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8/9/2019 Top 10 Bizarre Insurance Claims
1/15
8/9/2019 Top 10 Bizarre Insurance Claims
2/15
.t !asnt that he ha" any $erverse or "eviant obsession ) he" been
using the tor%h on his i'hone !hile assisting the %o! "uring %alving
in the i""le of a $arti%ularly "ar& an" story night
+he $hone later a"e a rea$$earan%e ) but $erha$s a little
unsur$risingly, faile" to !or& $ro$erly
Result4 +he .nsuran%e %o$any $ai" out on the %lai in full
5Lying in Public
.sabel 'ar&er, the 27year7ol" 8ueen of the sli$7an"7fall s%a,
$rostrate" herself in "e$artent stores, su$erar&ets an" li8uor
stores 95 ties "uring her long %areer ) a sa" by$ro"u%t of her
gabling a""i%tion
'rose%utors sai" that she treate" insuran%e %lais li&e her :ob )
an" she &e$t very busy +he !oan file" a total of 95 bogus
8/9/2019 Top 10 Bizarre Insurance Claims
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$ersonal7in:ury %lais in 'hila"el$hia, ela!are County an" Ne!
Jersey, an" %olle%te" ;Waiter, theres a mouse in my soup!
Carla 'atterson trie" to ta$ a ?irginia Cra%&er /arrel restaurant for a
;
8/9/2019 Top 10 Bizarre Insurance Claims
4/15
%oo&e" +he :ury believe" that the only !ay the ouse %oul" have
a$$eare" in the sou$ is if she" $ut it there
Result4 Bne7year $rison senten%e for %ons$ira%y to %oit etortionDbut she still aintains her inno%en%eE
ouble oofus
A an fro ela!are tor%he" his o!n hoe an" his o!n
%onvertible to %olle%t on his hoeo!ners an" auto insuran%e
Ni%holas i 'ua sai" it all starte" !hen $ans on his !oo" stove
ignite" !hile he !as %oo&ing +hen bu%&ets of %oals %aught on fire
8/9/2019 Top 10 Bizarre Insurance Claims
5/15
After trying to etinguish the inferno, i 'ua sai" he thre! the first
bu%&et out the "oor, !here it a$$arently lan"e" in the ba%&seat of
his %onvertible
*hile en route to tossing the se%on" $an outsi"e, he tri$$e" an"
the se%on" lan"e" on his sofa Unbelievable# +hats !hat lo%al la!
enfor%eent thought, too i 'ua $lea"e" guilty to se%on" an"
thir" "egree atte$te" insuran%e frau"
Result4 ive7years $robation, no insuran%e benefits Hoe an" %ar
%o$letely "estroye"
6Bride on ire
=oe !e""ing "ays :ust "ont turn out the !ay you e$e%t
Fverything seee" to be going !ell on the "ay for 'aula Catelli
8/9/2019 Top 10 Bizarre Insurance Claims
6/15
fro Riini, .taly, until her beautiful, han"7a"e !e""ing "ress
%ae slightly too %lose to the barbe%ue
+he syntheti% aterial !ent u$ in flaes ie"iately, an" !ithinoents Catelli !as !hat no girl on her !e""ing "ay ever !ants to
be ) a bri"e on fire
Her loving husban" save" the "ay by $i%&ing her u$ an" thro!ing
her into the sea ortunately, both bri"e an" groo !ere e%ellent
s!iers
Result4 +he insuran%e %o$any $ai" out
8/9/2019 Top 10 Bizarre Insurance Claims
7/15
High living ha" left Chi%ago grain futures ee%utive ar% +ho$son
"ee$ly in "ebt .n "es$eration, he tor%he" his hoe for the
;30,000 in insuran%e oney
+o a&e it a$$ear a sui%i"e, he le" his 507year7ol" other Caren
"o!nstairs, "ouse" the baseent !ith a%%elerant, an" tosse" the
at%h
Caren +ho$sons Aug 11, 2002, "eath by %arbon onoi"e
$oisoning an" so&e inhalation ust have seee" the $erfe%t alibi
/ut fe"eral agents %ontinue" to investigate the fire, an" the truth
eerge"
*hat &in" of s&un& !oul" "o this#
Result4 ost "efinitely no insuran%e $ayout +ho$sons o!n future
is se%ure ) for 150 years in fe"eral $rison
9%ibrator Phone ail
8/9/2019 Top 10 Bizarre Insurance Claims
8/15
An unnae" Dyoull see !hyE !oan in her late 20s fro /ristol,
U, "eserves $arti%ularly honorable ention in this list
ast year she %laie" that the vibration fun%tion on her /la%&berry/ol" 5500 $hone ha" sto$$e" !or&ing ) !ait for it ) !hile she !as
using it as an a"ult toy
Result4 Rau%ous laughter fro insi"e the insuran%e %lais offi%e for
several "ays
3&igared for life
8/9/2019 Top 10 Bizarre Insurance Claims
9/15
A la!yer fro North Carolina $ur%hase" a bo of e$ensive %igars
an" insure" the against floo"ing, stor "aage an" ) of all things
) fire
Nee"less to say, his investent !ent u$ in so&e !ithin a onth )after !hi%h the la!yer file" a %lai !ith his hoeo!ners insuran%e
