The Senior Voice - November 2007

GhostTown

In NorthernColorado

LongsPeakPioneer

Climbers

OutlawsIn Early

Colorado

Skiing Steamboat

Springs

TheHope

DiamondOwner from

Colorado

Outlawin theEarlyWest

Kid Curry inWyoming and

Colorado

Womanon the

FrontierAugusta Tabor

Money &Health

VOICEThe Senior

No ve m b e r 2 0 0 7Local Attractions • Scenic Places • History • Money • Health • News

2 • November 2007 • The Senior Voice

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The Senior Voice • November 2007 • 3

VOICEThe Senior

Published Locally Since 1980

VOL. 27, NO. 12

email [email protected]

PUBLICATION INFORMATION

The Senior Voice newspaper has beenpublished locally the first of each monthsince 1980 for residents age 50-plus.

ADVERTISINGAdvertising is sold by fractions of a page:One full page, 1/2 page, 1/4 page, etc. Addeadlines vary for publication the first ofeach month.

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EDITORIAL DEADLINEAnnouncements and stories must bereceived by the 10th of the month.

LETTERS TO THE EDITORThe Senior Voice welcomes readers' lettersand contributions. Enclose a self-addressedenvelope and return postage to: The SeniorVoice, 1471 Front Nine Drive, Fort Collins,CO 80525, or email [email protected], single-spaced manuscripts arepreferred. The Senior Voice assumes noresponsibility for damaged or lost materialsubmitted by readers.

© Copyright 2007The Senior Voice

EDITORIAL OFFICE:

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No material may be reproduced by anymeans without permission of the publisher.

Dr. William Lambdin, Publisher

By Bill Lambdin

Evalyn Walsh McLean was anowner of the famous Hope

Diamond and daughter of a pioneerColorado gold miner.

Some people believed thelegendary curse associated with thatdiamond ruined her life. She mayhave believed it herself.

Though beautiful and wealthy, herlife was a series of tragedies. Hernine-year-old son was killed in anaccident. Her 25-year-old daughterdied of an overdose of sleeping pills.Her granddaughter died from alcohol-barbituate poisoning, and her husbanddrank himself into insanity.

Evalyn’s story began in 1878 inLeadville, Colorado, where her father,Tom Walsh, prospected for gold aftercoming to America from Ireland atage 19. Tom didn’t find much gold inLeadville, but he did find a beautiful,young school teacher named CarrieReed.

Carrie had developed a fine figureand regal carriage by walking aroundher house for years balancing a glassof water on her head. Other youngwomen used to do similar things.

For Carrie, it proved to be espe-cially beneficial. When Tom laterstruck it rich and they lived amongthe social elite in Washington, D.C.,Carrie’s grace was the envy of everywoman in the nation’s capital.

But before they struck it rich, Tom

and Carrie lived in a boxcar atLeadville, sometimes barely havingenough to eat while raising their twochildren, Evalyn and Vinson.

In 1894 the young family movedfrom Leadville to Ouray, and Tombegan to get lucky. He realized thatprevious gold miners in Ouray, intheir wild haste for riches, had over-looked veins of tellurium thatcontained gold.

He bought up several old claimsfor a low price and began processingthe ore. His Camp Bird Mine wasproducing $4 million a year by 1900,and his family was rich beyond theirwildest dreams.

Camp Bird became the secondrichest gold mine in the United States,next to Cripple Creek’s Portland Minewest of Colorado Springs. Tom sold hismine in 1902 for over $5 million, andthe family moved to Washington, D.C.

There they lived among thewealthiest people in America.President McKinley made Tom acommissioner to the Paris Exposition,and Carrie was a sensation every-where they went.

Evalyn led a charmed life as ayoung woman. She had her mother’sbeauty and grace. She married one ofthe most powerful men in America,Ned McLean, the son of the owner ofthe Washington Post newspaper, andhad two lovely children.

She had a passion for expensivejewelry and bought the Hope

Diamond for $154,000. Its legendaryhistory said France’s King Louis XIVonce owned the 67-carat blue gem ofIndia and that Marie Antoinette hadworn it.

Marie Antoinette’s life ended intragedy, and so did the lives of severalother people who had owned thediamond, according to legend. Evalynbought it, and not long after, tragedyovertook her life.

The diamond probably hadnothing to do with it. But Evalynwrote a book, “Father Struck It Rich,”in which she said wealth and powerhad not brought her happiness.

She spent her later years alone andlonely, depending on drugs andalcohol for a will to live. After shedied in 1947, jeweler Harry Winstonbought the diamond for $1.1 millionand in 1958 offered it to theSmithsonian Institution, where it canbe seen today.

A replica of the gem hangs in theOuray, Colorado, museum near amagnificent life-size painting of ayoung, happy Evalyn and her twochildren. The cover photo for thisissue of Senior Voice shows Evalyn inthat painting.________________COVER PICTURE: A Portrait ofEvalyn Walsh McLean that hangs inthe Ouray, Colorado, museum. SeniorVoice photo. You can read The SeniorVoice online each month atwww.theseniorvoice.net ■

She Had the Hope Diamond

Ouray’s Beaumont Hotel in the late 1800s. Colorado Historical Society.


Member of ButchCassidy’s Gang

By Peggy Hunt

Harvey Logan was a member ofButch Cassidy’s Wild Bunch in

the late 1800s and continued hisoutlaw career after Cassidy left forSouth America.

At one time, Logan was the mostwanted outlaw in Colorado andWyoming. He went by the nick-name of Kid Curry, thoughresearchers do not know why heused that nickname.

Born in 1867, probably in Iowa,Logan was only about five feet-nineinches tall as an adult but was saidto be very strong. He had a quicktemper and shot several men whilerobbing banks and railroads,stealing cattle and horses, andgetting into fights for no goodreason. Some called him the “tigerof the Wild Bunch” because of histemper.

Among the trains Logan robbed

with other gang members was onenear Wilcox, Wyoming, southwestof Casper in 1899. He might havebeen the one who shot the Caspersheriff who was chasing them with aposse, which the outlaws managedto elude.

A year later, Logan was atanother train robbery 50 miles westof Rawlins, Wyoming, at a placecalled Tipton. Lawmen chased thebandits as far as Baggs but again lostthem.

Their hiding places includedBrown’s Hole, a remote canyon areain northwestern Colorado that isnear today’s Dinosaur NationalMonument. Cassidy worked onranches there as a young man,before he became an outlaw, andknew the area well.

Another hideout was the Hole-in-the-Wall northwest of Casper, about30 miles west of present Kaycee,Wyoming. That area was big enough

Wild Bunch member Harvey Logan with his girlfriend, AnnieRogers. Colorado Historical Society.

for outlaws to hide stolen cattle andhorses, and it was so remote that nosettlers lived there.

