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United We Planfor Retirement

Marion General Hospital, Inc. Retirement Plan and Trust

Transition Guide to Fidelityfor OhioHealth Marion General Hospital, Inc. Associates

33007_02_TBRO_OhioHealth_Marion.indd 1 8/2/17 1:15 PM

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Important Notice Concerning Your Rights under the Marion General Hospital, Inc. Retirement Plan and Trust (Marion Pension Plan)

This notice is to inform you that the Marion Pension Plan will be moving to Fidelity Investments.

To ensure that all information is transferred accurately from your current plan account at PNC Bank to your new Marion Pension

Plan account at Fidelity, there will be a period of time when you will be unable to obtain a distribution from the Marion Pension Plan. This period, during which you will be unable to access the

Plan or exercise rights otherwise available under the Marion Pension Plan, is called a “blackout period.” Whether or not you are planning retirement in the near future, we encourage you to carefully consider how this blackout period may affect your

retirement planning, as well as your overall financial plan.

The last day to submit forms for a full distribution from the Plan through the current vendors is September 5, 2017. (Any requests to

begin periodic payments will be effective the week of October 1, 2017, after the blackout period ends. Installments that are to begin

October 1 will occur as soon as possible the week of October 1, which could be any time from October 2 through October 6, 2017.) The blackout period for all account access in the Plan is expected to begin at 4 p.m. on September 13, 2017. The blackout period is

expected to end the week of October 1, 2017. During these weeks, you can determine whether the blackout period has started or

ended by calling the Fidelity Retirement Service Center toll free at (800) 343.0860 or going to NetBenefits.com/OhioHealth.

You may call the HR Resource Center at (614) 533.8888.

During the blackout period, you will be unable to access your Plan account.

If you have any questions concerning this blackout, you should contact the Fidelity Retirement Service Center toll

free at (800) 343.0860 or go to NetBenefits.com/OhioHealth. You may call the HR Resource Center at (614) 533.8888.


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No matter where you are in your journey, we can help you map out the retirement you envision.Welcome to Fidelity!Fidelity Investments will become the service provider for the Marion General Hospital, Inc. Retirement Plan and Trust (“the Marion Pension Plan”) in September 2017. At OhioHealth, we’re committed to offering you resources to help you map out your retirement goals — and along with Fidelity, we’re here to help you at every step in your journey. This guide is intended to provide you with the details surrounding the transition to Fidelity.

Inside you’ll find information about the transition, including a timeline of events, how this change may affect you, and action steps you can take.

Get ready for the changes ahead: Your retirement plan is an important benefit, so you need the right information, resources, and support to help you make decisions with confidence. With more than 70 years of financial services experience, Fidelity can help you put a plan in place that balances the needs of your life today with your retirement vision for tomorrow.

Use this guide as a resource to help you take an active role in your retirement planning.

• Carefully review the key transition dates. Be aware of which services may be temporarily unavailable during the transition.

• Discover what your Plan offers — new services and features are being added to the Plan.

TABLE OF CONTENTS PAGEW

Highlights 4

Activity Calendar 5

Next Steps 7

OhioHealth chose America’s Retirement LeaderSM1 as your new service provider.

Founded in 1946, Fidelity Investments is the number-one provider of workplace retirement savings plans2 today, and no one makes planning for retirement easier. Fidelity has always been committed to accuracy, top technologies, and the highest ethical standards. A relationship with Fidelity means you can count on accurate statements and information, as well as timely assistance with your questions.

A special note for former associates, alternate payees, and plan beneficiaries: If you are a former associate, alternate payee, or beneficiary with an account balance in the Plan, some of the information enclosed may not apply to you. However, you will be affected by the upcoming transition, so please read this material carefully.


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Highlights

Here is information about some of the features and services offered through the Plan, designed to help you meet your retirement goals.

• Vesting. Vesting means if you decide to leave Marion General Hospital and OhioHealth, you can take your vested account balance with you. You are entitled to your account based on the number of years you have worked. One year of service equals 832 hours worked during the plan year. Bargaining Unit associates who have at least three years of service are vested at 100%. Non-Bargained associates are immediately vested at 100%.

