Contentsbox2026.temp.domains/~therapp6/wp-content/uploads/... · 02 Harvest 101 Investment Plan “Harvest 101 Investment Plan” (hereafter, the “Plan” or “Policy) is a Class

Contents01 About Standard Life02 Harvest 101 Investment Plan03 Why choose Harvest 101 Investment Plan?09 Fees and Charges 10 Details of Fees and Charges 14 General Information

Harvest 101 Investment Plan 01

A major long-term savings and investment company operating around the globeEstablished in 1825, Standard Life plc (the “Group”) is a leading provider of long term savings and investments to around six million customers worldwide. Headquartered in Edinburgh, Standard Life has around 8,500 employees internationally. The Standard Life group includes savings and investments businesses, which operate across UK, Canada, Europe, Asia and Middle East; workplace pensions and benefits businesses in the UK and Canada; Standard Life Investments, a global investment manager. In 2006, the Group was listed on the London Stock Exchange (Stock code: SL.L) becoming a top FTSE 100 corporation. Standard Life Assurance Limited, subsidiary of the Group, is rated as “A+” by Standard & Poor’s and “A1” by Moody’s Investors Service in terms of long-term credit rating*.

About Standard Life

Standard Life (Asia) Limited (hereafter, “Standard Life” or “we” or “us” or “Company”) established in 1999 and registered as an authorised insurer in Hong Kong, is a subsidiary of the Group. Leveraging the Group’s strength, Standard Life is one of the financial service providers committed to Hong Kong and the Asian region. Partnering with independent financial advisers and other financial institutions, Standard Life provides wealth management solutions focusing on investment-linked insurance plans to help customers accumulate wealth.

* Data as at September 2013

02 Harvest 101 Investment Plan

“Harvest 101 Investment Plan” (hereafter, the “Plan” or “Policy) is a Class C linked long-term insurance policy as defined in Part Two of the First Schedule to the Insurance Companies Ordinance. The Policy is an investment-linked assurance scheme issued by Standard Life as an authorised insurance company in Hong Kong in accordance with the Insurance Companies Ordinance.

This product brochure and the “Standard Life Fund Options PLUS” constitute the Principal Brochure of the Plan. These materials together with the relevant Product Key Facts statement are issued by the Company and should be issued and read in conjunction with each other. It is important that you should carefully read the Principal Brochure and the Product Key Facts statement of the Plan, before making an investment decision. You may also refer to the sample policy provisions, which are made available by us upon request, free of charge, for the terms and conditions of the Plan. Please keep this product brochure with your other policy documents of the Plan. If you have any doubt about whether the Plan is suitable for you, please seek advice from a financial adviser.

Harvest 101 Investment Plan

You can have direct access to the Principal Brochure, customer notice, unit price of the investment choices, performance of the investment choices and offering documents of the underlying funds available under the Plan through our secure website: www.standardlife.hk or our Customer Service Hotline. You will enjoy our professional customer service care that has made Standard Life internationally recognised.

For more information or any complaints, or if you wish to inspect or (at reasonable price as determined by us from time to time) obtain a copy of the constitutive documents of the Policy, please contact your financial adviser or call our Customer Service Hotline on 2169 0300 from Monday to Friday, 9:00am to 5:30pm.

Investment involves risks. Past performance is not indicative of future performance.


Published Date: October 2013


Why Choose Harvest 101 Investment Plan?Each of us has different financial goals at different life-stages such as buying property, preparing for marriage, budgeting for children’s education and planning for retirement. The Plan is an investment-linked life insurance policy which help you simply achieve your various goals in investment and life protection.

Holistic Approach in Financial Planning from Age 1The Plan is available to all insured from age 1 (last birthday) to “age 80 minus Contribution Payment Term chosen”. You may choose the duration of your Contribution Payment Term, ranging from 5 years to 25 years, to suit your investment needs.

Low Entry Level from USD 90 You can easily join the Plan with a Regular Contribution as low as USD 90 per month (or other equivalent Policy Currencies). We offer five Policy Currencies for your selection, i.e. HK Dollar, US Dollar, Euro, Pound Sterling and Japanese Yen. Regular Contribution can be paid monthly, quarterly, semi-annually or annually. For details, please refer to the “General Information - Minimum Contribution” section. If you are investing in non-local currency, you may be subject to the risk of exchange rate fluctuations.

Regular Contributions will be allocated to the Initial Account in the form of Initial Units during the Initial Period which ranges from 18 to 24 months (as specified in the table below), and to the Accumulation Account in the form of Accumulation Units after the Initial Period.

For the details of the fees and charges that apply to Initial Account and Accumulation Account, please refer to the “Fees and Charges” section.

The switching of units between the Initial Account and the Accumulation Account is not permitted.

5 – 10 years

11 – 15 years

16 – 20 years

21 – 25 years

First 18 months

First 20 months

First 22 months

First 24 months

Contribution Payment Term(complete year)

Initial Period (since the effective date of the Initial Account)


Flexible Contribution Additional Regular ContributionYou can increase the Regular Contribution (each an “Additional Regular Contribution”) with as low as USD 30 per month (or other equivalent Policy Currencies). The Additional Regular Contribution is treated as new Regular Contribution with its own Initial Period, Initial Account, Accumulation Account and Contribution Payment Term. The Contribution Payment Term of Additional Regular Contribution could be selected from 5 years to 25 years.

Single ContributionYou may make Single Contribution at a minimum of USD 1,200 (or other equivalent Policy Currencies). Any Single Contribution paid, after deducting the Premium Charge, will be allocated to Accumulation Account in the form of Accumulation Units. For details, please refer to the “Fees and Charges” and “General Information - Minimum Contribution” sections.

Reduction of Contribution AmountOn the other hand, you can reduce the Regular Contribution and Additional Regular Contribution (if applibcable) after its relevant Initial Period to a level not less than the minimum regular contribution requirement of USD 90 per month for Regular Contribution and USD 30 per month for each Additional Regular Contribution (or other equivalent Policy Currencies).

Stop Paying Contribution You may apply for stop paying Regular Contribution and/or Additional Regular Contribution (if applicable) after the relevant Initial Period to suit your unexpected conditions. When you stop paying Regular Contribution, we reserve the right to terminate your Policy if the value of your Policy Account falls below the minimum policy value requirement of USD1,500 (or other equivalent Policy Currencies). However, your Policy will not be terminated if the value of your Policy Account falls below the minimum policy value requirement due to market movements.

When you stop paying the Regular Contribution and/or Additional Regular Contribution (if applicable), the value of your Policy Account may be significantly reduced due to the fees and charges, which are still deductible during that period, and your entitlement to Extra Allocation (see “Extra Allocation” section for details) may also be affected.

Stop paying Regular Contribution and/or Additional Regular Contribution (if applicable) during the relevant Initial Period is not allowed and may lead to termination of your Policy or the relevant Initial Account (if applicable). For details, please refer to the “Fees and Charges” and “General Information – Stop Paying Contributions” sections.


Partial WithdrawalPartial withdrawal is allowed at anytime, subject to the following requirements:

(1) You may select to withdraw at least USD1,500 (or other equivalent Policy Currencies) per ad hoc transaction or per year on a regular withdrawal basis; and

(2) Any withdrawals made from Accumulation Account will be free of charge. Those withdrawals made from Initial Account may be subject to Exit Charge; and

(3) If the value of your Policy Account immediately after withdrawal is less than the minimum policy value requirement, your Policy will be terminated with applicable Exit Charge (and subject to reclaim of any Extra Allocation made).

The Plan is a long term insurance contract which may not be suitable for those investors who are seeking short term financial gains. Any withdrawal / early surrender may be subject to Exit Charge (up to 100% of the withdrawal amount or surrender value). For details, please refer to “Fees and Charges”, “General Information - Withdrawal” and “General Information - Termination” sections.

Various Investment Choices to Capture Market OpportunitiesThe Plan offers a wide range of investment choices linked to the underlying funds managed by reputable investment managers with exposure to different asset classes and universes, helping you diversify the investment risks and capture the market opportunities.

We will be investing your contributions, after deducting the applicable fees and charges, into the underlying funds corresponding to the investment choices as selected by you for our asset liability management. You should be reminded that you are not investing in the underlying funds and you do not have any legal or beneficial rights or ownership over any of those assets. Your recourse is against the Company only. Therefore, you will be subject to the credit risks of the Company.

The return on investment of your investment choices is calculated or determined by us with reference to the performance of the underlying funds. Hence, we will rigorously select the appropriate investment managers and underlying funds in our platform and regularly update the investment choices. You may visit our website www.standardlife.hk for the latest investment choices available in “Standard Life Fund Options PLUS” or speak to your financial adviser directly.

The investment choices available under the Plan can have very different features and risk profiles. Some may be of high risk. The return of investment under the Plan, subject to the fees and charges of the Plan, may be lower than the return of the underlying funds.


Extra Allocation and Large Value BonusExtra Allocation:During the relevant Initial Period, if your Regular Contribution or each Additional Regular Contribution (if applicable) reaches USD 90 or above per month (or other equivalent Policy Currencies), you can enjoy Extra Allocation ranging from 0.5% to 15% of the relevant Regular Contribution and/or Additional Regular Contribution paid as follows to have more Initial Units:

720 - less than 2,000

2,000 - less than 4,800

4,800 - less than 9,600

9,600 or above

For Additional Regular Contributions, Extra Allocation will be determined separately by the amount of the Additional Regular Contribution and its own Contribution Payment Term.

We will allocate the unit of the Extra Allocation to your relevant Initial Account after receiving your Regular Contribution or Additional Regular Contribution (if applicable).

If (1) death of the Life Insured (or last surviving Life Insured for joint life policy) occurs within the first 24 months from the effective date of the relevant Initial Account, or (2) the Policy is surrendered or the relevant Initial Account is terminated during the Initial Period of the Regular Contribution or such Additional Regular Contribution, the original amount of Extra Allocation made in relation to the Regular Contribution and Additional Regular Contribution, if applicable (regardless of any investment gain or loss arising from the units of the Extra Allocation and the corresponding charges that have been levied on these units) will be deducted from the value of the relevant Initial Account(s) before calculation of the death benefit or surrender value.

(Please note that the rate of Extra Allocation is calculated based on your contribution and does not represent the rate of return or performance of your investment.)

0.1% x CPT

0.2% x CPT

0.4% x CPT

0.6% x CPT

JPYGBPEURUSD

Regular Contribution or Additional Regular Contribution (per month) of each Initial Account

HKD

Extra Allocation(CPT=Contribution Payment Term)

90 - less than 250

250 - less than 600

600 - less than 1,200

1,200 or above

90 - less than 250

250 - less than 600

600 - less than 1,200

1,200 or above

60 - less than 167

167 - less than 400

400 - less than 800

800 or above

11,700 - less than 32,500

32,500 - less than 78,000

78,000 - less than 156,000

156,000 or above


Initial Account

Initial Unit

Large Value Bonus:You can get a Large Value Bonus if the total value of all Accumulation Accounts (at the due date of the Accumulation Account Charge) reaches USD15,000 or above (or other equivalent Policy Currencies). The Large Value Bonus will be applied on a monthly basis and is a percentage of the value of the Accumulation Accounts as follows to offset part of the Accumulation Account Charge (i.e. 0.125% per month):

Allocation of Contribution

Types of Unit

Accumulation Account

Accumulation Unit

Accumulation Account

Accumulation Unit

During the Relevant Initial Period*

Regular Contribution/ Additional Regular Contribution

Single ContributionAfter the Relevant Initial Period*

Quality ServiceWith our online portfolio enquiry system, switching arrangement for investment choices, and regular statement, you can keep track of your investment more easily.

Contributions AllocationYour contributions will be allocated to different accounts according to the following table:

* The Initial Period of each Regular Contribution and Additional Regular Contribution will be ranging from 18 months to 24 months depending on its relevant Contribution Payment Term.

10,000 – less than 30,000

30,000 – less than 60,000

60,000 – less than 80,000

80,000 or above

1,950,000 – less than 5,850,000

5,850,000 – less than 11,700,000

11,700,000 – less than 15,600,000

15,600,000 or above

120,000 – less than 360,000

360,000 – less than 720,000

720,000 – less than 960,000

960,000 or above

JPYGBPEURUSD

Total Value of all Accumulation Accounts

HKD

15,000 – less than 45,000

45,000 – less than 90,000 90,000 – less than 120,000

120,000 or above

15,000 – less than 45,000

45,000 – less than 90,000

90,000 – less than 120,000

120,000 or above

0.005%

0.010%

0.015%

0.020%

Large Value Bonus(per month)

08 Harvest 101 Investment Plan08 Harvest 101 Investment Plan


Fees and Charges

Summary of Fees and Charges

3

3 7

3 7

7 3

7 3

7 7

7 3

3

(If any, the Bid-Offer spread will be charged by the underlying fund and will be reflected in the unit price of the underlying fund and

the corresponding of the investment choice)

3

(These charges will be reflected in the unit price of the underlying funds and corresponding investment choices)

Policy Fee

Administration Charge

Exit Charge

Accumulation Account Charge

Premium Charge

Switching Fee

Advisory Fee (Optional)

Bid-Offer Spread

Other Underlying Fund Charges

Initial Account Accumulation AccountFees and Charges

Policy Level

Underlying Fund Level


• Throughoutthewholepolicyterm,thisfeewillbedeductedonamonthlybasisfromthePolicyAccount by redeeming the appropriate number of units of investment choices at the beginning of each policy month in proportion to the value of investment choices in the Policy Account.

• ThisfeewillbedeductedfromtheAccumulationAccountfirst,ifthevalueofAccumulationAccount is insufficient, the fee will then be deducted from the Initial Account.

• ThefeeispayabletotheCompany.

• Thisfeeis6.0%perannum(i.e.0.5%permonth)onthevalueofanInitialAccount.• ThroughouttheContributionPaymentTerm,thisfeewillbedeductedonamonthlybasisfromeach

Initial Account by redeeming the appropriate number of units of investment choices at the beginning of each policy month in proportion to the value of investment choices in each Initial Account.

• ThischargeispayabletotheCompany.

• Thischargeisappliedforregularwithdrawal,adhocwithdrawalandrelevantsituationsmentioned in the “General Information - Termination” section.

• Thischargeis100%ofthesurrenderandwithdrawalamountatthefirst12monthssincetheestablishment of each Initial Account.

• Thereafter,thischargewilldependontheoutstandingContributionPaymentTermfortherelevant Regular Contribution and Additional Regular Contribution (if applicable). Please see the table below for details.

For withdrawal • ThischargewillbedeductedfromthevaluewithdrawnfromeachInitialAccountdesignatedby

you on date of withdrawal.For termination of policy (other than the maturity of Policy or the proceeds of death benefit is paid)• ThischargewillbedeductedfromthevalueoftheInitialAccountontherespective

payment day.

Details of Fees and Charges

I. Policy Level

Policy Fee

Administration Charge

Exit Charge

Types Details

242322212019181716151413

86%83%80%77%74%71%68%65%62%58%54%50%

121110987654321

46%42%38%34%30%26%22%18%14%10%6%3%

Exit Charge (%)Outstanding ContributionPayment Term1 (in years) Exit Charge (%)Outstanding Contribution

Payment Term1 (in years)

JPYGBPEURUSDHKD

60 7.5 7.5 5 975

Policy Currency

Policy Fee (per month)

1 Part years will be rounded up to the next whole year.


Example 1: An Initial Account with a 5- year Contribution Payment Term: • TheExitChargeduringthefirstyearwillbe100%. • Thereafter,theExitChargewillbe – 14% for the Initial Account with 4 years outstanding Contribution Payment Term – 10% for the Initial Account with 3 years outstanding Contribution Payment Term – 6% for the Initial Account with 2 years outstanding Contribution Payment Term – 3% for the Initial Account with 1 year outstanding Contribution Payment Term – 0% upon the end of Contribution Payment Term.

Example 2: An Initial Account with a 15- year Contribution Payment Term: • TheExitChargeduringthefirstyearwillbe100%. •Duringthesecondyear,theoutstandingContributionPaymentTermwillbe14years(i.e.

15 years – 1 year) and the Exit Charge will be 54% for the Initial Account. • At2.5years,theoutstandingContributionPaymentTermwillbe13years(i.e.15years

– 2.5 years and part year of the outstanding Contribution Payment Term will be treated as a whole year) and the Exit Charge will be 50% for the Initial Account.

• Thechargewillbereducedyearbyyearandbecomes0%upontheendofContributionPayment Term.

• ThewithdrawalamountandsurrendervaluewillbepaidafterdeductingtherelevantExitCharge and after reclaim of any original Extra Allocation made (if applicable).

• IfthereismorethanoneInitialAccount,ExitChargewillbeappliedtotheInitialUnitswithdrawn or surrendered from each Initial Account.

• NoExitChargewillbeappliedtowithdrawalfromAccumulationAccount.• ThischargeispayabletotheCompany.

• Thischargeis1.5%perannum(i.e.0.125%permonth)onthevalueofeachAccumulationAccount.• Throughoutthewholepolicyterm,thischargewillbedeductedonamonthlybasisfromeach

Accumulation Account by redeeming the appropriate number of units of investment choices at the beginning of each policy month in proportion to the value of investment choices in each Accumulation Account.

• LargeValueBonus,ifany,willbeofferedtoyouonamonthlybasistooffsetpartoftheAccumulation Account Charge.

• ThischargeispayabletotheCompany.

• Thischargeis5.0%onthevalueofeachSingleContributionpaid.• ThischargewillbedeductedoncewereceiveyourSingleContribution.• ThereiscurrentlynoPremiumChargeleviedonRegularContributionorAdditionalRegular

Contribution.• ThischargeispayabletotheCompany.

• Currentlynilforallswitchingbetweeninvestmentchoices.

• Thisfeerangesfrom0%to2%perannum(i.e.0%to0.16666%permonth)onthevalueofeach Accumulation Account.

• Ifapplicable,thisfeewillbedeductedonamonthlybasisfromeachAccumulationAccountby redeeming the appropriate number of units of investment choices at the beginning of each policy month in proportion to the value of investment choices in each Accumulation Account.

• Thisfeeisoptionalandistobedeterminedbetweenyouandyourappointedthirdpartyfinancial adviser (if any).

• Thisfeeispayabletoyourappointedthirdpartyfinancialadviser.

Accumulation Account Charge

Premium Charge

Switching Fee

Advisory Fee(Optional and applicable to Accumulation Account only)


II. Underlying Fund LevelThere may have separate charges for the underlying funds of the different investment choices. The summary of the underlying funds’ fees and charges are as follows:

• Currentlynilformostoftheinvestmentchoices.• However,certaininvestmentchoicesmayinvolvebid-offerspreadintheunitpricewhich

reflects the redemption charge applied by the corresponding underlying funds. For details of the bid-offer spread of the unit price of investment choices, please refer to the “Investment Choice information” section of “Standard Life Fund Options PLUS”.

• Charges(suchasmanagementfee,performancefee)varyaccordingtotheunderlyingfunds.You do not pay these fees directly. The fees will be deducted and such reduction will be reflected in the unit price of the underlying funds. For details, please refer to the offering document of the underlying funds and the “Standard Life Fund Options PLUS”.

Bid-Offer Spread

Other Underlying Fund Charges

DetailsTypes

The fees and charges applied on underlying funds level will be payable to the respective fund managers of the underlying funds. For details, please refer to the offering document of the underlying funds and/or the Principal Brochure of the Plan.

We reserve the right to vary the Policy charges or impose new charges with not less than 1-month’s prior written notice or such other period of notice in compliance with the relevant regulatory requirements.

Harvest 101 Investment Plan 13Harvest 101 Investment Plan 13


General Information

ApplicationTo apply for the Plan, you simply need to complete the application form and return it to the Company with the required contributions. It is available on a single life and joint life basis with an issue age of the life insured from age 1 (last birthday) to “age 80 minus Contribution Payment Term chosen”.

Plan OwnershipThe Plan allows sole or joint ownership. All policy owners should have insurable interest with the Life Insured. For the Policy with joint ownership, the Company require application with signatures from all policy owners before the Company process any transactions related to the Policy. The policy owner(s) may assign the Plan to a third party by sending us a written notice of assignment.

Policy CurrencyThe Policy Currencies are Hong Kong Dollar ‘HKD’, United States Dollar ‘USD’, Euro ‘EUR’, Pound Sterling ‘GBP’ and Japanese Yen ‘JPY’. Amount payable under the Policy will be made in the Policy Currency that you have selected.

If you are investing in non-local currency, you may be subject to the risk of exchange rate fluctuations.

Currency and Place of PaymentThe Company uses a pre-fixed amount for each Policy Currency for the purposes of determining the amount of relevant (1) minimum policy value, (2) minimum contribution, (3) minimum withdrawal requirements and; for the purposes of determining the applicable rate of (1) Extra Allocation and (2) Large Value Bonus.

All payments to be made by or to the Company under the Policy will be paid in the Policy Currency specified at the time of application at the Company’s registered office in Hong Kong or at any other place designated by the Company. Please contact the Company or your financial adviser for the available method of payment as determined by the Company from time to time.

The Company may accept payment in currency other than the Policy Currency specified at the time of application at the Company’s discretion. Such payment will be converted to the Policy Currency at the exchange rate (as determined by the Company with reference to the prevailing bank exchange rate) on the date of the payment to be processed by the Company.


Minimum Contribution The initial Regular Contribution made at the outset and any additional contributions (Single Contribution and Additional Regular Contribution) made are subject to the minimum contribution requirement as outlined below:

Regular Contribution and Additional Regular Contribution(s) can be made monthly, quarterly, semi-annually or annually.

Minimum Policy ValueThe minimum policy value requirement for each Policy Currency is specified in the table below:

The minimum policy value requirement will apply when you make withdrawal(s) or stop paying Regular Contribution and Additional Regular Contributions. If the value of your Policy Account immediately after the withdrawal(s) is less than the minimum requirement, your Policy will be terminated with applicable Exit Charge. Your Policy will not be terminated if the value of the Policy Account falls below the minimum policy value requirement due to the market movements during the stop paying contribution’s period.

Regular Contribution(per month)

Additional Regular Contribution (per month)

Single Contribution(per transaction)

720

240

9,600

90

30

1,200

90

30

1,200

60

20

800

11,700

3,900

156,000

JPYGBPEURUSDMinimum Contribution Policy Currency

HKD

JPYGBPEURUSDHKD

12,000 1,500 1,500 1,000 195,000


Contributions AllocationYour contributions, after deducting the Premium Charge for Single Contribution, will be used for the allocation of units of investment choices available under the Policy, using the offer price2 of the corresponding investment choices on the valuation day immediately following the later of the day upon which (1) the Company receive your contribution(s) in cleared funds or (2) our internal processing of your payment is completed (processing time may vary depending on different payment methods).

You may determine the allocation of your contributions when you start your Policy, provided that your allocation:

¬ specifies a whole number percentage allocation for each investment choice in which you wish to invest; and

¬ allocates to each investment choice not less than 10% of your contribution; and¬ the total allocation percentage must equal to 100%.

The allocation of units of investment choices to the Policy is notional and is solely for the purpose of determining the value of the Policy Account. All contributions you pay towards the Policy, and any investments made by the Company in the underlying funds you selected, will become and remain the assets of the Company. You do not have any legal or beneficial rights or ownership over any of those assets. Your recourse is against the Company only.

Cancellation of UnitsOn the payment date of any Policy charges, or the effective date of any withdrawal, surrender, policy maturity, switching of investment choice and death benefit payout, the Company will cancel the unit(s) of the investment choice(s) from your Policy at the bid price of the investment choice.

2 In general, there is currently no bid and offer spread for most of the investment choices so that the offer price will be equal to the bid price and the offer value will be equal to bid value. For details, please refer to “Standard Life Fund Options PLUS”


Switching of Investment ChoicesAs your personal investment objectives change, the Policy currently allows you to switch between investment choices at no switching fee. However, the minimum switch-out amount of each switching instruction to another investment choice cannot be less than 1% of the value of the relevant investment choice.

Switching of certain investment choices may involve bid-offer spread in the unit price which reflects the redemption charge applied by the corresponding underlying funds. For details, please refer to the “Standard Life Fund Options PLUS”.

Switching of investment choices may involve bid-offer spread in foreign exchange which may affect the value of your Policy Account.

Changed CircumstancesThe Company can alter or modify the policy provisions of the Policy, at any time without your consent while the Policy remains in force if:

(1) it becomes impossible or impracticable to carry out any of the policy provisions as a result of changes in the law or other circumstances beyond our control; or

(2) tax rules are changed; or(3) the Company have to pay a government levy.

The Company reserves the right to change the minimum and maximum values and levels referred to in the policy provisions from time to time by a reasonable amount to reflect any changes to the administration, specification and costs of providing the Policy. Such alteration or modification will be determined fairly and reasonably by an actuary or other person of professional standing.

The Company will give you with not less than 1-month’s prior written notice or such other period of notice in compliance with the relevant regulatory requirements explaining the change to your last known address.

Borrowing RestrictionsThe Policy has no borrowing powers. For details of the borrowing powers of the underlying funds, please refer to the offering documents of each underlying fund.


Partial WithdrawalYou may request to make withdrawals on an ad hoc or regular basis provided that immediately after withdrawals, the value of the Policy must not be less than the minimum policy value of USD1,500 (or other equivalent Policy Currencies); otherwise, the Company will terminate your Policy and pay you the surrender value as specified in the “Surrender” section.

Any ad hoc or regular withdrawals are subject to the following minimum withdrawal amount:

Regular withdrawal can be made monthly, quarterly, semi-annually or annually. In respect of non-annual mode withdrawal, the requirement of minimum withdrawal is divided by 12, 4 and 2 for monthly, quarterly and semi-annual withdrawal respectively.

If there is more than one account, you have to designate the account for each withdrawal. If the withdrawal is made from an Initial Account during its relevant Contribution Payment Term, an Exit Charge will apply and the withdrawal amount will be paid after deducting the Exit Charge (potentially up to 100% of your withdrawl amount), whereas withdrawals is made from Accumulation Account will be free of Exit Charge. For details, please refer to the “Fees and Charges” section.

The Company will pay the amount of any withdrawal less applicable Exit Charge in the Policy Currency within 15 Hong Kong business days after the valuation day (according to the latest valuation day of the investment choices under the Policy Account) immediately following the effectivedateforsuchwithdrawal.Nointerestispayableinrespectoftheperiodbetweentheeffective date of withdrawal and the date of payment.

The Policy is a long term insurance contract. It may not be suitable for those investors who are seeking short term financial gains. Any withdrawal may be subject to Exit Charge and may result in a significant loss of your principal and/or bonuses awarded. Poor performance of the underlying funds may further magnify your investment losses while all charges are still deductible.

JPYGBPEURUSDHKD

12,000 1,500 1,500 1,000 195,000


SurrenderYou may request to surrender your Policy while it remains in force by completing a prescribed form which can be obtained from us and meeting all other specified conditions for surrender. The surrender value of the Policy is the value of your Policy Account less the applicable Exit Charge and subject to reclaim of any Extra Allocation made (if applicable). Details are outlined in the “Fees and Charges” section and “Extra Allocation” section.

The effective date of surrender will be the valuation day immediately following the date on which the Company receives your valid written request for such surrender. The Policy will automatically terminate on the effective date of surrender. The Company will pay out the surrender value of your Policy within 15 Hong Kong business days after the valuation day (according to the latest valuation day of the investment choices under the Policy Account) immediately following the effective date forsuchsurrender.Nointerestispayableinrespectoftheperiodbetweentheeffectivedateofsurrender and the date of payment.

The Plan is a long term insurance contract. It may not be suitable for those investors who are seeking short term financial gains. Early surrender may be subject to Exit Charge and may result in a significant loss of your principal and/or bonuses awarded. Poor performance of underlying funds may further magnify your investment losses, while all charges are still deductible.

Policy MaturityWhile the Policy remains in force, it will become mature at the policy anniversary on or immediately before the 100th birthday of the Life Insured or the younger Life Insured for joint life policy (“Policy Maturity Date”). The Company determine the value of your Policy Account at the Policy Maturity Date and pay the policy holder(s) the value of the Policy Account in the Policy Currency within 15 Hong Kong business days after the valuation day (according to the latest valuation day of the investment choices under the Policy Account) immediately after the Policy MaturityDate.NointerestispayableinrespectoftheperiodbetweenthePolicyMaturityDateandthe date of payment.


Death BenefitThe Plan provides life coverage on a single life and joint life basis. The life coverage will be equal to 101% of the value of the Policy Account, except in the case of the suicide. Please refer to the section under “General Information – Suicide” for further details. In addition to the life coverage, an extra 10% of the value of the Initial Account, subject to a maximum of HKD 80,000/USD 10,000/ EUR 10,000/GBP 6,667/JPY 1,300,000, will be payable as additional benefit in the event of accidental death of the Life Insured, or in the case of more than one Life Insured, last surviving Life Insured on or before age 65. For details of this additional benefit, please refer to the policy provisions.

Death benefit will be paid out on the occurrence of one of the following two events:

(1) Single life policy – the death of the sole Life Insured;(2) Joint life policy – the death of the last surviving Life Insured. Only one Death Benefit is payable

under this Policy.

While the Policy remains in force and the Company have received satisfactory proof of the Life Insured’s death, the Company will pay out the proceeds of death benefit in the Policy Currency to the person(s) entitled within 15 Hong Kong business days after the valuation day (according to the latest valuation day of your investment choices under the Policy Account) immediately following the date on which the Company receives all relevant documentation completed to our satisfaction. Such payment will discharge all our obligations under the Policy. If there is no nominated beneficiary or any information given on the nominated beneficiary is incomplete, the death benefit shall be payable to the policy owner(s). The valuation day for the units standing to the credit of yourPolicywillbethenextvaluationdayimmediatelyfollowingourreceiptoftheclaimform.Nointerest is payable in respect of the period between the effective date of claim and the date of payment.

SuicideIf the Life Insured (or last surviving Life Insured for joint life policy) commits suicide, whether sane or insane, within 12 months from the effective date of a Regular Contribution, Additional Regular Contribution or Single Contribution, our liability under this Policy will be limited to: (1) with respect to Initial Account(s) and Accumulation Account(s) (in respect of Single

Contributions, if any) which have been established for 12 months or more prior to the date of death, and Accumulation Account(s) (in respect of Regular Contribution and Additional Regular Contributions), 101% of the value of the aforementioned accounts if the Life Insured (or last surviving Life Insured for joint life policy) dies; and

(2) with respect to Initial Account(s) and Accumulation Account(s) (in respect of Single Contributions, if any) which have been established for less than 12 months prior to the date of death, the amount of Regular Contributions, Additional Regular Contribution and Single Contributions paid to such Initial Account(s) and Accumulation Account(s) less any withdrawals and any claims from such accounts, and a market value adjustment charge to cover any investment loss resulting from realising the value of any assets acquired through our investment of any such premiums paid at that time.


Deduction of DebtsThe Company will deduct all outstanding charges you owe the Company from the amount the Company pay out under the Policy.

Stop Paying ContributionsDuring the relevant Initial Period:

(1) If you do not pay your Regular Contribution and all Additional Regular Contributions (if applicable) in full within 31 days from the date they are due, we will terminate your Policy and pay you the surrender value in the Policy Currency after deduction of the original amount of Extra Allocation made to your relevant Initial Account and any relevant charges.

(2) If you do not pay your Additional Regular Contributions (if applicable) in full within 31 days from the date they are due, the Company will terminate the Initial Account in relation to such Additional Regular Contribution. You will be deemed to have applied for withdrawal of all the units in the relevant Initial Account. We will pay you the value of the relevant Initial Account in the Policy Currency after deduction of the original amount of Extra Allocation made to your relevant Initial Account and any relevant charges.

After the relevant Initial Period, if the value of your Policy Account is less than the minimum policy value requirement, the Company reserves the right to terminate your Policy. However, your Policy will not be terminated if the value of the Policy Account is less than the minimum policy value due to market movements.

You may resume paying the contributions at any time before the Policy is terminated. You need to submit the relevant forms to apply for resuming payment of the premiums.

Policy TerminationThe Policy will automatically terminate and will be subject to Exit Charge (except (3), (5) and (6) listed below) on the earliest of the following:

(1) when Regular Contribution and all Additional Regular Contributions (if applicable) are not paid in full within 31 days of such payment falling due during its relevant Initial Period; or

(2) when the value of the Policy Account, • immediatelyafterthewithdrawal(adhocorregular);or •whilethepolicyisapaid-uppolicy,i.e.stoppayingRegularContributionandallAdditional

Regular Contributions (if applicable); is less than the minimum policy value requirement in effect at the time (except the value of

the Policy Account of a paid-up policy is less than the minimum policy value due to market movements); or

(3) the value of the Policy Account becomes zero; or(4) the effective date of surrender; or(5) when the proceeds of Death Benefit is paid; or (6) the policy anniversary on or immediately before the 100th birthday of the Life Insured or the

younger Life Insured for joint life policy (i.e. maturity of the Policy).


Exchange RatesThe return on investment of your investment choices is calculated or determined by the Company with reference to the performance of the underlying funds which are managed by reputable investment managers.

The denominating currency of the investment choices may be different from that of the corresponding underlying funds. Changes in foreign currency exchange rate may therefore affect the performance of the investment choices. Please refer to “Standard Life Fund Options PLUS” for details.

IncontestabilityYour or the Life Insured’s failure to disclose a material fact or making of an incorrect statement about a material fact will not, in the absence of fraud, render the Policy voidable by the Company after it has been in force during the Life Insured’s lifetime for two years from the Policy Start Date. A material fact is a fact which would have been likely to influence our decision to offer the Policy or affect coverage provided or the Regular Contribution, Additional Regular Contributions and Single Contributions which the Company would charge for the Policy. The provision will apply to any schedules attached to the Policy unless stated otherwise.

Incorrect Age or SexIf the Life Insured’s date of birth or sex as shown in the Policy Schedule is incorrect, the amount payable and every benefit accruing under the Policy will be such as the Regular Contribution, Additional Regular Contributions and Single Contributions paid at the correct age or sex.

Valuation of Investment ChoiceThe bid and offer price of each investment choice is calculated on each valuation day with reference to the unit price of the corresponding underlying fund of the investment choice. The unit price of the investment choices will involve dividing the value of the net assets of the investment choice by the number of outstanding units of the investment choices.

The valuation of the net assets of an investment choice is determined by valuing the assets attributable to that investment choice, then deducting all outstanding costs, expenses and liabilities attributable to that investment choice.

The Company may suspend the determination of the unit price of the investment choices if the valuation of the corresponding underlying fund of the investment choices is impracticable. For details of the valuation of assets of the investment choices and suspension of determination of the unit price of the investment choices, please refer to the relevant policy provisions which is made available to you by us, free of charge.

The bid and offer price of each investment choice is available to you at the Company’s website www.standardlife.hk or you can call the Company’s Customer Service Hotline on 2169 0300 from Monday to Friday, 9:00am to 5:30pm.


Exceptional CircumstancesIn exceptional circumstances, the Company may not allow you to make an investment contribution, switching, withdrawal, regular withdrawal or surrender in order to maintain fairness and equity between the policy owners holding and those policy holders cancelling the units of an investment choice. Such exceptional circumstances may include, but are not limited to the suspension, gating or deferral of subscriptions to or redemption from any investment choice in which your Policy is invested.

The Company can only prevent you from making an investment contribution, switching, withdrawal, regular withdrawal or surrender for a continuous period of no more than 30 Hong Kong business days under such circumstances unless the event which triggers the exceptional circumstance is still outstanding and in such case you may be prevented from making an investment contribution, switching, withdrawal, regular withdrawal or surrender until the events has ceased or been eliminated. When you do make the investment contribution, switching, withdrawal, regular withdrawal or surrender, we will use the unit prices of investment choices that apply at that time. The Company will give you a written notice as soon as reasonably practicable if any exceptional circumstances exist which would prevent you from making an investment contribution, switching, withdrawal, regular withdrawal or surrender or we have suspended the valuation of the units relating to an investment choice.

Closure of Investment ChoiceThe Company will give you with not less than 1-month’s prior written notice or such other period of notice in compliance with the relevant regulatory requirements before the Company close any investment choice currently available under the Plan.

Underlying Fund ChargesInvestment managers of the underlying funds will levy different fees and charges on their managed underlying funds. All fees and charges will be reflected in its unit price of the underlying funds and the corresponding investment choices. For the details of the charges of the underlying funds, please refer to “Standard Life Fund Options PLUS” and the relevant underlying funds’ offering documents made available by us.

Investment Manager of Underlying FundsFor information on the investment managers of the underlying funds, please refer to the “Investment Manager” section of the “Standard Life Fund Options PLUS”.


RoundingThe Company may reasonably round any calculations by an adjustment of not more than 5 decimal places. Rounding adjustments include, but not limited to, the determination of charges, unit, and unit price.

Cooling-off Period1. You may cancel the Policy within the earlier of the 21 days from (a) the date of delivery of

the Policy or (b) the date of issue of a notice informing you or your representative about the availability of the Policy and the expiry date of the cancellation rights described in the policy provisions.

2. If you want to cancel the Policy within the time period referred above, your request to cancel must be signed and received directly by us at 40/F, Tower 1, Times Square, 1 Matheson Street, Causeway Bay, Hong Kong within 21 days after the delivery of the Policy or issue of the aforementioned notice to you or your representative, whichever is earlier. When the Company receives your written request, the Company will refund all Regular Contribution(s), Additional Regular Contribution(s) (if any) and Single Contribution(s) (if any) paid without interest, from which the Company may deduct a market value adjustment charge to cover any investment loss resulting from realising the value of any assets acquired through our investment of anypremiumspaidatthattime.NorefundofRegularContribution(s),AdditionalRegularContribution(s) (if any) and Single Contribution(s) (if any) will be paid if payment in respect of a claim has been made.

Applicable Law and JurisdictionThe Policy is governed by and shall be construed in accordance with the laws of the Hong Kong Special Administrative Region. The courts in the Hong Kong Special Administrative Region shall have non-exclusive jurisdiction to settle any disputes and claims that arises out or in connection with this Policy.

Geographical LimitsThe Policy is not available to United States and Canadian residents due to taxation issue.


TaxationTax benefits that can be derived from the Plan depend on the tax law applicable to your particular situation. The Company advise you to seek your own independent professional advice regarding your particular tax circumstances.

AuthorisationThe Plan and the Principal Brochure of the Plan have been authorised by the Securities and Futures Commission (“SFC”) pursuant to sections 104(1) and 105(1) of the Securities and Futures Ordinance.

SFC authorisation is not a recommendation or endorsement of a scheme nor does it guarantee the commercial merits of a scheme or its performance. It does not mean the scheme is suitable for all investors nor is it an endorsement of its suitable for any particular investor or class of investors. SFC does not take any responsibility for the contents of the Principal Brochure, make no representation as to its accuracy or completeness, expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the Principal Brochure.

ResponsibilityStandard Life (Asia) Limited accepts full responsibility for the accuracy of the information contained in the Principal Brochure and confirm, having made all reasonable enquiries, that to our best knowledge and belief that there are no other facts the omission of which would make any statement therein misleading.

StatementYou will receive a statement each year stating the balance of your Policy. Upon your request, a similar statement will be provided to you at dates other than the anniversary of your Policy without cost.

Plan UnderwriterStandard Life (Asia) Limited is an authorised insurer in Hong Kong to write class A, class C and class I of long term business, and is a subsidiary of Standard Life plc.

40/F, Tower 1, Times Square, 1 Matheson Street, Causeway Bay, Hong KongTelephone: +852 2169 0700 Fax: +852 2169 0220Web: www.standardlife.hk

保單貨幣保單費用（每月）

標準人壽基金選擇PLUSSeptember 2013 2013年9月This brochure is applicable to the following plans which are currently marketed to the public in Hong Kong: Aspire Investment Plan, Harvest 101 Investment Plan, Harvest Wealth Investment Plan, LifeMaster, Pro-Investor Investment Plan and Wealth Amplifier Investment Plan; and the following plans which are currently not marketed to the public in Hong Kong: Flexi-Pro, FutureCompass RI, FutureCompass SI, Harvest Supreme Investment Plan, Leap Single Investment Plan, Reach Retirement Plan, Spectrum Retirement Plan, Spring Education Plan, Steps Regular Investment Plan and Wealth Achiever Investment Plan (each a “Plan” and collectively, the “Plans”). This brochure, the relevant product brochure and the relevant product key facts statement together constitute the offering documents of a Plan and should be issued and read in conjunction with each other.

本刊物適用於以下可向香港公眾人士銷售的計劃：「譽富」投資計劃、「盈聚101」投資計劃、「宏聚」投資計劃、優越人生、致富之選投資計劃及「晉富之選」投資計劃；及以下經已停止在香港向公眾推廣的計劃︰保障通、創領未來RI、創領未來SI、「豐聚」投資計劃、飛躍單一投資計劃、跨越退休儲蓄計劃、彩耀里程退休儲蓄計劃、智源泉教育儲蓄計劃、邁進定期投資計劃及「雄財」投資計劃 (各自及統稱「計劃」)。

本刊物、計劃的相關產品推銷刊物及產品資料概要一併構成計劃之銷售文件及應一併發出及閱讀。

Standard Life Fund Options PLUS

Supplement to the Standard Life Fund Options PLUS

This supplement should be issued and read in conjunction with the “Standard Life Fund Options PLUS – September 2013”.

Closure for any subscription and switch-in Robeco US Premium Equities - D (Reference Code: 07OU)

The following footnote shall be added to Robeco US Premium Equities - D in the table under the section “Investment

Choices” on page 9 and under the section “Investment Choice Information” on page 21 of the current Standard Life Fund

Options PLUS respectively to reflect the closure for further subscription and switch-in of Robeco US Premium Equities - D

with effect from 10 October 2013:

“* With effect from 10 October 2013, this investment choice is closed for any subscription and switch-in, until further

notice.”

Changes to the following investment choices (collectively, the “Investment Choices”)

1. PARVEST Equity Russia - Classic Cap - USD (Reference Code: 24BU)

2. PARVEST Equity Russia - Classic Cap - EUR (Reference Code: 17BE) The relevant information under “Investment Choice Information” section of the current Standard Life Fund Options PLUS shall be changed as follows to reflect the changes to the Investment Choices and its corresponding underlying funds (additions are underlined and deletions are struck through) with effect from 1 November 2013:

1. PARVEST Equity Russia - Classic Cap - USD (Reference Code: 24BU)

Current With effect from 1 November 2013

Relevant page

number

Investment

Objectives of the

underlying fund

of the

Investment

Choice

To increase the value of its assets over

the medium term. This sub-fund invests

at least 2/3 of its assets in shares or

other securities of companies that have

their registered offices or conduct the

majority of their business activities in

Russia and in derivative financial

instruments on this type of asset. The

remaining portion, namely a maximum

of 1/3 of its assets, may be invested in

any other transferable securities, money

market instruments, derivative financial

instruments or cash, provided that the

investments in debt securities of any

kind do not exceed 15% of its assets

and up to 5% of its assets may be

invested in UCITS or UCI.

Some of these markets are not currently

considered regulated markets, so direct

investments on these markets must be

limited to 10% of net assets. Russia is

one of these non-regulated markets,

except for the Russian Trading System

Stock Exchange ("RTS Stock

Exchange") and the Moscow Interbank

Currency Exchange ("MICEX") which

are considered regulated Russian

markets and on which investments can

exceed 10% of net assets.

To increase the value of its assets over the

medium term. This sub-fund invests at least

2/3 of its assets in shares or other similar

securities of companies that have their

registered offices or conduct the majority of

their business activities in Russia and in

derivative financial instruments on this type

of asset. The remaining portion, namely a

maximum of 1/3 of its assets, may be

invested in any other transferable securities,

money market instruments , derivative

financial instruments or cash, provided that

the investments in debt securities of any kind

do not exceed 15% of its assets and up to

5%10% of its assets may be invested in

UCITS or UCI.




limited to 10% of net assets. Russia is one of

these non-regulated markets, except for the

Russian Trading System Stock Exchange

("RTS Stock Exchange") and the Moscow

Interbank Currency Exchange ("MICEX")

which are considered regulated Russian


exceed 10% of net assets. The sub-fund may also use financial derivative instruments for hedging purpose only.

42

2. PARVEST Equity Russia - Classic Cap - EUR (Reference Code: 17BE)

Current With effect from 1 November 2013

Relevant page

number

Investment

Objectives of the

underlying fund

of the

Investment

Choice

To increase the value of its assets over

the medium term. This sub-fund invests

at least 2/3 of its assets in shares or

other securities of companies that have

their registered offices or conduct the

majority of their business activities in

Russia and in derivative financial

instruments on this type of asset. The

remaining portion, namely a maximum

of 1/3 of its assets, may be invested in

any other transferable securities, money

market instruments, derivative financial

instruments or cash, provided that the

investments in debt securities of any

kind do not exceed 15% of its assets

and up to 5% of its assets may be

invested in UCITS or UCI.




limited to 10% of net assets. Russia is

one of these non-regulated markets,

except for the Russian Trading System

Stock Exchange ("RTS Stock

Exchange") and the Moscow Interbank

Currency Exchange ("MICEX") which

are considered regulated Russian


exceed 10% of net assets.

To increase the value of its assets over the

medium term. This sub-fund invests at least

2/3 of its assets in shares or other similar

securities of companies that have their

registered offices or conduct the majority of

their business activities in Russia and in

derivative financial instruments on this type

of asset. The remaining portion, namely a

maximum of 1/3 of its assets, may be

invested in any other transferable securities,

money market instruments , derivative

financial instruments or cash, provided that

the investments in debt securities of any kind

do not exceed 15% of its assets and up to

5%10% of its assets may be invested in

UCITS or UCI.




limited to 10% of net assets. Russia is one of

these non-regulated markets, except for the

Russian Trading System Stock Exchange

("RTS Stock Exchange") and the Moscow

Interbank Currency Exchange ("MICEX")

which are considered regulated Russian


exceed 10% of net assets. The sub-fund may also use financial derivative instruments for hedging purpose only.

42

Closure for any subscription and switch-in BGF Continental European Flexible Fund - EUR (A2) (Reference Code: 02ME)

The following footnote shall be added to BGF Continental European Flexible Fund - EUR (A2) in the table under the section

“Investment Choices” on page 5 and under the section “Investment Choice Information” on page 22 of the current Standard

Life Fund Options PLUS respectively to reflect the closure for further subscription and switch-in of BGF Continental

European Flexible Fund - EUR (A2) with effect from 4 November 2013:

“* With effect from 4 November 2013, this investment choice is closed for any subscription and switch-in, until further

notice.”

Issue Date: 7 October 2013

1Standard Life Fund Options PLUS 標準人壽基金選擇PLUS

Important information before investment• ThePlan(s)is/arealifeinsurancepoliciesissuedbyStandardLife(Asia)Limited(the“Company”).Youaresubjecttothecreditrisksof

the Company.

• Thepremiums/contributionsyoupay,afterdeductionofanyapplicablefeesandchargesofyourPlan(s),willbeinvestedbytheCompanyin the underlying funds you selected and will accordingly go towards accretion of the value of your policy account. The value of your policy account will be calculated by the Company based on the performance of your selected underlying funds from time to time and the ongoing fees and charges which will continue to be deducted from the value of your policy account.

• Allpremiums/contributionsyoupaid towards thePlan(s),andany investmentsmadeby theCompany in theunderlyingfundsyouselected,willbecomeandremaintheassetsoftheCompany.Youdonothaveanylegalorbeneficialrightsorownershipoveranyofthoseassets.YourrecourseisagainsttheCompanyonly.

• Earlysurrenderorwithdrawalof thePlan(s)/suspensionofor reduction inpremium/contributionmay result inasignificant lossofprincipaland/orbonusesawarded(ifapplicable).Poorperformanceofunderlyingfundsmayfurthermagnifyyourinvestmentlosses,while all charges are still deductible.

• TheinvestmentchoicesavailableunderthePlan(s)canhaveverydifferentfeaturesandriskprofiles.Somemaybeofhighrisk.

• Iftheinsurancecoverageforyourpolicyincurscostofinsurance,youshouldnotethefollowings:

– The cost of insurance for your life coverage may increase significantly during the term of the policy due to a combination of factors, for example, age, gender, investment return of your investment choices, etc.

– The higher the cost of insurance, the lesser your premium is available for investment purpose.

– The cost of insurance may increase significantly to a level exceeding your regular premium payment, particularly where your investment choices have been incurring significant losses. In such case, your policy value will be deducted to cover the cost of insurance and other charges of your policy. This may result in significant or even total loss of your investment and premium paid.

– If the value of your policy is not enough to cover the policy charges (including the cost of insurance and other charges), your policy will be terminated early and you will not be able enjoy any targeted death benefit or other benefit from the policy.

• Investmentinvolvesrisks.YoushouldnotpurchasethePlan(s)unlessyouunderstanditandithasbeenexplainedtoyouhowit issuitable for you. The final decision is yours.

Company Profile

Standard Life (Asia) Limited (“ Standard Life”) , established in 1999 and registered as an authorised insurer in Hong Kong, is a subsidiary of the Standard Life plc (the “Group”) and committed to Hong Kong and the Asian region. Partnering with independent financial advisers and other financial institutions, Standard Life provides wealth management solutions focusing on investment-linked insurance plans to help customers accumulate wealth.

In June 2009, Standard Life became the first insurer in Hong Kong to successfully achieve the internationally recognised BSI ISO 27001 Information Security Management System (ISMS) Certification across the entire company. The certificate is a clear testimony to Standard Life’s success in customer information protection. It provides the strongest assurance that the service level of Standard Life has reached world-class standards.

Established in 1825, Standard Life plc is a leading provider of long term savings and investments to around six million customers worldwide. Headquartered in Edinburgh, the Group has around 8,500 employees internationally.

