Why Life Assurance ?Why Life Assurance ?

You at workYou at work 1st Source of Income

You at workYou at work

$INCOME

1st Source of Income

When you work, you receive

You at workYou at work

$INCOME

NEEDSNEEDS

FoodFoodClothingClothingShelter / HouseShelter / HouseTransport Transport Medical BillMedical BillEducationEducationParentsParentsSavingsSavingsEmergency FundEmergency FundPeace of MindPeace of MindSelf Respect Self Respect DignityDignityEtc.Etc.

1st Source of Income

You use your income to fulfill your

DEATH TOTAL and PERMANENT DISABILITY

CRITICAL ILLNESSOLD AGE

4 Factors that could cause you to lose your earning capability

Can you name one of them?

What Will HAPPEN to you and your family when you cannot work anymore because of …..

DEATH TOTAL and PERMANENT DISABILITY

CRITICAL ILLNESSOLD AGE

4 Factors that could cause you to lose your earning capability

DEATH TOTAL and PERMANENT DISABILITY

CRITICAL ILLNESSOLD AGE

$STOP

?

NEEDS NEEDS STOP ?STOP ?

FoodFoodClothingClothingShelter / HouseShelter / HouseTransport Transport Medical BillMedical BillEducationEducationParentsParentsSavingsSavingsEmergency FundEmergency FundPeace of MindPeace of MindSelf Respect Self Respect DignityDignityEtc.Etc.

DEATH TOTAL and PERMANENT DISABILITY

CRITICAL ILLNESSOLD AGE

$STOP ?

NEEDS NEEDS STOP ?STOP ?

FoodFoodClothingClothingShelter / HouseShelter / HouseTransport Transport Medical BillMedical BillEducationEducationParentsParentsSavingsSavingsEmergency FundEmergency FundPeace of MindPeace of MindSelf Respect Self Respect DignityDignityEtc.Etc.

The Needs Continue

So,So,

What Is Life Assurance?What Is Life Assurance?

What Is Life Insurance?What Is Life Insurance?

Money for food, shelter, clothing, education, medical bill, peace of Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignitymind, self respect and dignity

should the breadwinner passed awayshould the breadwinner passed away

So, life assurance is bought not because So, life assurance is bought not because someone mustsomeone must diedie but but because because someone else must go on livingsomeone else must go on living..

Life Insurance is Money Life Insurance is Money

Life Insurance is a Replacement of Life Insurance is a Replacement of Family Income Family Income

What Is Life Insurance?What Is Life Insurance?

Money for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignityMoney for food, shelter, clothing, education, medical bill, peace of mind, self respect and dignity

should the breadwinner passed awayshould the breadwinner passed away

Life Insurance is Money

Life Insurance is a Replacement of Family Income

So, life insurance is bought not not because someone mustbecause someone must diedie but …

because someone else must someone else must go on livinggo on living

2nd SOURCES OF INCOME

1.1. BankBank

2.2. Real EstateReal Estate

3.3. SharesShares

4.4. Life InsuranceLife Insurance

Say, if you need a sum of $$ to pay for medical bill, where can you …

2nd SOURCES OF INCOME

1.1. BankBank

2.2. Real EstateReal Estate

3.3. SharesShares

4.4. Life InsuranceLife Insurance

Say, if you need a sum of $$ to pay for medical bill, where can you …

100 % Capital

100 % Capital

100 % Capital

2 - 5 % Capital

2nd SOURCES OF INCOME

1.1. BankBank

2.2. Real EstateReal Estate

3.3. SharesShares

4.4. Life InsuranceLife Insurance

Say, if you need a sum of $$ to pay for medical bill, where can you …

100 % Capital

100 % Capital

100 % Capital

2 - 5 % Capital

Which Which is a is a

Better Better ChoiceChoice

??

COMPARISON BETWEEN 2 BANKS

YEAR BANK A BANK B

1st 3,000 3,000

2nd 3,000 3,000

3rd 3,000 3,000

9,000 + Interest 100,000 + Bonus + Interest

WHEN SOMETHING HAPPENS TO YOU

Bank B is our companyBank B is our company

How Much Is Enough?

Economic Human Life Value

10 Years Income

10-15% Of Income