Things You Can Do To Lower Your Car Insurance Premiums Do you plan to purchase car insurance and would like to know what can make automobile insurance premiums lower? Automobile insurance, just like life insurance, is very important to any driver as well as to any kind of vehicle. It protects the driver in case of accidents or road mishaps and it also protects the vehicle from theft and fire. Here are some amazing ways that can make your automobile premiums lower to keep insurance payments within your budget range: 1. Use a reliable security system on your vehicle as well as your garage. You may use a brand that is recommended by your car dealership or automobile insurance company to get instant savings on your premium. 2. Have a designated parking space in your home and in your office for your car that is safe and secure 24 hours a day. Insurance companies often prefer garages with a secure gate or garage door plus a well lighted perimeter to increase the security of your vehicle. 3. If you don’t have a garage at home, park your car in a well lighted location and preferably in a designated parking area with 24 hour security. 4. Senior citizens and beginner drivers are considered high risk by insurance companies. If you fall into these two categories, you may take driver’s certification classes or courses to help you learn proper driving techniques. Insurance companies will be glad to lower your premium when you enroll in any of their designated driving schools for additional driving courses. 5. If you fall in the high risk drivers category, you can reduce your premiums by using a lower risk car. You may drive an older or a second hand car instead of driving a flashy new car. Second hand and used cars will instantly reduce your premium payments and may also steer you clear from accidents since usually these cars are slower than new ones. 6. You can reduce your premium payments when you use your car less. Opt to car pool with friends or use your car only in the weekends; using your car sparingly will greatly reduce running into accidents and road mishaps plus will also save you on car repairs and maintenance bills. 7. Finally, you can reduce your premium payments when you follow traffic rules by heart. You can count on lower premium payments when you present a clean driver’s record the next time you purchase automobile insurance. http://youtube.com/watch?v=icLLH3EOSCM