VISION: To Honor the Whole of Human Health

MISSION: In a spirit of individual & connectional responsibility, the Detroit CBOPHB seeks to strengthen all aspects of human health through awareness, education, conversation, opportunity, and encouragement for the purpose of promoting healthy lives and empowering vital ministry according to God’s design.

as told byRev Donald J Emmert

Conference Benefits Officer

EXPANDED DEPENDENT ELIGIBILITY TO AGE 26

TERMINATION OF ANNUAL & LIFETIME COVERAGE LIMITS

NO OVER-THE-COUNTER MEDS FOR FLEXIBLE SPENDING ACCOUNTS IN 2011

THE LOCAL CHURCH IS ELIGIBLE FOR THE SMALL BUSINESS TAX CREDIT REGARDING HEALTH INSURANCE

www.gbophb.org REQUIREMENT TO REPORT VALUE OF

HEALTH CARE COVERAGE ON W-2 DELAYED UNTIL 2014

1.4% PREMIUM INCREASE IN 2010 net 4%-5% premium decrease for

those completing wellness initiatives

10% PREMIUM INCREASE IN 2011 net 3%-5% premium increase for

those completing wellness initiatives

# of individual credits applied 138

# of churches receiving credit 80

# of agencies receiving credit 5

Total dollars credited $77,800

Changes Coming in 2012--All anniversary dates will begin 1/1--Rewards will be modified--Emphasis on physical activities as

opposed to levels based on stepsNo Conference Challenge during AC

However…

“And what do you benefit if you gain the

whole world but lose your own

sole?”

Mark 8:36 NLT (sort of)

10 MEDICAL TESTS PROVIDED NEW ADDITION – OPTIONAL CA125 TEST RESULTS CONFIDENTIAL FASTING PREFERRED BUT NOT REQUIRED NO COST FOR PARTICIPANTS IN ACTIVE

HEALTH CARE PLAN $115 FOR OTHERS

ONLINE SELF-ASSESSMENT TO HELP EVALUATE HEALTH & WELLNESS

PHYSICAL VITALITY PSYCHOLGICAL WELL-BEING SPIRITUALITY SOCIAL CONNECTION FINANCIAL SECURITY

REVIEWED 6 HEALTH INSURANCE PLANS IN 2010

RECOMMENDING SMALL PERCENTAGE OF COST SHIFTING TO PARTICIPANTS IN 2011-2012

7/1/11 ADDING MEDTIPSTER FOR RX GENERIC OPTION

MEDTIPSTER Potential 5%-7% savings to conference Zero co-pay for eligible generics Information will be mailed and

available at BenePro table New Medtipster Rx card July 1, 2011

(Keep CVS Caremark Rx card also)EXTENDED CARE PHARMACY 90 day maintenance mail order scripts

PRE-82 MINISTERIAL PENSION PLAN (MPP) CLERGY RETIREMENT SECURITY PROGRAM

› CRSP DB› CRSP DC

UNITED METHODIST PERSONAL INVESTMENT PLAN (UMPIP)

COMPREHENSIVE PROTECTION PLAN (CPP) › disability & death benefit

$4 $8 $15 $16 $23 $42