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COMPLIMENTARY OCTOBER 2013 PAGES 13-17 • TOWN OF GLENVILLE FALL/WINTER NEWSLETTER PAGES 13-17 • TOWN OF GLENVILLE FALL/WINTER NEWSLETTER

Your Hometowne October 2013

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COMPLIMENTARYOCTOBER 2013

PAGES 13-17 • TOWN OF GLENVILLE FALL/WINTER NEWSLETTERPAGES 13-17 • TOWN OF GLENVILLE FALL/WINTER NEWSLETTER

F r o m S c o t i a t o B a l l s t o n S p a , c o v e r i n g t h e R o u t e 5 0 C o r r i d o r2

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Comments and Input – Paul and Cheryll 280.5260Advertising – [email protected] or 265.1105

Photography – [email protected][email protected] or 883.3872

A message from

Want to talk politics? I know you are not use tohearing that from me, but with local electionsright around the corner I thought I would throwmy 2¢ in. Being a regular user of Facebook tohelp promote my advertisers and stay in contactwith my friends and family I can't help butnotice the onslaught of political ranting from

each end of the spectrum. Far right, Far left but very little in the middle.What takes me aback is the utter disrespect people are showing towardseach other and our country. Don't misunderstand me, I don't think weshould be led blindly and I don’t agree with every decision our leadersmake. What I do believe is, that if we, as citizens of this countrycontinuously trash our government than the rest of the world will see usas vulnerable. Being a bit of a history buff, one so called quote (it isquestioned whether or not it was really said) has stayed with me since highschool. I am referring to a comment made by Joseph Stalin, the crueldictator of the Soviet Union who under the guise of moving his countryforward into the Industrial Revolution starved, tortured and killedmillions of his own people. The phrase is this-

"America is like a healthy body and its resistance is threefold:its patriotism, its morality, and its spiritual life.

If we can undermine these three areas,America will collapse from within."

The reason I am addressing this is because there have been many politicalads running in YHT over the past few months. I always try to meet withmy customers personally rather than talk over the phone or email. It helpsme understand how to market them, plain and simple. It is no differentwith Politicians, if I do not understand where they are coming from, howcan I help them get their point across to the voters? What I did not expectis that most of the people I sat down with were completely different thanI had pictured them to be. I may not have agreed with everything theystood for but I respected the fact that they stood for something.

We live in a great country. Yet when I turn on my computer or TV itseems to me as though we are attacking ourselves from within. Ourpatriotism has been replaced by the need to attack every thought processof every leader that has been voted in to office. Key word - VOTED. Andif you didn't vote, shame on you. Our “mores” are disintegrating, normsthat used to define the most fundamental ideas about what Americansonce considered right and wrong are now unclear. Spirituality comes fromwithin. We all have spirituality, regardless of what we believe. The right toyour own spirituality is under attack from every corner of our society.People are more concerned with labels than how we treat each other, ouranimals and our planet.

It is said everything is cyclical. I truly hope this cycle of dissention withthe touch of keyboard cycles through. That Social Media grows into apositive force that brings our country together. I pray that all of us beginto realize that standing on middle ground is much more solid thanstanding on the edge of a cliff.

This month marks the 49th issue of YHT. Thank you for welcoming usinto your home for the past 4 years and supporting local businesses.

ABOUT THE COVER...Signs of Autumn captured by Dave Crudele on the north end of BallstonLake. Visit davecrudele.smugmug.com to purchase or see more of Dave’swork. For more information call 882-5444.

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HEALTH CARE PROXIES:MAKING DECISIONSEveryone should have a person designated to makehealth care decisions. New York State enactedlegislation in 1991 authorized the naming of aperson to make health care decision when you

become incapacitated. Health Care Proxies are broadly available andcan be found at doctor's offices, hospitals and attorney's offices.The Health Care Proxy allows the person named as the agent to makemedical decisions if a doctor determines you are incapacitated. Doctorswill always talk to you for your own decisions on health care procedureswhile you have capacity. Health care proxies are needed for more thanjust end of life decisions. Health care proxies permit a person to consentto procedures to heal if you need healing and cannot make your owndecisions.Every health care proxy needs to contain the name, address and phonenumber or yourself and the agent. The threshold needed for capacityto sign a health care proxy is very low. The agent may be any personover 18.An agent should be guided by the wishes of the person who namedthem the health care agent. Those wishes can be spelled out in thehealth care proxy as part of a living will. The decision on the choice ofa nursing home is a decision to be made by an agent under the powerof attorney form.Please contact me if you wish to consult with someone on planning foryourself or someone in need. It will be my pleasure to help.

