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The Official Publication of the International Card Manufacturers Association August 2016 Volume 26 • No. 4 Standards Help Address Higher Security Needs Exploring the Evolution of Payment Technologies Leveraging LinkedIn Register Now for CardTREX

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Page 1: The Official Publication of the International Card ... · The Official Publication of the International Card Manufacturers Association ... International Card Manufacturers Association

The Official Publication of the International Card Manufacturers Association

August 2016 Volume 26 • No. 4

Standards Help Address Higher Security Needs

Exploring the Evolution of Payment Technologies

Leveraging LinkedIn

Register Now for CardTREX

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Ready to Roll Out the Next EXPO| By Jeffrey E. Barnhart

ICMA is already gearing up for its next EXPO.

Next year, the EXPO will be held March 27-30 at the Renaissance

Orlando at Sea World. Save the date!

The EXPO is great for face-to-face interaction with peers, customers

and prospects. Additionally, the EXPO provides essential continuing

education and networking opportunities to help you and your

employees grow professionally and excel.

In 2017, the EXPO will feature a combined showcase of more than 100 exhibits, as well

as a wide variety of educational tracks. Members can cross over into the tracks most

beneficial to them.

We are excited to once again partner with the Smart Card Alliance (SCA) to co-locate the

EXPO with SCA’s Payments Summit.

We are anticipating this event and hope you are as well. But first we are looking forward

to seeing everyone at our regional events—CardTREX North America and CardTREX

Europe. The former will take place September 27-28, 2016 at the Sheraton Chicago

O’Hare in Rosemont, Illinois. The latter will take place 13-14 October, 2016 at the

Intercontinental Wien in Vienna, Austria.

For more information about the EXPO, visit www.icmaexpo.com. For more information

about CardTREX, visit www.cardtrex.org.

Article Archives Bring the Past Forward | By Diane Webster-Sweeney

ICMA’s Card Manufacturing magazine has come a long way since

its inception as a two-color, six-page newsletter called Transaction

Times nearly 30 years ago.

The design changed multiple times before its current full-color magazine format, but its

content has remained the same. The publication is full of member news, industry news,

educational articles and technical articles. Although some material has been rendered

obsolete over time, such as coverage of Y2K, the history that the articles portray of the

card industry is pretty amazing.

ICMA has created an archive of articles dating back to 1998 for your reference and

research. You can follow the trends of the card market, as well as see where the industry

has been to know where it is going.

Members can browse the ICMA Article Archives by logging on to the members-only

website www.icma.com and by clicking on MyICMA/LogIn. Contact ICMA for more

information at [email protected].

executive director

from the ICMA staff

is published by CMA Publications Group,a Creative Marketing Alliance Company,for ICMA.

Please submit all articles, news releases and advertising to:

CARD MANUFACTURING™

C/O: CMA191 Clarksville RoadPrinceton Junction,New Jersey 08550 USA

Founder/Executive DirectorJeffrey E. [email protected]

Association ManagerLynn [email protected]

Managing EditorJennifer Kohlhepp [email protected]

Communications ManagerAnna Lopez-Cifelli [email protected]

Membership Coordinator Michele [email protected]

Project/Advertising Sales ManagerDiane [email protected]

Public Relations Director Ken Hitchner

Public Relations Manager Jen [email protected]

Creative DirectorDave Sherwood

Founder/Industry AdvisorAlbert J. [email protected]

TELEPHONE1-609-799-4900

INTERNETwww.icma.com

[email protected]

Card Manufacturing™ publishes information for the benefit of its members and readers. The sponsor, International Card Manufacturers Association (ICMA), the publisher and the editors of Card Manufacturing™ cannot be held liable for changes, revisions or inaccuracies contained in the material published.For more detailed information on the product, programs, services or policies covered in Card Manufacturing™, it is recommended readers contact the appropriate person, company, agency or industry group.

3w w w . i c m a . c o m

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14

Exploring the Evolution of Payment Technologies

Card manufacturers will be instru-mental in helping their issuer customers to realize higher reliability, as well as longer service life for card products with an increasing count of technology features.

| By Jennifer Kohlhepp, Managing Editor,

ICMA

Standards Help Address Higher Security Needs in ID/Access Credentials

With regular frequency the news media breaks a story about some successful hacking event or unlawful violation of access rights. But little is said about the efforts underway to bring these events under control and eventually eliminate them.

| By David Tushie, Magellan Consulting, Inc.,

ICMA Standards and Technical Representative

RECURRING SECTIONS F E A T U R E S

3 Executive Director’s Message

19 Member & Product News

24 Industry News

25 ACE News

26 CardTREX Events

28 Association News

6

4 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

6 16

VOLUME 26 • NUMBER 4

AUGUST 2016

www.icma.com

Relationships Matter: How to Build Your Personal B2B Brand on LinkedIn

With 380 million members world-wide, LinkedIn has become the pre-eminent online crossroads for professional networking, knowledge sharing and marketing intelligence, as well as employee recruitment.

| By Christian Horn, Contributing Writer,

ICMA

c o n t e n t s

14

16

COVER STORY10 Countering Security Threats in 2016Card industry leaders discuss the trends they are seeing in security and access control as a result of the present security threats looming around the globe.

| By Jennifer Kohlhepp, Managing Editor, ICMA

These suppliers have committed the highest level of support to ICMA activities in 2016.

Diamond Level

Platinum Level

Gold Level

THE SPOTLIGHT IS ON ICMA’S DIAMOND, PLATINUM AND GOLD MEMBERS

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c o n t e n t s

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6 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

Exploring the Evolution of

PaymentTechnologiesDuring the New Technology Innovation Track at the

International Card Manufacturing Association (ICMA) 2016

Card Manufacturing & Personalization EXPO, co-located

with the Smart Card Alliance (SCA) Payments Summit,

selected tech companies explored the future of cards,

devices and mobile technologies in the payment industry.

Louis Bianchin, of Zwipe, discussed a range of topics

surrounding the security of the current payment

infrastructure both in North America and worldwide.

“As you are aware, the costs associated with fraud, data

breaches and lost or stolen cards continues to climb,”

Bianchin said. “The United States is particularly vulnerable,

with losses accounting for 51 percent of gross losses

worldwide, or $8.3 billion. Conversely, this same market

generated only 21 percent of total global volume. This

disproportionate allocation of liability represents not only a

major liability, but also a significant opportunity.”

As the United States begins its transition from mag stripe

to EMV technology, losses will begin to decrease, but won’t

be completely eliminated. In order to more completely

close the security gaps, card issuers, manufacturers and

banks will need to add additional security features while

maintaining a low friction checkout experience.

“It is precisely this intersection of seemingly contradictory

goals that can be solved through the use of biometrics,”

Bianchin said. “With every major smartphone manufacturer

incorporating biometrics of one kind or another into

their products, the public perception and acceptance of

‘biometrics as password’ is well on its way to becoming

the norm rather than the exception.”

This should also apply to smartcards. With Zwipe’s

creation of a battery-free fingerprint sensor and algorithm,

biometric security can now be implemented in form factors

never before thought to be possible. Harvesting energy

feature story

By Jennifer Kohlhepp

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7w w w . i c m a . c o m

continued on page 8

from existing point of sale (POS) terminals, Zwipe Payment

cards authenticate and process payments in less time than

standard chip and pin transactions. In addition, because

Zwipe technology allows for both enroll and authenticate

on the card, the user’s biometric information is never

shared, communicated or transmitted. It remains solely on

the card and completely under the control of the user.

