Product PresentationJuly 06, 2012

PBRDC Sales Office, Paciano, Calamba City

PALM BEACH REALTY AND DEVELOPMENT CORPORATION

ARTICLES OF INCORPORATION

DATE OF REGISTRATION July 3, 1998

SEC REGISTRATION NUMBER:

A199809621

PROJECTS HANDLED

MAJADA OUT, CALAMBA CITY

PROJECT AREA : 4.1 HECTARE

507 TOWNHOUSE UNITS

TOWNHOUSES

CLUBHOUSE

THE HERITAGE PARK

(C-5, Taguig City)

PROJECT PROFILE

Sitio Manggahan, Palo-AltoCalamba City, Laguna

  PERMITS SECURED

License to Sell No. 25322 dated Feb. 13, 2012

Certificate of RegistrationDevelopment Permit and Locational

Clearance DAR Conversion Clearance  Environmental Compliance

Certificate (ECC) Socialized Housing Compliant

LOCATION

Situated in Sitio Manggahan, Brgy. Palo-Alto, Calamba City  

THE PROPERTY

  ACCESSIBILITY

The proximity of the project site to the following sites:

Mayapa/Canlubang  SLEX Exit - 2.0 kms.Science Park Calamba     - 3.4 kms.Majada in –going to Canlubang  -  4.0 kms.Paseo Uno (Checkpoint) - 4.0 kms.Jollibee Crossing - 5.6 kms.Science Park Crossing -     8.1 kms.

LOT AREA

Total Lot Area- 47,678 square meters

Project Area - 42,183 square meters

THE SITE IS RELATIVELY FLAT AND HAS A FULL VIEW OF MOUNT MAKILING.  

IT HAS A TOTAL FRONTAGE OF APPROXIMATELY 300 METERS.

A DORMANT CREEK IS LOCATED AT THE BACK OF THE PROPERTY.

Site Development

SITE DEVELOPMENT PLAN

The land development shall conform to the rules and standards of BP 220. Basic features of the land development include the following:

Concrete Roads; Concrete Curbs And Gutters; Underground Drainage System; Centralized Water System; Electrical System; Concrete Catch-basins And Manholes; Multi-purpose Hall; Basketball Court; Open Spaces; And Guarded/Landscaped Entrance

SITE DEVELOPMENT FEATURES

GATE AND GUARDHOUSE PERSPECTIVE

Entrance Gate

ROAD LOTS

ROAD LOTS

Retaining Walls

Retaining Walls

HOUSE MODELS

Floor Area: 57 sq.m.

Average Lot Area: 66 sq.m

LizelleSINGLE ATTACHED

LIZELLE

ENTRANCE DOOR

LIZELLE

STEPHANIESINGLE ATTACHED

Floor Area: 57 sq.m.

Average Lot Area: 66 sq.m.

STEPHANIE

ENTRANCE DOOR

STEPHANIE

LIZELLE

STEPHANIE

Floor Area: 57 sq.m.

Average Lot Area: 66 sq.m.

ALEXITOWNHOUSE

Floor Area: 52 sq.m.

Average Lot Area: 45.1 sq.m

ALEXI

ENTRANCE DOORENTRANCE DOOR

ALEXI

BELLETOWNHOUSE

Floor Area: 52 sq.m.

Average Lot Area: 45.1 sq.m

BELLE

ENTRANCE DOOR

ENTRANCE DOOR

BELLE

LIZELLEBELLE

ALEXI

BELLE

Floor Area: 52 sq.m.

Average Lot Area: 45.1 sq.m

HOUSE FEATURES

TWO-STOREY CONCRETE WALLS AND SLABS (REINFORCED CONCRETE)

ROOFING• Pre-painted long- span with gutter and downspouts• Galvanized roof

purlins

CEILING• 2.4 - 2.6 meter ceiling (Hardiflex)

TRELLIS• Pre-fabricated

concrete beams with 2 coats

WINDOWS• aluminum

powder-coated sliding windows

DOORS• Powder coated Steel Panel DoorWALLS• Cast in place (reinforced concrete)• 3-coats painted wall finish (exterior)• 1 ½ coats

painted wall finish (interior)

STAIRSAll Steel with wooden steps and metal handrails

TOILET AND BATHWall finish – Glazed Ceramic TilesFloor Finish – Unglazed Ceramic Tiles(with provision of T&B at the 2nd Floor)

Granite kitchen counter top with stainless kitchen and laminated base cabinet

OTHER HOUSE FEATURESFLOORINGS• Ground Floor- Plain cement Finish• Loft- Reinforced concrete slab and

plain cement finish

SEPTIC TANK• CHB-3 Chamber Cement Tank

ELECTRICAL WORKS• 40 amps Circuit Breaker with

complete rough-ins/outlets

CONCRETE PATHWALK

PRICING SCHEME

SALES TERMSSCHEMES

DISCOUNTSINTEREST RATES

PRICING

SINGLE ATTACHED UNITS (inclusive of Misc. Expenses)

