 810.00

Retirement Strategy

• Individual Retirement Accounts (IRA’s)– Traditional IRA– Roth IRA

• Government Securities• Stocks

Investment Portfolio

Investment Portfolio

Category Total Invested PercentEducation  $                15,000  15%Individual Retirement Accounts  $                10,000  10%Bonds  $                60,500  61%Stocks  $                14,236  14%

Total  $                99,736  100%

Government Bonds

Long-Term BondsBond Issuer Ticker Yield Invesment Qty Cost

T. Rowe Price U.S. Treasury Long-Term 

PRULX 4.48% $ 2,500 1 $ 2,500

Rydex Govt Long Bond 1.2x Strategy A 

RYABX 3.17% $ 2,500 1 $ 2,500

Wasatch-Hoisington U.S. Treasury  WHOSX 3.96% $ 2,000 1 $ 2,000

Vanguard Long-Term U.S. Treasury VUSTX 4.65% $ 3,000 1 $ 3,000

Short-Term BondsBond Issuer Ticker Yield Invesment Qty Cost

State Farm Interim SFITX 3.35% $ 250 1 $ 250

Federated U.S. Govt: 2-5 YR K  FIGKX 3.22% $ 250 1 $ 250

BNY Mellon ShortTrm U.S. Govt Secs M 

MPSUX 4.13% $ 10,000 1 $ 10,000

Payden U.S. Government  PYUSX 3.33% $ 5,000 1 $ 5,000

Inflation Protected BondsBond Issuer Ticker Yield Invesment Qty Cost

American Century Inflat-Adj Bd Inv  ACITX 0.67% $ 2,500 1 $ 2,500

American Century Inflation Prot Bd Inv  

APOIX 5.81% $ 2,500 1 $ 2,500

BlackRock Inflation Protected Bond A  

BPRAX 7.08% $ 1,000 1 $ 1,000

Municipal Bonds

Pennsylvania BondsBond Issuer Ticker Yield Invesment Qty Cost

First Investors Tax Exempt PA A  FTPAX 4.13% $ 1,000 1 $ 1,000

Allegiant PA Intermediate Municipal A

APMRX 3.31% $ 1,000 1 $ 1,000

Fidelity Pennsylvania Municipal Income  

FPXTX 4.06% $ 10,000 1 $ 10,000

Glenmede Municipal Intermediate GTCMX 3.42% $ 1,000 1 $ 1,000

High Yield BondsBond Issuer Ticker Yield Invesment Qty Cost

Legg Mason Partners Municipl High Inc A 

STXAX 5.94% $ 1,000 1 $ 1,000

Dryden Municipal Bond High-Inc C  

PHICX 5.32% $ 2,500 1 $ 2,500

Waddell & Reed Adv Muni High-Inc A 

UMUHX 5.75% $ 500 1 $ 500

National Long-Term BondsBond Issuer Ticker Yield Invesment Qty Cost

Madison Mosaic Tax-Free National GTFHX 3.63% $ 1,000 1 $ 1,000

SunAmerica Tax-Exempt Insured A  STEAX 3.47% $ 500 1 $ 500 RS Tax-Exempt A GUTEX 3.60% $ 2,500 1 $ 2,500

National Short-Term BondsBond Issuer Ticker Yield Invesment Qty Cost

Alpine Ultra Short Tax Optimized Inc ATOIX 4.09% $ 2,500 1 $ 2,500 Columbia Short Term Muni Bond Z NSMIX 3.17% $ 2,500 1 $ 2,500 Vanguard Short-Term Tax-Ex VWSTX 3.25% $ 3,000 1 $ 3,000

Stocks

Investment Breakdown

Thank You