The Group includes savings and investments businesses, which operate across its UK, Canada, Europe, Asia and Middle East; workplace pensions and benefits businesses in the UK and Canada; Standard Life Investments, a global investment manager, which manages assets of around £178bn+ globally; and its Chinese and Indian Joint Venture businesses. At the end of June 2013 the Group had total assets under administration of over £232bn#.

Standard Life plc is listed on the London Stock Exchange and has approximately 1.5 million individual shareholders in over 50 countries around the world. It is also listed in the Dow Jones Sustainability Index (DJSI World), ranking it among the top 10% of sustainable companies in the world.

Standard Life Assurance Limited, a subsidiary of the Group, is rated as “A+” by Standard & Poor’s* and “A1” by Moody’s Investors Service** in terms of long-term credit rating. * Data as at February 2013 ** Data as at February 2013+ Figures as at 30 June 2013# Figures as at 30 June 2013

A note about risk: Investment involves risks. Past performance is not indicative of future performance.

This brochure is issued by the Compnay. Information contained in this document is only a summary prepared by Standard Life. For details, including other fees and charges of the underlying funds, please refer to the relevant underlying fund’s offering document made available to you by the Compnay, free of charge.

Please note that investment choices available under investment-linked assurance schemes provided by Standard Life may not be linked to a class (or classes) of the underlying funds that are offered to the public investors in Hong Kong. As such, you should note that, among others, the fees that are charged in respect of the underlying funds linked to these investment choices may not be the same as the fees charged for a class (or classes) of the underlying funds that are offered to the public investors in Hong Kong. For details, please refer to Standard Life and your financial adviser.

Proposed policy owners should not construe the contents of this document, together with the relevant product brochures and Product Key Fact statements (if applicable), as legal, tax, investment or other advice. In making an investment decision, proposed policy owners must rely on their own examination of the Plan(s) and its terms. Each proposed policy owner should speak to with their own independent advisers with respect to legal, tax, regulatory and financial consequences of investing in the Plan(s) and the investment choices.

Publish Date: September 2013

Standard Life Fund Options PLUS 標準人壽基金選擇PLUS2

Contents Page

Risk Factors 3

Investment Choices 4-10

Investment ManagersAberdeen International Fund Managers Limited 11AllianceBernstein Hong Kong Limited 11Allianz Global Investors 11Baring Asset Management 11BlackRock (Hong Kong) Limited 12BNP Paribas Investment Partners 12F&C Asset Management Limited 12FIL Investment Management (Hong Kong) Limited 12First State Investments (Hong Kong) Limited 12Franklin Templeton Investments (Asia) Limited 13Henderson Global Investors 13Investec Asset Management 13J.P. Morgan Asset Management Limited 13Jupiter Asset Management 14Legg Mason Asset Management Hong Kong Limited 14Man Investments (Hong Kong) Limited 14Mirae Asset Global Investments (HK) Limited 14Pictet Group 15PIMCO Asia Limited 15Robeco Hong Kong Limited 15Schroder Investment Management (Hong Kong) Limited 15Standard Life Investments (Hong Kong) Limited 16Threadneedle Asset Management Limited 16Value Partners Limited 16

Investment Choice InformationEquity

Global 17-19GlobalSmall/MidCap 19North America 20-21Europe 21-24Asia Pacific 25-28Greater China 29-30China 30-31Hong Kong 32Japan 32-33India 34Korea 35Asia Pacific Single Market (Others) 35-36Emerging Market 37-41Emerging Europe 41-43Commodity and Energy Sector 43-47Consumer Goods and Services Sector 47Financial Sector 48Health Care Sector 48-49Infrastructure Sector 49Property Sector 50-51Technology, Media and Telecommunications Sector 51-52Utilities Sector 52

Fixed Income Global 53-55US Dollar 55Europe 56Asia Pacific 57Emerging Market 58-59HighYield 59-61

Mixed Asset Global 61-62Asia Pacific 63

Liquidity / Money Market 63Alternative Investment 64


Risk Factors

Investment in the investment choices provided by Standard Life via the Plan(s) will involve different risks. You should therefore pay particular attention to the information relating to the risk factors contained in the relevant offering documents of the underlying funds of the investment choices. The relevant offering documents are made available to you by Standard Life upon request.

We summarize some of the key risk factors of the investment choices as follows:

General risk factors

Investmentchoicescanhelpdiversifyyourinvestmentbutmaynotprotectyourinvestmentfromtheimpactofwidereconomicissues.Beforeinvesting, potential investors should consider the risks involved. Risks associated with investment choices may include, amongst others, equity market, bond market, foreign exchange, sector, interest rate, inflation, credit, counterparty, liquidity, reliability of credit agency ratings, political risksandanycombinationoftheseandotherrisks.Youmayrefertotheofferingdocumentsoftheunderlyingfundsoftheinvestmentchoicesfor the associated risk.

In addition, investors should note that with regard to the underlying funds that focus on investing in a single sector, geographical area or country, these compartments are highly specialized. Although the investment portfolios of the investment choices may be diversified in terms of the underlying investments, the relevant investment choices are likely to be more volatile than a broad-based investment, such as a global equity investment and they may be more susceptible to fluctuations in value resulting from adverse conditions in the sectors or countries in which the compartments invest.

Additional risk factors for those investment choices using financial derivative instruments (FDI) for investment purpose

Any investment choices using FDI for investment purpose may from time to time utilise both exchange-traded and over-the-counter derivatives (“OTC”) as part of its investment policy and for hedging purpose. These instruments may be volatile, involve certain special risks and may expose investors to a high risk of loss. When used for hedging purposes there may be an imperfect correlation between these instruments and the underlying investments or market sectors being hedged. Transactions in over-the-counter derivatives, such as credit derivatives, may involve additional risks as there is no exchange market on which to close out an open position. It should be noted that all OTC transactions expose the investor to the credit risk of the counterparty.

YoushouldrefertotheofferingdocumentsofunderlyingfundsofrespectiveinvestmentchoicesforthedetailsofrisksinvolvedinusingFDIforinvestment purpose.

Reference Code

Name of Investment Choice Unit Price Currency

Annual Management Fee of the

underlying fund1

Page


Investment Choices

We provide a wide range of investment choices, offering extensive coverage of the world’s financial markets with different levels of risk and potential return. There is a wide variety of investment objectives and strategies, so you are given the opportunity to find a combination of investment choices that meet your needs.

We will be investing your contributions, after deducting the applicable fees and charges, into the underlyingfunds corresponding to theinvestment choices as selected by you for our asset liability management. Please be reminded that you are not investing in the underlying funds and you do not have any legal or beneficial rights or ownership over any of those assets. The recourse of you is against the Standard Life only. YourreturnoninvestmentiscalculatedordeterminedbytheCompanywithreferencetotheperformanceoftheunderlyingfunds.Thereturnofthe investments under the Plan(s) shall be subject to the charges of the Plan(s) and may be lower than the return of the corresponding underlying funds.

The allocation of units of investment choices to the policy is notional and is solely for the purpose of determining the value of the respective policy. The assets of each investment choice will belong to Standard Life.

1 This brochure includes the annual management fee of the underlying funds only. For details about other fees and charges of the underlying funds, please refer to the respective underlying fund’s offering document made available by Standard Life. For the fees and the charges of the Plan(s), please refer to the product brochure of the relevant Plan(s).

2 With effect from 4 March 2013, this investment choice is closed for any subscription and switch-in, until further notice.3 Management Fee is calculated as an annual percentage of average daily Net Asset Value. Consecutive fee levels listed apply with respect to (1) the first US$5,000 million of the net assets of the Portfolio

and (2) the amount of the net assets of the Portfolio over US$5,000 million.4 Management Fee is calculated as an annual percentage of average daily Net Asset Value. Consecutive fee levels listed apply with respect to (1) the first US$300 million of the net assets of the Portfolio

and (2) the amount of the net assets of the Portfolio over US$300 million.

01AU Aberdeen Global - American Equity Fund - A2 USD 1.50% 2002AU Aberdeen Global - Asia Pacific Equity Fund - A2 USD 1.75% 2515AU Aberdeen Global - Asian Local Currency Short Duration Bond Fund - A2 USD 1.00% 5713AU Aberdeen Global - Asian Smaller Companies Fund - A2 USD 1.75% 2503AA Aberdeen Global - Australasian Equity Fund - A2 AUD 1.50% 3504AU Aberdeen Global - Chinese Equity Fund - A2 USD 1.75% 2914AU Aberdeen Global - Emerging Markets Equity Fund - A22 USD 1.75% 3716AU Aberdeen Global - Emerging Markets Smaller Companies Fund - A22 USD 1.75% 3705AE Aberdeen Global - European Equity Fund - A2 EUR 1.50% 2106AU Aberdeen Global - Indian Equity Fund - A2 USD 1.75% 3407AY Aberdeen Global - Japanese Equity Fund - A2 JPY 1.50% 3312AU Aberdeen Global - Select Emerging Markets Bond Fund - A2 USD 1.50% 5811AE AberdeenGlobal-SelectEuroHighYieldBondFund-A2 EUR 1.25% 5908AU Aberdeen Global - Technology Equity Fund - A2 USD 1.75% 5109AP Aberdeen Global - UK Equity Fund - A2 GBP 1.50% 2110AU Aberdeen Global - World Equity Fund - A2 USD 1.50% 1701KE AllianceBernstein - American Income Portfolio - A2 - EUR EUR 1.10% 5502KU AllianceBernstein - American Income Portfolio - A2 - USD USD 1.10% 5503KE AllianceBernstein - Global Bond Portfolio - A2 - EUR EUR 1.10% 5304KU AllianceBernstein - Global Bond Portfolio - A2 - USD USD 1.10% 5305KE AllianceBernstein - Global Conservative Portfolio - A2 - EUR EUR 1.15% 6106KU AllianceBernstein - Global Conservative Portfolio - A2 - USD USD 1.15% 6107KE AllianceBernstein-GlobalHighYieldPortfolio-A2-EUR EUR (1) 1.70%3 (2) 1.50%3 5908KU AllianceBernstein-GlobalHighYieldPortfolio-A2-USD USD (1) 1.70%3 (2) 1.50%3 5909KE AllianceBernstein - India Growth Portfolio - A - EUR EUR 1.75% 3410KU AllianceBernstein - India Growth Portfolio - A - USD USD 1.75% 3411KE AllianceBernstein - International Health Care Portfolio - A - EUR EUR (1) 1.80%4 (2) 1.75%4 4812KU AllianceBernstein - International Health Care Portfolio - A - USD USD (1) 1.80%4 (2) 1.75%4 4813KE AllianceBernstein - Japan Strategic Value Portfolio - A - EUR EUR 1.50% 3214KU AllianceBernstein - Japan Strategic Value Portfolio - A - USD USD 1.50% 32

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16ZE Allianz BRIC Equity - Class AT Acc (EUR) EUR 1.75% 3705ZU Allianz BRIC Equity - Class AT Acc (USD) USD 1.75% 3706ZU Allianz China Equity - Class A Dis (USD) USD 1.75% 3017ZU Allianz Emerging Asia Equity - Class A Dis (USD) USD 1.75% 2507ZU Allianz Global Agricultural Trends - Class AT Acc (USD) USD 1.75% 4309ZU Allianz Hong Kong Equity - Class A Dis (USD) USD 1.75% 3210ZU Allianz Indonesia Equity - Class A Dis (USD) USD 1.75% 3501ZU Allianz Little Dragons - Class AT Acc (USD) USD 2.75% 2503ZU Allianz Oriental Income - Class AT Acc (USD) USD 1.50% 6318ZU Allianz Thailand Equity - Class A Dis (USD) USD 1.75% 3604ZU Allianz Total Return Asian Equity - Class AT Acc (USD) USD 1.75% 2519ZU AllianzUSHighYield-ClassATAcc(USD) USD 1.20% 5904RU Baring ASEAN Frontiers Fund - Class A USD Inc USD 1.25% 2501RU Baring Asia Balanced Fund - Class A USD Acc USD 1.00% 6305RU Baring China Select Fund USD 1.50% 3010RE Baring China Select Fund - EUR EUR 1.50% 3008RE Baring Eastern Europe Fund - Class A EUR Inc EUR 1.50% 4102RU Baring Eastern Europe Fund - Class A USD Inc USD 1.50% 4111RE Baring Global Resources Fund - Class A EUR Inc EUR 1.50% 4306RU Baring Global Resources Fund - Class A USD Inc USD 1.50% 4312RE BaringHighYieldBondFund-ClassAEURInc EUR 1.00% 6007RU BaringHighYieldBondFund-ClassAUSDInc USD 1.00% 6009RE Baring Hong Kong China Fund - Class A EUR Inc EUR 1.25% 2903RU Baring Hong Kong China Fund - Class A USD Inc USD 1.25% 2958MP BGF Asia Pacific Equity Income Fund - GBP (A2) GBP 1.50% 2658MU BGF Asia Pacific Equity Income Fund - USD (A2) USD 1.50% 2634ME BGF Asian Dragon Fund - EUR (A2) EUR 1.50% 2601MU BGF Asian Dragon Fund - USD (A2) USD 1.50% 2656MH BGF China Fund - HKD (A2) HKD 1.50% 3155MU BGF China Fund - USD (A2) USD 1.50% 3002ME BGF Continental European Flexible Fund - EUR (A2) EUR 1.50% 2235ME BGF Emerging Europe Fund - EUR (A2) EUR 1.75% 4103MU BGF Emerging Europe Fund - USD (A2) USD 1.75% 4136ME BGF Emerging Markets Fund - EUR (A2) EUR 1.50% 3704MU BGF Emerging Markets Fund - USD (A2) USD 1.50% 3732MU BGF Emerging Markets Local Currency Bond Fund - USD (A2) USD 1.00% 5854ME BGF Emerging Markets Local Currency Bond Fund - EUR (A2) EUR 1.00% 5857ME BGF Euro Short Duration Bond Fund - EUR (A2) EUR 0.75% 5637ME BGF European Value Fund - EUR (A2) EUR 1.50% 2205MU BGF European Value Fund - USD (A2) USD 1.50% 2233MU BGF Flexible Multi-Asset Fund - USD Hedged (A2) USD 1.50% 6253ME BGF Global Allocation Fund - EUR (A2) EUR 1.50% 6230MU BGF Global Allocation Fund - USD (A2) USD 1.50% 6238ME BGF Global Dynamic Equity Fund - EUR (A2) EUR 1.50% 1706MU BGF Global Dynamic Equity Fund - USD (A2) USD 1.50% 1725MU BGF Global Government Bond Fund - USD (A2) USD 0.75% 53


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39ME BGF Global Opportunities Fund - EUR (A2) EUR 1.50% 1708MU BGF Global Opportunities Fund - USD (A2) USD 1.50% 1740ME BGF Global SmallCap Fund - EUR (A2) EUR 1.50% 1909MU BGF Global SmallCap Fund - USD (A2) USD 1.50% 1941MY BGFJapanSmall&MidCapOpportunitiesFund-JPY(A2) JPY 1.50% 3311MU BGF Japan Small & MidCap Opportunities Fund - USD (A2) USD 1.50% 3342MY BGFJapanValueFund-JPY(A2) JPY 1.50% 3312MU BGF Japan Value Fund - USD (A2) USD 1.50% 3343ME BGF Latin American Fund - EUR (A2) EUR 1.75% 3813MU BGF Latin American Fund - USD (A2) USD 1.75% 3844ME BGF New Energy Fund - EUR (A2) EUR 1.75% 4414MU BGF New Energy Fund - USD (A2) USD 1.75% 4328MU BGF US Dollar Reserve Fund - USD (A2) USD 0.45% 6326MU BGF US Dollar Short Duration Bond Fund - USD (A2) USD 0.75% 5545ME BGF US Flexible Equity Fund - EUR (A2) EUR 1.50% 2016MU BGF US Flexible Equity Fund - USD (A2) USD 1.50% 2052MU BGF US Government Mortgage Fund - USD (A2) USD 0.75% 5527MU BGF World Bond Fund - USD (A2) USD 0.85% 5346ME BGF World Energy Fund - EUR (A2) EUR 1.75% 4419MU BGF World Energy Fund - USD (A2) USD 1.75% 4447ME BGF World Financials Fund - EUR (A2) EUR 1.50% 4820MU BGF World Financials Fund - USD (A2) USD 1.50% 4848ME BGF World Gold Fund - EUR (A2) EUR 1.75% 4421MU BGF World Gold Fund - USD (A2) USD 1.75% 4449ME BGF World Healthscience Fund - EUR (A2) EUR 1.50% 4922MU BGF World Healthscience Fund - USD (A2) USD 1.50% 4950ME BGF World Mining Fund - EUR (A2) EUR 1.75% 4423MU BGF World Mining Fund - USD (A2) USD 1.75% 4451ME BGF World Technology Fund - EUR (A2) EUR 1.50% 5124MU BGF World Technology Fund - USD (A2) USD 1.50% 5101QU F&C Global Convertible Bond - Hong Kong Class A USD 1.00% 5314FU Fidelity Funds - ASEAN Fund - A - ACC - USD USD 1.50% 2602FU Fidelity Funds - Asia Pacific Dividend Fund - A USD 1.50% 2615FU Fidelity Funds - Asian Special Situations Fund - A - ACC - USD USD 1.50% 2603FU Fidelity Funds - China Focus Fund - A USD 1.50% 3124FE Fidelity Funds - Emerging Asia Fund - A - ACC - Euro EUR 1.50% 2716FU Fidelity Funds - Emerging Asia Fund - A - ACC - USD USD 1.50% 2723FE Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - Euro EUR 1.50% 3813FU Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - USD USD 1.50% 3804FU Fidelity Funds - Emerging Markets Fund - A USD 1.50% 3805FE Fidelity Funds - Euro Blue Chip Fund - A - ACC - Euro EUR 1.50% 2206FE Fidelity Funds - European Aggressive Fund - A - ACC - Euro EUR 1.50% 2226FE Fidelity Funds - European Dynamic Growth Fund - A - ACC EUR 1.50% 2227FE Fidelity Funds - France Fund - A - ACC EUR 1.50% 2217FE Fidelity Funds - Global Health Care Fund - A - ACC - Euro EUR 1.50% 4921FE Fidelity Funds - Global Property Fund - A - ACC - Euro EUR 1.50% 50


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11FU Fidelity Funds - Global Property Fund - A - ACC - USD USD 1.50% 5007FU Fidelity Funds - Growth & Income Fund - A USD 1.25% 6228FE Fidelity Funds - Iberia Fund - A - ACC EUR 1.50% 2201FU Fidelity Funds - India Focus Fund - A USD 1.50% 3418FU Fidelity Funds - Indonesia Fund - A - USD USD 1.50% 3629FE Fidelity Funds - Italy Fund - A EUR 1.50% 2308FY FidelityFunds-JapanFund-A-ACC-JPY JPY 1.50% 3319FU Fidelity Funds - Malaysia Fund - A - USD USD 1.50% 3609FU Fidelity Funds - Pacific Fund - A USD 1.50% 2725FE Fidelity Funds - South East Asia Fund - A - ACC - Euro EUR 1.50% 2720FU Fidelity Funds - South East Asia Fund - A - ACC - USD USD 1.50% 2710FU Fidelity Funds - Taiwan Fund - A USD 1.50% 3612FU FidelityFunds-USHighYieldFund-A USD 1.00% 6022FE FidelityFunds-USHighYieldFund-A-Euro EUR 1.00% 6001SU First State Asia Innovation Fund - I USD 1.75% 5205SU First State Asian Bond Fund - I - Dis USD 1.00% 5702SU First State Asian Equity Plus Fund - I - Dis USD 1.50% 2610SU First State Asian Quality Bond Fund - I USD 1.00% 5711SU First State Australian Growth Fund - I USD 1.50% 3603SU First State China Growth Fund - I USD 2.00% 3109SU First State Global Agribusiness Fund - I USD 1.50% 4506SU First State Global Emerging Markets Leaders Fund - I5 USD 1.50% 3807SU First State Global Listed Infrastructure Fund - I USD 1.50% 4908SU First State Global Resources Fund - I USD 1.50% 4504SU First State Hong Kong Growth Fund - I6 USD 1.50% 3202TU Franklin Templeton Investment Funds - Franklin Biotechnology Discovery Fund - A acc USD 1.50% 4930TU Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A acc USD 1.50% 2331TE Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A acc - EUR EUR 1.50% 2303TU Franklin Templeton Investment Funds - Franklin India Fund - A acc USD 1.50% 3419TU Franklin Templeton Investment Funds - Franklin MENA - A acc USD 2.00% 3927TE Franklin Templeton Investment Funds - Franklin MENA - A acc - EUR EUR 2.00% 3904TU Franklin Templeton Investment Funds - Franklin Mutual Beacon Fund - A acc USD 1.50% 1805TU Franklin Templeton Investment Funds - Franklin Mutual European Fund - A acc USD 1.50% 2322TE Franklin Templeton Investment Funds - Franklin Mutual European Fund - A acc - EUR EUR 1.50% 2306TU Franklin Templeton Investment Funds - Franklin Mutual Global Discovery Fund - A acc USD 1.50% 1820TU Franklin Templeton Investment Funds - Franklin Natural Resources - A acc USD 1.50% 4528TE Franklin Templeton Investment Funds - Franklin Natural Resources - A acc - EUR EUR 1.50% 4507TU Franklin Templeton Investment Funds - Franklin Technology Fund - A acc USD 1.50% 5232TU Franklin Templeton Investment Funds - Franklin Templeton Global Growth and Value Fund - A acc USD 1.50% 1701TU Franklin Templeton Investment Funds - Franklin U.S. Opportunities Fund - A acc USD 1.50% 2021TU Franklin Templeton Investment Funds - Templeton Asian Growth - A acc USD 1.85% 2729TE Franklin Templeton Investment Funds - Templeton Asian Growth - A acc - EUR EUR 1.85% 2710TU Franklin Templeton Investment Funds - Templeton BRIC Fund - A acc USD 2.10% 3924TE Franklin Templeton Investment Funds - Templeton BRIC Fund - A acc - EUR USD 2.10% 3911TU Franklin Templeton Investment Funds - Templeton China Fund - A acc USD 2.10% 2912TU Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A acc USD 2.10% 42


5 With effect from 4 September 2013, this investment choice is closed for any subscription and switch-in, until further notice.6 With effect from 9 March 2012, First State Hong Kong Growth Fund – I is closed for any subscription and switch-in, until further notice. First State Hong Kong Growth Fund – I is not available for Havest

Wealth Investment Plan.

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25TE Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A acc - EUR EUR 2.10% 4233TU Franklin Templeton Investment Funds - Templeton Emerging Markets Fund - A acc USD 2.10% 4013TE Franklin Templeton Investment Funds - Templeton Euroland Fund - A acc EUR 1.50% 2334TU Franklin Templeton Investment Funds - Templeton Global Income Fund - A acc USD 1.35% 6235TE Franklin Templeton Investment Funds - Templeton Global Income Fund - A acc - EUR EUR 1.35% 6214TU Franklin Templeton Investment Funds - Templeton Global Smaller Companies Fund - A acc USD 1.50% 1917TU Franklin Templeton Investment Funds - Templeton Global Total Return - A acc USD 1.05% 5326TH Franklin Templeton Investment Funds - Templeton Global Total Return - A acc - HKD HKD 1.05% 5415TU Franklin Templeton Investment Funds - Templeton Korea Fund - A acc USD 2.10% 3518TU Franklin Templeton Investment Funds - Templeton Latin America - A acc USD 1.90% 4016TU Franklin Templeton Investment Funds - Templeton Thailand Fund - A acc USD 2.10% 3601HU Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2 USD 1.20% 5005HE Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2 - EUR EUR 1.20% 5004HU Henderson Horizon Fund - China Fund - A2 USD 1.20% 2902HU Henderson Horizon Fund - Global Property Equities Fund - A2 USD 1.20% 5006HE Henderson Horizon Fund - Global Property Equities Fund - A2 - EUR EUR 1.20% 5007HU Henderson Horizon Fund - Global Technology Fund - A2 USD 1.20% 5203HE Henderson Horizon Fund - Pan European Property Equities Fund - A2 EUR 1.20% 5106IU Investec GSF Global Dynamic Fund - A acc USD 1.50% 1802IU Investec GSF Global Energy Fund - A acc USD 1.50% 4603IU Investec GSF Global Gold Fund - A acc USD 1.50% 4604IU Investec GSF Global Strategic Equity Fund - A acc USD 1.50% 1805IE Investec GSF High Income Bond Fund - A inc EUR 1.00% 6007IU Investec GSF Investment Grade Corporate Bond Fund - A acc USD 0.75% 5414JU JPM Emerging Europe, Middle East and Africa Equity A (dist) - USD USD 1.50% 4005JU JPM Emerging Middle East Equity A (dist) - USD USD 1.50% 4016JU JPM Russia A (dist) - USD USD 1.50% 4301JU JPMorgan ASEAN (acc) - USD USD 1.50% 2706JU JPMorgan Asia Domestic Opportunities (acc) - USD USD 1.50% 2811JU JPMorgan Asia Resources (acc) - USD USD 1.50% 4609JU JPMorgan AsiaOne Fund USD 0.50% 2810JU JPMorgan Eastern (acc) - USD USD 1.50% 2807JU JPMorgan Global Convertibles (EUR) A (dist) - USD USD 1.50% 5402JU JPMorgan India (acc) - USD USD 1.50% 3403JU JPMorgan Korea (acc) - USD USD 1.50% 3512JU JPMorgan Pacific Technology (acc) - USD USD 1.50% 5204JU JPMorgan Singapore A (dist) - USD USD 1.50% 3601UU Jupiter JGF Climate Change Solutions - L USD USD 1.50% 1802UE Jupiter JGF European Growth - L EUR EUR 1.50% 2303UP Jupiter JGF European Growth - L GBP GBP 1.50% 2304UE Jupiter JGF European Opportunities - L EUR EUR 1.50% 2406UU Jupiter JGF Global Financials - L USD USD 1.50% 4805UU Jupiter JGF India Select - L USD USD 1.75% 3401LU Legg Mason Batterymarch Asia Pacific Equity Fund - Class A Acc USD 1.50% 2805LU Legg Mason Capital Management Value Fund - Class A Acc USD 1.35% 2004LU Legg Mason ClearBridge US Appreciation Fund - Class A Acc USD 1.25% 20


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02LU Legg Mason Western Asset Asian Opportunities Fund - Class A Acc USD 1.10% 5703LU Legg Mason Western Asset Global Multi Strategy Fund - Class A Acc USD 1.10% 5402NU Man AHL Diversified Futures Ltd - Tranche A7 USD 3.00% 6401NU Man AHL Diversified Futures Ltd - Tranche B8 USD 3.00% 6401EU Mirae Asset Korea Equity Fund - A USD 1.50% 3513BU BNP Paribas China Everywhere Fund - A USD 1.75% 2923BE Parvest - Equity Brazil - Classic Cap - EUR EUR 1.75% 3922BU Parvest - Equity Brazil - Classic Cap - USD USD 1.75% 3917BE PARVEST Equity Russia - Classic Cap - EUR EUR 1.75% 4224BU PARVEST Equity Russia - Classic Cap - USD USD 1.75% 4220BE PARVEST Equity World Consumer Durables - Classic Cap - EUR EUR 1.50% 4714BU PARVEST Equity World Consumer Durables - Classic Cap - USD USD 1.50% 4721BE PARVEST Equity World Materials - Classic Cap - EUR EUR 1.50% 4526BU PARVEST Equity World Materials - Classic Cap - USD USD 1.50% 4518BE PARVEST Equity World Utilities - Classic Cap - EUR EUR 1.50% 5225BU PARVEST Equity World Utilities - Classic Cap - USD USD 1.50% 5204PE Pictet - Clean Energy - P EUR EUR 1.60% 4603PU Pictet - Clean Energy - P USD USD 1.60% 4605PE Pictet - Global Emerging Debt - HP EUR EUR 1.10% 5806PU Pictet - Global Emerging Debt - P USD USD 1.10% 5807PE Pictet - Premium Brands - P EUR EUR 1.60% 1808PU Pictet - Premium Brands - P USD USD 1.60% 1811PE Pictet - Timber - P EUR EUR 1.60% 4612PU Pictet - Timber - P USD USD 1.60% 4609PE Pictet - Water - P EUR EUR 1.60% 4710PU Pictet - Water - P USD USD 1.60% 4612ZU PIMCO GIS Emerging Markets Bond Fund - Class E Acc USD 1.69% 5911ZU PIMCO GIS Emerging Markets Currency Fund - Class E Acc USD 1.70% 5815ZU PIMCO GIS Global Bond Fund - Class E Acc USD 1.39% 5414ZU PIMCOGISHighYieldBondFund-ClassEAcc USD 1.45% 6013ZU PIMCO GIS Total Return Bond Fund - Class E Acc USD 1.40% 5402OU Robeco Chinese Equities - D USD 1.50% 3003OU Robeco Emerging Markets Equities - D USD 1.50% 4006OE Robeco Emerging Markets Equities - D - EUR EUR 1.50% 4004OE Robeco Emerging Stars Equities - DL EUR 1.75% 4001OE RobecoSAM Sustainable Agribusiness Equities - D EUR 1.50% 4707OU Robeco US Premium Equities - D USD 1.50% 2108CU Schroder Alternative Solutions - Gold and Precious Metals Fund - A USD 1.50% 6403CU Schroder Alternative Solutions - Schroder Alternative Solutions Commodity Fund - A USD 1.50% 6405CU Schroder International Selection Fund - Asian Bond Absolute Return - A1 USD 1.75% 5709CU Schroder International Selection Fund - BRIC Fund - A1 USD 2.00% 4010CU Schroder International Selection Fund - China Opportunities - A1 USD 2.00% 3111CU Schroder International Selection Fund - Emerging Asia - A1 USD 2.00% 2812CE Schroder International Selection Fund - Emerging Europe - A1 EUR 2.00% 4316CE Schroder International Selection Fund - EURO Corporate Bond - A1 EUR 1.25% 5607CE Schroder International Selection Fund - EURO Liquidity Fund - A1 EUR 0.60% 63


7 Thisinvestmentchoiceisonlyavailableforselectiononorafter4September2012.8 This investment choice is not applicable for Harvest Wealth Investment Plan. With effect from 28 August 2012, Man AHL Diversified Futures Ltd - Tranche B is closed for any subscription and switch-in.

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01CU Schroder International Selection Fund - Global Climate Change Equity Fund - A1 USD 2.00% 1802CU Schroder International Selection Fund - Global Emerging Market Opportunities Fund - A1 USD 2.00% 4117CU Schroder International Selection Fund - Global Equity Alpha - A1 USD 2.00% 1913CU Schroder International Selection Fund - Greater China - A1 USD 2.00% 3014CH Schroder International Selection Fund - Hong Kong Dollar Bond - A1 HKD 1.25% 5704CH Schroder International Selection Fund - Hong Kong Equity Fund - A1 HKD 2.00% 3215CU Schroder International Selection Fund - Taiwanese Equity - A1 USD 2.00% 3606CU Schroder International Selection Fund - US Dollar Liquidity Fund - A1 USD 0.20% 6318CU Schroder International Selection Fund - US Large Cap - A1 USD 2.00% 2119CU Schroder International Selection Fund - US Small & Mid-Cap Equity - A1 USD 2.00% 2101YU Standard Life Investments Global SICAV Asian Equities Fund - Class A USD 1.40% 2802YU Standard Life Investments Global SICAV China Equities Fund - Class A USD 1.80% 3103YE Standard Life Investments Global SICAV European Corporate Bond Fund - Class A EUR 1.00% 5604YE Standard Life Investments Global SICAV European Equities Fund - Class A EUR 1.40% 2412YE StandardLifeInvestmentsGlobalSICAVEuropeanHighYieldBondFund-ClassA EUR 1.35% 6113YE Standard Life Investments Global SICAV European Smaller Companies Fund - Class A EUR 1.80% 2407YU Standard Life Investments Global SICAV Global Bond Fund - Class A USD 1.00% 5508YU Standard Life Investments Global SICAV Global Equities Fund - Class A USD 1.40% 1909YU Standard Life Investments Global SICAV Global Inflation-Linked Bond Fund - Class A USD 1.00% 5514YE Standard Life Investments Global SICAV Global REIT Focus Fund - Class A EUR 1.60% 5102XU Threadneedle Emerging Market Bond Fund USD 1.50% 5903XE ThreadneedleEuropeanHighYieldBondFund EUR 1.25% 6101XP ThreadneedleHighYieldBondFund GBP 1.25% 6104XP Threadneedle UK Fund GBP 1.50% 2405XP Threadneedle UK Growth and Income Fund GBP 1.50% 2406XP Threadneedle UK Select Fund GBP 1.50% 2407XP Threadneedle UK Smaller Companies Fund GBP 1.50% 2402VU Value Partners Classic Fund - C Units USD 1.25% 3103VU Value Partners High-Dividend Stocks Fund - A1 USD 1.25% 2801VU Value Partners Intelligent Funds - China Convergence Fund USD 1.25% 31



Investment Managers

Aberdeen International Fund Managers Limited As a member of Aberdeen Asset Management PLC (the Group), Aberdeen International Fund Managers Limited (AIFML) is the Group’s Hong Kong subsidiary set up in 1998, managing assets for both institutional and retail clients. It is also the global distributor and investment manager for the Aberdeen Global Fund range domiciled in Luxembourg, which is the principal umbrella product in Hong Kong. A total of 30 sub-funds are being offered in Hong Kong.

AIFML distributes funds via commercial banks, brokerages, insurance companies and financial advisers. In addition, the company represents the Group to institutional clients.

About our parent company. Aberdeen Asset Management PLC is a global investment management group, managing assets for both institutional and retail clients from offices around the world. We operate independently and only manage assets for third parties, allowing us to focus solely on their needs, without conflicts of interest.

Our clients access our investment expertise in equities, fixed income, property and multi-assets solutions, via segregated and pooled products. We invest worldwide and follow a predominantly long-only approach, based on fundamentally sound investments.

Our mission is to deliver strong fund performance across diverse asset classes in which we believe we have a sustainable competitive edge. Current assets under management are US$302.4bn* (as at 30 September 2012).

The Group is listed on the London Stock Exchange since 1991 and is a FTSE 100 company.

* Source: Aberdeen Asset Management (Asia) Limited

AllianceBernstein Hong Kong LimitedAllianceBernstein is a leading global investment management firm that offers high-quality research and diversified investment services to institutional clients, individuals and private clients in major markets around the world. AllianceBernstein employs more than 500 investment professionals with expertise in growth equities, value equities, fixed income securities, blend strategies and alternative investments and, through its subsidiaries and joint ventures, operates in more than 20 countries. AllianceBernstein’s research disciplines include fundamental research, quantitative research, economic research and currency forecasting capabilities. Through its integrated global platform, AllianceBernstein is well-positioned to tailor investment solutions for its clients.

Source: AllianceBernstein Hong Kong Limited

Allianz Global InvestorsAllianz Global Investors is one of the world’s leading active asset managers, operating across 19 markets. We have created a business that enables us to meet the demands of our clients on a local basis and that empowers our investment managers to focus on achieving strong and consistent investment results.

In addition to specialised in-house research teams around the globe that carry out indepth analysis across economic and industrial sectors, our GrassrootsSM Research offers insight that extends far beyond fundamental analysis1.

Today, we manage over €250 billion in assets for individuals, families and institutions worldwide.2

We currently employ close to 2,800 employees around the world, of whom 500 are investment professionals.3

Strong and supportive ownership by Allianz SE When the world is changing quickly, it is important to have a stable foundation – and ample resources to draw on. As part of the Allianz group, we benefit from a well established and highly supportive parent, one of the world’s foremost financial service providers, with over 140,000 employees working in some 70 countries.3

1 GrassrootsSM Research is a division within the Allianz Global Investors group of companies that commissions investigative research for asset-management professionals. Research data used to generate GrassrootsSM Research reports are received from reporters and field force investigators who work as independent, third party research providers, supplying research that is paid for by commissions generated by trades executed on behalf of clients.

2 Data as of January 2012. 3 Data as of March 2012. Source: Allianz Global Investors

Baring Asset ManagementThe Barings Group was founded in 1762 in UK and established its asset management business, now known as “Baring Asset Management” since 1958.

Back in 1976, Barings was among the first firms to open an investment management office in Hong Kong. Today, Barings is a global asset management firm with headquarters in London and major investment offices in Boston, Hong Kong and Tokyo, with USD51.3 billion of assets under management (AUM)*.

In Barings, our main business focus in Asia is to manage asset locally and to distribute its range of institutional products and managed unit trusts. Within the region, we manage assets for clients including regional central banks, pension funds as well as retail banks and insurance companies.

* Source: Barings as at 30 Nov 2012.


BlackRock (Hong Kong) Limited BlackRock is a leader in investment management, risk management and advisory services for institutional and retail clients worldwide. At September 30, 2012, BlackRock’s AUM was $3.673 trillion. BlackRock offers products that span the risk spectrum to meet clients’ needs, including active, enhanced and index strategies across markets and asset classes. Products are offered in a variety of structures including separate accounts, mutual funds, iShares® (exchange-traded funds), and other pooled investment vehicles. BlackRock also offers risk management, advisory and enterprise investment system services to a broad base of institutional investors through BlackRock Solutions®. HeadquarteredinNewYorkCity,asofSeptember30,2012,thefirmhas approximately 10,400 employees in 29 countries and a major presence in key global markets, including North and South America, Europe, Asia, Australia, and the Middle East and Africa. For additional information, please visit the Company’s website at www.blackrock.com.hk.

Source: BlackRock (Hong Kong) Limited

BNP Paribas Investment PartnersBNP Paribas Investment Partners is the dedicated autonomous asset management business of the BNP Paribas Group. BNP Paribas Investment Partners offers the full range of investment management services to both institutional and retail clients around the world. Central to the way we work is the concept of partnership – both in terms of how we behave as a family of companies and our relationships with our clients. Around 800 investment professionals work across our network of some 60 investment centers, each specializing in a particular asset class or type of product. With total assets under management of EUR 502 billion (USD 645 billion)*, BNP Paribas Investment Partners is the 6th-largest asset manager in Europe*.

* Source: BNPP IP, per 30 September 2012

F&C Asset Management LimitedF&C is an independent firm whose business is exclusively in active fund management. As a company listed on the London Stock Exchange, our activities are transparent and our management accessible. Our products include Investment Trusts, Ethical Funds, a Responsible Engagement Overlay (reo®), Asset Allocation funds, Hedge funds, Private equity, Insurance funds and Liability Driven Investment products.

The establishment in HK has developed F&C into a truly global asset management business and furthers our long association with Asia. We placed our first investments in mainland China in 1886, in Taiwan in 1932, Hong Kong in 1934 and Singapore in 1941 and we have developed an excellent track record of investing in the region.

Source: F&C Asset Management Limited

FIL Investment Management (Hong Kong) Limited FIL Investment Management (Hong Kong) Limited was established in Hong Kong in 1981 and currently offers more than 80 mutual funds to investors through over 100 distributors in Hong Kong, including retail banks and insurance companies.

FIL Investment Management (Hong Kong) Limited is a subsidiary of FIL Limited. FIL Limited was established in 1969, serving major world markets by providing investment products and services to individuals and institutional investors outside the U.S. The FIL Limited organisation manages billions of assets1 and it has offices in 24 countries including the UK, Germany, Japan, Hong Kong and India.

Fidelity has been rewarded with numerous renowned industry accolades both locally and regionally. We have been recognized as the “Best Overall Fund Management Firm Asia” every year since 20062. In return our clients are rewarded with consistent long-term performance.

1 Source: Fidelity, as at 2012 Q2 2 Thomson Reuters Extel Asia Pacific Survey - 2010, 2009, 2008, 2007, 2006.FIL Limited and its subsidiaries are commonly referred to as Fidelity or Fidelity Worldwide Investment.

First State Investments (Hong Kong) LimitedFirst State Investments is the international operation of Colonial First State Global Asset Management (‘CFSGAM’), the specialist asset management business of the Commonwealth Bank of Australia. CFSGAM is one of the largest Australian-based investment managers with offices in Sydney, Melbourne, Auckland, London, Edinburgh, Paris,Frankfurt,NewYork,HongKong,Singapore,JakartaandTokyo.

First State Investments offers a range of product solutions to institutional and retail investors globally across a diverse range of asset classes, including Australian equities, global equities, Asia Pacific and global emerging markets, global resources, global property securities, global listed infrastructure securities, global fixed interest and credit, emerging market debt, short term investments, direct property and infrastructure investments.

Our approach to investment is driven by a commitment to providing the best possible outcomes over the long term for our investors. To achieve this, we ensure our interests are aligned with our investors and uphold a culture of always acting in our clients’ best interests.

Source: First State Investments (Hong Kong) Limited


Franklin Templeton Investments (Asia) limitedFranklin Templeton Investments is a global investment management organization with over US$750 billion in assets under management.1 At the core of our business are multiple world-class investment management groups - Franklin, Templeton, Mutual Series and Franklin Templeton Fixed Income, each operating autonomously and offering our clients their unique perspectives. Together, they are firmly committed to bringing you the expertise of many with the strength of one.

The separate management groups at Franklin, Templeton, Mutual Series and Franklin Templeton Fixed Income each started over 50 years ago. Each offers specialized, time-tested expertise, with distinct investment focuses from fixed income assets to core equity to global investing. Because our management groups work independently and adhere to distinctly different investment approaches, Franklin, Templeton, Mutual Series and Franklin Templeton Fixed Income funds typically have a low overlap of securities.

We seek to consistently provide investors with exceptional risk adjusted returns over the long term, as well as the reliable, accurate and personal service that has helped Franklin Templeton Investments become one of the most trusted names in financial services.

1 As of September 30, 2012Source: Franklin Templeton Investments (Asia) limited

Henderson Global InvestorsFounded in 1934, Henderson is a leading investment manager, providing a wide range of investment products and services to institutions and individuals in Asia, Europe and North America. Henderson is part of Henderson Group plc, which list on the London (FTSE 250) and Australian (S&P ASX 200) stock exchanges. Henderson manages over USD99.8bn (as at 30 Jun 2012) in assets under management, and employs around 1,060 people worldwide.

Henderson has a clear focus on investment management and manufactures a broad range of investment products for institutional and retails investors across multiple asset classes including equities, fixed income, private equity and property. Headquartered in London, with offices in Amsterdam, Edinburgh, Frankfurt, Luxembourg, Madrid, Milan, Paris, Vienna and Zurich, Chicago and Hartford in the USA as well as Beijing, New Delhi, Hong Kong, Singapore and Tokyo.

With investment expertise across every asset class, Henderson’s skilful investment managers invest in every major market around the globe. They are supported by a global team of researchers and economists who have a keen understanding of the economic forces driving the security markets and who undertake rigorous sector and theme analysis. Underpinning this process is a comprehensive risk-control framework to ensure that investment views are translated into portfolios managed in line with investors risk and return requirements.

Source: Henderson Global Investors

Investec Asset ManagementInvestec Asset Management is a specialist provider of active investment products and services to institutional and individual investors. Established in South Africa in 1991, the firm has been built from a small start-up into an international business managing approximately US$100.7bn (as at 30 September 2012) on behalf of third party clients.

The business has grown organically from domestic roots in the UK and Southern Africa to a position where we proudly serve a growing international client base from the Americas, the UK and Continental Europe, Asia, the Middle East, Australia and Africa. We employ over 140 investment professionals. The firm is still managed by its founding members, representing continuity and stability throughout the firm’s successful growth.

The firm seeks to create a profitable partnership between clients, shareholders and employees, and our aim is to exceed our clients’ investment and client service expectations and to manage their money to the highest possible standard.

We firmly believe in the power of specialisation and that great investments come from bold and well-tested ideas. Our investment capabilities have been created organically by teams with varied backgrounds and extensive experience. By combining complementary skill-sets in this manner, we believe we can create long-term investment insights and sustainable advantage. Our investment teams benefit from a centralized support infrastructure to achieve the best sustainable investment performance we can for our clients. This allows our investment teams to focus their energies on finding the best investment ideas within their sphere of excellence.

Investec Asset Management is a significant component and independently managed entity within the Investec group.

Source: Investec Asset Management, as at December 2012

J.P. Morgan Asset Management LimitedJ.P. Morgan Asset Management is the asset management division of JPMorgan Chase & Co. and is one of the world’s largest asset managers. With a heritage of more than two centuries, a broad range of core and alternative strategies, and investment professionals operating in every major world market, we offer investment experience and insight that few other firms can match.

We have a global network of 746 investment professionals located worldwide and assets under management of almost US$1.4 trillion (as at 30/09/12). This enormous global investment capability isbased on a strong local market presence across three regions – Asia Pacific, Europe and the US – and brings together an incredible pool of specialist investment knowledge and expertise which further enhances our capabilities to provide our clients with the very best products.

With the reputation for innovation and market leadership, we are committed to helping investors reach their financial goals by providing them with a broad range of professionally managed funds, excellence in investment performance, and the highest quality of client service.

Source: J.P. Morgan Asset Management Limited


Jupiter Asset ManagementLaunched in 1985 as a specialist boutique, Jupiter has grown to be one of Europe’s most successful and respected investment management groups. We currently manage assets spread across a range of domestic and offshore mutual funds, multi-manager products, hedge funds, institutional mandates and investment companies.

For more than 20 years, Jupiter has gained a reputation for achieving outperformance across a broad variety of portfolios specialising in different markets, including European, Asian, green/SRI, globalfinancials and emerging markets.

Jupiter’s investment approach revolves around one concept: ‘Seeking to optimise performance over the medium to long term without exposing our investors to unnecessary risk’. Jupiter’s success has its roots in the investment culture we have cultivated since the business was established in 1985. Jupiter’s fund managers pride themselves on being active fund managers. Instead of simply tracking a market index, their time is spent assessing the investment environment. They rigorously analyse companies on your behalf to select the businesses they believe will produce superior growth in profits over the medium to long term.

Source: Jupiter

Legg Mason Asset Management Hong Kong LimitedLegg Mason, Inc. is one of the largest asset managers in the world and is dedicated to money management. With roots dating back to 1899, Legg Mason, Inc. provides asset management capabilities to individuals, corporations and institutional investors in over 190 countries and has on-the-ground investment operations on every major continent. Legg Mason, Inc. is headquartered in Baltimore, Maryland, USA. As at 30 November 2012, Legg Mason has approximately US$648.3 billion in assets under management.

Legg Mason, Inc. houses a family of prestigious investment managers, each focusing on a distinct segment of the market and operates autonomously. These managers include Batterymarch Financial Management, Brandywine Global, ClearBridge Advisors, ClearBridge Global Currents Investment Management, Esemplia Emerging Markets1, Legg Mason Capital Management, Legg Mason Global Asset Allocation, The Permal Group, Royce & Associates and Western Asset Management.

1 Esemplia Emerging Markets, the trading name of Legg Mason International Equities Limited. Source: Legg Mason Asset Management Hong Kong Limited

Man Investments (Hong Kong) LimitedMan Investments is a world-leading alternative investment management business. It has expertise in a wide range of liquid investment styles including managed futures, equity, credit and convertibles, emerging markets, global macro and multi-manager, combined with powerful product structuring, distribution and client service capabilities. As at 30 September 2012 Man managed USD 60.0 billion.

The original business was founded in 1783. Today, Man Group plc is listed on the London Stock Exchange and is a member of the FTSE 250 Index with a market capitalisation of around £ 1.6 billion. Man is a signatory to the United Nations Principles for Responsible Investment (PRI). Man also supports many awards, charities and initiatives around the world, including sponsorship of the Man Booker literary prizes and the Man Asian Literary Prize. Further information can be found at www.man.com.

Source: Man Investments (Hong Kong) Limited

Mirae Asset Global Investments (HK) LimitedMirae Asset Global Investments Group (“Mirae Asset”) is the international asset management business within Mirae Asset Financial Group, and one of Asia’s largest independent financial services groups.1 Mirae Asset Financial Group was founded in 1997 in the wake of the Asian currency crisis, and is credited with creating the asset management industry within Korea. Today, Mirae Asset has a presence in Hong Kong (Global Headquarters), Australia, Brazil, Taiwan, India, United Kingdom, Canada, USA, China and Vietnam in addition to our home office in Korea. The global network allows our teams on the ground to efficiently capitalize on investment opportunities specific to each market in order to continually meet our clients’ evolving needs.

Emerging market expertsMirae Asset is recognized as one of the largest investors in emerging market equities by AUM of fund managers surveyed.2 In fact, as of 10 May 2012, the investments in emerging markets equity exceeded USD 18.90 billion. Furthermore, the Mirae Asset’s total AUM accumulated to USD 52.8 billion for the same period. The unique position that Mirae Asset enjoys as an emerging markets specialist combined with our strong, stable and independent heritage in Korea gives Mirae Asset the perspective, expertise and competitive advantage necessary to deliver an innovative and market specific platform of products to our clients globally, focusing on sustainability and transparency.

Global coverageWe have been establishing offices around the world, with a focus on the emerging markets. These offices allow us to take more timely and decisive action on investment opportunities as they arise. As our ambitious plans for further international expansion unfold, we anticipate serving new clients as we have always done, by building on principles.

Today, Mirae Asset has asset management operations in Hong Kong, Australia, Brazil, India, Korea, Taiwan, Canada and the United States, with ambitious plans for further international expansion. As these plans unfold, we anticipate serving new clients as we have always done, by building on principles. As of 10 May 2012, our group employs as many as 142 investment professionals around the globe, each dedicated to excellence in asset management.