“It is this two-way security, securing the transaction and

securing the biometric data, that makes Zwipe’s solution

unique,” Bianchin said.

Bill Crawford, applications manager, card/print coatings

at Klöckner Pentaplast, discussed a new way to construct

durable PVC cards.

“At Klöckner we are materials suppliers to card

manufacturers,” Crawford said. “So we created an

overlay (the top layer of most cards) that when substituted

in the normal card construction, would make the card

stronger and last longer.”

He provided some data on flex testing and heat resistance

to back up this claim. He also stated that by using this

method, card manufacturing would be simplified because

making durable cards using multiple extra layers

of durable polyester material is prone to collation

mistakes and bad cards.

The Pentacard kpLongLife 2+2 film combines

2 mils clear PVC with 2 mils clear polyester

to function as a single overly. The

Pentacard kpLongLife 2+3 film adds

an extra thickness of polyester for even

greater durability.

The innovative durable card strategy

is entirely consistent with the

traditional, inexpensive PVC card

structure. Because the polyester is

a part of the overlay, a fully printable

white PVC card core can be used, which is

compatible with existing collation equipment,

keeping costs low. Also, because polyester is

protecting the card in the overlay, less may be needed

to achieve the same or better durability as other, more

complex, card structures.

Crawford said, “Testing shows that a small amount of

polyester in the overlay is as effective at creating a durable

card as a larger amount of polyester in the card body.”

This approach minimizes the premium component

(polyester) needed to achieve durability goals. It also has

the added benefit of not requiring costly manufacturing

process changes or new equipment investments.

During his presentation, Ian Brown, of Nuco International

Limited, said plastic cards have, since their introduction in

the 1960s and for many decades thereafter, predominantly

been produced using PVC.

“Whilst several alternative types of material have been

introduced such as paperboard and polylactic acid (PLA),

they have often failed for commercial (cost) or functional

reasons to replace PVC,” Brown said. “Therefore, still

today, more than 90 percent of plastic cards are still

produced using PVC.”

Correspondingly, there has been an increasing growth in

demand, particularly from environmentally aware brands

and end users, for a “greener” alternative to PVC that looks,

feels and functions as PVC does,

according to Brown.

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8 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

feature story

Brown spoke about Nuco International’s

Nu eCard, which looks virtually identical

to a PVC card and offers the same level of

robustness, durability and functionality.

It’s also a product that doesn’t carry any of

the price premiums often associated with

environmentally friendly alternatives,

he said.

Nuco International started to develop

Nu eCard three years ago in conjunction

with the patent owner in Asia. Nu eCard

is made from 60 percent common chalk

(CaO2) and 40 percent HDPE (High Density

Polyethylene). Unlike a PVC card, the Nu

eCard is certifiably non-toxic, is made in a

waterless production process, is recyclable,

doesn’t leach harmful toxins into landfills

and has Cradle to Cradle Silver certification.

“In the three years of product development

we have looked to create a product that

doesn’t result in compromises,” Brown said.

“So by working with lamination machine

manufacturers like Oasys and Bürkle, Nu

eCard can be heat laminated in just the

same way as PVC can. The print surface is

excellent and ink lift and definition is better

than can be achieved with PVC. Chalk is a

great print receptor and the print quality is

exceptionally high. At the same time any

card manufacturer will find it quick and easy

to print.”

Nu eCard has been commercially available for a little more

than a year. The company has commercially produced more

than 10 million cards.

“After its launch we initially targeted producers of gift,

loyalty and membership cards as we did not have a pre-lam

product available in our material to produce smartcards.

However, since our launch in the U.S. we are now working

with partners, which means we hope to launch a product

associated with those type of applications in the near future,”

Brown said.

Since launching the card in the United States at the

ICMA EXPO, Nuco has actively engaged with around 20

manufacturers in the states, Brown said.

“All have either trialed the material on a small scale or have

now moved to larger production trials,” Brown said. “Nuco

has the exclusive distribution rights for Nu eCard globally

and we are also running trials in Singapore, China, Poland

and many other European countries”

Kiran Ghandi, of MagTek, talked Cyberstripe technology,

which uses elements of a magstripe card to securely identify

that card, similar to a fingerprint. MagTek removes the

personal account number from the card, securing both the

Exploring the Evolution of Payment Technologies, continued from page 7

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chip and stripe with dynamic tokens generated on demand.

The Drop-On-Demand (DOD) Personalization Machine,

according to Liz Chen, of EmperorTech Americas, is among

the latest innovative technologies and solutions for the DOD

full-color, banking card instant issuance and automated

workflow by different models of service kiosks.

The newest generation of inkjet technology, DOD uses software

that directs the heads to apply between zero and eight droplets

of ink per dot, only where needed. The drops are formed by the

creation of a pressure pulse within the print head. Individual

droplets of ink are jetted from small diameter vessels directly

to a specified position on the substrate to create the image or

alphanumeric text. The vessels can range in quantity from

128 to 768 and greater depending on the print area and

speed requirements.

Compared to laser engraving, the DOD inkjet applies to

multiple categories of cards and to multiple kinds of card

materials. It also offers color printing for variable information

with high resolution.

When compared to retransfer, DOD inkjet has a low operating

cost and offers decorating on two-dimensional and three-

dimensional plastics applications. It also has a high speed and

long service life, as well as a relatively large gap between the

print head and the substrate.

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10 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

cover story

Security is top-of-mind in the card industry as 2016 shapes up to be a year in which threats

to both personal and data safety loom large. Card Manufacturing magazine spoke with

Keith Yeates, Bristol ID Technologies; Karen Brooker, ABnote North America; Tyler Dulmage,

ABnote Transit Solutions; and Michael Swiecicki, CheckPoint Card Technology LLC, about

the trends they are seeing in the security and access control segments of the industry as a

result of the pressing issues around the globe.

By Jennifer Kohlhepp, ICMA

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11w w w . i c m a . c o m

The world is currently experiencing tremendous security issues. How is this impacting the card industry?

Yeates: I believe the double-digit growth

we are seeing in areas such as access

control is being driven by the instability

we are seeing throughout the world and,

as such, the increased awareness to keep

our employees, companies and the general

public safe.

Brooker: The concerns around identity

verification present a challenge and an

opportunity to those of us working in the

government and corporate ID space. It is

more important than ever that organiza-

tions are able to authenticate devices and

identification cards and verify the identity

of the individual. Our clients are looking for

chip technology that is harder and harder

to compromise, cards that are harder to

counterfeit and mobile solutions that are a

step ahead of the hackers.

I think what we are finding in the payment

industry is that, although EMV technology

addresses counterfeit-card fraud, continued

instances of card-not-present fraud are

forcing premature card replacement at

a rate that many issuers find frustrating.

Emergency card replacement due to data

compromise also presents challenges for

capacity planning at the manufacturer and

service bureau. In general, the industry has

a large amount of available capacity this

year, now that the major 2015 liability shift

continued on page 12

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12 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

is behind us, but the threat of the next

epic-scale compromise is looming.

Even if equipment is standing idle

and available, staffing and material

availability can be an issue.

In the commercial space, some gift

card issuers have seen an uptick in

gift card fraud in the wake of the EMV

migration. The challenge is on industry

suppliers to come back with ideas and

solutions and then to help the card

issuer evaluating the risk/reward of

moving forward with more secure gift

card products.

Swiecicki: Due to the heightened

awareness of security in the world,

companies are taking access control

more seriously, which will foster

growth in many areas of the card

business. RFID technology for access

control will go hand-in-hand with

more sophisticated card technology,

such as dual-interface cards, contact

chip cards and other more card

technology-based products.