• An array of services. Take advantage of new account and planning services and tools available online and by phone at (800) 343.0860.

• Fidelity NetBenefits®. Fidelity’s NetBenefits® website is designed so you can quickly and easily set up, monitor, and manage your retirement savings account. Log in to NetBenefits® at NetBenefits.com/OhioHealth to get your account information at Fidelity, including comprehensive retirement planning tools and calculators.

• Full View®. This online service, available through the Fidelity NetBenefits® website, allows you to easily monitor all your Fidelity and non-Fidelity online financial accounts in one secure place.

• Online beneficiary designations. With Fidelity’s Online Beneficiaries Service, you can designate your beneficiaries, receive instant online confirmation, and check your beneficiary information virtually any time. Beneficiary information currently on file with PNC Bank will not transfer to Fidelity.

• Workplace planning and support. Fidelity Retirement Planners are knowledgeable professionals equipped with detailed information about the Plan and the financial know-how to provide advice on distributions that will help get you on your way.3 Call the Fidelity Retirement Service Center at (800) 642.7131 to speak with a Fidelity Retirement Planner, Monday through Friday, 8 a.m. to midnight Eastern time. Visit NetBenefits.com/OhioHealth to schedule an appointment to meet on site with a Retirement Planner for a one-on-one consultation.

• Investor Centers. Fidelity has more than 190 Investor Centers across the country, including a location in Columbus. The professionals in the Investor Centers are highly trained to provide you with the latest retirement planning insights and investment help. Investor Center products and services are offered beyond your employer-sponsored retirement plan. You can find an Investor Center near you by visiting Fidelity.com/branchlocator.

Investor Center products and services are offered beyond those of your employer-sponsored retirement plan.

Beginning the week of October 1, 2017, you can log in to NetBenefits.com/OhioHealth or call (800) 343.0860 to check out these new tools and services or to obtain additional information.


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Activity Calendar

Please review this activity calendar to understand how your account may be affected during the transition period.

To ensure that all information is transferred accurately from your current Plan account at PNC Bank to your new Plan account at Fidelity, there will be a period of time when you will be unable to access your account or initiate a withdrawal or distribution from the Marion Pension Plan. This period during which you will be unable to exercise these rights otherwise available under the Plan is called a “blackout period.” Your last day to submit forms for a full distribution from the Plan through the current vendors is September 5, 2017. (Any requests to begin periodic payments will be effective the week of October 1, 2017, after the blackout period ends. Installments that are to begin October 1 will occur as soon as possible the week of October 1, which could be any time from October 2 through October 6, 2017.) The blackout period for account access begins at 4 p.m. Eastern time on September 13, 2017, and is expected to end the week of October 1, 2017. Whether or not you are planning retirement in the near future, we encourage you to carefully consider how this blackout period may affect your retirement planning, as well as your overall financial plan.

During these weeks, you can determine whether the blackout period has started or ended by calling the Fidelity Retirement Service Center toll free at (800) 343.0860 or going to NetBenefits.com/OhioHealth. You may call the HR Resource Center at (614) 533.8888.

If you would like to request a full distribution, you must submit your forms before 4 p.m. on September 5, 2017. You can access these forms through the OhioHealth Resource Center.

Transition Activity Calendar Review the calendar of events to understand how account activities may be affected during the transition period.

KEY DATES* PLAN ACTIVITY ACTION STEPS

September 5, 2017 4 p.m. Eastern time

This is the last day to submit forms for a full distribution.

Access your forms through the OhioHealth Resource Center and return them per the instructions on the forms. Please allow enough time to request, receive, complete, and return the paperwork before this deadline.


The blackout period begins. This is the last day to access your account at PNC Bank.


Valuation Date Your account balances are valued at the close of the market.

September 18, 2017 Your account balance is scheduled to transfer to Fidelity.

No action necessary on your part.