%o$any, stating that he !as o!e" %o$ensation be%ause Ithe
%igars !ere lost in a series of sall fires
+he insurer refuse" to $ay, assuing D%orre%tlyE that the an ha"
so&e" the $a%& hiself A :u"ge rule", ho!ever, that sin%e the
insurer ha" never state" !hat !as %onsi"ere" to be Iuna%%e$table
fire, the %o$any "i", in fa%t, o!e hi ;1
8/9/2019 Top 10 Bizarre Insurance Claims
10/15
Result4 +he insuran%e %o$any $ai" the %lai, but then ha" the
la!yer arreste" He !as senten%e" to 29 onths in :ail an" a
;29,000 fine for 29 %ounts of arson an" insuran%e frau"
2$ropical #issiles
'eo$le !ere falling off their %hairs laughing !hen /ritish travel
agen%y Club ire%t began issuing $oli%ies to %over in:uries %ause"
by falling %o%onuts
/rent Fs%ott, their anaging "ire%tor, %ite" statisti%s !hi%h sho!
that 1
8/9/2019 Top 10 Bizarre Insurance Claims
11/15
+hat sae year in =ri an&a, a Club ire%t %ustoer !as %ally
sitting un"er a $al tree rea"ing a boo& !hen a %o%onut fell on her
hea", &no%&ing her out %ol" =he !as "uly hos$itali(e" u%&y
Result4 .nsuran%e %o$any $ai" out in full
1lying &hristmas $ree
r air%lough !as "riving hoe fro Christas sho$$ing, !hen he
sa! a %ar %oing the other !ay !ith a Christas tree ba"ly tie" to
its roof
8/9/2019 Top 10 Bizarre Insurance Claims
12/15
+his ust have been a s$lit se%on" observation4 no sooner ha" he
seen it than the tree laun%he" itself straight at hi
IHe !as "riving too fast aroun" a shar$ ben" an" . sa! the tree liftoff an" it fle! straight at e +he trun& a"e a great "ent in y
bonnet an" %ause" e to s!erve off the roa" into a he"ge
r air%lough a""e"4 I+he %ha$ "i"nt sto$ an" he never %ae
ba%& for his tree, so the 'oli%e sai" !e ight as !ell have it .t
!asnt funny at the tie, but loo&ing ba%& it !as li&e a %oe"y
s&et%h- Ni%e
Result4 .nsuran%e %o$any $ai" out all "aagesby $aboola
'ponsored Links
(ou #ay Like
19 ittle7no!n a%ts About Auto .nsuran%e K +he a%tors +hat RFAY eterine Auto
.nsuran%e Rates
*hen it %oes to your auto insuran%e $oli%y an" the fa%tors that go into
"eterining your auto insuran%e rates, here are a fe! things about auto
insuran%e %overage that you ight not reali(eL
Your personal items lost due to vehicle theft are not covered by your
auto insurance policy Your hoeo!ner $oli%y %overs these ites instea"
.f you regularly have e$ensive ites in your vehi%le su%h as la$to$s an" a
M'= "evi%e, you shoul" %arry a ri"er to %over those e$ensive ites You
shoul" also have $hotogra$hs of those ites
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13/15
Auto insurance is tax deductible for business use =i$ly "eterine
the aount of tie that you use your %ar for solely business $ur$oses or
ea$le if its 30G of the tie, then 30G of your auto insuran%e ay be
"e"u%tible .t ay be to your best a"vantage to ta&e the flat $er7ile
reiburseent instea"
If you purchase a lowris! vehicleD!hi%h is base" on the %ost of the
vehi%le, $lus safety an" theft "ataE an"or a lo!7$rofile vehi%leDone that is less
li&ely to be stolenE, then your auto insuran%e rates !ill be lo!er *hi%h %ars
!ill %ost you less is a bit of a se%ret in the auto insuran%e in"ustry Ho!ever
the.nsuran%e .nstitute for High!ay =afety has "atathat you %an resear%h tohel$ you a&e an e"u%ate" "e%ision An" heres ho! to loo& u$ your %ars
relative ris&
Your occupation affects your auto insurance rates or ea$le,
engineers get "is%ounte" rates be%ause they are "eee" less li&ely to O!ra$
their %ars aroun" the trun& of a horse %hestnut treeO +ea%hers %an also as&
for a "is%ount base" on their o%%u$ation
If you switch your auto insurance policy" don#t for$et to cancel your
old policy- Bther!ise, it !ill be re$orte" to your %re"it re$ort as %an%ele" "ue
to non7$ayent
You can as! for a diminished value reimbursement on your car if it
has been in an accidentan" is re$aire" P be%ause it !ill be !orth less than
if it !ere not in an a%%i"ent +his %an only be "one if you live in lori"a,Meorgia, Ha!aii, ansas, ouisiana, aine, arylan", assa%husetts, North
Carolina, =outh a&ota, +eas, ?irginia, *ashington an" *est ?irginia and if
the a%%i"ent !as not your fault