1 Top20InstitutionalManagersinAsiaex-JapanandAustralia/Top20RetailManagersinAsiaex-Japan and Australia - Fund Manager Survey, Asia Asset Management, September 2011 (Based on assets sourced in the region as of June 30, 2011)

2 One of the largest investors in emerging market equities amongst 68 asset management firms surveyed - Investing in Emerging Market Equities Survey, Investment & Pensions Europe (IPE) January 31, 2012

Source: Mirae Asset Global Investments (HK) Limited


Pictet GroupPictet was founded in Geneva in 1805 and is today one of the largest private banks in Europe and a leading independent asset and wealth manager. It is an asset management specialist focusing mainly on the following areas of expertise:

• AssetManagementandInvestmentFunds

• WealthManagement

• AssetServicesincludingGlobalCustody

Pictet Asset Management is the asset management arm of the Pictet Group and provides a range of more than 100 funds and a wide choice of investment strategies which are constantly being enhanced in terms of product variety and innovation. As at March 2012, the asset under management of Pictet Asset Management is USD133.2 billion.

Source: Pictet

PIMCO Asia Limited Founded in 1971, PIMCO is a leading global investment management firm with offices in 15 countries throughout America, Europe and Asia.

PIMCO is constantly evolving to accommodate changes both in the financial markets and in the needs of its clients. It offers investment solutions tailored to actively capture a global opportunity set of asset classes and sectors, including bonds, stocks, currencies, commodities and emerging markets, as well as proprietary strategies such as tail risk hedging and risk factor-based asset allocation.

PIMCO has a history of long-term performance in both bull and bear markets, with benchmark-like risk. Bill Gross, one of the founders and Co-CIO of PIMCO, was named Morningstar’s Fixed Income Manager oftheYearin1998,2000,2007andawardedtheMorningstarFundManager of the Decade in 2010. PIMCO is a subsidiary of the asset management arm of Allianz Group, a leading global financial services company.

Source: PIMCO Asia Limited

Robeco Hong Kong LimitedFounded in 1929 in Rotterdam, the Netherlands, Robeco is one of the oldest and largest pure-play asset managers in Europe with more than 80 years of investment experience. As of November 30 2012, Robeco managed around USD 243.5 billion globally. Serving 1.5 million private investors, over 700 institutional clients and 100 distribution partners around the world. Robeco has a global presence with offices in Europe, the United States, the Middle East and Asia-Pacific including, Australia, Bahrain, Belgium, France, Germany, Hong Kong, India, Japan, Korea, Luxembourg, China(Shanghai), Spain, Switzerland, Taiwan and USA. In 2008, Robeco was named the ‘Dutch Asset Management Firm of the Year’ in the annual Pan-EuropeanAwards for Excellence in Institutional Asset Management by Financial News. In 2009, Fitch Ratings upgraded Robeco to ‘M2+’. The rating reflected Robeco’s high standard of corporate governance practices and risk management as well as its long track record in managing third-party assets. It has also taken into account Rabobank’s financial strength.

Source: Robeco Group

Schroder Investment Management (Hong Kong) LimitedSchroders is a world-renowned independent international asset management company with a history of over 200 years and more than US$327.4 billion in assets under management (as of 30 Sep 2012). Schroders is one of the largest asset managers listed on the London Exchange. With one of the largest networks of offices of any dedicated asset management company, and over 370 portfolio managers and analysts covering the world’s investment markets, we offer our clients a comprehensive range of products and services.

Schroders’ investment capabilities have been recognized by experts across the world and our range of funds has won numerous awards worldwide over the past years. Schroders is highly committed to excellence in risk management. We have a stringent research and investment process which provides security and confidence in our ability to produce consistent performance for our clients.

In Hong Kong, Schroders has built a strong local presence since 1971. This is evidenced by its extensive list of clients comprising reputable listed companies, pension funds, government bodies, charities, corporations and individual investors throughout the world.

Source: Schroder Investment Management (Hong Kong) Limited


Standard Life Investments (Hong Kong) LimitedStandard Life Investments is a leading asset manager with an expanding global reach. Our wide range of investment solutions is backed by our distinctive Focus on Change investment philosophy, disciplined risk management and shared commitment to a culture of investment excellence.

As active managers, we place significant emphasis on rigorous research and a strong collaborative ethos. We constantly think ahead and strive to anticipate change before it happens, ensuring that our clients can look to the future with confidence.

As at 30 June 2012, Standard Life Investments managed US$247.1 billion1 on behalf of clients worldwide. Our investment capabilities span equities, fixed income, real estate, private equity, multiasset solutions, fund-of-funds and absolute return strategies.

Headquartered in Edinburgh, Standard Life Investments employs more than 1,000 talented professionals. We maintain offices in a number of locations around the world including Boston, Hong Kong, London, Beijing, Montreal, Sydney, Dublin, Paris and Seoul. In addition, we have close relationships with leading domestic players in Asia, including HDFC Asset Management2 in India and Sumitomo Mitsui Trust Bank3 in Japan.

Our parent, Standard Life plc, was established in 1825. A leading provider of long-term savings and investments, Standard Life floated on the London Stock Exchange in 2006 and is now a FTSE 100-listed company. Standard Life Investments was launched as a separate company in 1998 and has quickly established a reputation for innovation in pursuit of our clients’ investment objectives.

Our team in Asia has the backing of our global support network. As well as sharing investment insight, this also provides collaboration on product development, sales and marketing, risk management, compliance and technical support.

1 Source: Standard Life Investments.2 HDFC Asset Management is a leading investment manager in India and has been awarded the

highest fund manager rating for three consecutive years by CRISIL, the highly-regarded domestic rating agency.

3 Sumitomo Mitsui Trust Bank is one of the largest trust banks in Japan. Our strategic alliance with Sumitomo Mitsui Trust Bank gives our combined clients access to recognised global expertise in the management of both global and Japanese equity funds.

Source: Standard Life Investments

Threadneedle Asset Management LimitedThreadneedle Investments is an international investment manager with a strong track record of outperformance across asset classes. We actively manage US$123.6 billion^ of assets, investing on behalf of individuals, pension funds, insurers and corporations. Established in 1994 in London, Threadneedle has a presence in 16 countries. Threadneedle’s holding company is Ameriprise Financial (NYSE:AMP), a US listed company. Ameriprise is one of the 30 largest asset management firms globally as well as the US leader in financial planning. ^ Data as at 30.09.2012Source: Threadneedle Asset Management Limited

Value Partners LimitedEstablished in 1993, Value Partners Limited (“Value Partners”) is one of the leading independent asset management companies in Asia Pacific with a Greater China focus. Our Group offers a wide range of products including long-biased equity funds, alternative investment funds, credit funds and ETFs for both retail and institutional investors worldwide.

Value Partners’ value investing approach aims to deliver long-term capitalgrowthbycarefullyidentifyingandinvestinginunder-valuedassets through intensive, bottom-up research. As a pioneer in value investing in Asia, we are one of the first fund managers in Asia to start investing with this approach in the China domestic market when it has just begun to open up in the 90s. To date, the firm has established a strong Greater China presence with on-the-ground fund management and investment research teams not only in Hong Kong but also Taiwan and Mainland China.

Value Partners is a member of Value Partners Group (stock code: 806), the only asset management company listed on the Main Board of the Hong Kong Stock Exchange.

Source: Value Partners Limited


Equity – Global

Aberdeen Global - World Equity Fund - A2

Reference Code: 10AUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - World Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities. The base currency of the fund is US Dollars.

BGF Global Dynamic Equity Fund - USD (A2)

Reference Code: 06MUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - Global Dynamic Equity Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally, with no prescribed country or regional limits, at least 70% of its total assets in equity securities. The fund will generally seek to invest in securities that are, in the opinion of the Investment Adviser, undervalued. The fund may also invest in the equity securities of small and emerging growth companies. Currency exposure is flexibly managed.

BGF Global Dynamic Equity Fund - EUR (A2)

Reference Code: 38MEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - Global Dynamic Equity Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally, with no prescribed country or regional limits, at least 70% of its total assets in equity securities. The fund will generally seek to invest in securities that are, in the opinion of the Investment Adviser, undervalued. The fund may also invest in the equity securities of small and emerging growth companies. Currency exposure is flexibly managed.

BGF Global Opportunities Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global Opportunities Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally, with no prescribed country, regional or capitalisation limits, at least 70% of its total assets in equity securities. Currency exposure is flexibly managed.

BGF Global Opportunities Fund - EUR (A2)

Reference Code: 39MEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - Global Opportunities Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally, with no prescribed country, regional or capitalisation limits, at least 70% of its total assets in equity securities. Currency exposure is flexibly managed.

Franklin Templeton Investment Funds - Franklin Templeton Global Growth and Value Fund - A acc

Reference Code: 32TUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Templeton Global Growth and Value Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Fund’s investment objective is long-term capital appreciation. It seeks to achieve by investing in equity securities and convertible debt securities. The Fund will follow a quantitative model to make active allocation of its assets between “value” and “growth” stocks.

Investment Choice Information


Franklin Templeton Investment Funds - Franklin Mutual Beacon Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Mutual Beacon Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund investment objective is capital appreciation, with income as a secondary objective. It also seeks achieve by primarily investing in common stocks, preferred stocks and debt securities convertible into common or preferred stock. It may invest in the securities of companies involved in mergers, liquidations, and reorganization. No more than 20% of the Fund’s net assets will generally be invested in securities of non-US issuers.

Franklin Templeton Investment Funds - Franklin Mutual Global Discovery Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Mutual Global Discovery Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation. It seeks to achieve by primarily investing in common stock, preferred stock and debt securities convertible into common or preferred stock. It may invest in the securities of companies involved in mergers, consolidations, liquidations and reorganization. The fund may invest up to 100% of it net assets in non-U.S. issuers.

Investec GSF Global Dynamic Fund - A acc

Reference Code: 06IUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Investec Global Strategy Fund - Global Dynamic Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Investec GSF Global Dynamic Fund aims to provide long-term capital growth primarily through investment in global equities. The Fund will be managed actively and at least two-thirds of its investments will be in equity instruments.

Investec GSF Global Strategic Equity Fund - A acc

Reference Code: 04IUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Investec Global Strategy Fund - Global Strategic Equity Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Investec GSF Global Strategic Equity Fund aims to provide long-term capital growth primarily through investment in equities of listed companies from around the world, which are expected to enhance underlying profitability and shareholder value through operational or structural improvements to their businesses.

Jupiter JGF Climate Change Solutions - L USD

Reference Code: 01UUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter Climate Change Solutions - L USDAnnual Management Fee: 1.50%Investment objectives: The objective is to generate long-term capital growth from investment worldwide in companies that are responding positively to the challenge of environmental sustainability and climate change.

Pictet - Premium Brands - P USD

Reference Code: 08PUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Pictet - Premium Brands - P USDAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies in the premium brands sector providing high-quality services and products. The investment universe will not be restricted to any particular region.

Pictet - Premium Brands - P EUR

Reference Code: 07PEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Pictet - Premium Brands - P EURAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies in the premium brands sector providing high-quality services and products. The investment universe will not be restricted to any particular region.

Schroder International Selection Fund - Global Climate Change Equity Fund - A1

Reference Code: 01CUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Global Climate Change Equity - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equities securities of worldwide issuers which will benefit from efforts to accommodate or limit the impact of global climate change.


Schroder International Selection Fund - Global Equity Alpha - A1


Underlying Fund InformationName: Schroder International Selection Fund - Global Equity Alpha - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity and equity related securities of companies worldwide.

Standard Life Investments Global SICAV Global Equities Fund - Class A

ReferenceCode:08YUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Standard Life Investments Global SICAV Global Equities Fund - Class AAnnual Management Fee: 1.40%Investment objectives: The objective of the fund is to achieve long-term growth in the share price through capital appreciation of the underlying equity portfolio. It will achieve this objective primarily through investment in equities and equity related securities of corporations registered on stock exchanges.

Equity – Global Small / Mid Cap

BGF Global SmallCap Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global SmallCap Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The Global SmallCap Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of smaller capitalisation companies. Smaller capitalisation companies are considered companies which, at the time of purchase, form the bottom 20% by market capitalisation of global stock markets. Although it is likely that most of the fund’s investments will be in companies located in developed markets globally, the fund may also invest in the emerging markets of the world. Currency exposure is flexibly managed.

BGF Global SmallCap Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global SmallCap Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The Global SmallCap Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of smaller capitalisation companies. Smaller capitalisation companies are considered companies which, at the time of purchase, form the bottom 20% by market capitalisation of global stock markets. Although it is likely that most of the fund’s investments will be in companies located in developed markets globally, the fund may also invest in the emerging markets of the world. Currency exposure is flexibly managed.

Franklin Templeton Investment Funds - Templeton Global Smaller Companies Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Global Smaller Companies Fund - A accAnnual Management Fee: 1.50%Investment objectives: The underlying fund’s investment objective is long-term capital growth. It seeks to achieve by investing in equity and debt obligations of smaller companies (companies with a market capitalization below USD 2 billions or equivalent at the time of purchase) throughout the world.


Equity – North America

Aberdeen Global - American Equity Fund - A2

Reference Code: 01AUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - American Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registeredofficeintheUnitedStatesofAmerica;and/or,ofcompanieswhich have the preponderance of their business activities in the UnitedStatesofAmerica;and/or,ofholdingcompaniesthathavethepreponderance of their assets in companies with their registered office in the United States of America. The base currency of the fund is US Dollars.

BGF US Flexible Equity Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - US Flexible Equity Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the US. The fund normally invests in securities that, in the opinion of the Investment Adviser, exhibit either growth or value investment characteristics, placing an emphasis as the market outlook warrants.

BGF US Flexible Equity Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - US Flexible Equity Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the US. The fund normally invests in securities that, in the opinion of the Investment Adviser, exhibit either growth or value investment characteristics, placing an emphasis as the market outlook warrants.

Franklin Templeton Investment Funds - Franklin U.S. Opportunities Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin U.S. Opportunities Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation. It seeks to achieve by investing in equity securities of U.S. issuers demonstrating accelerating growth, increasing profitability, or above average growth or growth potential.

Legg Mason Capital Management Value Fund - Class A Acc

Reference Code: 05LUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Legg Mason Global Funds Plc - Legg Mason Capital Management Value Fund - Class A AccAnnual Management Fee: 1.35%Investment objectives: The Fund seeks to achieve long-term capital appreciation principally through investing in securities of U.S. issuers that the Investment Manager believes to be undervalued in relation to their intrinsic value.

Legg Mason ClearBridge US Appreciation Fund - Class A Acc


Underlying Fund InformationName: Legg Mason Global Funds Plc - Legg Mason ClearBridge US Appreciation Fund - Class A AccAnnual Management Fee: 1.25%Investment objectives: The Fund seeks to generate long-term capital appreciation by investing at least 70% of its Total Asset Value in equity securities of medium and large, but may also invest in small, capitalization U.S. companies. The Sub-Investment Manager will look for growth and value stocks, mainly of blue-chip companies dominant in their industries.


Robeco US Premium Equities - D

Reference Code: 07OUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Robeco Capital Growth Funds - Robeco US Premium Equities - D - USDAnnual Management Fee: 1.50%Investment objectives: The aim of the Sub-fund is to provide long term capital growth by taking exposure of at least two-thirds of its total assets to equities of companies which have their registered office or exercise a preponderant part of their economic activities in the United States. The Sub-fund will focus on investing in companies that are undervalued and combine attractive valuation with a catalyst for change. These companies can be both large caps as well as midcaps and smallcaps.

Schroder International Selection Fund - US Large Cap - A1


Underlying Fund InformationName: Schroder International Selection Fund - US Large Cap - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity securities of US large cap companies. Large cap companies are companies which, at the time of purchase, are considered to form the top 85% by market capitalisation of the US market.

Schroder International Selection Fund - US Small & Mid-Cap Equity - A1


Underlying Fund InformationName: Schroder International Selection Fund - US Small & Mid-Cap Equity - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity securities of smaller and medium-sized US companies. Smaller and medium-sized US companies are considered companies which, at the time of purchase, form the bottom 40% by market capitalisation of the US market.

Equity – Europe

Aberdeen Global - European Equity Fund - A2

Reference Code: 05AEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - European Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registered office in Europe; and/or, of companies whichhave thepreponderanceof theirbusinessactivities inEurope;and/or, of holding companies that have the preponderance of their assets in companies with their registered office in Europe. The base currency of the fund is Euro.

Aberdeen Global - UK Equity Fund - A2

Reference Code: 09APUnit Price Currency: GBP Valuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - UK Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registeredofficeintheUnitedKingdom;and/or,ofcompanieswhichhave the preponderance of their business activities in the United Kingdom;and/or,ofholdingcompaniesthathavethepreponderanceof their assets in companies with their registered office in the United Kingdom. The base currency of the fund is Sterling.


BGF Continental European Flexible Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Continental European Flexible Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in Europe excluding the UK. The underlying fund normally invests in securities that, in the opinion of the Investment Adviser, exhibit either growth or value investment characteristics, placing an emphasis as the market outlook warrants.

BGF European Value Fund - USD (A2)

Reference Code: 05MUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - European Value Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Europe. The fund places particular emphasis on companies that are, in the opinion of the Investment Adviser, undervalued and therefore represent intrinsic investment value.

BGF European Value Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - European Value Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Europe. The fund places particular emphasis on companies that are, in the opinion of the Investment Adviser, undervalued and therefore represent intrinsic investment value.

Fidelity Funds - European Dynamic Growth Fund - A - ACC

Reference Code: 26FEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Fidelity Funds - European Dynamic Growth Fund - A - ACCAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve long-term capital growth, principally through investment in an actively managed portfolio of companies that have their head office or exercise a predominant part of their activity in Europe. The fund will typically have a bias towards medium sized companies with a market capitalisation of between 1 and 10 billion Euros.

Fidelity Funds - Euro Blue Chip Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - Euro Blue Chip Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in blue chip equities in those countries which are members of the European Monetary Union (EMU) and primarily denominated in Euro. Currently, these are the twelve member countries but if other countries join the EMU in the future then investment in these countries may also be considered for inclusion in the fund.

Fidelity Funds - European Aggressive Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - European Aggressive Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in equity securities of European companies. Following an aggressive approach, the manager is free to select any company regardless of size or industry. Typically, the fund will concentrate its investments in a more limited number of companies and therefore the resulting portfolio will be less diversified. This will suit investors prepared to accept the higher risk associated with this type of investment.

Fidelity Funds - France Fund - A - ACC


Underlying Fund InformationName: Fidelity Funds - France Fund - A - ACCAnnual Management Fee: 1.50%Investment objectives: Invests principally in French equity securities.

Fidelity Funds - Iberia Fund - A - ACC


Underlying Fund InformationName: Fidelity Funds - Iberia Fund - A - ACCAnnual Management Fee: 1.50%Investment objectives: Invests principally in Spanish and Portuguese equity securities.


Fidelity Funds - Italy Fund - A


Underlying Fund InformationName: Fidelity Funds - Italy Fund - AAnnual Management Fee: 1.50%Investment objectives: Invests principally in Italian equity securities.

Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A acc

Reference Code: 30TUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Fund’s investment objective is capital appreciation. It seeks to achieve by investing in a diversified portfolio of equity and equity related securities in small and mid -cap growth companies located throughout Europe.

Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A acc - EUR

Reference Code: 31TEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin European Small-Mid Cap Growth Fund - A acc - EURAnnual Management Fee: 1.50%Investment objectives: The Fund’s investment objective is capital appreciation. It seeks to achieve by investing in a diversified portfolio of equity and equity related securities in small and mid -cap growth companies located throughout Europe.

Franklin Templeton Investment Funds - Franklin Mutual European Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Mutual European Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation, with income as secondary objective. It seeks to achieve by investing in equity securities and debt securities convertible into common or preferred stock of companies incorporated or having their principal activities in European countries.

Franklin Templeton Investment Funds - Franklin Mutual European Fund - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Mutual European Fund - A acc - EURAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation, with income as secondary objective. It seeks to achieve by investing in equity securities and debt securities convertible into common or preferred stock of companies incorporated or having their principal activities in European countries.

Franklin Templeton Investment Funds - Templeton Euroland Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Euroland Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term capital growth. It seeks to achieve by primarily investing in equity and debt obligations of any issuer in a member country of the European Monetary Union, including corporations and governments.

Jupiter JGF European Growth - L EUR

Reference Code: 02UEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter European Growth - L EURAnnual Management Fee: 1.50%Investment objectives: To achieve long term capital growth by exploiting special investment opportunities in Europe.

Jupiter JGF European Growth - L GBP

Reference Code: 03UPUnit Price Currency: GBPValuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter European Growth - L GBPAnnual Management Fee: 1.50%Investment objectives: To achieve long term capital growth by exploiting special investment opportunities in Europe.


Jupiter JGF European Opportunities - L EUR

Reference Code: 04UEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter European Opportunities - L EURAnnual Management Fee: 1.50%Investment objectives: The Fund objective is to achieve long-term capital growth from investments in companies quoted on a European Stock Exchange.

Standard Life Investments Global SICAV European Equities Fund - Class A

ReferenceCode:04YEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Standard Life Investments Global SICAV European Equities Fund - Class AAnnual Management Fee: 1.40%Investment objectives: The objective of the fund is to achieve long-term growth in the share price through capital appreciation of the underlying equity portfolio. It will achieve this objective primarily through investment in equities and equity related securities of corporations domiciled in European countries (which might include emerging markets of Europe), or companies that derive a significant proportion of their revenues or profits from European operations or have a significant proportion of their assets there.

Standard Life Investments Global SICAV European Smaller Companies Fund - Class A


Underlying Fund InformationName: Standard Life Investments Global SICAV European Smaller Companies Fund - Class AAnnual Management Fee: 1.80%Investment objectives: The investment objective of the fund is to achieve long-term growth in the share price through capital appreciation of the underlying portfolio. It will achieve this objective primarily through investment in small cap European equities and equity related securities of corporations domiciled or listed in European countries (which include the UK and the emerging markets of Europe) or companies that derive a significant proportion of their revenues or profits from European operations or have a significant proportion of their assets there.

Threadneedle UK Fund

Reference Code: 04XPUnit Price Currency: GBP Valuation Day: Every Business Day

Underlying Fund InformationName: Threadneedle Investment Funds ICVC - UK FundAnnual Management Fee: 1.50%Investment objectives: The ACD’s investment policy is to invest the assets of the Fund principally in equities of companies domiciled in the UK or which have significant UK operations. If the ACD considers it desirable, it may further invest in other securities (including fixed interest securities, other equities and money market securities).

Threadneedle UK Growth and Income Fund


Underlying Fund InformationName: Threadneedle Investment Funds ICVC - UK Growth and Income FundAnnual Management Fee: 1.50%Investment objectives: The ACD’s investment policy is to invest the assets of the Fund primarily in ‘blue chip’ large capitalised UK companies, but including, when deemed appropriate small and medium-sized companies, predominantly from the UK.

Threadneedle UK Select Fund


Underlying Fund InformationName: Threadneedle Investment Funds ICVC - UK Select FundAnnual Management Fee: 1.50%Investment objectives: The ACD’s investment policy is to invest the assets of the Fund for growth, through a concentrated, actively managed portfolio. The select investment approach means that the ACD has the flexibility to take significant stock and sector positions which may lead to increased levels of volatility. The portfolio will consist primarily of equities of companies domiciled in the UK, or which have significant UK operations. If the ACD considers it desirable, it may further invest in other securities (including fixed interest securities, other equities and money market securities).

Threadneedle UK Smaller Companies Fund


Underlying Fund InformationName: Threadneedle Investment Funds ICVC - UK Smaller Companies FundAnnual Management Fee: 1.50%Investment objectives: The ACD’s investment policy is to invest the assets of the Fund primarily in the equities of smaller companies that are domiciled in the UK or have significant UK operations. If the ACD considers it desirable it may further invest up to one third of the total assets of the Fund in other securities (including fixed interest securities, other equities and money market securities). For liquidity purposes it may invest in cash and near cash.


Equity – Asia Pacific

Aberdeen Global - Asia Pacific Equity Fund - A2


Underlying Fund InformationName: Aberdeen Global - Asia Pacific Equity Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registered office in Asia Pacific countries (excluding Japan); and/or,ofcompanieswhichhavethepreponderanceoftheirbusinessactivitiesinAsiaPacificcountries(excludingJapan);and/or,ofholdingcompanies that have the preponderance of their assets in companies with their registered office in Asia Pacific countries (excluding Japan). The base currency of the fund is US Dollars.

Aberdeen Global - Asian Smaller Companies Fund - A2


Underlying Fund InformationName: Aberdeen Global - Asian Smaller Companies Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is “long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of Smaller Companies with their registered office in an Asia Pacific (excluding Japan) country; and/or,ofSmallerCompanieswhichhavethepreponderanceoftheirbusinessactivitiesinanAsiaPacificcountry(excludingJapan);and/or, of holding companies that have the preponderance of their assets in Smaller Companies with their registered office in an Asia Pacific country (excluding Japan). For the purpose of this fund, Smaller Companies are defined as companies with a market capitalisation in the base currency of the fund, as at the date of initial investment, of under US$2.5 billion and a maximum market capitalisation of US$5 billion.#

# Capitalisation of under US$2.5 billion refers to capitalisation at the time of initial investment. The maximum market capitalisation of US$5 billion refers to capitalisation at any time subsequent.

Allianz Emerging Asia Equity - Class A Dis (USD)

Reference Code: 17ZUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Emerging Asia Equity - Class A Dis (USD)Annual Management Fee: 1.75%Investment objectives: The investment objective is to achieve capital appreciation in the long-term. The Sub-Fund will seek to achieve its investment objective primarily through investment in the equity markets of the developing economies of Asia, within the framework of the investment principles.

Allianz Total Return Asian Equity - Class AT Acc (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Total Return Asian Equity - Class AT Acc (USD)Annual Management Fee: 1.75%Investment objectives: The investment policy is geared towards long-term capital growth and income. The Sub-Fund will seek to achieve its investment objectives primarily through investment in the equity markets of the Republic of Korea, Taiwan, Thailand, Hong Kong, Malaysia, Indonesia, Philippines, Singapore and China.

Allianz Little Dragons - Class AT Acc (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Little Dragons - Class AT Acc (USD)Annual Management Fee: 2.75%Investment objectives: The investment objective is to provide investors with capital appreciation in the long-term. The Sub-Fund will seek to achieve its investment objective by primarily small and mid cap equity market based investments related to Asian countries excluding Japan.

Baring ASEAN Frontiers Fund - Class A USD Inc

Reference Code: 04RUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Baring International Umbrella Fund - Baring ASEAN Frontiers Fund - Class A USD IncAnnual Management Fee: 1.25%Investment objectives: The objective of the fund is to achieve long-term capital growth in the value of assets by investing in companies in Asia which the Managers believe will benefit from the economic growth and development of the region. The policy of the Managers is to invest primarily in equities of companies quoted or traded and incorporated in the stock exchanges of countries which are members of the Association of South-East Asian Nations (ASEAN), or which have a significant proportion of their assets or other interests in those countries. The members of ASEAN include Singapore, Thailand, the Philippines, Malaysia, Indonesia and Vietnam.


BGF Asian Dragon Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Asian Dragon Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Asia, excluding Japan.

BGF Asian Dragon Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Asian Dragon Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, Asia, excluding Japan.

BGF Asia Pacific Equity Income Fund - GBP (A2)

Reference Code: 58MPUnit Price Currency: GBPValuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - Asia Pacific Equity Income Fund - GBP (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks an above average income from its equity investments without sacrificing long term capital growth. The fund invests at least 70% of its total assets in equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the Asia Pacific region excluding Japan. This fund distributes income gross of expenses.

BGF Asia Pacific Equity Income Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Asia Pacific Equity Income Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks an above average income from its equity investments without sacrificing long term capital growth. The fund invests at least 70% of its total assets in equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the Asia Pacific region excluding Japan. This fund distributes income gross of expenses.

First State Asian Equity Plus Fund - I - Dis

Reference Code: 02SUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Asian Equity Plus Fund - I - DisAnnual Management Fee: 1.50%Investment objectives: The fund invests primarily in securities in the Asia Pacific region (excluding Japan). Such companies will be selected on the basis of their high dividend yields and their potential for long term capital appreciation.

Fidelity Funds - ASEAN Fund - A - Acc - USD

Reference Code: 14FUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Fidelity Funds - ASEAN Fund - A - Acc - USDAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in equity securities quoted on stock exchanges in Singapore, Malaysia, Thailand, Philippines, Indonesia.

Fidelity Funds - Asia Pacific Dividend Fund - A


Underlying Fund InformationName: Fidelity Funds - Asia Pacific Dividend Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve income and long-term capital growth principally through investments in income producing equity securities of companies that have their head office or exercise a predominant part of their activity in the Asia Pacific region. The Investment Manager will select investments which it believes offer attractive dividend yields in addition to price appreciation.

Fidelity Funds - Asian Special Situations Fund - A - ACC - USD


Underlying Fund InformationName: Fidelity Funds - Asian Special Situations Fund - A - ACC - USDAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in special situations stocks and smaller growth companies in Asia, excluding Japan. Special situations stocks generally have valuations which are attractive in relation to net assets or earnings potential with additional factors which may have a positive influence on the share price. Up to 25% of the portfolio can consist of investments other than special situations stocks and smaller growth companies. The fund can directly invest in China A Shares through the QFII quota of FIL Investment Management (Hong Kong) Limited subject to the approval of relevant Chinese authorities. The fund may invest up to 10% of its net assets directly in China A and B Shares (with aggregate exposure including direct and indirect investments up to 30% of its assets).


Fidelity Funds - Emerging Asia Fund - A - ACC - USD


Underlying Fund InformationName: Fidelity Funds - Emerging Asia Fund - A - ACC - USDAnnual Management Fee: 1.50%Investment objectives: The fund aims to generate long-term capital growth through investing principally in securities of companies having their head office or exercising a predominant part of their activity in less developed countries of Asia that are considered as emerging markets according to the MSCI Emerging Markets Asia Index.

Fidelity Funds - Emerging Asia Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - Emerging Asia Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund aims to generate long-term capital growth through investing principally in securities of companies having their head office or exercising a predominant part of their activity in less developed countries of Asia that are considered as emerging markets according to the MSCI Emerging Markets Asia Index.

Fidelity Funds - Pacific Fund - A

Reference Code: 09FUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Fidelity Funds - Pacific Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in an actively managed portfolio of equities in countries having a Pacific sea coast, primarily in Japan, South East Asia and the United States of America.

Fidelity Funds - South East Asia Fund - A - ACC - USD


Underlying Fund InformationName: Fidelity Funds - South East Asia Fund - A - ACC - USDAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in equity securities quoted on stock exchanges in the Pacific Basin excluding Japan. The fund may invest up to 10% of its net assets directly in China A and B Shares (with aggregate exposure including direct and indirect investments up to 30% of its assets).

Fidelity Funds - South East Asia Fund - A - ACC - Euro

Reference Code: 25FEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Fidelity Funds - South East Asia Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in equity securities quoted on stock exchanges in the Pacific Basin excluding Japan. The fund may invest up to 10% of its net assets directly in China A and B Shares (with aggregate exposure including direct and indirect investments up to 30% of its assets).

Franklin Templeton Investment Funds - Templeton Asian Growth - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Asian Growth Fund - A accAnnual Management Fee: 1.85%Investment objectives: The fund’s investment objective is long-term capital appreciation. It seeks to achieve by investing in equity and equity related securities of entities which derive a significant proportion of their profits or have their area of primary activity in Asian countries excluding Australia, New Zealand and Japan.

Franklin Templeton Investment Funds - Templeton Asian Growth - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Asian Growth Fund - A acc - EURAnnual Management Fee: 1.85%Investment objectives: The fund’s investment objective is long-term capital appreciation. It seeks to achieve by investing in equity and equity related securities of entities which derive a significant proportion of their profits or have their area of primary activity in Asian countries excluding Australia, New Zealand and Japan.

JPMorgan ASEAN (acc) - USD

Reference Code: 01JUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: JPMorgan ASEAN (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth by investing primarily in the securities of companies with significant assets in, or earnings derived from, one or more of the countries comprising the Association of Southeast Asian Nations (ASEAN).


JPMorgan AsiaOne Fund


Underlying Fund InformationName: JPMorgan AsiaOne FundAnnual Management Fee: 0.50%Investment objectives: To deliver a competitive total return in different market conditions by means of an actively-managed portfolio of JF Asia Pacific single country funds.

JPMorgan Asia Domestic Opportunities (acc) - USD


Underlying Fund InformationName: JPMorgan Asia Domestic Opportunities (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide investors with long-term capital appreciation by investing primarily in securities of companies whose predominant business will benefit from, or is related to, the domestic growth in Asian economies excluding Japan but including Australia and New Zealand.

JPMorgan Eastern (acc) - USD


Underlying Fund InformationName: JPMorgan Eastern (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide investors with long-term capital growth by investing primarily in the securities of companies in the Asia-Pacific region, excluding Japan and Australia except the Manager may, from time to time, invest in Japan and Australia when appropriate investment opportunities arise.

Legg Mason Batterymarch Asia Pacific Equity Fund - Class A Acc

Reference Code: 01LUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Legg Mason Global Funds Plc - Legg Mason Batterymarch Asia Pacific Equity Fund - Class A AccAnnual Management Fee: 1.50%Investment objectives: The fund seeks to provide long-term capital appreciation by investing at least two-thirds of its Total Asset Value in equity securities of companies domiciled in or are conducting a predominant portion of their economic activities in one or more emerging Asian countries. The fund may invest in one or a few countries, either broadly or in particular geographic regions, and generally will be broadly diversified among industries.

Schroder International Selection Fund - Emerging Asia - A1


Underlying Fund InformationName: Schroder International Selection Fund - Emerging Asia - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity and equity related securities of companies in the emerging economies of Asia.

Standard Life Investments Global SICAV Asian Equities Fund - Class A


Underlying Fund InformationName: Standard Life Investments Global SICAV Asian Equities Fund - Class AAnnual Management Fee: 1.40%Investment objectives: The objective of the fund is to achieve long-term growth in the share price through capital appreciation of the underlying equity portfolio. It will achieve this objective primarily through investment in equities and equity related securities of corporations domiciled in Asia, or companies that derive a significant proportion of their revenues or profits from Asian operations or have a significant proportion of their assets there.

Value Partners High-Dividend Stocks Fund - A1

Reference Code: 03VUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Value Partners High-Dividend Stocks Fund - A1Annual Management Fee: 1.25%Investment objectives: The fund aims to provide capital appreciation to unitholders by investing primarily in a portfolio of relatively higher yielding debt and equity securities in Asian region.


Equity – Greater China

Aberdeen Global - Chinese Equity Fund - A2


Underlying Fund InformationName: Aberdeen Global - Chinese Equity Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with theirregisteredofficeinChina;and/or,ofcompanieswhichhavethepreponderanceoftheirbusinessactivitiesinChina;and/or,ofholdingcompanies that have the preponderance of their assets in companies with their registered office in China. The base currency of the fund is US Dollars.

BNP Paribas China Everywhere Fund A

Reference Code: 13BUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: BNP Paribas Cayman Investment Funds SPC - BNP Paribas China Everywhere Fund Segregated PortfolioAnnual Management Fee: 1.75%Investment objectives: The fund seeks total return from an actively managed portfolio of companies that are positioned to benefit from the strong economic growth potential in the Greater China Region, which is the Mainland China, Hong Kong, Macau and Taiwan. The Fund will invest primarily in China related companies listed in the PRC, Hong Kong and other overseas markets, it will also invest in non-PRC companies which could expect to benefit from the increasing significance of business with China in their operations.

Baring Hong Kong China Fund - Class A USD Inc


Underlying Fund InformationName: Baring International Umbrella Fund - Baring Hong Kong China Fund - Class A USD IncAnnual Management Fee: 1.25%Investment objectives: The objective of the Fund is to achieve long-term capital growth in the value of assets. The Fund will seek to achieve its investment objective by investing in equities and equity-related securities of companies incorporated in Hong Kong or China, or in companies exercising the predominant part of their economic activity in Hong Kong or China. The Managers may also invest in companies incorporated in Taiwan or quoted on the Taiwan stock exchange or in companies that have a significant proportion of their assets or other interests in Taiwan.

Baring Hong Kong China Fund - Class A EUR Inc

Reference Code: 09REUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Baring International Umbrella Fund - Baring Hong Kong China Fund - Class A EUR IncAnnual Management Fee: 1.25%Investment objectives: The objective of the Fund is to achieve long-term capital growth in the value of assets. The Fund will seek to achieve its investment objective by investing in equities and equity-related securities of companies incorporated in Hong Kong or China, or in companies exercising the predominant part of their economic activity in Hong Kong or China. The Managers may also invest in companies incorporated in Taiwan or quoted on the Taiwan stock exchange or in companies that have a significant proportion of their assets or other interests in Taiwan.

Franklin Templeton Investment Funds - Templeton China Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton China Fund - A accAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is long-term capital appreciation. It seeks to achieve by investing in equity securities of companies in China, Hong Kong or Taiwan or in equity securities of companies which derive a significant portion of their revenue, or have a significant portion of their assets in above countries.

Henderson Horizon Fund - China Fund - A2

Reference Code: 04HUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Henderson Horizon Fund - China Fund - A2Annual Management Fee: 1.20%Investment objectives: The investment objective of the China Fund is to seek long-term capital appreciation through investment in securities listed primarily in China, Hong Kong and Taiwan. The Investment Manager may also invest in companies incorporated elsewhere that have significant assets, business, production, trading activity or other interests in China, Hong Kong or Taiwan.


Robeco Chinese Equities - D

Reference Code: 02OUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Robeco Capital Growth Funds - Robeco Chinese Equities - D - USDAnnual Management Fee: 1.50%Investment objectives: The aim of the fund is to provide long term capital growth by taking exposure of at least two-thirds of its total assets to equities of companies which have their registered office or exercise a preponderant part of their economic activities in China.

Schroder International Selection Fund - Greater China - A1

Reference Code: 13CUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Greater China - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investments in equity and equity related securities of People’s Republic of China, Hong Kong SAR and Taiwan companies.

Equity – China

Allianz China Equity - Class A Dis (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz China Equity- Class A Dis (USD)Annual Management Fee: 1.75%Investment objectives: The fund’s investments are concentrated in the People’s Republic of China (“PRC”) related equities.

Baring China Select Fund


Underlying Fund InformationName: Baring Investment Funds Plc. - Baring China Select Fund - Class A - USDAnnual Management Fee: 1.50%Investment objectives: The objective of the Fund is to achieve long-term capital growth in the value of assets by investing in companies which the Company believes will benefit from the economic growth and development of China. The policy of the Investment Manager is to invest primarily in equities in companies quoted on Recognised Exchanges in China and Hong Kong and incorporated in China and Hong Kong, or which have a significant proportion of their assets or other interests in China and Hong Kong. The Investment Manager may also invest in equities in companies elsewhere in the Asia Pacific ex-Japan region with the potential, in the opinion of the Investment Manager, to benefit from the development of China.

Baring China Select Fund - EUR


Underlying Fund InformationName: Baring Investment Funds Plc. - Baring China Select Fund - Class A - EURAnnual Management Fee: 1.50%Investment objectives: The objective of the Fund is to achieve long-term capital growth in the value of assets by investing in companies which the Company believes will benefit from the economic growth and development of China. The policy of the Investment Manager is to invest primarily in equities in companies quoted on Recognised Exchanges in China and Hong Kong and incorporated in China and Hong Kong, or which have a significant proportion of their assets or other interests in China and Hong Kong. The Investment Manager may also invest in equities in companies elsewhere in the Asia Pacific ex-Japan region with the potential, in the opinion of the Investment Manager, to benefit from the development of China.

BGF China Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - China Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The China Fund seeks to maximise total return. The Fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the People’s Republic of China.


Standard Life Investments Global SICAV China Equities Fund - Class A


Underlying Fund InformationName: Standard Life Investments Global SICAV China Equities Fund - Class AAnnual Management Fee: 1.80%Investment objectives: The objective of the fund is to achieve long-term growth in the share price through capital appreciation of the underlying equity portfolio. It will achieve this objective primarily through investment in equities and equity related securities of corporations domiciled in the People’s Republic of China or companies that derive a significant proportion of their revenues or profits from Chinese operations or have a significant proportion of their assets there.

Value Partners Intelligent Funds - China Convergence Fund


Underlying Fund InformationName: Value Partners Intelligent Funds - China Convergence Fund Annual Management Fee: 1.25%Investment objectives: The fund aims to provide unitholders with long-term capital appreciation by investing primarily in A shares through QFII quota ofValuePartnersHongKongLimited(“QFIIHolder”)and/orChinaA-shareaccess products (up to 35% of the underlying fund’s non-cash assets) and B shares (up to 35% of latest NAV) listed on the stock exchanges of Shanghai and Shenzhen, as well as H shares listed in Hong Kong. The underlying fund may be subject to repatriation restrictions of foreign funds under the QFII regulations. The underlying fund will be restricted from withdrawing invested capital during the lock-up period which will beexpiredon26 June2014.After the lock-upperiod, theunderlyingfund may repatriate invested funds from People’s Republic of China, however any such repatriation is subject to a monthly cumulative limit of 20% of total onshore assets managed by the QFII Holder as at the end of the preceding year. As a result, the repatriation restriction of the underlying fund may have impact on this investment choice’s ability to meet the redemption requests from the policyholders.

BGF China Fund - HKD (A2)

Reference Code: 56MHUnit Price Currency: HKDValuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - China Fund - HKD (A2)Annual Management Fee: 1.50%Investment objectives: The China Fund seeks to maximise total return. The Fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, the People’s Republic of China.

Fidelity Funds - China Focus Fund - A


Underlying Fund InformationName: Fidelity Funds - China Focus Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund will primarily focus on China through investment in securities of Chinese companies listed in China and Hong Kong, as well as securities in non-Chinese companies which have a significant portion of their activities in China. The fund may invest up to 10% of its net assets directly in China A and B Shares (with aggregate exposure including direct and indirect investments up to 30% of its assets).

First State China Growth Fund - I

Reference Code: 03SUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: First State Global Umbrella Fund plc - First State China Growth Fund - IAnnual Management Fee: 2.00%Investment objectives: The fund invests primarily in securities issued by companies with either assets in, or revenues derived from the People’s Republic of China that are listed, traded or dealt in on Regulated Markets in China, Hong Kong, Taiwan, the U.S. or in a member state of the OECD.

Schroder International Selection Fund - China Opportunities - A1


Underlying Fund InformationName: Schroder International Selection Fund - China Opportunities - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity and equity related securities of companies which are headquartered and/or listed in or have a substantial businessexposure to the People’s Republic of China.

Value Partners Classic Fund - C Units


Underlying Fund InformationName: Value Partners Classic Fund - C UnitsAnnual Management Fee: 1.25%Investment objectives: The fund aims to achieve consistent superior return and uses a bottom-up approach to invest in value stocks in the Asia Pacific region, particularly those in Greater China region, which the Manager believes are being traded at deep discounts to their intrinsic value.


Equity – Hong Kong

Allianz Hong Kong Equity - Class A Dis (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Hong Kong Equity - Class A Dis (USD)Annual Management Fee: 1.75%Investment objectives: The fund’s investments are concentrated in investing principally in Hong Kong.

First State Hong Kong Growth Fund - I#


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Hong Kong Growth Fund - IAnnual Management Fee: 1.50%Investment objectives: The fund invests primarily in securities listed on the Stock Exchange of Hong Kong Limited or securities issued by such companies which in the Investment manager’s opinion have significant assets, business, production activities, trading or other business interests in Hong Kong and traded on Regulated Markets.# With effect from 9 March 2012, First State Hong Kong Growth Fund – I is closed for any

subscription and switch-in, until further notice. First State Hong Kong Growth Fund – I is not available for Havest Wealth Investment Plan.

Schroder International Selection Fund - Hong Kong Equity Fund - A1

Reference Code: 04CHUnit Price Currency: HKDValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Hong Kong Equity - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity securities of Hong Kong SAR companies.

Equity – Japan

AllianceBernstein - Japan Strategic Value Portfolio - A - USD

Reference Code: 14KUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: ACMBernstein - Japan Strategic Value Portfolio - A - USDAnnual Management Fee: 1.50%Investment objectives: The Portfolio seeks long-term capital growth by investing in a portfolio of equity securities of Japanese companies that are considered by the Investment Manager to be undervalued. The InvestmentManager’sfundamentalvalueapproachseekstoidentifysecurities that are attractively priced relative to their future earnings power.

AllianceBernstein - Japan Strategic Value Portfolio - A - EUR

Reference Code: 13KEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: ACMBernstein - Japan Strategic Value Portfolio- A - EURAnnual Management Fee: 1.50%Investment objectives: The Portfolio seeks long-term capital growth by investing in a portfolio of equity securities of Japanese companies that are considered by the Investment Manager to be undervalued. The InvestmentManager’sfundamentalvalueapproachseekstoidentifysecurities that are attractively priced relative to their future earnings power.


Aberdeen Global - Japanese Equity Fund - A2

ReferenceCode:07AYUnitPriceCurrency:JPYValuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - Japanese Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with theirregisteredofficeinJapan;and/or,ofcompanieswhichhavethepreponderanceoftheirbusinessactivitiesinJapan;and/or,ofholdingcompanies that have the preponderance of their assets in companies with their registered office in Japan. The base currency of the fund is JapaneseYen.

BGF Japan Small & MidCap Opportunities Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Japan Small & MidCap Opportunities Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of small and mid capitalisation com panies domiciled in, or exercising the predominant part of their economic activity in, Japan. Small and mid capitalisation companies are considered companies which, at the time of purchase, form the bottom 30% by market capitalization of Japanese stock markets.

BGF Japan Small & MidCap Opportunities Fund - JPY (A2)

ReferenceCode:41MYUnitPriceCurrency:JPYValuation Day: Every Business Day

Underlying Fund InformationName: BlackRock Global Funds - Japan Small & MidCap Opportunities Fund-JPY(A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of small and mid capitalisation companies domiciled in, or exercising the predominant part of their economic activity in, Japan. Small and mid capitalisation companies are considered companies which, at the time of purchase, form the bottom 30% by market capitalization of Japanese stock markets.

BGF Japan Value Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Japan Value Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in Japan. The fund places particular emphasis on companies that are, in the opinion of the Investment Adviser, undervalued and therefore represent intrinsic investment value.

BGF Japan Value Fund - JPY (A2)

ReferenceCode:42MYUnitPriceCurrency:JPYValuation Day: Every Business Day

Underlying Fund InformationName:BlackRockGlobalFunds-JapanValueFund-JPY(A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in Japan. The fund places particular emphasis on companies that are, in the opinion of the Investment Adviser, undervalued and therefore represent intrinsic investment value.

Fidelity Funds - Japan Fund - A - ACC - JPY

ReferenceCode:08FYUnitPriceCurrency:JPYValuation Day: Every Business Day

Underlying Fund InformationName:FidelityFunds-JapanFund-A-ACC-JPYAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in Japanese equity securities.


Equity – India

Aberdeen Global - Indian Equity Fund - A2


Underlying Fund InformationName: Aberdeen Global - Indian Equity Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registered officeinIndia;and/or,ofcompanieswhichhavethepreponderanceoftheirbusinessactivitiesinIndia;and/or,ofholdingcompaniesthathavethe preponderance of their assets in companies with their registered office in India. The base currency of the fund is US Dollars.

AllianceBernstein - India Growth Portfolio - A - USD

Reference Code: 10KUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: ACMBernstein SICAV - India Growth Portfolio - A - USDAnnual Management Fee: 1.75%Investment objectives: The investment objective of the portfolio is to achieve long-term capital appreciation through investment primarily in a portfolioofequityand/orequity-relatedsecuritiesofIndiancompanies,which the Portfolio believes are best positioned to benefit from accelerating growth in the rapidly deregulating Indian economy and have demonstrated ability to adapt and compete in the new environment.

AllianceBernstein - India Growth Portfolio - A - EUR

Reference Code: 09KEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: ACMBernstein SICAV - India Growth Portfolio - A - EURAnnual Management Fee: 1.75%Investment objectives: The investment objective of the portfolio is to achieve long-term capital appreciation through investment primarily in a portfolioofequityand/orequity-relatedsecuritiesofIndiancompanies,which the Portfolio believes are best positioned to benefit from accelerating growth in the rapidly deregulating Indian economy and have demonstrated ability to adapt and compete in the new environment.

Fidelity Funds - India Focus Fund - A


Underlying Fund InformationName: Fidelity Funds - India Focus Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund aims to provide long-term growth, principally through investment in equity securities of Indian companies listed in India, as well as securities in non Indian companies which have a significant portion of their activities in India.

Franklin Templeton Investment Funds - Franklin India Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin India Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation. It achieves its objective by primarily investing in equity securities of entities, which are incorporated, or have their principal business activities in India.

JPMorgan India (acc) - USD


Underlying Fund InformationName: JPMorgan India (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth through a portfolio consisting primarily of securities linked to the Indian economy. These include, but are not restricted to, securities traded on the stockmarkets of India and the rest of the sub-continent.

Jupiter JGF India Select - L USD

Reference Code: 05UUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter India Select - L USDAnnual Management Fee: 1.75%Investment objectives: To achieve long term capital growth through investment primarily in India and selected opportunities in Pakistan, Bangladesh, Sri Lanka, Bhutan, Nepal and the Maldives.


Equity – Korea

Franklin Templeton Investment Funds - Templeton Korea Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Korea Fund - A accAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is long-term capital growth. It seeks to achieve by investing in a portfolio of securities issued by Korean companies or by companies having significant assets, earnings, profits or business activities in Korea.

JPMorgan Korea (acc) - USD


Underlying Fund InformationName: JPMorgan Korea (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital appreciation through investment primarily in companies whose shares are traded on the Korea Stock Exchange or the Korean over-the-counter market.

