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The WHMZ Group at Morgan Stanley
2 Morgan Stanley
1657 North McFarland BoulevardSuite G3E, Tuscaloosa, Alabama 35406
3500 Colonnade ParkwaySuite 200, Birmingham, Alabama 35243
7515 Halcyon Summit DriveSte 300 Montgomery, Alabama 36117
501 Madison StreetHuntsville, Alabama 35801
5565 Glenridge ConnectorSuite 1900, Atlanta, Georgia 30342
205-344-8443 /MAiN
205-343-6930 / FAx
www.morganstanley.com/fa/thewhmzgroup
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We help you address the challenges and complexities of wealth so you can accomplish the things in life that are essential to you. We couple more than 150 years* of combined experience — serving entrepreneurs, executives, families, businesses and foundations — with Morgan Stanley’s strength, stature and resources in the global financial industry.
The WHMZ Group at Morgan Stanley
Front Row (left to right): Dickie Blondheim, Cole Baker, Robbie New, Amy Owens, John Parker Wilson, Erin Dunn, Michael Warr, Jordan Miller, Jennifer Hart, Dusti Monk, Katherine Landry, Becky Presley. Back Row (left to right): Olly Orton, Zac Snider, Bill Horne, Scott McClanahan, Rex Zeanah, Alistair Harding-Smith, Solomon Davis, Greg Werchanowskyj, Katie Hancock
* Michael Warr – 17 years of experience; Alistair Harding-Smith – 20 years of experience; Scott McClanahan – 13 years of experience; Rex Zeanah – 29 years of experience; Bill Horne – 33 years of experience; Olly Orton – 10 years of experience. Dickie Blondheim – 25 years of experience.
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Our Core Principles
At The WHMZ Group, we’ve established one of Morgan Stanley’s leading teams of experienced and dedicated professionals. We are committed to a common mission to exceed client expectations.
As a team, we share proven principles that guide our efforts. We are client-centered and solution-oriented. Working with our clients, we identify the key issues and leverage our team’s experience as well as the resources of Morgan Stanley to deliver strategies, not products. We have considerable years of experience, education and professional development. We follow a disciplined process working with families, businesses and foundations to develop a long-term, dependable
and predictable plan designed to meet each of our client’s most important goals. We make client relationships and communication a top priority. We are dedicated to bringing clarity and simplicity to complex financial issues. We are passionate about the communities in which we live and work, and we are committed to strengthening those communities through local leadership and service.
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Our Core Principles Our Competitive Advantage
Our team structure and focus enable us to provide our clients with advice and tailored solutions for all of their financial needs, from investments, banking and lending, to estate planning and insurance solutions. Our team of 23 relationship managers, investment analysts, specialists and operations staff delivers a deeper level of service and advice than generalist financial advisors can provide.
Having an internal group of highly experienced investment specialists on our team sets us apart in the industry.
Our dedicated relationship managers deliver an unparalleled level of service to our clients.
On-staff advisors in all service areas — lending, insurance, estate, investment and retirement planning — ensure that our clients have rapid and direct access to detailed knowledge whenever they need it.
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Michael Warr, SIMCExecutive Director Resident Manager Financial Advisor
Michael Warr serves as a Financial Advisor as well as Resident Manager of the Tuscaloosa Branch of Morgan Stanley. As a founding member of the team, Michael is responsible for leading the team in strategic vision. The result is a cohesive, comprehensive approach to the complex and sophisticated needs of the team’s clientele. Michael has built an approach to the preservation and transfer of wealth, including multigenerational planning, complex trust and estate situations, estate-tax minimization and philanthropic planning.
Michael is a leader within our industry. Appointed to Morgan Stanley Wealth Management’s Financial Advisor Council, Michael represented the interests of financial advisors and clients in this national forum. He also served on the regional and local Financial Advisor Council for Morgan Stanley’s Southeast Region. His focus on serving clients garnered him a nomination to Barron’s Top 1,200 Financial Advisors and its Top Advisor Ranking for Alabama for 2014, 2015 and 2016.
