7/27/2019 Travelling and Living in a Foreign Country Can Be
Exciting and Rewarding
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Travelling and living in a foreign country can be exciting and
rewarding , but it can also prove challenging
and expensive, especially when sickness or injury occurs and
medical services or worse, medical
evacuation is needed. Medical costs have risen dramatically
worldwide and the quality and costs of both
routine and emergency medical care can also vary tremendously
from one country to the next.
Consequently many world travelers purchase supplementary
international medical insurance or travel
insurance in order to avoid the potentially staggering financial
costs that could result from serious
sickness or injury in a foreign country.
There are many types of insurance for the world traveler and
choosing the right plan can be confusing.
Becoming familiar with the basic types of plans and the
specializes terms will make it easier to plan your
needs.
Often people think travel insurance means flight accident
insurance, the kind of insurance that pays the
insured or its beneficiary a lump sum when an airplane accident
results in death or serious injury. Flight
accident insurance plans are commonly found at airports and they
pay substantial sums to accident
victims and their families
However, there are two other main types of travel insurance that
are designed to reduce the financial
risk posed by unforeseen medical expenses and other crises that
can confront international travelers.
Although the distinctions can be blurred between the two types
of plans, they a generally categorized
separately as international medical insurance and travel
protection plans, both of which may be offered
in single-trip, multi-trip, or renewable versions.
Cltorind i traind via ntr-o ar strin poate fi interesant i
merituos, dar se poate dovedi, de
asemenea, o provocare i costisitoare, mai ales atunci cnd boal
sau accident are loc i servicii
medicale sau, mai ru, evacuare medical este necesar. Costurile
medicale au crescut dramatic la nivel
mondial i calitatea i costurile de ct de rutin i de ngrijire
medical de urgen poate varia, deasemenea, foarte mult de la o ar la
alta. Prin urmare muli calatori achizitioneazasuplimentar de
asigurare medical internaional sau asigurare de cltorie, n
scopul de a evita eventualele costuri
ameitoare financiare care ar putea rezulta din boal grav sau un
prejudiciu ntr-o ar strin.
Exist mai multe tipuri de asigurare pentru Cltorii din lumei
alegerea planului correct poate fi
derutant. Devenind familiarizat cu tipurile de baz ale
planurilor i termeni specializati vor planificare
mai usoara pentru nevoile dvs.
Deseori, oamenii cred c o asigurare de cltorie nseamn accident
de zbor, tipul de asigurare care
plateste asiguratului sau beneficiarului a unei sume forfetare
atunci cind un accident de avion resulta cu
moartea sau vtmarea grav. Planuri de asigurare depentru
accidentele de zbor pot fi de obicei gsite
la aeroporturi i pltesc sume substaniale pentru accidentele
victimilor i a familiilor lor
Cu toate acestea, exist dou tipuri principale de asigurare de
cltorie, care sunt concepute pentru a
reduce riscul financiar prezentat de cheltuieli medicale
neprevzute i alte crize care se pot confrunta cu
cltoriiinternaionale. Dei distinciile pot fi neclarentre cele
dou tipuri de planuri, ele in general
sunt clasificate separat, o asigurare medical internaional ca i
planurile de protecie de cltorie,
ambele din ele pot fi oferite nexcursii singure, multi-excursie,
sau versiuni regenerabile.