Burnt Hills and Schenectady(518) 370-4645 • [email protected]

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Social networkingat the Tavern couldn’t

be easier with WIFI

399-9951745 Charlton Road, Charlton

www.charltontavern.com

Bridal Showers • Rehearsal Dinners • Intimate Couture Weddings

The days are getting shorter…

The evenings are yours to enjoy!

Relax in Comfort with

Family & Friends and

Savor Our New Fall Fare.

From Bridal Showers and Rehearsal Dinners to Intimate Couture Weddings, Important Luncheons

and Organized Dinners. Let us indulge your Palate with our

Culinary Expertise in Timeless Ambiance.

Food is the Reason

IS OUR FAL L

SEASON

Filet Mignon - Prime Rib - Craft Beers

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FALL CLEANING? Fall has arrived! Okay, the kidsare back in school, you have

finally nailed down your daily routine, life is looking good and…not too fardown the road you are looking at the Holidays! Hey-what happened toSummer???October is the perfect time to get your home organized before winterapproaches. Check around to see what might need to be cleared out ofyour way to make room for next year’s new household purchases. Some ofthese items might be non-working and others will be on their last legs.INSIDE: Air conditioners, large or small household and kitchen appliances,old pots and pans, computers, any electronic or stereo equipment, filecabinets, extension cords, vacuum cleaners.BASEMENT: Tools, dehumidifiers, water tanks and water heaters, watersofteners, furnaces, boilers, cast iron, steel or copper pipes and pipefittings, wire, power cords and extension cords, lights, fans.Outside: Lawn and patio furniture, metal gazebo, beach chairs, gas grill, firepit, outdoor cookers, metal swing set, basketball poles, metal fencing, gatesand fence posts, gutters.GARAGE: Aluminum storm doors and windows, steel doors, car batteries,bicycles, lawn mowers, lawn tractors, weed whackers, snow blowers,outdoor tool such as rakes or shovels, wheelbarrows, car or truck parts, gaspowered and electric motors, ladders, shelving, cabinets, tires with rims.The great news? We can help you clear this stuff out, just give us a call!Our company is Scrapster, LLC, the Capital Region’s premier NOCOST scrap metal and appliance removal and recycling service. Weare a local family owned business and cover the entire Capital Region. Wehave processed over a million pounds of scrap metal since 2010! We arefully insured, convenient, and reliable and always provide top Quality workto get the job done safely and correctly. Everything is properly recycled,disposed of or donated.We additionally offer LOW COST junk removal, TV removal and cleanouts. Scrapster is an official New York State DEC approved location forbusiness or personal computer and electronics recycling. We are also fullyEPA608 certified for all types of Freon (refrigerant) recovery and removalfrom refrigerators, freezers, air conditioners and dehumidifiers.Please call us anytime at (518) 505-5055. Scrapster will remove theitems from exactly where they are located-you don’t need to do a thing.“Don’t Worry…We Can Take It!”™

Please visit our website at www.scrapster.com for more information or to schedule an appointment online.

Vincent Coppola, Owner of Scrapster Scrap Metal Removal/Recycling Service

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Town of GlenvilleIncorporated 1821 • State of New York

www.townofglenville.org

Fall/Winter 2013Newsletter

With the fall and winter seasonsupon us, it's time for us to turnattention to the 2014 town budget.The staff and I have been at workformulating my proposed $16million spending plan that, this year,cuts non-mandated spending,further reduces our dependency onthe fund balance, and keeps the levyincrease well below the state tax cap.

I held two public budget forums todiscuss this year's budget withresidents. We reviewed last year'sperformance, looked at multi-yeartrending models, and discussed thechallenges ahead. Some of the

challenges we face this year are the continuing increase in healthinsurance costs and the potential for about 25% of our staff to retire.Those retirements bring our exposure to potential cash payouts forcontracted benefits to about $300,000 to $400,000. That's newspending; cash out-the-door. My budget will absorb these costs and stillstay significantly under the tax cap.