Michael holds a degree in finance from the University of Alabama, and sits on the University’s International Finance Board, as well as its President’s Cabinet. He and his wife, Kara, are both very active in
their community, where Michael serves on the board of directors for the United Way of West Alabama. He is deeply committed to his four children, Macon, Hill, Michael and Jude.
Alistair Harding-Smith, CFA,® CRPC,® SICSenior Institutional ConsultantSenior Vice PresidentPortfolio Management DirectorAlternative Investments DirectorFinancial Advisor
As a Principal Partner of The WHMZ Group, Alistair Harding-Smith is responsible for the Group’s investment strategies. His goal is to deliver the best and most consistent returns possible while minimizing risk. To protect our clients’ portfolios, Alistair incorporates institutional-quality enhanced diversification and risk management techniques. Alistair values and excels in clearly communicating and “translating” financial complexities and concepts to clients, as well as keeping clients informed of current events and their economic and financial implications.
Alistair’s distinctive background in global institutional portfolio management sets him apart in our industry. Alistair holds the Senior Institutional Consultant designation which was earned based on his skills in offering guidance on the many complex issues facing the fiduciaries of institutional assets. He is listed on Barron’s Top 1,200 Financial Advisors and its Top Advisor Ranking for Alabama for 2016. His distinguished career in the financial services industry began in 1996 at Coopers & Lybrand as an actuarial consultant for pensions and investments. His hands-on experience
Meet the Professionals
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came at Barclays Global Investors in London and San Francisco, where Alistair was an investment strategist and principal portfolio manager, overseeing institutional assets in excess of $5 billion. It is there that Alistair worked on the team responsible for developing the first iShares Exchange Traded Fund (ETF) and also served on a steering committee for the prestigious FTSE index. Today, his extensive experience includes managing assets for endowments, corporate pension funds, government entities and sophisticated investors.
Born in Windsor, England, Alistair attended St. Paul’s School in London and graduated from Bristol University in England, receiving a B.Sc. in mathematics and economics. He holds the Chartered Financial Analyst® designation, is a member of the CFA® Institute and the CFA® Society of Alabama, and has earned the Chartered Retirement Planning CounselorSM designation. Classically trained in the oboe and piano, Alistair served as past president and treasurer of the Tuscaloosa Symphony Orchestra, and is currently a board member of the TSO and its Endowment Fund. Alistair and his wife, Daphne, live in Hoover, Alabama, and spend their time actively involved with their three children, Lauren, William and Caedmon.
Scott McClanahan, CRD, CRPS®, SIMCSenior Vice PresidentFinancial Advisor
Scott McClanahan is a Principal Partner of The WHMZ Group and serves as a Relationship Manager for corporate, nonprofit and foundation clients, as well as many medical and dental professionals. He has experience developing succession plans for closely held business owners and affluent families.
Additionally, as Corporate Retirement Director, Scott is the lead member in the Group for all forms of qualified and nonqualified workplace retirement plans. He is among less than two percent of the firm’s financial advisors which have attained this prestigious designation. His goal is to ensure our clients maximize tax-efficient savings. As an advocate to both small businesses and their employees, Scott strives to clearly communicate with employees and educate them on the key benefits of their retirement plans, and works closely with them to help them achieve retirement security.
Scott is devoted to the Tuscaloosa community. Outside of the office, Scott has been recognized for his tireless efforts raising funds for nonprofit groups including the ARC of Tuscaloosa, as well as the Druid City Hospital (DCH) Foundation. Scott actively serves on the board of directors for Big Brothers and Big Sisters of West Alabama, and is President and member of the board
of directors for the Tuscaloosa YMCA, heading up its capital campaign as chairman. Scott is a former academic All-American baseball player for the University of Alabama, and drafted by the New York Yankees. Scott has lived in Decatur, Hartselle, Germany, Spain and Michigan. In his spare time he enjoys racquet sports. He currently resides in Tuscaloosa, Alabama, with his wife, Gina, and their four children, Marcus, Larisey, Hazel and Eve.
