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Page 1 of 35 © 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC S S A A I I A A Y Y U U R R V V E E D D I I C C C C O O L L L L E E G G E E & AYURVEDIC WELLNESS CENTER Academic Catalogue 2015-2016 Sai Ayurvedic College & Ayurvedic Wellness Center 9000 S.W. 137 th Avenue, Suite 220 Miami, Florida 33186 Telephone: (305) 380-0652

SSAAII AAYYUURRVVEEDDIICC CCOOLLLLEEGGEE … · ... have their roots in Ayurveda. Ayurvedic ... Dr. Sashina Isha Ramnunan, A.S, BAMS, CCP, Certified Yoga Instructor, Tarot Reader

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Page 1 of 35

© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

SSAAII AAYYUURRVVEEDDIICC CCOOLLLLEEGGEE && AAYYUURRVVEEDDIICC WWEELLLLNNEESSSS CCEENNTTEERR

Academic Catalogue

2015-2016

Sai Ayurvedic College

& Ayurvedic Wellness Center 9000 S.W. 137th Avenue, Suite 220

Miami, Florida 33186

Telephone: (305) 380-0652

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

Table of Contents

I. Introduction

II. Three Ways to Obtain an Ayurvedic Education

III. Calendar & Legal Holidays

IV. College Terms and Hours of Operation

V. Governing Body: Officials & Faculty

VI. Facilities

VII. Admission Requirements

VIII. College Policies & Student Conduct

IX. Attendance Policy

X. Leave of Absence

XI. Unexcused Absences, Tardiness and Make-up Work

XII. Termination for Unsatisfactory Performance/Non-attendance/other Reasons

XIII. Requirements for Graduation

XIV. Grading System

XV. Academic Probation

XVI. Conditions for Re-entrance

XVII. Records Retention & Student Access Policy

XVIII. Recognition of Prior Training & Proration of Tuition

XIX. Courses Offered (title, content, hours)

XX. General policies relating to Veterans Administration supported students

XXI. Tuition & Fees

XXII. Policy Relating to Return of Tuition

XXIII. Policies Relating to veterans class attendance and academic progress

XXIV. Policies Relating to Online Learning Programs (Examination Procedures)

XXV. Professional Affiliations & Academic Status

XXVI. Advanced Training in India

XXVII. Practicum

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

I. Introduction

Welcome to Sai Ayurvedic College of Miami, Florida - the Southeast’s leading center for Ayurvedic study, practice, treatment and research. Please take time to become familiar with our institution and get acquainted with the college, its associated Ayurvedic Wellness Center and its many academic and clinical offerings. We thank you for your interest and hope to make your acquaintance a rewarding one. Ayurveda, the science of life, has brought true health and wellness to millions of individuals throughout the ages with simple changes in daily living practices. Incorporating just a few of these proven methods into your lifestyle can bring about radical changes in your life. This ancient art of healing has been practiced continuously for over 5,000 years. The principles of many natural healing systems now familiar in the West, such as Homeopathy and Polarity Therapy, have their roots in Ayurveda. Ayurvedic practices restore the balance and harmony of the individual, resulting in self-healing, good health and longevity.

II. Three Ways to Obtain an Ayurvedic Education Individuals wishing to advance their education and training through Sai Ayurvedic College have three

alternative means of doing so: Sai Ayurvedic College programs can be completed either via classroom

attendance, attendance at live webcast classes or via online study. For those interested in select topics

of specialized focus, Sai Ayurvedic College offers an array of specialized workshops, short courses and

seminars in a variety of disciplines within the realm of health and healing. Whether your interest is in

Hatha Yoga and Meditation, Reiki and Energy Healing, Western Herbal Medicine, Flower Essence

remedies, Tissue/Cell Salts Therapy or Gemstone and Crystal Healing, one can explore these topics

(among others) with experienced teachers and facilitators at our college.

Classroom attendance Classes are held on one weekend each month at our Miami campus, and take place from 9:00am to 6:00pm on Saturday and Sunday over a single weekend. Conveniently located, our Miami (Kendall) facility includes classroom and treatment facilities. For those travelling to Miami for classes, the immediate area of the campus boasts many affordable, quality hotels and restaurants. All students will have access to the online program without additional charge but will need to attend the classroom class before access is given online. Live webcast classes Sai Ayurvedic College now makes its programs available online for students outside of the South Florida area. With the aid of web conferencing technology, we bring our classrooms and instructors into your home and you into the classroom without regard to your location, whether in the United States or abroad. This will allow you to fully participate in the class and exchange discussions with your teachers and classmates. The many advantages of our distance education programs include learning conveniently from your own location, avoiding the inconvenience and expense of travel to the College, saving travel time, and allowing you to concentrate on your education rather than commutation. Our high-end web conferencing system fully and faithfully replicates the classroom environment and allows for your full participation in classes which are broadcast in real time, as they take place, with student-instructor interactivity greatly enhanced. Additionally, class broadcasts are recorded and available for re-viewing

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

by students. Actual classes are broadcast in real time via web conferencing technology, and students have the opportunity of participating in a fully functional classroom setting (at the times designated above) from wherever they happen to be located. Web conferencing students are welcomed into the classroom for any module of the program they choose to be present for, but must notify the administration of the College at least one month before their planned visit. (Note that veteran’s educational benefits are not available for this option). Distance Learning Our distance learning program is ideal for students whose personal schedules require a high degree of flexibility in their study programs and/or who are situated at a great distance from the College. Sai Ayurvedic College’s distance learning program is open to students worldwide, and affords students resident abroad with the opportunity to earn a prestigious credential from a USA-based institution. Students can view recorded classes at any time, from anyplace, at a pace of their own choosing, and in line with their convenience and time availability. This program has the advantage of appealing to students with family and work obligations who cannot set aside a particular period of time monthly for classroom or webcast attendance. The same high level of interactivity and student-teacher contact that are the hallmarks of our other programs is maintained in our distance learning online approach. Students in the online program may complete their studies in 9 months or more (minimum of 9 months required). Optional residential workshops and classes are offered at additional cost. Please note that the college's distance learning program does not qualify for veterans educational benefits, nor does it alone, without supplemental training and/or experience, qualify the graduate for professional practitioner membership in the National Ayurvedic Medical Association. Students who have successfully completed the distance learning based, independent study Certificate in Ayurvedic Studies program may be considered for admission to the second year of Sai Ayurvedic College’s practitioner training at the discretion of the Director. While this admission is automatic for graduates of the first year classroom and webcast programs, owing to varying extracurricular requirements graduates of the distance learning program must be interviewed by the Director or his/her appointee and satisfactorily complete a competency examination (which is administered at no cost), as well as meet any other requirements for admission to the second year that the Director may specify. Workshops In addition to its training programs for Ayurvedic practitioners, Sai Ayurvedic College offers many

specialized workshops, seminars and other learning opportunities, all designed to help you, your family

and friends (and if you are a professional practitioner, your clients) to experience the rewards of optimal

health, well-being and longevity.

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

If you are interested in select topics within the realm of health and healing, Sai Ayurvedic College offers

an array of specialized workshops, short courses and seminar programs open to the professional and lay

public in a wide spectrum of topics with a specialized focus, including (among others) Hatha Yoga and

Meditation, Reiki and Energy Healing, Western Herbal Medicine, Flower Essence Remedies, Introduction

to Sanskrit (included in program tuition for students), Tissue/Cell Salts Therapy, Nutrition, Vedic

Astrology and Gemstone and Crystal Healing. Several of these, including Flower Essence Remedies,

Introduction to Sanskrit, Tissue/Cell Salts Therapy, Vedic Astrology and Gemstone and Crystal Healing,

are available in the form of recorded presentations for online study to the general public for a fee.

At Sai Ayurvedic College, one has a peerless opportunity to explore these topics with experienced teachers and clinicians. Sanskrit Mandatory Workshop

Sanskrit is the beautiful and expressive language of ancient India that dates back to the Vedic period. Sanskrit is the language of the four Vedas, the various Upanishadic texts, and countless philosophical and spiritual scriptures of the time. Most importantly, Ayurvedic main texts (Samhitas) are written in Sanskrit. The rich body of Sanskrit literature also includes drama and poetry in addition to scientific, religious, technical and philosophical texts. This workshop course offers a basic introduction to the Sanskrit language, including the Devanagari

alphabet, some very basic grammar, and advice on how to use a Sanskrit dictionary. The emphasis in this

workshop will be on the technical use of Medical Sanskrit. Sanskrit will be taught in a direct,

interactive method. Participants learn the language in a fun filled environment and will be able to

converse in very simple Sanskrit by the end of the workshop as well as have a degree of familiarity with

technical Sanskrit terms and phrases used in Ayurveda.

This will be a mandatory workshop for all students entering our programs on or after April 2012. There is

no additional cost for this workshop which is covered in the program's tuition. Please attain checkout

code given to current students for entry to the workshop by the college Director.

Please note that the college online program does not qualify for veterans educational benefits.

III. Calendar & Legal Holidays

2015-2016 Academic Years (Spring/Summer term) Registration Begins January 1st, 2015 Spring First Year Class Begins June 20th, 2015 Spring First Year Class Ends May 22nd, 2016 Second Year Class Begins August 1st, 2015 Second Year Class Ends July 3rd, 2016 Fall First Year Class Begins January 10th, 2015 First Year Class Ends December 11th, 2015 The College will be closed on the following public holidays:

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

January 1st: New Year’s Day January 20th: Martin Luther King Day February 17th: Presidents’ Day May 26th: Memorial Day July 4th: Independence Day

September 1st: Labor Day November 27th: Thanksgiving December 24th: Christmas Eve December 25th: Christmas Day

IV. College Terms and Hours of Operation

There are two school terms yearly, a Fall/Winter term beginning in October and ending the following September, and a Spring/Summer term beginning in May and ending in April of each year. The school office is open from Monday through Saturday, from 9:00am to 6:00pm. The school is open for the conduct of classes on Saturday and Sunday, from 9:00am to 6:00pm. Individuals participating in governmentally-supported veterans educational benefit programs must be in attendance at the school and under faculty supervision for all directed study and all non-class instructional activities for a minimum of 18 hours weekly.