Mirae Asset Korea Equity Fund - A

Reference Code: 01EUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Mirae Asset Global Discovery Fund - Mirae Asset Korea Equity Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve long-term capital growth by investing mainly in equities and equity-related securities of companies domiciled in or exercising a large portion of their economic activity in Korea.

Equity – Asia Pacific Single Market (Others)

Aberdeen Global - Australasian Equity Fund - A2

Reference Code: 03AAUnit Price Currency: AUD Valuation Day: Every Business Day

Underlying Fund InformationName: Aberdeen Global - Australasian Equity Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registered office in Australia or New Zealand; and/or, ofcompanies which have the preponderance of their business activities inAustralianorNewZealand;and/or,ofholdingcompaniesthathavethe preponderance of their assets in companies with their registered office in Australia or New Zealand. The base currency of the fund is Australian Dollars.

Allianz Indonesia Equity - Class A Dis (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Indonesia Equity - Class A Dis (USD)Annual Management Fee: 1.75%Investment objectives: The fund’s investments are concentrated in the equity markets of Indonesia.


Allianz Thailand Equity - Class A Dis (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Thailand Equity - Class A Dis (USD)Annual Management Fee: 1.75%Investment objectives: The investment objective is to achieve capital appreciation in the long-term. The fund will seek to achieve its investment objective primarily through investments in the equity markets of Thailand.

Fidelity Funds - Indonesia Fund - A - USD


Underlying Fund InformationName: Fidelity Funds - Indonesia Fund - A - USDAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in Indonesian equity securities.

Fidelity Funds - Malaysia Fund - A - USD


Underlying Fund InformationName: Fidelity Funds - Malaysia Fund - A - USDAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in Malaysian equity securities.

Fidelity Funds - Taiwan Fund - A


Underlying Fund InformationName: Fidelity Funds - Taiwan Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in Taiwanese equities.

First State Australian Growth Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Australian Growth Fund - IAnnual Management Fee: 1.50%Investment objectives: The fund invests primarily in a portfolio of securities of companies listed, traded or dealt in on regulated Australian exchanges. The fund may also invest in the securities of companies which are incorporated in or have a majority of their economic activity based in Australia but are listed, traded or dealt in on other regulated markets worldwide. The Fund may invest in any industry.

Franklin Templeton Investment Funds - Templeton Thailand Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Thailand Fund - A accAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is long term capital appreciation. It seeks to achieve by primarily investing in equity securities of issuers incorporated in Thailand or into other companies having significant assets, earnings, profits or business activities in Thailand.

JPMorgan Singapore A (dist) - USD


Underlying Fund InformationName: JPMorgan Singapore A (dist) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth by investing primarily in Singaporean companies.

Schroder International Selection Fund - Taiwanese Equity - A1

Reference Code: 15CUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Taiwanese Equity - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity securities of Taiwanese companies.


Equity – Emerging Market

Aberdeen Global - Emerging Markets Equity Fund - A2*


Underlying Fund InformationName: Aberdeen Global - Emerging Markets Equity Fund - A2Annual Management Fee: 1.75%Investment objectives: The investment objective is “long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies with their registeredofficeinanEmergingMarketcountry;and/or,ofcompanieswhich have the preponderance of their business activities in an EmergingMarketcountry;and/or,ofholdingcompaniesthathavethepreponderance of their assets in companies with their registered office in an Emerging Market country. The base currency of the fund is US Dollars”.* With effect from 4 March 2013, this investment choice is closed for any subscription and

switch-in, until further notice.

Aberdeen Global - Emerging Markets Smaller Companies Fund - A2*


Underlying Fund InformationName: Aberdeen Global - Emerging Markets Smaller Companies Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is “long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of Smaller Companies with their registered office in an Emerging Market country; and/or,ofSmallerCompanieswhichhavethepreponderanceoftheirbusinessactivitiesinanEmergingMarketcountry;and/or,ofholdingcompanies that have the preponderance of their assets in Smaller Companies with their registered office in an Emerging Market country. For the purpose of this fund, Smaller Companies are defined as companies with a market capitalisation in the base currency of the fund, as at the date of initial investment, of under US$2.5 billion and a maximum market capitalisation of US$5 billion.#

# Capitalisation of under US$2.5 billion refers to capitalisation at the time of initial investment. The maximum market capitalisation of US$5 billion refers to capitalisation at any time subsequent. For the meaning of Emerging Market, please refer to the offering document of the underlying fund.

* With effect from 4 March 2013, this investment choice is closed for any subscription and switch-in, until further notice.

Allianz BRIC Equity - Class AT Acc (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz BRIC Equity - Class AT Acc (USD)Annual Management Fee: 1.75%Investment objectives: The fund’s investments are concentrated in global emerging equity markets, with the focus on Brazil, Russia, India and China.

Allianz BRIC Equity - Class AT Acc (EUR)

Reference Code: 16ZEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Allianz Global Investors Fund - Allianz BRIC Equity - Class AT Acc (EUR)Annual Management Fee: 1.75%Investment objectives: The fund’s investments are concentrated in global emerging equity markets, with the focus on Brazil, Russia, India and China.

BGF Emerging Markets Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Markets Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The Emerging Markets Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, emerging markets. Investment may also be made in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, developed markets that have significant business operations in emerging markets.

BGF Emerging Markets Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Markets Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The Emerging Markets Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, emerging markets. Investment may also be made in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, developed markets that have significant business operations in emerging markets.


Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - USD


Underlying Fund InformationName: Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - USDAnnual Management Fee: 1.50%Investment objectives: The fund aims to generate long-term capital growth through investing primarily in securities of companies having their head office or exercising a predominant part of their activity in less developed countries of Central, Eastern and Southern Europe (including Russia), Middle East and Africa including those that are considered as emerging markets according to the MSCI EM Europe, Middle East and Africa Index.

Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - Emerging Europe, Middle East And Africa Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund aims to generate long-term capital growth through investing primarily in securities of companies having their head office or exercising a predominant part of their activity in less developed countries of Central, Eastern and Southern Europe (including Russia), Middle East and Africa including those that are considered as emerging markets according to the MSCI EM Europe, Middle East and Africa Index.

First State Global Emerging Markets Leaders Fund - I*


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Global Emerging Markets Leaders Fund - IAnnual Management Fee: 1.50%Investment objectives: The fund invests primarily in large and mid capitalisation securities in emerging economies, including those of companies listed on developed market exchanges whose activities predominantly take place in emerging market countries. Such securities will primarily be listed, traded or dealt in on Regulated Markets in EEA, Brazil, Colombia, China, Czech Republic, Egypt, Greece, Hong Kong, Hungary, India, Indonesia, Israel, Korea, Malaysia, Mexico, Peru, Philippines, Portugal, Poland, Singapore, South Africa, Sri Lanka, Thailand, Taiwan, Turkey and United States of America.* With effect from 4 September 2013, this investment choice is closed for any subscription

and switch-in, until further notice.

BGF Latin American Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Latin American Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximize total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in Latin America.

BGF Latin American Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Latin American Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximize total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in Latin America.

Fidelity Funds - Emerging Markets Fund - A


Underlying Fund InformationName: Fidelity Funds - Emerging Markets Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund invests principally in areas experiencing rapid economic growth including countries in Latin America, South East Asia, Africa, Eastern Europe (including Russia) and the Middle East.


Parvest - Equity Brazil - Classic Cap - USD

Reference Code: 22BUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Parvest - Equity Brazil - Classic Cap - USDAnnual Management Fee: 1.75%Investment objectives: To increase the value of its assets over the medium term. Thesubfundinvestsatleasttwo-thirdsofitsassetsinequitiesand/orsecurities treated as equivalent to equities issued by companies that have their registered office in, or conduct a significant proportion of their business in, Brazil, and also in derivatives on this type of asset. The remainder, namely one-third of its assets maximum, may be invested in any other transferable securities, money market instruments, derivatives or cash, and also, within a limit of 15% of the assets, in debt securities of any kind and, within a limit of 10% of the assets, in UCITS or UCIs. The provisions of the investment policy as described above may be departed from during a two-month period prior to the liquidation or merger of the subfund.

Parvest - Equity Brazil - Classic Cap - EUR

Reference Code: 23BEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Parvest - Equity Brazil - Classic Cap - EURAnnual Management Fee: 1.75%Investment objectives: To increase the value of its assets over the medium term. Thesubfundinvestsatleasttwo-thirdsofitsassetsinequitiesand/orsecurities treated as equivalent to equities issued by companies that have their registered office in, or conduct a significant proportion of their business in, Brazil, and also in derivatives on this type of asset. The remainder, namely one-third of its assets maximum, may be invested in any other transferable securities, money market instruments, derivatives or cash, and also, within a limit of 15% of the assets, in debt securities of any kind and, within a limit of 10% of the assets, in UCITS or UCIs. The provisions of the investment policy as described above may be departed from during a two-month period prior to the liquidation or merger of the subfund.

Franklin Templeton Investment Funds - Franklin MENA - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin MENA Fund - A accAnnual Management Fee: 2.00%Investment objectives: The fund’s principal investment objective is to provide long-term capital appreciation. The Fund will invest primarily in transferable securities such as equity securities and fixed income securities of companies (i) incorporated in the Middle East and North Africa countries (“MENA countries”), and/or (ii) which have theirprincipal business activities in MENA countries across the market capitalization spectrum as well as in financial derivative instruments.

Franklin Templeton Investment Funds - Franklin MENA - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin MENA Fund - A acc - EURAnnual Management Fee: 2.00%Investment objectives: The fund’s principal investment objective is to provide long-term capital appreciation. The Fund will invest primarily in transferable securities such as equity securities and fixed income securities of companies (i) incorporated in the Middle East and North Africa countries (“MENA countries”), and/or (ii) which have theirprincipal business activities in MENA countries across the market capitalization spectrum as well as in financial derivative instruments.

Franklin Templeton Investment Funds - Templeton BRIC Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton BRIC Fund - A accAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is capital appreciation. It seeks to achieve by investing in equity securities of companies in Brazil, Russia, India and China (including Hong-Kong and Taiwan) (“BRIC”) or in equity securities of companies which derive the principal portion of their revenues or profits from BRIC economies or have the principal portion of their assets in BRIC economies.

Franklin Templeton Investment Funds - Templeton BRIC Fund - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton BRIC Fund - A acc - EURAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is capital appreciation. It seeks to achieve by investing in equity securities of companies in Brazil, Russia, India and China (including Hong-Kong and Taiwan) (“BRIC”) or in equity securities of companies which derive the principal portion of their revenues or profits from BRIC economies or have the principal portion of their assets in BRIC economies.


Franklin Templeton Investment Funds - Templeton Emerging Markets Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Emerging Markets Fund - A accAnnual Management Fee: 2.10%Investment objectives: The Fund’s investment objective is long-term capital growth. It seeks to achieve by investing in equity securities and debt obligations issued by corporations and governments of developing or emerging nations.

Franklin Templeton Investment Funds - Templeton Latin America - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Latin America Fund - A accAnnual Management Fee: 1.90%Investment objectives: The fund’s investment objective is long-term capital appreciation. It seeks to achieve by primarily investing in equity and as an ancillary matter, in debt securities of issuers located in the Latin American region.

JPM Emerging Europe, Middle East and Africa Equity A (dist) - USD


Underlying Fund InformationName: JPM Emerging Europe, Middle East and Africa Equity A (dist) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth by investing primarily in companies of the emerging markets of central, eastern and southern Europe, Middle East and Africa.

JPM Emerging Middle East Equity A (dist) - USD


Underlying Fund InformationName: JPM Emerging Middle East Equity A (dist) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth by investing primarily in companies of the emerging markets of the Middle East region.

Robeco Emerging Markets Equities - D

Reference Code: 03OUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Robeco Capital Growth Funds - Robeco Emerging Markets Equities - D - USDAnnual Management Fee: 1.50%Investment objectives: The aim of the fund is to provide long term capital growth by taking exposure of at least two-thirds of the total assets of the underlying fund to equities of companies having their registered office or exercising a preponderant part of their economic activities in emerging countries.

Robeco Emerging Markets Equities - D - EUR

Reference Code: 06OEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Robeco Capital Growth Funds - Robeco Emerging Markets Equities - D - EURAnnual Management Fee: 1.50%Investment objectives: The aim of the fund is to provide long term capital growth by taking exposure of at least two-thirds of the total assets of the underlying fund to equities of companies having their registered office or exercising a preponderant part of their economic activities in emerging countries.

Robeco Emerging Stars Equities - DL


Underlying Fund InformationName: Robeco Capital Growth Funds - Robeco Emerging Stars Equities - DL - EURAnnual Management Fee: 1.75%Investment objectives: To provide investors with long term capital growth by taking exposure of at least two-thirds of its total assets to equities of companies having their registered office or exercising a preponderant part of their economic activities in emerging countries. The fund has a focused, concentrated portfolio with a small number of large bets.

Schroder International Selection Fund - BRIC Fund - A1


Underlying Fund InformationName: Schroder International Selection Fund - BRIC (Brazil, Russia, India, China) - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity and equity related securities of Brazilian, Russian, Indian and Chinese companies.


Schroder International Selection Fund - Global Emerging Market Opportunities Fund - A1


Underlying Fund InformationName: Schroder International Selection Fund - Global Emerging Market Opportunities - A1Annual Management Fee: 2.00%Investment objectives: The investment objective is to provide a total return. The Fund may invest in equity and equity related securities of emerging market countries worldwide. The Fund may also invest in fixed income securities worldwide and liquidities for defensive purposes.

Equity – Emerging Europe

Baring Eastern Europe Fund - Class A USD Inc

Reference Code: 02RUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Baring Global Umbrella Fund - Baring Eastern Europe Fund - Class A USD IncAnnual Management Fee: 1.50%Investment objectives: The investment objective of the fund is to achieve long-term capital appreciation through investment in a diversified portfolio of securities of issuers located in or with a significant exposure to the emerging markets of Europe. Investors should be aware of the additional risks associated with funds which invest in emerging and developing markets.

Baring Eastern Europe Fund - Class A EUR Inc


Underlying Fund InformationName: Baring Global Umbrella Fund - Baring Eastern Europe Fund - Class A EUR IncAnnual Management Fee: 1.50%Investment objectives: The investment objective of the fund is to achieve long-term capital appreciation through investment in a diversified portfolio of securities of issuers located in or with a significant exposure to the emerging markets of Europe. Investors should be aware of the additional risks associated with funds which invest in emerging and developing markets.

BGF Emerging Europe Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Europe Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The Emerging Europe Fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, emerging European countries. It may also invest in companies domiciled in and around, or exercising the predominant part of their economic activity in and around, the Mediterranean region.

BGF Emerging Europe Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Europe Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The Emerging Europe Fund seeks to maximise total return. The fund invests at least 70% of its total assets in the equity securities of companies domiciled in, or exercising the predominant part of their economic activity in, emerging European countries. It may also invest in companies domiciled in and around, or exercising the predominant part of their economic activity in and around, the Mediterranean region.


PARVEST Equity Russia - Classic Cap - USD


Underlying Fund InformationName: PARVEST Equity Russia - Classic Cap - USDAnnual Management Fee: 1.75%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that have their registered offices or conduct the majority of their business activities in Russia and in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 5% of its assets may be invested in UCITS or UCI.Some of these markets are not currently considered regulated markets, so direct investments on these markets must be limited to 10% of net assets. Russia is one of these non-regulated markets, except for the Russian Trading System Stock Exchange (“RTS Stock Exchange”) and the Moscow Interbank Currency Exchange (“MICEX”) which are considered regulated Russian markets and on which investments can exceed 10% of net assets.

PARVEST Equity Russia - Classic Cap - EUR


Underlying Fund InformationName: PARVEST Equity Russia - Classic Cap - EURAnnual Management Fee: 1.75%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that have their registered offices or conduct the majority of their business activities in Russia and in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 5% of its assets may be invested in UCITS or UCI.Some of these markets are not currently considered regulated markets, so direct investments on these markets must be limited to 10% of net assets. Russia is one of these non-regulated markets, except for the Russian Trading System Stock Exchange (“RTS Stock Exchange”) and the Moscow Interbank Currency Exchange (“MICEX”) which are considered regulated Russian markets and on which investments can exceed 10% of net assets.

Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A accAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is long term capital appreciation. It seeks to achieve by primarily investing in securities of companies listed on stock exchanges within the countries of Eastern Europe, including the New Independent States, which were formerly part of the Soviet Union, as well as Russia.

Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Eastern Europe Fund - A acc - EURAnnual Management Fee: 2.10%Investment objectives: The fund’s investment objective is long term capital appreciation. It seeks to achieve by primarily investing in securities of companies listed on stock exchanges within the countries of Eastern Europe, including the New Independent States, which were formerly part of the Soviet Union, as well as Russia.


JPM Russia A (dist) - USD


Underlying Fund InformationName: JPM Russia A (dist) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth by investing primarily in a concentrated portfolio of Russian companies.

Schroder International Selection Fund - Emerging Europe - A1

Reference Code: 12CEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Emerging Europe - A1Annual Management Fee: 2.00%Investment objectives: To provide capital growth primarily through investment in equity and equity related securities of Central and Eastern European companies including the markets of the former Soviet Union and the Mediterranean emerging markets.

Equity – Commodity and Energy Sector

Allianz Global Agricultural Trends - Class AT Acc (USD)

Reference Code: 07ZUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Global Agricultural Trends - Class AT Acc (USD)Annual Management Fee: 1.75%Investment objectives: The fund investments are concentrated in global equity markets, focusing on companies that participate in the sectors “Raw Materials Production” or “Product Processing & Distribution”.

Baring Global Resources Fund - Class A USD Inc


Underlying Fund InformationName: Baring Global Umbrella Fund - Baring Global Resources Fund - Class A USD IncAnnual Management Fee: 1.50%Investment objectives: The objective of the fund is to achieve long-term capital appreciation through investment in a diversified portfolio of the securities of commodity producers, being companies engaged in the extraction, production, processing and or trading of commodities such as oil, gold, aluminium, coffee and sugar.

Baring Global Resources Fund - Class A EUR Inc


Underlying Fund InformationName: Baring Global Umbrella Fund - Baring Global Resources Fund - Class A EUR IncAnnual Management Fee: 1.50%Investment objectives: The objective of the fund is to achieve long-term capital appreciation through investment in a diversified portfolio of the securities of commodity producers, being companies engaged in the extraction, production, processing and or trading of commodities such as oil, gold, aluminium, coffee and sugar.

BGF New Energy Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - New Energy Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The New Energy Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of new energy companies. New energy companies are those which are engaged in alternative energy and energy technologies including: renewable energy technology; renewable energy developers; alternative fuels; energy efficiency; enabling energy and infrastructure.


BGF New Energy Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - New Energy Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The New Energy Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of new energy companies. New energy companies are those which are engaged in alternative energy and energy technologies including: renewable energy technology; renewable energy developers; alternative fuels; energy efficiency; enabling energy and infrastructure.

BGF World Gold Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Gold Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is gold -mining. It may also invest in the equity securities of companies whose predominant economic activity is other precious metal or mineral and base metal or mineral mining. The fund does not hold physical gold or metal.

BGF World Gold Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Gold Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is gold -mining. It may also invest in the equity securities of companies whose predominant economic activity is other precious metal or mineral and base metal or mineral mining. The fund does not hold physical gold or metal.

BGF World Energy Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Energy Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the exploration, development, production and distribution of energy. Additionally, the fund may invest in companies seeking to develop and exploit new energy technologies.

BGF World Energy Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Energy Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the exploration, development, production and distribution of energy. Additionally, the fund may invest in companies seeking to develop and exploit new energy technologies.

BGF World Mining Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Mining Fund - USD (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of mining and metals companies whose predominant economic activity is the production of base metals and industrial minerals such as iron ore and coal. The fund may also hold the equity securities of companies whose predominant economic activity is in gold or other precious metal or mineral mining. The fund does not hold physical gold or metal.

BGF World Mining Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Mining Fund - EUR (A2)Annual Management Fee: 1.75%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of mining and metals companies whose predominant economic activity is the production of base metals and industrial minerals such as iron ore and coal. The fund may also hold the equity securities of companies whose predominant economic activity is in gold or other precious metal or mineral mining. The fund does not hold physical gold or metal.


PARVEST Equity World Materials - Classic Cap - USD


Underlying Fund InformationName: PARVEST Equity World Materials - Classic Cap - USDAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the materials sector (e.g. among others, in building and packaging materials, base chemicals, metals, forestry, paper etc.) and related or connected sectors, as well as in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.

PARVEST Equity World Materials - Classic Cap - EUR


Underlying Fund InformationName: PARVEST Equity World Materials - Classic Cap - EURAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the materials sector (e.g. among others, in building and packaging materials, base chemicals, metals, forestry, paper etc.) and related or connected sectors, as well as in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.

First State Global Agribusiness Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Global Agribusiness Fund - IAnnual Management Fee: 1.50%Investment objectives: The Fund invests primarily in a diversified portfolio of equity and equity related instruments of issuers in the Agribusiness sector, which are listed, traded or dealt in on regulated markets worldwide. The sector includes but is not limited to companies involved in the production, processing, transporting, trading and marketingofsoftcommodities,aswellasthosethatsupplyproductsand services (including seeds, fertilisers, crop nutrients, agricultural equipmentandwater)totheagricultural/forestryindustry.Softcommoditiesinclude,amongstotherthings,coarsegrains,soyabeans, sugar, coffee, cocoa, palm oil, livestock, forestry, pulp and water. The Fund will not invest in physical commodities or derivatives relating to commodities.

First State Global Resources Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Global Resources Fund - IAnnual Management Fee: 1.50%Investment objectives: The fund primarily invests in the equities of issuers engaged in the discovery, development, extraction, processing or distribution of natural resources (including without limitation minerals, water, metals and timber) and energy sectors (including without limitation oil coal, gas, nuclear energy and renewable energy), or issuers of securities that provide services to the natural resources and energy sectors and which are listed, traded or dealt in on Regulated Markets worldwide.

Franklin Templeton Investment Funds - Franklin Natural Resources - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Natural Resources Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation and current income. The Fund seeks to achieve by investing primarily in equity and debt securities as well as depositary receipts of (i) companies which perform a substantial part of their business in the natural resources sector, and (ii) companies which hold a substantial part of their participations in companies referred to in (i), including small and mid size companies.

Franklin Templeton Investment Funds - Franklin Natural Resources - A acc - EUR


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Natural Resources Fund - A acc - EURAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation and current income. The Fund seeks to achieve by investing primarily in equity and debt securities as well as depositary receipts of (i) companies which perform a substantial part of their business in the natural resources sector, and (ii) companies which hold a substantial part of their participations in companies referred to in (i), including small and mid size companies.


Investec GSF Global Energy Fund - A acc

Reference Code: 02IUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Investec Global Strategy Fund - Global Energy Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Investec GSF Global Energy Fund aims to achieve capital growth by investing in the equity instruments of internationally quoted companies throughout the world involved in the exploration, production or distribution of oil, gas and other energy sources. In addition, investments may also be made in companies which service the energy industry.

Investec GSF Global Gold Fund - A acc


Underlying Fund InformationName: Investec Global Strategy Fund - Global Gold Fund - A accAnnual Management Fee: 1.50%Investment objectives: The Investec GSF Global Gold Fund aims to achieve long term capital growth primarily through investment in equities issued by companies around the globe involved in gold mining. The Fund may also invest, up to one-third, in companies around the globe that are involved in mining for other precious metals and other minerals and metals.

JPMorgan Asia Resources (acc) - USD


Underlying Fund InformationName: JPMorgan Asia Resources (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide investors with long-term capital growth by investing primarily in securities of companies in natural resources and commodities sectors in Asia (including Australia and New Zealand).

Pictet - Clean Energy - P USD

Reference Code: 03PUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Pictet - Clean Energy - P USDAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies worldwide that contribute to and benefit from the switch to lower-carbon energy sources. The sub-fund favours companies operating in the field of cleaner infrastructures and resources, carbon-reducing technologies and equipment, the generation, transmission and distribution of cleaner energy and energy efficiency.

Pictet - Clean Energy - P EUR

Reference Code: 04PEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Pictet - Clean Energy - P EURAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies worldwide that contribute to and benefit from the switch to lower-carbon energy sources. The sub-fund favours companies operating in the field of cleaner infrastructures and resources, carbon-reducing technologies and equipment, the generation, transmission and distribution of cleaner energy and energy efficiency.

Pictet - Timber - P USD


Underlying Fund InformationName: Pictet - Timber - P USDAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in a diversified portfolio of the shares of companies operating in the financing, plantation and managementof forestsandwooded regionsand/or theprocessing,production and distribution of timber and other services and products derived from wood. The investment universe is not restricted to a specific geographical zone.

Pictet - Timber - P EUR

Reference Code: 11PEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Pictet - Timber - P EURAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in a diversified portfolio of the shares of companies operating in the financing, plantation and managementof forestsandwooded regionsand/or theprocessing,production and distribution of timber and other services and products derived from wood. The investment universe is not restricted to a specific geographical zone.

Pictet - Water - P USD


Underlying Fund InformationName: Pictet - Water - P USDAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies operating in the water and air sector worldwide. The sub-fund favours companies operating in water supply, processing services, water technology and environmental services.


Pictet - Water - P EUR


Underlying Fund InformationName: Pictet - Water - P EURAnnual Management Fee: 1.60%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in the shares of companies operating in the water and air sector worldwide. The sub-fund favours companies operating in water supply, processing services, water technology and environmental services.

RobecoSAM Sustainable Agribusiness Equities - D


Underlying Fund InformationName: Robeco Capital Growth Funds - RobecoSAM Sustainable Agribusiness Equities - D - EURAnnual Management Fee: 1.50%Investment objectives: The aim of the fund is to provide long term capital growth by taking exposure of at least two thirds of its total assets to equities of companies all over the world which operate within the agricultural industry or profit from developments within the agricultural industry, which includes companies that operate in mature economies (developed markets) as well as companies that operate in developing economies (emerging markets).

Equity – Consumer Goods and Services Sector

PARVEST Equity World Consumer Durables - Classic Cap - USD


Underlying Fund InformationName: PARVEST Equity World Consumer Durables - Classic Cap - USDAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the sectors of durable consumer goods and in related or connected sectors as well as in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.

PARVEST Equity World Consumer Durables - Classic Cap - EUR


Underlying Fund InformationName: PARVEST Equity World Consumer Durables - Classic Cap - EURAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the sectors of durable consumer goods and in related or connected sectors as well as in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.


Equity – Financial Sector

BGF World Financials Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Financials Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is financial services.

BGF World Financials Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Financials Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is financial services.

Jupiter JGF Global Financials - L USD

Reference Code: 06UUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: The Jupiter Global Fund - Jupiter Global Financials - L USDAnnual Management Fee: 1.50%Investment objectives: To achieve long term capital growth through investment in equities of financial sector companies on an international basis. The fund will invest primarily in an international portfolio of financial services companies worldwide. The fund may also invest, to a lesser extent, in property related companies. The companies in which the fund invests are considered by the investment manager to be undervalued and exhibit favourable growth prospects arising from characteristics such as proven management or strong products or services. The fund has the power to use financial derivative instruments extensively for investment purposes.

Equity – Health Care Sector

AllianceBernstein - International Health Care Portfolio - A - USD


Underlying Fund InformationName: ACMBernstein SICAV - International Health Care Portfolio - A - USDAnnual Management Fee: (1) 1.80%* (2) 1.75%*Investment objectives: The Portfolio seeks capital appreciation through investments on a worldwide basis in equity securities of companies that are engaged in health care and health science industries. The Portfolio invests in a global portfolio of securities of companies selected for their capital appreciation opportunities. Through a bottom-up selection process, the team attempts to determine market leaders with superior research, financial controls and marketing capabilities.* Management Fee is calculated as an annual percentage of average daily Net Asset Value.

Consecutive fee levels listed apply with respect to (1) the first US$300 million of the net assets of the Portfolio and (2) the amount of the net assets of the Portfolio over US$300 million.

AllianceBernstein - International Health Care Portfolio - A - EUR


Underlying Fund InformationName: ACMBernstein SICAV - International Health Care Portfolio - A - EURAnnual Management Fee: (1) 1.80%* (2) 1.75%*Investment objectives: The Portfolio seeks capital appreciation through investments on a worldwide basis in equity securities of companies that are engaged in health care and health science industries. The Portfolio invests in a global portfolio of securities of companies selected for their capital appreciation opportunities. Through a bottom-up selection process, the team attempts to determine market leaders with superior research, financial controls and marketing capabilities.* Management Fee is calculated as an annual percentage of average daily Net Asset Value.

Consecutive fee levels listed apply with respect to (1) the first US$300 million of the net assets of the Portfolio and (2) the amount of the net assets of the Portfolio over US$300 million.


Fidelity Funds - Global Health Care Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - Global Health Care Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund aims to provide investors with long-term capital growth, principally through investment in the equity securities of companies throughout the world which are involved in the design, manufacture, or sale of products and services used for or in connection with health care, medicine or biotechnology.

Franklin Templeton Investment Funds - Franklin Biotechnology Discovery Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Biotechnology Discovery Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s objective is to seek capital appreciation. It seeks to achieve primarily investing in equity securities of biotechnology companies and discovery research firms located in the U.S. and other countries and to a lesser extent in debt securities of any type of foreign or U.S. issuers.

BGF World Healthscience Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Healthscience Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The World Healthscience Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in healthcare, pharmaceuticals, medical technology and supplies and the development of biotechnology. Currency exposure is flexibly managed.

BGF World Healthscience Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Healthscience Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The World Healthscience Fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in healthcare, pharmaceuticals, medical technology and supplies and the development of biotechnology. Currency exposure is flexibly managed.

Equity – Infrastructure Sector

First State Global Listed Infrastructure Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Global Listed Infrastructure Fund - IAnnual Management Fee: 1.50%Investment objectives: The Fund invests primarily in a diversified portfolio of listed Infrastructure and Infrastructure-related securities of issuers listed, traded or dealt in on Regulated Markets worldwide. The Infrastructure sector includes, but is not limited to, utilities (e.g. water and electricity), highways and railways, airports services, marine ports and services, and oil and gas storage and transportation.


Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2 - EUR

Reference Code: 05HEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2 - EURAnnual Management Fee: 1.20%Investment objectives: The investment objective of the fund is to seek long term capital appreciation by investing at least 75% of its total assets in the quoted equities of companies or Real Estate Investment Trusts (or its equivalents) having their registered office in the Asia-Pacific Region listed or traded on a regulated market which derive the predominant part of their revenue from the ownership, management and/ordevelopmentofrealestateintheAsia-PacificRegion.

Henderson Horizon Fund - Global Property Equities Fund - A2

Reference Code: 02HUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Henderson Horizon Fund - Global Property Equities Fund - A2Annual Management Fee: 1.20%Investment objectives: The investment objective of the fund is to seek long term capital appreciation by investing in the quoted equity securities of companies or Real Estate Investment Trusts (or its equivalents) listed or traded on a regulated market which derive the mainpartof their revenuefromtheownership,managementand/ordevelopment of real estate, throughout the world.

Henderson Horizon Fund - Global Property Equities Fund - A2 - EUR

Reference Code: 06HEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Henderson Horizon Fund - Global Property Equities Fund - A2 - EURAnnual Management Fee: 1.20%Investment objectives: The investment objective of the fund is to seek long term capital appreciation by investing in the quoted equity securities of companies or Real Estate Investment Trusts (or its equivalents) listed or traded on a regulated market which derive the mainpartof their revenuefromtheownership,managementand/ordevelopment of real estate, throughout the world.

Equity – Property Sector

Fidelity Funds - Global Property Fund - A - ACC - USD


Underlying Fund InformationName: Fidelity Funds - Global Property Fund - A - ACC - USDAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve a combination of income and long-term capital growth primarily from investments in securities of companies principally engaged in the real estate industry and other real estate related investments.

Fidelity Funds - Global Property Fund - A - ACC - Euro


Underlying Fund InformationName: Fidelity Funds - Global Property Fund - A - ACC - EuroAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve a combination of income and long-term capital growth primarily from investments in securities of companies principally engaged in the real estate industry and other real estate related investments.

Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2


Underlying Fund InformationName: Henderson Horizon Fund - Asia-Pacific Property Equities Fund - A2Annual Management Fee: 1.20%Investment objectives: The investment objective of the fund is to seek long term capital appreciation by investing at least 75% of its total assets in the quoted equities of companies or Real Estate Investment Trusts (or its equivalents) having their registered office in the Asia-Pacific Region listed or traded on a regulated market which derive the predominant part of their revenue from the ownership, management and/ordevelopmentofrealestateintheAsia-PacificRegion.

Equity – Technology, Media and Telecommunications Sector


Standard Life Investments Global SICAV Global REIT Focus Fund - Class A

ReferenceCode:14YEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Standard Life Investments Global SICAV Global REIT Focus Fund - Class AAnnual Management Fee: 1.60%Investment objectives: The investment objective of the fund is to maximise total return from income and capital appreciation by investing primarily in listed closed ended real estate investment trusts (“REITs”) or securities and companies principally engaged in real estate activities on a global basis. A REIT is a company usually listed on a stock exchange that owns and manages predominantly commercial or residential property.

Henderson Horizon Fund - Pan European Property Equities Fund - A2

Reference Code: 03HEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Henderson Horizon Fund - Pan European Property Equities Fund - A2Annual Management Fee: 1.20%Investment objectives: The investment objective of the fund is to seek long term capital appreciation by investing at least 75% of its assets in quoted equity securities of companies or Real Estate Investment Trusts (or its equivalents) having their registered office in the EEA listed or traded on a regulated market which derive the main part of their revenue from the ownership,managementand/ordevelopmentofrealestateinEurope.

BGF World Technology Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Technology Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the technology sector.

Aberdeen Global - Technology Equity Fund - A2


Underlying Fund InformationName: Aberdeen Global - Technology Equity Fund - A2Annual Management Fee: 1.75%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in equities and equity-related securities of companies involved inhigh technology industries;and/or,of companieswhichhave the preponderance of their business activities in high technology industries;and/or,ofholdingcompaniesthathavethepreponderanceof their assets in companies involved in high technology industries. The base currency of the fund is US Dollar.

BGF World Technology Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Technology Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally at least 70% of its total assets in the equity securities of companies whose predominant economic activity is in the technology sector.


Henderson Horizon Fund - Global Technology Fund - A2


Underlying Fund InformationName: Henderson Horizon Fund - Global Technology Fund - A2Annual Management Fee: 1.20%Investment objectives: The investment objective of the Global Technology Fund is to seek long term capital appreciation by investing in a globally diversified portfolio of technology related companies. The Fund aims to take advantage of market trends internationally. The Fund takes a geographically diversified approach and operates within broad asset allocation ranges. There are no specified limits on the amounts that the Fund can or must invest in any geographical region or single country.

JPMorgan Pacific Technology (acc) - USD

Reference Code: 12JUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: JPMorgan Pacific Technology (acc) - USDAnnual Management Fee: 1.50%Investment objectives: To provide long-term capital growth through a portfolio consisting primarily of securities of technology companies in the Pacific region, including Japan.

First State Asia Innovation Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Asia Innovation Fund - IAnnual Management Fee: 1.75%Investment objectives: The fund shall invest primarily in equity and equity related securities in the Asia region (excluding Australia, New Zealand and Japan), focusing on those companies which the Investment Manager believes are especially innovative in terms of what theyproduce,orservicestheyprovide,and/orthewayinwhichtheycarry out their business, for example, innovative capital structures, innovative use of technology, innovative employee incentivisation schemes, but the fund shall not specialise in any particular sector.

Franklin Templeton Investment Funds - Franklin Technology Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Franklin Technology Fund - A accAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is capital appreciation. It seeks to achieve by investing in equity securities of companies expected to benefit from the development, advancement, and use of technology.

Equity – Utilities Sector

PARVEST Equity World Utilities - Classic Cap - USD


Underlying Fund InformationName: PARVEST Equity World Utilities - Classic Cap - USDAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the local authorities services sector and in related or connected sectors and in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.

PARVEST Equity World Utilities - Classic Cap - EUR


Underlying Fund InformationName: PARVEST Equity World Utilities - Classic Cap - EURAnnual Management Fee: 1.50%Investment objectives: To increase the value of its assets over the medium term. This subfund invests at least 2/3 of its assets in shares or othersecurities of companies that conduct the majority of their business activities in the local authorities services sector and in related or connected sectors and in derivative financial instruments on this type of asset.The remaining portion, namely a maximum of 1/3 of its assets,may be invested in any other transferable securities, money market instruments, derivative financial instruments or cash, provided that the investments in debt securities of any kind do not exceed 15% of its assets and up to 10% of its assets may be invested in UCITS or UCI.


Fixed Income – Global

AllianceBernstein - Global Bond Portfolio - A2 - USD


Underlying Fund InformationName: ACMBernstein - Global Bond Portfolio - A2 - USDAnnual Management Fee: 1.10%Investment objectives: The Portfolio seeks a high total investment return by investing in a global portfolio of investment grade, fixed income securities. Non-U.S. dollar denominated positions may be hedged into U.S. dollars in an effort to minimize the risks of currency fluctuations. In evaluating securities, the Investment Manager will utilize its internal credit analysis resources as well as financial and economic information obtained from other sources.

AllianceBernstein - Global Bond Portfolio - A2 - EUR


Underlying Fund InformationName: ACMBernstein - Global Bond Portfolio - A2 - EURAnnual Management Fee: 1.10%Investment objectives: The Portfolio seeks a high total investment return by investing in a global portfolio of investment grade, fixed income securities. Non-U.S. dollar denominated positions may be hedged into U.S. dollars in an effort to minimize the risks of currency fluctuations. In evaluating securities, the Investment Manager will utilize its internal credit analysis resources as well as financial and economic information obtained from other sources.

BGF Global Government Bond Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global Government Bond Fund - USD (A2)Annual Management Fee: 0.75%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in investment grade fixed income transferable securities issued by governments and their agencies worldwide. Currency exposure is flexibly managed.

BGF World Bond Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - World Bond Fund - USD (A2)Annual Management Fee: 0.85%Investment objectives: The fund seeks to maximise total return. The fund invests at least 70% of its total assets in fixed income transferable securities. Currency exposure is flexibly managed.

F&C Global Convertible Bond - Hong Kong Class A

Reference Code: 01QUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: F&C Portfolios Fund - F&C Global Convertible Bond - Hong Kong Class AAnnual Management Fee: 1.00%Investment objectives: The F&C Global Convertible Bond Fund aims to achieve high returns by investing its assets through a balanced portfolio consisting of convertible securities.

Franklin Templeton Investment Funds - Templeton Global Total Return - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Global Total Return Fund - A accAnnual Management Fee: 1.05%Investment objectives: The fund’s investment objective is to maximize total investment return consisting of a combination of interest income, capital appreciation and currency gains. It seeks to achieve by investing in a portfolio of fixed and floating rate debt securities and debt obligations including convertible bonds of governments, government-related or corporate issuers worldwide.


Legg Mason Western Asset Global Multi Strategy Fund - Class A Acc

Reference Code: 03LUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Legg Mason Global Funds Plc - Legg Mason Western Asset Global Multi Strategy Fund - Class A AccAnnual Management Fee: 1.10%Investment objectives: The Fund seeks to maximise total return through income and capital appreciation by investing primarily in debt securities across the major fixed -income sectors that are listed or traded in developed and emerging market countries and denominated in U.S. dollars, Japanese yen, pound sterling, euro and a variety of other currencies. The Fund will have a substantial portion invested in debt securities rated at least BBB by S&P, or equivalent quality, but may also invest in high yielding debt securities which are of a lesser quality.

PIMCO GIS Global Bond Fund - Class E Acc


Underlying Fund InformationName: PIMCO Funds: Global Investors Series Plc - Global Bond Fund - Class E AccAnnual Management Fee: 1.39%Investment objectives: The fund invests at least two-thirds of its assets in a diversified portfolio of fixed income instruments denominated in major world currencies.

PIMCO GIS Total Return Bond Fund - Class E Acc


Underlying Fund InformationName: PIMCO Funds: Global Investors Series Plc - Total Return Bond Fund - Class E AccAnnual Management Fee: 1.40%Investment objectives: The fund invests at least two-thirds of its assets in a diversified portfolio of fixed income instruments of varying maturities.

Franklin Templeton Investment Funds - Templeton Global Total Return - A acc - HKD

Reference Code: 26THUnit Price Currency: HKDValuation Day: Every Business Day

Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Global Total Return Fund - A acc - HKDAnnual Management Fee: 1.05%Investment objectives: The fund’s investment objective is to maximize total investment return consisting of a combination of interest income, capital appreciation and currency gains. It seeks to achieve by investing in a portfolio of fixed and floating rate debt securities and debt obligations including convertible bonds of governments, government-related or corporate issuers worldwide.

Investec GSF Investment Grade Corporate Bond Fund - A acc


Underlying Fund InformationName: Investec Global Strategy Fund - Investment Grade Corporate Bond Fund - A accAnnual Management Fee: 0.75%Investment objectives: The Investec GSF Investment Grade Corporate Bond Fund aims to generate a high level of income, with the opportunity for capital gain, from a diversified portfolio of fixed and floating rate securities, normally denominated in U.S. Dollars and issued by governments, institutions and corporations in both developing and developed countries. When judged appropriate, the portfolio may be held in fixed interest securities denominated in currencies other than U.S. Dollars, with the relevant currency exposure hedged back into U.S. Dollars.

JPMorgan Global Convertibles (EUR) A (dist) - USD


Underlying Fund InformationName: JPMorgan Global Convertibles (EUR) A (dist) - USDAnnual Management Fee: 1.50%Investment objectives: To provide a return by investing primarily in a diversified portfolio of convertible securities, globally.


Standard Life Investments Global SICAV Global Bond Fund - Class A

ReferenceCode:07YUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Standard Life Investments Global SICAV Global Bond Fund - Class AAnnual Management Fee: 1.00%Investment objectives: The objective of the Sub-fund is to achieve long-term growth in the share price through investing in debt securities issued by sovereign and non-governmental agencies and corporate transferable debt securities in OECD member countries. Holdings will principally be of investment grade bonds. Returns on the Sub-fund will be both through the reinvestment of income and from capital gains.

Standard Life Investments Global SICAV Global Inflation-Linked Bond Fund - Class A

ReferenceCode:09YUUnit Price Currency: USDValuation Day: Every Business Day

Underlying Fund InformationName: Standard Life Investments Global SICAV Global Inflation-Linked Bond Fund - Class AAnnual Management Fee: 1.00%Investment objectives: The objective of the fund is to provide a real return in US$ over longer time periods. It will do this by investing primarily in sovereign issued and corporate inflation linked debt. The fund may also invest in conventional government bonds, investment grade corporate entities, and other interest bearing securities issued anywhere in the world. On an ancillary basis, the fund may hold cash and invest in other forms of transferable securities, in collective investment schemes, short term debt instruments, regularly traded money market instruments which the residual maturity does not exceed 12 months.

Fixed Income – US Dollar

AllianceBernstein - American Income Portfolio - A2 - USD


Underlying Fund InformationName: ACMBernstein - American Income Portfolio - A2 - USDAnnual Management Fee: 1.10%Investment objectives: The Portfolio seeks to provide a high level of current income with the potential for capital appreciation by investing in a diversified portfolio of U.S. dollar-denominated fixed income securities. The Portfolio invests solely in U.S. dollar denominated fixed income securities, including investment grade and high yield securities of issuers domiciled within and outside the U.S. Under normal market conditions, a minimum of 50% of the Portfolio assets will be invested in investment grade securities. At least 65% of the assets must be issued by issuers domiciled within the United States.

AllianceBernstein - American Income Portfolio - A2 - EUR

Reference Code: 01KEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: ACMBernstein - American Income Portfolio - A2 - EURAnnual Management Fee: 1.10%Investment objectives: The Portfolio seeks to provide a high level of current income with the potential for capital appreciation by investing in a diversified portfolio of U.S. dollar-denominated fixed income securities. The Portfolio invests solely in U.S. dollar denominated fixed income securities, including investment grade and high yield securities of issuers domiciled within and outside the U.S. Under normal market conditions, a minimum of 50% of the Portfolio assets will be invested in investment grade securities. At least 65% of the assets must be issued by issuers domiciled within the United States.

BGF US Dollar Short Duration Bond Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - US Dollar Short Duration Bond Fund - USD (A2)Annual Management Fee: 0.75%Investment objectives: The fund seeks to maximise total return. The fund invests at least 80% of its total assets in investment grade fixed income transferable securities. At least 70% of the fund’s total assets are invested in fixed income transferable securities denominated in US dollars with a duration of less than five years. The average duration is not more than three years. Currency exposure is flexibly managed.

BGF US Government Mortgage Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - US Government Mortgage Fund - USD (A2)Annual Management Fee: 0.75%Investment objectives: The US Government Mortgage Fund seeks a high level of income. The Fund invests at least 80% of its total assets in fixed income transferable securities issued or guaranteed by the United States Government, its agencies or instrumentalities, including Government National Mortgage Association (“GNMA”) mortgage-backed certificates and other US Government securities representing ownership interests in mortgage pools, such as mortgage-backed securities issued by Fannie Mae and Freddie Mac. All securities in which the Fund invests are US dollar-denominated securities.


Fixed Income – Europe

BGF Euro Short Duration Bond Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Euro Short Duration Bond Fund - EUR (A2)Annual Management Fee: 0.75%Investment objectives: The Euro Short Duration Bond Fund seeks to maximise total return. The Fund invests at least 80% of its total assets in investment grade fixed income transferable securities. At least 70% of total assets will be invested in fixed income transferable securities denominated in euro with a duration of less than five years. The average duration is not more than three years. Currency exposure is flexibly managed.

Schroder International Selection Fund - EURO Corporate Bond - A1

Reference Code: 16CEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - EURO Corporate Bond - A1Annual Management Fee: 1.25%Investment objectives: To provide a return of capital growth and income primarily through investment in a portfolio of bonds and other fixed and floating rate securities denominated in Euro issued by governments, government agencies, supra-national and corporate issuers.

Standard Life Investments Global SICAV European Corporate Bond Fund - Class A


Underlying Fund InformationName: Standard Life Investments Global SICAV European Corporate Bond Fund - Class AAnnual Management Fee: 1.00%Investment objectives: The objective of the Sub-fund is to achieve long-term growth in the share price through investing substantially in debt securities issued by corporations and agencies domiciled in European countries or whose securities are quoted on European stock exchanges. Holdings will principally be of investment grade bonds. The Sub-fund may also invest in government bonds, sub-investment grade debt and other interest bearing securities issued anywhere in the world. Non-Euro denominated issues will generally be hedged back into that currency. Return on the Sub-fund will be both through the reinvestment of income and from capital gains.


Fixed Income – Asia Pacific

Aberdeen Global - Asian Local Currency Short Duration Bond Fund - A2


Underlying Fund InformationName: Aberdeen Global - Asian Local Currency Short Duration Bond Fund - A2Annual Management Fee: 1.00%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in short duration local Asian currency denominated debt and debt-related securities issued by governments, supranational institutions or government-related bodies that are domiciled in Asian countries. For the purpose of this fund, short duration shall mean maturity of three years or less.Thefundmay utilise techniques and instruments for hedging and/or investment purposes, efficient portfolio management and/or tomanage foreign exchange risks, subject to the conditions and within the limits laid down by the Commission de Surveillance due Secteur Financier (“CSSF”). In general, these techniques and instruments include, but are not limited to, securities lending and reverse repurchase transactions and forward foreign currency contracts.

First State Asian Bond Fund - I - Dis


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Asian Bond Fund - I - DisAnnual Management Fee: 1.00%Investment objectives: To achieve long-term returns through investment in a diversified portfolio of fixed income and similar transferable instruments issued primarily by government and corporate entities in Asia.

First State Asian Quality Bond Fund - I


Underlying Fund InformationName: First State Global Umbrella Fund plc - First State Asian Quality Bond Fund - IAnnual Management Fee: 1.00%Investment objectives: The Fund aims to achieve long term returns through investment in a diversified portfolio of investment grade fixed income and similar transferable instruments issued primarily by government and corporate entities in Asia.The Fund invests primarily in debt securities of issuers organised, headquartered or having their primary business operations in Asia. The Fund will invest in investment grade debt and convertible securities or if unrated, of comparable quality as determined by the Investment Manager.

Legg Mason Western Asset Asian Opportunities Fund - Class A Acc


Underlying Fund InformationName: Legg Mason Global Funds Plc - Legg Mason Western Asset Asian Opportunities Fund - Class A AccAnnual Management Fee: 1.10%Investment objectives: The fund seeks to maximise total return through income and capital appreciation by investing at least 70% of its Total Asset Value in debt securities issued by Asian issuers and in derivatives on Asian interest rates and currencies. The fund seeks to achieve its investment objective by investing primarily in debt securities of issuers located in a number of different Asian and EmergingAsia/Pacificcountries.

Schroder International Selection Fund - Hong Kong Dollar Bond - A1

Reference Code: 14CHUnit Price Currency: HKDValuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - Hong Kong Dollar Bond - A1Annual Management Fee: 1.25%Investment objectives: To provide a return of capital growth and income primarily through investment in a portfolio of bonds and other fixed and floating rate securities denominated in HK dollars and issued by governments, government agencies, supra-national and corporate issuers worldwide.

Schroder International Selection Fund - Asian Bond Absolute Return - A1


Underlying Fund InformationName: Schroder International Selection Fund - Asian Bond Absolute Return - A1Annual Management Fee: 1.75%Investment objectives: To provide an absolute return of capital growth and income primarily through investment in a portfolio of bonds and other fixed and floating rate securities issued by governments, government agencies, supra-national and corporate issuers in Asia excluding Japan. As part of its primary objective, the Fund also has the flexibility to implement long and short active currency positions either via currency forwards or via the above instruments.* Whilst ‘absolute return’ funds aim to achieve absolute performance, there may be

circumstances under which negative returns could be generated. Investors should therefore not interpret it to mean or imply that an absolute return is guaranteed.