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Greg WerchanowskyjFinancial Advisor
Greg Werchanowskyj serves as a Financial Advisor and is the primary insurance liaison for The WHMZ Group. Greg works with clients to assess their needs, and develops an insurance strategy that supports their long-term goals. Prior to joining The WHMZ Group, Greg worked in the insurance industry, founding and managing his own business. He holds a bachelor’s degree in business with a major in marketing from the University of Mississippi.
Greg serves as a Junior Board Member with the National Multiple Sclerosis Society for Alabama and Mississippi, and also volunteers with the Fellowship of Christian Athletes. In his free time, Greg enjoys coaching youth sports, playing tennis, hunting and motor sports. Originally from Marietta, Georgia, Greg currently resides in Birmingham, Alabama, with his wife, Ashley, and their two children, Lily Kate and Will.
[email protected] or 205-969-7083
MeeT THe profeSSionAlS
Jennifer Hart, CFA®, CFP®Wealth Advisory Associate
Jennifer Hart works to provide in-depth portfolio analytics, trade executions, performance analyses, investment research and reporting. She assists with monitoring more than 250 client portfolios, overseeing daily tracking of client portfolio positions, and conducting financial reviews for clients.
Jennifer is the dedicated Financial Analyst for The WHMZ Group at Morgan Stanley. She holds the prestigious Chartered Financial Analyst® and CERTIFIED FINANCIAL PLANNER™ designations, and has been an integral member of the investment team for more than 10 years.
Jennifer attends Holy Spirit Catholic Church, where she serves on the Meals on Wheels Committee, and is a former member of the Capstone Chapter of Business Networking International (BNI) where she served on the leadership team. She also volunteers with Junior Achievement and is a member of the 2013 class of Leadership Tuscaloosa. Jennifer is originally from Mandeville, Louisiana, and now resides in Tuscaloosa, Alabama, with her husband, Robby, and their two dogs.
Rex ZeanahWealth Management Associate
Rex Zeanah serves as an advisor and Relationship Manager for the Group. He is known for taking on the role of advocate for his clients. Instead of just taking the company line, he puts himself on the clients’ side of the table, helping them get the best value from the group and the firm.
A decorated veteran, Rex served in combat in the United States Army in the Vietnam War. After returning from war, Rex entered the business world as a college bookstore owner in Commerce, Texas. In 1987 he returned to his hometown of Tuscaloosa and launched his career in the financial services industry.
Rex has 29 years of experience in the financial services industry. He began his venerable career with J.C. Bradford as an investment limited partner, and established the Tuscaloosa branch of Morgan Keegan in 2000, where he served as Managing Director. Rex joined The WHMZ Group at Morgan Stanley in 2008 to bring the resources of the Group to his clients.
Rex is engaged in his community, meeting regularly with business executives through the Tuscaloosa Business Exchange, supporting the Tuscaloosa YMCA, and serving as an officer and active member of the Dollarhide Conservation Club. He is also on the Marion Military Institute Presidential Board. Rex and his wife, Martha, live in Tuscaloosa, Alabama, where he enjoys playing golf and spending time with family and friends.
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Robbie New, CFP®Financial Advisor
Robbie New specializes in listening to and understanding the needs of his clients and coordinating their financial plans with each client’s other trusted advisors.
Robbie is a Financial Advisor working with The WHMZ Group at Morgan Stanley in Atlanta. Robbie focuses on each client’s unique needs and brings them the resources and strategies of The WHMZ Group. He holds the prestigious CERTIFIED FINANCIAL PLANNER™ designation. Robbie earned a bachelor’s degree in financial management from the University of Alabama.
In the community, Robbie volunteers with Children’s Healthcare of Atlanta and is a member of Trout Unlimited. He enjoys golf, tennis, squash and fishing, and is a member of Mount Bethel United Methodist Church. Originally from Eufaula, Alabama, Robbie currently resides in Marietta, Georgia, with his wife, Anna, and daughters Annabelle, Elizabeth and Lacy.