V. Governing Body: Officials & Faculty The administration and faculty together comprise the College’s Governing Council. Administration: President & Director of Programs: Socorro Tello, C.A.P. Vice-President: Armando Tello Faculty Representatives: Dr. Aparna Bapat, BAMS William A. Courson, BVS (Ayur), D. Ayur, C.H. (Dean for Academic Affairs) Archana Kulkarni, BAMS, MD (Ayu), LMT, RYT Dr. Sashina Isha Ramnunan, A.S, BAMS, CCP, Certified Yoga Instructor, Tarot Reader Magdala Jaramillo, Psychologist, LMT, PGDA, MBA Dr. Shiva Anasseri, L.A.P., D.O.M. Faculty Dr. Aparna Bapat (B.A.M.S.) has been a dedicated International Ayurvedic Specialist (Vaidya), consultant, and educator since 1990. She studied Ayurvedic medicine at the University of Pune, faculty of Ayurvedic Medicine & Surgery. She was a senior Lecturer at the College of Ayurveda in London, U.K. Dr. Bapat is the author of numerous articles on Ayurvedic medicine and related themes, has made multiple television appearances, and is one of the premiere lecturers, scholars and practitioners of Ayurveda in the West today. William A. Courson (C.H., BVS (Ayu), D. Ayu) is administrative director of and an instructor at the New Jersey Institute of Ayurveda, of which he is a graduate. A retired accountant with a background in journalism, he has been a lifelong student of and writer on the themes of traditional healing, alternative medicine, spirituality and eastern and western alchemy. In addition to his role as an Ayurvedic practitioner, he is a certified herbalist and Reiki Master in the traditional Usui lineage and has authored

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

numerous professional and popular articles in these fields. He has taught professional level courses in all of these disciplines, and most recently trained aspiring physicians in Reiki at the University of Medicine & Dentistry of New Jersey (UMDNJ) Medical School. Bill is active in a number of professional organizations, is a member of the National Ayurvedic Medical Association's Educational Standards Committee and on the Indian Government sponsored Ayurveda-United States Advisory Council. Bill is also Sai Ayurvedic College’s Dean for Academic Affairs and Development. Archana Kulkarni, (B.A.M.S, M.D (Ayu), L.M.T, R.Y.T) is a graduate of the faculties of Ayurvedic

Medicine and Surgery at both Shivaji University and Banaras Hindu University in India, and is a holder of

both the BAMS and MD degrees in Ayurveda. Ayurveda and yoga have always been an integral part of

her lifestyle from her childhood. To deepen her own practice of yoga and to guide her patients, she has

earned the Diploma in Yoga from the prestigious Yoga Sadhana Kendra in 2002. She is a former lecturer

in Ayurveda at Ganga Ayurvedic Medical College (Kolhapur, India) and has taught at the College of

Pharmacy and the Honors College of the University of South Florida. Kulkarni has presented many

professional papers at Ayurveda conferences and seminars and has published numerous professional

articles. She is nationally certified Massage Therapist licensed in Florida and is a Yoga Alliance RYT

(Registered Yoga Teacher) at the 200-hour level. She offers Ayurvedic consultations Yoga and

Panchakarma therapies at her practices in Tampa and Riverview, Florida. To deepen her knowledge in

the field of research in alterative and complementary medicine, she is currently pursuing her MPH

degree at the University of South Florida’s College of Public Health.

Dr. Sashina Isha Ramnunan (A.S, B.A.M.S, C.C.P, Certified Yoga Instructor, Tarot Reader) is a BAMS

(Ayurvedacharya) graduate of the Gujarat Ayurved University in Jamnagar, India, one of that country’s

most renowned schools of Ayurveda, and is licensed as an Ayurvedic physician there. In addition to her

Ayurvedic qualification, Dr. Ramnunan is an Internationally Certified Cosmetologist and a yoga teacher.

Avocationally, she is trained in Classical Indian Dance – having studied Bharathnathym since the age of

5, as well as a Musician, Model and Writer. She is the author of two books thus far, and is popularly

known on YouTube, the media through which she actively promotes Ayurveda and Vedic

Science. Healthcare as Dr. Ramnunan defines it is an integration of body, mind and soul healing;

therefore, alongside Ayurveda, she uses her training in Psychology together with the ancient Vedic

Sciences of Jyotish (Vedic Astrology), Vastu Shastra, Yoga, Mantra, and Tantra to assist her patients in

their healing processes. She is also a Tarot reader with eight years of experience and an avid student of

metaphysics and energy healing.

Magdala Jaramillo (Psychologist, L.M.T., PGDA, MBA) is the Administrator of the Spanish Programs domestically and internationally. Born in Bogota, Colombia, she holds the degree in Psychology from the Universidad de Santo Tomas and practiced there as an Organizational Psychologist and Consultant as well as teaching corporate clients in Colombia and the USA a variety of disciplines including Stress Management, Development of Positive Thinking and Holistic Lifestyles. She also holds a Master of Business Administration degree in Human Resources Management and was later certified in Holistic Wellness Coaching, Personal Training, Fitness, Exercise Coaching, and Nutrition. She is also a Licensed Massage Therapist specializing in Structural Integration and CORE Myofascial Therapy. Magdala

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© 2015, Sai Ayurvedic College & Ayurvedic Wellness Center, LLC

graduated from Sai Ayurvedic College with a Post-Graduate Diploma in Ayurveda and has her own practice focusing on Ayurvedic medicine. Dr. Shiva Anasseri, (L.A.P., D.O.M.) is a Florida-licensed Acupuncture Physician with a Doctor of Oriental Medicine Degree from Miami’s Acupuncture and Massage College. She specializes in the treatment of pain syndromes and gynecological disorders and advanced training in Reiki, Cranio-Sacral Therapy, Reflexology and Aromatherapy. She is also the holder of a Master degree in Auricular Medicine and holds the Post-Graduate Diploma in Ayurveda from Sai Ayurvedic College. Dr. Anasseri has also graduated with Outstanding Achievement in Homeopathic Medicine, Florida School of Southeast Institute, (Miami, Florida). Her experience has been acquired over nearly 20 years in practice. Dr. Anasseri is the founder of Shiva Skin and Hair Products, Miami, Florida.

VI. Facilities

The College and its associated wellness center and clinic occupy approximately 1,700 square feet of space at Suite 220, 9000 S.W. 137th Avenue, Miami, Florida. Facilities are located on the second floor of a modern, air conditioned medical office building and all college premises are handicapped accessible (via elevator). Facilities consist of a lecture room, lounge, and consultation and treatment rooms. VII. Admission Requirements

Requirements for admission to all programs include a minimum of a high school diploma or other

secondary education document or General Equivalency Diploma (GED) or must meet alternative test

requirements.

Additionally, applicants must successfully complete a competency examination administered by the

College in contemporary Anatomy and Physiology demonstrating a reasonable command of Western

biomedical conceptions of the human body’s structure and functioning. In preparation for this

examination the College recommends the student obtain (at their own cost) the text, “Anatomy &

Physiology Coloring Workbook: A Complete Study Guide (10th Edition) by Elaine N. Marieb.

All applicants must be fluent in verbal and written English. International students are advised that

insufficient English skills may prohibit successful completion of the program.

Although not required, some prior knowledge or study of Ayurveda, hatha yoga, and other Vedic

traditions will greatly enhance the understanding and comprehension of the program material.

Admission with Advanced Standing (Direct Entry into Second Year) Students who are graduates of one year programs offered at another NAMA-approved Ayurvedic institution may be permitted direct entry into our program’s second year upon presentation of an official transcript and satisfactory performance on a comprehensive assessment examination. There will be a charge for the assessment examination. Others with analogous training may be considered for direct admission to the second year program at the discretion of the College on an individual basis in special circumstances.

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VIII. College Policies & Student Conduct Sai Ayurvedic College Students are expected to:

Treat students, faculty and staff of the college with civility and respect.

Represent themselves and any documentation that they may present to the college in an honest manner.

Respect college property and the activities conducted at college facilities or college-sponsored events, and uphold college policies and all applicable laws. Sai Ayurvedic College students should expect the same degree of civility and respect from other students, faculty and staff.

The College reserves the right to make changes to the contents of the catalogue at its sole discretion.

Scope & Definitions A student is a person admitted or enrolled at Sai Ayurvedic College. The college has an interest in student conduct, which occurs during a student’s matriculation or enrollment at the college, including any breaks in enrollment permitted by college policy. Students are responsible for their own behavior and the behavior of their guests. The college does not normally pursue alleged conduct violations that occur away from College facilities or events, or that are not associated with the student’s relationship with Sai Ayurvedic College. However, in situations when the safety of members of the college community may be endangered, the college may review such violations pursuant to the policy on student conduct. College Regulations The following behaviors by a student, or any guest of a student, whether acting alone or with any other persons, violate the policy on student conduct:

1. Conduct that threatens or endangers the mental health, physical health or safety of any person or persons, or causes actual harm, including but not limited to physical harm or threat of physical harm such as physical abuse, sexual assault or coercion, harassment and intimidation, whether physical, verbal (oral or written) or nonverbal.