Fixed Income – Emerging Market

Aberdeen Global - Select Emerging Markets Bond Fund - A2


Underlying Fund InformationName: Aberdeen Global - Select Emerging Markets Bond Fund - A2Annual Management Fee: 1.50%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in fixed interest securities which are issued by corporations with their registered office in, and/or government related bodiesdomiciled in an Emerging Market country. The base currency of the fund is US Dollars.

BGF Emerging Markets Local Currency Bond Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Markets Local Currency Bond Fund - USD (A2)Annual Management Fee: 1.00%Investment objectives: The Emerging Markets Local Currency Bond Fund seeks to maximise total return. The fund invests at least 70% of its total assets in local currency-denominated fixed income transferable securities issued by governments and agencies of, and companies domiciled or exercising the predominant part of their economic activity in, emerging markets. The full spectrum of available securities, including non-investment grade, may be utilised. Currency exposure is flexibly managed.

BGF Emerging Markets Local Currency Bond Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Emerging Markets Local Currency Bond Fund - EUR (A2)Annual Management Fee: 1.00%Investment objectives: The Emerging Markets Local Currency Bond Fund seeks to maximise total return. The fund invests at least 70% of its total assets in local currency-denominated fixed income transferable securities issued by governments and agencies of, and companies domiciled or exercising the predominant part of their economic activity in, emerging markets. The full spectrum of available securities, including non-investment grade, may be utilised. Currency exposure is flexibly managed.

Pictet - Global Emerging Debt - P USD


Underlying Fund InformationName: Pictet - Global Emerging Debt - P USDAnnual Management Fee: 1.10%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in a diversified portfolio of bonds and other debt instruments issued or guaranteed by national or local governmentsofemergingmarketsand/orother issuersdomiciledinan emerging market.

Pictet - Global Emerging Debt - HP EUR


Underlying Fund InformationName: Pictet - Global Emerging Debt - HP EURAnnual Management Fee: 1.10%Investment objectives: The sub-fund seeks capital growth by investing at least two-thirds of its total assets in a diversified portfolio of bonds and other debt instruments issued or guaranteed by national or local governmentsofemergingmarketsand/orother issuersdomiciledinan emerging market.

PIMCO GIS Emerging Markets Currency Fund - Class E Acc


Underlying Fund InformationName: PIMCO Funds: Global Investors Series Plc - Emerging Markets Currency Fund - Class E AccAnnual Management Fee: 1.70%Investment objectives The fund invests at least 80% of its assets in currencies of, or in fixed income instruments denominated in the currencies of, emerging markets.


PIMCO GIS Emerging Markets Bond Fund - Class E Acc


Underlying Fund InformationName: PIMCO Funds: Global Investors Series Plc - Emerging Markets Bond Fund - Class E AccAnnual Management Fee: 1.69%Investment objectives: The fund invests at least 80% of its assets in fixed income instruments of issuers that are tied to emerging securities markets.

Threadneedle Emerging Market Bond Fund

Reference Code: 02XUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Threadneedle Investment Funds ICVC - Emerging Market Bond FundAnnual Management Fee: 1.50%Investment objectives: The fund aims to achieve a total return primarily by way of income with some capital growth. The fund invests primarily in the assets of high yielding public sector sovereign and corporate bonds issued by emerging market borrowers, typically these countries are outside the OECD. The fund may also invest in other fixed interest securities, including bonds issued by countries making up the G7, deposits, cash and near cash.

Fixed Income – High Yield

AllianceBernstein - Global High Yield Portfolio - A2 - USD


Underlying Fund InformationName:ACMBernstein-GlobalHighYieldPortfolio-A2-USDAnnual Management Fee*: (1) 1.70% (2) 1.50%Investment objectives: The Portfolio seeks to produce high current income as well as overall total return by investing primarily in a portfolio of high yield debt securities of issuers located throughout the world, including the U.S. and emerging countries. The Portfolio invests in both U.S. dollar and non-U.S. dollar denominated securities. The Investment Manager utilizes the investment research of both its global fixed income and high yield teams.* Management Fee is calculated as an annual percentage of average daily Net Asset Value.

Consecutive fee levels listed apply with respect to (1) the first US$5,000 million of the net assets of the Portfolio and (2) the amount of the net assets of the Portfolio over US$5,000 million.

AllianceBernstein - Global High Yield Portfolio - A2 - EUR


Underlying Fund InformationName:ACMBernstein-GlobalHighYieldPortfolio-A2-EURAnnual Management Fee*: (1) 1.70% (2) 1.50%Investment objectives: The Portfolio seeks to produce high current income as well as overall total return by investing primarily in a portfolio of high yield debt securities of issuers located throughout the world, including the U.S. and emerging countries. The Portfolio invests in both U.S. dollar and non-U.S. dollar denominated securities. The Investment Manager utilizes the investment research of both its global fixed income and high yield teams.* Management Fee is calculated as an annual percentage of average daily Net Asset Value.

Consecutive fee levels listed apply with respect to (1) the first US$5,000 million of the net assets of the Portfolio and (2) the amount of the net assets of the Portfolio over US$5,000 million.

Allianz US High Yield - Class AT Acc (USD)


Underlying Fund InformationName:AllianzGlobalInvestorsFund-AllianzUSHighYield-ClassATAcc (USD)Annual Management Fee: 1.20%Investment objectives: The investment policy is geared towards generating long term capital appreciation and income. The fund will seek to achieve its investment objective by investing primarily in U.S. corporate bonds rated below investment grade.

Aberdeen Global - Select Euro High Yield Bond Fund - A2

Reference Code: 11AEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName:AberdeenGlobal-SelectEuroHighYieldBondFund-A2Annual Management Fee: 1.25%Investment objectives: The fund’s investment objective is long-term total return to be achieved by investing at least two-thirds of the fund’s assets in fixed interest securities which are Sub-Investment Grade and denominated in Euro and issued by corporations or government related bodies. The base currency of the fund is Euro.


Fidelity Funds - US High Yield Fund - A - Euro


Underlying Fund InformationName:FidelityFunds-USHighYieldFund-A-EuroAnnual Management Fee: 1.00%Investment objectives: The fund seeks a high level of current income and capital appreciation by investing primarily in high yielding, lower-quality securities of issuers that have their principal business activities in the United States. This fund will suit those investors seeking high income and capital appreciation and who are prepared to accept the risks associated with this type of investment. The type of debt securities in which the fund will primarily invest will be subject to high risk and will not be required to meet a minimum rating standard and may not be rated for creditworthiness by any internationally recognized rating agency.

Investec GSF High Income Bond Fund - A inc

Reference Code: 05IEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName: Investec Global Strategy Fund - High Income Bond Fund - A incAnnual Management Fee: 1.00%Investment objectives: The Investec GSF High Income Bond Fund aims to provide an income return in excess of prevailing short-term interest rates, and an opportunity for capital gains. It will hold a diversified portfolio of higher interest rate bearing fixed interest securities, including Investment Grade and Non-Investment Grade debt securities, denominated in major global currencies. The currency mix of denominations will be varied, reflecting the Investment Manager’s assessment of likely exchange rate movements.

PIMCO GIS High Yield Bond Fund - Class E Acc


Underlying Fund InformationName:PIMCOFunds:GlobalInvestorsSeriesPlc-HighYieldBondFund - Class E AccAnnual Management Fee: 1.45%Investment objectives: The fund invests at least two-thirds of its assets in a diversified portfolio of high yield fixed income instruments.

Baring High Yield Bond Fund - Class A USD Inc


Underlying Fund InformationName:BaringGlobalUmbrellaFund-BaringHighYieldBondFund-Class A USD IncAnnual Management Fee: 1.00%Investment objectives: The primary investment objective of the Fund is to produce a high level of current yield in dollar terms, commensurate with an acceptable level of risk as determined by the Managers in their reasonable discretion. Any capital appreciation will be incidental. The policy of the Fund is to invest in a combination of debt and loan securities (including credit linked securities) of corporations and governments (including any agency of government or central bank) of any member state of the Organisation for Economic Co-operation and Development (“OECD”) and of any developing or emerging markets.

Baring High Yield Bond Fund - Class A EUR Inc

Reference Code: 12REUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName:BaringGlobalUmbrellaFund-BaringHighYieldBondFund-Class A EUR IncAnnual Management Fee: 1.00%Investment objectives: The primary investment objective of the Fund is to produce a high level of current yield in dollar terms, commensurate with an acceptable level of risk as determined by the Managers in their reasonable discretion. Any capital appreciation will be incidental. The policy of the Fund is to invest in a combination of debt and loan securities (including credit linked securities) of corporations and governments (including any agency of government or central bank) of any member state of the Organisation for Economic Co-operation and Development (“OECD”) and of any developing or emerging markets.

Fidelity Funds - US High Yield Fund - A


Underlying Fund InformationName:FidelityFunds-USHighYieldFund-AAnnual Management Fee: 1.00%Investment objectives: The fund seeks a high level of current income and capital appreciation by investing primarily in high yielding, lower-quality securities of issuers that have their principal business activities in the United States. This fund will suit those investors seeking high income and capital appreciation and who are prepared to accept the risks associated with this type of investment. The type of debt securities in which the fund will primarily invest will be subject to high risk and will not be required to meet a minimum rating standard and may not be rated for creditworthiness by any internationally recognized rating agency.


Standard Life Investments Global SICAV European High Yield Bond Fund - Class A

ReferenceCode:12YEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName:StandardLifeInvestmentsGlobalSICAVEuropeanHighYieldBond Fund - Class AAnnual Management Fee: 1.35%Investment objectives: The objective of the fund is to achieve long-term growth in the share price of the fund. The fund will invest primarily in Euro-denominated high yielding debt securities, but may also invest in corporate bonds, government bonds and other interest bearing securities issued anywhere in the world. The fund may invest in both investment grade and sub-investment grade corporate entities. Returns of the fund will be both through the reinvestment of income and from capital gains.

Threadneedle European High Yield Bond Fund

Reference Code: 03XEUnit Price Currency: EURValuation Day: Every Business Day

Underlying Fund InformationName:ThreadneedleInvestmentFundsICVC-EuropeanHighYieldBond FundAnnual Management Fee: 1.25%Investment objectives: The fund aims to achieve a total return, over time, predominantly by way of income. The fund will invest primarily in fixed interest securities at corporate level with higher risk (that is non-investment grade credit) issued predominantly in Euro or Sterling. Where securities are non-Euro denominated it is intended they will typically be hedged into Euro. The fund will invest predominantly in securities issued by companies domiciled in Europe.

Threadneedle High Yield Bond Fund

Reference Code: 01XPUnit Price Currency: GBPValuation Day: Every Business Day

Underlying Fund InformationName:ThreadneedleInvestmentFundsICVC-HighYieldBondFundAnnual Management Fee: 1.25%Investment objectives: The fund aims to achieve a higher level of monthly income. The fund will invest principally in higher risk UK and international fixed interest securities. It may also invest in equities.

Mixed Asset – Global

AllianceBernstein - Global Conservative Portfolio - A2 - USD


Underlying Fund InformationName: ACMBernstein - Global Conservative Portfolio - A2 - USDAnnual Management Fee: 1.15%Investment objectives: The Portfolio seeks to achieve a high total return without, in the opinion of the Investment Manager, undue risk to principal. The strategy is designed for investors who seek some opportunities for equity returns if the related risks are broadly diversified and overall portfolio volatility reflects a preponderance of debt securities.

AllianceBernstein - Global Conservative Portfolio - A2 - EUR


Underlying Fund InformationName: ACMBernstein - Global Conservative Portfolio - A2 - EURAnnual Management Fee: 1.15%Investment objectives: The Portfolio seeks to achieve a high total return without, in the opinion of the Investment Manager, undue risk to principal. The strategy is designed for investors who seek some opportunities for equity returns if the related risks are broadly diversified and overall portfolio volatility reflects a preponderance of debt securities.


BGF Global Allocation Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global Allocation Fund - USD (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally in equity, debt and short term securities, of both corporate and governmental issuers, with no prescribed limits. In normal market conditions the fund will invest at least 70% of its total assets in the securities of corporate and governmental issuers. The fund generally will seek to invest in securities that are, in the opinion of the Investment Adviser, undervalued. The underlying fund may also invest in the equity securities of small and emerging growth companies. The fund may also invest a portion of its debt portfolio in high yield fixed income transferable securities. Currency exposure is flexibly managed.

BGF Global Allocation Fund - EUR (A2)


Underlying Fund InformationName: BlackRock Global Funds - Global Allocation Fund - EUR (A2)Annual Management Fee: 1.50%Investment objectives: The fund seeks to maximise total return. The fund invests globally in equity, debt and short term securities, of both corporate and governmental issuers, with no prescribed limits. In normal market conditions the fund will invest at least 70% of its total assets in the securities of corporate and governmental issuers. The fund generally will seek to invest in securities that are, in the opinion of the Investment Adviser, undervalued. The underlying fund may also invest in the equity securities of small and emerging growth companies. The fund may also invest a portion of its debt portfolio in high yield fixed income transferable securities. Currency exposure is flexibly managed.

BGF Flexible Multi-Asset Fund - USD Hedged (A2)


Underlying Fund InformationName: BlackRock Global Funds - Flexible Multi-Asset Fund - USD Hedged (A2)Annual Management Fee: 1.50%Investment objectives: The Flexible Multi-Asset Fund follows an asset allocation policy that seeks to maximise total return. The Fund invests globally in the full spectrum of permitted investments including equities, fixed income transferable securities (which may include some high yield fixed income transferable securities), units of undertakings for collective investment, cash, deposits and money market instruments. The Fund has a flexible approach to asset allocation (which includes taking indirect exposure to commodities through permitted investments, principally through derivatives on commodity indices and exchange traded funds). The Fund may invest without limitation in securities denominated in currencies other than the reference currency (Euro). The currency exposure of the Fund is flexibly managed.

Fidelity Funds - Growth & Income Fund - A


Underlying Fund InformationName: Fidelity Funds - Growth & Income Fund - AAnnual Management Fee: 1.25%Investment objectives: The fund is managed with a more conservative approach towards seeking high current income and capital growth primarily through investment in a combination of equities and bonds. This fund will appeal to investors seeking regular income and moderate capital growth but who prefer a lower level of risk than that normally associated with equity investment only.

Franklin Templeton Investment Funds - Templeton Global Income Fund - A acc


Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Global Income Fund - A accAnnual Management Fee: 1.35%Investment objectives: The Fund’s investment objective is to maximize current income while maintaining prospects for capital appreciation. It seeks to achieve by investing in a portfolio of fixed and floating rate debt securities and debt obligations of governments, government-related or corporate issuers worldwide.

Franklin Templeton Investment Funds - Templeton Global Income Fund - A acc - EUR

Reference Code: 35TEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Franklin Templeton Investment Funds - Templeton Global Income Fund - A acc - EURAnnual Management Fee: 1.35%Investment objectives: The Fund’s investment objective is to maximize current income while maintaining prospects for capital appreciation. It seeks to achieve by investing in a portfolio of fixed and floating rate debt securities and debt obligations of governments, government-related or corporate issuers worldwide.


Mixed Asset – Asia Pacific

Baring Asia Balanced Fund - Class A USD Acc


Underlying Fund InformationName: Baring Global Opportunities Umbrella Fund - Baring Asia Balanced Fund - Class A USD AccAnnual Management Fee: 1.00%Investment objectives: The fund is aimed specifically, but not exclusively, at meeting the investment requirements of Hong Kong-based retirement schemes and its investment objective and policies have been tailored accordingly, namely, to achieve a long term annualised rate of return of 2% per annum in excess of Hong Kong wage inflation when measured in Hong Kong dollar terms. In order to deliver against the desired objective, the fund will hold a diversified portfolio of Asia, international equity markets and fixed income securities. Investment may also be made in cash and money market instruments where considered appropriate in light of market conditions.

Allianz Oriental Income - Class AT Acc (USD)


Underlying Fund InformationName: Allianz Global Investors Fund - Allianz Oriental Income - Class AT Acc (USD)Annual Management Fee: 1.50%Investment objectives: The investment policy is geared towards capital growth in the long term by investing Sub-Fund assets on equity and fixed income markets of the Asia Pacific region.

Liquidity/Money Market

BGF US Dollar Reserve Fund - USD (A2)


Underlying Fund InformationName: BlackRock Global Funds - US Dollar Reserve Fund - USD (A2)Annual Management Fee: 0.45%Investment objectives: The fund seeks to maximise current income consistent with preservation of capital and liquidity. The fund invests at least 90% of its total assets in investment grade fixed income transferable securities denominated in US Dollars and US Dollar cash. The fund will also maintain a weighted average maturity of 60 days or less.

Schroder International Selection Fund - US Dollar Liquidity Fund - A1


Underlying Fund InformationName: Schroder International Selection Fund - US Dollar Liquidity - A1Annual Management Fee: 0.20%Investment objectives: To provide liquidity and current income, to the extent consistent with the preservation of capital, through investments in high quality short-term debt securities that are denominated in USD, provided that (i) at the time of acquisition, the average initial or residual maturity of all such securities held in the portfolio does not exceed 12 months, taking into account any financial instruments connected therewith, or (ii) the terms and conditions governing those securities provide that the applicable interest rate is adjusted at least annually on the basis of market conditions.

Schroder International Selection Fund - EURO Liquidity Fund - A1

Reference Code: 07CEUnit Price Currency: EUR Valuation Day: Every Business Day

Underlying Fund InformationName: Schroder International Selection Fund - EURO Liquidity- A1Annual Management Fee: 0.60%Investment objectives: To provide liquidity and current income, to the extent consistent with the preservation of capital, through investments in high quality short-term fixed income securities that are denominated in Euro, provided that (i) at the time of acquisition, the average initial or residual maturity of all such securities held in the portfolio does not exceed 12 months, taking into account any financial instruments connected therewith, or (ii) the terms and conditions governing those securities provide that the applicable interest rate is adjusted at least annually on the basis of market conditions.


Unit Price of investment choices are available:• Website:www.standardlife.hk• CustomerServiceDepartment:21690300

Alternative Investment

Man AHL Diversified Futures Ltd - Tranche B^

Reference Code: 01NUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Man AHL Diversified Futures Ltd - Tranche BAnnual Management Fee: 3.00%Investment objectives: The fund seeks to achieve substantial medium-term capital growth while aiming to restrict the associated risk. The underlying investment programme, the AHL Diversified Programme, seeks to capitalise primarily on upward and downward price trends in a diversified range of global stock index, bond, currency, short-term interest rate and commodity futures market. No more than 5% of the Net Asset Value will be applied towards margin requirements with respect to off-exchange Futures Contracts (that is, contracts which are not traded on Recognised Exchanges). Monies and any other assets of the fund which are not immediately required for investment purposes will be held by the Custodian. On the instructions of the Investment Manager the Custodian may deposit such monies with banks or credit institutions and may also invest part or all of such monies in short-term money related instruments including, but not limited to, fixed deposits, certificates of deposit, commercial paper, treasury bills and bonds issued or guaranteed by the government of any country of the OECD.The fund may be geared to a significant extent, and is accordingly exposed to abnormal levels of risk associated with gearing.^ This investment choice is not applicable for Harvest Wealth Investment Plan. With effect

from 28 August 2012, Man AHL Diversified Futures Ltd - Tranche B is closed for any subscription and switch-in.

Man AHL Diversified Futures Ltd - Tranche A#

Reference Code: 02NUUnit Price Currency: USD Valuation Day: Every Business Day

Underlying Fund InformationName: Man AHL Diversified Futures Ltd - Tranche AAnnual Management Fee: 3.00%Investment objectives: The fund seeks to achieve substantial medium-term capital growth while aiming to restrict the associated risk. The underlying investment programme, the AHL Diversified Programme, seeks to capitalise primarily on upward and downward price trends in a diversified range of global stock index, bond, currency, short-term interest rate and commodity futures market. No more than 5% of the Net Asset Value will be applied towards margin requirements with respect to off-exchange Futures Contracts (that is, contracts which are not traded on Recognised Exchanges). Monies and any other assets of the fund which are not immediately required for investment purposes will be held by the Custodian. On the instructions of the Investment Manager the Custodian may deposit such monies with banks or credit institutions and may also invest part or all of such monies in short-term money related instruments including, but not limited to, fixed deposits, certificates of deposit, commercial paper, treasury bills and bonds issued or guaranteed by the government of any country of the OECD.The fund may be geared to a significant extent, and is accordingly exposed to abnormal levels of risk associated with gearing.# Thisinvestmentchoiceisonlyavailableforselectiononorafter4September2012.

Schroder Alternative Solutions - Gold and Precious Metals Fund - A


Underlying Fund InformationName: Schroder Alternative Solutions - Gold and Precious Metals Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is to generate growth in the long term through investment in gold and precious metal related commodity instruments, as well as the equities of those companies involved in precious metal related industries globally.

Schroder Alternative Solutions - Schroder Alternative Solutions Commodity Fund - A


Underlying Fund InformationName: Schroder Alternative Solutions - Schroder Alternative Solutions Commodity Fund - AAnnual Management Fee: 1.50%Investment objectives: The fund’s investment objective is to generate growth in the long term through investment in commodity related instruments globally*.* Thefund invests principally in commodityfutures and/or options andwill not invest in

commodity contracts other than commodity futures contracts.

標準人壽基金選擇 PLUS 補充資料

本補充應連同「標準人壽基金選擇 PLUS – 2013 年 9 月」一併發出及閱讀。

停止接受認購及轉入荷寶美國卓越股票 - D(參考編號：07OU)

以下註腳應分別附加於現行標準人壽基金選擇PLUS第73頁內的「投資選擇」部份中的列表內、及第84頁內的「投資選擇資

料」部份中荷寶美國卓越股票 - D上，以反映有關於2013年10月10日起停止接受進一步認購及轉入至荷寶美國卓越股票 - D

之申請。

「*由2013年10月10日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。」

以下投資選擇(統稱為「該等投資選擇」)的更改：

1. 法巴俄羅斯股票基金 - 經典資本 - 美元 (參考編號：24BU) 2. 法巴俄羅斯股票基金 - 經典資本 - 歐元 (參考編號：17BE)

由 2013 年 11 月 1 日起，於現行標準人壽基金選擇 PLUS 的下列相關頁內「投資選擇資料」部份之相關資料將被修訂以反映

該等投資選擇及其相連基金的更改(加減字句分別以底線及刪除線的方式標示出來)：

1. 法巴俄羅斯股票基金 - 經典資本 - 美元 (參考編號：24BU)

現時由 2013 年 11 月 1 日起生效相關頁

該投資選擇的

相連基金之投

資目標

中線而言，提升資產價值。本子基金把其最少

2/3 的資產投資於在俄羅斯設立註冊辦事處或進

行其大部份業務活動的企業的股份或其他證券，

以及這類資產的衍生金融工具。本子基金亦可把

其餘部份的資產（即最多 1/3 的資產）投資於任

何其他可轉讓證券、貨幣市場工具、衍生金融工

具或現金，只要子基金於任何類別的債務證券的

投資不超過其資產的 15%，以及最高 5%的資產

投資於 UCITS 或 UCI。

部份市場目前並非受監管市場，故這些市場的直

接投資上限為資產淨值的 10%。俄羅斯是其中一

個不受監管市場，但俄羅斯證券交易所（「RTS

證券交易所」）及莫斯科同業貨幣交易所

（「MICEX」）則被視為受監管的俄羅斯市場，

故其投資可以超過淨資產的 10%。

中線而言，提升資產價值。本子基金把最將其資

產至少 2/3 的資產投資於在俄羅斯設立註冊辦事

處或進行其大部份業務活動的企業的股份或其他

類似證券，以及這類資產的衍生金融工具。本子

基金亦可把其餘部份的資產（即其資產的最多

1/3 的資產）可投資於任何其他可轉讓證券、貨

幣市場工具、衍生金融工具或現金，亦可將資產

不多於 15%投資於只要子基金於任何類型別的債

務證券的投資不超過其資產的 15%，以及將資產

不多於 10%最高 5%的資產投資於 UCITS 或

UCI。







本子基金只可為對沖目的而使用金融衍生工具。

103

2. 法巴俄羅斯股票基金 - 經典資本 - 歐元 (參考編號：17BE)

現時由 2013 年 11 月 1 日起生效相關頁

該投資選擇的

相連基金之投

資目標

中線而言，提升資產價值。本子基金把其最少

2/3 的資產投資於在俄羅斯設立註冊辦事處或進

行其大部份業務活動的企業的股份或其他證券，

以及這類資產的衍生金融工具。本子基金亦可把

其餘部份的資產（即最多 1/3 的資產）投資於任

何其他可轉讓證券、貨幣市場工具、衍生金融工

具或現金，只要子基金於任何類別的債務證券的

投資不超過其資產的 15%，以及最高 5%的資產

投資於 UCITS 或 UCI。







中線而言，提升資產價值。本子基金把最將其資

產至少 2/3 的資產投資於在俄羅斯設立註冊辦事

處或進行其大部份業務活動的企業的股份或其他

類似證券，以及這類資產的衍生金融工具。本子

基金亦可把其餘部份的資產（即其資產的最多

1/3 的資產）可投資於任何其他可轉讓證券、貨

幣市場工具、衍生金融工具或現金，亦可將資產

不多於 15%投資於只要子基金於任何類型別的債

務證券的投資不超過其資產的 15%，以及將資產

不多於 10%最高 5%的資產投資於 UCITS 或

UCI。







本子基金只可為對沖目的而使用金融衍生工具。

103

停止接受認購及轉入貝萊德歐洲價值型基金 - 歐元 (A2 股)

以下註腳應分別附加於現行標準人壽基金選擇PLUS第69頁內的「投資選擇」部份中的列表內、及第85頁內的「投資選擇資

料」部份中貝萊德歐洲價值型基金 - 歐元 (A2股)上，以反映有關於2013年11月4日起停止接受進一步認購及轉入至貝萊德歐

洲價值型基金 - 歐元 (A2股)之申請。

「*由2013年11月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。」

發出日期︰2013 年 10 月 7 日


投資前之重要信息

• 本計劃是由標準人壽保險 (亞洲) 有限公司 (下稱「本公司」) 發出的壽險保單。您的投資須承受本公司的信貸風險。

• 您就本計劃支付的保費/供款，經扣除任何適用費用及收費後，會由本公司投資於您選取的相連基金，從而用作增加保單賬戶價值。本公司會根據您所選相連基金不時的表現，以及持續從保單賬戶價值扣除的費用及收費，來計算保單賬戶價值。

• 您就本計劃支付的保費/供款，以及本公司對您所選相連基金的任何投資，均會成為及一直屬於本公司資產。您對任何該等資產均沒有任何法定或實益的權利或擁有權。如追討賠償，您只可向本公司追索。

• 提早退保或提取款項/暫停繳交或調低保費/供款，或會導致損失大筆本金及/或獎賞 (如適用)。如相連基金表現欠佳，或會進一步擴大您的投資虧損，而一切收費仍會被扣除。

• 本計劃所提供的投資選擇在產品特點及風險方面會有很大分別，部份投資選擇可能涉及高風險。

• 如您於保單內的壽險保障涉及保險成本，您應該注意以下事項︰

– 受到不同因素的互相影響，如年齡、性別、投資選擇的回報等等，您的壽險保障之保險成本或會於保單年期內顯著上升。

– 保險成本越高，您的保費可用作投資便越少。

– 您的保險成本或會顯著上升至高於您的定期供款水平，尤其是當您的投資選擇出現重大損失時。在這情況下，您的保單價值將會被扣減，以支付保險成本及其他費用。因此，您的投資及已支付保費或會出現重大甚至全部損失。

– 倘若您的保單價值不足以抵銷保單費用 (包括保險成本及其他費用)，您的保單將會被提早終止，而您將不能夠享受到任何身故賠償及其他從保單所帶來的好處。

• 投資涉及風險。除非您已經明白本計劃及已獲解釋該計劃如何合適您，否則您不應認購該計劃。您本人亦應作出最終的決定。

公司資料

標準人壽保險 (亞洲) 有限公司 (「標準人壽」) 於1999年在香港註冊成立為一家獲授權的保險公司，為標準人壽股份有限公司 (「本集團」) 的全資附屬公司，專注於香港及亞洲區業務。本公司與多間獨立理財顧問及金融機構合作，為客戶提供財富管理方案，並推出一系列的投資相連保險計劃，協助客戶累積財富。

在2009年6月，標準人壽更成為香港首間於全公司應用資訊安全管理系統並獲取 BSI ISO 27001認證的保險公司。此認證足以證明標準人壽能成功保護客戶資訊，並顯示我們的服務水平已達至國際標準。

標準人壽股份有限公司成立於1825年，是一間具領導地位，專注為全球約六百萬位客戶提供長線儲蓄及投資服務。總部設於愛丁堡，本集團於全球擁有約8,500名僱員。

本集團業務包括於英國、加拿大、歐洲、亞洲及中東提供儲蓄及投資業務；於英國及加拿大提供職業退休金及福利業務；並以環球投資經理 - 標準人壽投資於全球運作，負責管理約1,780億英鎊+資產及於中國及印度以合資企業形式經營。截至2013年6月底，本集團的管理資產總值逾2,320億英鎊#。

本集團於倫敦交易所上市 (股份編號︰SL.L)，並成為英國富時 (FTSE) 100指數的頂級企業之一，於全球50個國家擁有約150萬名獨立股東。另外亦被納入道瓊斯可持續發展指數 (DJSI World)，排名於全球最高的10%可持續發展企業。

本集團旗下子公司 Standard Life Assurance Limited 憑著雄厚的財政實力，分別獲得標準普爾評為「A+」* 以及獲穆廸投資者服務評為「A1」** 的長期信貸評級。

* 資料截至二零一三年二月** 資料截至二零一三年二月+ 數字截至二零一三年六月三十日# 數字截至二零一三年六月三十日

風險：投資涉及風險。過往的投資表現並非未來表現。

本刊物乃由本公司所刊發。本刊物僅為概括資料並由本公司準備。有關相連基金的詳細資料包括其他收費，請參閱由本公司為您免費提供的相連基金銷售刊物。

請注意，標準人壽所提供的投資相連壽險計劃下可供選擇的投資選擇所連繫的相連基金之類別 (或多項類別) 可能並非為可供香港公眾投資者選擇之類別 (或多項類別)。因此您應注意，此等投資選擇所連繫的相連基金除了其他方面之外，收取的費用亦可能會有別於可供香港公眾投資者選擇之類別 (或多項類別)。詳情請向標準人壽或您的理財顧問查詢。

準保單持有人不應將此刊物內及相關之產品推銷刊物及產品資料概要 (如適用) 內之資料詮釋為法律、稅項、投資或其他之建議。於作出投資決定時，準保單持有人應依據自己對計劃及條款內容的理解而決定。準保單持有人應與他們的獨立顧問查詢有關投資於計劃及投資選擇的法律、稅項、法定條文及財務預算後果。

出版日期：二零一三年九月


目錄頁數

風險因素 67

投資選擇 68-74

投資經理安本國際基金管理有限公司 75聯博香港有限公司 75德盛安聯資產管理 75霸菱資產管理 75貝萊德 (香港) 有限公司 76法國巴黎投資 76F&C Asset Management Limited 76富達基金 (香港) 有限公司 76首域投資 (香港) 有限公司 76富蘭克林鄧普頓投資 (亞洲) 有限公司 77亨德森全球投資 77天達資產管理 77摩根資產管理有限公司 77Jupiter Asset Management 78美盛資產管理香港有限公司 78英仕曼投資 (香港) 有限公司 78未來資產環球投資 (香港) 有限公司 78百達集團 79PIMCO Asia Limited 79荷寶投資管理集團 79施羅德投資管理 (香港) 有限公司 79標準人壽投資 (香港) 有限公司 80天利資產管理有限公司 80惠理基金管理公司 80投資選擇資料股票

環球 81-82環球中小型企業 83北美 83-84歐洲 85-88亞太地區 88-91大中華 92中國 93-94香港 94日本 95印度 96韓國 97亞太地區單一市場 (其他) 97-98新興市場 99-102新興歐洲 102-104商品／能源行業 104-108消費品及服務行業 108金融行業 108-109健康護理行業 109-110基建行業 110房地產行業 110-111科技媒體通訊行業 112公共事業 113

固定收入環球 113-115美元 115歐洲 116亞太地區 116-117新興市場 117-118高息債券 119-120

混合資產環球 121-122亞太地區 122

流動資金／貨幣市場 123另類投資 124


風險因素

投資於計劃內提供的投資選擇將涉及不同的風險，您應對投資選擇之相連基金的相關銷售刊物內提及有關風險因素的資料加以留意。有關之銷售刊物，可向標準人壽索取。

我們概括投資選擇部份的主要風險如下︰

一般風險因素

投資選擇有助分散您的投資，但不可保障您的投資免受更廣泛的經濟問題影響。準投資者在投資之前，應考慮所涉及的風險。投資於各投資選擇所涉及的風險包括 (其中包括) 股票市場、債券市場、外匯、行業、利率、通脹、信貸、交易對手方、流通性、信貸機構評級的可靠性、政治風險，以及此等風險和其他風險的任何組合。您可參閱各投資選擇之相連基金的銷售文件以了解其相關風險。

此外，投資者應注意，專注投資於單一行業、地區或國家的相連基金屬高度專門的組成部分。儘管投資選擇的投資組合為多元化的相關投資項目，惟有關投資選擇可能會比較廣泛的投資較為波動，如全球股票投資較波動，並較容易受到因組成部分所投資的行業或國家之不利狀況而產生的價值波動所影響。

有關投資選擇使用金融衍生工具達至投資目標所涉及的額外風險

任何投資選擇如使用金融衍生工具達至投資目標可不時運用在交易所買賣及場外交易的衍生工具，作為其部分投資政策及作為對沖用途。此等工具可具高波動性，涉及若干特別風險及令投資者承受高虧損風險。在作為對沖用途時，此等工具與被對沖的相關投資或市場行業可能不完全相關。場外交易衍生工具，例如信貸衍生工具的交易，可能會因為並無用作平倉交易之交易市場而涉及額外風險。請注意，所有場外交易會使投資者承擔交易對手方的信貸風險。

您應參閱各投資選擇之相連基金的銷售刊物，了解有關使用金融衍生工具達至投資目標所涉及的風險資料。

參考編號投資選擇名稱單位價格貨幣

相連基金之管理年費1

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投資選擇

我們提供的投資選擇覆蓋面大，涉足具不同風險及潛在回報的世界各大金融市場。我們的投資選擇有不同投資目標及策略，讓您有機會選擇不同的投資組合以達致您的需求。

我們將會把您的供款，於扣除適用的收費及費用後，投資於您所選投資選項的對應相連基金，以讓我們進行資產負債管理。請注意︰由於您並非投資於相連基金，您對任何該等資產均沒有任何法定或實益的權利或擁有權。如追討賠償，您只可向本公司追索。您的投資回報，是本公司參照相連基金的表現而計算或釐定。計劃的投資回報會因為該計劃收取費用而減少，而且可能會遜於相應的相連基金之回報。

分配至計劃下的投資選擇之單位只屬名義性質，並只用作計算您相應的保單價值。每項投資選擇的資產均屬標準人壽所有。

01AU 安本環球 - 美國股票基金 - A2股美元 1.50% 8302AU 安本環球 - 亞太股票基金 - A2股美元 1.75% 8815AU 安本環球 - 亞洲當地貨幣短期債券基金 - A2股美元 1.00% 11613AU 安本環球 - 亞洲小型公司基金 - A2股美元 1.75% 8803AA 安本環球 - 澳洲股票基金 - A2股澳元 1.50% 9704AU 安本環球 - 中國股票基金 - A2股美元 1.75% 9214AU 安本環球 - 新興市場股票基金 - A2股2 美元 1.75% 9916AU 安本環球 - 新興市場小型公司基金 - A2股2 美元 1.75% 9905AE 安本環球 - 歐洲股票基金 - A2股歐羅 1.50% 8506AU 安本環球 - 印度股票基金 - A2股美元 1.75% 9607AY 安本環球 - 日本股票基金 - A2股日元 1.50% 9512AU 安本環球 - 新興市場債券基金 - A2股美元 1.50% 11711AE 安本環球 - 歐元高收益債券基金 - A2股歐羅 1.25% 11908AU 安本環球 - 科技股票基金 - A2股美元 1.75% 11209AP 安本環球 - 英國股票基金 - A2股英鎊 1.50% 8510AU 安本環球 - 世界股票基金 - A2股美元 1.50% 8101KE 聯博 - 美元收益基金 - A2股 - 歐元歐羅 1.10% 11502KU 聯博 - 美元收益基金 - A2股 - 美元美元 1.10% 11503KE 聯博 - 環球債券基金 - A2股 - 歐元歐羅 1.10% 11304KU 聯博 - 環球債券基金 - A2股 - 美元美元 1.10% 11305KE 聯博 - 環球保守策略基金 - A2股 - 歐元歐羅 1.15% 12106KU 聯博 - 環球保守策略基金 - A2股 - 美元美元 1.15% 12107KE 聯博 - 環球高收益基金 - A2股 - 歐元歐羅 (1) 1.70%3 (2) 1.50%3 11908KU 聯博 - 環球高收益基金 - A2股 - 美元美元 (1) 1.70%3 (2) 1.50%3 11909KE 聯博 - 印度增長基金 - A股 - 歐元歐羅 1.75% 9610KU 聯博 - 印度增長基金 - A股 - 美元美元 1.75% 9611KE 聯博 - 國際健康護理基金 - A股 - 歐元歐羅 (1) 1.80%4 (2) 1.75%4 10912KU 聯博 - 國際健康護理基金 - A股 - 美元美元 (1) 1.80%4 (2) 1.75%4 10913KE 聯博 - 日本策略價值基金 - A股 - 歐元歐羅 1.50% 9514KU 聯博 - 日本策略價值基金 - A股 - 美元美元 1.50% 9516ZE 德盛金磚四國股票基金 - AT類累積股份 (歐元) 歐羅 1.75% 9905ZU 德盛金磚四國股票基金 - AT類累積股份 (美元) 美元 1.75% 9906ZU 德盛中國股票基金 - A類收息股份 (美元) 美元 1.75% 9317ZU 德盛新興亞洲股票基金 - A類收息股份 (美元) 美元 1.75% 88

1 此文件只包括相連基金的管理年費，有關相連基金的其他收費詳情，請參閱由標準人壽提供的相連基金銷售刊物。有關計劃的收費及費用，請參閱相關保單的產品銷售刊物。2 由2013年3月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。3 管理費以每日資產淨值之年度百分比率計算。上述收費水平依次適用於 (1) 該基金資產淨值首50億美元，(2) 該基金資產淨值當中超過50億美元部份。4 管理費以每日資產淨值之年度百分比率計算。上述收費水平依次適用於 (1) 該基金資產淨值首3億美元，(2) 該基金資產淨值當中超過3億美元部份。



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07ZU 德盛環球農產品趨勢基金 - AT類累積股份 (美元) 美元 1.75% 10409ZU 德盛香港股票基金 - A類收息股份 (美元) 美元 1.75% 9410ZU 德盛印尼股票基金 - A類收息股份 (美元) 美元 1.75% 9701ZU 德盛小龍基金 - AT類累積股份 (美元) 美元 2.75% 8903ZU 德盛東方入息基金 - AT類累積股份 (美元) 美元 1.50% 12218ZU 德盛泰國股票基金 - A類收息股份(美元) 美元 1.75% 9704ZU 德盛總回報亞洲股票基金 - AT類累積股份 (美元) 美元 1.75% 8819ZU 德盛美元高收益基金 - AT類累積股份 (美元) 美元 1.20% 11904RU 霸菱大東協基金 - A類別美元收益美元 1.25% 8901RU 霸菱傾亞均衡基金 - A類別美元累積美元 1.00% 12205RU 霸菱中國精選基金美元 1.50% 9310RE 霸菱中國精選基金 - 歐元歐羅 1.50% 9308RE 霸菱東歐基金 - A類別歐元收益歐羅 1.50% 10202RU 霸菱東歐基金 - A類別美元收益美元 1.50% 10211RE 霸菱環球資源基金 - A類別歐元收益歐羅 1.50% 10406RU 霸菱環球資源基金 - A類別美元收益美元 1.50% 10412RE 霸菱高收益債券基金 - A類別歐元收益歐羅 1.00% 11907RU 霸菱高收益債券基金 - A類別美元收益美元 1.00% 11909RE 霸菱香港中國基金 - A類別歐元收益歐羅 1.25% 9203RU 霸菱香港中國基金 - A類別美元收益美元 1.25% 9258MP 貝萊德亞太股票入息基金 - 英鎊 (A2股) 英鎊 1.50% 8958MU 貝萊德亞太股票入息基金 - 美元 (A2股) 美元 1.50% 8934ME 貝萊德亞洲巨龍基金 - 歐元 (A2股) 歐羅 1.50% 8901MU 貝萊德亞洲巨龍基金 - 美元 (A2股) 美元 1.50% 8956MH 貝萊德中國基金 - 港元 (A2股) 港幣 1.50% 9355MU 貝萊德中國基金 - 美元 (A2股) 美元 1.50% 9302ME 貝萊德歐陸靈活股票基金 - 歐羅 (A2股) 歐羅 1.50% 8535ME 貝萊德新興歐洲基金 - 歐元 (A2股) 歐羅 1.75% 10303MU 貝萊德新興歐洲基金 - 美元 (A2股) 美元 1.75% 10336ME 貝萊德新興市場基金 - 歐元 (A2股) 歐羅 1.50% 9904MU 貝萊德新興市場基金 - 美元 (A2股) 美元 1.50% 9932MU 貝萊德新興市場本地貨幣債券基金 - 美元 (A2股) 美元 1.00% 11754ME 貝萊德新興市場本地貨幣債券基金 - 歐元 (A2股) 歐羅 1.00% 11857ME 貝萊德歐元短期債券基金 - 歐元 (A2股) 歐羅 0.75% 11637ME 貝萊德歐洲價值型基金 - 歐元(A2股) 歐羅 1.50% 8505MU 貝萊德歐洲價值型基金 - 美元 (A2股) 美元 1.50% 8533MU 貝萊德靈活綜合資產基金 - 美元對沖 (A2股) 美元 1.50% 12153ME 貝萊德環球資產配置基金 - 歐元 (A2股) 歐羅 1.50% 12130MU 貝萊德環球資產配置基金 - 美元 (A2股) 美元 1.50% 12138ME 貝萊德環球動力股票基金 - 歐元 (A2股) 歐羅 1.50% 8106MU 貝萊德環球動力股票基金 - 美元 (A2股) 美元 1.50% 8125MU 貝萊德環球政府債券基金 - 美元 (A2股) 美元 0.75% 11339ME 貝萊德環球特別時機基金 - 歐元 (A2股) 歐羅 1.50% 8108MU 貝萊德環球特別時機基金 - 美元 (A2股) 美元 1.50% 8140ME 貝萊德環球小型企業基金 - 歐元 (A2股) 歐羅 1.50% 8309MU 貝萊德環球小型企業基金 - 美元 (A2股) 美元 1.50% 83

1 此文件只包括相連基金的管理年費，有關相連基金的其他收費詳情，請參閱由標準人壽提供的相連基金銷售刊物。有關計劃的收費及費用，請參閱相關保單的產品銷售刊物。



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41MY 貝萊德日本中小型企業特別時機基金 - 日元 (A2股) 日元 1.50% 9511MU 貝萊德日本中小型企業特別時機基金 - 美元 (A2股) 美元 1.50% 9542MY 貝萊德日本價值型基金 - 日元 (A2股) 日元 1.50% 9512MU 貝萊德日本價值型基金 - 美元 (A2股) 美元 1.50% 9543ME 貝萊德拉丁美洲基金 - 歐元 (A2股) 歐羅 1.75% 10013MU 貝萊德拉丁美洲基金 - 美元 (A2股) 美元 1.75% 9944ME 貝萊德新能源基金 - 歐元 (A2股) 歐羅 1.75% 10414MU 貝萊德新能源基金 - 美元 (A2股) 美元 1.75% 10428MU 貝萊德美元貨幣基金 - 美元 (A2股) 美元 0.45% 12326MU 貝萊德美元短期債券基金 - 美元 (A2股) 美元 0.75% 11545ME 貝萊德美國靈活股票基金 - 歐元 (A2股) 歐羅 1.50% 8416MU 貝萊德美國靈活股票基金 - 美元 (A2股) 美元 1.50% 8352MU 貝萊德美國政府房貸債券基金 - 美元 (A2股) 美元 0.75% 11527MU 貝萊德世界債券基金 - 美元 (A2股) 美元 0.85% 11346ME 貝萊德世界能源基金 - 歐元 (A2股) 歐羅 1.75% 10519MU 貝萊德世界能源基金 - 美元 (A2股) 美元 1.75% 10547ME 貝萊德世界金融基金 - 歐元 (A2股) 歐羅 1.50% 10820MU 貝萊德世界金融基金 - 美元 (A2股) 美元 1.50% 10848ME 貝萊德世界黃金基金 - 歐元 (A2股) 歐羅 1.75% 10521MU 貝萊德世界黃金基金 - 美元 (A2股) 美元 1.75% 10449ME 貝萊德世界健康科學基金 - 歐元 (A2股) 歐羅 1.50% 10922MU 貝萊德世界健康科學基金 - 美元 (A2股) 美元 1.50% 10950ME 貝萊德世界礦業基金 - 歐元 (A2股) 歐羅 1.75% 10523MU 貝萊德世界礦業基金 - 美元 (A2股) 美元 1.75% 10551ME 貝萊德世界科技基金 - 歐元 (A2股) 歐羅 1.50% 11224MU 貝萊德世界科技基金 - 美元 (A2股) 美元 1.50% 11201QU F&C環球可換股債券基金 - 香港股份A類別美元 1.00% 11414FU 富達基金 - 東協基金 - A類別股份 - 累積 - 美元美元 1.50% 8902FU 富達基金 - 亞太股息基金 - A類別股份美元 1.50% 9015FU 富達基金 - 亞洲特別機會基金 - A類別股份 - 累積 - 美元美元 1.50% 9003FU 富達基金 - 中國焦點基金 - A類別股份美元 1.50% 9324FE 富達基金 - 新興亞洲基金 - A類別股份 -累積 - 歐元歐羅 1.50% 9016FU 富達基金 - 新興亞洲基金 - A類別股份 -累積 - 美元美元 1.50% 9023FE 富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 歐元歐羅 1.50% 10013FU 富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 美元美元 1.50% 10004FU 富達基金 - 新興市場基金 - A類別股份美元 1.50% 10005FE 富達基金 - 歐元藍籌基金 - A類別股份 - 累積 - 歐元歐羅 1.50% 8506FE 富達基金 - 歐洲進取基金 - A類別股份 - 累積 - 歐元歐羅 1.50% 8526FE 富達基金 - 歐洲動力增長基金 - A類別股份 - 累積歐羅 1.50% 8527FE 富達基金 - 法國基金 - A類別股份 - 累積歐羅 1.50% 8617FE 富達基金 - 環球健康護理基金 - A類別股份 - 累積 - 歐元歐羅 1.50% 11021FE 富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 歐元歐羅 1.50% 11011FU 富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 美元美元 1.50% 11007FU 富達基金 - 環球「息」增長基金 - A類別股份美元 1.25% 12128FE 富達基金 - 西班牙／葡萄牙基金 - A類別股份 - 累積歐羅 1.50% 8601FU 富達基金 - 印度焦點基金 - A類別股份美元 1.50% 96




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18FU 富達基金 - 印尼基金 - A類別股份 - 美元美元 1.50% 9729FE 富達基金 - 意大利基金 - A類別股份歐羅 1.50% 8608FY 富達基金 - 日本基金 - A類別股份 - 累積 - 日元日元 1.50% 9519FU 富達基金 - 馬來西亞基金 - A類別股份 - 美元美元 1.50% 9809FU 富達基金 - 太平洋基金 - A類別股份美元 1.50% 9025FE 富達基金 - 東南亞基金 - A類別股份 - 累積 - 歐元歐羅 1.50% 9020FU 富達基金 - 東南亞基金 - A類別股份 - 累積 - 美元美元 1.50% 9010FU 富達基金 - 台灣基金 - A類別股份美元 1.50% 9812FU 富達基金 - 美元高收益基金 - A類別股份美元 1.00% 12022FE 富達基金 - 美元高收益基金 - A類別股份 - 歐元歐羅 1.00% 12001SU 首域亞洲創新基金 - I股美元 1.75% 11205SU 首域亞洲債券基金 - I股 - 派息美元 1.00% 11602SU 首域亞洲股本優點基金 - I股 - 派息美元 1.50% 8910SU 首域亞洲優質債券基金- I股美元 1.00% 11711SU 首域澳洲增長基金 - I股美元 1.50% 9803SU 首域中國增長基金 - I股美元 2.00% 9309SU 首域全球農業基金 - I股美元 1.50% 10606SU 首域全球新興市場領先基金 - I股5 美元 1.50% 10007SU 首域全球基建基金 - I股美元 1.50% 11008SU 首域全球資源基金 - I股美元 1.50% 10604SU 首域香港增長基金 - I股6 美元 1.50% 9402TU 富蘭克林鄧普頓投資基金 - 富蘭克林生物科技新領域基金 - A累算美元 1.50% 11030TU 富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算美元 1.50% 8631TE 富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算 - 歐元歐羅 1.50% 8603TU 富蘭克林鄧普頓投資基金 - 富蘭克林印度基金 - A累算美元 1.50% 9619TU 富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算美元 2.00% 10127TE 富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算 - 歐元歐羅 2.00% 10104TU 富蘭克林鄧普頓投資基金 - 富蘭克林互惠指標基金 - A累算美元 1.50% 8105TU 富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算美元 1.50% 8622TE 富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算 - 歐元歐羅 1.50% 8606TU 富蘭克林鄧普頓投資基金 - 富蘭克林互惠環球探索基金 - A累算美元 1.50% 8120TU 富蘭克林鄧普頓投資基金 - 富蘭克林天然資源基金 - A累算美元 1.50% 10628TE 富蘭克林鄧普頓投資基金 - 富蘭克林天然資源基金 - A累算 - 歐元歐羅 1.50% 10607TU 富蘭克林鄧普頓投資基金 - 富蘭克林科技基金 - A累算美元 1.50% 11232TU 富蘭克林鄧普頓投資基金 - 富蘭克林鄧普頓環球增長價值基金 - A累算美元 1.50% 8101TU 富蘭克林鄧普頓投資基金 - 富蘭克林美國機會基金 - A累算美元 1.50% 8421TU 富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算美元 1.85% 9029TE 富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算 - 歐元歐羅 1.85% 9110TU 富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算美元 2.10% 10124TE 富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算 - 歐元美元 2.10% 10111TU 富蘭克林鄧普頓投資基金 - 鄧普頓中國基金 - A累算美元 2.10% 9212TU 富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算美元 2.10% 10325TE 富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算 - 歐元歐羅 2.10% 10333TU 富蘭克林鄧普頓投資基金 - 鄧普頓新興市場基金 - A累算美元 2.10% 10113TE 富蘭克林鄧普頓投資基金 - 鄧普頓歐元區基金 - A累算歐羅 1.50% 8634TU 富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算美元 1.35% 122