What are some of the access control and/or security technologies on the horizon of the card industry?

Yeates: In the card industry, we are

seeing a growth in dual-technology or

dual-frequency radio-frequency iden-

tification (RFID) cards due to a need

to secure more than just the building.

For example, a building may have an

access control system using low- or

high- frequency RFID cards. To make

the perimeter or parking area outside

of the building more secure, access

control may be installed here also,

however, low-frequency or high-fre-

quency cards with a short read range

may require a driver to get out of the

vehicle to use the card and to open

a parking barrier or gate. Ultra-high

frequency (UHF) technology with

a much longer read range is the

preferred technology for this type of

application and to avoid having to use

two separate cards both technologies

are embedded in a single card.

Dulmage: The newest technologies in

Countering Security, continued from page 11

cover story

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13w w w . i c m a . c o m

access control are enabling delivery of

a secure credential that can run mul-

tiple independent applications

while being available for au-

thentication through multiple

form factor delivery mecha-

nisms. Recent innovations

in chip technologies have

enabled a single credential to

store multiple independent ap-

plications securely with migration

paths for future integrations to sign

on additional applications. In addition

to multiple applications, the delivery

mechanisms for access control are

ever-expanding, including but not

limited to standard card credentials,

one-time use tickets and more recently

digital IDs. Recent developments in

mobile devices allow for tokenization

and host card emulation to securely

authenticate a digital ID using stan-

dardized communication protocols.

For mobile, this typically includes ISO

14443-13.56 MGHZ or one-time use

barcodes. The convergence of mobile

technologies and standardization of

ID verification on mobile devices will

allow for even more security and ease

of use for access control applications.

Swiecicki: Biometrics are going to

become an integral part of access

control. We’re already seeing the

use of fingerprints, but frictionless

biometrics, such as facial recognition,

may be the way forward. Other tech-

nologies providing security are RFID

and contact chip.

What else is driving growth in the access control and security areas of the industry?

Yeates: The ability to collect data

in terms of what the person is doing

when they enter an area, building or

event. For example, knowing what a

person likes to do when they go to an

amusement park, ski resort or water

park enables such establishments to

target their marketing. Additionally,

ease of use for the consumer is another

benefit providing quick and easy access

to rides, ski slopes or facilities.

Swiecicki: In the technology age we

live in where people feel the govern-

ment is infringing on our privacy, and

when you add Facebook and other

internet sites, protecting your family

is becoming more of an issue. Home

invasion being publicized in our daily

life has also heightened the need to

protect our property and loved ones.

Are mobile applications a threat to the security and access control segments of the card industry?

Yeates: Use of the mobile phone

instead of a card will become more

popular as this technology becomes

more widely adopted, particularly with

the younger generation. However, in

most cases I still believe a card will be

present as a backup, plus the continued

growth in access control installations

will make this an attractive market

for card manufacturers for

many years to come.

Brooker: It depends, of

course, on an organization’s

goals. This is an age of

disruption. Perfect example–

frequent flyer cards have been

replaced by a login and password.

Long-distance calling cards have

been replaced by mobile phones and

services like Skype. The mobile device

has the ability to increase the function-

ality or security of some cards–making

them more valuable to the consumer–

through Bluetooth technology or

multi-factor authentication apps. At

the same time, the mobile device

could render some cards obsolete. Any

industry supplier who doesn’t want to

get into the business of directly sup-

porting mobile solutions should plan

on at least offering card technology

that interacts with mobile to improve

the consumer experience.

Swiecicki: I believe we need to

monitor their progress, but mobile

applications are viewed as not being

safe, especially with the older genera-

tions. Hackers seem to stay ahead of

the technology and until it is adopted

by a select few companies, which will

give the technology credibility, it will

be looked upon as just another unsafe

unproven technology.

Industry experts realize the devastation

that can occur if a card is improperly

used or falls into the wrong hands.

Securing cards remains of utmost

importance and much is being done in

the way of technology and upgrades to

make a card more secure, thus elimi-

nating potential threats and breaches

of personal or data safety.

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14 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

STANDARDS HELP ADDRESS HIGHER SECURITY NEEDS IN

ID/ACCESS CREDENTIALS

David Tushie – Magellan Consulting, Inc., ICMA Standards and Technical Representative

industry standards

With regular frequency the news media

breaks a story about some successful

hacking event or unlawful violation of

access rights. But little is said about

the efforts underway to bring these

events under control and eventually

eliminate them. Numerous standards

bodies are working on various parts of

the overall problem and it is encourag-

ing to see the progress in dealing with

ID and access control fraud.

The tragedy at the World Trade Center

and the overall threat of terrorism

caused the U.S. government to enact

two programs to improve the security

of the basic ID credentials, namely, the

state driver licenses and the government

ID card.

The Real ID program, enacted to

provide enhanced security in states’

driver licenses, is nearing completion

with only five states non-compliant or

having been granted an extension. As

of Jan. 22, 2018, residents of these

five states will have to provide an

alternative federally issued ID document

to board commercial aircraft; their

state issued driver’s license will not be

accepted by TSA officials. As of Oct. 1,

2020 everyone will be required to show

a Real ID license or alternative docu-

ment to board a commercial aircraft.

After this date no further extensions

will be granted. Access to 217 federal

facilities, many agency headquarters

facilities and all nuclear power plants

required a Real ID license or alternative

agency approved ID document as of

July 21, 2014.

The U.S. government also responded

with a federal government ID credential

by implementing the National Institute

of Standards and Technology (NIST)

generated FIPS 201 standard for gov-

ernment employees and contractors.

The resulting credential is the Personal

Identity Verification (PIV) card.

With these two programs in place the

drive for increased card security has

continued. The ISO/IEC SC 17 WG 10

committee has been developing a new

standard, ISO/IEC 18013, ISO compli-

ant driving license consisting of five

parts. This standard aims at bringing

the global community under one set

of documents for those core parts of

the driver license. Security protocols,

machine readability and anti-counter-

feiting technologies will bring a new

level of confidence in the driver licenses

being offered for proof of identity.

Part five of this standard defines the

proposed Mobile Driving License (or

mDL). While the mDL will not replace

the plastic license currently issued, it

will permit new applications to benefit

from its communications ability and

its security features. In parallel with

the ISO effort in the United States, the

American Association of Motor Vehicle

Administrators (AAMVA) is leading

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15w w w . i c m a . c o m

an effort to define both a mDL and an

electronic ID. The first AAMVA pilot

program is underway in Iowa testing

some of the basic features of the mDL

and dealing with operational issues

as they arise. The technical effort to

develop this mDL standard will be

handled by the INCITS B10.8 Drivers

License/ ID Cards working group.

Running in parallel with the mDL

development, ISO/IEC SC 17 WG 11

is developing its ISO 18238 - ICC man-

aged devices standard that has three

parts. Part one is the general framework.

Part two is the physical characteristics

and test method for cards with devices.

Part three is organization, security

and commands for interchange. This

standard covers card products and

applications that require chips and any

number of other devices. Displays, bio-

metric sensors, batteries, switches and

others are included in this new card

standard. The card has a contactless

interface for online functionality. This

multi-component card is also designed

to accomplish many of the tasks that

might otherwise be addressed to a

smartphone that would be running a

mDL or mID application.