2. Dishonest conduct including plagiarism, forgery, alteration, fabrication, dishonesty or misuse of

identification cards, records, grades, diplomas, college documents, or misrepresentation of any kind to a college office or official.

3. Disorderly conduct that interferes with the rights of others.

4. Intentional or reckless disruption or interference with the activities of the college or its members.

5. Theft of personal or college property or services, or illegal possession or use of stolen property.

6. Vandalism or intentional or reckless damage to personal or college property.

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7. Unauthorized entry, use, or occupation of college facilities or the unauthorized use or possession of college equipment.

8. Illegal purchase, use, possession or distribution of alcohol, drugs, or other controlled

substances.

9. Failure/refusal to comply with a reasonable request from a college official acting within the scope of his/her duties.

10. Animals of any kind, whether companion pets or otherwise, are not permitted on school

premises with the sole exception of service animals trained and intended to provide support in the presence of a disability as defined by relevant federal law and Florida Statute XXX: 413-08.

11. Unauthorized possession or use of firearms, explosive devices, fireworks, dangerous or illegal

weapons, or hazardous materials. Interference with or misuse of fire alarms, elevators, or other safety and security equipment or programs, including but not limited to initiating, or causing to be initiated, any false report, warning or threat of fire, explosion or other emergency.

12. Violation of a condition or sanction imposed (or agreed upon) due to a violation of the policy on student conduct.

13. Violation of any federal, state or local law that poses a threat to the health, safety or well-being

of the college or its individual members.

14. Maintenance of a current and satisfactory account standing is required for continued enrollment in the program, for gaining access to successive modules of instruction, graduation and for the issuance of transcripts.

15. Students in the live webcast program are expected to view consistently and be present throughout the webcast course lectures. They are expected while viewing said lectures (and synchronously being viewed by the lecturer and fellow classmates) to conduct themselves in a fashion consonant with the dignity of the classroom and an appropriate level of respect and attentiveness due to the lecturer and fellow classmates. Protracted absences away from their viewing screens or computers, inappropriate dress or demeanor, sharing the webcast with non-students, interruptions from family members, children or pets are inappropriate, and on-going indulgence in such interruptions or distractions will result in the student’s being deemed absent from the class

Students are entitled to equal care and fairness in the application of the policy on student conduct. A student accused of a breach of student conduct and others in the college community have equally important interests. Thus, the college takes into account the interests of all parties in order to reach a fair resolution. Each party has the right to be informed of his or her rights through receipt of a copy of this policy. Each party has the right to receive relevant information and documentation, including information that is favorable to the student accused of a violation or that may indicate that he or she may not be responsible. Each party has the right to a meaningful opportunity to be heard and to respond to the information and documentation presented.

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Sanctions applicable include reprimand (written or verbal), suspension and expulsion from the College.

16. Attendance Policy Regular and prompt attendance is required of all students enrolled in the classroom and webcast format programs at Sai Ayurvedic College. It should be noted that attendance via webcast is still attendance at a classroom function, and students should be prepared to participate in such classes with the understanding that they will view such classes and will be seen viewing such classes by their instructors and classmates. Consequently, students should establish themselves in a classroom-like environment, equipped with an appropriate desk, chair, note-taking materials, etc., in which an undisturbed environment exists to enhance the participant’s focus and attention and maximize the benefits to be derived from such attendance.

In order to interact successfully with an online instructional environment, adequate computer facilities must be at the disposal of the student. Please refer to our website at www.saiayurvediccollege.com, Frequently Asked Questions, for further instructions.

Accommodations are made for students who are absent because they are disabled or because of their religious beliefs. Each student who is absent from school because of disability or religious beliefs will be given an equivalent opportunity to make up any examination, study or work requirements which the student may have missed because of such absence on any particular day or days. No fees of any kind shall be charged for making such accommodations. Attendance at mid-term and final examinations on announced dates is mandatory.

Absences will be excused for extenuating circumstances only. Requests for the same must be made in writing and substantiated by supporting documentation, where appropriate. Records of such absences will be kept in the student’s permanent record. Note that participants in governmentally-supported veterans educational benefit programs are subject to specific regulations prescribed by the United States Department of Veterans Affairs, the Florida State Department of Veterans Affairs and, where pertinent, rules specified for active duty military personnel by their respective branches of the armed forces.

17. Leave of Absence General Leave of Absence A Voluntary Leave of Absence is a type of withdrawal. A Voluntary Leave of Absence or any other form of withdrawal indicates that a student has been permitted an exception from continuous registration. In general, a Voluntary Leave Absence will be requested prior to the beginning of a semester although the College recognizes that emergency circumstances may give rise to requests to withdraw from a term-in-progress. Medical Leave of Absence or Medical Withdrawals A student who must interrupt study temporarily because of physical or psychological illness may request a Medical Leave or Withdrawal from their program of study. The medical or mental health professional

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who has been providing treatment to the student will, with the student's written consent, confirm in writing that a Medical Leave is warranted due to the student's health problem. Military Leaves of Absence Any student who is a member of the National Guard or other reserve component of the Armed Forces of the United States or of a state-organized militia called to active duty will be granted a Military Leave of Absence for the period of active duty and one year thereafter. Upon return from a Military Leave of Absence, the student will be restored to the educational status attained prior to being called to duty without loss of academic credits earned, scholarships or grants awarded, or tuition or other fees paid prior to the commencement of active duty. Note that the resumption of governmentally-supported veterans or military educational benefits is subject to regulations prescribed by the United States Department of Veterans Affairs, the Florida State Department of Veterans Affairs and, where pertinent, rules specified for active duty military personnel by their respective branches of the armed forces. Note that, irrespective of any other provisions of this catalogue, all Veterans Educational Benefits must be terminated during any period of absence. Other Leaves of Absence The College’s administration may recommend a Voluntary Leave of Absence for other compelling reasons for students who find it necessary to interrupt study temporarily. At the discretion of the college, supporting documentation may be requested from the student to substantiate such a request.

18. Unexcused Absences, Tardiness and Make-up Work

Students are permitted two (2) excused absences (i.e., one Saturday-Sunday module) per year of the program, and all material covered in the student’s absence must be made up in conformity with the instructor’s direction. Students with more than two excused or unexcused absences are required to repeat their program of study. In the event of an unexcused absence the student will be afforded a period of two weeks (i.e., 14 days) in which to request a retroactive excuse from attendance. Absent such a request, the student will be dropped from the program. Students are expected to be punctual in reporting for class. A student more than 30 minutes late will be deemed to have missed one-half class day. A student more than one hour late will be deemed to have missed one day class day in attendance. All make-up work for an absence must be completed and turned in to the class instructor within thirty (30) days following said absence. Students must be present for all proctored examinations (i.e., mid-term and final examinations for the first and second years of the program) on dates to be selected by the College's administration in its sole discretion. Requests for examination re-scheduling may be considered by the College in its sole discretion.

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19. Termination for Unsatisfactory Performance/Non-attendance/other Reasons

Upon reaching a total rate of absences (in any one month) of 15%, excused or unexcused, the student will immediately be notified that they are placed on academic probation. Additional absences or tardiness will result in the students being dropped from the program for unsatisfactory attendance. A student who fails to maintain a satisfactory average grade (see grading system) will be either (a) dropped from the program or (b) required to repeat their program of study. Evaluation of performance from module to module is based upon class attendance and the grade obtained upon returned homework assignments. Note that special rules and requirements for the maintenance of academic progress apply to military and ex-military students receiving educational support benefits from the Department of Veteran Affairs as detailed below. Students are permitted a period of two years (24 months) following completion of first year classes to submit completed extramural assignments required for graduation (this includes lifestyle coaching case reports, clinical case observations, presentations and outreach lectures, etc.). After a period of two years from the date of completion of classes if such requirements are left unfulfilled, the student will be withdrawn from candidacy for graduation. The student will have to repeat the course if they desire to graduate from the college and will be charged the existing tuition in effect.

20. General policies relating to Veterans Administration Supported Students Veteran's Attendance Policy Early departures, class cuts, tardiness, etc., for any portion of a class period will be counted as 50% absence. Students exceeding 15% total absences in a calendar month will be terminated from their VA benefits for unsatisfactory attendance. In order to show that the cause of unsatisfactory attendance has been removed, students must show good attendance (as defined) for one calendar month after being terminated for unsatisfactory attendance. After such time, the student may be recertified for VA education benefits. The student's attendance record will be retained in the veteran's file for USDVA and SAA audit purposes. Standards of Academic Progress for VA Students Students receiving VA educational benefits must maintain a minimum cumulative grade point average (CGPA) of 60.0% (Credit) each semester. A VA student whose CGPA falls below 60% at the end of any semester will be placed on academic probation for no more than a maximum of two consecutive terms of enrollment. If the VA student's CGPA is still below at the end of the second consecutive term of probation, the student's VA educational benefits will be terminated. A VA student terminated from

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VA educational benefits due to unsatisfactory progress may petition the school to be recertified after attaining a CGPA of 60%. Veteran's Refund Policy The refund of the unused portion of tuition, fees, and other charges for veterans or eligible persons who fail to enter a course or withdraw or discontinue prior to completion will be made for all amounts paid which exceed the approximate pro rata portion of the total charges that the length of the completed portion of the course bears to the total length of the course. The proration will be determined on the ratio of the number of days or hours of instruction completed by the student to the total number of instructional days or hours in the course and must be pro rata to the very end.

