Why use a commercial finance broker?

Ensure your business is streets ahead with a commercial finance broker.

More and more Australian businesses, big and small, are taking advantage of a finance broker to find and secure the right finance.

And it’s easy to see why. Having a finance broker onside is a smart strategy to grow your business.

Using a broker to find the right financial solutions is nothing new. More than half of all home loans in Australia are written through a finance broker. The same benefits are available across commercial finance, where it makes even more sense because of the choice, complexities and vastly different needs of businesses.

Growth opportunities. In simple terms, commercial finance products can protect and maximise your cash flow and help fund opportunities for growth when and where you need them. It’s a matter of understanding your business needs and matching them to the right solution. And that’s where a commercial finance broker comes in.

It’s not just about finding great interest rates and looking to save you money. It’s about providing opportunities for you to build your business with the right deal, the right structure, the right terms and the right price all in place.

We work for you. The first thing we do is get to know you and your business before identifying the right type of finance product to suit your needs. Then we shop around for the most suitable loan and go in to bat for you with the lenders. It’s like having a high-level financial controller on your books without the high-level salary.

Getting the best out of what is on offer. It’s our relationships with the lenders that can really work in your favour. We know the industry inside and out. We know how the lenders work and what they want, so we know how best to position your business to take advantage of the superior lending opportunities, product types, rates and fees that are on offer.

Promoting your interests in the best possible light can often see lenders competing for the opportunity to work with you and your business.

And because we stay on top of changes in the lending market we’re across new products and changes as they happen. This allows us to get a sense of lenders’ attitudes changing within a particular industry or sector. If a lender’s policy or funding appetite changes in your industry, we can create strategies to ensure it is business as usual for you.

The latest choices. We have access to a variety of lenders with a multitude of loan products and we stay up to date with the constant changes and latest business lending solutions.

Streamlining the process. Our understanding of the complexities of finance and the criteria lenders use means we make sure the process is as quick and hassle-free as possible.

From start to finish. Once we agree on the right financial solution for you, we take care of the application, lodge it with the lender and manage it through to approval. We take care of it all so you’re free to take care of your business.

We do the hard yards.

Once we’ve got to know you and have helped you choose the right financial solution, we take care of all the paperwork.

We prepare the funding submission from beginning to end, putting together a funding strategy that positions you in the best light with the lenders. We discuss your needs across a panel of lenders who want to do business with you. Then we go into bat for you and negotiate to get the most ideal loan structure, terms, rates and fees. We manage the whole process through to approval.

We’re with you for the long term.

It’s just good business. As your business grows, so does ours. The more we work with you, the better understanding we have of where you are right now and where and how you want to build your business. Our knowledge, networks and constant contact with the lending sector allows us to keep you one big step ahead of the game and to protect and grow your business as opportunities arise.

We check in with you and our panel of lenders throughout the life of the loan, we give you the peace of mind that the deal we helped you secure is still the right deal. This is important because the finance industry is dynamic and ever-changing, and no doubt your business, and your business situation, is too.

Getting good finance is good for business

Getting the right financial product can benefit your business in many different ways. Every business has different goals. A commercial finance broker can work with you to take advantage of the many financial products for equipment and vehicle finance and leasing, business loans, debtor finance, commercial property finance or property development and construction finance.

The right financial solution can help you:

• Protect and manage your cash flow.

• Finance business growth.

• Simplify your financing to make it easier to manage and budget.

• Reassess your current loans to reduce fees and charges, save with lower interest rates and take advantage of new products in the market.

• Have more flexibility and be ready to make the most of new opportunities when they arise.

Please note: we’re a proud member of Australian Finance Group (AFG)* which has access to more than 1350** loan products from Australia’s leading lending institutions.

The logos shown here represent AFG’s lender panel.

*Australian Finance Group Ltd ABN 11 066 385 822 | Australian Credit Licence Number 389087.

**Your broker may not necessarily hold accreditation with all lenders represented or in respect of all loan products. If there is a particular lender you’re interested in doing business with, just let us know.

Any advice in this publication does not take account of your personal circumstances. Before relying on it to make a decision, you should consider how it applies to your overall circumstances or get personal advice.

More than 1350 products from Australia’s leading lenders.

We work with Australia’s leading lenders every day thanks to our partnership with the Australian Finance Group, which has access to more than 1350 commercial and residential mortgage finance products.

Why not go direct to your bank manager?

When you start going directly to banks yourself, you’ll quickly realise there are a lot of options out there, which makes it hard to choose the right product and the right structure.

Sometimes, having all your finances with one bank may not be the right strategy. And, with banks moving interest rates independently of the Reserve Bank, it’s an ever-changing market. With choice comes complexity. It can be tricky to navigate through it all. And it can take a lot of your time. A commercial finance broker will steer you through to find the finance product that suits your business needs and not the banks’.

Banks love dealing with us and we often find ourselves at the head of the queue. As specialists in our field we make doing business with us efficient and economical, which is why so much commercial business now comes through finance brokers.

In the simplest terms, a commercial finance broker makes it easy – saving you time and allowing you to get on with business.

1A, 62 Flinders Street | Wollongong NSW 2500Mob: +61 419 487 091 | Email: viktor.desovski@mybrokeronline.com.auwww.mybrokeronline.com.au

Australian Credit Licence Number: 388823

Call us today on +61 2 4285 9564

Viktor DesovskiTriton Financial Enterprises

Having a commercial finance broker onside, going into bat for you is the smart way to do business.