1 此文件只包括相連基金的管理年費，有關相連基金的其他收費詳情，請參閱由標準人壽提供的相連基金銷售刊物。有關計劃的收費及費用，請參閱相關保單的產品銷售刊物。5 由2013年9月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。6 由2012年3月9日起，首域香港增長基金 – I 股將停止接受任何認購及轉入之申請，直至另行通知。首域香港增長基金 – I 股不適用於「宏聚」投資計劃。



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35TE 富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算 - 歐元歐羅 1.35% 12214TU 富蘭克林鄧普頓投資基金 - 鄧普頓環球小型公司基金 - A累算美元 1.50% 8317TU 富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算美元 1.05% 11426TH 富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算 - 港元港幣 1.05% 11415TU 富蘭克林鄧普頓投資基金 - 鄧普頓韓國基金 - A累算美元 2.10% 9718TU 富蘭克林鄧普頓投資基金 - 鄧普頓拉丁美洲基金 - A累算美元 1.90% 10116TU 富蘭克林鄧普頓投資基金 - 鄧普頓泰國基金 - A累算美元 2.10% 9801HU 亨德森遠見基金 - 亞太地產股票基金 - A2 美元 1.20% 11105HE 亨德森遠見基金 - 亞太地產股票基金 - A2 - 歐元歐羅 1.20% 11104HU 亨德森遠見基金 - 中國躍升基金 - A2 美元 1.20% 9202HU 亨德森遠見基金 - 環球地產股票基金 - A2 美元 1.20% 11106HE 亨德森遠見基金 - 環球地產股票基金 - A2 - 歐元歐羅 1.20% 11107HU 亨德森遠見基金 - 環球科技基金 - A2 美元 1.20% 11203HE 亨德森遠見基金 - 泛歐地產股票基金 - A2 歐羅 1.20% 11106IU 天達環球策略基金 - 環球動力基金 - A 累積股份美元 1.50% 8202IU 天達環球策略基金 - 環球能源基金 - A累積股份美元 1.50% 10603IU 天達環球策略基金 - 環球黃金基金 - A累積股份美元 1.50% 10704IU 天達環球策略基金 - 環球策略股票基金 - A累積股份美元 1.50% 8205IE 天達環球策略基金 - 高收入債券基金 - A收益股份歐羅 1.00% 12007IU 天達環球策略基金 - 投資評級公司債券基金 - A 累積股份美元 0.75% 11414JU 摩根新興歐洲、中東及非洲 (美元) - A股 (分派) 美元 1.50% 10105JU 摩根新興中東 (美元) - A股 (分派) 美元 1.50% 10216JU 摩根俄羅斯 (美元) - A股 (分派) 美元 1.50% 10401JU 摩根東協 (美元) (累計) 美元 1.50% 9106JU 摩根亞洲內需主題 (美元) (累計）美元 1.50% 9111JU 摩根亞洲資源 (美元) (累計) 美元 1.50% 10709JU 摩根亞一組合基金美元 0.50% 9110JU 摩根東方 (美元) (累計) 美元 1.50% 9107JU 摩根環球可換股證券 (歐元對沖) (美元) - A股 (分派）美元 1.50% 11402JU 摩根印度 (美元) (累計) 美元 1.50% 9603JU 摩根南韓 (美元) (累計) 美元 1.50% 9712JU 摩根太平洋科技 (美元) (累計) 美元 1.50% 11204JU 摩根新加坡 (美元) - A股 (分派) 美元 1.50% 9801UU 木星全球基金 - 木星氣候變遷基金 - L 美元美元 1.50% 8202UE 木星全球基金 - 木星歐洲增長基金 - L 歐元歐羅 1.50% 8703UP 木星全球基金 - 木星歐洲增長基金 - L 英鎊英鎊 1.50% 8704UE 木星全球基金 - 木星歐洲機遇基金 - L 歐元歐羅 1.50% 8706UU 木星全球基金 - 木星環球金融基金 - L 美元美元 1.50% 10905UU 木星全球基金 - 木星印度精選基金 - L 美元美元 1.75% 9601LU 美盛百駿亞太股票基金 - A類累積美元 1.50% 9105LU 美盛資金管理價值基金 - A類累積美元 1.35% 8404LU 美盛凱利美國增值基金 - A類累積美元 1.25% 8402LU 美盛西方資產亞洲機會基金 - A類累積美元 1.10% 11703LU 美盛西方資產環球多元化策略基金 - A類累積美元 1.10% 11402NU 英仕曼AHL多元化期貨基金 - Tranche A7 美元 3.00% 12401NU 英仕曼AHL多元化期貨基金 - Tranche B8 美元 3.00% 124

1 此文件只包括相連基金的管理年費，有關相連基金的其他收費詳情，請參閱由標準人壽提供的相連基金銷售刊物。有關計劃的收費及費用，請參閱相關保單的產品銷售刊物。7 此投資選擇只可在2012年9月4日或以後選擇。 8 此投資選擇不適用於「宏聚」投資計劃。由2012年8月28日起，英仕曼AHL多元化期貨基金 - Tranche B將停止接受任何認購及轉入。



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01EU 未來資產韓國股票基金 - A類美元 1.50% 9713BU 法巴中國天下基金 - A股美元 1.75% 9223BE 法巴巴西股票基金 - 經典資本 - 歐元歐羅 1.75% 10122BU 法巴巴西股票基金 - 經典資本 - 美元美元 1.75% 10017BE 法巴俄羅斯股票基金 - 經典資本 - 歐元歐羅 1.75% 10324BU 法巴俄羅斯股票基金 - 經典資本 - 美元美元 1.75% 10320BE 法巴全球主要消費品股票基金 - 經典資本 - 歐元歐羅 1.50% 10814BU 法巴全球主要消費品股票基金 - 經典資本 - 美元美元 1.50% 10821BE 法巴全球商品物料股票基金 - 經典資本 - 歐元歐羅 1.50% 10626BU 法巴全球商品物料股票基金 - 經典資本 - 美元美元 1.50% 10518BE 法巴全球公用事業股票基金 - 經典資本 - 歐元歐羅 1.50% 11325BU 法巴全球公用事業股票基金 - 經典資本 - 美元美元 1.50% 11304PE 百達 - 環保能源 - P 歐元歐羅 1.60% 10703PU 百達 - 環保能源 - P 美元美元 1.60% 10705PE 百達 - 全球新興市場債券 - HP 歐元歐羅 1.10% 11806PU 百達 - 全球新興市場債券 - P 美元美元 1.10% 11807PE 百達 - 精選品牌 - P 歐元歐羅 1.60% 8208PU 百達 - 精選品牌 - P 美元美元 1.60% 8211PE 百達 - 林木資源 - P 歐元歐羅 1.60% 10712PU 百達 - 林木資源 - P 美元美元 1.60% 10709PE 百達 - 水資源 - P 歐元歐羅 1.60% 10710PU 百達 - 水資源 - P 美元美元 1.60% 10712ZU PIMCO 新興市場債券基金 - E類累積股份美元 1.69% 11811ZU PIMCO 新興市場本土貨幣基金 - E類累積股份美元 1.70% 11815ZU PIMCO 環球債券基金 - E類累積股份美元 1.39% 11414ZU PIMCO 高孳息債券基金 - E類累積股份美元 1.45% 12013ZU PIMCO 總回報債券基金 - E類累積股份美元 1.40% 11402OU 荷寶中國股票 - D 美元 1.50% 9203OU 荷寶新興市場股票 - D 美元 1.50% 10206OE 荷寶新興市場股票 - D - 歐元歐羅 1.50% 10204OE 荷寶新興市場星鑽股票 - DL 歐羅 1.75% 10201OE RobecoSAM可持續農業股票 - D 歐羅 1.50% 10807OU 荷寶美國卓越股票 - D 美元 1.50% 8408CU 施羅德另類投資方略 - 施羅德貴金屬基金 - A股美元 1.50% 12403CU 施羅德另類投資方略 - 施羅德商品基金 - A股美元 1.50% 12405CU 施羅德環球基金系列 - 亞洲債券基金 - A1股美元 1.75% 11709CU 施羅德環球基金系列 - 金磚四國基金 - A1股美元 2.00% 10210CU 施羅德環球基金系列 - 中國優勢基金 - A1股美元 2.00% 9311CU 施羅德環球基金系列 - 新興亞洲基金 - A1股美元 2.00% 9112CE 施羅德環球基金系列 - 新興歐洲基金 - A1股歐羅 2.00% 10416CE 施羅德環球基金系列 - 歐元企業債券 - A1股歐羅 1.25% 11607CE 施羅德環球基金系列 - 歐元流動基金 - A1股歐羅 0.60% 12301CU 施羅德環球基金系列 - 環球氣候變化策略基金 - A1股美元 2.00% 8202CU 施羅德環球基金系列 - 新興市場股債優勢基金 - A1股美元 2.00% 10217CU 施羅德環球基金系列 - 環球進取股票 - A1股美元 2.00% 8213CU 施羅德環球基金系列 - 大中華基金 - A1股美元 2.00% 92




頁數


14CH 施羅德環球基金系列 - 港元債券基金 - A1股港幣 1.25% 11704CH 施羅德環球基金系列 - 香港股票基金 - A1股港幣 2.00% 9415CU 施羅德環球基金系列 - 台灣股票基金 - A1股美元 2.00% 9806CU 施羅德環球基金系列 - 美元流動基金 - A1股美元 0.20% 12318CU 施羅德環球基金系列 - 美國大型股 - A1股美元 2.00% 8419CU 施羅德環球基金系列 - 美國中小型股票 - A1股美元 2.00% 8401YU 標準人壽投資環球SICAV亞洲股票基金 - A類美元 1.40% 9102YU 標準人壽投資環球SICAV中國股票基金 - A類美元 1.80% 9403YE 標準人壽投資環球SICAV歐洲企業債券基金 - A類歐羅 1.00% 11604YE 標準人壽投資環球SICAV歐洲股票基金 - A類歐羅 1.40% 8712YE 標準人壽投資環球SICAV歐洲高收益債券基金- A類歐羅 1.35% 12013YE 標準人壽投資環球SICAV歐洲小型公司基金 - A類歐羅 1.80% 8707YU 標準人壽投資環球SICAV環球債券基金 - A類美元 1.00% 11508YU 標準人壽投資環球SICAV環球股票基金 - A類美元 1.40% 8209YU 標準人壽投資環球SICAV環球通脹掛鉤債券基金 - A類美元 1.00% 11514YE 標準人壽投資環球SICAV環球REIT焦點基金 - A類歐羅 1.60% 11102XU 創利德新興市場債券基金美元 1.50% 11803XE 創利德歐洲高收益債券基金歐羅 1.25% 12001XP 創利德高收益債券基金英鎊 1.25% 12004XP 創利德英國基金英鎊 1.50% 8705XP 創利德英國發展與收入基金英鎊 1.50% 8706XP 創利德英國選擇基金英鎊 1.50% 8707XP 創利德英國較小公司基金英鎊 1.50% 8802VU 惠理價值基金 - C單位美元 1.25% 9403VU 惠理高息股票基金 - A1 美元 1.25% 9101VU 智者之選基金 - 中華匯聚基金美元 1.25% 94



投資經理

安本國際基金管理有限公司

安本國際基金管理有限公司 (「安本國際」) 於1998年成立，是ABERDEEN ASSET MANAGEMENT PLC (「安本國際」) 在香港的附屬公司，為機構及散戶投資者管理資產，同時是安本環球基金系列的全球分銷商及投資經理。安本環球基金系列在盧森堡註冊，其中30項子基金獲准在香港銷售。

安本國際透過商業銀行、經紀行、保險公司及財務顧問分銷基金，亦代表安本集團服務機構客戶。

有關安本集團。ABERDEEN ASSET MANAGEMENT PLC (「安本國際」) 是一家國際性投資管理公司，辦事處遍佈世界各地，專為機構及散戶投資者管理資產。安本集團獨立運作，只為第三方管理資產，因此可以在無利益衝突的情況下專注照顧客戶的需要。

憑藉在股票、債券、地產及另類投資方案方面的專業知識，我們營運獨立及匯集基金，以持長倉為主的方式，為客戶於全球市場捕捉基本因素良好的資產。

安本的使命是在我們認為具有長遠競爭優勢的各資產類別爭取出色投資表現。安本集團目前管理的資產達3,024億美元* (截至2012年9月底止)。

安本集團自1991年起於倫敦證券交易所上市，現時也是英國富時100指數內的成分企業。

* 資料來源：安本資產管理 (亞洲) 有限公司

聯博香港有限公司

聯博 (AllianceBernstein) 一直是領先的環球投資管理公司之一，為世界各地主要市場的機構客戶、個人及私人客戶提供高質素的研究及多元化投資服務。AllianceBernstein的附屬及合營公司分佈於二十多個國家，所聘用的五百多位投資專業人員各有所長，分別負責增長股、價值股、定息證券、混合策略及另類投資。All ianceBernstein的研究範疇包括基本因素研究、定量研究、經濟研究及匯率預測。 AllianceBernstein有一個綜合環球業務平台，有充分條件可以為客戶提供度身訂造的投資解決方案。

資料來源：聯博香港有限公司

德盛安聯資產管理

德盛安聯資產管理是世界頂尖的資產管理公司，奉行積極資產管理，在全球19個市場營運。公司不斷發展，我們在滿足世界各地客戶不同需要的同時，企業環境亦能讓投資經理發揮所長，持續達致卓越的投資表現。

集團提供深入透徹的經濟與行業分析外，旗下基層研究 (GrassrootsSM Research) 更跨越基本因素分析範疇，啟發嶄新視野。1

現時，集團為全球個人、家庭和機構投資者管理資產總值超過2,500億歐元。2

集團現時在全球擁有近2,800名員工，其中500名為投資專才。3

安聯集團作強大後盾應付瞬息萬變的世界，擁有穩固基礎和充裕資源至為重要。作為安聯集團的一部份，我們享有母公司的雄厚實力為後盾。安聯集團是世界頂尖的金融服務機構之一，在全球約70個國家擁有超過140,000名員工。3

1 基層研究 (GrassrootsSM Research) 是德盛安聯資產管理旗下公司，為資產管理專業人士提供調查分析。基層研究報告所採用的研究數據來自新聞工作者與實地調查員以獨立第三者研究人身份提供，其研究收費由公司代客執行交易的佣金支付。

2 數據截至2012年1月。 3 數據截至2012年3月。資料來源：德盛安聯資產管理

霸菱資產管理

霸菱集團早於1762年在英國成立。集團的投資部亦於1958年正式冠名為「霸菱資產管理」。

自1976年起，霸菱集團已於香港設立辦事處，是首間在香港設立投資辦事處的外資公司之一。時至今日，霸菱集團已為一家環球資產管理公司，除位於倫敦的總部外，集團亦於波士頓、香港及東京設有主要投資辦事處，管理資產總值達513億美元。*

霸菱集團於亞洲區內的主要業務除進行當地投資外，亦包括為旗下一系列的機構投資產品及管理之單位信託基金作分銷，集團為區內不同客戶提供資產管理服務，包括中央銀行、退休基金、各大分銷銀行及保險公司。

* 資料來源：霸菱，截至2012年11月30日


貝萊德 (香港) 有限公司

貝萊德是全球最大規模的投資管理、風險管理及顧問服務公司之一，為機構及零售客戶提供服務。截至2012年9月30日止，公司管理的資產總值約為3.673萬億美元。貝萊德提供多元化的風險投資產品，以切合客戶的需要，包括以積極管理、增值及指數的策略，投資於各地市場及資產類別。此外，公司提供不同的產品結構，包括獨立賬戶、互惠基金、iShares安碩® (交易所買賣基金) 及其他匯集投資工具。貝萊德亦透過BlackRock Solutions®的風險管理系統，向廣泛的機構投資者提供風險管理、顧問及企業投資系統服務。貝萊德的總部位於紐約市，截至2012年9月30日，公司員工數目逾10,400人，遍佈全球29個國家，包括北南美洲、歐洲、亞洲、澳洲、中東及非洲。歡迎瀏覽www.blackrock.com.hk。

資料來源：貝萊德 (香港) 有限公司

法國巴黎投資

法國巴黎投資是法國巴黎銀行集團旗下專責和自主的資產管理業務，為全球各地的機構及零售客戶提供一系列廣泛的投資管理服務。合作夥伴的概念是我們的核心價值包括如何彙聚各家公司的優勢，以及與客戶建立緊密的夥伴關係。我們擁有一個由60家投資中心組成的龐大網路，雲集約800位投資專才，而每家投資中心專責管理一個特定的資產類別或產品類型。法國巴黎投資的管理資產總值為5,020億歐元 (6,450億美元)*，使其成為歐洲第六大資產管理公司。

* 資料來源：法國巴黎投資，2012年9月30日

F&C Asset Management Limited

F&C是一家獨立的資產管理公司，業務專注於積極的基金管理。作為倫敦交易所的上市公司，我們運營透明，管理公開。我們的產品包括投資信托，道德基金，reo®，資產配置基金，對沖基金，私募基金，保險基金，以及財務驅動投資產品。

F&C香港辦事處的成立使得F&C成為真正的全球性資產管理公司，進一步加強了我們長期以來與亞洲的聯系。我們於1886年率先投資於中國大陸，1932年投資於臺灣，1934年投資於香港，1941年投資於新加坡。我們在亞洲擁有出色的投資表現。

資料來源：F&C Asset Management Limited

富達基金 (香港) 有限公司

富達基金 (香港) 有限公司於1981年在香港成立，現時透過本港逾100個分銷商為投資者提供超過80項基金，分銷商包括零售銀行及保險公司。

富達基金 (香港) 有限公司為FIL Limited之附屬公司。FIL Limited於1969年成立，為美國以外的個人及機構投資者提供投資產品及服務，業務遍佈全球主要市場。FIL Limited管理過億美元的資產總值1，並在全球24個國家包括英國、德國、日本、香港及印度設有分公司。

多年來，富達屢獲多項廣受業界認同的本地及區域大獎。自2006年起，我們每年均榮獲「最傑出亞洲基金管理公司」2。我們成功為客戶締造佳績，帶來長期穩定的回報。

1 資料來源：富達，截至2012年第二季

2 Thomson Reuters Extel亞太區調查 – 2010年、2009年、2008年、2007年、2006年。

富達或Fidelity或Fidelity Worldwide Investment指FIL Limited及其附屬公司。

首域投資 (香港) 有限公司

首域投資是澳洲聯邦銀行旗下Colonial First State Global Asset Management (` CFSGAM＇) 資產管理國際業務之專屬部門。CFSGAM是澳洲規模最大的投資經理之一，並於悉尼、墨爾本、奧克蘭、倫敦、愛丁堡、巴黎、法蘭克福、紐約、香港、新加坡、雅加達及東京設有辦事處。

首域投資為全球的機構及零售投資者提供一系列不同資產類別的產品方案，包括澳洲股票、全球股票、亞太區及全球新興市場、全球資源、全球房地產證券、全球上市基建證券、全球定息及信貸、新興市場債券、短期投資、實質房地產及基建投資。

我們以致力為投資者締造最佳長遠回報作為我們的投資方針。為達到這個目標，我們確保公司利益與投資者一致，並時刻維持以客戶利益為先的企業文化。

資料來源：首域投資 (香港) 有限公司


富蘭克林鄧普頓投資 (亞洲) 有限公司

富蘭克林鄧普頓投資是一家環球投資管理機構，管理的資產總值超過7,500億美元1。核心業務主要由富蘭克林、鄧普頓、互惠系列和富蘭克林鄧普頓固定收益四大環球頂級的多元投資管理團隊組成，並各自獨立運作，致力為客戶提供獨特的觀點和意見。富蘭克林鄧普頓投資匯聚各團隊的實力，彰顯「雄才匯聚，再創佳績」的非凡實力。

富蘭克林、鄧普頓、互惠系列和富蘭克林鄧普頓固定收益的獨立管理團隊均擁有五十多年的卓越佳績，由專業和經驗豐富的專才，投資於定息資產、核心股票，以至環球投資等不同的範疇。由於管理團隊各自獨立運作，並採取截然不同的投資策略，富蘭克林、鄧普頓、互惠系列和富蘭克林鄧普頓固定收益基金所持證券一般不會重複。

長久以來，我們致力為投資者提供優秀的經調整風險回報，以及可靠和精確的個人投資服務，令富蘭克林鄧普頓投資成為金融服務業內最可靠信賴的公司之一。

1 資料截至2012年9月30日

資料來源：富蘭克林鄧普頓投資 (亞洲) 有限公司

亨德森全球投資

亨德森是表現領先的投資經理之一，於1934年成立，為亞洲、歐洲及北美洲機構與個別投資者提供一系列廣泛的投資產品和服務。亨德森全球投資為Henderson Group plc 的子公司。Henderson Group plc於倫敦 (富時250指數) 和澳洲 (標準普爾／澳洲200指數) 證券交易所上市。亨德森旗下管理的資產逾998億美元(截止2012年6月30日)，全球僱用約1,060名職員。

亨德森全球投資的投資管理定位清晰，為機構與零售投資者提供多元化的積極型管理投資產品，包括股票、定息投資、私人股票及地產等不同的資產類別。總部設於倫敦，並於阿姆斯特丹、愛丁堡、法蘭克福、盧森堡、馬德里、米蘭、巴黎、維也納和蘇黎世，美國的芝加哥和哈特福，以及北京、新德里、香港、新加坡和東京均設有辦事處。

亨德森匯聚不同投資經理，經驗豐富，投資遍佈全球各個主要市場。亨德森環球團隊由研究員及經濟分析師組成，洞悉影響證券市場的各種經濟動力，並進行嚴謹的行業及主題分析。團隊根據全的風險管制架構進行分析，以確保投資組合能反映有關的投資意見，並符合投資者的風險與回報要求。

資料來源：亨德森全球投資

天達資產管理

天達資產管理是一家專業的投資管理公司，為機構和個人投資者提供積極管理的投資產品及服務。自1991年於南非成立以來，我們由一間剛起步的小型公司發展至進軍國際業務，為客戶管理約1,007億美元的資產 (截至2012年9月30日)。

公司業務已經從英國和非洲南部本地發展到美洲、英國及歐洲大陸、亞洲、中東、澳洲和非洲等不斷增長的國際客戶群，令我們引以為傲。我們聘請超過140名投資專才。公司現時仍然由創辦人管理，顯示天達資產管理在成功發展過程中的持續性及穩定性。

公司尋求在客戶、股東和員工之間建立互惠互利的夥伴關係。我們的目標是超越客戶的投資及服務期望，並以最高的水平管理客戶的資金。

我們堅信專門化的力量，並認為優秀的投資來自勇於嘗試及經詳細測試的投資概念。我們的投資才能由擁有不同背景、投資經驗廣泛的團隊所創立。透過結合互補的投資技能，我們深信可創造出長線的投資洞察力及可持續的優勢。在中央支援團隊的支持下，天達的投資團隊可將精力專注於其專業範疇上，發掘出最佳的投資概念，並為客戶提供可持續的理想投資表現。

天達資產管理是天達集團的獨立管理附屬公司，為其非常重要的一部份。

資料來源：天達資產管理，截至2012年12月

摩根資產管理有限公司

「摩根資產管理」隸屬「摩根大通集團」旗下，是全球最大的資產管理公司之一。憑藉超過兩百年的歷史傳承，多元化的核心與另類策略，以及坐鎮世界各主要市場的投資專才，我們的投資經驗和視野堪稱罕有其匹。

本集團在全球共駐有746位卓越投資專才，管理資產總值近1.4萬億美元 (截至30/09/12)。我們對亞太、歐洲及美國三大區域的投資形勢均瞭如指掌，能讓投資者盡享雄厚環球網絡的優勢。

秉承創新及領先市場的宗旨，我們設有一系列由專家管理的基金，以及各種完善的客戶服務，致力協助投資者達成理財目標。

資料來源：摩根資產管理有限公司


Jupiter Asset Management

Jupiter於1985年剛剛成立之時，只不過是一家小型專業公司。時至今日， Jupi ter已經成為歐洲最成功兼且廣受認同的投資管理集團之一。我們目前管理的資產遍佈國內及海外的互惠基金、多元基金經理產品、對沖基金、機構委託及投資公司。

Jupiter旗下多個涵蓋廣泛類別的投資組合，因其表現跑贏大市20多年而享負盛名。投資組合分別專注於歐洲、亞洲、環保／斯里蘭卡、全球金融股及新興市場等多個市場。

Jupiter的投資策略圍繞一個概念：「力求在中至長期優化表現，而不會令我們的投資者面對不必要的風險」。 Jupiter的成功有賴我們自1985年公司成立以來所建立的投資文化。Jupiter的基金經理對於能夠積極管理基金深感自豪。基金經理投入時間在評估投資環境上，而非單單追蹤市場指數。他們為您嚴謹地分析進行公司分析，以挑選他們認為中至長期可達致驕人盈利增長表現的公司。

資料來源：Jupiter

美盛資產管理香港有限公司

美盛集團是全球最大資產管理公司之一，並專注於資金管理業務。美盛集團於1899年成立，總部設於美國馬里蘭州巴爾的摩市，投資營運業務遍佈全球各大洲，並為超過190個國家的個人、企業及機構投資者提供資產管理服務。截至2012年11月30日，旗下管理的資產達6,483億美元。

美盛集團旗下的投資管理公司各具所長並獨立營運，同時專注於其擅長的投資領域。有關公司包括百駿財務管理、布蘭迪環球投資管理、凱利顧問、ClearBridge Global Currents Investment Management、滙琛新興市場資產管理1、美盛資金管理、Legg Mason Global Asset Allocation、博茂資產管理、銳思投資及西方資產管理。

1 滙琛新興市場資產管理為美盛國際股票有限公司的經營名稱。

資料來源：美盛資產管理香港有限公司

英仕曼投資 (香港) 有限公司

英仕曼是世界另類投資管理業務的翹楚，為客戶提供一系列高流通性的投資風格，包括管理期貨、股票、信貸與可換股債券、新興市場、環球宏觀和多經理解决方案，並擁有龐大的產品建構、分銷和客戶服務團隊作支援。截至2012年9月30日，英仕曼旗下管理資產總額達600億美元。

英仕曼早於1783年開展業務。現時，英仕曼集團 (Man Group plc) 在倫敦證券交易所上市，是富時250指數成分股，市值約16億英鎊。英仕曼是聯合國負責任投資原則的簽署機構。英仕曼同時在全球贊助多個獎項、慈善活動和計劃，包括Man Booker文學獎及英仕曼亞洲文學獎 (Man Asian Literary Prize) 等。如欲查詢進一步資料，請瀏覽www.man.com。

資料來源：英仕曼投資 (香港) 有限公司

未來資產環球投資 (香港) 有限公司

未來資產環球投資集團 (「未來資產」) 是未來資產金融集團之下的國際資產管理業務，亦是亞洲最大獨立金融服務集團之一。1未來資產金融集團於亞洲貨幣危機過後在1997年創立，於韓國資產管理界備受讚許。時至今日，未來資產的總部紮根韓國，業務遍佈香港 (環球總辦事處)、澳洲、巴西、台灣、印度、英國、加拿大、美國、中國及越南各地。集團網絡覆蓋全球，讓紮根當地的工作團隊可有效善用每個市場獨有的投資機遇，從而持續符合不斷轉變的客戶需求。

新興市場投資專家

以受訪資產管理公司管理的資產計算，未來資產獲確認為新興市場股票作最大投資者之一。2截至2012年05月10日，投資的新興市場股票金額已超逾189億美元。此外，同期未來資產管理的總資產值更累積至528億美元。未來資產作為新興市場投資專家，秉承韓國總部獨立穩重的運作傳統，具備所需觸角、專業知識及競爭優勢，為全球客戶提供專為個別市場度身而設的創新產品，並重視產品延續性及透明度。

業務覆蓋全球

我們於世界各地設立辦事處，以新興市場為焦點，未來資產通過各辦事處，及時掌握投資機遇，作出明智決策。隨著我們推行計劃進一步擴充環球市場，堅守企業理念，應可秉承過往作風，為新客戶竭誠服務。

時至今日，未來資產懷著開拓環球市場的雄心壯志，於香港、澳洲、巴西、印度、韓國、台灣、加拿大和美國拓展資產管理業務。隨著我們推行擴充計劃，堅守企業理念，應可秉承過往作風，為新客戶竭誠服務。截至2012年05月10日，集團已於全球各地聘請多達142名致力令資產管理精益求精的投資專家。

1 亞洲地區 (日本及澳洲除外) 名列前二十的企業基金管理公司及零售基金管理公司—資料來自Asia Asset Management進行的基金管理公司調查 (Fund Manager Survey)，2011年9月 (根據截至2011年6月30日止來自該區的資產計算)。

2 於68間受訪資產管理公司中作為新興市場股票最大投資者之一。資料來自投資新興市場股票調查 (Investing in Emerging Market Equities Survey)，Investment & Pensions Europe (IPE)，2012年1月31日。

資料來源：未來資產環球投資 (香港) 有限公司


百達集團

百達在 1 8 0 5 年於瑞士日內瓦成立，現為歐洲最大規模私人銀行之一，同時也是歐洲主要的獨立資產及財富管理專家之一，於市場具有領導地位。作為資產管理專家，百達業務涵蓋以下領域：

• 資產管理及投資基金

• 財富管理

• 資產服務包括環球托管

百達資產管理是百達集團旗下從事資產管理業務的分支機構，其多元化的投資選擇包括超過100隻基金及一系列度身訂造的投資方案。截至2012年3月底，百達資產管理負責管理的資產值高達1,332億美元。

資料來源：百達

PIMCO Asia Limited

成立於1971年，PIMCO是一家領先全球的投資管理公司，在美洲、歐洲和亞洲的15個國家設有辦事處。

PIMCO根據金融市場及客戶需求的變化，不斷作出相應的服務提升。 PIMCO提供的投資方案旨在積極抓緊全球各個資產類別及行業的投資機遇，包括債券、股票、貨幣、商品及新興市場，並具備極端風險對沖及以風險因素為基準的資產配置等專利策略。

往績證明，無論市況順逆，PIMCO均能以基準相若的風險水平，締造長期佳績。公司創辦人之一及聯席投資總監格羅斯 (Bill Gross) 分別在1998年、2000年和2007年獲得「晨星最佳定息投資經理」殊榮，並於2010年榮膺「晨星十年最佳的基金經理」。PIMCO是全球領先金融服務公司安聯集團旗下的資產管理附屬公司。

資料來源：PIMCO Asia Limited

荷寶投資管理集團

荷寶1929年於荷蘭鹿特丹成立，迄今擁有超過80年投資管理經驗，為荷蘭歷史最悠久及歐洲最大的投資管理公司之一。截至2012年11月30日，荷寶管理總資產為2,435億美元。荷寶服務全球150萬的私人投資客戶、超過700個機構投資客戶及近100個分銷商。荷寶的網絡遍佈全球，在歐洲、美國、中東及亞太區均設有分支機構及專業投資團隊，分佈國家及地區包括澳洲、巴林、比利時、法國、德國、香港、印度、日本、韓國、盧森堡、中國 (上海)、西班牙、瑞士、台灣以及美國。荷寶於2008年在英國Financial News舉辦的表彰優秀機構資產管理集團的年度泛歐洲大獎中，榮獲“年度最佳荷蘭資產管理公司＂大獎。惠譽國際於2009年將荷寶評級上調至“M2+＂，除了反映出母公司荷蘭合作銀行強健的財政實力，亦彰顯荷寶極高的企業管治水平及風險管理能力，以及在管理第三方資產上的穩健表現。

資料來源：荷寶投資管理集團

施羅德投資管理 (香港) 有限公司

施羅德投資是世界知名的獨立國際資產管理公司，擁有超過二百年豐富的金融服務經驗，現時管理資產總值逾3,274億美元 (截至2012年9月 30日)。施羅德投資是在倫敦證券交易所上市的最大的資產管理公司之一。我們是其中一家擁有全球最龐大業務網絡的資產管理集團，並擁有超過370位投資專才，為獨具慧眼的投資者提供各大主要交易市場的投資服務。

施羅德投資的卓越投資實力，在業內備受推崇，旗下多項基金，榮獲不少國際獎項。施羅德投資非常重視風險管理，訂有嚴謹的分析和投資程序，在幫助客戶創造持久穩定回報方面具有雄厚的實力。

施羅德投資管理 (香港) 有限公司自1971年便植根香港。廣泛的客戶來源包括聲譽昭著的上市公司、世界各地的大型退休基金、政府機構、慈善團體、企業和零售投資者，足證施羅德投資已成功於本地的投資市場上建立鞏固的基礎。

資料來源：施羅德投資管理 (香港) 有限公司


標準人壽投資 (香港) 有限公司

標準人壽投資是一間業界領先的資產管理公司，同時全球網絡不斷拓展。我們奉行「因變制勝」的獨特投資哲學，嚴格進行風險管理，並一致秉承精益求精的投資文化，從而為我們多元化的投資方案給予支持。

作為積極的管理公司，我們特別注重嚴謹的研究與緊密合作的精神。我們凡事深思熟慮，未雨綢繆，確保我們的客戶對未來前景充滿信心。

截至2012年6月30日，標準人壽投資為全球客戶管理高達2,471億美元1的資產，投資範圍涵蓋股票、固定收益、房地產、私募股權、多元資產方案、組合基金及絕對回報策略。

標準人壽投資的總部設於愛丁堡，聘用逾1,000名專業精英，辦事處更遍佈全球各地，包括波士頓、香港、倫敦、北京、蒙特利爾、悉尼、都柏林、巴黎及首爾。此外，我們亦與亞洲多間當地首屈一指的公司建立緊密聯繫，包括印度的HDFC資產管理 (HDFC Asset Management)2

及日本的三井住友信託銀行 (Sumitomo Mitsui Trust Bank )3。

我們的母公司為標準人壽股份集團有限公司(Standard Life plc)，早於 1825年成立。標準人壽是業界領先的長期儲蓄及投資方案供應商， 2006年於倫敦證券交易所上市，現為富時100指數 (FTSE 100) 成份股之一。1998年，標準人壽投資成立為一家獨立公司，致力以創新方式實現客戶的投資目標，因而迅即贏得讚譽。

我們的全球支援網絡充當亞洲團隊的強大後盾，不僅與團隊分享投資見解，亦提供產品開發、銷售及市場推廣、風險管理、合規及技術支援等方面的協作。

1 資料來源：標準人壽投資。

2 HDFC Asset Management是印度一間頂尖的投資管理公司，曾連續三年獲國內權威評級機構CRISIL授予基金經理的最高評級。

3 三井住友信託銀行是日本最大規模的信託銀行之一。我們與三井住友信託銀行建立的策略夥伴關係，為雙方客戶在全球及日本股票基金的管理上提供備受認同的全球智慧。

資料來源：標準人壽投資

天利資產管理有限公司

天利是一間跨資產類別、績效表現卓越的國際投資管理公司。我們所管理的資產規模達1,236億美元 ^，代表個人、退休基金、保險公司、企業及共同基金來進行投資。天利於1994年在倫敦創立，目前業務遍及16個國家。天利的控股公司為美國上市公司Ameriprise Financial (NYSE: AMP)，而Ameriprise是全球前30大的資產管理公司之一及美國金融財務規劃界的領導品牌。

^ 截至2012年9月30日

資料來源：天利資產管理有限公司

惠理基金管理公司

惠理基金管理公司 (「惠理」) 成立於1993年，是一家獨立的資產管理公司，投資範疇覆蓋亞太區，尤其專注於大中華地區。集團為全球個人及機構投資者提供廣泛的產品選擇，包括偏持長倉股票基金、另類投資基金、信貸市場基金及交易所買賣基金。

惠理的投資哲學以價值投資為依歸，透過由下而上的方式及廣泛而深入的研究，發掘價值偏低股份以爭取長線資本增值。作為亞洲區價值投資先驅之一，我們是少數早於90年代初，中國內地股票市場剛改革開放時已恪守價值投資策略的基金經理。現時，公司已於大中華地區建立強大的實地基金管理及投研團隊，遍及中港台等地。

惠理是惠理集團有限公司附屬成員，惠理集團是唯一一家於香港聯合交易所主板上巿的資產管理公司，股票編號為806。

資料來源：惠理基金管理公司


股票 – 環球

安本環球 - 世界股票基金 - A2股

參考編號︰10AU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：安本環球 - 世界股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將該項基金至少三分之二的資產投資於股票及股票相關證券，以獲取長期總回報。基金的基本貨幣是美元。

貝萊德環球動力股票基金 - 美元 (A2股)

參考編號︰06MU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 環球動力股票基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金進行全球投資，但不設既定國家或地域限制，基金將總資產不少於70%投資於股本證券。基金將一般尋求投資於投資顧問認為估價偏低的證券，基金亦可投資於小型及新興增長公司的股本證券。貨幣風險靈活管理。

貝萊德環球動力股票基金 - 歐元 (A2股)

參考編號︰38ME單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 環球動力股票基金 - 歐元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金進行全球投資，但不設既定國家或地域限制，基金將總資產不少於70%投資於股本證券。基金將一般尋求投資於投資顧問認為估價偏低的證券，基金亦可投資於小型及新興增長公司的股本證券。貨幣風險靈活管理。

貝萊德環球特別時機基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 環球特別時機基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於全球 (無指定國家、地區或資本限制) 的股權證券。貨幣風險將靈活管理。

貝萊德環球特別時機基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 環球特別時機基金 - 歐元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於全球 (無指定國家、地區或資本限制) 的股權證券。貨幣風險將靈活管理。

富蘭克林鄧普頓投資基金 - 富蘭克林鄧普頓環球增長價值基金 - A累算

參考編號︰32TU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林鄧普頓環球增長價值基金 - A累算管理年費：1.50%投資目標︰本基金主要投資在股票證劵及可換股債務證劵，並跟隨一個定量模式進行資產分佈，於「價值」與「增長」股之間分配資產，以達致長線資本增值的目標。

富蘭克林鄧普頓投資基金 - 富蘭克林互惠指標基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林互惠指標基金 - A累算管理年費：1.50%投資目標︰基金的目標以資本增長為主，收益為輔。基金主要投資於普通股、優先股及可兌換為普通股或優先股的債務證券，以達致其投資目標。此外，基金亦可能會投資於涉及收購、合併，清盤，重組的公司的證券。基金將通常不可以投資超過其淨資產的20%於非美國發行商所發行的證券。

富蘭克林鄧普頓投資基金 - 富蘭克林互惠環球探索基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林互惠環球探索基金 - A累算管理年費：1.50%投資目標︰基金的投資目標為資本增值。基金主要投資於普通股、優先股及可兌換為普通股或優先股的債務證券，以達致其投資目標。此外，基金亦可能會投資於涉及收購、合併、清盤、重組的公司的證券。基金可將其100%的資產投資於非美國發行機構。

投資選擇資料


天達環球策略基金 - 環球動力基金 - A 累積股份

參考編號︰06IU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：天達環球策略基金 - 環球動力基金 - A 累積股份管理年費：1.50%投資目標︰天達GSF環球動力基金以全球股票投資為主，旨在提供長線資本增長。本基金會時常被管理監控，其中最少三分之二的資金會投資在股票巿場。

天達環球策略基金 - 環球策略股票基金 - A累積股份


相連基金資料名稱：天達環球策略基金 - 環球策略股票基金 - A累積股份管理年費：1.50%投資目標︰天達GSF環球策略股票基金旨在透過在全球投資於能改善運作或結構，因而預期會增加基本盈利能力及持股值之上市公司之股票，以獲長期資本增值。

木星全球基金 - 木星氣候變遷基金 - L 美元

參考編號︰01UU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：木星全球基金 - 木星氣候變遷基金 - L 美元管理年費：1.50%投資目標︰在全球投資於從環境可持續發展及氣候變遷中受惠的公司，以實現長期資本增值。

百達 - 精選品牌 - P 美元

參考編號︰08PU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：百達 - 精選品牌 - P 美元管理年費：1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，投資於由從事優質品牌行業並提供優質服務和產品的公司所發行的股份，以達致資本增長。此成分基金的投資並沒有地域上的限制。

百達 - 精選品牌 - P 歐元

參考編號︰07PE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：百達 - 精選品牌 - P 歐元管理年費：1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，投資於由從事優質品牌行業並提供優質服務和產品的公司所發行的股份，以達致資本增長。此成分基金的投資並沒有地域上的限制。

施羅德環球基金系列 - 環球氣候變化策略基金 - A1股

參考編號︰01CU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：施羅德環球基金系列 - 環球氣候變化策略 - A1股管理年費：2.00%投資目標︰主要透過投資於因致力適應或限制全球氣候變化帶來之影響而受惠的全球各地發行商的股本證券，以提供資本增值。

施羅德環球基金系列 - 環球進取股票 - A1股


相連基金資料名稱：施羅德環球基金系列 - 環球進取股票 - A1股管理年費：2.00%投資目標︰主要投資於全球各地公司的股本和股本相關證券以提供資本增值。

標準人壽投資環球SICAV環球股票基金 - A類

參考編號︰08YU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：標準人壽投資環球SICAV環球股票基金 - A類管理年費：1.40%投資目標︰基金的目標是利用其股票投資組合的資本增值使股價長期增長。基金主要透過投資於在認可股票交易所註冊的企業之股票及與股票相關之證券以實現該目標。


股票 – 環球中小型企業

貝萊德環球小型企業基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 環球小型企業基金 - 美元 (A2股)管理年費：1.50%投資目標︰環球小型企業基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地較小市值公司的股本證券。較小市值公司指於購入時在全球股票市場的市值排名位於最低的20%的公司。雖然基金的大部份投資料會集中於全球發達市場的公司，但仍可投資於全球的新興市場。貨幣風險將靈活管理。

貝萊德環球小型企業基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 環球小型企業基金 - 歐元 (A2股)管理年費：1.50%投資目標︰環球小型企業基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地較小市值公司的股本證券。較小市值公司指於購入時在全球股票市場的市值排名位於最低的20%的公司。雖然基金的大部份投資料會集中於全球發達市場的公司，但仍可投資於全球的新興市場。貨幣風險將靈活管理。

富蘭克林鄧普頓投資基金 - 鄧普頓環球小型公司基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓環球小型公司基金 - A累算管理年費：1.50%投資目標︰相連基金透過投資於環球小型公司 (投資時市值於二十億美元或以下的公司) 之股票證券及債券承擔以尋求長線資本增值。

股票 – 北美

安本環球 - 美國股票基金 - A2股


相連基金資料名稱：安本環球 - 美國股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在美國設有註冊辦事處的公司；及／或在美國進行大部份業務活動的公司；及／或其大部份資產來自在美國設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是美元。

貝萊德美國靈活股票基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 美國靈活股票基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在美國註冊或從事大部分經濟活動的公司的股權證券。基金通常會投資於投資顧問認為具增長力或具有價值的證券，並會視乎市場前景側重投資其中一類的證券。


貝萊德美國靈活股票基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 美國靈活股票基金 - 歐元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在美國註冊或從事大部分經濟活動的公司的股權證券。基金通常會投資於投資顧問認為具增長力或具有價值的證券，並會視乎市場前景側重投資其中一類的證券。

富蘭克林鄧普頓投資基金 - 富蘭克林美國機會基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林美國機會基金 - A累算管理年費：1.50%投資目標︰基金透過投資於美國具有迅速增長、盈利上升，或較一般股份優秀或具增長潛力的公司股票證券，以達致資本增值的目標。

美盛資金管理價值基金 - A類累積

參考編號︰05LU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：美盛環球基金系列 - 美盛資金管理價值基金 - A類累積管理年費：1.35%投資目標︰本基金透過主要投資於投資經理認為其內在價值被低估的美國發行發行的證券，以達致長期資本增長。

美盛凱利美國增值基金 - A類累積


相連基金資料名稱：美盛環球基金系列 - 美盛凱利美國增值基金 - A類累積管理年費：1.25%投資目標︰本基金透過將其資產總值至少70%投資於中型及大型美國公司的股本證券，但亦可投資於小型市值公司，以達致長期資本增值。副投資經理將從增長及價值股中物色投資項目，主要包括在其行業領域具有主導地位的藍籌公司。

荷寶美國卓越股票 - D

參考編號︰07OU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：Robeco Capital Growth Funds - 荷寶美國卓越股票 - D - 美元管理年費：1.50%投資目標︰子基金將其總資產最少三分之二投資於註冊辦事處設於美國，或在美國進行其主要經濟活動的公司的股票，以達到長期資本增值的目標。子基金將專注投資於估值偏低，並結合吸引估值與改變動力的公司。這些公司可以是大型、中型及小型公司。

施羅德環球基金系列 - 美國大型股 - A1股


相連基金資料名稱：施羅德環球基金系列 - 美國大型股 - A1股管理年費：2.00%投資目標︰主要透過投資於美國大型公司的股本證券，以提供資本增值。大型公司指基金購入該等證券時，有關公司是美國市場中市值最高的85%之公司。

施羅德環球基金系列 - 美國中小型股票 - A1股


相連基金資料名稱：施羅德環球基金系列 - 美國中小型股票 - A1股管理年費：2.00%投資目標︰主要投資於中小型美國公司的股本證券，以提供資本增值。美國中小型公司為購入時其市值是美國市場中市值最小的40%之美國公司。


股票 – 歐洲

安本環球 - 歐洲股票基金 - A2股

參考編號︰05AE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：安本環球 - 歐洲股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在歐洲設有註冊辦事處的公司；及／或在歐洲進行大部份業務活動的公司；及／或其大部份資產來自在歐洲設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是歐羅。

安本環球 - 英國股票基金 - A2股

參考編號︰09AP單位價格貨幣︰英鎊估值日：每營業日

相連基金資料名稱：安本環球 - 英國股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在英國設有註冊辦事處的公司；及／或在英國進行大部份業務活動的公司；及／或其大部份資產來自在英國設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券。基金的基本貨幣是英鎊。

貝萊德歐陸靈活股票基金 - 歐羅 (A2股)


相連基金資料名稱：貝萊德全球基金 - 歐陸靈活股票基金 - 歐羅 (A2 股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在歐洲 (不包括英國) 註冊或從事大部分經濟活動的公司的股權證券。基金通常會投資於投資顧問認為具增長力或具有價值的證券，並會視乎市場前景側重投資其中一類證券。

貝萊德歐洲價值型基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 歐洲價值型基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。相連基金將總資產不少於70%投資於在歐洲註冊或從事大部分經濟活動的公司股權證券，基金側重於投資顧問認為估價偏低而具有內在投資價值的公司。

貝萊德歐洲價值型基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 歐洲價值型基金 - 歐元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。相連基金將總資產不少於70%投資於在歐洲註冊或從事大部分經濟活動的公司股權證券，基金側重於投資顧問認為估價偏低而具有內在投資價值的公司。

富達基金 - 歐洲動力增長基金 - A類別股份 - 累積

參考編號︰26FE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：富達基金 - 歐洲動力增長基金 - A類別股份 - 累積管理年費：1.50%投資目標︰基金旨在透過首要投資於總公司設於歐洲，或在歐洲經營主要業務的企業的積極管理組合，以提供長線資本增長。基金一般偏重市值介乎10億至100億歐元的中型公司。

富達基金 - 歐元藍籌基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱：富達基金 - 歐元藍籌基金 - A類別股份 - 累積 - 歐元管理年費：1.50%投資目標︰基金首要投資於歐洲貨幣聯盟成員國發行的藍籌證券，主要以歐元結算，目前為十二個成員國，若將來其他國家加入歐盟，基金亦會考慮投資於此等國家。

富達基金 - 歐洲進取基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱：富達基金 - 歐洲進取基金 - A類別股份 - 累積 - 歐元管理年費：1.50%投資目標︰基金首要投資於歐洲公司的股票證券。根據進取方針，基金經理可自由選擇投資於不同規模及從事不同行業的公司。由於基金將會集中投資於少數之公司，所以基金之投資組合比較集中。適合能接受較高投資風險的投資者。


富達基金 - 法國基金 - A - 累積

參考編號：27FE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：富達基金 - 法國基金 - A - 累積管理年費：1.50%投資目標︰首要投資於法國股票證券。