Butch Cassidy’s last robbery inthe U.S. was probably a bank atWinnemucca, Nevada, in 1900,where he and the gang stole over$32,000. Cassidy, the Sundance Kidand girlfriend Etta Place left forSouth America soon after that.

Harvey Logan was with Cassidyand the gang at Fort Worth, Texas, in1900 when they were dressed up fora gang member’s wedding and, on awhim, had their picture taken. Thatpicture was widely circulated amonglawmen and on wanted posters,making it difficult for the gang tocontinue robberies.

But Logan did continue for a fewmore years, forming his own groupafter Cassidy left. He had enoughmoney to travel and stay at expen-sive hotels in Denver and elsewherewith his girlfriend, Annie Rogers.

Annie was a young, good-looking woman in Fort Worth whereshe worked as a prostitute. Thatdidn’t bother Logan. He took her ontrips and stayed at expensive hotelsin Denver and other places. In 1901they traveled throughout the South.

While in Nashville, Tennessee,Annie tried to exchange some stolen

bills at a bank and was arrested.Some researchers say Logan wentall the way to Rawlins, Wyoming, todig up stolen money and hire alawyer for Annie.

She was released after she saidthe money was given to her by aformer boyfriend and she didn’tknow it was stolen. Logan was latercaught and thrown in jail atKnoxville, Tennessee. He soonescaped and was back on the outlawtrail.

Some said Annie later showedup as a prostitute in Lander,Wyoming. Others said she went toSt. Louis, Missouri, and worked in adepartment store her brother owned.No one really knew.

No one knew when HarveyLogan died either. Some think it was1904 during a train robbery atParachute, Colorado, nearBattlement Mesa east of GrandJunction.

Pinkerton agents saw photos ofan outlaw killed during that robberyand believed it was Logan. Theyalso said the robbery was done intypical Wild Bunch fashion.

If Logan died there, it was a suit-able end for a foolish life. Therobbers held up the wrong train atParachute and got no money. ■

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MedicarePart D

Drug PlansThe average premium increase for

Medicare Part D drug insurance willbe almost 9 percent next year, accordingto federal Medicare officials.

They said the average insurancepremium will be $40 a month. Theaverage premium for 2007 was $36.81a month.

Some insurance companies willincrease their premiums above theamount Medicare will pay for “dual eligi-bles,” those eligible for both Medicareand Medicaid, whose premiums aresubsidized by the government.

As a result, the government willswitch those participants to other insur-ance companies that have lowerpremiums. That means over 1.5 milliondual eligibles will be automaticallyassigned to a different insurer; and thatmight cause concern for some partici-pants if the new insurer does notprovide the benefits or drugs they need,or the switch does not occur soonenough for participants to get drugswhen they need them.

Medicare officials say they will tryto assign those participants to plans that“are right for them.” Dual eligibles canstay with the plan they had if they wantto pay the difference between what thegovernment pays and the insurercharges.

Medicare Part D participants canchange insurance plans betweenNovember 15 and December 31 eachyear. Government officials say partici-pants in every state will be able to findat least one insurance company offeringmonthly premiums of $25 or less fornext year.

But companies with the lowestpremiums do not necessarily saveparticipants money, says Robert Hays atthe Medicare Rights Center, a consumeradvocacy group. Some companies offerlow premiums but require high out-of-pocket costs or provide “paltrybenefits,” said Hays.

He also said there still will be far toomany insurance plans to choose from,causing confusion among some partici-pants. The entire Part D program needsto be simplified, he said.

Over 60 percent of participantscurrently are enrolled with just fiveinsurance companies. Those companiesintend to raise premiums and limitsome access to brand name drugs. Sothe $25 premiums might not meanmuch to many participants. ■


By Peggy Hunt

In 1860, Augusta Tabor was oneof the first woman in Colorado

during the gold rush.Her husband, Horace, later

struck it rich and became thestate’s most famous millionaire.But in the early years, Augusta andHorace struggled to make a living,operating a small general store andboarding house at Leadville andother mining camps.

Augusta cooked, took inlaundry and did whatever shecould to survive. She later wroteabout those lean years and what itwas like being among the earlysettlers in Colorado:

“I was the first woman inCalifornia Gulch,” she recalled.“In the winter, when everythingwas frozen up, there was nomining and the men who had alittle means would go out (toDenver) and spend all theirmoney...

“Really, the women did more inthe early days than the men. There

was so much to do, the sick to takecare of.

“I have had so many unfortu-nate men shot by accident, broughtto my cabin to take care of. Therewere so many men who could notcook...and would insist uponboarding where there was awoman, and they would boardthere all they could...

“I never saw a country settledup with such greenhorns... Theywere mostly from farms and someclerks.

“They were all young men from18 to 30. I was there a good manyyears before we saw a man withgray hair.

“They thought they were goingto have a second California. Theygathered all the knowledge theycould from books...Thousandsturned back...

“I have been taken along as abody guard a great many timeswhen (my husband) was going toDenver with treasure, because hethought he would not be so liableto be attacked. I have carried gold

A Woman on the Frontieron my person many a time.

“He would buy all the gold hecould and we would carry it downourselves rather than trust theexpress, because our express wasoften robbed.

“I have gone across theMosquito Range with him onhorseback. Then we had no road atall.

“I had the gold in buckskin,then put in gunnybags, laid on thehorse and then my saddle put onover the blanket...There would benothing visible but the saddle. Ifanyone came along, they wouldrather search him than me.

“There were some miles thatwe could not ride our horses onaccount of the wind. It blew sofiercely. We had to have ourclothes tied on firmly. In someplaces, it was so steep we had tohang onto our horses’ tails...”

Augusta was a strong, bravewoman who, as she said, did morework than most men in the miningcamps. Unfortunately, after herhusband struck it rich, he left her

Augusta TaborColorado Historical Society.

for a younger woman.She spent the rest of her life

wealthy and in comfort, but thehard years in mining camps hadmade her old before her time.

Life was difficult—and seldomromantic—for the women whosettled Colorado. ■

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Medicare Premiums for 2008

The basic Medicare Part B premium(for doctor coverage) will increase

to $96.40 a month in 2008, up 3.1percent from 2007, said federalMedicare officials.

The Part B deductible will increaseto $135 in 2008, up from $131 in 2007.The deductible for Part A (hospitalcoverage) will increase to $1,024 in2008, up from $992 in 2007. There isno monthly premium for Part A.

These small increases are goodnews for Medicare participants, say

many analysts. But some say partici-pants in the Part D drug programmight get some surprises in 2008when insurance companies in thatprogram increase drug costs.

Insurers often raise drug pricesafter participants sign up for a plan,said Consumers Union analyst BillVaughan. Such increases sometimesdefeat the purpose of shopping for alow-cost insurer every November andDecember (when Part D participantscan change insurers). ■

Change U.S. Health System?