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KEY DATES* PLAN ACTIVITY ACTION STEPS

Week of October 1, 2017

The blackout period is expected to end during this week.

The Fidelity Retirement Service Center and NetBenefits website will open for all Plan services.

• NetBenefits.com/OhioHealth

• (800) 343.0860

You will be notified when the blackout period has ended, and you can now log in to NetBenefits to do the following:

• Log in to NetBenefits at NetBenefits.com/OhioHealth to set up your username and password.

• On NetBenefits, you can:

Review your account balance

Research investment performance

Request a distribution

• Call (800) 343.0860 to speak with a Fidelity Representative who can answer questions and walk you through any transaction you want to make in your account.

• Choose your beneficiaries. Beneficiary information currently on file will not transfer to Fidelity. You can designate your beneficiaries on NetBenefits at NetBenefits.com/OhioHealth or call (800) 343.0860 for help.

PLEASE NOTE: You must choose your beneficiary through Fidelity’s Online Beneficiaries Service in order to have a beneficiary on file. Having a valid beneficiary on file is important so that your account is distributed according to your wishes in the event of your death.

Beginning October 2, 2017

OhioHealth and Fidelity Representatives will be on site for transition education sessions.

One-on-one consultations with a Fidelity Representative will also be available during this time.

Attend a transition education session to learn about the new services and tools Fidelity offers, and to get answers to your questions. Alternatively, schedule an appointment for a one-on-one consultation.

The transition education sessions and one-on-one consultation schedule are available on the OhioHealth transition website at NetBenefits.com/OhioHealth. Select the Marion tab.

* The timing of the Plan changes and transition period, including any asset reallocations, described within this brochure depends on a variety of factors, which may include the timing and accuracy of the transfer of data, receipt of instructions, and receipt of assets. Changes in any of these factors may result in changes to the timing of the delivery of services, the transition period, and/or the dates on which, and thus the prices at which, assets in your account are sold and/or reinvested.

IMPORTANT INFORMATION ABOUT ACCOUNT STATEMENTS

In January 2018, your first quarterly statement from Fidelity will be available. Account statements for the Plan will be available online through NetBenefits at NetBenefits.com/OhioHealth. A quarterly paper statement will not be automatically mailed to your home, but you will receive an email or letter notification when the statements are available. You may request a paper statement of your account at any time.

Note that you can change your mail preferences and request that quarterly statements be mailed to your home address. You can do this by calling Fidelity toll free at (800) 343.0860 or logging in to NetBenefits at NetBenefits.com/OhioHealth. Simply click “Profile” from the main menu, click “Communication,” then choose your mail preferences.


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Next Steps

WHAT YOU CAN DO BEGINNING OCTOBER 1, 2017

Visit NetBenefits.com/OhioHealth to log in to Fidelity NetBenefits. Fidelity’s website is designed so you can quickly and easily set up and monitor your retirement savings account.Set up your username and password. Click “Register” at the top of NetBenefits.com/OhioHealth and follow the step-

by-step instructions. If you are a current Fidelity customer and already have a username and a password, you can use them to access your Plan account on the NetBenefits website.

Register your email address and select eDelivery.

You can do both when you select “Profile” from the main menu of NetBenefits. Simply update your “Preferences” to ensure you’ll receive important transition updates the way you prefer.

Establish your beneficiaries online. To designate your beneficiary for your Plan account at Fidelity, log in to NetBenefits and click “Beneficiaries” in the “Profile” tab. If you do not have access to the Internet or prefer to complete your beneficiary information by paper form, please call (800) 343.0860. Beneficiary designations will not transfer to Fidelity.

Access your Plan account virtually any time. On NetBenefits, you can initiate a full or partial distribution, if eligible.

Take advantage of online account access, practical education, easy-to-use tools, and calculators.

Get details on the Plan’s investments, including account statements, current prices, and historical performance.