Veteran's Credit for Previous Education or Training Students must report all previous post-secondary education and training. The College will maintain a written record that clearly indicates that relevant transcripts have been obtained from all post-secondary institutions that the student has attended and those transcripts will be reviewed and evaluated, and appropriate credit granted toward the student's current program, with training time shortened and tuition reduced proportionately. The veteran will be notified of the foregoing action(s).

21. Requirements for Graduation Students are subject to the graduation requirements that are in effect at the date when they first enroll at Sai Ayurvedic College. If graduation requirements are subsequently changed, students have the option of graduating under the later requirements. Sai Ayurvedic College has considerably different academic expectations than those of other academic institutions, and it is important that students adjust to these new expectations early in their careers. As a professional school, Sai Ayurvedic College is not the end of the educational process but a foundation for a lifetime of continued learning and professional and spiritual growth. Therefore, two of the central goals of the College are to help students develop a sense of responsibility for their own learning and the ability to learn on their own. Accordingly, Sai Ayurvedic College’s students spend much less time in class than they did in secondary school or most university programs but are correspondingly expected to do much more work outside of class than they did in other settings. Students in each of the two years of the Ayurvedic practitioner program should plan to spend about between 1.5 and 3 hours in study for every hour spent in class or in non-class instructional activity time (there are a total of 192 classroom clock hours comprised of classes alone in each year of the program). Stated in other words, students are responsible for learning a great deal of the material on their own outside of the classroom. Students should expect that course material will be covered at a much more rapid pace than they have experienced in secondary or most other tertiary educational programs. Students are expected to come to class ready to participate actively in the class session. After the conclusion of class, they are expected to have read the pertinent course manual in its entirety and to have completed assigned homework for the purposes of class discussion before the following class.

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It is necessary that prior to graduation from either the one-or two-year program, each student have a scheduled interview with the Academic Dean for the purpose of reviewing their student files in determining that all course and extracurricular requirements for the award of the sought graduation distinction have been fulfilled. Failure by the student to make and keep such an appointment will result in the possibility of their being unable to graduate with their class. Availability of dates for appointments for this purpose shall be announced by the College. FIRST YEAR PROGRAM REQUIREMENTS, ONLINE OPTION * (LEADING TO THE CERTIFICATE IN AYURVEDIC STUDIES) Course Requirements: AY 101: Ayurvedic Philosophy and Foundations (Tarka, Sankhya and Siddhant) AY 102: Ayurvedic Anatomy & Physiology I (Sharir Vignyan I) AY 103: Ayurvedic Anatomy & Physiology II (Sharir Vignyan II) AY 104: Ayurvedic Psychology (Manasa Vignyan) AY 105: Ayurvedic Nutrition & Food Science (Ahara Vignyan) AY 106: Ayurvedic Herbology I (Dravya Guna Vignyan I) AY 107: Ayurvedic Prevention Science (Swastha Vritta) AY 108: Ayurvedic Pathology (Roga Nidan/ Vikruti Vignyan) AY 109: Ayurvedic Constitutional and Pulse Evaluation (Nadi Vignyan)** AY 110: Ayurvedic Detoxification Program I (Panchakarma I)** AY 111: Ayurvedic Management of Common Disorders AY 112: Ayurvedic Colloquium - Ayurvedic Management of Pain and Ayurvedic Practice Management & Ethics *Students pursuing the online independent study option must complete the course offerings sequentially in order to progress through the program. Course access will be provided to students in packages of four; i.e., the first four courses (AY-101 through AY-104) must be completed satisfactorily before access is given to courses AY-105 through AY-108 and the latter completed before beginning AY-109 through AY-112. However, access to the classes will be given based on your payment plan. Note that the online program is strictly set up at this time for the first year program. We do not offer the second year program online. **Optional practical training may be available at an additional cost for courses AY-109 and AY-110. An intensive residential seminar may be scheduled for this purpose from time-to-time. For additional information, please contact the College. FIRST YEAR PROGRAM REQUIREMENTS, CLASSROOM & WEBCAST OPTIONS (LEADING TO THE CERTIFICATE IN AYURVEDIC HEALTH & WELLNESS COUNSELING) Course Requirements: AY 101: Ayurvedic Philosophy and Foundations (Tarka, Sankhya and Siddhant) (16 clock hours) AY 102: Ayurvedic Anatomy & Physiology I (Sharir Vignyan I) (16 clock hours) AY 103: Ayurvedic Anatomy & Physiology II (Sharir Vignyan II) (16 clock hours)

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AY 104: Ayurvedic Psychology (Manasa Vignyan) (16 clock hours) AY 105: Ayurvedic Nutrition & Food Science (Ahara Vignyan) (16 clock hours) AY 106: Ayurvedic Pharmacology (Dravya Guna Rasa Shastra) (16 clock hours) AY 107: Ayurvedic Materia Medica I (Dravyaguna Vignyan I) (16 clock hours) AY 108: Ayurvedic Pathology (Roga Nidan/Vikruti Vignyan) (16 clock hours) AY 109: Ayurvedic Constitutional and Pulse Evaluation (Nadi Vignyan) (16 clock hours) AY 110: Ayurvedic Detoxification Program I (Panchakarma I) (16 clock hours) AY 111: Ayurvedic Management of Common Disorders (16 clock hours) AY 112: Ayurvedic Colloquium - Ayurvedic Management of Pain and Ayurvedic Practice Management & Ethics (16 clock hours)

Proficiency in basic (Western) anatomic and physiological concepts is required of all students (including online program students), which will be demonstrated by satisfactory performance on a proficiency test that will be taken online. Students who feel that they may be deficient in this area may use a self-study text to prepare for the test. The text recommended by the College is “The Anatomy & Physiology Coloring Workbook: A Complete Study Guide (10th Edition) by Elaine N. Marieb. This workbook will not be provided by the College. The student is responsible to purchase this text at their own cost. Students will be tested online within 1 month of starting their program and in no case later than upon completion of class AY101. No additional fees will be incurred for this test.

The College requires and will offer a short online workshop course introducing the student to the ancient Vedic language of Sanskrit, with a focus on its technical medical vocabulary. Students will achieve a basic familiarity with the Devanagiri alphabet, and will learn to read, write and chant very basic Sanskrit. No prior knowledge of Sanskrit is assumed. This mandatory workshop and test must be completed online and no later than class AY103 (including online program students). No additional fees will be charged. 1st Year Certificate program, total classroom/webcast clock hours: 192 Directed study/colloquium: 240 (non-class work assignments) * Supervised client contact experiences: 35 case management studies (160 hours estimated time required) (to be commenced after taking course AY-103)* Clinical case observation internship: 15 cases (20 hours estimated time required)* Production of Research Papers: 1 (45 hours estimated time required) * Classroom lecture presentation: 1 lecture (5 hours estimated time required) * Extramural community outreach lecture: 1 lecture (5 hours estimated time required) * Anatomy & Physiology preparation and test = 65 hours* Introduction to Sanskrit = 20 hours* Total hours, one-year program: 752 All examinations for both years must score 60% or higher as passing grade (including online program students). *Note that for participants in governmentally-supported veterans educational benefit programs (and where applicable, active duty military service personnel educational programs), all of the foregoing hours must be completed in residence at the College and under faculty oversight.

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Students are permitted a period of 24 months following completion of first year classes to submit completed extramural assignments required for graduation (this includes lifestyle coaching case reports, clinical case observations, presentation and outreach lectures, etc.). After a period of two years if such requirements are left unfulfilled, the student will be withdrawn from candidacy for graduation.

SECOND YEAR PROGRAM REQUIREMENTS (LEADING TO THE ASSOCIATE IN VEDIC STUDIES – AYURVEDA DEGREE) *** *** Holders of an Associate’s degree in a related discipline will be awarded the Bachelor of Ayurvedic Studies degree and holders of an appropriate Baccalaureate degree or higher degree will be awarded the Post-Graduate Diploma in Ayurvedic Studies. Course Requirements: AY 201: Advanced Pulse Evaluation (16 clock hours) AY 202: Introductory Yoga, Meditation & Pranayama for Ayurvedic Practitioners (16 clock hours) AY 203: Ayurvedic Materia Medica II (16 clock hours) AY 204: Ayurvedic Herbal Formulations (16 clock hours) AY 205: Ayurvedic Detoxification Therapy, Beauty Therapy and Marma Therapy II (16 clock hours) AY 206: Ayurvedic Protocols I – Respiratory & Digestive Systems (16 clock hours) AY 207: Ayurvedic Protocols II – Lymphatic, Blood & Skin Systems (16 clock hours) AY 208: Ayurvedic Protocols III – Muscular and Fat Metabolism Systems (16 clock hours) AY 209: Ayurvedic Protocols IV –Skeletal & Nervous Systems (16 clock hours) AY 210: Ayurvedic Protocols V – Reproductive System (16 clock hours) AY 211: Ayurvedic Protocols VI – Pediatric, Geriatric & Rejuvenative Protocols (16 clock hours) AY 212: Ayurvedic Protocols VII - Ear, Nose, Throat, Eye & Brain Protocols (16 clock hours) 2-Year Degree program, total classroom clock hours: 384* Directed study/colloquium: 480 (non-class work assignments) * Supervised client contact experiences: 35 case management studies) (160 hours estimated time required) (to be commenced after taking course AY-104)* Clinical case observation internship: 15 cases (20 hours estimated time required)* Production of Research Papers: 1 (45 hours estimated time required) * Classroom lecture presentation: 1 lecture (5 hours estimated time required) * Extramural community outreach lecture: 1 lecture (5 hours estimated time required) * Anatomy & Physiology preparation and test = 65 hours* Introduction to Sanskrit = 20 hours* Clinical intensive in India (or elsewhere as arranged): 200 supervised hours (+ additional 120 hours independent studies) * *** Total hours, two-year program: 1,504 hours *Note that for participants in governmentally-supported veterans educational benefit programs (and where applicable, active duty military service personnel educational programs), all of the foregoing hours must be completed in residence at the College and under faculty oversight.

