UIG Recovery A division of Universal Investigative Group Inc.

Corporate Address: 1130 E. Clark Ste. 150-278, Santa Maria, CA 93455 County Offices: San Luis Obispo, Santa Barbara, Kern, Ventura

CA PI Lic#27950 Phone: 805-481-1831 Fax: 805-481-9274 Email: Repo@UIGpi.com CA RA Lic#1663,1723, 1724

01/01/14 To: Potential UIG Recovery Partner, Thank you for considering UIG Recovery in deciding who to partner with for your collateral recovery needs. The UIG Recovery team is committed to delivering superior customer service and a professional result driven approach. Each new client relationship is valued and given personal attention to insure the best possible results. UIG Recovery utilizes the right equipment and proprietary information systems to effect quick retrieval of all types of collateral. We provide repossession services associated to cars, trucks, recreational vehicles, motorcycles, watercraft, heavy equipment and specialized items. Due to our “outside the box” approach, UIG Recovery is often able to retrieve collateral for clients where other agencies have been unsuccessful. All our agents receive specific training and mentoring that prioritizes safe recovery procedures, professional communication and legal guidelines associated to the recovery industry. As a result, we are able to deliver efficient, safe and legally compliant collateral recovery services.

UIG Recovery maintains important professional relationships with specific professional organizations that include Time Finance Adjusters (TFA), California Association of Licensed Repossessors (CALR), California Credit Union Collectors Council (CCUCC) and the Recovery Database Network (RDN.) Our packet contains specific insurance, license and bond information for your conveniences. We have also included our recently updated rates and service areas.

We invite you to tour our web-site at: www.UIGpi.com to learn more about Universal Investigative Group Inc. We appreciate your inquiry and look forward to serving your collateral recovery needs in the near future. Should you have any questions or suggestions for UIG Recovery, please don’t hesitate to contact us.

Sincere Regards, Robert Kraft, CEO UIG Recovery Universal Investigative Group, Inc.

COVERAGE AREAS

COVERAGE AREA BY ZIP CODE

Santa Barbara County

San Luis Obispo County

Kern County ** Ventura County**

93013 Carpinteria 93014 Carpinteria 93067 Summerland 93101 Santa Barbara 93102 Santa Barbara 93103 Santa Barbara 93105 Santa Barbara 93106 Santa Barbara 93107 Santa Barbara 93108 Santa Barbara 93109 Santa Barbara 93110 Santa Barbara 93116 Goleta 93117 Goleta 93118 Goleta 93120 Santa Barbara 93121 Santa Barbara 93130 Santa Barbara 93140 Santa Barbara 93150 Santa Barbara 93160 Santa Barbara 93199 Goleta 93254 New Cuyama 93427 Buellton 93429 Casmalia 93434 Guadalupe 93436 Lompoc 93437 Lompoc 93438 Lompoc 93440 Los Alamos 93441 Los Olivos 93454 Santa Maria 93455 Santa Maria 93456 Santa Maria 93457 Santa Maria 93458 Santa Maria 93460 Santa Ynez 93463 Solvang 93464 Solvang

93401 San Luis Obispo 93402 Los Osos 93403 San Luis Obispo 93405 San Luis Obispo 93406 San Luis Obispo 93407 San Luis Obispo 93408 San Luis Obispo 93409 San Luis Obispo 93410 San Luis Obispo 93412 Los Osos 93420 Arroyo Grande 93421 Arroyo Grande 93422 Atascadero 93423 Atascadero 93424 Avila Beach 93428 Cambria 93430 Cayucos 93432 Creston 93433 Grover Beach 93435 Harmony 93442 Morro Bay 93443 Morro Bay 93444 Nipomo 93445 Oceano 93446 Paso Robles 93447 Paso Robles 93448 Pismo Beach 93449 Pismo Beach 93451 San Miguel 93452 San Simeon 93453 Santa Margarita 93461 Shandon 93465 Templeton 93475 Oceano 93483 Grover Beach

93203 Arvin 93215 Delano 93216 Delano 93241 Lamont 93243 Lebec 93250 Mc Farland ** 93252 Maricopa 93263 Shafter 93268 Taft ** 93280 Wasco ** 93301 Bakersfield 93302 Bakersfield 93303 Bakersfield 93304 Bakersfield 93305 Bakersfield 93306 Bakersfield 93307 Bakersfield 93308 Bakersfield 93309 Bakersfield 93311 Bakersfield 93312 Bakersfield 93313 Bakersfield 93314 Bakersfield 93380 Bakersfield 93381 Bakersfield 93382 Bakersfield 93383 Bakersfield 93384 Bakersfield 93385 Bakersfield 93386 Bakersfield 93387 Bakersfield 93388 Bakersfield 93389 Bakersfield 93390 Bakersfield 93528 Johannesburg 93531 Keene 93561 Tehachapi** 93581 Tehachapi** **Mileage Fee Applies