Arecent nationwide poll by the LosAngeles Times shows that 53

percent of those surveyed support agovernment-run health system likeMedicare for all Americans.

Respondents see healthcare as thetop domestic issue in the 2008 presi-dential election. Many said they werestuck in a job they didn’t like just tohave company health benefits.

Support for tax breaks to makehealth insurance more affordable was

about split, with 44 percent supportingit and 45 percent opposing it.

The poll also showed that approvalratings for Congress and PresidentBush have declined. Respondents gavethe President a 35 percent rating;Congress a 22 percent rating.

Most of the Democrats respondingsaid Congress has supported PresidentBush’s Iraq war policies too much.Congress should have questioned thosepolicies more, they felt. ■

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market,” although only a handful do.It starts by getting us to define our

needs—our retirement spendingtargets—at levels that are far abovewhat we can safely afford. Somewizards assume we will spend thisamount regardless of what we actuallyearn on our investments.

Then some add a professionalgloss by using Monte Carlo simula-tions to determine the probability ofsuccess—of our being able to spend atthe targeted rate through our lifetime.This last step allows them to show usthat we can increase the probability ofsuccess by using higher-return (andhigher-risk) assets that just happen toinvolve higher fees and expenses.

Take, as an example, a single 60-year-old man named Joe. Let’s say hehas $500,000 in assets. Assume Joewill live to age 95. Assume also thathe faces no taxes of any kind.

If he chose a smooth and risk-freeconsumption path by investing only inTIPS (Treasury Inflation ProtectedSecurities yielding 2 percent afterinflation), he could spend $20,413 ayear for life. He would have a 100percent probability of success.

Now suppose he visits the wrongfinancial service firm and asks forretirement investing advice. They’llask him what his retirement spendinggoal is. He’ll pick one he likes.Suppose he picks a spending target of$30,000 per year.

What’s Joe’s probability ofmeeting his target if he invests inTIPS? Zero.

Spending $30,000 a year will driveJoe broke for sure. But suppose heinvested in large-cap stocks instead.Since 1926 the real return on large capshas averaged 9.16 percent on an annualbasis. Were Joe able to earn this return,he’d be able to spend $48,264 per year.

But large-cap stocks are volatile.Prices go down as well as up. So whenthe financial service firm uses a stan-dard Monte Carlo portfolio analyzer,the TIPS route fails completely.

Suppose Joe had the misfortuneof investing all his assets in largecaps at the end of 1998. He wouldhave experienced the losses of 1999,2000 and 2001.

Would Joe continue to spend$30,000 per year and remain in thestock market, given that his wealthafter three years dropped from$500,000 to $217,583? Probably not.

Joe may switch to holding justTIPS. He will be forced to live fromthat point on at only $9,469 per year,kicking himself for the rest of his life. The real culprit is the advice hereceived. It never addressed sustain-able consumption. It focused hisattention on the chance of plansuccess. It glossed over the precisenature of the downside. We shouldchoose our fiancial advisers verycarefully. ■

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Here’s How to Handle ProbateBy Ron RutzLegal Correspondent

Q: What is probate anyway? Yousaid anyone is capable of handlingthe process. But I am not anattorney; so I would not have a clueas to how to do it.

A: Probate is merely a process tosettle the legal matters of thedeceased.

In some states, probate involves along, expensive process where theCourt is involved in every step of thesettlement. In Colorado, the Courtempowers the Personal Represent-ative to act and thereafter is notinvolved unless a problem arises.

The forms to start the courtproceeding are readily available onthe internet at http://www.courts.state.co.us/index.htm. For thepreferred probate method known asunsupervised administration, thefollowing forms are needed:

The Application (to start theprocess); the Acceptance (thePersonal Representative saying ifappointed I agree to act); the

Informal Proceedings (order begin-ning the probate and appointing thePersonal Representative); and theLetters (authorization for thePersonal Representative to act).

The forms are very simple to fillout by using the informationcontained in the death certificate andthe Will, plus adding the addressesof the beneficiaries and the PersonalRepresentative.

Those four documents, alongwith the Will and filing a fee of$254 (which includes the cost tocertify seven letters), are filed withthe Clerk of the District Court in thecounty where the deceased resided.Some counties such as Weld Countyhave electronic filing. But as long asan attorney is not involved, an indi-vidual can still file the papers.

In addition to the documentspreviously mentioned, it is also wiseto submit a copy of the Application,Acceptance, and Informal Pro-ceedings, along with seven copies ofthe Letters, so a file-stamped copyof each document can be returnedalong with seven copies of the certi-

fied Letters for the use of thePersonal Representative.

The documents can be submittedto the Court by mail or delivereddirectly to the District Court Clerk. Incase the Clerk cannot process thepaperwork while you wait, give aself-addressed big envelope withsufficient postage, which the Clerkwill use to return to you the processeddocuments. It is wise to make a copyof the Will for your use (but do nottake the Will apart when copying).

After receiving back the docu-ments and the seven certifiedLetters, the Personal Representativeneeds to do the Information (theform is also on the internet) thatnotifies the interested parties that aproceeding has been started. Theoriginal is filed with the Court and acopy is sent to each beneficiarylisted on the Application.

A Notice to Creditors needs to bepublished in a newspaper in theCounty in which the probate is beingdone. The form is on the internetand the publication cost usually runsaround $50. After that Notice is

published, the newspaper will sendan Affidavit of Publication whichneeds to be filed with the Court.

Thereafter, nothing else needs tobe submitted to the Court until theestate is ready to close. That’sright. No Inventory. No reports. NoCourt hearings. No waiting periodbefore bills can be paid and assetsdistributed.

An Inventory is normally givento the beneficiaries of the Will, andthen a Verified Statement (the formis on the internet) is filed with theCourt closing the estate, and copiesof the Verified Statement are sent tothe beneficiaries listed on theInformation.

The probate process is verysimple and straightforward. Whendone by the family, the cost is around$300. Thus, “probate” is a viable andoften desirable choice in Colorado.________________Attorney Ron Rutz will answer ques-tions sent to 2625 Redwing Road,Suite 180, Fort Collins, CO 80526,phone 223-8388, email [email protected]. ■

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LGB Company in Germany and othercompanies.

Models include replicas of UnionPacific trains, Atchison Topeka andSanta Fe, and other lines. TheEricksons have 400 feet of track intheir back yard, with undergroundwiring for sound effects. They havecontrol switches on their back porchthat can run three trains at the sametime.

Rozella is interested in the land-scape and garden that surrounds therailroads. Her theme is a beautifulrose garden with live plants and dwarf

Fort Collins residents ForestErickson and his wife, Rozella,

have an interesting hobby they enjoytogether—a back yard garden railway.