Over the past four years we have made the difficult, yet necessarydecisions to put the town on solid fiscal footing. We have cut our debt,cut our spending, reduced the use of fund balance to pay our bills, andpreserved all services. I am proud that Glenville continues to deliver thecore services it always has without instituting any new fees like manyother municipalities are now charging.

Of other interest, we are moving forward for with our Town CenterBeautification Project by seeking funding from the state, county, andprivate donors to help jumpstart the project. For years, the town hasattempted to beautify this important corridor, yet was never able to findthe funding. I, along with Jim Martin - our economic developmentchairman, have spearheaded a grant application to NYS DOT and havesought business support for a plan that would add sidewalks, landscapingelements, and brand new historic looking, high-efficiency lighting. Webelieve that this an important project to help increase the shoppers whoutilize our business district.

By the time you read this, we will have completed our 4th AnnualOktoberfest and I want to thank the committee, the staff, all of thevolunteers, and sponsors who make this event happen. The GlenvilleOktoberfest has become this community's premier event and provides allof us with an opportunity to join together and celebrate as one. Thankyou all for the hard work you do and for helping to make the quality oflife in this town even better.

Many of you will also have noted that the new roundabout onMaple/Glenridge/Hetcheltown Rds. has opened. We have receivedpositive feedback about its design and traffic flow improvements. As partof this NYSDOT project, large rocks were salvaged from the old bridgeabutments. These rocks have a long history in our state and town sincethey were of the type used to help build the Erie Canal and have been apart of that distinctive bridge for so long. I have appointed a committeeand have asked them to provide the Board with ideas for the reuse of therocks (many of them marble) in the town. Some ideas includeconstructing a memorial wall to the town's veterans, use of seating and

From the Desk of the Town Supervisor...Christopher Koetzle, Town Supervisor

beautification in the parks, and perhaps incorporating them in the TownCenter's Beautification program. If you have any ideas that you wouldlike the town to consider please email me at [email protected].

Best wishes for a safe and fun fall and winter. As always, please feel free tocontact me with any questions, suggestions or concerns you may have.

Sincerely,

From the Highway Department...Tom Coppola, Highway Superintendent

2013 FALL LEAF PROGRAM (begins October 21, 2012)• Do not delay; get your leaves out now. • Brush, sticks, rocks, stone & debris may not be mixed in with leafpiles as they cause costly damage to our machines.• Loose leaves must be placed on the edge of your lawn, no farther than10 ft from the roadside. Please keep in mind that the leaf machine'shose is only 10 ft. long.• Do not fill dead-end streets with leaf piles.• It is unlawful to place anything on the pavement impeding theroadway and traffic.• Once snow falls and remains on leaves, all leaves must then be bagged.

SNOW PLOWING & ICE CONTROLGlenville Code §1219 - It is unlawful to throw or deposit snow or icein the roadway. Do not clean off vehicles in roadways.• In the event of a heavy wet snow storm, please refrain from placinggarbage cans at road edge. Unfortunately the snow comes off the wingand will tip them over. • Placement of basketball hoops or other structures in the town'sroadways/right of ways is prohibited and slow down the process. TheTown will not be responsible for repairing or replacing theseobstructions.• Parking of vehicles is prohibited from parking on town roadwaysbetween the hours of 3am and 6am commencing November 15ththrough April 1st.• Parking is prohibited on or along town roadways for 48 hours after asnowfall exceeding an average depth of four inches.• Please report any basin and drainage issues you may be having duringthe winter.• Please remember - We do not put snow in your driveway; we plowthe roads that your driveway is on.

CHRISTMAS TREESProgram begins the week of January 6, 2014 and continues for threeweeks, weather permitting.• Trees buried under snow will not be picked up.• All ornaments, stands and plastic bags must be removed.• Inclement weather will take priority over this service.Please do not hesitate to call us at 382-1406 or visit our web page.

MAILBOXES• Approach to box should be a hard level surface so that the shoulderof road does not get damaged.• Face of box should be parallel to the edge of roadway.• Height between bottom of box and roadway should be 48” to 60”.