93001 Ventura 93002 Ventura 93003 Ventura 93004 Ventura 93005 Ventura 93006 Ventura 93007 Ventura 93009 Ventura 93023 Ojai 93024 Ojai 93030 Oxnard 93031 Oxnard 93032 Oxnard 93033 Oxnard 93034 Oxnard 93035 Oxnard 93036 Oxnard 93041 Port Hueneme 93043 Port Hueneme Cbc Base 93044 Port Hueneme Hueneme Cbc Base 93044 Port Hueneme **Mileage Fee Applies

PROFESSIONAL ASSOCIATIONS

****HARD COPY PENDING****

BAKERSFIELD AREA OFFICE RA LIC 1723 BSIS ISSUED April 11, 2014

(See BSIS Website for license confirmation)

TM

ANY PROPRIETOR/PARTNER/EXECUTIVEOFFICER/MEMBER EXCLUDED?

INSR ADD’LLTR INSRD

DATE (MM/DD/YYYY)

PRODUCER

INSURED

POLICY EFFECTIVE POLICY EXPIRATIONPOLICY NUMBER LIMITSDATE (MM/DD/YY) DATE (MM/DD/YY)TYPE OF INSURANCEGENERAL LIABILITY

AUTOMOBILE LIABILITY

GARAGE LIABILITY

EXCESS/UMBRELLA LIABILITY

WORKERS COMPENSATION ANDEMPLOYERS’ LIABILITY

OTHER

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES / EXCLUSIONS ADDED BY ENDORSEMENT / SPECIAL PROVISIONS

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATIO

DATE THEREOF, THE ISSUING INSURER WILL ENDEAVOR TO MAIL DAYS WRITTEN

NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO DO SO SHALL

IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER, ITS AGENTS OR

REPRESENTATIVES.AUTHORIZED REPRESENTATIVE

INSURER A:

INSURER B:

INSURER C:

INSURER D:

INSURER E:

EACH OCCURRENCE $DAMAGE TO RENTED

COMMERCIAL GENERAL LIABILITY $PREMISES (Ea occurence)

CLAIMS MADE OCCUR MED EXP (Any one person) $

PERSONAL & ADV INJURY $

GENERAL AGGREGATE $

GEN’L AGGREGATE LIMIT APPLIES PER: PRODUCTS - COMP/OP AGG $PRO-POLICY LOCJECT

COMBINED SINGLE LIMIT $(Ea accident)ANY AUTO

ALL OWNED AUTOS BODILY INJURY $(Per person)SCHEDULED AUTOS

HIRED AUTOS BODILY INJURY $(Per accident)NON-OWNED AUTOS

PROPERTY DAMAGE $(Per accident)

AUTO ONLY - EA ACCIDENT $

ANY AUTO EA ACC $OTHER THANAUTO ONLY: AGG $

EACH OCCURRENCE $

OCCUR CLAIMS MADE AGGREGATE $

$

DEDUCTIBLE $

RETENTION $ $WC STATU- OTH-

TORY LIMITS ER

E.L. EACH ACCIDENT $

E.L. DISEASE - EA EMPLOYEE$If yes, describe under

E.L. DISEASE - POLICY LIMIT $SPECIAL PROVISIONS below

THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDINGANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED ORMAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCHPOLICIES. AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATIONONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATEHOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND ORALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW.

INSURERS AFFORDING COVERAGE NAIC #

COVERAGES

CERTIFICATE HOLDER CANCELLATION

ACORD 25 (2001/08) ' ACORD CORPORATION 1988

ACORD CERTIFICATE OF LIABILITY INSURANCE

DATE (MM/DD/YYYY)CERTIFICATE OF LIABILITY INSURANCETHIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THISCERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIESBELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZEDREPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject tothe terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to thecertificate holder in lieu of such endorsement(s).

CONTACTPRODUCER NAME:FAXPHONE(A/C, No):(A/C, No, Ext):

E-MAILADDRESS:

INSURER(S) AFFORDING COVERAGE NAIC #

INSURER A :INSURED INSURER B :

INSURER C :

INSURER D :

INSURER E :

INSURER F :

COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIODINDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THISCERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

ADDL SUBRINSR POLICY EFF POLICY EXPTYPE OF INSURANCE LIMITSPOLICY NUMBERLTR (MM/DD/YYYY) (MM/DD/YYYY)INSD WVD

COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE $DAMAGE TO RENTED

CLAIMS-MADE OCCUR $PREMISES (Ea occurrence)

MED EXP (Any one person) $

PERSONAL & ADV INJURY $

GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $PRO-POLICY LOC PRODUCTS - COMP/OP AGG $JECT

$OTHER:COMBINED SINGLE LIMITAUTOMOBILE LIABILITY $(Ea accident)BODILY INJURY (Per person) $ANY AUTO

ALL OWNED SCHEDULED BODILY INJURY (Per accident) $AUTOS AUTOSNON-OWNED PROPERTY DAMAGE $HIRED AUTOS (Per accident)AUTOS

$

UMBRELLA LIAB EACH OCCURRENCE $OCCUREXCESS LIAB CLAIMS-MADE AGGREGATE $

$DED RETENTION $PER OTH-WORKERS COMPENSATIONSTATUTE ERAND EMPLOYERS' LIABILITY Y / N

ANY PROPRIETOR/PARTNER/EXECUTIVE E.L. EACH ACCIDENT $N / AOFFICER/MEMBER EXCLUDED?