A basic requirement these enhanced

secure credentials address: “is the

person offering the credential its legiti-

mate owner?” It’s a critical question

that, depending on the desired security

level, may require a biometric solution

for cardholder authentication. Hence,

biometrics is seeing a high level

of activity in this area of standards

development. Apple went a long way

in establishing fingerprint technology

as a legitimate and inexpensive method.

Iris/retina scan recognition also has

its champions. With increasing voice

activation and voice data input, voice

recognition may arise as a valid

contender. In any case, it seems that

biometric authentication will be a part

of the overall security technology in

both cards and smartphones that run

critical applications. The ISO 17839

Biometric System-on-Card standard

defines the requirements in three parts.

Part one is the core requirements. Part

two is the physical characteristics and

part three is the logical information

interchange mechanism.

Security requirements will continue

to grow, fueling countermeasures.

Keeping these security improvements

within the standards community helps

guarantee that good solutions will

benefit from the resulting volume,

thereby reducing the cost of imple-

mentation. Disparate solutions will not

benefit from this volume boost making

it always more difficult to justify their

needed implementation.

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16 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

RELATIONSHIPSMATTER:

HOW TO BUILD YOUR PERSONAL B2B BRAND ON LINKEDIN

feature story

By Christian Horn

The social media website LinkedIn has long since evolved

beyond its original context as an Internet space for job

seekers and employment recruiters. With 380 million

members worldwide, LinkedIn has become the pre-

eminent online crossroads for business professional

networking, knowledge sharing and market intelligence,

as well as employee recruitment.

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17w w w . i c m a . c o m

Unlike a LinkedIn company page, which posts news about

your business, products and services, or a Facebook page,

where camaraderie and funny pet pictures are acceptable

if not downright encouraged, a personal LinkedIn profile is

about your professional activities, expertise and business

accomplishments—in essence, your personal brand as a

business person.

With a smart LinkedIn profile and a well-honed strategy, this

social site for business people can become your powerful

partner in long-term personal branding and relationship-

building with card industry peers, customers and prospects

because, as LinkedIn’s slogan states: Relationships Matter.

Author Tom Peters is credited with coining the term

“personal branding” in The Brand Called You, an article he

wrote for Fast Company magazine in 1997. In it he wrote:

“The key to any personal branding campaign is word-of-

mouth marketing. Your network of friends, colleagues and

customers is the most important marketing vehicle you

have. What they say about you and your business expertise

is how the market will ultimately gauge the value of your

brand. So the big trick to building your brand is to find ways

to nurture your network of colleagues—consciously.”

If Peters were to update the article today he would

undoubtedly urge involvement on LinkedIn as critical to

success because, in today’s working world, a professional

online brand is crucial.

LEVERAGING THE OPPORTUNITY

Building your personal brand on LinkedIn begins with some

fundamentals:

Be authentic. Your best online persona is real, honest

and focused on what makes you unique and what you can

offer. Personal branding on LinkedIn may be about identify-

ing business leads, but it is not about sales or spin. Create

a distinctive LinkedIn profile headline. Your headline is the

first description of you that people will see. Make it count.

Good headlines are clear, confident and use terms people

in your professional position or the card industry search for.

Avoid clichés. Words like “extensive experience,” and “team

player” appear on so many profiles that they are almost

meaningless. Find unique ways to describe your skills.

Be visible. Stand out by updating your status with projects

you’re working on, articles or white papers you’re reading

(and your opinions on them), and events you are attending.

Your brand is not just who you are; it’s what you do, what

you accomplish and what you think and share.

Build connections. We are all judged by the company we

keep. By building your LinkedIn network, you are building

your personal brand. Connect with colleagues, customers,

former co-workers, alumni and friends.

Add to your knowledge. Differentiate yourself by

knowing our industry deeply. Read up on topics you care

about and share insights gained.

Share in LinkedIn groups. Every card industry or

professional position-related group post you make and

question you answer is an opportunity to market yourself,

build your credibility and stay on top of current trends and

intelligence in the marketplace.

Be personal. Customize connection requests or any other

message on LinkedIn, specifically to your recipient. People

will appreciate the personal attention.

Be consistent. Make sure all the aspects of your

professional brand footprint are consistent and send the

same message—from your LinkedIn profile to your resume

to other social network pages.

Share. Helping others is a crucial way to build your

personal brand. Give advice (when requested), share busi-

ness perspectives, provide endorsements and congratulate

people on their successes.

BUILDING YOUR BRAND

By putting these fundamentals into practice, you can

build and grow your personal brand over time by taking

advantage of LinkedIn as a customizable and multi-faceted

branding platform.

Publicize. LinkedIn makes you visible to decision-makers

who are looking for the services and knowledge you provide.

continued on page 18

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Relationships Matter, continued from page 17

With relevant key-

words, your LinkedIn

profile connects you

with people who need

what you have to offer

or who share your

professional interests

and challenges. You

may not know who

might be looking for you, but a profile packed with appropriate

search terms will help you get on their radar. You want to

be open to all potential opportunities—especially the ones

you didn’t know existed. Real personal brand growth comes

from branching out into new territory.

Your brand 24/7. Often delivering the first impression

to a prospect, your LinkedIn profile is you when you aren’t

there. If people are researching you on Google, it’s likely

they will end up at your LinkedIn page. That’s because

when someone searches your name, LinkedIn will typically

show up at the top of the results—making your profile their

most likely resource for learning more about you.

Connect. LinkedIn allows you to be part of the right

conversations. More and more, you need to be connected to

others who share your expertise and challenges. The card

industry is moving fast, and you need to be proactive to stay

informed and knowledgeable. LinkedIn groups make it

efficient for you to be part of targeted discussions so you

can remain current.

Your personal website. LinkedIn lets you showcase your

expertise and express your point of view. It’s not just about

accomplishments, but about your unique perspectives.

Through the content you share, the groups you join and the

conversations you have, you bolster your brand in a personal

way with connections and those who view your profile.

Your portfolio. LinkedIn helps you paint a portrait of the

value you create. Once completely text-based, the site now

allows you to integrate images and videos into your profile

summary and experience, making it a true multi-media

portfolio of who you are and what you have to offer.

Reference support. By allowing your community to

applaud your accomplishments, LinkedIn provides validation

for everything you say about yourself. Endorsements by

your connections help confirm your strengths and skills.

Your online re-

cruiter. LinkedIn

helps you find

the ideal people

you need for

open positions on

your team. When

you are looking

to source staff,

LinkedIn is among the first places you should go to create a

short-list of potential candidates.

Identify leads. Because LinkedIn lets you showcase your

achievements, it opens doors that might otherwise be

closed. If you’re looking to get in to see a potential business

partner or prospect, your complete and compelling profile

can support arranging a face-to-face meeting. Use groups

and connections to identify which doors you want to open.

Contact management. LinkedIn allows you to organize

and manage all your contacts. You can add your email and

phone contacts to your LinkedIn connections, making it

the only tool you need to connect with key players in our

industry, even when they switch jobs. Thanks to tagging,

you can group your contacts and communicate with them

by category.

Business intelligence. Whether you are looking to learn

new information, want to see who the experts are in a

specific area or would like to know more about a particular

company or product, LinkedIn provides a wealth of

knowledge and analytical tools.

It may take consistent effort, but spending a little time

on LinkedIn every day can deliver big rewards. This one

resource gives you key tools for delivering greater value,

growing your team and building your personal brand—for

many years to come.