Bill HorneVice PresidentFinancial Advisor
Bill Horne has a passion for delivering the knowledge and resources of The WHMZ Group at Morgan Stanley to his clients.
Bill is a Financial Advisor working with The WHMZ Group in Birmingham, Alabama. Bill has over 32 years of experience in the financial industry and was an independent advisor at Morgan Stanley. He has held both Branch and Assistant Branch Manager positions in the Huntsville and Birmingham Morgan Stanley offices. Bill has a bachelor’s degree and a master’s degree in education from the University of Montevallo.
Bill and his wife, Sheila, have been married for over 30 years and reside in Bluff Park, Alabama, where they are members of St. Mark United Methodist Church. They have two children, Austin and Erin, and a grandson, Bennett. Bill enjoys music, canoeing, hiking, reading and jogging.
Dickie BlondheimFirst Vice PresidentFinancial Advisor
Dickie Blondheim is a Financial Advisor working with The WHMZ Group at Morgan Stanley in Montgomery, Alabama. Dickie works closely with high net-worth individuals to help preserve and grow wealth using the team’s full spectrum of investment strategies.
He has a bachelor’s degree in pharmacy from the University of Georgia and degree from Mercer University Pharmacy School. Prior to entering the financial industry with A.G. Edwards 25 years ago, Dickie was a pharmacist and successful business owner.
Dickie and his wife, Joy, reside in Montgomery and have been married for over 50 years. They have two sons, Brad and Hilly, and three grandchildren, Max, Zac, and Alex. Dickie and Joy are very involved in the Joy To Life Foundation, which they co-founded in 2001. In his free time, Dickie enjoys fishing with his grandchildren.
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MeeT THe profeSSionAlS
Olly OrtonBranch ManagerFinancial Planning SpecialistFinancial Advisor
Olly Orton focuses on Goals Based Wealth Management, working to deeply engage his clients and understand their values, goals and the risks inherent in their lives.
Olly is a Financial Advisor for The WHMZ Group at Morgan Stanley, and serves as Branch Manager in Montgomery, Alabama. Olly’s experience in managing and training Financial Advisors gives him an additional perspective when serving clients. With the breadth of capability available within The WHMZ Group, Olly can deliver tailored wealth management as sophisticated as needed for any client. Olly attended the University of Alabama in Huntsville and worked in media prior to joining Morgan Stanley in 2006.
Olly Orton was born in London, England, and lived in Long Island, New York, before settling in Alabama as a child. He is active in both the Huntsville and Montgomery communities, currently serving on the board of the Montgomery Area Mental Health Association. Olly is a past president of United Cerebral Palsy Huntsville, Downtown Forty-Seven, North Alabama Coalition for the Homeless and the Huntsville Child Care Center. Olly is a graduate of Leadership Huntsville and Leadership Montgomery. Olly, his wife, Katherine, and their two children, Lillian and Harold, currently reside in Montgomery, Alabama.
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Katie HancockFinancial Advisor
Katie Hancock works in retirement plan administration, including 401(k) plans, SIMPLE and SEP-IRAs, as well as nonqualified plans.
Katie is a Financial Advisor and her primary role is to develop, assess and monitor the retirement and wealth plans for the team’s clients. She delivers a comprehensive employee education program to the team’s corporate retirement plan clients.
Katie received her master’s in marketing from the University of Alabama in 2011. Katie played on the women’s basketball team, earning Academic All-American honors for all four years that she lettered. After graduating from the Capstone, Katie spent a year doing mission work in Puebla, Mexico. Katie is a member of the Rotary Club of Tuscaloosa, a graduate of the 2015 class of Leadership Tuscaloosa, serves on the Alabama A-Club Executive Committee and volunteers with Junior Achievement of Tuscaloosa County teaching personal finance in high schools. In Katie’s spare time she enjoys traveling, golf, coaching youth basketball and playing guitar.