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**Second year students in the classroom and webcast programs are required to participate in an internship consisting of a number of clinical case observations. No remuneration shall be paid to interns. The first year of the program requires 50 such cases and the second year of the program requires 100 cases for a total of 150 cases over the two-year program. It is the student’s responsibility to obtain and enlist individuals as the requisite cases in each year, although the College will make every effort to assist in this endeavor. Completion of the second year of the program awards a degree in Ayurveda, which is deemed a practitioner-level credential. Graduates may utilize the title of 'Ayurvedic Practitioner' upon completion. *** Note that (as of the date of publication) a divergence exists as between the number of clinical client experiences required for graduation and the number required by the National Ayurvedic Medical Association (NAMA) for professional membership. This divergence is being eliminated effective with the entering first year class of August 2015. Sai Ayurvedic College will thereafter require 50 clinical client experiences to graduate its first year program with 150 (total for two years) required for graduation from its second year program, and with an Ayurvedic Health Consultant level credential and an Ayurvedic Practitioner level credential being awarded by each program respectively. Students who are graduates of one year programs offered at another NAMA-approved Ayurvedic institution may be permitted direct entry into our program's second year upon presentation of an official transcript and satisfactory performance on a comprehensive assessment examination. A fee will be charged for this examination. Others with analogous training may be considered for direct admission to the second year program at the discretion of the College on an individual basis in special circumstances. Additional Requirements for Graduation In addition to the classroom hours required by each program (exception online program), very substantial and intensive non-classroom directed study and participatory activities are required for successful completion of the one and two-year programs. These are detailed above under first and second year program requirements (pp. 14-16) and are subject to change at the College's discretion. Students are permitted a maximum period of 24 months following completion of first year classes to submit completed assignments required for graduation (i.e., non-class attendance requirements with the exception of participants in governmentally-supported educational programs for veterans and where applicable active duty military personnel). After a period of two years if such requirements are left unfulfilled, the student will be withdrawn from candidacy for graduation. The student will have to repeat the course if they desire to graduate from the college and will be charged the existing tuition in effect. Anatomy & Physiology Competence Requirement Enrollees in the Ayurvedic practitioner training program will be required to demonstrate a current knowledge of anatomy and physiology such as would be acquired via a college-level course in those subjects. This may be demonstrated by successfully completing a competency examination administered by the College (may be prepared for by study of the Anatomy and Physiology Coloring Workbook: A Complete Study Guide (10th Edition) by Elaine N. Marieb). This workbook is not provided by the College. We will provide a study guide at no additional cost.

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22. Grading System (A) Highest honors = 90-100% (B) High honors = 80-90% (C) Honors = 70-80% (D) Passing = 60-70% Grades below 60% (F) are failing grades

23. Academic Probation Academic probation is a trial period in which a student is given a period of time to improve unsatisfactory grades or prohibited conduct. The student will be monitored closely for changes in grades or other pertinent indices. After a trial period, if the student's performance does not improve, the student will be dropped from the program. If during the period of academic probation the student's performance improves sufficiently, the probationary period is terminated. Students are placed on academic probation if their cumulative grade falls below passing (60.0%) for more than one module. Students are also placed on academic probation if their "term" or semester (3 months/modules) average falls below passing, or 60.0%, for one semester. For students whose cumulative average grade is below 60.0%, the probationary period is one semester during which time the student must return to good standing by raising their cumulative average to Passing (60.0 to 70.0%) by the end of the probationary semester. If students do not raise their overall average to at least 60.0% by the end of the semester, they will be subject to dismissal from the program. Students dismissed from the program for unsatisfactory progress may petition for re-admission after the elapse of one year (two terms). Current tuition fee will be applicable.

24. Conditions for Re-entrance There is a one year waiting period for any student who has been involuntarily dismissed from the College before re-entrance may be considered. The student must notify the College’s director in writing of his/her intent to seek re-admission and meet with the director or the director’s designee at which time he will present his reasons for seeking to be re-admitted, which will be decided upon by the Director of the director’s designee. Decisions are final in all matters. Current tuition fee will be applicable.

25. Records Retention & Student Access Policy The following periods of retention for specific records are established by the College (ACT = during student’s active enrollment; PERM = permanent retention): Conduct Records........................................................................................5 years Student Advising Files................................................................................ACT + 4 years Program Files.............................................................................................10 years Letters of Recommendation......................................................................PERM Student Publications (1 copy)....................................................................PERM Orientation Guides (1 copy).......................................................................10 years Publications................................................................................................10 years

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Event Forms................................................................................................ACT + 1 year Teacher Credential Records........................................................................PERM Student Files................................................................................................PERM Record Access & Confidentiality The right of access to information in a student’s educational records is governed by federal law known as the Family Educational Rights and Privacy Act (FERPA). The right of access to other information, such as medical or counseling records, is governed by applicable state and federal laws. As a general rule, students attending an institution, regardless of age, have a right under FERPA to control disclosure of information from their educational records. In cases where a student may be a danger to himself/herself and/or others, the College may notify a parent or legal guardian. Students, parents, and guardians are notified about FERPA at New Student Orientation. A variety of methods are used to ensure the confidentiality of students’ (paper) educational records including: keeping all sensitive and confidential information in a secured environment. In general, students’ educational records are not released without written permission from the student.

26. Recognition of Prior Training & Proration of Tuition Students who have completed all or a portion of a course program offered by another institution may, on a case-by-case assessment basis, have one or more otherwise required courses waived. In order to qualify for such waiver, the student must have:

a. Completed coursework with a substantially identical substance to the curriculum offered by the

College; b. Offer documentary evidence of such completion; and, c. Have completed said coursework within the ten (10) years prior to requesting said waiver.

Students who are graduates of one year programs offered at another NAMA-approved Ayurvedic institution may be permitted direct entry into our program's second year upon presentation of an official transcript and satisfactory performance on a comprehensive assessment examination. There will be a charge for the assessment examination. Others with analogous training may be considered for direct admission to the second year program at the discretion of the College on an individual basis in special circumstances. In such cases, achievement of a minimum score of 60% on a comprehensive assessment examination is required for direct entry into the second year.

27. Courses offered (title, content, hours) Each of the following classes of the one-year and two-year Ayurvedic practitioner training programs is offered as an intensive, 16-hour course on one weekend (Saturday and Sunday, 9:00am to 6:00pm) monthly. AY 101: Ayurvedic Philosophy and Foundations (Tarka, Sankhya and Siddhant) This course introduces students to the 5,000 year old tradition of Ayurveda, its aims and objectives, basic principles, concepts of health and disease, methods of examining patients, and treatment methods. Students will gain a solid foundation in the science, history, and philosophy of Ayurveda. They

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will be introduced to the concepts of individual nature and dosha imbalance as the basis for diagnosis of health and disease, as well as the pancha mahabhuta theory. (16 clock hours) AY 102: Ayurvedic Anatomy & Physiology I (Sharir Vignyan) A lecture discussion of the Ayurvedic conception of anatomy; the inner, central and outer pathways; the dhatus, kalas, and doshas. Topics dealt with include classification of various agni, their characteristics, constitutional status versus present health state, and types of tissue/dosha interactions; gross digestion and tissue micro digestive processes; sapta dhatus and tissue differentiation. (16 clock hours) AY 103: Ayurvedic Anatomy & Physiology II (Sharir Vignyan) A lecture discussion of the Ayurvedic conception of anatomy; the srotas and energetic anatomy (chakras, koshas and nadis). Includes an in-depth treatment of Ayurveda’s physiological conceptions, focusing on the doshas, agni (digestive capacity), prakruti versus vikruti, and traits of optimal versus pathological functioning of biological systems. (16 clock hours) AY 104: Ayurvedic Psychology (Manasa Vignyan) This course comprises a detailed discussion of the principles of Ayurvedic psychology and mental hygiene - manas vidya. Topics dealt with include the structure and functioning of the mind, processes of mentation (dhi, dhruti and smruti), ego-gratification via the senses vs. long term survival (preya vs. shreya), habituation, mental constitutions, mental health vs. pathology, etc. (16 clock hours) AY 105: Ayurvedic Nutrition & Food Science (Ahara Vignyan) This course is an in-depth approach to the Ayurvedic science of food and nutrition. Ayurveda has always viewed the diet as a 'first line of defense' in supporting optimal health. In Ayurveda’s view, diet is the best preventive and, when applied sufficiently early on, the most effective means to ensure the avoidance of disease. Topics dealt with include classification of various types of food, their properties and characteristics, constitutionally appropriate vs. inappropriate diets, food compatibilities and incompatibilities, and the specific uses of foods in the treatment of disease. (16 clock hours) AY 106: Ayurvedic Herbology I (Dravya Guna Vignyan) – Online Course only This is an introductory course in Ayurvedic Herbology. Students are exposed to the correct, appropriate, effective, safe, ethical and legal use of a limited selection of herbs. The course includes the study of qualities, actions, effects, applications, indications and contra-indications, toxicity and dosage of a selection of Ayurvedic herbs as dietary supplements in the process of conducting Ayurvedic lifestyle education and consultations. Students are introduced to a limited number of therapeutic approaches. AY 106: Ayurvedic Pharmacology (Dravya Guna Rasa Shastra) – Class/Webcast Course only This is an introductory course in Ayurvedic pharmacology. The course includes an overview of the history of Ayurvedic pharmacology and drug development, the study of qualities, actions, effects, applications, indications and contra-indications, anupanas, toxicity and means of ascertaining proper dosages of Ayurvedic medicines, mostly of plant derivation. An introductory study of formulation principles is included. (16 clock hours)

AY 107: Ayurvedic Prevention Science (Swastha Vritta) – Online course only This course introduces the student to Ayurvedic recommendations for creating healthy lifestyles, daily and seasonal routines, yogic cleansing practices and self-care. Students will also learn therapies focusing on the five senses.