(Mandatory in NH) E.L. DISEASE - EA EMPLOYEE $If yes, describe under

E.L. DISEASE - POLICY LIMIT $DESCRIPTION OF OPERATIONS below

DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)

CERTIFICATE HOLDER CANCELLATION

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORETHE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED INACCORDANCE WITH THE POLICY PROVISIONS.

AUTHORIZED REPRESENTATIVE

© 1988-2014 ACORD CORPORATION. All rights reserved.The ACORD name and logo are registered marks of ACORDACORD 25 (2014/01)

UNIVINV-01 TROXELLR

4/1/2014

License # 0E67768 Denise DavisIOA Insurance Services-SAC2180 Harvard Street, Suite 450Sacramento, CA 95815

(916) 692-7000 (916) 473-1797Denise.Davis@ioausa.com

State Compensation Insurance Fund of CA 35076

Universal Investigative Group Inc1130 E Clark Ave, Suite 150-278Santa Maria, CA 93455

XA 380107114 04/01/2014 04/01/2015 1,000,000

1,000,0001,000,000

Re: Evidence of Insurance

For Insured File

REFERENCES

Honda Finance Corp Contact: Thui 800-408-6134

Loss Prevention Services Contact: Rebecca Weaver

616-288-3500

CIG Financial Contact: Monica De Larosa

877-244-4442

800 Loan Mart Contact: Jefferson Estrada

888-979-7376

Family Motors Contact: Javier Hernandez

805-347-7678

Coast Hills Federal Credit Union Contact: Michelle Contreras

805-733-7632

Lobel Financial Contact: Patti Arellano

714-995-3333

Rockne Financial/Santa Maria Honda Contact: Krista Mather

805-349-6844

Rockne Financial Corporation 2175 S. Bradley Road 

Santa Maria, CA 93455 

805‐349‐6844 

 

 

 

 

 

April 4, 2012 

 

Robert Kraft 

UIG Recovery 

1130 E. Clark Ave. Suite 150‐278 

Santa Maria, CA 93455 

 

To Whom It May Concern: 

 

It is with great pleasure that I am recommending UIG Recovery.  I am an Account Manager with Rockne 

Financial Corporation and I have worked with Robert Kraft and his associates on many occasions, when 

dealing with Collateral Recovery (Repossessions).  

 

UIG and its employees have always been very prompt, professional and have gone above and beyond 

when looking for and recovering our vehicles.  UIG Recovery has proven to be an asset to our Company.   

 

I believe that UIG has been nothing short of an exemplary Company to work with.  If you have any 

questions regarding this letter, please do not hesitate to contact me at (805) 349‐6844, and I will be 

happy to answer any questions you may have. 

 

 

 

Sincerely, 

^Ü|áàt `tà{xÜ Krista Mather 

Account Manager 

SAN LUIS OBISPO COUNTY

VENTURA / SANTA BARBARA COUNTY

KERN COUNTY

FEE SCHEDULE – 2014 (Effective 7/1/14) AUTO’S, MOTORCYCLES, WAVERUNNERS, ATC’s

Involuntary (Initial Skip/Locate Investigation Included) $325

Voluntary Repossession or Involuntary w/ GPS $225

GPS Repossession $250

Impound Repossession fees paid by client $250

Impound Costs Advanced Fee $50

Closeout & Cure Fee $75

Worthless Vehicle Discovery Fee $150

Condition Report W/Photos (Included w/ Repo) $125

Transport to Auction (Fresno/So Ca) $250-$400

Remarketing Fee 10%/$450min

Key Fees By Quote

GPS Unit **NO RESIDUAL FEES** (Optional Install-$50) $140

RECREATIONAL VEHICLES, BOATS

Involuntary under 25' (Initial Skip/Locate Investigation Included) $400

Involuntary over 25' (Initial Skip/Locate Investigation Included) $450

Voluntary under 25' $375

Voluntary over 25' $425

Closeout & Cure Fee $75 LARGE TRUCKS AND TRAILERS

Repossession of tractor and trailer $1000-$1200

Closeout & Cure Fee $250.00

Transport to Auction or Dealer $300-$500 VEHICLE / PERSONAL EFFECT STORAGE FEES

Vehicle Storage Charge to client after 15 days free ** $7.50/day

Vehicle Redemption Fee to debtor ** $75

Vehicle Storage Charge to debtor ** $35/day

Personal Property Processing Fee to debtor $75

Personal Property Storage Fee to debtor $10/day

***Prices listed above are for repossessions within our primary service area (50 miles). Additional mileage may be billed at $1.00 per mile in extended service areas. ***Oversized units may be subject to additional storage fees.