P 1,256,000.00

TOWNHOUSE UNITS (inclusive of Misc. Expenses)

P 1,020,835.00

PURCHASE ON CASH BASIS

1. SPOT CASH (30-DAY) 7% Discount on the Selling Price of the House and Lot Unit

Scheme:a.Payment of the required Reservation Feeb.Payment of the Total Contract Amount

(TCA) within 30 days from RA Date

 

2. DEFERRED CASH (365 DAYS/ 1 YEAR) No interest, no discount

 Scheme:a Payment of the required Reservation Feeb Payment of the remaining balances for 12 equal monthly installments to start 30 days from RA Date. Monthly installment shall be covered by a Post Dated Checks (PDC) payable to PBRDC. If paid in advance, the remaining balance shall be subject to the following discounts: 

60-day cash - 5% Discount 90-day cash - 3% Discount

 

PURCHASE THROUGH IN-HOUSE FINANCING

1. IN-HOUSE FINANCING

TERM INTEREST RATE FACTOR RATE5 years 16%0.02431805717 years 17%0.020435804910 years 18%0.0180185199

PAYMENT SCHEME:• Payment of the required Reservation Fee

• Payment of 20% Equity Requirement (Reservation Fee included) at a maximum

term of 12 months.

• Payment of 80% Balance to start 30 days after full payment of Equity (Buyer to issue at least 24 PDCs to cover 24-monthly installments)

2. PURCHASE THROUGH PAG-IBIG or BANK FINANCING

A buyer may opt to purchase through Pag-IBIG Housing Loan or Bank Financing from any of the banks accredited by PBRDC.

Payment Scheme:

• Payment of the required Reservation Fee

•Payment of 20% Equity Requirement (Reservation Fee included) at a maximum term of 12 months.

• Balance of the TCA or the Estimated Loan Value shall be paid by way of assignment to PBRDC the net proceeds of the Buyer’s housing loan.

DISCOUNTS ON EQUITY

Buyers who shall opt to purchase through financing may avail of the following discounts for the early completion of their equity:

1. SEVEN PERCENT (7%) upon payment in full of the required equity

within 30 days from date of Reservation Agreement (RA).

2. FIVE PERCENT (5%)upon payment of any amount in excess of the

required equity within 30 days from date of RA.

3. THREE PERCENT (3%) upon 90-day advance payment on the installment

due.

To avail on any of these schemes, a buyer should comply with the following requirements:

•Payment of the Reservation Fee and execution of the Reservation Agreement.•Submission of complete set of required documents for pre-approval of the financing institution. (Incomplete documents shall not be accepted)•Remittance of the required downpayment which are necessary in the loan processing.

Late payment is subject to 2% penalty/month on the amount due.

CURRENT PROMO

1. P50,000.00 Discount for the 1st 50 Buyers

2. P5,000.00 Reservation Fee

for the first 50 buyers

RESERVATION PERIOD

 Buyer’s basic documentary requirements:1. Income Documents 

Certificate of Employment Payslip, Income Tax Return

2. Proof of Billing Address  Meralco/Water Bill Cellphone/Phone Bill Others Billings

3. Two (2)valid IDs  Government Issued Company ID

COMPUTATION

A. SELLING PRICE

Total Selling Price P 1,167,900.00Add: Other Charges 99,271.50TOTAL CONTRACT AMOUNT P 1,267,171.50

B. DOWNPAYMENT/EQUITY

20% Downpayment P 253,434.30Less: Discount 50,000.00 Net Downpayment P 203,434.30 Less: Reservation Fee 5,000.00TOTAL DOWNPAYMENT P 198,434.30

SAMPLE COMPUTATIONIN-HOUSE & BANK

PAYMENT SCHEDULE OF DOWNPAYMENT

- Total Downpayment

P 198,434.30P16,536.19 per month to start 30 days after the Reservation Date

C. REMAINING BALANCE/ESTIMATED LOAN VALUE(TO BE FINANCED THROUGH IN-HOUSE)

Loan Amount - P 1,013,737.20

Factor Rate (5yrs-16%) - x .0243180571

Monthly Amortization - P 24,652.12

Fire - 324.00

Plus: MRI - P 415.00

Total Monthly Amortization - P 25,391.12

C. REMAINING BALANCE/ESTIMATED LOAN VALUE(TO BE FINANCED THROUGH PAG-IBIG)

Loan Amount - P 1,013,737.20

Factor Rate (9.5% -30yrs) - x 0.00840854 Monthly Amortization - P 8,524.05

Fire - 324.00

Plus: MRI - P 415.00

Additional Cont. - 250.00

Total Monthly Amortization- P 9,513.05

HOLDING PERIOD

The holding of a particular unit in favor of a particular broker/agent shall be allowed for a period of ONLY 24 HOURS subject to the submission of a Client’s Registration Form (PBF) or any equivalent document duly signed by the buyer and broker/agent.

Each broker shall be allowed for only two (2) 24-hour consecutive holding period.

End of Presentation…..

Thank you so much!!!!

HAPPY SELLINGTO EVERYONE!