About the Author: Christian Horn is a freelance writer for Creative Marketing Alliance (CMA) of Princeton Junction, New Jersey. CMA is a full-service marketing communications firm. Contact CMA at [email protected] or 609-297-2235. For more information on how CMA can help you with your market-ing needs, visit www.GoToCMA.com.

feature story

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19w w w . i c m a . c o m

Austria Card Powers Erste Bank’s NFC Payment Strategy

Erste Bank and Sparkassen are offering

the products BankCard Micro and Bank-

Card Sticker to the Austrian market; at

its core lies technology by Austria Card.

The BankCard Micro, which is embedded

in a rubber-wristband, is the smallest

water-resistant debit card in the world

and was particularly designed for Erste

Bank by Austria Card. It is ideal for use

in sports or at events and festivals. With

the sticker-product, the so-called ACE

Mobile Tag, Austria Card and its partner

Schreiner PrinTrust have developed a

bridging technology between traditional

plastic payment cards and mobile pay-

ment solutions. The NFC-sticker enables

customers to easily add the contactless

payment function to any object, whether

it is a wallet, a phone or a key fob. Thus,

even phones that do not support NFC-

functionality can instantly be turned into

mobile payment devices.

For more information, visit

www.austriacardag.com and

schreiner-printrust.com.

Barnes Celebrates 25 Years

The technology behind credit and debit

card security has improved leaps and

bounds in recent years, with the payments

industry committed to staying one step

ahead of the ever-present fraudsters.

One of the companies behind the security

success is Barnes International, which

has been creating fast, reliable and ac-

curate mag-stripe and EMV testing tools.

These tools have taken the company to

global leaders in the quarter of a century

since the company launched. On June

10, Barnes International celebrated its

25th anniversary.

In 1991 the magnetic stripe was the

pinnacle of cashless payment technol-

ogy. The EMV—or chip and PIN system–

wouldn’t be thought of for another 10

years, and yet payment security was

already becoming a problem. The world’s

leading financial institutions were look-

ing for a means to ensure customers

always received a quality product that

would work first time and enhance their

brand image. Barnes was launched in

response to that challenge and first

member & product news

continued on page 20

developed the Mag-Tester, a magnetic

stripe analyzer.

In the intervening years, card payment

technology evolved. The magnetic stripe

has almost been replaced across Europe,

Canada, the Middle East and Asia and

that trend is set to continue across the

United States and all parts of Africa. Chip

and PIN technology has also changed to

keep up with consumer needs leading

to the introduction of NFC contactless

payments both on the card and mobile

phone and now watches and wearables.

Through each of these developments,

Barnes has stayed at the forefront of the

testing business, with its tools used

for payment product development and

quality control, payment scheme EMV

certification and supported by consultan-

cy services and training.

Today, Barnes has customers in more

than 95 countries. Banks, issuers, card

manufacturers, personalization bureaus

and test laboratories all rely upon the

strength of Barnes’ test tools to deliver the

highest quality services to their individual

customers. The customer list includes 19

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20 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

of the top 20 payment card manufac-

turers and seven of the world’s top 10

financial institutions.

For more information, visit

www.barnestest.com.

Bristol ID Technologies Wins ESX Innovation Award

Bristol ID Technologies won an ESX

Innovation Award for its entry “Dual

Technology Student Access Card.” This

customizable secure product offers users

a durable, secure and convenient product

while enhancing the manageability for the

student and the educational institution.

Dual technology contactless student ID

cards, manufactured by Bristol ID, offer

students the luxury of one card for

multiple uses.

Learn more about Bristol ID Technologies

at www.bristolid.com.

CPS Cards’ Tom Knaus Retires

CPS Cards’ President Tom Knaus retired

on July 8. His responsibilities have been

assumed by the company’s existing

senior management team. Under Knaus’

leadership, the company experienced

exceptional growth in the retail, health-

care and direct mail markets, earning

it a place on the Lehigh Valley’s Fastest

Growing Companies list in 2014 and

2015. Knaus was instrumental in

developing a secondary facility in the

Chicago area during his early years

with the company, and since then, has

guided the addition of multiple produc-

tion capabilities and helped to expand

product lines into several new markets.

Jim Cooney, senior vice president; Ethan

Stehman, vice president; and Rob Schas-

teen, vice president of sales, will utilize

their combined 60 years of experience

in the card industry to continue to lead

the company.

For more information, visit

www.cpscards.com.

Entrust Datacard Announces PartnerPlus Program

Entrust Datacard has announced a new

channel partner program, PartnerPlus,

which is designed to accelerate, grow

and deliver strong differentiation for

partners that have demonstrated exper-

tise in the vertical markets and regions

they serve. Entrust Datacard’s partnering

models are based on the partner’s

business model and the customers they

serve. The new tiered structure is

designed to support partners based

on their core competencies, business

models, products and services offered,

as well as areas of expertise for regional

and market needs.

For more information, visit

www.entrustdatacard.com.

EmperorTech’s EMP1100C Handheld Card Counter Receives FCC/ICES Certification

EmperorTech Americas has announced

that the EMP1100C handheld card counter

has been tested and certified for use in

the office environment. This certifies the

safe and regulated use of the card counter

in banks and credit unions at a time when

financial cards instant issuance at the

branch level is taking place rapidly in

North America and globally. Certification

to FCC and ICES is specific for radiated

emissions, radiated emissions low

frequency and conducted emissions ac-

cording to the following standards: FCC

15.107:2016 Class B, FCC 15.109(g):2016

member & product news

Class B, ICES-003:2016 Class B, ICES-

001:2006 updated 2014 Class B, FCC

18.305:2016 Class B and FCC 18.307:2016

Class B. The EmperorTech line of card/

passport personalization equipment and

card counters was developed during the

past 20 years and has been widely ac-

cepted by the major card manufacturers

and processors globally. EmperorTech

Americas is a division of Emperor Global

Resources LLC, involved in the sales

development of the products and services

of Shenzhen Emperor Technology Devel-

opment Co. Ltd.

For more information, visit

www.emperortech.com.

First Data to Provide a Fast Path to EMV Acceptance

Commander Site Controller from Veri-

fone is now certified for EMV acceptance

with First Data’s Rapid Connect, which

will expedite gas stations’ and conve-

nience stores’ ability to deploy in-store

EMV payment systems with First Data.

Commander Site Controller increases

speed for payment acceptance, fueling

operations and back office control

while separating payment, fuel and POS

software for easier management and

remote upgrades.

For more information, visit

www.firstdata.com.

G&D’s CloudPay Solution Integrates Visa Token Service for Issuer Wallets

Giesecke & Devrient (G&D) announced

the integration of its Convego CloudPay

solution with Visa Token Service (VTS).

G&D’s Convego CloudPay solution

provides provisioning and life-cycle

management services for payment

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21w w w . i c m a . c o m

continued on page 22

applications on Host Card Emulation

(HCE) enabled mobile devices. The rela-

tionship with Visa allows G&D to request

and provide payment tokens from VTS to

Visa issuers’ HCE mobile wallets.

For more information, visit

www.gi-de.com.

HID Global Launches Mobility Initiative in Asia Pacific

HID Global has introduced a mobility

initiative that includes solutions, ser-

vices, investments and alliances that

expand the capabilities of trusted IDs on

mobile devices across a growing range

of access control, authentication and

Internet of Things (IoT) applications. A

highlight of the initiative is the company’s

latest mobility solutions, including the

new HID goID platform for mobile IDs

which makes it possible to carry a driver

license and other citizen IDs on smart-

phones, and new enhancements to HID

mobile access that now enable the use

of smartwatches and tablets, in addition

to smartphones, for secure access to

buildings.

For more information, visit

www.hidglobal.com.