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AY 107: Ayurvedic Materia Medica I (Dravyaguna Vignyan I) – Class/Webcast Course only Students are exposed in detail to the correct, appropriate, effective, safe, ethical and legal use of a selection of 39 herbs and 12 multiherbal formulations, consisting of the most widely used, broadly

therapeutically applicable, affordable and easily available medicines of predominantly plant origin. (16 clock hours) AY 108: Ayurvedic Pathology (Roga Nidan/ Vikruti Vignyan) This course examines the disease process in Ayurvedic medicine, including Ayurvedic anatomy and physiology, the cause of disease, formation of tissues, and stages and classification of disease. Students will learn the process of constitutional analysis. (16 clock hours) AY 109: Ayurvedic Constitutional and Pulse Evaluation (Nadi Vignyan) An introduction to the physical assessment of the client on the basis of Darshan (observation), Sparshan (auscultation and palpation) ) and Prashna (interrogation) comprising: Overview of Rogipareeksa & Rogapareeksha; The Client as a whole; Temperament, Discipline & habits, Digestive capacity and intelligence; Hereditary traits, Emotional set, Economic status & concerns, Social/familial support system, Desire to heal, Constitutional types; Prakruti; Vikruti; Observation of the Dhatus; Observation of the Upadhatus; Quality of the tissues (Sara); Compactness of the body (Samhanana); General stature and physical proportionality (Pramana); Physical strength (Vyayama Shakti); Adaptability (Satmya); Digestive capacity (Ahara Shakti); Rate of aging (Vaya). Prasna (Interrogation); Ashtavidha pariksha (Eight-fold" Ayurvedic examination): Examination of the complexion; Examination of the eyes; Examination of the speech and voice; Examination of the tongue; Examination of the stool; Examination of the urine; Examination of the pulses (survey). (16 clock hours) AY 110: Ayurvedic Detoxification Program I (Panchakarma I) This course is an in-depth approach to the Ayurvedic detoxification strategies and modalities. Ayurveda's sophisticated and highly effective detoxification theories and therapies remain among its most distinctive features, and among its least understood facets in the Western world. Topics dealt with include palliative (shamana) and radical cleansing (shodhana) measures as determined by the client's condition and Ayurvedic protocols. (16 clock hours) AY 111: Ayurvedic Management of Common Disorders This course is a detailed and practical discussion of widely-available and simply applied remedies (i.e., “home remedies”) that might be utilized in treating everyday ills and injuries. Commonly used herbs, spices, oils, foods and topical applications will be among the topics dealt with. (16 clock hours) AY 112: Ayurvedic Practice Management / Ayurvedic Colloquium This course comprises a survey of issues of interest to aspiring practitioners, including, illustratively, legal, ethical and commercial aspects of practice development, Ayurveda and public health, Ayurveda and environmental issues, pain control in Ayurvedic practice, etc. (16 clock hours) AY 201: Advanced Pulse Evaluation (Nadipareeksha) Building upon the basic knowledge of the pulse imparted in course AY 109, students are exposed to the classifications and meanings of various parameters of the radial pulse in humans: rate, velocity, amplitude, qualities and tempo are considered as are the means for ascertaining the prakruti, vikruti, dhatu and organ pulses. (16 clock hours)

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AY 202: Introduction to Yoga, Pranayama & Meditation for Ayurvedic Practitioners A survey of Yoga, Ayurveda’s sister science, along with meditation and pranayama (breath regulation) from the point of view of the contributions of these disciplines to Ayurveda’s therapeutic armamentarium. (16 clock hours) AY 203: Ayurvedic Materia Medica II (Dravyaguna Vignyan II) Additional methods of herbal; preparation (medicated oil, medicated ghee, routes of administration, times of administration, compounds, dosages, herbs for external application); Mineral, metallic, and gemstone medicinal preparations; Survey of Current Western Pharmacology (drugs, toxicities & contraindications) in relation to Ayurvedic materia medica; Select topics in Ayurvedic pharmacology; Further select topics in Ayurvedic herbal medicine. (16 clock hours) AY 204: Ayurvedic Herbal Formulations (Bhaishajya Kalpana) Commonly used multiple-herb formulations (Chandraprabha, Goksuradi Gugglu, Hingvastak, Kaishore Gugglu, Shilagit, Sitopaladi, Triphala, Trikatu, and Yograj Guggulu, inter alia); Herbs and herb formulations classified by actions & systems affected (alternatives, astringents, bitters, diaphoretics, diuretics, emmenagogues, demulcents, expectorants, nervines, antispasmodics, stimulants, tonics, soporifics, sudorific’s, relaxants, analgesics, antipyretics, antiparasiticals & antihelminthics, antibiotic herbs, carminatives, laxatives & purgatives, digestives). Management of the Doshas; Management of Aam; Detoxification (16 clock hours) AY 205: Ayurvedic Detoxification Therapy, Beauty Therapy and Marma Therapy II (Panchakarma II) This course continues coverage of Ayurvedic detoxification strategies and modalities focusing on the three phases of panchakarma: purvakarma (preparatory procedures), paschatkarma (virechan, vamana, nasya, basti and raktamoksha) and uttarakarma (after-care procedures) in both in-patient and out-patient environments. (16 clock hours) AY 206: Ayurvedic Protocols I – Respiratory & Digestive Systems A participatory lecture examining the Ayurvedic etiology, diagnosis, prognosis and therapeutic modalities for kaphaja, pittaja and vataja forms of respiratory and digestive disorders involving the dhatus and pranavaha, anavaha and purishavaha srotas. Aam and nirama conditions. (16 clock hours) AY 207: Ayurvedic Protocols II – Lymphatic, Blood & Skin Systems A participatory lecture examining the Ayurvedic etiology, diagnosis, prognosis and therapeutic modalities for kaphaja, pittaja and vataja forms of lymphatic, blood and dermatologic disorders involving the dhatus and rasavaha, raktavaha and ambhuvaha srotas. Sama and nirama conditions. (16 clock hours) AY 208: Ayurvedic Protocols III – Muscular and Fat Metabolism Systems A participatory lecture examining the Ayurvedic etiology, diagnosis, prognosis and therapeutic modalities for kaphaja, pittaja and vataja forms of muscular and fat metabolism disorders involving dhatus and the mamsavaha and meddavaha srotas. Ama and nirama conditions. (16 clock hours) AY 209: Ayurvedic Protocols IV –Skeletal & Nervous Systems A participatory lecture examining the Ayurvedic etiology, diagnosis, prognosis and therapeutic modalities for kaphaja, pittaja and vataja forms of respiratory and digestive disorders involving the dhatus and asthivaha and majjavaha srotas. Ama and nirama conditions. (16 clock hours)

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AY 210: Ayurvedic Protocols V – Reproductive System A participatory lecture examining the Ayurvedic etiology, diagnosis, prognosis and therapeutic modalities for kaphaja, pittaja and vataja forms of male and female reproductive disorders involving the dhatus and shukhravaha, artavavaha, rajavaha and sthanyavaha srotas. Ama and nirama conditions. (16 clock hours) AY 211: Ayurvedic Protocols VI – Pediatric, Geriatric & Rejuvenative Protocols This course is an in-depth approach to the Ayurvedic assessment, treatment and management of disorders of the infant, child, adolescent and elder, as well as 'swasthavritta' and preventive measures for the optimization of health in the very young as well as the elderly. Topics dealt with include classification and recognition of various types of disorders, assessment and prevention and treatment utilizing Ayurvedic therapeutic protocols. The use of revitalization, reviralization and rejuvenation therapies in geriatric cases will be discussed as well. (16 clock hours) AY 212: Ayurvedic Protocols VII - Ear, Nose, Throat, Eye & Brain Protocols This course will treat in detail the Ayurvedic diagnosis, treatment and management of disorders of the eyes, ears, nose and throat as well as psychiatric disorders of organic origin and involving the shukhravaha and manovaha srotas. Topics dealt with include classification and recognition of various types of disorders, diagnosis and prevention and treatment utilizing Ayurvedic therapeutic protocols. (16 clock hours)

28. Tuition & Fees Classroom/Webcast Program: Tuition paid in advance, at present totals US$6,000.00 annually. In addition, three installment payment arrangements are available. If selecting one of the installment payment options (monthly, quarterly or semiannual installments), a US$500.00 class reservation deposit (applied toward last payment) and US$50.00 application fee is due at the time of enrollment. All payments must be denominated in US Dollars.

Tuition of US$6,000.00 per year is payable at enrollment plus application fee. (US$6,050)

If paying in 2 installments, a payment of US$3,600.00 is due at enrollment (includes first payment, deposit & application fee). The second (and final) payment of US$2,550.00 is due within 3 months of the first payment on the first of that month. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,150)

If paying in quarterly installments (4 payments), the first payment of US$2,125.00 is due at enrollment (includes first payment, deposit & application fee). The remaining installments will be US$1,408.33. Payments are to be made quarterly (every three months) on the first day of that month. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,350)

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If paying in 12 monthly installments, a payment of US$1,133.30 is due at enrollment (includes first payment plus last payment as a deposit & application fee). For the next 10 months, US$541.67 is due on the first of each month. The deposit will be applied to the last month of the program. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,550)

Tuition of US$6000 per year is payable upon acceptance into the program. Payments can be made by credit card only (Visa or MasterCard). Maintenance of a current and satisfactory account standing is required for continued enrollment in the program, graduation and for the issuance of transcripts.