As a boy living in Oklahoma,Forest was fascinated by trains thatran near his home. In the 1940s, heworked for the Colorado andSouthern Railroad before he joinedthe army in World War II.

He and his wife first started withtwo model train engines and nowhave eight large G scale (1/24th lifesize) models with tenders and cars.They were purchased from Lionel,

Railroad Hobby

trees. She also helped construct someof the 20 buildings from kits thatmake up a town and country atmos-

Part of the Ericksons’ back yard garden railway.

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phere for the trains.In his workshop, Forest has built

trestles, a bridge and a six-foot longtunnel. He has a building to keep thetrains in during winter.

The couple belongs to theNorthern Colorado Garden Club andlast year held a tour of their gardenrailway for over 300 people. Theyalso have a beautiful collection ofsmaller toy trains, photos and otherrailroad memorabilia. ■


Bush administration officials wantupper-income Medicare partici-

pants to pay more for Part D drugcoverage, and Senator John Ensign(R-Nev.) is heading a legislativeproposal to accomplish that.

The proposal is similar to legisla-tion recently passed that now requiresMedicare participants with individualincomes above $82,000 a year($164,000 for a couple) to pay higherPart B premiums for doctor care.

An effort to require similar higher

payments for Part D failed earlier, butSen. Ensign thinks it will eventuallypass. He and administration officialssay it would save billions of dollars infederal Medicare expenses.

AARP official John Rother issueda statement saying, “You say it savesmoney and these people can afford it,but it also eats away at the incomes ofseniors. It erodes their sense of thereliability on these federal programs,and it certainly erodes politicalsupport.” ■

Travelers to the Caribbean andLatin America should be aware

of a major outbreak of dengue fevercarried by mosquitoes in thoseareas, say officials with the U.S.Centers for Disease Control andPrevention (CDC).

Travelers should use mosquitorepellant, stay indoors and avoidproblem areas. The dengue, whichcan result in death, causes high fever,nausea, rashes and severe headache.

It has killed nearly 200 people in

Latin America and the Caribbeanthis year, said officials. In Cambodianearly 25,000 people had it, and 300children were killed by it this pastsummer. Indonesia officials esti-mated that over 100,000 people hadit and 1,100 people died from it.

CDC officials say manyAmerican doctors do not recognizethe dengue. People returning from atrip with a fever should tell theirdoctor if they were in a countrywhere dengue is prevalent. ■

Medicare Change Proposed

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If the Medicare Part D drug plan wererun by the federal government

instead of by insurance companies, itwould save money and be more effec-tive, says a report from ConsumersUnion and the Medicare Rights Center,two non-profit consumer groups.

The researchers said the currentPart D plan is unnecessarily costlyboth to Medicare participants andtaxpayers. It also has unnecessarycoverage gaps (the so-called donuthole), is unstable and leaves partici-

pants vulnerable to marketing fraudby insurance companies’ salesmen.

“Day after day we see men andwomen with Medicare unable to getthe medicine they need because of theconfusing and exploitative market-place that dominates the for-profitdrug offerings from private insurancecompanies,” said Robert M. Hayes,president of the non-profit MedicareRights Center. “It’s time for Congressto offer a Medicare-administered drugbenefit option.” ■

Groups Want Part D Changes

Many illnesses are misdiagnosed,and about one-third of America’s

doctors fail to notify their patients ofabnormal test results, according to areport by CNN Medical News corre-spondent Elizabeth Cohen.

She says breast and colon cancerare the most frequently misdiagnosedillnesses. The reason: doctors simplydo not carefully follow screeningguidelines.

The second most frequently misdi-agnosed illness is infection, followed

by heart attacks and clogged arteries. Many misdiagnoses could be

avoided if patients requested followuptests, said researchers. Doctors tend tostick with an initial diagnosis and donot always order additional tests thatwould look for other possibilities.

One nurse said a simple ultrasoundwould have caught her ovarian andendometrial cancers three years sooner,but her doctor did not order it. He kepttelling her heavy, irregular bleedingwas normal with menopause. ■

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Staph InfectionsThe danger of patients getting

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Researchers estimate that nearly19,000 Americans died from it in2005. They also estimate that ofthose who contracted it, nearly onein five died.

The researchers, from the U.S.Centers for Disease Control andPrevention, believe that most of theinfections are caused by doctors,nurses and other healthcare workerswho treat patients and don’t takesimple precautions such as washingtheir hands. Several studies haveshown that hospital workers fail towash their hands properly more thanhalf the time.

The infection also gets transmittedby unsterilized equipment, workers’clothing and other means. Some hospi-tals have greatly reduced infection ratesthrough simple hygiene measures.

But the problem is not limited to

hospitals. Researchers say many staphcases occur in the community, outsideof healthcare centers. Children andathletes are especially vulnerablebecause they get cuts and scrapes,have contact with others, share play-things, locker rooms and other items.

Recently a healthy 17-year-oldhigh school football player died ofstaph, and he had not been in ahospital. Another healthy teenageracquired it by sharing a cell phonewith a friend.

Experts say we are exposed atplaces like grocery stores wherethousands of people touch surfaceswe do, at gymnasiums, work-outcenters and any public place. Aftersuch exposure, we should immedi-ately use sterile hand wipes or washour hands, say experts.

We should also ask our doctorsto test for staph if we have a sorethat won’t heal or is filled with pus.Some doctors do not consider staphwhen examining minor things thatlook like pimples, boils or spiderbites, say researchers. ■

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Pioneer Life inNorth Colorado

By Lois Hall

Some pioneers in northernColorado were victims of land

promoters who promised more thanthey delivered and, in some cases,swindled settlers.

In the late 1800s, a promoternamed David S. Green bought landalong the South Platte River about25 miles east of Greeley (north ofMasters) for $1.25 an acre and soldlots in his new town of Green Cityfor $150 to $200 each.

He laid out an elaborate townplan and placed ads in Midwesternand Southern newspapers to attractbuyers for his “western paradise.”The ads showed schools, churches,tree-lined streets and a beautiful,wide river with a steamboat dockedat a pier.

It was all a scam. There was

nothing but barren prairie in GreenCity, and no one could have put asteamboat on the shallow Platte River.

About 200 families fromKentucky, Indiana and other states fellfor it. They sold their homes, most oftheir belongings, and headed west.

The word “disappointment” washardly strong enough to expresswhat they found at Green City.There wasn’t a building or treewithin miles, and the alkaline soilwas too poor to farm.

The newcomers ran Mr. Greenout of the area. But reports said hemanaged to leave with $60,000, afortune at that time.

A similar scam occurred about1902 at Bulger City five miles northof the present town of Wellington,north of Fort Collins.

Colonel James C. Bulger createdthe Bulger Land and Livestock

Company. He laid out a townsite,called it Bulger City, and appointedhimself sheriff and postmaster. Hehad probably appointed himselfColonel, too.