Information Packaging Adds Additional Equipment to Handle Increased Demand

Information Packaging Corp. continues

to experience growth of its ArmorShield,

RFID blocking, card sleeve line. Ar-

morShield sleeves provide an additional

level of protection at the consumer

level to prevent unauthorized access

to information on those cards. Recently,

Information Packaging purchased addi-

tional equipment to manufacture sleeves

and envelopes in support of the card

industry. Information Packaging now has

equipment capacity to manufacture 15

million sleeves/envelopes per month.

In addition to traditional paper and

Tyvek material substrates, Information

Packaging has three materials to secure

identity: ArmorShield, ArmorShield TX2,

and ArmorShield Economy. ArmorShield,

a Tyvek-based laminate, is durable and

resistant to tears, punctures, moisture

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22 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

member & product news

and chemicals. ArmorShield TX2, with

twice the Tyvek, is twice as durable.

ArmorShield Economy is a paper-based

laminate providing a lower cost alter-

native without sacrificing security. All

ArmorShield sleeves provide shielding

for ISO 14443/15693 and EPC Gen 1/

Gen 2 contactless smartcards and any

contactless card that operates at 13.56

MHz and above.

For more information, visit

www.infopkg.com.

ITW Brand Identity Division’s HoloLam Plus Validated

ITW’s Brand Identity Division announced

that its Premium and Advantage HoloLam

Plus full-face metallic and holographic

laminates deliver EMV-like performance

with dual interface transaction cards.

HoloLam Plus laminates do not interfere

with the RFID signal. Test results show

that when used in conjunction with

Smart Packaging Solutions’ eBoost PAY

solution, Premium and Advantage Ho-

loLam Plus laminates provide the same

RF performance as cards that do not

contain foil. Advantage HoloLam Plus

also eliminates electrostatic discharge

(ESD). Available in standard metallized

and holographic diffraction patterns as

well as custom designs, HoloLam Plus

laminates are process-friendly, print-

receptive and engineered to meet or

exceed ISO/IEC 7810 peel strength for

secure and non-secure transaction cards.

For more information, visit www.itw.com.

Klöckner Pentaplast Launches First Natural Fibre Filled Film

Klöckner Pentaplast has expanded its

portfolio by introducing Pentadecor Films

made of Resysta. This product is the first

rice husk and polymer composite film.

It is less than one millimeter thick and

can be laminated on a variety of surfaces

for indoor and outdoor applications. It is

sandable to a smooth wooden finish and

can be refined in a variety of colors. A

direct pigment application on the surface

ensures a long lasting UV-resistance.

The film is available in reels and formats.

Considering customers’ specific needs,

further material developments and

customization are possible.

For more information, visit

www.kpfilms.com.

MasterCard Puts New Fraud Prevention Tool into Hands of Small Business Owners

MasterCard has launched Simplify

Controls, allowing small- and medium-

sized businesses to control, prevent and

monitor e-commerce transactions in

real time. The solution, a complement to

payments platform Simplify Commerce,

helps businesses maximize online sales

by letting legitimate orders through and

keeping fraudulent transactions out. With

a mobile app and desktop dashboard,

merchants can customize their fraud

settings, such as transaction size, country

of origin and repeat transactions. Simplify

Controls then auto-declines transactions

to meet their risk tolerance and provides

merchants with smart alerts so they can

stay on top of potentially fraudulent

activity.

For more information, visit

www.mastercard.com.

Matica Launches New Retransfer Printer for Oversized Cards

Matica Technologies AG has launched

XL8300, a retransfer printer that spe-

cializes in exceptionally high-quality

card applications for oversized cards

for the events industry. The XL8300 will

complement Matica’s comprehensive

portfolio by offering the ever-growing

events sector a portable solution that

issues non-standard, wide format cards

with high-caliber printing. As an addi-

tional security feature, the XL8300 can

print logo, text and images with UV ink.

For more information, visit

www.maticatech.com.

Mühlbauer Group Launches Instant Issuance Solution for Banking Cards in Germany

The Mühlbauer Group recently launched

the new card personalization system

SCP-I, designed for the instant issuance

of banking cards. In combination with

the software MB XenoFast, Mühlbauer

provides a comprehensive solution for

banks to issue new cards or replacements

within only minutes, thus saving costs

and increasing customer satisfaction. The

system is compact with a small footprint

and can be easily placed even in smaller

offices or branches for a reasonable price.

For more information, visit

www.muehlbauer.com.

Placard Receives UnionPay Accreditation in Australia

Placard Pty Ltd. has received UnionPay

International certification for its Australian

manufacturing plant and personalization

bureau. This accreditation is a major

step in being able to service the future

requirements for existing customers, as

well as others in the Australasia region

and beyond. Placard recently launched

the Australia Post Load&Go China

UnionPay prepaid card across Australia

Post outlets country-wide, as well as

being readily available via the Australia

Post website.

For more information, visit

www.placard.com.au.

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23w w w . i c m a . c o m

PLI, Smartrac and NXP Join Forces to Ramp Up Security

Plasticard-Locktech International (PLI)

has signed a large-scale and long-term

supply agreement with Smartrac,

featuring NXP MIFARE ICs. For Smartrac,

the agreement means a breakthrough

in the global hospitality, leisure and

entertainment market, while PLI and

its customers will benefit with product

capability, quality and security. Smartrac

will start delivering tens of millions of

RFID products to PLI for use over the

next several years. The scope of supply

includes genuine, secure Smartrac

PRELAM inlays for contactless access

cards, wearables, gift and loyalty cards.

With Smartrac inlays using MIFARE ICs

from NXP, PLI will be able to provide a

gapless proof of authenticity and origin

for their contactless cards and products.

Hence, PLI’s customers will benefit from

a new level of credential quality, security

and reliability from their RFID-based

products, without harming any intel-

lectual property rights of Smartrac.

For more information, visit plicards.com

and www.smartrac-group.com.

Signature Card Rebrands as Valerian Technologies

Signature Card has rebranded as

Valerian Technologies, which provides

retailers and marketers throughout

North America with full-service design,

production, personalization, custom

printing and data management for gift,

loyalty and membership card programs

that strengthen consumer engagement.

The company’s Dallas area headquarters

houses all card and data production,

collateral printing, specialty packag-

ing and a dedicated fulfillment center

with online portal connectivity. From

standard card and packaging options to

multipack and specialty enhancements

designed to provide distinctive look-

and-feel features, Valerian Technologies’

complete range of services includes kit-

ting, fulfillment and distribution.

For more information, please visit

valerian-tech.com.

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24 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

industry news

Photo-Based Card Bill Payment App Launched

There’s a new bill-paying app that’s

launched to help consumers pay bills

with their plastic, without needing

the plastic present. That’s the concept

behind Plastiq, the new iPhone app that

enables users to simply take a photo of

a bill in order to pay it. Once that image

is captured, the app allows consumers to

choose their preloaded card to make a

payment and allows them to select how

much they want to pay and when. For

regular bills that occur at the same time

every month, Plastiq can also send users

notifications about when their bills are

paid. The app can also step in and act as

a payment method for companies that

normally do not accept card payments

and pay on behalf of the app user. Plastiq

charges a 1–2.5 percent service fee.

Turkey Launches New Card Payment System

Turkey has introduced its own card

payment system, called TROY, and the

nation is setting its sights on becoming

a cashless society by 2023. TROY has

completed its first transaction and all

POS terminals, ATMs and e-commerce

websites in Turkey are ready for the

cards and further transactions.

