Romy Buchari

Group Head, Shariah Banking

The Role of Islamic Banking in Community Development Maybank Indonesia Experiences

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020)

25 November 2020

Outline

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Shariah First

Maybank in Community Development – Role & Experiences

Moving Forward

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8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

Development of Shariah Business in Maybank Indonesia

Asset

(In IDR)

GLOBAL BANKING

42%

BUSINESS BANKING

29%

RETAIL 29%

Financing by Segment(2020)

Shariah First

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Contribute 21.52% to Maybank Asset. Highest in nation

Diversified strategic GB

portfolio Eg: infrastructure, mining,

aviation, construction, airport & seaport management,

plantation, manufacturing and pharmaceutical

Leveraging Maybank Indonesia

Network 344 Office Channeling (LS); 14

Shariah Branches, 2 subbranches

The Best Bank in Running Islamic Financial System

2020

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

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Maybank in Community Development Role & Experiences

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In line with our mission of "Humanising Financial Services" to always be in the midst of the community and

grow with the community.

Community Based Innovation

Building Partnership with Trusted and Reputable NGO & Strategic collaboration in government project to Support SDG’s

Islamic Finance Literacy for Community Groups and Campus

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

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Providing relevant financial services

anytime anywhere

With online account opening

Shariah Account

Opening with

Video KYC

EduPlan

iB/MyPlan

Promo iB

Sharia Time Deposit

with Competitive

profit sharing

Hajj

Registratio

n Online

Special Product

Go Cashless with QR PAY

E-Wallet Top-Up E-Commerce Payment

Community Collaboration

• Free Online Transaction Fee

• Free of charge for cash withdrawal

at any domestic ATMs ( other Bank’s

ATM, ATM Bersama/Prima/ALTO

network)

• Free Personal Accident sharia

insurance contribution (premium) of

20x balance from the previous month,

maximum IDR2 Billion

• Free Administration Fee

• Free of charge for cash withdrawal

at any domestic ATMs (other Bank’s

ATM, ATM Bersama/Prima/ALTO

network)

• Free of charge for interbank online

transfer, SKN, RTGS via Maybank

App or Maybank2u.

• Free Administration Fee

• Sharia life insurance benefits 3x the

amount balance, max compensation

IDR500 mio & personal accident

insurance 10x the amount balance,

• Covered with Covid-19 life insurance

Maybank in Community Development Role & Experiences

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

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Hospital Dompet Dhuafa

Qardhul Hasan

CWLS – BWI- Kemenkeu

Qardhul Hasan Qardhul Hasan

Productive Financial Assistance

Financial Assistance for Support Dhuafa Business

Maybank in Community Development Role & Experiences

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

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2 Maybank in Community Development Role & Experiences

Maybank Goes To Campus

Community Groups

Islamic Community

Alumni Community

Nouman Ali Community

Fashion Community

Social Community

Universitas Darussalam Gontor (UNIDA)

Politeknik Negeri Banjarmasin

Universitas Muhammadiyah Makasar

Universitas Ibn Khaldun

Ikatan Bisnis Mahasiswa (IBISMA) -

Universitas Islam Indonesia

Organization

Exclusive Research Camp – Maybank Syariah & Tazkia

8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

8 8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020

3 Moving Forward A Sustainable effort

Global player in the industry

Global presence, bigger slice of pie, key contributor

to economic growth

Unique Shariah Proposition

Eg:Leasing iB, RPSIA, PYD, Supply Chain Financing

Government Support on Demand Side

Eg: Captive Market eg SOE’s

Digital Banking Platform

Shariah Awareness

Shariah for All

• Education & Literacy

• Demystifying & Correcting misperception

Optimizing synergy with strategic partnership

to collaborate in sustainable community empowerment program

Prioritize utilization of Dana Kebajikan, Zakat, Wakaf for Ummah & Community Growth

9 8th ASEAN Universities International Conference on Islamic Finance (AICIF 2020) - 25 Nov 2020