Please do not hesitate to call us at 382-1406 with any questions. Alsoplease visit our webpage at www.townofglenville.org, then scroll totown departments and click on highway.

www.townofglenville.org

The Town's Review Boards and CommissionsWith the exception of the construction of an individual single-familyhome, most development projects in the Town of Glenville aresubject to review by one or more of the Town's boards/commissions.Most of the review processes and time frames associated with themare dictated by New York State law. Here's a quick snapshot of thefour town boards/commissions who play a role in the review ofresidential, commercial and industrial projects:

Planning and Zoning Commission - Typically called the “PlanningBoard” in most communities, Glenville's Planning and ZoningCommission (PZC) is a seven-member body that is arguably themost influential entity regarding land development. The PZC hasthe final say on all site plan review and subdivision applications, andit plays an advisory role on all zoning amendments and conditionaluse permits. Almost every commercial/industrial developmentproposal goes before the PZC, as well as all multi-family projects andresidential subdivisions.

Zoning Board of Appeals - The five-member ZBA is a quasi-judicialbody that is responsible for the review of all variance and conditionaluse permit applications. Mandated by NYS law if a municipality hasa zoning ordinance, the ZBA is the only body that can give “relief ”from zoning regulations via the review and approval of area variancesand use variances.

Environmental Conservation Commission - Commonly referred toas the GECC (Glenville Environmental Conservation Commission),this seven-member body is advisory, but nevertheless is criticallyimportant because they conduct the initial review of nearly allplanning/zoning applications. Their role is to assess the potentialenvironmental impacts of development applications and to passalong their recommendations to the other boards/commissionsoutlined here.

Open House Scheduled for Pending Route 50 Sidewalk ProjectOn Wednesday, October 30th, from 5:30pm to 7:30pm, at theGlenville Municipal Center, representatives from the New York StateDepartment of Transportation (NYSDOT) will be holding an openhouse to reveal their sidewalk plans for a portion of Route 50 within theTown Center. The project, scheduled to go out for bid in the fall of2014, would involve the construction of sidewalks, wheelchair-accessible ramps, and crosswalks along both sides of Route 50, betweenGlenridge Road and Maybrook Drive.

There will be no formal presentation on the 30th, but rather plans andrenderings will be on display for review by the public, and NYSDOTofficials will be available to answer questions. If there are questions onthis project in the meantime, please call the Town of Glenville EconomicDevelopment and Planning Department at 688-1200, ext. 407, or e-mail Town Planner Kevin Corcoran at [email protected]

The above renderings illustrate the town's vision for improvements to the Town Center area. Sidewalks, improved lighting and streetscape amenities are proposed, and the Town of Glenville has applied for a $450,000 grant through the Transportation Enhancement Program to help fund this $1.1 million project. NYS DOT will begin sidewalk improvements as part of this plan beginning in 2014.

The NYS Department of Transportation plans on completing the sidewalk network alongRoute 50, between Glenridge Road and Maybrook Drive.

Town Center Improvements Planned

Proposed

Existing

OCTOBER 16TH7:30PM

TOWN HALLJim Martin will presentthe plans for the TownCenter Beautification

Project.

www.townofglenville.org

Town Board - As Glenville's legislative body, the Town Board isresponsible for the review of all proposed zoning text and zoning mapamendments, whether these amendments are proposed by alandowner, developer, or the Town itself. Of the fourBoards/Commissions outlined here, this is the only body whosemembers are elected, consisting of the Town Supervisor and four TownCouncilmen. All other board/commission members are appointed bythe Town Board, and are uncompensated.

Glenville Seniors Receive AwardsTwo Members of the Glenville Senior Center Receive Awards; StanleyGordon and Richard McMahan were recognized by SchenectadyCounty Department of Senior and Long Term Care Services.

Stanley Gordon has been chosen as Schenectady County Senior Citizenof the Year for 2013 for his outstanding contribution to the GlenvilleSenior Center and other community organizations.

Richard McMahan has been selected as the 2013 Senior Citizen withOutstanding Contribution. Dick was recognized for his dedication tothe Glenville Senior Center's newsletter, Senior Moments, distributedto about 1500-2000 members and other organizations in ourcommunity.

Glenville Senior Center Offering Exercise Classes, Trips, Golf, Cards, Pickleball, Film club,Knitting, Social Events, Bocce, Book Club, Speakers, Painting,Photography, Bowling, Quilting, Dancing, Volunteer Opportunities,Dining Center & More! Scotia-Glenville Senior Citizens, Inc.Celebrating 35 years!