Debit, ATM Cards to be Chip-Based in Thailand

All newly issued ATM and debit cards in

Thailand will be chip-based as opposed

to magnetic-stripe cards, while the exist-

ing 60 million magnetic-stripe cards will

be migrated to chip cards by the end of

2019. More than 40 million of the total

60 million magnetic-stripe cards are

debit cards, with the remainder serving

solely as ATM cards.Thailand will be

the third country in Asean to implement

chip-based debit and ATM cards, after

Singapore and Malaysia.

SBV Urges Banks to Switch to Chip Cards in Vietnam

The State Bank of Vietnam has instructed

banks to quickly carry out a plan to

convert all magnetic stripe cards into

chip cards to prevent fraud. Late last

year the central bank announced that all

ATM cards would be EMV-standard chip

cards by 2020 to ensure safety for banks

and their customers and reduce risks in

e-commerce for both buyers and sellers.

According to the latest statistics, there

are 90 million cards issued by 43 banks,

of which 80 million are ATM cards and

most cards did not meet international

security standards.

Astana Public Transport Introduces Smart Card Payment System

Astana Cards recently became available

for public transportation services in

Astana. These cards are part of the new

Astra Plat payment system for public

transport, which has been introduced

for express and suburban routes and all

city routes.

Contactless on the Rise in the Netherlands

Some 15 million contactless cards

were in circulation in the Netherlands

in 2015, equivalent to 45.5 percent of all

payment cards, according to research

from Timetric. ABN Amro Bank added

contactless function to all its payment

cards in December 2015. Similarly, ING

Bank and Rabobank are replacing their

existing cards with contactless-enabled

payment cards. Banks and telecom

operators are also introducing contact-

less mobile payment solutions to their

customers, according to the firm.

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25w w w . i c m a . c o m

ICMA is excited to announce that seven individuals recently

passed the ACE-A (Advanced Technologies) exam and four

individuals recently passed the ACE-M (Manufacturing) exam.

ICMA’s ACE certifications are the only industry-wide and global

certifications that recognize advanced knowledge in card

manufacturing and personalization and fulfillment. The ACE

designation validates expertise and distinguishes individuals

as industry experts while showcasing their knowledge to their

companies and client base.

There’s a lot of competition in the card manufacturing and per-

sonalization/fulfillment industry, but the ACE-M (Manufacturing),

ACE-P (Personalization), and ACE-A (Advanced Technologies)

designations will set you apart.

The next training and exam sessions will take place at CardTREX

North America and CardTREX Europe.

ACE training will take place at CardTREX North America, with

ACE-M training on September 26 from noon to 6 p.m., ACE-P

training on September 28 from noon to 6 p.m. and ACE-A training

on September 29 from 8 a.m. to 2 p.m. The ACE-M exam will

take place from 1-4 p.m. on September 28. The ACE-P exam will

take place from 8-11 a.m. on September 29 and the ACE-A exam

will take place from 8-11 a.m. on September 30.

At CardTREX Europe, ACE-M training will take place from

1-7 p.m. on 12 October and ACE-A training will take place from

noon to 6 p.m. on 13 October, with the ACE-M and ACE-A exams

starting at 1 p.m. on 14 October.

For more information and to sign up for the ACE training and

exams, visit cardtrex.org or call 609-799-4900.

Through hard work and dedication, the individuals listed

below successfully passed their exams. Congratulations to the

new ACEs!

ICMA Announces New ACE Designees

ace news

ACE-AJim Colleran

CPI Card Group

Laura Faria PPG Industries

Barry Mosteller CPI Card Group

Terry Schindler Q-Card

Dori K. Skelding Visa International

Eric Virostek Giesecke & Devrient America, Inc.

Tim Weatherill Klöckner Pentaplast

ACE-MBarry Gilbert

H.W. Sands Corp.

Donald Lance ITW Security and Brand Identity Group

Tim Mullen Gans Ink & Supply Co.

Diana Walter CPI Card Group

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26 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

ICMA is excited to host CardTREX, a regional journey for card education. Formerly known as

the ICMA North American Workshop and the ICMA EuroForum, CardTREX North America and

CardTREX Europe offer enhanced educational and networking opportunities in unique settings

for learning and exchanging ideas with your industry peers.

September 27-28, 2016 Sheraton Chicago O’Hare Rosemont (Chicago), Illinois, USA

MEET OUR CHAIRS

Jim Cooney Michael Dorner

Senior Vice President, COO CEO

CPS Cards Variuscard GmbH

CardTREX North America CardTREX Europe

EXHIBITORS AS OF PRESS TIME:Tuesday, September 27, 2016

8:00-8:30am Breakfast/Networking Zone Open

8:30-9:15am Global and North American Card Market Trends – Al Vrancart, ICMA Founder and Industry Advisor

9:15-10:00am Card Design within a Secure Manufacturing Environment – Megan Anthony Bogard, CPI Card Group

10:00-10:30am Break/Networking Zone Open

10:30-11:15am Crucial Updates You Need to Know in Card Lamination – Bill Crawford, Klöckner Pentaplast

11:15am-12:15pm Speed Share

Manufacturers will have the chance to hear about our Exhibitors’ latest and best products in

this fast moving Speed Share session.

12:15-1:15pm Lunch

1:15-2:00pm Fundamentals of Contactless Technology in ISO Cards – Thomas Decker, SMARTRAC

Technology Group

2:00-3:30pm Transact!

This is not your typical roundtable discussion! We are shaking things up so you can have

enhanced interaction with your peers on topics that matter to you and your region.

3:30-4:00pm Break/Networking Zone Open

4:00-4:45pm What’s Involved in Personalizing EMV Chip Cards? – Victor Chan, TechTrex

6:00pm Offsite Dinner

Wednesday, September 28, 2016

8:00-8:30am Breakfast/Networking Zone Open

8:30-9:15am Updates in Personalization Technologies – David Tushie, Magellan Consulting, Inc.

9:15-10:00am Challenges and Opportunities in the Gift Card Space – Karen Brooker, ABnote NA

10:00-10:30am Break/Networking Zone Open

10:30-11:15am LED Curing of Offset Printing – Tom DeBartolo, Gans Ink and Hans Ulland, Air Motion Systems

11:15am-12:00pm Embossing – Still Relevant in a Digital World – Jim Cooney, CPS Cards

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September 27-28, 2016 Sheraton Chicago O’Hare Rosemont (Chicago), Illinois, USA

13-14 October, 2016Intercontinental Wien

Vienna, Austria

EDUCATION

The CardTREX events provide dynamic educational presenta-

tions showcasing the interests and issues within each specific

region. Attendees will learn from leading industry experts

while sharing best practices with industry peers. ICMA will

also host ACE training and exams during both events. For

more information about ACE, see page 25.

NETWORKING

ICMA is creating an innovative and interactive exhibit area to

give companies more exposure. Attendees will join exhibitors

within the Networking Zone during meals and breaks. Only

these exhibitors will have an opportunity to promote their

best product during the Speed Share session, which offers

a fast-paced networking session in an intimate setting. ICMA

is also shaking up roundtable discussions with Transact!

to better foster interaction among attendees with regard

to topics that matter most to them. For more information,

contact Diane Webster-Sweeney at [email protected].

REGISTRATION

Non-members can register for $825, with members receiving

a 30 percent discount at $575. Groups of three or more people

receive discounted pricing. To learn more, call 609-799-4900

or visit cardtrex.org.