He managed to lure about 25families to the place. They soondiscovered that Mr. Bulger was fullof bull. He was also full of whiskeymuch of the time and had a violenttemper.

The newcomers left Bulger City,as did Mr. Bulger, who tried severalother schemes elsewhere. Histemper eventually prompted him toshoot and kill a man, and he endedup in the Colorado penitentiary. In1916, he was committed to theinsane asylum.

The early West was nothing likethe mythic place portrayed byHollywood. ■

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A pioneer’s sod house on the plains east of Greeley. Hazel Johnson Collection.


Settlers’ Names Survive TodayBy Bill Lambdin

Many of the streets in Fort Collinswere named for pioneers, some of

whom had interesting lives.Mason Street was named for Joseph

Mason, a French-Canadian who arrivedin 1859 as one of the first settlers in FortCollins. He was probably the town’s firstsheriff and later helped start several busi-nesses. He was kicked by a horse anddied in 1881 at only 41 years old.

Smith Street was named for TimothyM. Smith, Fort Collins’ fist doctor whoarrived in 1864 and delivered the town’sfirst child in 1867. He fathered two childrenof his own, twin girls, when he was age 65.

Stover Street was named for WilliamC. Stover, who came from Indiana in1860 at age 18. One historian said he wasso poor he had to borrow money for apair of boots and made himself a pair oftrousers from feed sacks. But the earlyWest offered many opportunities for ayoung man, and before long he estab-lished a general store and foundedStover’s Drug Store, which later wascalled City Drug. Within 18 years after hearrived, he was wealthy enough to helpestablish the Poudre Valley Bank.

Drake Road was named for WilliamA. Drake, who came to Fort Collins fromIowa in 1882. He operated the largestsheep-feeding business in Colorado,selling 40,000 sheep a year. His farm wasjust south of Fort Collins. He laterbecame a state senator. The little villageof Drake between Loveland and EstesPark was also named for him.

Eaton Street was named forBenjamin H. Eaton, who came to thearea in 1859 during the gold rush andhad the foresight to realize he couldmake money selling food, hay and otherfarm products to miners. He later builtseveral canals to bring water to farm-lands and owned over 14,000 acresbetween Fort Collins and Greeley.Historians consider him the father ofagriculture in Colorado because of hiswater projects. Greeley’s first settlerslocated where they did because Eatonoffered to build canals for them. Hebecame wealthy doing that and laterserved as governor of Colorado.

Lory Street was named for Charles

Lory, an early president of what is nowColorado State University. He servedfrom 1909 to 1940. The agriculturalcollege struggled in its early days toattract students, and Lory would oftenmeet new students at the train station andentertain them in his home. He was verypopular, as evidenced by his presidencythat lasted over 30 years. The LoryStudent Center on campus was alsonamed for him.

Shields Street was named for OrlandoShields, who came to Loveland in 1879and began developing fruit trees thatwould grow well in Colorado. He wassuccessful, and many orchards werestarted from trees in his nurseries.

Sherwood Street was named forFrederick and Jesse Sherwood, brotherswho had an early ranch and stagecoachstation near what is now Timnath south-east of Fort Collins. In 1865 ArapahoIndians camped on the Sherwood’s ranch,and president Abraham Lincoln appointedFredrick as agent to provide food andsupplies to the band led by Chief Friday.Frederick’s wife, Mary, was the firstteacher in Timnath.

Taft Hill Road was named for Walterand Caroline Taft, who came to the area in1876 and started a farm on a section ofwhat is now Taft Hill Road, which alsohonored Walter’s brother Louis. As ayoung man, Walter transported supplies

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This is an early drawing of the military camp that established Fort Collins in 1864. Fort Collins Public Library.by ox team across the plains. He and hisbrother were distant relatives of PresidentWilliam Howard Taft.

Whitcomb Street was named for EliasWhitcomb, who came to the area in 1865from Massachusetts. One historian said hecrossed the plains barefoot as a boy andlived in a tepee after arriving at FortCollins. But within a few years, he had afine ranch north of town and later was awealthy cattleman in Wyoming. He wasinvolved in the famous Johnson CountyWar in which big cattlemen in Wyoming

hired gunmen like Tom Horn to drive outsmall farmers and ranchers. No oneknows how directly involved Whitcombwas in that fight. He was killed by a light-ning strike in 1915 at age 83.

Those are just a few of the town’s inter-esting people. You can read about more ofthem in Charlene Tresner’s book “Streets ofFort Collins,” available from local book-stores, the museum, or from PattersonHouse Publishing, 121 Grant Avenue, FortCollins, CO 80521, phone 970-484-7137,email [email protected]. ■


Early Wyoming

In 1876 General Crook assembledten companies of cavalry at Fort

Russell and Fort Laramie in Wyomingfor a campaign to get all the Indiansback onto the reservations.

The Indian Bureau estimated thatthere were 500 Indians at most offthe reservation. General Shermanestimated that there were two mainbands in the area, Sitting Bull’s,whose immediate following did notexceed 30 or 40 lodges; and CrazyHorse’s, whose bands numberedperhaps 120 lodges with 200 warriors.

On February 27, Crook organizedhis force of 662 men and 30 officersat Fort Fetterman. On March 1, aftera heavy snowfall and in the face of afreezing gale, the expedition set outfrom Fort Fetterman.

In sub-zero weather the menadvanced into Indian territory. On thenight of March 3, Indians raided the

camp and drove off about 50 head ofcattle. Some soldiers under Clark’scommand stayed to guard the camp,and the cavalry advanced under thedirection of Col. Joseph Reynolds tothe banks of the Yellowstone wherethey found the Indians trail andfollowed it.

After an all-night march, theyattacked an Indian village and droveabout 100 Indians up into the bluffs,where they rallied. Reynolds set fireto the village and then ordered a hastyretreat. The Indians followed andrecaptured most of their ponies.

The soldiers were short of suppliesand suffering from the cold weather.Crook, defeated, was forced to retracehis steps to Fort Fetterman.

In his official report, Crook saidthe Indian village was a “perfectmagazine of ammunition, war mate-rial and general supplies.” He stated

that the village belonged to CrazyHorse’s band.

Historians challenge Crook’s state-ment that it was Crazy Horse’s villageand assert that Crook actually attackeda Cheyenne Indian village, whichcaused the Cheyenne to join the Siouxthe following summer.

Crook’s troops suffered heavily

from the weather with 61 soldiersseriously frost bitten and incapaci-tated from the cold. Four soldierswere killed and five wounded in thefight. At least one civilian died.

Those casualties amounted to overten percent of the total force—whichwas quite heavy for the Indian Wars.■

Soldiers at Fort Fetterman in the 1800s. Wyoming History Museum.