富達基金 - 西班牙／葡萄牙基金 - A類別股份 - 累積


相連基金資料名稱：富達基金 - 西班牙／葡萄牙基金 - A類別股份 - 累積管理年費：1.50%投資目標︰首要投資於西班牙／葡萄牙股票證券。

富達基金 - 意大利基金 - A類別股份


相連基金資料名稱：富達基金 - 意大利基金 - A類別股份管理年費：1.50%投資目標︰首要投資於意大利股票證券。

富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算

參考編號：30TU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算管理年費：1.50%投資目標︰本基金主要投資於位於歐洲各地的中小型增長公司的股票證劵及與股票有關的證劵，以達致資本增值之目標。

富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算 - 歐元

參考編號：31TE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林歐洲中小型公司增長基金 - A累算 - 歐元管理年費：1.50%投資目標︰本基金主要投資於位於歐洲各地的中小型增長公司的股票證劵及與股票有關的證劵，以達致資本增值之目標。

富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算

參考編號：05TU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算管理年費：1.50%投資目標︰基金的投資目標是資本增值為主，收益為輔。基金將主要投資於在歐洲國家成立或進行主要活動的公司，並購入其公司的股票及可轉換為普通股或優先股的債券證券。

富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算 - 歐元


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林互惠歐洲基金 - A累算 - 歐元管理年費：1.50%投資目標︰基金的投資目標是資本增值為主，收益為輔。基金將主要投資於在歐洲國家成立或進行主要活動的公司，並購入其公司的股票及可轉換為普通股或優先股的債券證券。

富蘭克林鄧普頓投資基金 - 鄧普頓歐元區基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓歐元區基金 - A累算管理年費：1.50%投資目標︰基金主要透過投資於由歐洲貨幣聯盟成員國家包括政府及企業發行商所發行的股票及債務證券，以達到長線資本增值之目標。


木星全球基金 - 木星歐洲增長基金 - L 歐元

參考編號：02UE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：木星全球基金 - 木星歐洲增長基金 - L 歐元管理年費：1.50%投資目標︰通過發掘歐洲的特別投資機遇，實現長期資本增值。

木星全球基金 - 木星歐洲增長基金 - L英鎊

參考編號：03UP單位價格貨幣︰英鎊估值日：每營業日

相連基金資料名稱：木星全球基金 - 木星歐洲增長基金 - L英鎊管理年費：1.50%投資目標︰通過發掘歐洲的特別投資機遇，實現長期資本增值。

木星全球基金 - 木星歐洲機遇基金 - L 歐元

參考編號：04UE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：木星全球基金 - 木星歐洲機遇基金 - L 歐元管理年費：1.50%投資目標︰通過投資於在歐洲證券交易所上市公司，以實現長期資本增值。

標準人壽投資環球SICAV歐洲股票基金 - A類

參考編號︰04YE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：標準人壽投資環球SICAV歐洲股票基金 - A類管理年費：1.40%投資目標︰基金的目標是利用其股票投資組合的資本增值使股價長期增長。基金主要透過投資於在歐洲註冊 (或包括歐洲新興市場) 的企業之股票及股票相關證券，或大部份收益或溢利來自歐洲業務或於當地擁有大部份資產的公司之股票及股票相關證券以實現該目標。

標準人壽投資環球SICAV歐洲小型公司基金 - A類


相連基金資料名稱：標準人壽投資環球SICAV歐洲小型公司基金 - A類管理年費︰1.80%投資目標︰基金的投資目標是透過相關投資組合資本增長取得股價的長期升值。而實現這一目標，主要是透過投資於設在歐洲各個或於歐洲各個 (包括英個及歐洲新興市場) 上市的小型歐洲公司股票及股權相關證券，或很大部份收益或溢利來自歐洲業務或很大部份資產設在歐洲的公司。

創利德英國基金

參考編號︰04XP單位價格貨幣︰英鎊估值日：每營業日

相連基金資料名稱：Threadneedle Investment Funds ICVC - 英國基金管理年費：1.50%投資目標︰受權公司董事的投資政策主要為將基金的資產投資於在英國居駐或大部分業務均在英國的公司的股票。倘受權公司董事認為適宜，基金亦會投資於其他證券 (包括定息證券、其他股票及貨幣市場證券)。

創利德英國發展與收入基金


相連基金資料名稱：Threadneedle Investment Funds ICVC - 英國發展與收入基金管理年費：1.50%投資目標︰受權公司董事的投資政策主要為將基金的資產投資於英國的大市值「籃籌股」公司，倘情況合適，亦包括主要於英國的小型及中型公司。

創利德英國選擇基金


相連基金資料名稱：Threadneedle Investment Funds ICVC - 英國選擇基金管理年費：1.50%投資目標︰受權公司董事的投資政策主要為將基金的資產投資於集中及積極管理的投資組合以達到增長的目的。精選的投資方式可能意味著，受權公司董事可靈活購入可能引致波動程度增加的重大股份持倉或行業持倉。基金主要投資於在英國居駐或大部分業務均在英國的公司的股票。倘受權公司董事認為適宜，基金亦會投資於其他證券 (包括定息證券、其他股票及貨幣市場證券)。


創利德英國較小公司基金


相連基金資料名稱：Threadneedle Investment Funds ICVC - 英國較小公司基金管理年費：1.50%投資目標︰受權公司董事的投資政策主要為將基金的資產投資於在英國居駐或大部分業務均在英國的較小公司的股票。倘受權公司董事認為適宜，亦可進一步將最多三分之一基金總資產投資於其他證券 (包括定息證券、其他股票及貨幣市場證券)。為資金流動的目的，基金可投資於現金或近似現金。

股票 – 亞太地區

安本環球 - 亞太股票基金 - A2股


相連基金資料名稱：安本環球 - 亞太股票基金 - A2股管理年費：1.75%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在亞太區國家 (不包括日本) 設有註冊辦事處的公司；及／或在亞太區國家 (不包括日本) 進行大部份業務活動的公司；及／或其大部份資產來自在亞太區國家 (不包括日本) 設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是美元。

安本環球 - 亞洲小型公司基金 - A2股


相連基金資料名稱：安本環球 - 亞洲小型公司基金 - A2股管理年費：1.75%投資目標︰本基金的投資目標是「通過將基金至少三分之二的資產，投資於在亞太區國家 (不包括日本) 設有註冊辦事處的小型公司；及／或在亞太區國家 (不包括日本) 進行大部份業務活動的小型公司；及／或其大部份資產來自在亞太區國家 (不包括日本) 設有註冊辦事處的小型公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。就本基金而言，小型公司的定義為於首次投資日期以本基金的基本貨幣計算的市值少於25億美元，及最高市值為50億美元的公司。#

# 市值少於25億美元指作出首次投資時的市值。最高市值為50億美元指隨後任何時間的市值。

德盛新興亞洲股票基金 - A類收息股份 (美元)

參考編號︰17ZU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：德盛全球投資基金 - 德盛新興亞洲股票基金 - A類收息股份 (美元)管理年費：1.75%投資目標︰附屬基金的投資目標，乃達致長期資本增值。附屬基金將遵照投資原則的架構而以亞洲發展中國家股票市場為主要投資對象，以達致投資目標。

德盛總回報亞洲股票基金 - AT類累積股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛總回報亞洲股票基金 - AT類累積股份 (美元)管理年費：1.75%投資目標︰本附屬基金的投資政策，乃達致長期資本增值和收益。附屬基金將主要透過投資於大韓民國、台灣、泰國、香港、馬來西亞、印尼、菲律賓、新加坡及中國股票市場以達致投資目標。


德盛小龍基金 - AT類累積股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛小龍基金 - AT類累積股份 (美元)管理年費：2.75%投資目標︰本附屬基金的投資目標，乃達致長期資本增值。附屬基金將主要透過亞洲 (日本除外) 國家相關小型及中型股票市場投資以達致投資目標。

霸菱大東協基金 - A類別美元收益

參考編號︰04RU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：霸菱國際傘子基金 - 霸菱大東協基金 - A類別美元收益管理年費：1.25%投資目標︰基金的投資目標是透過投資於經理認為將從經濟增長及地區發展中受惠的亞洲公司，在資產價值中達致長期資本增長。經理的政策是主要投資於已在東南亞國協會 (ASEAN，Association of South-East Asian Nations) 成員國的交易所上巿或買賣及註冊成立的公司，或在該等國家擁有大部份資產或其他權益的公司的股票。 ASEAN的成員國包括新加坡、泰國、菲律賓、馬來西亞、印尼及越南。

貝萊德亞洲巨龍基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 亞洲巨龍基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在亞洲 (日本除外) 註冊或從事大部分經濟活動的公司之股權證券。

貝萊德亞洲巨龍基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 亞洲巨龍基金 - 歐元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在亞洲 (日本除外) 註冊或從事大部分經濟活動的公司之股權證券。

貝萊德亞太股票入息基金 - 英鎊 (A2股)

參考編號︰58MP單位價格貨幣︰英鎊估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 亞太股票入息基金 - 英鎊 (A2股)管理年費：1.50%投資目標︰基金以在不損害長期資本增長的情況下爭取股票投資獲取高於平均的收益為目標。基金將不少於70%的總資產投資於在亞太區 (不包括日本) 註冊或從事大部份經濟活動的公司之股本證券。此基金派付的入息並未扣除開支。

貝萊德亞太股票入息基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 亞太股票入息基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以在不損害長期資本增長的情況下爭取股票投資獲取高於平均的收益為目標。基金將不少於70%的總資產投資於在亞太區 (不包括日本) 註冊或從事大部份經濟活動的公司之股本證券。此基金派付的入息並未扣除開支。

首域亞洲股本優點基金 - I股 - 派息

參考編號︰02SU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：首域環球傘子基金有限公司 - 首域亞洲股本優點基金 - I股 - 派息管理年費：1.50%投資目標︰基金主要投資於亞太區 (不包括日本) 證券。有關企業乃按其優厚股息收益率及長線資本增值潛力而挑選。

富達基金 - 東協基金 - A類別股份 - 累積 - 美元

參考編號︰14FU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：富達基金 - 東協基金 - A類別股份 - 累積 - 美元管理年費：1.50%投資目標︰基金首要投資於在新加坡、馬來西亞、泰國、菲律賓、印尼證券交易所掛牌的股票證券。


富達基金 - 亞太股息基金 - A類別股份


相連基金資料名稱：富達基金 - 亞太股息基金 - A類別股份管理年費：1.50%投資目標︰基金首要透過投資在總部設於亞太區，或於區內經營主要業務的公司的收益性股票，以達致賺取收益及長遠資本增長的目標。投資經理會挑選他們認為股價可望上升，而且股息吸引的投資。

富達基金 - 亞洲特別機會基金 - A類別股份 - 累積 - 美元


相連基金資料名稱：富達基金 - 亞洲特別機會基金 - A類別股份 - 累積 - 美元管理年費：1.50%投資目標︰基金首要投資於亞洲特別機會股份和小型增長公司 (日本除外)。特別機會股份一般在資產淨值的估價較為吸引；或其盈利潛質加上其他因素，對股價有正面影響。特別機會股份及小型增長公司以外的投資項目，可佔投資組合最多不超過25%。基金可透過富達基金 (香港) 有限公司的QFII額度，直接投資於中國A股，惟須獲得中國的相關權力機構批准。基金可把最高10%的淨資產直接投資於中國A股及B股 (直接及間接投資總額最高可佔其資產的30%)。

富達基金 - 新興亞洲基金 - A類別股份 - 累積 - 美元


相連基金資料名稱：富達基金 - 新興亞洲基金 - A類別股份 - 累積 - 美元管理年費：1.50%投資目標︰基金旨在透過首要投資於總公司設於亞洲新興國家 (即摩根士丹利新興亞洲市場指數所指的新興市場)，或在這些地區經營主要業務的企業的證券，以締造長線資本增長。

富達基金 - 新興亞洲基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱：富達基金 - 新興亞洲基金 - A類別股份 - 累積 - 歐元管理年費：1.50%投資目標︰基金旨在透過首要投資於總公司設於亞洲新興國家 (即摩根士丹利新興亞洲市場指數所指的新興市場)，或在這些地區經營主要業務的企業的證券，以締造長線資本增長。

富達基金 - 太平洋基金 - A 類別股份


相連基金資料名稱：富達基金 - 太平洋基金 - A 類別股份管理年費：1.50%投資目標︰基金首要投資於積極管理的太平洋地海岸國家股票組合，主要投資於日本、東南亞和美國。

富達基金 - 東南亞基金 - A類別股份 - 累積 - 美元


相連基金資料名稱：富達基金 - 東南亞基金 - A類別股份 - 累積 - 美元管理年費：1.50%投資目標︰基金首要投資於在太平洋盤地 (日本除外) 證券交易所掛牌的股票證券。基金可把最高10%的淨資產直接投資於中國A股及B股 (直接及間接投資總額最高可佔其資產的30%)。

富達基金 - 東南亞基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱：富達基金 - 東南亞基金 - A類別股份 - 累積 - 歐元管理年費：1.50%投資目標︰基金首要投資於在太平洋盤地 (日本除外) 證券交易所掛牌的股票證券。基金可把最高10%的淨資產直接投資於中國A股及B股 (直接及間接投資總額最高可佔其資產的30%)。

富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算管理年費：1.85%投資目標︰基金透過投資於亞洲 (不包括澳洲、新西蘭及日本) 中能獲取大部份盈利的機構，或在亞洲有主要業務的機構的股票及與股票有關的證劵，以達致資本增值的目標。


富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算 - 歐元

參考編號︰29TE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓亞洲增長基金 - A累算 - 歐元管理年費：1.85%投資目標︰基金透過投資於亞洲 (不包括澳洲、新西蘭及日本) 中能獲取大部份盈利的機構，或在亞洲有主要業務的機構的股票及與股票有關的證劵，以達致資本增值的目標。

摩根東協 (美元) (累計)

參考編號︰01JU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：摩根東協 (美元) (累計)管理年費：1.50%投資目標︰主要投資於業務重點集中在東南亞國家聯盟 (簡稱「東協」) 成員國的上市公司，以提供長期資本增值。

摩根亞一組合基金


相連基金資料名稱：摩根亞一組合基金管理年費：0.50%投資目標︰主要透過一項由JF亞洲單一市場基金組成之積極管理投資組合，尋求於不同市場狀況下，提供具競爭力的總回報。

摩根亞洲內需主題 (美元) (累計)


相連基金資料名稱：摩根亞洲內需主題 (美元) (累計)管理年費：1.50%投資目標︰基金投資於其重點業務可受惠於亞洲經濟內部增長(日本除外，但包括澳洲及紐西蘭)，或與其相關的公司證券，以提供長期資本增值。

摩根東方 (美元) (累計)


相連基金資料名稱：摩根東方 (美元) (累計)管理年費：1.50%投資目標︰主要投資於亞太區 (日本及澳洲除外) 公司之證券，為投資者提供長遠資本增值，惟當合適的投資機會出現時，經理人可不時投資於日本及澳洲。

美盛百駿亞太股票基金 - A類累積


相連基金資料名稱：美盛環球基金系列 - 美盛百駿亞太股票基金 - A類累積管理年費：1.50%投資目標︰基金透過將其資產總值至少三分之二投資於在一個或多個新興亞洲國家註冊成立或進行大部份經濟活動的公司的股本證券，以達致長期的資本增值。基金將投資於在廣泛或某特定地區的一個或數個國家，一般會分散涵蓋多個行業。

施羅德環球基金系列 - 新興亞洲基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 新興亞洲 - A1股管理年費：2.00%投資目標︰主要透過投資於亞洲新興經濟體系公司的股本和股本相關證券，以提供資本增值。

標準人壽投資環球SICAV亞洲股票基金 - A類


相連基金資料名稱：標準人壽投資環球SICAV亞洲股票基金 - A類管理年費：1.40%投資目標︰基金的目標是利用其股票投資組合的資本增值使股價長期增長。基金主要透過投資於在亞洲註冊企業之股票及股票相關證券，或大部份收益或溢利來自亞洲業務或於當地擁有大部份資產的公司之股票及股票相關證券以實現該目標。

惠理高息股票基金 - A1

參考編號︰03VU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：惠理高息股票基金 -A1管理年費：1.25%投資目標︰本基金的投資目標為透過主要投資於亞洲區內較高回報的債務及股票證券組合，為單位持有人提供資本增值。


股票 – 大中華

安本環球 - 中國股票基金 - A2股


相連基金資料名稱：安本環球 - 中國股票基金 - A2股管理年費：1.75%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在中國設有註冊辦事處的公司；及／或在中國進行大部份業務活動的公司；及／或其大部份資產來自在中國設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是美元。

法巴中國天下基金 - A股

參考編號︰13BU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：法巴曼群島投資基金SPC - 法巴中國天下基金管理年費：1.75%投資目標︰基金有意藉著積極管理的投資組合賺取總回報，組合將包括可望受惠於大中華地區，即中國內地、香港、澳門和台灣的強勁經濟增長潛力的公司。基金將主要投資於在中國、香港和其他海外市場上市的中國相關公司，亦會投資於預期將因日益提高中國業務的重要性而受惠的非中國公司。

霸菱香港中國基金 - A類別美元收益


相連基金資料名稱：霸菱國際傘子基金 - 霸菱香港中國基金 - A類別美元收益管理年費：1.25%投資目標︰本基金的目標是在資產價值中達致長期資本增長。基金將投資於已在香港或中國註冊成立的公司，或在香港或中國進行其主要經濟活動的公司的股票及股票相關證券，以達致其投資目標。經理亦可投資於在台灣註冊成立的公司或於台灣任何證券交易所上市的公司或大部分資產或其他權益均位於台灣的公司。

霸菱香港中國基金 - A類別歐元收益

參考編號︰09RE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：霸菱國際傘子基金 - 霸菱香港中國基金 - A類別歐元收益管理年費：1.25%投資目標︰本基金的目標是在資產價值中達致長期資本增長。基金將投資於已在香港或中國註冊成立的公司，或在香港或中國進行其主要經濟活動的公司的股票及股票相關證券，以達致其投資目標。經理亦可投資於在台灣註冊成立的公司或於台灣任何證券交易所上市的公司或大部分資產或其他權益均位於台灣的公司。

富蘭克林鄧普頓投資基金 - 鄧普頓中國基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓中國基金 - A累算管理年費：2.10%投資目標︰基金透過投資於中國、香港或台灣有主要辦事處的公司，或其銷售或生產的收入來自上述地區，或其大部份資產位於上述地區的公司的股票證券，以達致長遠資本增值之目標。

亨德森遠見基金 - 中國躍升基金 - A2

參考編號︰04HU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：亨德森遠見基金 - 中國躍升基金 - A2管理年費：1.20%投資目標︰中國躍升基金的投資目標是投資於主要在中國、香港及台灣上市的證券，以尋求長期的資本增值。投資經理亦可投資於在其他地方成立而在中國、香港或台灣有大量資產、業務、生產、交易活動或其他利益的公司。

荷寶中國股票 - D


相連基金資料名稱：Robeco Capital Growth Funds - 荷寶中國股票 - D - 美元管理年費：1.50%投資目標︰基金將其總資產最少三分之二投資於註冊辦事處設於中國，或在中國進行其主要經濟活動的公司的股票，以達到長期資本增值的目標。

施羅德環球基金系列 - 大中華基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 大中華 - A1股管理年費：2.00%投資目標︰主要透過投資於中華人民共和國、香港和台灣公司的股本和股本相關證券，以提供資本增值。


貝萊德中國基金 - 港元 (A2股)

參考編號︰56MH單位價格貨幣︰港元估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 中國基金 -港元 (A2股)管理年費：1.50%投資目標︰中國基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在中華人民共和國註冊或從事大部份經濟活動的公司之股本證券。

富達基金 - 中國焦點基金 - A類別股份


相連基金資料名稱：富達基金 - 中國焦點基金 - A類別股份管理年費：1.50%投資目標︰基金主要集中投資在中國及香港上市的中國公司證券，亦會投資在中國進行顯著商業活動的非中國公司證券。基金可把最高10%的淨資產直接投資於中國A股及B股（直接及間接投資總額最高可佔其資產的30%）。

首域中國增長基金 - I股


相連基金資料名稱：首域環球傘子基金有限公司 - 首域中國增長基金 - I股管理年費：2.00%投資目標︰基金主要投資於在中華人民共和國、香港、台灣、美國或經合發組織成員國受監管市場上市、買賣或交易的證券，發行該等證券的企業必須在中國擁有資產，又或其收入乃來自中國。

施羅德環球基金系列 - 中國優勢基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 中國優勢 - A1股管理年費：2.00%投資目標︰主要透過投資於在中華人民共和國設立總部和／或上市或擁有重大業務的公司股本和股本相關證券，以獲取資本增值。

股票 – 中國

德盛中國股票基金 - A類收息股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛中國股票基金 - A類收息股份 (美元)管理年費：1.75%投資目標︰此基金的投資集中於中華人民共和國 (「中國」) 相關股票。

霸菱中國精選基金


相連基金資料名稱：霸菱投資基金公眾有限公司 - 霸菱中國精選基金 - A類別 - 美元管理年費：1.50%投資目標︰本基金的投資目標是透過投資於將從經濟增長及中國發展中受惠的公司，在資產價值中達致長期資本增長。投資經理的政策是主要投資於已在中國及香港的認可交易所上巿，並在中國及香港註冊成立的公司的股票，或在中國及香港擁有大部份資產或其他權益的公司的股票。投資經理亦可能投資於設於亞太區其他地方 (日本除外)，並有從中國發展中受惠的潛力 (據投資經理的意見) 的公司的股票。

霸菱中國精選基金 - 歐元


相連基金資料名稱：霸菱投資基金公眾有限公司 - 霸菱中國精選基金 - A類別 - 歐元管理年費：1.50%投資目標︰本基金的投資目標是透過投資於將從經濟增長及中國發展中受惠的公司，在資產價值中達致長期資本增長。投資經理的政策是主要投資於已在中國及香港的認可交易所上巿，並在中國及香港註冊成立的公司的股票，或在中國及香港擁有大部份資產或其他權益的公司的股票。投資經理亦可能投資於設於亞太區其他地方 (日本除外)，並有從中國發展中受惠的潛力 (據投資經理的意見) 的公司的股票。

貝萊德中國基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 中國基金 - 美元 (A2股)管理年費：1.50%投資目標︰中國基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在中華人民共和國註冊或從事大部份經濟活動的公司之股本證券。


標準人壽投資環球SICAV中國股票基金 - A類


相連基金資料名稱：標準人壽投資環球SICAV中國股票基金 - A類管理年費：1.80%投資目標︰基金的目標是利用其股票投資組合的資本增值使股價長期增長。基金主要透過投資於在中華人民共和國註冊企業之股票及股票相關證券，或大部份收益或溢利來自中華人民共和國業務或於當地擁有大部份資產的公司之股票及股票相關證券以實現該目標。

智者之選基金 - 中華匯聚基金


相連基金資料名稱：智者之選基金 - 中華匯聚基金管理年費：1.25%投資目標︰本基金之投資目標為透過主要投資在中華人民共和國上海證券交易所及深圳證券交易所上市之A股(最高可達相關基金非現金資產的35%)及B股(最高為最近的資產淨值的35%)，以及在香港聯合交易所上市的H股為單位持有人提供長期資本增值，而當中A股會直接透過惠理基金管理香港有限公司(「QFII 持有人」)的QFII 投資額度或間接透過中國 A 股連接產品作投資。在QFII規例下，相連基金可能須受到匯出外匯資金限制的規限。相連基金於鎖定期間將被限制提取所投資的資金，而鎖定期將於2014年6月26日屆滿。於鎖定期後，相連基金可從中國匯出投資資金，然而，任何有關匯出的每月累計限額須以截至對上一個年度結束時 QFII 持有人所管理的境內資產總額的20%為限。因此，相連基金的匯出限制或會對此投資選擇的贖回要求的能力造成影響。

惠理價值基金 - C單位


相連基金資料名稱：惠理價值基金 - C單位管理年費：1.25%投資目標︰本基金採用由下而上的策略，集中投資於亞太區內（尤其大中華地區）基金經理認為其市值相對其內在價值而言有重大折讓的股票，旨在爭取持續理想回報。

股票 – 香港

德盛香港股票基金 - A類收息股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛香港股票基金 - A類收息股份 (美元)管理年費：1.75%投資目標︰此基金的投資主要集中於香港。

首域香港增長基金 - I股#


相連基金資料名稱：首域環球傘子基金有限公司 - 首域香港增長基金 - I股管理年費：1.50%投資目標︰基金主要投資於在香港聯合交易所有限公司上市又或投資經理認為在香港擁有重大資產、業務、生產活動、貿易或其他業務權益並在受監管市場買賣的證券。# 由2012年3月9日起，首域香港增長基金 – I股將停止接受任何認購及轉入之申請，直至

另行通知。首域香港增長基金 – I 股不適用於「宏聚」投資計劃。

施羅德環球基金系列 - 香港股票基金 - A1股

參考編號︰04CH單位價格貨幣︰港幣估值日：每營業日

相連基金資料名稱：施羅德環球基金系列 - 香港股票 - A1股管理年費：2.00%投資目標︰主要透過投資於香港公司的股本證券，以提供資本增值。


股票 – 日本

聯博 - 日本策略價值基金 - A股 - 美元

參考編號︰14KU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：ACMBernstein - 日本策略價值基金 - A股 - 美元管理年費：1.50%投資目標︰本基金由基金經理確定為估值偏低的日本公司的股票證券組合而成，尋求長期資本增值。基金經理的基本價值法旨在識別相對於未來盈利能力而言，價格極為吸引的證券。

聯博 - 日本策略價值基金 - A股 - 歐元

參考編號︰13KE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：ACMBernstein - 日本策略價值基金 - A股 - 歐元管理年費：1.50%投資目標︰本基金由基金經理確定為估值偏低的日本公司的股票證券組合而成，尋求長期資本增值。基金經理的基本價值法旨在識別相對於未來盈利能力而言，價格極為吸引的證券。

安本環球 - 日本股票基金 - A2股

參考編號︰07AY單位價格貨幣︰日元估值日：每營業日

相連基金資料名稱：安本環球 - 日本股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在日本設有註冊辦事處的公司；及／或在日本進行大部份業務活動的公司；及／或其大部份資產來自在日本設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是日圓。

貝萊德日本中小型企業特別時機基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 日本中小型企業特別時機基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在日本註冊或從事大部分經濟活動的中小型市值公司之股權證券。中小型市值公司指於購入時佔日本股票市場市值最小30%的公司。

貝萊德日本中小型企業特別時機基金 - 日元 (A2股)

參考編號︰41MY單位價格貨幣︰日元估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 日本中小型企業特別時機基金 - 日元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在日本註冊或從事大部分經濟活動的中小型市值公司之股權證券。中小型市值公司指於購入時佔日本股票市場市值最小30%的公司。

貝萊德日本價值型基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 -日本價值型基金 - 美元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在日本註冊或從事大部分經濟活動的公司的股權證券，基金側重於投資顧問認為估價偏低而具有內在投資價值的公司。

貝萊德日本價值型基金 - 日元 (A2股)

參考編號︰42MY單位價格貨幣︰日元估值日：每營業日

相連基金資料名稱：貝萊德全球基金 - 日本價值型基金 - 日元 (A2股)管理年費：1.50%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在日本註冊或從事大部分經濟活動的公司的股權證券，基金側重於投資顧問認為估價偏低而具有內在投資價值的公司。

富達基金 - 日本基金 - A類別股份 - 累積 - 日元

參考編號︰08FY單位價格貨幣︰日元估值日：每營業日

相連基金資料名稱：富達基金 - 日本基金 - A類別股份 - 累積 - 日元管理年費：1.50%投資目標︰基金首要投資於日本股票證。


股票 – 印度

安本環球 - 印度股票基金 - A2股


相連基金資料名稱：安本環球 - 印度股票基金 - A2股管理年費：1.75%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在印度設有註冊辦事處的公司；及／或在印度進行大部份業務活動的公司；及／或其大部份資產來自在印度設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是美元。

聯博 - 印度增長基金 - A股 - 美元


相連基金資料名稱：ACMBernstein SICAV - 印度增長基金 - A股 - 美元管理年費：1.75%投資目標︰本基金的投資目標，是主要透過投資於本基金相信可從正迅速解放的印度經濟增長中獲益，並在新環境中顯示出適應能力和競爭力之印度公司的股票及／或股票相關的證券組合，尋求長期資本增值。

聯博 - 印度增長基金 - A股 - 歐元


相連基金資料名稱：ACMBernstein SICAV - 印度增長基金 - A股 - 歐元管理年費：1.75%投資目標︰本基金的投資目標，是主要透過投資於本基金相信可從正迅速解放的印度經濟增長中獲益，並在新環境中顯示出適應能力和競爭力之印度公司的股票及／或股票相關的證券組合，尋求長期資本增值。

富達基金 - 印度焦點基金 - A類別股份


相連基金資料名稱：富達基金 - 印度焦點基金 - A類別股份管理年費：1.50%投資目標︰基金旨在透過主要投資於印度上市的印度公司股票證券，以及在印度進行顯著商業活動的非印度公司證券，以達致長線增長的目標。

富蘭克林鄧普頓投資基金 - 富蘭克林印度基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林印度基金 - A累算管理年費：1.50%投資目標︰基金主要投資於在印度成立或以印度為主要營商地的機構之股票證券，以達資本增值之目標。

摩根印度 (美元) (累計)


相連基金資料名稱：摩根印度 (美元) (累計)管理年費：1.50%投資目標︰主要投資於與印度經濟相關的公司，包括在印度及印支大陸其他市場上市的公司，以提供長期資本增值。

木星全球基金 - 木星印度精選基金 - L 美元


相連基金資料名稱：木星全球基金 - 木星印度精選基金 - L 美元管理年費：1.75%投資目標︰通過主要投資於印度及把握巴基斯坦、孟加拉共和國、斯里蘭卡、不丹、尼泊爾及馬爾代夫的精選投資機遇，以實現長期資本增值。


股票 – 韓國

富蘭克林鄧普頓投資基金 - 鄧普頓韓國基金 - A 累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓韓國基金 - A 累算管理年費：2.10%投資目標︰基金透過投資於韓國公司股票或在韓國擁有大量資產、盈利、利潤或業務活動的公司所發行之股票，以達致長遠資本增值之目標。

摩根南韓 (美元) (累計)


相連基金資料名稱：摩根南韓 (美元) (累計)管理年費：1.50%投資目標︰主要投資於在南韓證券交易所或場外市場買賣的股票，以提供長期資本增值。

未來資產韓國股票基金 - A類

參考編號︰01EU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱：未來資產環球「搜 ● 選」系列 - 未來資產韓國股票基金 - A類管理年費：1.50%投資目標︰基金旨在透過集中投資於韓國註冊或從事大部分經濟活動的企業股票及股票相關證券，從而達致長線資本增長。

股票 – 亞太地區單一市場（其他）

安本環球 - 澳洲股票基金 - A2股

參考編號︰03AA單位價格貨幣︰澳元估值日：每營業日

相連基金資料名稱：安本環球 - 澳洲股票基金 - A2股管理年費：1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於在澳洲或紐西蘭設有註冊辦事處的公司；及／或在澳洲或紐西蘭進行大部份業務活動的公司；及／或其大部份資產來自在澳洲或紐西蘭設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是澳元。

德盛印尼股票基金 - A類收息股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛印尼股票基金 - A類收息股份 (美元)管理年費：1.75%投資目標︰此基金的投資集中於印尼股票市場。

德盛泰國股票基金 - A類收息股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛泰國股票基金 - A類收息股份 (美元)管理年費︰1.75%投資目標︰本基金的投資目標，乃達致長期資本增值。本基金將主要透過投資於泰國股票市場，以達致投資目標。

富達基金 - 印尼基金 - A類別股份 - 美元


相連基金資料名稱：富達基金 - 印尼基金 - A類別股份 - 美元管理年費：1.50%投資目標︰基金首要投資於印尼股票證券。


富達基金 - 馬來西亞基金 - A類別股份 - 美元


相連基金資料名稱：富達基金 - 馬來西亞基金 - A類別股份 - 美元管理年費：1.50%投資目標︰基金首要投資於馬來西亞股票證券。

富達基金 - 台灣基金 - A類別股份


相連基金資料名稱：富達基金 - 台灣基金 - A類別股份管理年費：1.50%投資目標︰基金首要投資於台灣股票。

首域澳洲增長基金 - I股


相連基金資料名稱：首域環球傘子基金有限公司 - 首域澳洲增長基金 - I股管理年費：1.50%投資目標︰本基金主要投資於在受監管澳洲交易所上市、買賣或交易的企業證券。本基金亦可能投資於在澳洲註冊成立或以澳洲為大部分經濟活動的據點，但在全球其他受監管市場上市、買賣或交易的企業證券。本基金可投資於任何行業。

富蘭克林鄧普頓投資基金 - 鄧普頓泰國基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓泰國基金 - A累算管理年費：2.10%投資目標︰基金透過投資於在泰國證券交易所上市的公司之證券，或其他在泰國擁有大量資產、盈利、利潤或業務活動的公司，以達致長遠資本增值之目標。

摩根新加坡 (美元) - A股 (分派)


相連基金資料名稱：摩根新加坡 (美元) - A股 (分派)管理年費：1.50%投資目標︰主要投資於新加坡企業，以期提供長期資本增長。

施羅德環球基金系列 - 台灣股票基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 台灣股票 - A1股管理年費：2.00%投資目標︰主要投資於台灣公司的股本證券，以提供資本增值。


股票 – 新興市場

安本環球 - 新興市場股票基金 - A2股*


相連基金資料名稱：安本環球 - 新興市場股票基金 - A2股管理年費︰1.75%投資目標︰投資目標是「通過將本基金至少三分之二的資產，投資於在新興市場國家設有註冊辦事處的公司；及／或在新興市場國家進行大部份業務活動的公司；及／或其大部份資產來自在新興市場國家設有註冊辦事處的公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。基金的基本貨幣是美元。」

*由2013年3月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。

安本環球 - 新興市場小型公司基金 - A2股*


相連基金資料名稱：安本環球 - 新興市場小型公司基金 - A2股管理年費︰1.75%投資目標︰本基金的投資目標是通過將本基金至少三分之二的資產，投資於在新興市場國家設有註冊辦事處的小型公司；及／或在新興市場國家進行大部份業務活動的小型公司；及／或其大部份資產來自在新興市場國家設有註冊辦事處的小型公司的控股公司所發行的股票及股票相關證券，以獲得長期總回報。就本基金而言，小型公司的定義為於首次投資日期以本基金的基本貨幣計算的市值少於25億美元的公司。，及最高市值為50億美元的公司。#

# 市值少於25億美元指作出首次投資時的市值。最高市值為50億美元指隨後任何時間的市值。請參閱相連基金之銷售文件，了解新興市場的定義。

*由2013年3月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。

德盛金磚四國股票基金 - AT類累積股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛金磚四國股票基金 - AT類累積股份 (美元)管理年費︰1.75%投資目標︰此基金的投資集中於全球新興股票市場，並以巴西、俄羅斯、印度和中國為重點。

德盛金磚四國股票基金 - AT類累積股份 (歐元)

參考編號︰16ZE單位價格貨幣︰歐元估值日：每營業日

相連基金資料名稱：德盛全球投資基金 - 德盛金磚四國股票基金 - AT類累積股份 (歐元)管理年費︰1.75%投資目標︰此基金的投資集中於全球新興股票市場，並以巴西、俄羅斯、印度和中國為重點。

貝萊德新興市場基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新興市場基金 - 美元 (A2股)管理年費︰1.50%投資目標︰新興市場基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在全球新興市場註冊或從事大部份經濟活動的公司的股本證券。基金亦可投資於在發展成熟的市場註冊或從事大部份經濟活動而在新興市場經營龐大業務的公司的股本證券。

貝萊德新興市場基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新興市場基金 - 歐元 (A2股)管理年費︰1.50%投資目標︰新興市場基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在全球新興市場註冊或從事大部份經濟活動的公司的股本證券。基金亦可投資於在發展成熟的市場註冊或從事大部份經濟活動而在新興市場經營龐大業務的公司的股本證券。

貝萊德拉丁美洲基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 拉丁美洲基金 - 美元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在拉丁美洲註冊或從事大部分經濟活動的公司股權證券。


貝萊德拉丁美洲基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 拉丁美洲基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於在拉丁美洲註冊或從事大部分經濟活動的公司股權證券。

富達基金 - 新興市場基金 - A類別股份


相連基金資料名稱：富達基金 - 新興市場基金 - A類別股份管理年費︰1.50%投資目標︰基金首要投資於新興市場，包括拉丁美洲、東南亞、非洲、東歐 (包括俄羅斯) 和中東。

富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 美元


相連基金資料名稱：富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 美元管理年費︰1.50%投資目標︰基金旨在透過主要投資於總公司設於歐洲中部、東部和南部(包括俄羅斯)、中東及非洲等新興國家(包括摩根士丹利新興歐洲、中東及非洲指數所指的新興市場)，或在這些地區經營主要業務的企業證券，以締造長線資本增長。

富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱：富達基金 - 新興「歐非中東」基金 - A類別股份 - 累積 - 歐元管理年費︰1.50%投資目標︰基金旨在透過主要投資於總公司設於歐洲中部、東部和南部(包括俄羅斯)、中東及非洲等新興國家(包括摩根士丹利新興歐洲、中東及非洲指數所指的新興市場)，或在這些地區經營主要業務的企業證券，以締造長線資本增長。

首域全球新興市場領先基金 - I股*


相連基金資料名稱：首域環球傘子基金有限公司 - 首域全球新興市場領先基金 - I股管理年費︰1.50%投資目標︰該基金主要投資於新興經濟體系大型及中型企業的證券，包括在具規模市場交易所上市而其業務主要在新興市場國家進行的企業的證券。該等證券乃主要在歐洲經濟區、巴西、哥倫比亞、中國、捷克共和國、埃及、希臘、香港、匈牙利、印度、印尼、以色列、南韓、馬來西亞、墨西哥、秘魯、菲律賓、葡萄牙、波蘭、新加坡、南非、斯里蘭卡、泰國、台灣、土耳其及美國的受監管市場上市、買賣或交易。* 由2013年9月4日起，本投資選擇將停止接受任何認購及轉入之申請，直至另行通知。

法巴 - 巴西股票基金 - 經典資本 - 美元


相連基金資料名稱：百利達 - 巴西股票基金 - 經典資本 - 美元管理年費︰1.75%投資目標︰追求中期資本增值。子基金投資其資產的最少三分之二於由註冊辦事處設於巴西，或其重大部分業務在巴西經營的公司所發行的股票及／或被視為等同於股票的證券，子基金亦會投資於該類資產的衍生工具。其餘資產 (即其資產的最多三分之一) 可投資於任何其他可轉讓證券、貨幣市場工具、衍生工具或現金，並可將不多於資產的15%投資於任何種類的債務證券，以將不多於資產的10%投資於UCITS或UCIs。上文所述之投資政策在子基金清盤或合併前的兩個月期間內可能有所偏離。


法巴巴西股票基金 - 經典資本 - 歐元

參考編號︰23BE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：法巴巴西股票基金 - 經典資本 - 歐元管理年費︰1.75%投資目標︰追求中期資本增值。子基金投資其資產的最少三分之二於由註冊辦事處設於巴西，或其重大部分業務在巴西經營的公司所發行的股票及／或被視為等同於股票的證券，子基金亦會投資於該類資產的衍生工具。其餘資產 (即其資產的最多三分之一) 可投資於任何其他可轉讓證券、貨幣市場工具、衍生工具或現金，並可將不多於資產的15%投資於任何種類的債務證券，以將不多於資產的10%投資於UCITS或UCIs。上文所述之投資政策在子基金清盤或合併前的兩個月期間內可能有所偏離。

富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算管理年費︰2.00%投資目標︰基金旨在謀求長線的資本增值，主要投資於 (i) 在中東北非國家註冊之公司，及／或 (ii) 在中東北非國家進行大部分業務之公司的可轉讓證券 (如：股票證券及債務證券) 和金融衍生工具，投資範圍涵蓋所有市值之公司。

富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算 - 歐元


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林中東北非基金 - A累算 - 歐元管理年費︰2.00%投資目標︰基金旨在謀求長線的資本增值，主要投資於 (i) 在中東北非國家註冊之公司，及／或 (ii) 在中東北非國家進行大部分業務之公司的可轉讓證券 (如：股票證券及債務證券) 和金融衍生工具，投資範圍涵蓋所有市值之公司。

富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算管理年費︰2.10%投資目標︰基金為達致資本增值的目標，其資產均投資於巴西、俄羅斯、印度及中國 (包括台灣及香港) (“新興四強＂) 有主要辦事處的公司的股票證券，或其大部份收入或盈利均來自新興四強的經濟或其大部份資產均在新興四強的經濟。

富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算 - 歐元


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓新興四強基金 - A累算 - 歐元管理年費︰2.10%投資目標︰基金為達致資本增值的目標，其資產均投資於巴西、俄羅斯、印度及中國 (包括台灣及香港) (“新興四強＂) 有主要辦事處的公司的股票證券，或其大部份收入或盈利均來自新興四強的經濟或其大部份資產均在新興四強的經濟。

富蘭克林鄧普頓投資基金 - 鄧普頓新興市場基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓新興市場基金 - A累算管理年費︰2.10%投資目標︰本基金透過投資於發展中或新興國家的公司及政府所發行的股票及債務承擔，以達致長線資本增值之目標。

富蘭克林鄧普頓投資基金 - 鄧普頓拉丁美洲基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓拉丁美洲基金 - A累算管理年費︰1.90%投資目標︰基金透過主要投資於拉丁美洲區域內之股票和額外情況下投資債務證券，以達致長線資本增值之目標。

摩根新興歐洲、中東及非洲 (美元) - A股 (分派)


相連基金資料名稱：摩根新興歐洲、中東及非洲 (美元) - A股 (分派)管理年費︰1.50%投資目標︰主要投資於中歐、東歐及南歐新興市場、中東及非洲之公司，以期提供長期資本增值。


摩根新興中東 (美元) - A股 (分派)


相連基金資料名稱：摩根新興中東 (美元) - A股 (分派)管理年費︰1.50%投資目標︰透過主要投資於中東地區新興市場的公司，以期提供長期資本增值。

荷寶新興市場股票 - D


相連基金資料名稱：Robeco Capital Growth Funds - 荷寶新興市場股票 - D - 美元管理年費︰1.50%投資目標︰基金將其總資產最少三分之二投資於註冊辦事處設於新興國家，或在新興國家進行其主要經濟活動的公司的股票，以達到長期資本增值的目標。

荷寶新興市場股票 - D - 歐元

參考編號︰06OE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：Robeco Capital Growth Funds - 荷寶新興市場股票 - D - 歐元管理年費︰1.50%投資目標︰基金將其總資產最少三分之二投資於註冊辦事處設於新興國家，或在新興國家進行其主要經濟活動的公司的股票，以達到長期資本增值的目標。

荷寶新興市場星鑽股票 - DL


相連基金資料名稱：Robeco Capital Growth Funds - 荷寶新興市場星鑽股票 - DL - 歐元管理年費︰1.75%投資目標︰基金將其總資產最少三分之二投資於註冊辦事處設於新興國家，或在新興國家進行其主要經濟活動的公司的股票，以達到長期資本增值的目標。本基金的投資組合高度集中於小部份企業。

施羅德環球基金系列 - 金磚四國基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 金磚四國 (巴西、俄羅斯、印度、中國) - A1管理年費︰2.00%投資目標︰主要透過投資於巴西、俄羅斯、印度和中國公司的股本和股本相關證券，以提供資本增值。

施羅德環球基金系列 - 新興市場股債優勢基金 - A1股


相連基金資料名稱：施羅德環球基金系列 - 新興市場股債優勢 - A1股管理年費︰2.00%投資目標︰投資目標是提供總回報。本基金可投資於世界各地新興市場的股本和股本相關證券。本基金亦可投資於世界各地的定息證券和流動性資產作防守性目的。

股票 – 新興歐洲

霸菱東歐基金 - 菱東歐類別美元收益


相連基金資料名稱：霸菱環球傘子基金 - 霸菱東歐基金 - A類別美元收益管理年費︰1.50%投資目標︰基金的投資目標是通過一個多元化投資組合達至長期資本增值，而投資組合的成份須為位於歐洲新興市場或於該等市場有重大投資的發行商所發行的證券。投資者應要知道，投資於新興及發展中市場的基金涉及額外風險。

霸菱東歐基金 - 菱東歐類別歐元收益


相連基金資料名稱：霸菱環球傘子基金 - 霸菱東歐基金 - A類別歐元收益管理年費︰1.50%投資目標︰基金的投資目標是通過一個多元化投資組合達至長期資本增值，而投資組合的成份須為位於歐洲新興市場或於該等市場有重大投資的發行商所發行的證券。投資者應要知道，投資於新興及發展中市場的基金涉及額外風險。


貝萊德新興歐洲基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新興歐洲基金 - 美元(A2股)管理年費︰1.75%投資目標︰新興歐洲基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在歐洲新興國家註冊或從事大部份經濟活動的公司，亦可能投資於在地中海地區及鄰近地區註冊或從事大部份經濟活動的公司。

貝萊德新興歐洲基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新興歐洲基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰新興歐洲基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於在歐洲新興國家註冊或從事大部份經濟活動的公司，亦可能投資於在地中海地區及鄰近地區註冊或從事大部份經濟活動的公司。

法巴俄羅斯股票基金 - 經典資本 - 美元


相連基金資料名稱：法巴俄羅斯股票基金 - 經典資本 - 美元管理年費︰1.75%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在俄羅斯設立註冊辦事處或進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高5%的資產投資於UCITS或UCI。部份市場目前並非受監管市場，故這些市場的直接投資上限為資產淨值的10%。俄羅斯是其中一個不受監管市場，但俄羅斯證券交易所(「RTS證券交易所」)及莫斯科同業貨幣交易所(「MICEX」)則被視為受監管的俄羅斯市場，故其投資可以超過淨資產的10%。

法巴俄羅斯股票基金 - 經典資本 - 歐元


相連基金資料名稱：法巴俄羅斯股票基金 - 經典資本 - 歐元管理年費︰1.75%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在俄羅斯設立註冊辦事處或進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高5%的資產投資於UCITS或UCI。部份市場目前並非受監管市場，故這些市場的直接投資上限為資產淨值的10%。俄羅斯是其中一個不受監管市場，但俄羅斯證券交易所(「RTS 證券交易所」)及莫斯科同業貨幣交易所(「MICEX」)則被視為受監管的俄羅斯市場，故其投資可以超過淨資產的10%。

富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算管理年費︰2.10%投資目標︰基金主要投資於在東歐國家的證券交易所上市的公司證券，包括屬於前蘇聯一部份的新獨立國及俄羅斯，以達致長遠的資本增值之目標。

富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算 - 歐元


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 鄧普頓東歐基金 - A累算 - 歐元管理年費︰2.10%投資目標︰基金主要投資於在東歐國家的證券交易所上市的公司證券，包括屬於前蘇聯一部份的新獨立國及俄羅斯，以達致長遠的資本增值之目標。


摩根俄羅斯 (美元) - A股 (分派)


相連基金資料名稱：摩根俄羅斯 (美元) - A股 (分派)管理年費︰1.50%投資目標︰主要投資於俄羅斯企業的集中組合，以期提供長期資本增值。

施羅德環球基金系列 - 新興歐洲基金 - A1股

參考編號︰12CE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱：施羅德環球基金系列 - 新興歐洲 - A1股管理年費︰2.00%投資目標︰主要透過投資於在歐洲中部及東部 (包括前蘇聯市場及地中海新興市場) 公司的股本和股本相關證券，以提供資本增值。

股票 – 商品／能源行業

德盛環球農產品趨勢基金 - AT類累積股份 (美元)


相連基金資料名稱：德盛全球投資基金 - 德盛環球農產品趨勢基金 - AT類累積股份 (美元)管理年費︰1.75%投資目標︰此基金的投資集中於全球股票市場，並著眼於從事「原材料生產」或「產品加工及經銷」範疇的公司。

霸菱環球資源基金 - 菱環球類別美元收益


相連基金資料名稱：霸菱環球傘子基金 - 霸菱環球資源基金 - A類別美元收益管理年費︰1.50%投資目標︰基金的目標是投資於一個多元化的商品生產公司證券組合，以達至長期資本增值，而該等公司須從事石油、黃金、鋁、咖啡、糖一類商品的提煉、生產、加工及／或買賣業務。

霸菱環球資源基金 - 菱環球類別歐元收益


相連基金資料名稱：霸菱環球傘子基金 - 霸菱環球資源基金 - A類別歐元收益管理年費︰1.50%投資目標︰基金的目標是投資於一個多元化的商品生產公司證券組合，以達至長期資本增值，而該等公司須從事石油、黃金、鋁、咖啡、糖一類商品的提煉、生產、加工及／或買賣業務。

貝萊德新能源基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新能源基金 - 美元 (A2股)管理年費︰1.75%投資目標︰新能源基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地的新能源公司的股本證券。新能源公司指從事另類能源及能源科技的公司，包括：再生能源科技；再生能源開發商；另類燃料；能源效率；輔助能源及基礎建設。

貝萊德新能源基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 新能源基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰新能源基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地的新能源公司的股本證券。新能源公司指從事另類能源及能源科技的公司，包括：再生能源科技；再生能源開發商；另類燃料；能源效率；輔助能源及基礎建設。

貝萊德世界黃金基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界黃金基金 - 美元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事金礦業務的公司股權證券，基金亦可投資主要從事其他貴金屬或礦物及基本金屬或採礦業務的公司股權證券。基金不會實際持有黃金或其他金屬。


貝萊德世界黃金基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界黃金基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事金礦業務的公司股權證券，基金亦可投資主要從事其他貴金屬或礦物及基本金屬或採礦業務的公司股權證券。基金不會實際持有黃金或其他金屬。