Additional Team Members
Cole BakerRegistered Associate
Erin DunnClient Service Associate
Katherine LandryFinancial Advisor
Jordan MillerClient Service Associate
Dusti MonkRegistered Associate
Amy OwensClient Service Associate
Becky PresleyClient Service Associate
Zac SniderClient Service Associate
John Parker WilsonFinancial Advisor
John Parker Wilson focuses on working with clients to create long-term, personalized financial plans.
John Parker serves as a Financial Advisor for The WHMZ Group at Morgan Stanley. Originally from Birmingham, Alabama, he graduated from the University of Alabama. While lettering four years with the football team, John Parker received a B.S. in marketing from the Manderson School of Business. Following college, John Parker joined the Atlanta Falcons in the National Football League where he also played for the Jacksonville Jaguars and the Pittsburgh Steelers. Prior to joining Morgan Stanley, he worked for Sterne Agee and Stifel Nicolaus where he gained valuable industry experience.
John Parker is an active member in the Monday Morning Quarterback Club which serves the Crippled Children’s Foundation, the Alabama chapter of Make-A-Wish Foundation, and The Alabama A-Club Educational and Charitable Foundation. He and his wife, Tyler, live in Birmingham and attend Church of the Highlands and in his spare time, John Parker enjoys spending time outdoors and playing golf.
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Our Process
Rare in our industry, our local investment team provides hands-on management of our clients’ assets. Unlike traditional advisors who leave much of the financial management to a corporate team, we personally customize and manage our clients’ investment solutions in-house.
Our Investment TeamOur investment team is world-class; our team members have international institutional fund management experience with some of the world’s largest pension funds and endowments, and two of our investment analysts hold the CFA® designation, the most recognized and respected investment designation in the world. Our investment team is also a resource for our clients; they are present at financial reviews and accessible to our clients at all times. Because our investment team handles all our clients’ investment needs, our relationship managers’ time is freed up to focus entirely on serving our clients and their needs.
Our Relationship ManagersOur relationship managers serve our clients by bringing focus and clarity to their financial lives. We devote our time to getting to know our clients to ensure that their financial decisions line up with their goals, passions and the people they care about. Our relationship managers act as a quarterback, working with team specialists to build an
integrated financial “game plan” for our clients — from year-to-year cash flow projections, debt analysis, college savings plans, and titling of assets, to long-term care solutions. Client communication is vital to the success of the plan, for this reason, we implement a customized client communication plan to provide predictable, scheduled, and proactive communication. Our relationship managers serve our clients as advocates, supporting and guiding them, and helping them to navigate all the complexities that arise in their financial lives, from day-to-day issues to the details of an investment review.
Our ExperienceOur experience at the local level is perfectly complemented by the strength and resources of Morgan Stanley, one of the largest, most established and most respected wealth management firms in the world. The strength of Morgan Stanley, a global presence with $1.9 trillion in client assets and $133 billion in bank deposits as of February 20, 2014, ensures that our clients’ assets are safe, secure and available when
needed. Morgan Stanley is committed to being a reliable partner to high net worth individuals, families, businesses and institutions around the globe. Morgan Stanley’s focus on Wealth Management – which accounts for more than 50 percent of Morgan Stanley’s revenues – sets us apart from other bank-owned wealth management firms. The breadth of Morgan Stanley’s platform also enables us to offer unique solutions for our clients’ borrowing needs, such as access to securities-based lending which enables our clients to finance almost any business or personal need. Through Morgan Stanley’s cutting-edge technology resources, including the Morgan Stanley Mobile App, we are able to give our clients easy access to their real-time investment information and the freedom to manage their cash from anywhere, through mobile deposits and transfers.
