1
Two incomes are always better than one. Guaranteed Returns 1 Flexibility of Benefits Additional Protection 2 Financial Protection Tax Benefits 3 1 Conditions apply 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 Tushar invests ` 3,00,000 p.a. for 10 years He receives a regular income of ` 4,50,000 per annum from end of 12th year for 10 years. This provides a guaranteed income which takes care of critical needs in case of contingencies like business loss etc or can be invested to grow the business The maturity payout of ` 11,58,300 at the end of year 21 can be used as a gift for family or vacation or can be given to his child to start his/her own business . Tushar is a 40 year old renowned businessman who has researched the market well and understands the importance of diversifying his income streams. He opts for this plan to augment his income through an additional income source. Total Benefit received under this plan is ` 56,58,300 In the event of his unfortunate death, a Death Benefit of 33 Lacs as a lumpsum, will be paid the nominee and the policy terminates. Fulfill every wish BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDA of India clarifies to public that IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number 1 Guaranteed Returns are defined as Guaranteed Payout (GP)/ Guaranteed Maturity Payout (GMP) under both Plan Options. For Regular Income Option, GP is 150% to 175% of the Annualised Premium (AP) and GMP is 189% to 440% of AP for male lives and 238% to 444% of AP for female lives. Please refer survival benefit factor for regular income option. For Endowment Option, GP is 11.24 to 16.52 times of AP for Male lives and 11.21 to 16.53 times of the AP for female lives and GMP is equal to GP, provided the policy is in-force and all due premiums have been paid. The GP/GMP factors vary by the chosen premium payment term, age and gender as per plan option chosen. 2 Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:110B028V01) and Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN:110B029V01) are optional riders available at a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please refer to the product rider brochure or contact Tata AIA Life’s insurance advisor/ branch. 3 Tax Benefits under section 80C and 10(10D). Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you. This product is underwritten by Tata AIA Life Insurance Company Limited. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. 4 Premium is excluding Service Tax and Swachh Bharat Cess. “Service tax, Swachh Bharat Cess and TDS” are applicable as per governing laws. Tata AIA Life Insurance Company Limited reserves the right to recover/ deduct from the policyholder, any levies and duties (including Service Tax, Swachh Bharat Cess and TDS), as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium. Insurance cover is available under this product. All examples and figures used herein are for illustrative/ understanding purposes only. Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. UIN:110N126V01 Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life’s nearest branch office or call 1-800-267-9966 (toll free) and 1-860-266-9966 (wherein local charges would apply) or write to us at [email protected]. Visit us at: www.tataaia.com or SMS ‘LIFE’ to 58888. L&C/Advt/2016/Mar/208

Two incomes are always better than one. - TATA AIA … · Two incomes are always better than one. ˜ Guaranteed Returns1 ˜ Flexibility of Benefi ts ˜ Additional Protection2 ˜

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Two incomesare always better than one.

� Guaranteed Returns1

� Flexibility of Benefi ts

� Additional Protection2

� Financial Protection

� Tax Benefi ts3

1Conditions apply

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21

Tushar invests ` 3,00,000 p.a. for 10 years He receives a regular income of ` 4,50,000 per annum from end of 12th year for 10 years. This provides a guaranteed income which takes care of critical needs in case of contingencies like business loss etc or can be invested to grow the business

The maturity payout of ` 11,58,300 at the

end of year 21 can be used as a gift for family or vacation or can be given to his child to start his/her

own business .

Tushar is a 40 year old renowned businessman who has researched the market well and understands the importance of diversifying his income streams. He opts for this plan to augment his income through an additional income source.

Total Benefi t received under this plan is ` 56,58,300In the event of his unfortunate death, a Death Benefi t of 33 Lacs as a lumpsum, will be paid the nominee and the policy terminates.

Fulf i l l every wish

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERSIRDA of India clarifi es to public that• IRDA of India or its offi cials do not involve in activities like sale of any kind of insurance or fi nancial products nor invest premiums.• IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number

1Guaranteed Returns are defi ned as Guaranteed Payout (GP)/ Guaranteed Maturity Payout (GMP) under both Plan Options. For Regular Income Option, GP is 150% to 175% of the Annualised Premium (AP) and GMP is 189% to 440% of AP for male lives and 238% to 444% of AP for female lives. Please refer survival benefi t factor for regular income option. For Endowment Option, GP is 11.24 to 16.52 times of AP for Male lives and 11.21 to 16.53 times of the AP for female lives and GMP is equal to GP, provided the policy is in-force and all due premiums have been paid. The GP/GMP factors vary by the chosen premium payment term, age and gender as per plan option chosen. 2Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN:110B028V01) and Tata AIA Life Insurance Waiver of Premium Plus (WOPP) Rider (UIN:110B029V01) are optional riders available at a nominal extra cost. For more details on benefi ts, premiums and exclusions under the Rider, please refer to the product rider brochure or contact Tata AIA Life’s insurance advisor/ branch. 3Tax Benefi ts under section 80C and 10(10D). Income Tax benefi ts would be available as per the prevailing income tax laws, subject to fulfi llment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefi t available to you. This product is underwritten by Tata AIA Life Insurance Company Limited. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. 4Premium is excluding Service Tax and Swachh Bharat Cess. “Service tax, Swachh Bharat Cess and TDS” are applicable as per governing laws. Tata AIA Life Insurance Company Limited reserves the right to recover/ deduct from the policyholder, any levies and duties (including Service Tax, Swachh Bharat Cess and TDS), as imposed by the government from time to time. Kindly refer to the Sales Illustration for the exact premium. Insurance cover is available under this product. All examples and fi gures used herein are for illustrative/ understanding purposes only. Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance. UIN:110N126V01

Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Offi ce: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013. For any information including cancellation, claims and complaints, please contact our Insurance Advisor or visit Tata AIA Life’s nearest branch offi ce or call 1-800-267-9966 (toll free) and 1-860-266-9966 (wherein local charges would apply) or write to us at [email protected]. Visit us at: www.tataaia.com or SMS ‘LIFE’ to 58888. L&C/Advt/2016/Mar/208