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ACROSS1. “Hawkeye” actor5. Sonny’s team, for short7. Allergy symptom (2 wds.)12. “___ ___ suit,” commercial realtor’s

phrase14. Cigarette maker’s claim15. Spice for a ham16. Town in the Vail Valley17. ___ & Silverton Narrow Gauge Railroad19. Sills’ specialty21. Holiday door decor23. Extreme SE Colorado county27. No ___! (No sweat!), slangily30. New Year’s Eve song title word31. Goes bad33. Newman title role of 196335. Mtn. gap near Lake City named for color-

ful stew37. Consumed38. Purple Heart, for one39. The Sun ___ Rises41. Prefix meaning “foreign”42. Coastal bird43. Cumbres & ___ Railroad47. Northern New Mexico town48. Christie and others54. Colorado born heavyweight champ56. Type of therapy57. In a rage58. County home of Dove Creek and Lizard

Head Pass59. Not a Mensa candidate60. Sauce type61. Parks not moving to the rear of the bus

DOWN1. First four of 262. ___ City, ghost town in RMNP

3. Big name in fashion4. ___ Adams, three time governor of

Colorado5. Small town near Fairplay named for Italian

lake6. Chief Ouray’s tribe7. With #10 down, Nobel Peace Prize winner

in 19788. Peter Sellers flick, The Mouse that ___ 9. Rooms featuring flora10. See #7 down11. Payroll info13. DIA on a luggage tag18. Eagle County locale20. Site of Colorado’s first public school house

in 186022. Weld County site east of Ft. Lupton on I-

76 and Hwy. 5223. Town between Glenwood Springs and

Aspen24. Locale between Eaton and Pierce on Hwy.

8525. Game involving Colonel Mustard26. Rank of “Bull” Halsey28. Wrist sparkler29. Quarterback between John and Jake32. Ta Ta33. Camp ___ near Tennessee Pass34. Khrushchev terr.36. Mr. Bowlen of the Rockies40. “Sorry I was late. I had to ___ ___ change

a tire!”44. County home to Rocky Ford45. Town east of John Martin reservoir in SE

Colorado46. German industrial city48. Warhol or Williams49. Injury which did in Terrell Davis, briefly50. God of Thunder51. Helton or Holliday, often52. Home of Iowa State53. One-time Cub version of 51 down54. Not bright55. Nod, maybe

ANSWERS

ColoradoCrosswordsare created exclusivelyfor The Voice by Tony

Donovan, who lives in Loveland.

Colorado CrosswordsBy Tony Donovan

But my mom’s twin sister andher family lived in East Berlin,behind the Berlin wall. We werefortunate in 1968 to get permissionfrom the Communist East Germangovernment to visit them, but wecould only stay for 24 hours.

One of my memories is ofsoldiers with machine guns lookingunder the streetcars as we crossedthrough Checkpoint Charlie into EastBerlin. I asked my dad why, and hetold me they were looking for EastBerliners who were trying to escapeover to West Berlin and freedom.Families like mine were split, somenever to see each other again.

It’s far too easy to take ourfreedom for granted. Given myexperiences as a kid in Berlin, Iknow I never will.

I am grateful for leaders like JohnF. Kennedy and Ronald Reagan whowent to Berlin and spoke eloquentlyfor freedom. In Berlin in 1963 JFKnoted, “Freedom has many difficul-

ties and democracy is not perfect, butwe have never had to put up a wall tokeep our people in.” He spoke aboutthe day the wall would come down;it’s tragic that he didn’t get to see hisvision realized.

In January, 1989, CommunistEast German leader Erich Honeckerpredicted the wall would lastanother 100 years. It was gonebefore the end of that year in a nightof jubilant celebration.

My family was reunited. Mycousin and her family could nowtravel to the US. While my aunt anduncle had passed, and I only got tosee them for one day, at least someof us could enjoy freedom again.

In a few places today you can seeshort segments of the wall, preservedfor history. This is wise. The lessonsof the Wall must be remembered bythose who never lived under it.________________You can call Sen. Steve Johnson inFort Collins at 223-8045. ■

The Berlin Wall Remembered

Most American women do notknow that taking estrogen to

lessen menopausal symptoms is riskyand not recommended by medicalexperts, according to a report in “TheJournal of the North AmericanMenopause Society.”

The survey of nearly 800 womenfound that fewer than one-third ofthem age 40 to 60 know about majorstudies showing that mature womenwho take estrogen increase their risksof developing breast cancer, heartdisease and stroke.

Since those studies, guidelineshave changed and experts nowrecommend only short-term use ofestrogen to combat menopausalsymptoms.

“These findings suggest a widegap in patient awareness and knowl-edge of the potential risks ofhormone therapy despite widespreadmedia coverage of the evidence ofharm,” said researchers.

They say we need new ways inAmerica of conveying importanthealth information to the public. ■

Survey Concerning Estrogen


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Last month my wife and I visitedmy cousins in Germany.I hadn’t been to Germany since

I was a kid in 1968. My mom isfrom Berlin, and my parents neverhad much money. But one thingthey did was take each of their kidsback to Germany once to meet ourgrandparents.

My dad fought in World War II at

the Battle of the Bulge and wasawarded the Bronze Star at RemagenBridge. He met my mom after thewar, and they returned to the UnitedStates in 1947.

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Local Events and Exhibits Just for the Fun of ItRed Feather Lakes Library:• Ongoing events each month: knitand stitch group; writers group;watercolor society; library board.• Doll making classes, November 6,13 and 27.• Free computer class, November 8.• Pre-schoolers’ moms groupmeeting, November 9.• Children’s story hour, November17.• Teen movie afternoon, November17.• Visit from Santa, children’s crafttable, holiday stories, live music,gifts for sale, December 1.

For information, call SarahMyers, 881-2664.

Grants to Wyoming Writers:The Wyoming State Historical

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Money can be used for editorialcosts, marketing, manuscriptpreparation, publishing, and other

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Food Bank Donations:Fort Collins, Paws Animal

Hospital will accept Food Bankdonations throughout November andgive customers a 10% discount onproducts and services, 226-0973.

Fort Lupton Museum Exhibits:Exhibit of Indian artifacts

collected by a pioneer mail carrier.Also Indian items from local artistRalph Haynes. Museum located at463 First Street, open 9 am to 4 pm,Fort Lupton, 303-857-1634.

Wood Carvers Show andCompetition:

Fort Collins, Lincoln Center,November 17, 11 am to 6 pm; andNovember 18, 9 am to 4 pm..Admission $2 18 and over. ■

An Easterner dreamed of owninghis own cattle ranch and finally

made enough money to buy a spreadin Wyoming.

His friend visited and asked,“What did you name the ranch?"