Online Study Program: Tuition paid in advance, at present totals US$2,500 for the entire program. Alternatively, three installment payment arrangements are available. A US$50.00 application fee is due at the time of enrollment. All payments must be denominated in US Dollars.

Tuition of US$2,500 is payable at enrollment plus US$50.00 application fee. (US$2,550)

If paying in 2 installments, a payment of US$1,425 (includes US$50.00 application fee) is due at enrollment. The second (and final) payment of US$1,325 is due within 3 months of the first payment on the first of that month. (US$2,750)

If paying in quarterly installments (4 payments), the first payment of US$788 (includes US$50.00 application fee) is due at enrollment. The remaining installments will be US$720.67 each. Payments are to be made quarterly (every three months) on the first day of the month. (US$2,950.01)

If paying in 12 monthly installments, a payment of US$315.00 (includes US$50.00 application fee) is due at enrollment. For the next 11 months, US$257.73 is due on the first of each month. (US$3,150.03)

Payments can be made by debit or credit card only (Visa or MasterCard). Maintenance of a current and satisfactory account standing is required for continued enrollment in the program, for gaining access to successive modules of instruction, graduation and for the issuance of transcripts. Tuition and fees are subject to change upon publication and notice.

29. Policy Relating to Return of Tuition As required by CFR § 21.4255, in the event of a student’s withdrawal before the expiration of or gradation from the course, the amount charged for tuition (inclusive of fees and other charges) shall not exceed the total charges for tuition (inclusive of fees and other charges) that the length of the completed portion of the course bears to the total length. In the event that the student fails to enter the course or withdraws or is discontinued therefrom at any time prior to completion of the course, the unused portion of the tuition, fees and other charges paid by

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the individual shall be refunded within 30 days of said failure, withdrawal or discontinuance as required by federal regulation (38 CFR 21.4254).

30. Policies relating to Veterans class attendance and academic progress Please note that veteran’s educational benefits do not apply to the College’s online programs. Note that, irrespective of any other provisions of this catalogue, all Veterans Educational Benefits must be terminated during any period of absence. Sai Ayurvedic College has certain legal obligations to the Department of Veterans Affairs relating to veterans attendance and the maintenance of a standard of academic progress. With respect to attendance, excused absences will be granted for extenuating circumstances only. Such absences will be substantiated by entries in student’s files. Students are permitted two (2) excused absences (i.e., one Saturday-Sunday module) per year of the program, and all material covered in the student’s absence must be made up in conformity with the instructor’s direction. Students with more than two excused or unexcused absences are required to repeat their program of study. Students called to active duty will be excused for the period of such duty in excess of the two excused absences referred to above. In the event of absences comprising 15% or more of the class sessions of the program (in the month in which the 15% absence rate occurs) the student will be dropped from the program. Early departures, class cuts, tardy reporting for class, etc., for any portion of a class will be counted as an absence of one-half class day (if up to 30 minutes late/early) or one class day (if over 30 minutes late/early). Students are expected to be punctual in reporting for class. The student’s attendance record will be maintained in the veteran’s file for USDVA and SAA audit purposes. With respect to academic performance, students receiving VA educational benefits must maintain a cumulative grade point average (CGPA) of 60.00 (Passing) each term. If a student’s CGPA falls below 60.0 at the end of any term he/she will be placed on academic probation for a period not to exceed two terms of enrollment. If the VA-supported student continues to achieve less than a 60.0 CGPA at the end of the second consecutive term, veterans’ educational benefits will be terminated. A VA-supported student whose benefits have been terminated on account of unsatisfactory performance may petition the College to be re-certified after achieving a CGPA of 60.0. VA students can only enroll and attend the classroom training at the Miami campus. VA students do not qualify for live web cast conferencing or distance learning programs.

XXIII. Policies Relating to Online Learning Programs (Examination Procedures)

Choosing a Proctor

Persons qualified to serve as proctors include (but are not limited to):

• authorized testing center personnel • certified elementary or secondary teachers • pubic librarians • civil service examiners

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• guidance counselors • judges of a court of record • public school principals • school superintendents • U.S. Armed Forces Education Services Officers Other options include: officials of colleges and universities (such as deans, department chairs, registrars) or, for incarcerated students, the education officer or librarian. If you are uncertain of the qualifications of a proctor, or if you have difficulty locating a proctor, contact the College’s administration for assistance (305-380-0652). All proctors must be pre-approved. Note: Examinees’ friends and relatives are not permitted to proctor one’s examination. Setting up the Program Final Examination The following applies to both live webcast students and to online program students. When you are ready to take a mid-term or final examination, and have selected a proctor and testing site, you must advise the College in writing. Include the proposed test date and location, and the name, qualifications and contact data of the proposed proctor in your communication. The test date should be a minimum of two weeks later than the date you notify the College of your intent to take the examination and need for a proctor. The accuracy of the information you supply is critical, since the exam will be sent to your proctor. The proctor will receive the examination within two weeks. Contact the proctor prior to the examination date, to insure the receipt of the examination. Exams must be taken within one month of receipt of the examination request form. Proctors are allowed to hold examinations for only one week. Please notify the College immediately if your proctor did not receive the examination as expected. Examinations will be sent via express delivery, provided a fee has been paid in advance by the students. Program Examinations cannot be faxed or e-mailed. In the very rare instance when a completed examination is lost, the College’s instructors reserve the right to require an alternative assessment (i.e., another form of the examination or an alternative to the proctored examination). The instructor may also choose to base your grade on assignments previously submitted or ask you to write an extra paper. The exercise of these options is always at the discretion of the instructor. Testing Centers The Sai Ayurvedic College has an on-site testing room (in Miami, Florida) for your convenience. Call the administrative office to schedule an examination. Tests are administered by appointment only, Monday through Friday, from 11:00am to 3:00pm.

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All examinations not taken on-site must be administered by a proctor. A proctor is someone who facilitates and watches over the examination to ensure that no improprieties take place. If you take your exam at the College, we will proctor the examination for you. No testing fee will apply. However, if you are unable to come to our facility, or if you choose not to take your exam at our testing center, you will need to select a proctor and a testing site. Examinations cannot be taken in a private location, such as someone’s home or office. The college will not be responsible for any charges incurred by the proctor. The students will be responsible for payment directly to the proctor if there is a charge. Taking the Program’s Examinations You are required to bring a current form of identification clearly bearing your name and photograph on the day of the examination. Additional items needed are writing materials and paper. The use of a computer, IPad and/or other electronic devices including IPhones will not be allowed. Please allow up to three weeks for the examination to be graded and a final grade to be returned. Taking notes and the use of cellular telephones and any form of recording device during the administration of examinations is strictly prohibited. Testing in Other States and Countries Out-of-state and international students may contact the Office of Correspondence Study (in some instances referred to as Continuing Education Office) of their nearest college, university, polytechnic or other tertiary educational institution. You may also take examinations at a public or school library or community college campus. XXIV. Professional Affiliations & Academic Status Sai Ayurvedic College is a private, post-secondary degree-granting institution recognized by the Florida Department of Education and Florida Commission on Independent Education as exempt from licensure under the authority of Florida State Statutes, Section 1005.06 and is an approved Continuing Education Provider. Sai Ayurvedic College is approved as a professional school of Ayurveda by the National Ayurvedic Medical Association (NAMA) with respect to its residential classroom and synchronous webcast programs. This approval does not extend to its asynchronous online independent study option. Sai Ayurvedic College is approved for the payment of Veterans Educational Benefits by the Florida State Department of Veterans Affairs and the federal Veterans Administration with respect to its residential classroom and synchronous webcast programs. This approval does not extend to its asynchronous online independent study option. Completion of the College’s two-year program of studies coupled with its internship program in India qualifies the graduate to apply for NAMA professional membership at the Level II (Ayurvedic Practitioner, AP) level. XXV. Advanced Training in India

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Each year, the College provides its students an opportunity to augment their classroom training with one-month internship at an Ayurvedic institution in India offering state-of-the-art facilities along with instruction at the hands of master teachers and clinicians of wide experience. This yearly offering allows students access to Ayurvedic out-patient clinics and hospitals where in supervised practice settings they observe and participate in actual client intake consultations and a variety of evaluative, treatment and aftercare procedures.

The program consists of 4 weeks comprising 280 instructional hours (plus 120 hours of directed independent study), offered at our affiliated institution in Kerala, India. After an initial review of pertinent basic science and clinical disciplines, participants interact with a minimum of 150 clients presenting a wide range of acute and chronic health challenges, honing their skills in a real-world setting under the guidance of Ayurvedic professionals of international renown. (Note: Students unable to participate in the program’s India segment will be required to obtain practical training with approved mentors located in United States).

Optional for online program students at additional cost. Contact the college administration for additional information.

Training will include but not limited to the following areas:

Swasthavritta (Preventive Medicine);

Clinical internship with experienced Ayurvedic practitioners;

Advanced Ayurvedic training with Ayurvedic professors;

Field trips to Ayurvedic herbal farms and manufacturing/processing facilities;

Advanced Herbology & Formulation;

Attendance/participation in clinic at local Ayurvedic hospital;

Advanced concepts in pharmacology;

Pathology of various illnesses;

Basic concepts of oil preparation and properties of various oils;

Basic concepts of preparation and properties of Avaleha, decoctions, Gutika, Churna,

Asavam and Arishtam, and other medicinal forms;

Panchakarma treatments;

Pulse practice;

Tongue & Physiognomic diagnosis;

Marma Therapy (Theory & hands on practice);

Principles & Application of Yoga Therapy;

Gemology & Astrology;

Ongoing consultations, lectures, workshops and community service projects relating to a variety of topics in Ayurveda, Nutrition, Yoga, Meditation, and Astrology constitute an additional, integral part of the program.