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Our Services
Utilizing a family Wealth Management life plan, we serve our clients across a comprehensive selection of capabilities:
Family PlanningGoals Analysis• Needs, Wants, Wishes• Evaluation of Alternatives• Probability Analysis• Monitoring Progress
Budgeting and Cash Flow• Budget Evaluation• Cash Flow Management• Saving Strategies for Education
and Retirement
Debt Analysis• Borrowing Needs• Secured vs. Unsecured• Buy vs. Lease / Rent
Special Circumstances• Marriage / Divorce
Investment PlanningEconomics and Business Cycles• Fiscal policy• Monetary policy• Economic indicators• Business cycles• Inflation, deflation, stagflation
Asset Allocation• Risk Tolerance• Strategic and Tactical• Active and Passive• Rebalancing
Investment Selection• Portfolio Construction• Manager Selection• Discretionary vs.
Nondiscretionary• Performance Reviews
Tax Efficient Investing• Taxable vs. Tax-Free• Tax-Loss Harvesting
Retirement PlanningLifestyle Review• Retirement Vision• Evaluating Needs, Wants, Wishes
Retirement Income• Coordination of fixed and variable
sources of income• IRA / 401(k) / 403(b)• Effects of Longevity• Inflationary Risk
Social Security and Pension Analysis• Benefit Commencement Decision
Health Care• Health Care Spending Accounts• Medicare• Long-Term Care
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Testamentary Wealth PlanningWills and Legal Documents• Records Organization• Health Care POA• Living Will• Durable POA
Legacy Planning, Gifting and Uses of Trusts• Annual Gifting• Lifetime Gift Exemption• Revocable and Irrevocable Trusts• Testamentary Trusts
Family Governance and Dynamics• Protect the Wealth Plan• Family Mission Statement• Family Councils
Charitable Planning• Charitable Trusts• Direct Bequests• Donor Advised Funds• Private Foundations
Asset Protection PlanningCapital Needs and Disability Analysis• Life Insurance• Disability Insurance
Property / Casualty and Special Insurance• Umbrella Liability• Directors and Officers• Employee Practices Liability
Insurance (EPLI)
Exempt Assets and Entities Usage• State Exempt Assets• LLCs• FLPs
Trusts• Spendthrift Provisions• Domestic Asset Protection Trusts
Personal and Family Security• Home• Travel• Identity Theft
© 2017 Morgan Stanley Smith Barney LLC. Member SIPC. CRC1585422 CS 8614268 06/17
The investments listed may not be suitable for all investors. Morgan Stanley Smith Barney LLC recommends that investors independently evaluate particular investments, and encourages investors to seek the advice of a financial advisor. The appropriateness of a particular investment will depend upon an investor’s individual circumstances and objectives.
This material does not provide individually tailored investment advice. it has been prepared without regard to the individual financial circumstances and objectives of persons who receive it. The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.
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MSSB is not acting as your investment adviser in providing the Monitoring Service or the Account Aggregation Service to you.
While a Financial Plan may consider assets held in your brokerage accounts at MSSB (if any), those accounts will continue to be brokerage accounts, and not advisory accounts. Moreover, you have sole responsibility for determining whether, when and how to implement any part of a Financial Plan, whether through MSSB or otherwise, and you have no obligation to implement any part of the Financial Plan through MSSB. if you do choose to implement a Financial Plan through MSSB, unless you expressly engage MSSB in writing to act as an investment adviser in one or more advisory accounts, MSSB will implement solely in its capacity as broker, and not as an investment adviser. in a brokerage account, you retain the sole responsibility for making all investment decisions with respect to the account and for monitoring account performance.
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Investments and services offered through Morgan Stanley Smith Barney LLC, member SIPC.
Morgan Stanley strives to offer clients the finest in financial thinking, products and execution to help them meet their individual needs and achieve their personal financial goals. When we work together, you’ll benefit from personalized advice, objective guidance and dedication to your success as an investor. With access to Morgan Stanley’s renowned global resources and investment opportunities, we can help you develop and maintain an optimal investment strategy. Our wealth management strategy will address key areas of your financial life beyond traditional investments and may incorporate diverse recommendations for building and protecting your wealth.