http://www.finweb.com/insurance/3-surprising-auto-insurance-facts.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://www.iihs.org/research/default.html#hldihttp://moneycentral.msn.com/insure/autorisk.aspxhttp://moneycentral.msn.com/insure/autorisk.aspxhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://www.finweb.com/insurance/3-surprising-auto-insurance-facts.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://www.iihs.org/research/default.html#hldihttp://moneycentral.msn.com/insure/autorisk.aspxhttp://moneycentral.msn.com/insure/autorisk.aspxhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx8/9/2019 Top 10 Bizarre Insurance Claims
14/15
%a!e sure your vehicle information is listed properly on your auto
insurance policy ittle ina%%ura%ies %an a&e a big "ifferen%e in your auto
insuran%e rates- /elieve it or not, ista&es li&e this are 8uite %oon4
in%orre%t ileage liste", ista&ing a 97"oor vehi%le for a 27"oor, an" the
!rong o"el of vehi%le liste" Dsin%e so any o"el naes soun" very
siilarE
Affiliation with AAA and other professional or$anizations will lower
your auto insurance rates Che%& !ith your e$loyer to see if they offer any
grou$ insuran%e rates As& your insuran%e re$ !hi%h grou$s K organi(ations
!oul" lo!er your auto insuran%e rates
If a friend borrows your car and $ets in an accident" you will have to
file a claim!ith your auto insuran%e %o$any +hat eans you !ill have to
$ay any "e"u%tible that a$$lies, an" your auto insuran%e rates !ill $robably
go u$ as a result of your %lai
Your auto insurer has to pay the insurance on your replacement carif
your $revious vehi%le is totale" .f you live in Alas&a, Ari(ona, Ar&ansas,
California, Conne%ti%ut, lori"a, Meorgia, Ha!aii, .llinois, .n"iana, ansas,
entu%&y, arylan", innesota, issouri, Nebras&a, Neva"a, Ne! Jersey,
Ne! Yor&, North a&ota, Bhio, B&lahoa, Bregon, =outh a&ota, ?eront,
*ashington, *est ?irginia an" *is%onsin be sure to as& for a reiburseent
You should insure your cars and your home with the same company
for a multipolicy discount .n a""ition as& for an abstainer fro al%ohol"is%ount Dif you "ont "rin&E an" a "is%ount if you use an anti7theft "evi%e
In &' state
s" auto insurers are re(uired to pay for the sales tax when you replace
http://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx?page=2http://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx?page=2http://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx?page=2http://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://www.edmunds.com/advice/insurance/articles/44858/article.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspxhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://carlover-xyjoe.blogspot.com/2008/12/why-shop-for-auto-insurance-online.htmlhttp://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx?page=2http://articles.moneycentral.msn.com/Insurance/InsureYourCar/12hiddenWaysToSaveOnAutoInsurance.aspx?page=28/9/2019 Top 10 Bizarre Insurance Claims
15/15
your totaled vehicle!ith a ne! or use" %ar .ts re%oen"e" that you a&e
the re8uest Deven in states that "o NB+ re8uire this reiburseentE, but "ont
e$e%t the insurer to offer to $ay u$front .n the en", any auto insurers !ill
not "eny your re8uest P be%ause the auto insuran%e $oli%y re8uires that they
a&e you O!holeO Dreturn you to !here you !ere before the a%%i"ent at no
%ost to youE
Your credit score affects your auto insurance rates Resear%h has
$roven that theres a lin& bet!een your %re"it s%ore an" the li&elihoo" that you
!ill file a %lai 'lus, %ar insurers &no! that if you $ay your bills on tie an"
youve ha" the sae %re"it a%%ounts for a long tie, then youre generallyore stable an" far less li&ely to $ay late or o$en K %lose a%%ounts a lot Auto
insuran%e %o$anies use all of this inforation to %oe u$ !ith an Oinsuran%e
ris& s%oreO for you +hat is one of any fa%tors !hi%h are use" to "eterine
your auto insuran%e rates
The urban le$end about the color of your car affectin$ how much you
pay for auto insurance is false *hile the %olor of your %ar is an in"i%ator of
your $ersonality an" "riving habits, O"es$ite the ista&en belief by 2