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In order to participate in this optional program (at additional cost) students must have successfully completed the first year of their training at Sai Ayurvedic College (via classroom or webcast options, or must have completed the online Certificate in Ayurvedic Studies program). This program’s continued offering is dependent upon its obtaining a sufficient number of enrollees, and is subject to elimination or modification with advanced notice from the college.

XXVIII. Practicum

Students enrolled in the College Online Program have an option of participating in the Pulse Evaluation and Panchakarma Therapy classes in Miami in which hands-on training is offered relating to the practice of each at an additional cost. Details as to the cost of the practicum and dates offered can be obtained by telephoning the College.

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Application for Admission / Enrollment Form

SSaaii AAyyuurrvveeddiicc CCoolllleeggee ooff MMiiaammii

99000000 SSWW 113377tthh AAvveennuuee –– SSuuiittee 222200

MMiiaammii,, FFLL 3333118866

TTeelleepphhoonnee:: ((330055)) 338800--00665522 oorr ((330055)) 772266--55000033 ●● EEmmaaiill:: cctteelllloo@@ssaaiiaayyuurrvveeddiiccccoolllleeggee..ccoomm www.saiayurvediccollege.com

“Sai Ayurvedic College of Miami is a private, post-secondary degree-granting institution recognized by

the Florida Department of Education and Florida Commission on Independent Education under the authority of Florida State Statutes, Section 1005.06”. Sai Ayurvedic College has been fully approved for

the payment of Veterans Educational Benefits under the GI Bill by the Florida State Department of Veterans’ affairs.

APPLICATION FOR: CLASSROOM PROGRAM ⃝ WEBCAST CLASS PROGRAM ⃝ ONLINE PROGRAM ⃝

Applications are accepted throughout the year. Only a limited number of students are accepted. Admissions are processed on a ‘first come first served’ basis. If the course is full, students will be put on a waiting list for the next course. Individuals completing the classroom or webcast-based first year of the 2-year program will be awarded the distinction of “Certified Ayurvedic Health & Wellness Consultant.” Individuals completing the online learning based one year program will be awarded the “Certificate in Ayurvedic Studies”. Individuals completing both years of the 2-year program or the one year online certificate program and the second year of the two year program will be awarded the Associate of Ayurvedic Studies degree in Ayurveda (holders of an Associate’s degree in a related discipline will be awarded the Bachelor of Ayurvedic Studies degree and holders of an appropriate baccalaureate degree or higher will be awarded the Post-Graduate Diploma in Ayurvedic Studies). Last Name ______________________________First____________________________M __________ Address______________________________________________________________Apt. #__________ City__________________________________State___________________________Zip_____________ Phone (cell): (_______) ____________________ (Home): (_______) ___________________________ Fax (_______) ___________________ E-mail ______________________________________________ SS# ______________-__________-_____________ Date of Birth_________/________/_________

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Profession________________________________ Employed by: _______________________

1. Educational History

School Major Degree/Diploma Year Graduated

2. Professional work and experience.

Work & Experience Location Date

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3. What attracts you the most about Ayurveda? Please provide a brief answer.

4. Briefly explain why you want to become an Ayurveda Practitioner Application Process:

Step 1: Complete the Application Form in its entirety. Step 2: Submit the Application Form along with Application Fee of US$50 plus the selected amount of your tuition payment. Step 3: Tuition for the classroom-based and webcast programs, paid in advance, totals US$6,000.00 annually (plus application fee, US$50.00)

A US$500.00 class reservation deposit (applied toward tuition at culmination of program) and a US$50.00 application fee is due at the time of enrollment in either the classroom or webcast programs.

Tuition for the Online learning program, paid in advance, totals US$2,500 annually (plus application fee, US$50.00)

Tuition includes all required course materials and examination and certification fees with the exception of the Workbook required for the basic Anatomy & Physiology course. Tuition does not include Proctor, mailing of examinations and practicum.

Payments can be made only by major credit cards (Visa or MasterCard). Please note that all payments must be denominated in US Dollars.

Payments are due the first day of each month starting with the first month of class with no grace period. A US$25.00 late fee will be charged for delayed payments. Notification of withdrawal must be made in writing to the Director of the College, Cookie Tello. Please check below the payment plan selected. US$50 application fee is included below: FOR CLASSROOM & WEBCAST STUDY PROGRAMS:

Tuition of US$6,000.00 per year is payable at checkout plus application fee. (US$6,050)

If paying in 2 installments, a payment of US$3,600.00 is due at checkout (includes first payment, deposit & application fee). The second (and final) payment of US$2,550.00 is due within 3 months of the first payment on the first of that month. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,150)

If paying in quarterly installments (4 payments), the first payment of US$2,125.00 is due at checkout (includes first payment, deposit & application fee). The remaining installments will be

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US$1,408.33. Payments are to be made quarterly (every three months) on the first day of that month. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,350)

If paying in 12 monthly installments, a payment of US$1,133.30 is due at checkout (includes first payment plus last payment as a deposit & application fee). For the next 10 months, US$541.67 is due on the first of each month. The deposit will be applied to the last month of the program. If student does not specify date of transaction wanted for last payment and no later than the first of the due month, the college will pull this fund out automatically on the first day of the third month. (US$6,550)

FOR THE ONLINE STUDY PROGRAM: Tuition paid in advance, at present totals US$2,500 for the entire program. Alternatively, three installment payment arrangements are available. A nonrefundable US$50.00 application fee is due at the time of enrollment. All payments must be denominated in US Dollars.

Tuition of US$2,500 is payable at enrollment plus $50.00 application fee. (US$2,550.00)

If paying in 2 installments, a payment of US$1,425 (includes US$50.00 application fee) is due at enrollment. The second (and final) payment of US$1,325 is due within 3 months of the first payment on the first of that month. (US$2,750.00)

If paying in quarterly installments (4 payments), the first payment of US$788 (includes US$50.00 application fee) is due at enrollment. The remaining installments will be US$720.67 each. Payments are to be made quarterly (every three months) on the first day of the month. (US$2,950.01)

If paying in 12 monthly installments, a payment of US$315.00 (includes US$50.00 application fee) is due at enrollment. For the next 11 months, US$257.73 is due on the first of each month. (US$3,150.03)

CERTIFICATION & ACKNOWLEDGEMENT

I certify that all the information on this application to the Sai Ayurvedic College of Miami is true and correct. I understand that any false or misleading information will void this application. I understand and agree that Sai Ayurvedic College of Miami does not guarantee employment or take responsibility for employment or a career in the field of Ayurveda, or any health related field, upon completion of the course. I also understand and agree that Sai Ayurvedic College of Miami is not responsible for actions of students and graduates in their Ayurvedic career. I certify that I have the ability to finance my education. I understand and acknowledge that whichever payment program is selected below, the offering of an installment payment plan is intended merely as a convenience to me and in no way impacts upon my obligation to pay the entire program's tuition unless written notice of withdrawal from the program is made to the Director. As required by CFR § 21.4255, in the event of a student’s withdrawal before the expiration of or gradation from the course, the amount charged for tuition (inclusive of fees and other charges) shall not

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exceed the approximate pro rata portion of the total charges for tuition (inclusive of fees and other charges) that the length of the completed portion of the course bears to the total length. The exact proration will be determined on the ratio of the number of days of instruction completed by the student to the total number of instructional days in the course.

In the event that the student fails to enter the course or withdraws or is discontinued therefrom at any time prior to completion of the course, the unused portion of the tuition, fees and other charges paid by the individual shall be refunded within 30 days of said failure, withdrawal or discontinuance. Tuition is subject to change upon notification. * Note to Veterans/Military Personnel: In the case of veterans or active duty military personnel receiving educational benefits, the school will refund the unused portion of tuition, fees and charges if the veteran receiving benefits or other eligible person fails to enter the course or withdraws or is discontinued from it before completion in accordance with Veterans Administration policy as contained in Code of Federal Regulations sections 21, 4254(c) (13), (b) (9), and 21.4255. The amount charged for tuition, fees, and other charges for the attended portion of the program will not exceed the approximate pro rata portion of the total charges for tuition, fees, and other charges that the length of the completed portion of the course bears to the total length. Note that, irrespective of any other provisions of this catalogue, all Veterans Educational Benefits must be terminated during any period of absence. Please note that the College's Distance Learning & live webcast classes are not covered by veteran’s educational benefits. In submitting this Application for Admission, I certify and affirm that I am over eighteen (18) years in age. Signature: _______________________________________ Date: ____________________ Print Name: ________________________________________________

Payments can be made only by Credit Cards (Visa or MasterCard). All payments must be denominated in US Dollars. I authorize Sai Ayurvedic College to automatically process my tuition payment on the first of each month or the first of each quarter or on the first, three months after first payment given, for the two payment installment selection, as is appropriate, on my credit card account provided below: Total of Payment including application fee: US$___________________ Method of Payment: Master Card ____Visa____ Card Number: ________________________________________________________ Exp. Date: ___/___/___ Last three digits code on the back of card: _____ Billing address where you receive your Credit Card statement __________________________________ Name as it appears on the card: __________________________ Signature: ___________________________________________