Fidelity is excited to become a part of the Marion General Hospital, Inc. team. If you have any questions or need assistance, starting October 1, 2017, you can contact the Fidelity Retirement Service Center at (800) 343.0860. Service Representatives are available Monday through Friday from 8:30 a.m. to midnight Eastern time (excluding New York Stock Exchange holidays). The automated phone system and website, NetBenefits.com/OhioHealth (access to NetBenefits), will be available virtually 24 hours a day, seven days a week.

We look forward to assisting with your retirement planning needs!


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Go mobile. Download the NetBenefits® mobile app.

Download a NetBenefits® mobile app from the App Store®, Google PlayTM Store, or Windows Store and get access to all your Fidelity workplace accounts anywhere, anytime.*

NetBenefits® Microsoft SurfaceTM app

NetBenefits®

smartphone and iPad® app

THETA ORGANIZATIONTHETA ORGANIZATION

Theta Benefits CenterOhioHealth

Access your account information. anytime, anywhere. Swipe to begin.

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Expain Starter Packages

Fund Information

8%OF PAYCHECK, PRE-TAX 1% annual increaseinvested in: FID CONTRAFUND K



Select a Starter PackageIn 60 seconds or less, enroll in your workplace savings plan by selecting a Starter Package below, Remember, you can modify any details later.

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Key Dates

June 26, 2015The plan transition blackout begins

July 1, 2015You can set up your account online

July 1, 2015Your plan assets are scheduled to transfer to Fidelity

Week of July 5, 2015Transition is complete

Week of July 13, 2015Informational work-shops are planned

Fidelity Welcomes the Harris Associates L.P. Profit Sharing and Savings Plan

A Message from Fidelity

Fidelity Investments is the #1 provider of workplace retirement savings plans. We are committed to providing you with exceptional money management, world-class customer service, and state-of-the-art technology.

Source: Fidelity =Facts, FMR LLC 2010.

Transition Highlights

Fidelity Investments will soon become the service provider for the Harris Associates L.P. Profit Sharing and Savings Plan. Please click the links below for important information concerning details of the transition, the changes coming your way, and how it will affect you.

What's New

Transition BrochureGuide to key dates and new products and services.

Investment Option GuideDescriptions of the investment options available throughyour plan.

New Products and Services

Fidelity® Portfolio Advisory Service at Work

Roth 401(k)

Fidelity Fredom Funds®

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* System availability and response times may be subject to market conditions.

The trademarks and service marks appearing herein are the property of their respective owners. All other trademarks and service marks are the property of FMR LLC or an affiliated company and may be registered.


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1 Based on two surveys: The PLANSPONSOR magazine 2016 Recordkeeping Survey (© Asset International, Inc.), based on defined contribution plan assets administered and number of participants of recordkeepers, as of 12/31/2015; and Cerulli Associates’ The Cerulli Edge®—Retirement Edition, Q2 2016, based on an industry survey of firms reporting total IRA assets administered for Q1 2016.

2This statement is based on the results of a combination of independent media surveys. Fidelity ranked first in DC assets under administration as of December 31, 2015, in Pensions & Investments’ annual Defined Contribution Record Keepers Survey; first in total recordkeeping assets and participants as of December 31, 2015, in PLANSPONSOR’s annual Defined Contribution Recordkeepers Survey; and first in DC assets recordkept as of December 31, 2015, in Cerulli Quantitative Update: Retirement Markets 2016.

3The distribution advice provided by Fidelity Representatives considers only three options: remaining in your current plan, rolling over to a Fidelity IRA, and rolling over to another Fidelity workplace savings plan. This document provides only a summary of the main features of the Marion General Hospital, Inc. Retirement Plan and Trust, and the Plan document will govern in the event of any discrepancies.

Fidelity Brokerage Services LLC, Member NYSE, SIPC900 Salem Street, Smithfield, RI 02917

© 2017 FMR LLC. All rights reserved.33007-02/0717

809530.1.0 Marion


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United We Plan for Retirement - Fidelity Investments We Plan for Retirement ... The last day to submit forms for a full distribution from the Plan ... Fidelity has more than 190