HOTEL INFORMATION

The 2016 CardTREX North America venue is the Sheraton

Chicago O’Hare, located minutes from the airport. To book

your room, visit cardtrex.org or call 1-888-627-8117 to contact

the hotel directly.

CardTREX Europe’s 2016 venue is the Intercontinental Wien,

located in Vienna’s city centre with views across the Stadtpark.

Book your room by 21 September for the guaranteed rate of

€195,00 by visiting cardtrex.org or calling +43 1 711 22 62 to

contact the hotel directly.

EXHIBITORS AS OF PRESS TIME:Thursday, 13 October 2016

8:00-8:30am Breakfast/Networking Zone Open

8:30-9:15am Global Card Production & Personalisation Issues and Strategies – John van den Bulcke, Agfa-Gevaert N.V.

9:15-10:00am Pros and Cons of Digital Offset Printing for Card Production – Michael Dorner, Variuscard

10:00-10:30am Break/Networking Zone Open

10:30-11:15am Transparent Card Manufacturing – Deniz Celebiler, Printcolor Screen Ltd.

11:15am-12:15pm Speed Share

Manufacturers will have the chance to hear about our Exhibitors’ latest and best products in this fast

moving Speed Share session.

12:15-1:15pm Lunch

1:15-2:00pm A Shortcut for Secure Contactless Application on Smart Wearable – Ren Sun, Infineon

2:00-3:30pm Transact!

This is not your typical roundtable discussion! We are shaking things up so you can have enhanced

interaction with your peers on topics that matter to you and your region.

3:30-4:00pm Break/Networking Zone Open

4:00-4:45pm Fundamentals about Contactless Technology in ISO Cards – Thomas Decker, SMARTRAC Technology Group

6:00pm Offsite Dinner

Friday, 14 October 2016

8:00-8:30am Breakfast/Networking Zone Open

8:30-9:15am Detection Methods for Premature Spontaneous Rupture in Printed Multi-Layer Plastic Cards –

Mr. Bartosz Niewiadomski, Fogra

9:15-10:00am Smart Tiger: A New Value Proposal for Card Manufacturers – Olivier Lardy, StarChip

10:00-10:30am Break/Networking Zone Open

10:30-11:15am Updates in Personalization Technologies – David Tushie, Magellan Consulting, Inc.

11:15am-12:00pm General Session

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28 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

VFP INK PROUD TO SUPPORT ICMA

VFP Ink Technologies is a platinum-level supplier member of

International Card Manufacturers Association (ICMA), meaning

that the company has committed to a high level of support of

ICMA activities in 2016.

VFP Ink Technologies’ core activity is to design and manufacture

high-tech industrial inks and varnishes for screen printing. The

company is based in Europe, with worldwide distribution. It offers

wide ranges of inks and varnishes dedicated for laminated PVC

cards with high innovative products and new technology to meet

its customers’ requirements like UV water-based AQUACARD,

UV UVICARD and its IR BLOCKING, which can enhance the

production capacity and bring more technical solutions.

VFP Ink Technologies has been supporting ICMA for several

years. The company believes supporting ICMA is a great op-

portunity to improve its solutions to customers and know more

about their needs.

“ICMA is the major worldwide cards association and as an ICMA

member we have increased our products efficiency and our com-

pany visibility inside the international sphere,” Sébastien Petit,

sales director at VFP Ink Technologies, said. “When we became a

member a few years ago, it wasn’t only about exploring the op-

portunity to meet new people from the sector, but also to better

meet the expectations of the whole cards industry. We are very

proud to support ICMA and reach platinum level sponsorship.”

For more information about VFP Ink Technologies, visit

www.vfp-ink-technologies.com.

ICMA’s Supplier Recognition Program showcases suppliers who

make a significant investment in the association. Supplier mem-

bers help ensure ICMA’s education and other benefits continue to

bring tremendous value and impact to card manufacturers and

personalizers. For more information about the program, contact

Diane Webster-Sweeney at 609-799-4900 or [email protected].

association news

Check Out ICMA’s WebinarsAs a member benefit, ICMA hosts live webinars featuring industry leaders and ex-perts delivering virtual presentations. Participants can listen to each presentation via a conference call portal and watch each corresponding PowerPoint presentation live online. Participants have the opportunity to post questions during the live presentation.

The most recent webinar featured Karen Brooker, vice president of sales for ABnote North America, who discussed gift card trends including macro retail trends, the impact of those macro trends on the gift card market and helping merchants stay relevant.

Brooker has more than 20 years of experience working for manufacturers and solutions companies in the credit card industry, both in operations and sales roles. She has counseled major retail card issuers and processors on issues of card design and innovation, as well as card program execution.

Each webinar is recorded and provided on the Webinar Archive page in the My ICMA portal link at www.icma.com.

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29w w w . i c m a . c o m

marketplaceSAVE THE DATE!

2017 ICMA EXPO March 27-30, 2017

Renaissance Orlando at SeaWorldOrlando, Florida

ICMA is excited to announce the date of

its 2017 EXPO. The event will give ICMA

members exposure to advanced technol-

ogies and payments service providers,

while continuing to offer educational

tracks that will meet the needs of all

ICMA members.

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ART-Line Projekt GmbH .........................24

Barnes International .................................9

Bürkle North America .............................12

ITW Brand Identity ....................................5

Graph-Tech USA ....................................21

Magellan Consulting ...............................29

Melzer Maschinenbau GmbH .................23

Mühlbauer High Tech International.........11

index of advertisers

Pittsburgh Embossing Services .............29

Sun Chemical ...........................................2

VFP Ink Technologies .............. Back Cover

VTT GmbH ..............................................19

30 C A R D M A N U F A C T U R I N G | A U G U S T 2 0 1 6

industry calendar

© 2016 ICMA. All rights reserved. Reproduction without permission is prohibited. Printed in U.S.A.

SeptemberCardTREX North America September 27-28, 2016

Rosemont, Illinois

Sheraton Chicago O’Hare

OctoberCardTREX Europe 13-14 October, 2016

Vienna, Austria

Intercontinental Wien

SmartCards Expo 2016 October 19-21, 2016

New Delhi, India

NovemberTrustech (CARTES) November 29 -

December 1, 2016

Cannes, France

2017 ICMA EXPOMarch 27-30, 2017

Renaissance Orlando

at SeaWorld

Orlando, Florida

2016

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M A R K Y O U R C A L E N D A R S !

S E P T E M B E R 2 7-2 8 , 2 0 1 6 • R O S E M O N T , I L L I N O I SS H E R AT O N C H I CAG O O ’ H A R E

1 3 -1 4 O C T O B E R , 2 0 1 6 • V I E N N A , AU S T R I AI N T E R C O N T I N E N TA L W I E N

For more information or to register, visit www.cardtrex.org or email [email protected].

Join us this year at the newly launched CardTREX North America and CardTREX Europe.

CardTREX is ICMA’s newest way of creating an educational journey through the changing card market landscape. Formerly known as the North American Workshop and EuroForum, CardTREX North America and CardTREX Europe will offer the same exceptional learning and networking experiences that the industry has come to expect from ICMA.

At CardTREX, ICMA will provide manufacturers, personalizers, suppliers and issuers with opportunities, strategies and solutions that specifically pertain to the regions where they work.

Both CardTREX events are a day and a half and include enhanced networking opportunities, as well as ACE certification training and exams.

CardTREX North America will take place September 27-28 at the Sheraton Chicago O’Hare in Rosemont, Illinois. CardTREX Europe will take place 13-14 October at the Intercontinental Wien in Vienna, Austria.

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