“My wife and I couldn't agree ona name. We finally settled on theDouble R Lazy L Triple HorseshoeBar-7 Lucky Diamond Ranch."

"Wow!" said the friend. “Butwhere are the cows?”

The new cowboy replied, "Noneof them survived the branding."

A preacher told his congregation,"I have good news and bad news.The good news is that we haveenough money to pay for our newbuilding. The bad news is, it's still inyour pockets."

A preacher waited in line to havehis car filled with gas just before aholiday weekend. Finally the atten-dant motioned him toward a pump.

"Reverend," said the young man,"sorry about the delay. It seemseveryone waits until the last minute

to get ready for a long trip." The preacher smiled and said, "I

know. It's the same in my business."

A small boy proudly told hisfather, "I know what the Biblemeans!"

His father said, "What do youmean, you know what the Bible means?"

“It stands for Basic InformationBefore Leaving Earth.”

A mother asked her youngdaughter what the Sunday Schoollesson was about.

"Don't be scared, you'll get yourquilt,” said the child.

The mother later called theSunday School teacher, who said thelesson was, "Be not afraid, thycomforter is coming.”

A woman was mailing an oldfamily Bible to her son, and thepostal clerk asked, "Is thereanything breakable in here?"

She replied, "Only the TenCommandments." ■

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plan? Are they conveniently located?Next, see the Websites of specific

health plans and compare. Narrow itdown to plans offered by two or threeinsurance carriers and learn moreabout these plans. For example, usingthe online tools available atwww.Humana-medicare.com, you cancompare plans, calculate prescriptioncosts and extra benefits.

Find out if you qualify for extrahelp. If you have limited income andresources, you may qualify for helppaying for your Medicare coverage,including prescription drugs. To findout if you qualify, contact theColorado Medicaid office or callSocial Security Administration at 1-800-772-1213. If you use a TYY, call1-800-325-0778.

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See www.medicare.gov, whichenables you to find and compareMedicare plans in your area. You canalso call 1-800-MEDICARE (1-800-633-4227).

See www.healthdecisions.org/guide, which offers an easy-to-use,interactive online publication. This isa service of America’s HealthInsurance Plans, a national associa-tion of health insurance companies.

Review your medical spendingfrom 2006 and 2007. Check recordsand receipts to determine your health-care costs. Include charges fromphysicians, hospitals and pharmacyexpenses for your prescription drugsor supplies.

Identify future healthcare needs.Do you have a condition that requireson-going, regular care? Will you needto continue your current prescrip-tions? What annual screenings shouldyou expect? Talk with your doctors,especially if they have indicated youmay need a specific procedure orservice in the months ahead. ■

Should You Change Medicare Plans?

MILO BOHLENDER GARY BOHLENDER

“Dedicated to Serve”Locally Owned and Operated Since 1959

121 WEST OLIVE • 482-4244

VAUNDEEN BOHLENDER-BACHUS

By Michael Frost

You can change insurance compa-nies for your Medicare Part D

drug coverage between November 15and December 31, if you want. Hereare some simple steps to help youselect a plan.

Cost: How much will you pay forpremiums, deductibles, and co-payments? Plans with lowerpremiums may have higher out-of-pocket expenses (the amount you pay

when receiving care, such as co-payments, deductibles, andcoinsurance). The opposite is alsotrue: If you’re paying a highermonthly premium, your out-of-pocketcosts may be less.

Benefits: Does the plan include allMedicare benefits in Part A and PartB? Does it also include Part Dprescription drug coverage?

Doctor and hospital choice: Do thedoctors, hospitals, pharmacies andother providers you use accept the

“Rocky Mountain lets me be a better doctor.”

Call us today

888-251-1330TTY, call

800-704-6370Read more Colorado stories at

www.rmhp.org ©2007

Trusted Medicare Partners

Dr. Richard Budensiek appreciates a Medicare partner that improveshis quality of patient care and says this about Rocky Mountain, “Theytrust me and they listen to my recommendations. They take away road-blocks and allow me to prescribe the treatment plans and services mypatients need.”

At Rocky Mountain, we believe in doctor directed care and we workhard to support that by offering a wide choice of Medicare plans, likeour Thrifty Plan at just $24/mo., and options for folks who prefer aMedicare supplement plan.

Dr. Budensiek appreciates value too, saying “I make sure my patientsknow that Rocky Mountain is local, and that gets them more bang forthe dollar.”

For more information call 8:00 a.m. to 5:00 p.m., Mountain Time, Mondaythrough Friday. Part D benefit questions: 8:00 a.m. to 8:00 p.m., MountainTime, seven days a week (except on Thanksgiving and Christmas). RMHP hashad a Medicare contract since 1977. RMHP Medicare & Medigap plans areavailable for people with Medicare, regardless of their age.

H0602 1342001 MCAd22CMS101407 MEDIGAP-2007-AD-MCAd22-1007

Richard Budensiek, DO, Family Medicine – Greeley, Colo.


Did You Know ThisAbout Colorado?

By Lois Hall

Here are some curious things you might not know about

Colorado.Highest Climb. The highest

vertical climb is not on a mountainbut up the north side of the BlackCanyon. Rising 1,700 feet, thissheer rock face is even higher thanthe famous Diamond on Longs Peakand was not conquered until 1969.

Deepest Snow. In 1899 CrestedButte recorded 254 inches of snownear the top of Kebler Pass. Thatyear, snow buried a train nearLeadville and left only stove pipesshowing above cabins at manymountain towns. Usually, WolfCreek Pass near Pagosa Springs getsthe most snow in Colorado.

Most Keys. The Baldpate Innnear Estes Park had over 12,000keys, the world’s largest collection.The place boasted that it included

old keys to Mozart’s wine cellar,Buckingham Palace, GeorgeWashington’s headquarters andother places.

Oldest Hotel. The Peck House inthe little town of Empire, nearBerthoud Pass, is Colorado’s oldesthotel. It was built in 1859 by JamesPeck. Early guests includedPresident Ulysses S. Grant and otherfamous people.

Highest Town. Leadville is thehighest (10,200 feet) incorporatedtown in Colorado and the entire U.S.It has also had the highest rate ofpremature babies in the U.S.Researchers concluded that the alti-tude causes smaller babies.

Largest Nuggets. The biggestgold nugget in Colorado weighed135 ounces and was found nearBreckenridge in 1887 by miner TomBroves. The biggest silver nuggetweighed 1,840 pounds and wasfound at an Aspen mine in 1894.

Largest Elk Antlers. Measuring52 inches at the widest point, theantlers of an elk killed in 1899 nearCrested Butte are still on display atthat town’s visitor center. In 1961,Boone and Crockett researchersdeclared it to be the largest elk rackin history.

Toughest Climate. No crops aregrown around the town of Silverton,north of Durango. At 9,318 feetelevation, Silverton’s growingseason between frosts is only twoweeks. San Juan County here isreportedly the only county in theU.S. without a single acre of agricul-tural land.