貝萊德世界能源基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界能源基金 - 美元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事能源勘探、開發、生產及分銷業務的公司之股權證券。此外，基金可投資於致力開發及利用新能源技術的公司。

貝萊德世界能源基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界能源基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事能源勘探、開發、生產及分銷業務的公司之股權證券。此外，基金可投資於致力開發及利用新能源技術的公司。

貝萊德世界礦業基金 - 美元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界礦業基金 - 美元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資主要從事生產基本金屬及工業用礦物 (例如鐵礦及煤) 的礦業及金屬公司之股權證券。基金亦可持有從事黃金或其他貴金屬或礦業公司的股本權券。基金不會實際持有黃金或其他金屬。

貝萊德世界礦業基金 - 歐元 (A2股)


相連基金資料名稱：貝萊德全球基金 - 世界礦業基金 - 歐元 (A2股)管理年費︰1.75%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資主要從事生產基本金屬及工業用礦物 (例如鐵礦及煤) 的礦業及金屬公司之股權證券。基金亦可持有從事黃金或其他貴金屬或礦業公司的股本權券。基金不會實際持有黃金或其他金屬。

法巴全球商品物料股票基金 - 經典資本 - 美元


相連基金資料名稱：法巴全球商品物料股票基金 - 經典資本 - 美元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在商品物料行業 (例如包括建築和包裝物料、基本化學品、金屬、林木和造紙等)，及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。


法巴全球商品物料股票基金 - 經典資本 - 歐元


相連基金資料名稱：法巴全球商品物料股票基金 - 經典資本 - 歐元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在商品物料行業 (例如包括建築和包裝物料、基本化學品、金屬、林木和造紙等)，及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

首域全球農業基金 - I股


相連基金資料名稱：法巴全球商品物料股票基金 - 經典資本 - 歐元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在商品物料行業 (例如包括建築和包裝物料、基本化學品、金屬、林木和造紙等)，及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

首域全球資源基金 - I股


相連基金資料名稱：首域環球傘子基金有限公司 - 首域全球資源基金 - I股管理年費︰1.50%投資目標︰基金主要投資於由從事天然資源 (包括 (但不限於) 礦務、水、金屬與木材) 及能源 (包括 (但不限於) 石油、煤、氣體、核能及再生能源) 發現、開發、開採、加工或經銷，又或向天然資源及能源行業提供服務的機構所發行並在全球受監管市場上市、買賣或交易的股票。

富蘭克林鄧普頓投資基金 - 富蘭克林天然資源基金 - A累算


相連基金資料名稱：富蘭克林鄧普頓投資基金 - 富蘭克林天然資源基金 - A累算管理年費︰1.50%投資目標︰基金的投資目標為資本增值及目前收益。本基金將主要投資於股票證券及債務證券，亦將投資於以下公司的預托證券：(i) 于天然資源界別進行其大部分業務的公司及 (ii) 持有其大部分參與的交易於 (i) 所述的公司，包括小型及中型公司。

富蘭克林鄧普頓投資基金 -富蘭克林天然資源基金 - A累算 - 歐元


相連基金資料名稱：富蘭克林鄧普頓投資基金 -富蘭克林天然資源基金 - A累算 - 歐元管理年費︰1.50%投資目標︰基金的投資目標為資本增值及目前收益。本基金將主要投資於股票證券及債務證券，亦將投資於以下公司的預托證券：(i) 于天然資源界別進行其大部分業務的公司及 (ii) 持有其大部分參與的交易於 (i) 所述的公司，包括小型及中型公司。

天達環球策略基金 - 環球能源基金 - A累積股份


相連基金資料名稱：天達環球策略基金 - 環球能源基金 - A累積股份管理年費︰1.50%投資目標︰天達GSF環球能源基金主要透過投資於在世界各地參與勘探、生產或分銷石油、天然氣體及其他能源的上市公司，取得資本增值。此外亦可能投資於為能源工業服務的公司。


天達環球策略基金 - 環球黃金基金 - A累積股份


相連基金資料名稱：天達環球策略基金 - 環球黃金基金 - A累積股份管理年費︰1.50%投資目標︰天達GSF環球黃金基金旨在透過投資於全球開採黃金的公司所發行的股票，達致長線資本增長。本基金亦可投資於世界各地涉及開採其他貴重金屬、其他礦物以及金屬的公司，比重可達三分之一。

摩根亞洲資源 (美元) (累計)


相連基金資料名稱：摩根亞洲資源 (美元) (累計)管理年費︰1.50%投資目標︰主要投資於亞洲 (包括澳洲及紐西蘭) 天然資源及商品行業公司之證券，以期為投資者提供長線資本增長。

百達 - 環保能源 - P 美元


相連基金資料名稱：百達 - 環保能源 - P美元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二投資於由促進或受惠於使用低碳排放能源的公司所發行的股份，以達致資本增長。目標公司主要活躍的領域，包括促進環保基礎建設及資源、減少排放二氧化碳的技術及設備、生產、傳送及分配環保能源，以及能源效益等。

百達 - 環保能源 - P 歐元


相連基金資料名稱：百達 - 環保能源 - P歐元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二投資於由促進或受惠於使用低碳排放能源的公司所發行的股份，以達致資本增長。目標公司主要活躍的領域，包括促進環保基礎建設及資源、減少排放二氧化碳的技術及設備、生產、傳送及分配環保能源，以及能源效益等。

百達 - 林木資源 - P 美元


相連基金資料名稱：百達 - 林木資源 - P 美元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，分散投資於與林木資源相關的企業所發行的股份，當中包括積極從事林業和林區的融資、種植和管理及／或木材處理、生產和經銷建築用木材及其他由木材衍生出的服務和製品的公司，以達致資本增長。此成分基金的投資並沒有地域上的限制。

百達 - 林木資源 - P 歐元


相連基金資料名稱：百達 - 林木資源 - P 歐元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，分散投資於與林木資源相關的企業所發行的股份，當中包括積極從事林業和林區的融資、種植和管理及／或木材處理、生產和經銷建築用木材及其他由木材衍生出的服務和製品的公司，以達致資本增長。此成分基金的投資並沒有地域上的限制。

百達 - 水資源 - P 美元


相連基金資料名稱：百達 - 水資源 - P 美元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，投資於從事水資源及空氣資源行業的公司所發行的股份，以達致資本增長。此成分基金的主要投資對象是從事水供應、水處理、水科技及環境服務類的公司。

百達 - 水資源 - P 歐元


相連基金資料名稱：百達 - 水資源 - P 歐元管理年費︰1.60%投資目標︰此成分基金的目標是至少以其總資產的三分之二，投資於從事水資源及空氣資源行業的公司所發行的股份，以達致資本增長。此成分基金的主要投資對象是從事水供應、水處理、水科技及環境服務類的公司。


股票 – 消費品及服務行業

法巴全球主要消費品股票基金 - 經典資本 - 美元


相連基金資料名稱︰法巴全球主要消費品股票基金 - 經典資本 - 美元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在主要消費品、消閒及傳媒行業及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3 的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

法巴全球主要消費品股票基金 - 經典資本 - 歐元


相連基金資料名稱︰法巴全球主要消費品股票基金 - 經典資本 - 歐元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在主要消費品、消閒及傳媒行業及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

股票 – 金融行業

貝萊德世界金融基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界金融基金 - 美元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事金融服務的公司股權證券。

貝萊德世界金融基金 - 歐元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界金融基金 - 歐元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資於主要從事金融服務的公司股權證券。

RobecoSAM可持續農業股票 - D


相連基金資料名稱：Robeco Capital Growth Funds - RobecoSAM 可持續農業股票 - D - 歐元管理年費︰1.50%投資目標︰基金將其總資產最少三分之二投資於世界各地在農業中經營或從農業發展中獲利的公司的股票，包括在成熟經濟體系 (已發展市場) 以及在發展中經濟體系 (新興市場) 營運的公司的股票，以達到長期資本增值的目標。


股票 – 健康護理行業

聯博 - 國際健康護理基金 - A股 - 美元


相連基金資料名稱︰ACMBernstein SICAV - 國際健康護理基金 - A股 - 美元管理年費︰(1) 1.80%* (2) 1.75%*投資目標︰本基金透過投資於全球各地經營健康護理及衛生科學行業公司的股票證券，以尋求資本增值。本基金投資於按其資本增值機會所選出的環球公司證券。投資隊伍透過由下而上的選股程序，設法找出在研究、財務控制及營銷方面具有卓越能力的市場領導者。* 管理費以每日資產淨值之年度百分比率計算上述收費水平依次適用於 (1) 該基金資產淨值

首3億美元，(2) 該基金資產淨值當中超過3億美元部份。

聯博 - 國際健康護理基金 - A股 - 歐元


相連基金資料名稱︰ACMBernstein SICAV - 國際健康護理基金 - A股 - 歐元管理年費︰(1) 1.80%* (2) 1.75%*投資目標︰本基金透過投資於全球各地經營健康護理及衛生科學行業公司的股票證券，以尋求資本增值。本基金投資於按其資本增值機會所選出的環球公司證券。投資隊伍透過由下而上的選股程序，設法找出在研究、財務控制及營銷方面具有卓越能力的市場領導者。* 管理費以每日資產淨值之年度百分比率計算上述收費水平依次適用於 (1) 該基金資產淨值

首3億美元，(2) 該基金資產淨值當中超過3億美元部份。

貝萊德世界健康科學基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界健康科學基金 - 美元 (A2股)管理年費︰1.50%投資目標︰世界健康科學基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地主要從事保健、製藥、醫學科技及供應物料以及生物科技開發等經濟活動的公司之股本證券。貨幣風險將靈活管理。

貝萊德世界健康科學基金 - 歐元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界健康科學基金 - 歐元 (A2股)管理年費︰1.50%投資目標︰世界健康科學基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於全球各地主要從事保健、製藥、醫學科技及供應物料以及生物科技開發等經濟活動的公司之股本證券。貨幣風險將靈活管理。

木星全球基金 - 木星環球金融基金 - L美元


相連基金資料名稱︰木星全球基金 - 木星環球金融基金 - L 美元管理年費︰1.50%投資目標︰在國際上投資金融行業公司股票，以實現長期資本增值。本基金亦少量投資於地產相關公司。本基金所投資的公司，是投資經理認為價值被低估，且透過有效管理或優質產品或服務展現出良好的增長前景的公司。本基金有權出於投資目的廣泛使用各種金融衍生工具。


股票 – 基建行業

首域全球基建基金 - I股


相連基金資料名稱︰首域環球傘子基金有限公司 - 首域全球基建基金 - I股管理年費︰1.50%投資目標︰本基金為一項由上市基建及基建相關證券組成的多元化投資組合，發行該等證券的企業於全球受監管市場上市、買賣或交易。基建範疇包括 (但不限於) 公用事業 (例如水電)、高速公路及鐵路、機場服務、航運港口與服務，以及石油及燃氣儲存及運輸。

股票 – 房地產行業

富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 美元


相連基金資料名稱︰富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 美元管理年費︰1.50%投資目標︰基金透過主要投資於首要從事房地產業務的公司證券，以及其他與房地產相關的投資項目，以達致賺取收益及長線資本增長的目標。

富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 歐元


相連基金資料名稱︰富達基金 - 環球房地產基金 - A 類別股份 - 累積 - 歐元管理年費︰1.50%投資目標︰基金透過主要投資於首要從事房地產業務的公司證券，以及其他與房地產相關的投資項目，以達致賺取收益及長線資本增長的目標。

富達基金 - 環球健康護理基金 - A類別股份 - 累積 - 歐元


相連基金資料名稱︰富達基金 - 環球健康護理基金 - A類別股份 - 累積 - 歐元管理年費︰1.50%投資目標︰基金旨在透過首要投資於世界各地從事設計、製造或銷售健康護理、醫藥或生物科技的產品和服務的公司之股票證券，為投資者提供長線資本增長。

富蘭克林鄧普頓投資基金 - 富蘭克林生物科技新領域基金 - A累算


相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 富蘭克林生物科技新領域基金 - A累算管理年費︰1.50%投資目標︰基金主要投資於美國及其他國家的生物科技公司和研究發展公司的股份，及在較少程度上投資於外國或美國機構所發行的任何類別債務證券，以達致資本增值之目標。


亨德森遠見基金 - 亞太地產股票基金 - A2


相連基金資料名稱︰亨德森遠見基金 - 亞太地產股票基金 - A2管理年費︰1.20%投資目標︰基金的投資目標，是將其至少75%的資產投資於受管制市場中已上市或交易的公司或房地產投資信託基金 (或同等投資工具) 的掛牌股份，且該公司的註冊辦事處位於亞太地區及從擁有、管理及╱或開發亞太地區房地產獲取收入的主要部分，並以此尋求長期的資本增值。

亨德森遠見基金 - 亞太地產股票基金 - A2 - 歐元

參考編號︰05HE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱︰亨德森遠見基金 - 亞太地產股票基金 - A2 - 歐元管理年費︰1.20%投資目標︰基金的投資目標，是將其至少75%的資產投資於受管制市場中已上市或交易的公司或房地產投資信託基金 (或同等投資工具) 的掛牌股份，且該公司的註冊辦事處位於亞太地區及從擁有、管理及╱或開發亞太地區房地產獲取收入的主要部分，並以此尋求長期的資本增值。

亨德森遠見基金 - 環球地產股票基金 - A2


相連基金資料名稱︰亨德森遠見基金 - 環球地產股票基金 - A2管理年費︰1.20%投資目標︰基金的投資目標是投資於受管制市場中已上市或交易的公司或房地產投資信託基金 (或同等投資工具) 的掛牌股份，且該公司是從擁有、管理及╱或開發全球房地產為獲取收入的主要部分，並以此尋求長期的資本增值。

亨德森遠見基金 - 環球地產股票基金 - A2 - 歐元


相連基金資料名稱︰亨德森遠見基金 - 環球地產股票基金 - A2 - 歐元管理年費︰1.20%投資目標︰基金的投資目標是投資於受管制市場中已上市或交易的公司或房地產投資信託基金 (或同等投資工具) 的掛牌股份，且該公司是從擁有、管理及╱或開發全球房地產為獲取收入的主要部分，並以此尋求長期的資本增值。

亨德森遠見基金 - 泛歐地產股票基金 - A2


相連基金資料名稱︰亨德森遠見基金 - 泛歐地產股票基金 - A2管理年費︰1.20%投資目標︰基金的投資目標，是將其至少75%的總資產投資於受管制市場中已上市或交易的公司或房地產投資信託基金 (或同等投資工具) 的掛牌股份，且該公司的註冊辦事處位於歐洲經濟區及從擁有、管理及╱或開發歐洲房地產獲取收入的主要部份，並以此尋求長期的資本增值。

標準人壽投資環球SICAV 環球REIT 焦點基金 - A類


相連基金資料名稱︰標準人壽投資環球SICAV 環球REIT 焦點基金 - A類管理年費︰1.60%投資目標︰本基金的投資目標為透過主要投資於全球的上市封閉式房地產投資信託（「房地產投資信託」）或證券及主要從事房地產業務的公司，以從收入及資本增值取得最大的總回報。房地產投資信託一般是指在交易所上市的公司，主要擁有和管理商業或住宅物業。


股票 – 科技媒體通訊行業

安本環球 - 科技股票基金 - A2股


相連基金資料名稱︰安本環球 - 科技股票基金 - A2股管理年費︰1.75%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於涉及高科技工業的公司；及／或其在高科技工業進行大部份業務活動的公司；及／或其大部份資產來自涉及高科技工業的公司的控股公司所發行的股票及股票相關證券，以獲取長期總回報。基金的基本貨幣是美元。

貝萊德世界科技基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界科技基金 - 美元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資主要從事科技行業的公司股權證券。

貝萊德世界科技基金 - 歐元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界科技基金 - 歐元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提高總回報為目標。基金在全球將總資產不少於70%投資主要從事科技行業的公司股權證券。

首域亞洲創新基金 - I股


相連基金資料名稱︰首域環球傘子基金有限公司 - 首域亞洲創新基金 - I股管理年費︰1.75%投資目標︰基金將主要投資於亞洲地區 (不包括澳洲、新西蘭和日本) 的股票及股票相關證券，著眼於投資經理認為所生產產品或所提供服務及／或經營業務手法特別創新的公司，例如創新資本架構、創新科技運用、創新僱員獎勵計劃等，惟基金不會專門投資於某一特定行業。

富蘭克林鄧普頓投資基金 - 富蘭克林科技基金 - A累算


相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 富蘭克林科技基金 - A累算管理年費︰1.50%投資目標︰基金透過投資於可望因科技的發展、提昇和應用而受惠的公司股份，以達致資本增值之目標。

亨德森遠見基金 - 環球科技基金 - A2


相連基金資料名稱︰亨德森遠見基金 - 環球科技基金 - A2管理年費︰1.20%投資目標︰環球科技基金的投資目標是投資於技術類公司的全球多樣化投資組合中，以尋求長期的資本增值。該基金的目的是有效利用國際市場趨勢。該基金採用分散地理區域的方式，以廣泛的資產分配進行經營。該基金沒有特定可以或必須投資的地理區域，或者單個國家的金額限制。

摩根太平洋科技 (美元) (累計)


相連基金資料名稱︰摩根太平洋科技 (美元) (累計)管理年費︰1.50%投資目標︰主要投資於太平洋地區的科技公司 (包括日本)，旨在提供長期資本增值。


股票 – 公共事業

法巴全球公用事業股票基金 - 經典資本 - 美元


相連基金資料名稱︰法巴全球公用事業股票基金 - 經典資本 - 美元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在當地公共服務業及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

法巴全球公用事業股票基金 - 經典資本 - 歐元


相連基金資料名稱︰法巴全球公用事業股票基金 - 經典資本 - 歐元管理年費︰1.50%投資目標︰中線而言，提升資產價值。本子基金把其最少2/3的資產投資於在當地公共服務業及相關或關連行業進行其大部份業務活動的企業的股份或其他證券，以及這類資產的衍生金融工具。本子基金亦可把其餘部份的資產 (即最多1/3的資產) 投資於任何其他可轉讓證券、貨幣市場工具、衍生金融工具或現金，只要子基金於任何類別的債務證券的投資不超過其資產的15%，以及最高10%的資產投資於UCITS或UCI。

固定收入 – 環球

聯博 - 環球債券基金 - A2股 - 美元


相連基金資料名稱︰ACMBernstein - 環球債券基金 - A2股 - 美元管理年費︰1.10%投資目標︰本基金透過投資於一個由投資級別固定收益證券構成的環球投資組合，以取得高投資總回報。本基金持有的非美元計值債券，可以美元作對沖，從而將匯率風險減至最低。在評估證券時，基金經理會利用內部信貸分析資源，以及從其他途徑取得的財務及經濟資料。

聯博 - 環球債券基金 - A2股 - 歐元


相連基金資料名稱︰ACMBernstein - 環球債券基金 - A2股 - 歐元管理年費︰1.10%投資目標︰本基金透過投資於一個由投資級別固定收益證券構成的環球投資組合，以取得高投資總回報。本基金持有的非美元計值債券，可以美元作對沖，從而將匯率風險減至最低。在評估證券時，基金經理會利用內部信貸分析資源，以及從其他途徑取得的財務及經濟資料。

貝萊德環球政府債券基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 環球政府債券基金 - 美元 (A2股)管理年費︰0.75%投資目標︰基金以盡量提總回報為目標。基金將總資產不少於70%投資於政府及其機關在全球發行的投資級定息可轉讓證券。貨幣風險將靈活管理。

貝萊德世界債券基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 世界債券基金 - 美元 (A2股)管理年費︰0.85%投資目標︰基金以盡量提高總回報為目標。基金將總資產不少於70%投資於投資級定息可轉讓證券。貨幣風險將靈活管理。


F&C環球可換股債券基金 - 香港股份A類別

參考編號︰01QU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱︰F&C投資基金 - F&C環球可換股債券基金 - 香港股份A類別管理年費︰1.00%投資目標︰F&C環球可換股債券基金的投資目標為透過將其資產投資於由可換股債券組成的均衡組合取得高回報。

富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算


相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算管理年費︰1.05%投資目標︰基金以組合投資於全球固定及浮動利率證券、政府債券、與政府相關或由企業所發行的債券，包括可換股債券，以達致透過利率收益、資本增值及貨幣收益，來獲取最大總投資回報之目標。

富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算 - 港元

參考編號︰26TH單位價格貨幣︰港幣估值日：每營業日

相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 鄧普頓環球總收益基金 - A累算 - 港元管理年費︰1.05%投資目標︰基金以組合投資於全球固定及浮動利率證券、政府債券、與政府相關或由企業所發行的債券，包括可換股債券，以達致透過利率收益、資本增值及貨幣收益，來獲取最大總投資回報之目標。

天達環球策略基金 - 投資評級公司債券基金 - A 累積股份


相連基金資料名稱︰天達環球策略基金 - 投資評級公司債券基金 - A 累積股份管理年費︰0.75%投資目標︰天達GSF投資評級公司債券基金旨在透過多元化的定息及浮息證券投資組合以提供高收入及資本增長機會。此類證券通常以美元計價，及由發展中或已發展國家的政府、機構及公司發行。惟經適當判斷後，投資組合可包括以美元以外貨幣計價之定息證券。相關之貨幣須與美元對沖。

摩根環球可換股證券 (歐元對沖) (美元) - A股 (分派)


相連基金資料名稱︰摩根環球可換股證券 (歐元對沖) (美元) - A股 (分派)管理年費︰1.50%投資目標︰透過主要投資於一個由環球可換股證券組成的分散投資組合，以期提供回報。

美盛西方資產環球多元化策略基金 - A類累積


相連基金資料名稱︰美盛環球基金系列 - 美盛西方資產環球多元化策略基金 - A類累積管理年費︰1.10%投資目標︰基金主要投資於各主要固定收益類別，並在已發展或新興市場國家上市或買賣，以美元、日圓、英鎊、歐元及其他多種貨幣計值的債務證券，透過收益及資本增值取得最大總回報。基金將大部份資產投資於至少具標準普爾BBB評級或具同等評級的債務證券，但亦會投資於具較低評級的高收益債務證券。

PIMCO環球債券基金 - E類累積股份


相連基金資料名稱︰PIMCO Funds: Global Investors Series Plc - 環球債券基金 - E類累積股份管理年費︰1.39%投資目標︰此基金投資最少三分之二的資產於一項以全球各種主要貨幣計價的固定收益工具組成的多元化投資組合。

PIMCO總回報債券基金 - E類累積股份


相連基金資料名稱︰PIMCO Funds: Global Investors Series Plc - 總回報債券基金 - E類累積股份管理年費︰1.40%投資目標︰此基金投資最少三分之二的資產於一項由不同年期的固定收益工具組成的多元化投資組合。


標準人壽投資環球SICAV環球債券基金- A類


相連基金資料名稱︰標準人壽投資環球SICAV環球債券基金- A類管理年費︰1.00%投資目標︰該附屬基金的目標是投資於經濟合作與發展組織成員國之主權國和非官方機關發行的債務證券，以及企業可轉讓債務證券，使股價長期增長。該項基金所持的證券主要是投資級債券。附屬基金的回報來自收益再投資和資本增益。

標準人壽投資環球SICAV環球通脹掛鉤債券基金 - A類


相連基金資料名稱︰標準人壽投資環球SICAV全球通脹掛鉤債券基金- A類管理年費︰1.00%投資目標︰基金的目標是於較長期間內提供以美元計值的實質回報。基金透過主要投資於主權國發行和企業的通脹掛鉤債務而實現該目標。基金亦可投資於世界各地發行的傳統政府債券、投資級公司實體和其他孳息證券。作為輔助手段，基金可持有現金並投資於其他形式的可轉讓證券、集體投資計劃、短期債務工具、餘下到期日不超過12個月的定期交易貨幣市場票據。

固定收入 – 美元

聯博 - 美元收益基金 - A2股 - 美元


相連基金資料名稱︰ACMBernstein - 美元收益基金 - A2股 - 美元管理年費︰1.10%投資目標︰本基金主要透過分散投資於以美元計值的固定收益證券，以獲取高收益及本金增值的潛力。本基金只投資於以美元計值的固定收益證券，包括由美國境外及境內註冊發行商發行的投資級別及高收益證券。在正常市場情況下，最少50%的投資組合資產將投資於投資級別的證券。而至少有65%之資產，必須由美國境內之機構發行。

聯博 - 美元收益基金 - A2股 - 歐元


相連基金資料名稱︰ACMBernstein - 美元收益基金 - A2股 - 歐元管理年費︰1.10%投資目標︰本基金主要透過分散投資於以美元計值的固定收益證券，以獲取高收益及本金增值的潛力。本基金只投資於以美元計值的固定收益證券，包括由美國境外及境內註冊發行商發行的投資級別及高收益證券。在正常市場情況下，最少50%的投資組合資產將投資於投資級別的證券。而至少有65%之資產，必須由美國境內之機構發行。

貝萊德美元短期債券基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 美元短期債券基金 - 美元 (A2股)管理年費︰0.75%投資目標︰基金以盡量提高總回報為目標。基金將不少於80%的總資產投資於投資級定息可轉讓證券。基金將總資產不少於70%投資於以美元為單位而存續期短於五年的定息可轉讓證券。基金投資平均存續期不長於三年。基金貨幣風險將靈活管理。

貝萊德美國政府房貸債券基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 美國政府房貸債券基金 - 美元 (A2股)管理年費︰0.75%投資目標︰美國政府房貸債券基金以盡量爭取高收入為目標。基金將不少於80%的總資產投資於美國政府、政府部門或機構所發行或擔保的定息可轉讓證券，包括Government National Mortgage Association (「GNMA」) 的按揭抵押票據，以及其他代表按揭資金權益的美國政府證券，例如由Fannie Mae及Freddie Mac所發行的按揭抵押證券。基金所投資的所有證券均為美元證券。


固定收入 – 歐洲

貝萊德歐元短期債券基金 - 歐羅 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 歐元短期債券基金 - 歐羅 (A2股) 管理年費︰0.75%投資目標︰歐元短期債券基金以盡量提高總回報為目標。基金將不少於80%的總資產投資於投資級定息可轉讓證券，不少於70%的總資產投資於以歐元計價且存續期短於五年的定息可轉讓證券，而平均存續期不會超過三年。貨幣風險將靈活管理。

施羅德環球基金系列 - 歐元企業債券 - A1股


相連基金資料名稱︰施羅德環球基金系列 - 歐元企業債券 - A1股管理年費︰1.25%投資目標︰主要透過投資於由各國政府、政府機構、跨國組織和公司發行，並以歐元計價的債券和其他定息及浮息證券所組成的投資組合，以提供資本增值和收益。

標準人壽投資環球SICAV歐洲企業債券基金 - A類


相連基金資料名稱︰標準人壽投資環球SICAV歐洲企業債券基金 - A類管理年費︰1.00%投資目標︰該附屬基金的目標是透過主要投資於在歐洲國家註冊或其證券於歐洲股票交易所上市的企業和機構發行的債務證券而實現股價的長期增長。該項基金所持的證券主要是投資級債券。該附屬基金亦可投資於全球任何地方發行的政府債券、次投資級債務證券及其他附息證券。非以歐元計值的證券將通常被對沖回相應的貨幣。附屬基金的回報來自收益再投資和資本增益。

固定收入 – 亞太地區

安本環球 - 亞洲當地貨幣短期債券基金 - A2股


相連基金資料名稱︰安本環球 - 亞洲當地貨幣短期債券基金 - A2股管理年費︰1.00%投資目標︰本基金的投資目標是通過將本基金至少三分之二的資產，投資於由位於亞洲國家的政府、超國家機構或政府相關組織所發行的以亞洲當地貨幣計值的短期債券及債務相關證券，以獲得長期總回報。就本基金而言，短期之意義應指屆滿期限為3年或以下者。本基金可為對沖及／或投資目的、有效的投資組合管理及／或管理外匯風險而使用技巧及工具，惟須受Commission de Surveillance due Secteur Financier (“CSSF＂) 所訂條件及限制之規限。一般而言，該等技巧及工具包括但不限於證券借貸及反向購回交易及遠期外幣合同。

首域亞洲債券基金 - I股 - 派息


相連基金資料名稱︰首域環球傘子基金有限公司 - 首域亞洲債券基金 - I股 - 派息管理年費︰1.00%投資目標︰透過主要由亞洲政府及企業發行的定息債券及類似可轉讓票據組成的多元化投資組合，以達致長線回報。


首域亞洲優質債券基金 - I股


相連基金資料名稱︰首域環球傘子基金有限公司 - 首域亞洲優質債券基金 - I股管理年費︰1.00%投資目標︰本基金旨在透過主要由亞洲政府及企業發行的投資級別定息證券及類似可轉讓票據組成的多元化投資組合，以達致長線回報。本基金主要投資於在亞洲成立、在當地設立總部或經營主要業務的機構所發行的債務證券。本基金將投資於投資級別債務證券及可換股證券；或倘未經評級，則須獲投資經理認為質素相若。

美盛西方資產亞洲機會基金 - A類累積


相連基金資料名稱︰美盛環球基金系列 - 美盛西方資產亞洲機會基金 - A類累積管理年費︰1.10%投資目標︰基金透過將其資產總值至少70%投資於由亞洲發行人發行的債務證券，以及亞洲利率及貨幣的衍生工具，透過收益及資本增值取得最大總回報。基金主要投資於由多個亞洲已發展國家及新興亞太國家的債券證券以達致其投資目標。

施羅德環球基金系列 - 港元債券基金 - A1股

參考編號︰14CH單位價格貨幣︰港元估值日：每營業日

相連基金資料名稱︰施羅德環球基金系列 - 港元債券 - A1股管理年費︰1.25%投資目標︰主要透過投資於由各國政府、政府機構、跨國組織和公司發行，並以港元計價的債券和其他定息及浮息證券所組成的投資組合，以提供資本增值和收益。

施羅德環球基金系列 - 亞洲債券基金 - A1股


相連基金資料名稱︰施羅德環球基金系列 - 亞洲債券 - A1股管理年費︰1.75%投資目標︰主要透過投資於由亞洲 (除日本外) 政府、政府機構、跨國組織和公司發行的債券和其他定息及浮息證券所組成的投資組合，以提供絕對資本增值和收益。作為本基金主要目標的一部份，本基金亦可彈性地通過貨幣遠期或上述工具，積極地持有貨幣長倉及短倉。* 縱使目標回報基金旨在達致絕對表現，但在一些情況下可能出現負回報。投資者不應理

解為該等基金意即或暗示提供絕對回報的保證。

固定收入 – 新興市場

安本環球 - 新興市場債券基金 - A2股


相連基金資料名稱︰安本環球 - 新興市場債券基金 - A2股管理年費︰1.50%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於由在新興市場國家設有註冊辦事處的公司及／或位於新興市場國家的政府相關組織所發行的定息證券，以獲得長期總回報。基金的基本貨幣是美元。

貝萊德新興市場本地貨幣債券基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 新興市場本地貨幣債券基金 - 美元 (A2股)管理年費︰1.00%投資目標︰新興市場本地貨幣債券基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於新興市場的政府和機構或於當地註冊或從事大部份經濟活動的公司所發行的定息可轉讓證券，有關證券以當地貨幣計價。基金可投資於全線可供選擇的證券，包括非投資級證券。貨幣風險將靈活管理。


貝萊德新興市場本地貨幣債券基金 - 歐元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 新興市場本地貨幣債券基金 - 歐元 (A2股)管理年費︰1.00%投資目標︰新興市場本地貨幣債券基金以盡量提高總回報為目標。基金將不少於70%的總資產投資於新興市場的政府和機構或於當地註冊或從事大部份經濟活動的公司所發行的定息可轉讓證券，有關證券以當地貨幣計價。基金可投資於全線可供選擇的證券，包括非投資級證券。貨幣風險將靈活管理。

百達 - 全球新興市場債券 - P 美元


相連基金資料名稱︰百達 - 全球新興市場債券 - P 美元管理年費︰1.10%投資目標︰此成分基金的目標是至少以其總資產的三分之二，分散投資於由新興國家政府或其當地政府及／或其他在新興國家註冊的發行人所發行或擔保的債券及其他債務工具，以達致資本增長。

百達 - 全球新興市場債券 - HP 歐元


相連基金資料名稱︰百達 - 全球新興市場債券 - HP 歐元管理年費︰1.10%投資目標︰此成分基金的目標是至少以其總資產的三分之二，分散投資於由新興國家政府或其當地政府及／或其他在新興國家註冊的發行人所發行或擔保的債券及其他債務工具，以達致資本增長。

PIMCO新興市場本土貨幣基金 - E類累積股份


相連基金資料名稱︰PIMCO Funds: Global Investors Series Plc - 新興市場本土貨幣基金 - E類累積股份管理年費︰1.70%投資目標︰此基金投資最少80%的資產於新興市場的貨幣或以新興市場貨幣計價的固定收益工具。

PIMCO新興市場債券基金 - E類累積股份


相連基金資料名稱︰PIMCO Funds: Global Investors Series Plc - 新興市場債券基金 - E類累積股份管理年費︰1.69%投資目標︰此基金投資最少80%的資產於與新興證券市場有關連的發行機構的固定收益工具。

創利德新興市場債券基金

參考編號︰02XU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱︰Threadneedle Investment Funds ICVC - 新興市場債券基金管理年費︰1.50%投資目標︰基金之目標在於透過投資由新興市場借款者發行之高收益公共部位主權及企業債券，實現以收息為主、資本增長為輔之總體回報。一般來說，這些國家均是經濟合作與發展組織 (OECD)以外的國家。基金亦可能投資其他定息證券，包括七國集團成員國發行之債券、存款、現金和準現金。


固定收入 – 高息債券

聯博 - 環球高收益基金 - A2股 - 美元


相連基金資料名稱︰ACMBernstein - 環球高收益基金 - A2股 - 美元管理年費*︰(1) 1.70% (2) 1.50%投資目標︰本基金投資於世界各地 (包括美國和新興國家) 發行者發行的高收益債券組合，以尋求高額現收益及總回報。本基金投資於以美元及非美元計值的證券。投資經理利用其環球固定收益及高收益隊伍的投資研究。* 管理費以每日資產淨值之年度百分比率計算。上述收費水平依次適用於 (1) 該基金資產

淨值首50億美元，(2) 該基金資產淨值當中超過50億美元部份。

聯博 - 環球高收益基金 - A2股 - 歐元


相連基金資料名稱︰ACMBernstein - 環球高收益基金 - A2股 - 歐元管理年費*︰(1) 1.70% (2) 1.50%投資目標︰本基金投資於世界各地 (包括美國和新興國家) 發行者發行的高收益債券組合，以尋求高額現收益及總回報。本基金投資於以美元及非美元計值的證券。投資經理利用其環球固定收益及高收益隊伍的投資研究。* 管理費以每日資產淨值之年度百分比率計算。上述收費水平依次適用於 (1) 該基金資產

淨值首50億美元，(2) 該基金資產淨值當中超過50億美元部份。

德盛美元高收益基金 - AT類累積股份(美元)


相連基金資料名稱︰德盛全球投資基金 - 德盛美元高收益基金 - AT類累積股份 (美元)管理年費︰1.20%投資目標：本基金的投資政策，乃達致長期資本增值和收益。本基金將透過主要投資於未達投資級別的美國企業債券以達致投資目標。

安本環球 - 歐元高收益債券基金 - A2股

參考編號︰11AE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱︰安本環球 - 歐元高收益債券基金 - A2股管理年費︰1.25%投資目標︰基金的投資目標是通過將基金至少三分之二的資產，投資於由企業及政府相關組織發行的具有次級投資評級的歐羅定息證券，以獲得長期總回報。基金的基本貨幣是歐羅。

霸菱高收益債券基金 - 菱高收類別美元收益


相連基金資料名稱︰霸菱環球傘子基金 - 霸菱高收益債券基金 - A收類別美元收益管理年費︰1.00%投資目標︰本基金的主要投資目標為在承受經理按其合理酌情所決定的可接受風險下賺取高現金收益。任何資本增值均屬附帶利益。本基金的投資政策是投資於經濟合作及發展組織 (「經合組織」) 任何成員國及任何發展中或新興市場的企業及政府 (包括任何政府機構或中央銀行) 所發行債務及貸款證券組合 (包括信貸相關證券)。

霸菱高收益債券基金 - 菱高收類別歐元收益


相連基金資料名稱︰霸菱環球傘子基金 - 霸菱高收益債券基金 - A類別歐元收益管理年費︰1.00%投資目標︰本基金的主要投資目標為在承受經理按其合理酌情所決定的可接受風險下賺取高現金收益。任何資本增值均屬附帶利益。本基金的投資政策是投資於經濟合作及發展組織 (「經合組織」) 任何成員國及任何發展中或新興市場的企業及政府 (包括任何政府機構或中央銀行) 所發行債務及貸款證券組合 (包括信貸相關證券)。


富達基金 - 美元高收益基金 - A類別股份


相連基金資料名稱︰富達基金 - 美元高收益基金 - A類別股份管理年費︰1.00%投資目標︰基金主要透過投資於在美國進行主要業務的公司所發行的高收益債券但質素較低之證券，以取得高水平的流動性收益及資本增值。基金適合尋求高收益及資本增值，並準備承擔這類投資所附帶之風險的投資者。基金主要投資於高風險的債務證券，並毋須符合最低評級標準，以及可能不會獲任何國際認可評級機構給予信貸評級。

富達基金 - 美元高收益基金 - A類別股份 - 歐元


相連基金資料名稱︰富達基金 - 美元高收益基金 - A類別股份 - 歐元管理年費︰1.00%投資目標︰基金主要透過投資於在美國進行主要業務的公司所發行的高收益債券但質素較低之證券，以取得高水平的流動性收益及資本增值。基金適合尋求高收益及資本增值，並準備承擔這類投資所附帶之風險的投資者。基金主要投資於高風險的債務證券，並毋須符合最低評級標準，以及可能不會獲任何國際認可評級機構給予信貸評級。

天達環球策略基金 - 高收入債券基金 - A收益股份

參考編號︰05IE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱︰天達環球策略基金 - 高收入債券基金 - A收益股份管理年費︰1.00%投資目標︰天達GSF高收入債券基金旨在提供超出現時短期利率之收入回報及提供資本增值之機會。本子基金將會持有一個多元化投資組合，由高息之定息證券 (包含投資評級及非投資評級債務證券) 組成，以全球主要貨幣計價。貨幣之比例將根據投資經理對匯率走勢之評估而有所改變。

PIMCO高孳息債券基金 - E類累積股份


相連基金資料名稱︰PIMCO Funds: Global Investors Series Plc - 高孳息債券基金 - E類累積股份管理年費︰1.45%投資目標︰此基金投資最少三分之二的資產於一項以高孳息固定收益工具組成的多元化投資組合。

標準人壽投資環球SICAV 歐洲高收益債券基金 - A類


相連基金資料名稱︰標準人壽投資環球SICAV歐洲高收益債券基金 - A類管理年費︰1.35%投資目標︰基金的目標是實現基金股價的長期增長。基金將主要投資於以歐元計值的高收益債務證券，但亦會投資於世界各地發行的公司債券、政府債券和其他孳息證券。基金可同時投資於投資級和次投資級公司實體。基金的回報來自收益再投資和資本增益。

創利德歐洲高收益債券基金

參考編號︰03XE單位價格貨幣︰歐羅估值日：每營業日

相連基金資料名稱︰Threadneedle Investment Funds ICVC - 歐洲高收益債券基金管理年費︰1.25%投資目標︰本基金之目標在於一段時間內以收入方式達到全面回報。本基金主要投資於較高風險 (即信貸評級為非投資級別) 並主要以歐元或英鎊發行的公司定息證券。倘證券並非以歐元計價，則一般將會對沖為歐元。本基金亦會投資於註冊地為歐洲的公司所發行的證券。

創利德高收益債券基金


相連基金資料名稱︰Threadneedle Investment Funds ICVC - 高收益債券基金管理年費︰1.25%投資目標︰基金之目標在於實現更高水平之每月收入。本基金主要投資於英國及國際的較高風險定息證券，同時亦可投資於股票。


混合資產 – 環球

聯博 - 環球保守策略基金 - A2股 - 美元


相連基金資料名稱︰ACMBernstein - 環球保守策略基金 - A2股 - 美元管理年費︰1.15%投資目標︰本基金在基金經理認為本金不涉及過高風險的情況下尋求整體高額回報。本投資策略的對象為有意投資於波幅與定息證券相若且相關風險極為分散的投資組合，並尋求機會取得股本回報的投資者。

聯博 - 環球保守策略基金 - A2股 - 歐元


相連基金資料名稱︰ACMBernstein - 環球保守策略基金 - A2股 - 歐元管理年費︰1.15%投資目標︰本基金在基金經理認為本金不涉及過高風險的情況下尋求整體高額回報。本投資策略的對象為有意投資於波幅與定息證券相若且相關風險極為分散的投資組合，並尋求機會取得股本回報的投資者。

貝萊德環球資產配置基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 環球資產配置基金 - 美元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提最高總回報為目標。基金投資於全球企業及政府所發行的股權證券、債券及短期證券，而不受既定限制。在正常市況下，基金將總資產不少於70%投資於企業及政府所發行的證券。基金一般尋求投資於投資顧問認為估價偏低的證券，亦會投資於小型及新興增長的公司的股權證券。基金亦將其債務組合的一部分投資於高孳息定息可轉讓證券資組合。貨幣風險將靈活管理。

貝萊德環球資產配置基金 - 歐元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 環球資產配置基金 - 歐元 (A2股)管理年費︰1.50%投資目標︰基金以盡量提最高總回報為目標。基金投資於全球企業及政府所發行的股權證券、債券及短期證券，而不受既定限制。在正常市況下，基金將總資產不少於70%投資於企業及政府所發行的證券。基金一般尋求投資於投資顧問認為估價偏低的證券，亦會投資於小型及新興增長的公司的股權證券。基金亦將其債務組合的一部分投資於高孳息定息可轉讓證券資組合。貨幣風險將靈活管理。

貝萊德靈活綜合資產基金 - 美元對沖 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 靈活綜合資產基金 - 美元對沖 (A2股)管理年費︰1.50%投資目標︰靈活綜合資產基金透過資產分配政策，盡量提高總回報。基金在允許的投資範圍內進行全線全球投資，包括股票、定息可轉讓證券 (或會包括若干高孳息定息可轉讓證券)、集體投資企業單位、現金、存款及貨幣市場工具。基金配置資產方式靈活，包括透過經批准投資項目主要通過商品指數衍生工具及交易所買賣基金間接投資商品。基金可投資以計價貨幣 (歐元) 以外貨幣為單位的證券而不受限制。貨幣風險將靈活管理。

富達基金 - 環球「息」增長基金 - A 類別股份


相連基金資料名稱︰富達基金 - 環球「息」增長基金 - A 類別股份管理年費︰1.25%投資目標︰基金採取更審慎方法進行管理，旨在主要透過投資於股票及債券，尋求高流動收益及資本增長。基金將吸引尋求定期收益及溫和資本增長，但偏向承受風險水平較一般股票投資低之投資者。


富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算


相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算管理年費︰1.35%投資目標︰本基金透過投資於全球固定及浮動利率債務證劵、和政府、與政府相關或由企業所發行的償還債項，以達致將經常性收益擴至最大極限，同時維持資本增值的可能性之目標。

富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算 - 歐元


相連基金資料名稱︰富蘭克林鄧普頓投資基金 - 鄧普頓環球入息基金 - A累算 - 歐元管理年費︰1.35%投資目標︰本基金透過投資於全球固定及浮動利率債務證劵、和政府、與政府相關或由企業所發行的償還債項，以達致將經常性收益擴至最大極限，同時維持資本增值的可能性之目標。

混合資產 – 亞太地區

霸菱傾亞均衡基金 - A類別美元累積


相連基金資料名稱︰霸菱環球組合傘子基金 - 霸菱傾亞均衡基金 - A類別美元累積管理年費︰1.00%投資目標︰基金具體旨在但不限於符合以香港為基地的退休計劃之投資規定，並按此度身訂造投資目標和政策，即是以港元計算。謀取每年回報率比香港工資通脹高出2%的長線回報。為了實現投資目標，基金將持有一個多元化的投資組合，由亞洲、國際股票市場和定息證券所組成。此外，基金亦可根據市場情況，在其認為適當的情況下投資於現金和貨幣市場工具。

德盛東方入息基金 - AT類累積股份 (美元)


相連基金資料名稱︰德盛全球投資基金 - 德盛東方入息基金 - AT類累積股份 (美元)管理年費︰1.50%投資目標︰本附屬基金的投資政策，乃將資產投資於亞太區股票及固定收益市場，以達致長期資本增值的投資目標。


流動資金／貨幣市場

貝萊德美元貨幣基金 - 美元 (A2股)


相連基金資料名稱︰貝萊德全球基金 - 美元貨幣基金 - 美元 (A2股)管理年費︰0.45%投資目標︰基金以在保持資本及流動資金的情況下盡量提高即期入息為目標。基金將總資產不少於90%投資於以美元計算的投資級定息可轉讓證券及美元現金。基金資產的加權平均到期日為60日或以下。

施羅德環球基金系列 - 美元流動基金 - A1股


相連基金資料名稱︰施羅德環球基金系列 - 美元流動 - A1股管理年費︰0.20%投資目標︰透過投資於以美元為貨幣單位的優質短期債務証券，在發揮保本作用之餘又能為投資者提供流動資金和經常性的收益。該等短期債務証券必須 (i) 在購入時，其 (包括任何與這類債券有關的金融工具) 平均首次年期或餘下年期不超過十二個月或 (ii) 根據該等證券之條款規定，適用之利率按市場情況至少每年調整一次。

施羅德環球基金系列 - 歐元流動基金 - A1股


相連基金資料名稱︰施羅德環球基金系列 - 歐元流動 - A1股管理年費︰0.60%投資目標︰透過投資於以歐元為貨幣單位的優質短期定息債券，在發揮保本作用之餘又能為投資者提供流動資金和經常性收益。該等短期債券必須 (i) 在購入時，其 (包括任何與這類債券有關的金融工具) 平均首次年期或餘下年期不超過十二個月或 (ii) 根據該等證券之條款規定，適用之利率按市場情況至少每年調整一次。


另類投資

英仕曼AHL多元化期貨基金 - Tranche B^

參考編號︰01NU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱︰英仕曼AHL多元化期貨基金 - Tranche B管理年費︰3.00%投資目標︰基金尋求取得可觀的中期資本增長，但同時限制有關的風險。相關的投資程式，即AHL Diversified Programme，主要藉分散投資於環球股票市場指數、債券、貨幣、短期利率及商品期貨市場，並從價格升跌走勢中獲利。用作場外期貨合約 (即不是在認可交易所買賣的合約) 的保證金，將不會超過資產淨值5%。基金的款項及其他資產如無需即時用作投資，會由代管人持有。按投資經理的指示，代管人可將該等款項存於銀行或信貸機構，亦可將該等款項部分或全部投資於與短期貨幣有關的投資工具，包括但不限於定期存款、存款證、商業票據、國庫票據及由經合組織成員國的政府發行或擔保的債券。基金可能進行大量槓桿交易，並因此須承受與之有關的不尋常程度的風險。^ 此投資選擇不適用於「宏聚」投資計劃。由2012年8月28日起，英仕曼AHL多元化期貨基

金 - Tranche B將停止接受任何認購及轉入。

英仕曼AHL多元化期貨基金 - Tranche A#

參考編號︰02NU單位價格貨幣︰美元估值日：每營業日

相連基金資料名稱︰英仕曼AHL多元化期貨基金 - Tranche A管理年費︰3.00%投資目標︰基金尋求取得可觀的中期資本增長，但同時限制有關的風險。相關的投資程式，即AHL Diversified Programme，主要藉分散投資於環球股票市場指數、債券、貨幣、短期利率及商品期貨市場，並從價格升跌走勢中獲利。用作場外期貨合約 (即不是在認可交易所買賣的合約) 的保證金，將不會超過資產淨值5%。基金的款項及其他資產如無需即時用作投資，會由代管人持有。按投資經理的指示，代管人可將該等款項存於銀行或信貸機構，亦可將該等款項部分或全部投資於與短期貨幣有關的投資工具，包括但不限於定期存款、存款證、商業票據、國庫票據及由經合組織成員國的政府發行或擔保的債券。基金可能進行大量槓桿交易，並因此須承受與之有關的不尋常程度的風險。

# 此投資選擇只可在2012年9月4日或以後選擇。

施羅德另類投資方略 - 施羅德貴金屬基金 - A股


相連基金資料名稱︰施羅德另類投資方略 - 施羅德貴金屬基金 - A股管理年費︰1.50%投資目標︰基金的投資目標是透過投資於與黃金及貴金屬商品有關的工具以及全球各地參與貴金屬相關工業的公司股本以產生長期的增值。

施羅德另類投資方略 - 施羅德商品基金 - A股


相連基金資料名稱︰施羅德另類投資方略 - 施羅德商品基金 - A股管理年費︰1.50%投資目標︰基金的投資目標是透過投資於全球與商品有關的工具以產生長期的增值*。* 基金主要投資於商品期貨及/或期權，而並不會投資於商品期貨合約以外的商品合約。

投資選擇單位價格：•互聯網：www.standardlife.hk

•客戶服務部：2169 0300

Standard Life (Asia) Limited is a subsidiary of Standard Life plc標準人壽保險(亞洲)有限公司為標準人壽股份有限公司的附屬公司

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Contentsbox2026.temp.domains/~therapp6/wp-content/uploads/... · 02 Harvest 101 Investment Plan “Harvest 101 Investment Plan” (hereafter, the “Plan” or “Policy) is a Class