Worst Drought. About every 40years, Colorado experiences adrought, according to tree-ringresearchers. The worst was in the1200s. It lasted 25 years and mayhave driven the Indians from Mesa

Verde. During the Dust Bowl on theeastern plains, one cloud of dust onApril 4, 1935, gathered itself to1,000 feet high and 200 miles wide.It traveled at 60 miles an hour,suffocated hundreds of animals anddamaged many people’s health.

Driest Town. Delta, south ofGrand Junction, gets less rain peryear than Tucson, Arizona.

Musical Dunes. Winds blowingaround the Great Sand Dunes nearAlamosa create sounds resemblingmusic. That’s how Music Passabove the dunes got its name.

Women’s Rights. Colorado wasthe second state in the U.S. to givewomen the right to vote. Wyomingwas the first. You would think theeastern states would have been moreprogressive, but it took the frontieradventure to make men realize howstrong and intelligent women were ■.

Governor’s FarmApartments

701 6th Street • Windsor, CO • (970) 352-5860

Governor’s Farm is located in a pleasant ruralcommunity, offers affordable rent, one-bedroom

ground level apartments, laundry facility, freemaintenance and small pets are welcome.

USDA-RDEqual Housing

Opportunity

Designed for people 62 years of ageand older, or disabled.

I am now carrying Medicare prescription drug coverage from Humana®. Call me today to sign up or if you have questions about what’s right for you. See me about

MEDICARE PART D.

Humana Prescription Drug Plans are offered by Humana Insurance Company, Louisville, KY, which is financially responsible for these prod-ucts. No member of the State Farm family of companies is financially responsible for these products. Humana Inc., Humana MarketPoint,

Inc. and Humana Insurance Company are not affiliates of State Farm. A Medicare approved Prescription Drug Plan available to anyone entitled to Part A and/or enrolled in Part B of Medicare through age or disability. Copayment, service area, and benefit limitations may

apply. Contact your State Farm agent for details on coverage, costs, restrictions and renewability. State Farm Mutual Automobile Insurance Company • Bloomington, IL

S5884_GH 19213 12/05 P054039 12/05

Mary M Biggers, Agent1318 S College AvenueFort Collins, CO 80524-4174Bus: [email protected]

Mary M. Biggers, Agent, LUTCF1318 S. College AvenueFort Collins, CO 80524-4174Bus: [email protected]

1525 Riverside, Suite-BFort Collins

Oldest hotel in Colorado, The Peck House, built in 1859.Collins in1864. Fort Collins Public Library.


News from the Better Business BureauBy Barbara Read

Start With Trust. The Council of Better Business

Bureaus is telling consumers to dojust that through a new publicoutreach campaign that promotes howBBB can help consumers make betterchoices and more informed pre-purchase decisions.

In 2006, BBB handled a record-breaking 1.2 million complaints fromconsumers, marking the fifth consecu-tive year complaints have risen. Andaccording to a national survey byPrinceton Research AssociatesInternational, about one in five adultconsumers in the United States hascontacted BBB in the past three yearsto get information about a business orcharity.

The 95-year-old nonprofit organi-zation provides a wealth of freeinformation, consumer advice andcompany reports that measure thetrustworthiness of all sorts of busi-nesses. BBB Reliability ReportsTMare a key resource for consumers toresearch businesses before theychoose to work with one. Reports are

based solely on factual informationgathered by BBB, such as if a busi-ness is licensed or not, the number ofconsumer complaints filed, disputeresolution outcomes and whether agovernment agency has taken actionagainst a business.

BBB also provides consumers aneasy way to identify trustworthy busi-nesses through its Seal program.Businesses accredited by BBB earnand display the BBB Seal andcontractually agree to meet anduphold the organization’s high stan-dards for integrity and reliability.BBB reviews each business thatapplies for the BBB Seal and strictlyenforces its standards, accreditingonly those meeting and upholdingBBB Standards for Trust, andrevoking Seals from those businessesthat don’t.

Also, as part of the new publicoutreach program, BBB has introduceda series of how-to books on buying ahome, buying a franchise business andstarting a business on eBay. “BBBInsiders’ Guides” are available now atmajor retailers such as Barnes & Nobleand Borders as well as on the BBB

Web site at bbb.org.BBB continues to offer the same

services consumers have always reliedupon to help in every stage of thebuying process, including:

BBB advice and alerts—BBBprovides pre-purchase advice forconsumers on a wide range of issues,and posts alerts on the latest consumerfraud incidences and tips on how toavoid them.

BBB reports on charities—BBBWise Giving ReportsTM on charities

help consumers make informed dona-tion decisions and find trustworthycharities with objective informationgathered by BBB.

Complaint and dispute resolutionservices—Consumers can contactBBB to help them resolve disputeswith any type of business, and forspecific automobile manufacturerissues, they can get help from BBBAUTO LINE.

Start With Trust. Visit bbb.org orcall your BBB at 970-484-1348. ■

Fort Collins writer Teresa Funkerecently published two books

about American women involved inWorld War II, “Doing My Part” and“Dancing in Combat Boots.”

“Doing My Part” is about HelenMarshall, a Greeley resident whoworked in an Illinois war factorywhen she was 14 years old. The bookfocuses on the experiences of childrenduring WWII and is intended foryoung readers age 8 and above.

“Dancing in Combat Boots” is for

adults and tells the stories of elevenwomen involved in the war. Oneworked as a secretary at a Germanprisoner of war camp near Greeley.Another was a resident of a Japaneseinternment camp in the UnitedStates.

A Japanese internment camp justwest of Greeley was one of several inthe nation that housed American citi-zens of Japanese descent who were, ineffect, imprisoned while we were atwar with Japan. ■

WWII Books by Local Author

The Senior Voice executive staff, 1980.

What do readers sayabout Senior Voice?

“I read everything in your paper, including the ads.” — Lela F.

“I appreciate the ads geared to the senior.” — Dr. James C.

“After your (article) came out, our visitor count tripled.” — Museum Staff

“I believe your paper is the most honest in circulation today.” — June T.

“I find The Voice valuable, with information for those of us who are searching outour roots and need the information you have.” — Linda K.

“Recently I picked up a copy of your paper and decided then and there that I mustsubscribe.” — John W.

“My friends and I share every issue.” — Gretchen L.

“You have a super paper. We read it cover to cover.” — Donald H.

“My mother and I enjoy so much your articles, especially those dealing with thehistory of the area.” — Lynn H.

Serving all of Northern Colorado andSouthern Wyoming since 1980.

The largest senior publication in the area.Fort Collins/Greeley (970) 229-9204 • Loveland/Estes Park (970) 482-8344


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The Senior Voice - November 2007