Visit us at 32 Worden Road or learn more by calling 374-0734 or emailVicki Hillis at [email protected]

Baptist Health's Judson Meadows assisted living facility underwent review by theEnvironmental Conservation Commission, Planning and Zoning Commission and TownBoard.

Stanley Gordon and Richard McMahan

Transportation for SeniorsThe Scotia-Glenville Seniors are proud to be able to offertransportation for seniors living in the Village of Scotia and theTown of Glenville, Monday through Thursday between 9am and3pm and on Fridays between 9am and noon. Our van transportsseniors to grocery stores, hairdressers, shopping centers, etc. withinthe Town of Glenville. The van is not able to provide transportationto medical appointments. To reserve a ride, simply call the center at374-0734 between 9 and 12 noon, Monday through Friday. Youmay call up to two weeks in advance, but you must call at least oneday in advance. Donations are greatly appreciated.

Rental Space AvailablePlanning a baby shower, wedding shower, anniversary party,fundraising event, club meeting, graduation party, etc.? We have aplace for you to hold your event! The Glenville Senior Center, 32Worden Road, is available to rent. Rates are reasonable. We provide:

• Seating for over 200 with plenty of tables and chairs.• Fully equipped kitchen.• Podium and speaker system.• Ample parking.

Call Vicki Hillis, Senior Center Coordinator at 374-0734 for rentalprice and availability. Stop by during office hours Monday - Friday,9 am- 4pm, to see the facility.

Efficiency in Government Committee2013 SummaryThe Town of Glenville Efficiency in Government (EIG) Committeemet monthly, except for August. Mary Lolik and Larry McArthur,are the Chairs. The January meeting was devoted to a discussion withSupervisor Koetzle about his plans for 2013 and how the EIG mighthelp carry out the plans. During 2013 the EIG Committee completed the following projects:

• Prepared and submitted to the town a summary of needsidentified by town staff during interviews conducted in 2012

• Recruited new EIG members who possess the expertise toevaluate the town's technical/computer status and who constitute anInformation Technology (IT) Subcommittee that met with all towndepartments to discuss the use of computer systems

• Monitored and facilitated implementation of the websitesubscription process recommendations that were made by the EIG in2012

• Conducted a recruitment process for a GIS Intern needed toconduct a mandated sewer mapping project subject to a NYSdeadline and potential penalties for non-compliance

• Prepared and submitted a report detailing how the town'swebsite can be improved to support economic development in thetown

• Attended the April “Let's Talk Business” expo and theSupervisor's Budget Forums

Also during 2013 the EIG Committee has worked on the followingprojects that are ongoing:

• The IT Subcommittee is meeting with key town staff andpotential contractors to evaluate how to meet the town's computerneeds. Emphasis is being placed on the town's financial system thatdates from the 1980s. This effort is expected to come to fruition in2014.

• An EIG Committee member is investigating possibilities forgovernmental consolidation

• A subcommittee is evaluating business proposals that the townhas received to carry out major capital improvement projects withoutthe need for major upfront expenses

• Plans are being formulated to gather information frominterested town residents about developing performance measuresregarding town services.

www.townofglenville.org

Police Department ReportMichael Ranalli, Chief of Police

The Town of Glenville Police Department will once again beparticipating in the National Drug Take Back Day on Saturday,October 26, 2013. The hours of collection will be from 10:00 am until2:00 pm at the Police Department. The purpose of this event is toallow for the proper disposal of unwanted prescription drugs. It is verycommon for unfinished or unused prescriptions to collect in homesunder normal circumstances because most people do not know what todo with them. Many people who have suffered the loss of an elderlyfamily member will frequently discover large quantities of unusedprescription drugs within the home. It is NOT proper to flush suchdrugs into the sewer system. The chemicals in many of these drugs donot break down and are difficult to filter out, leading to contaminationof water sources, even after treatment. In addition, there are severalproblems associated with keeping old prescriptions. First, it is notrecommended to take prescriptions once they have passed theirexpiration date. Second, it is dangerous to take medicines that wereprescribed for another person. Finally, the abuse of prescriptionpainkillers has become a national problem, even surpassing the abuse ofillegal drugs. Many of these painkillers came from medicine cabinetsin communities just like ours.The National Drug Take Back Day provides a convenient way forresidents to dispose of these unwanted prescription drugs. Officers willbe available to take the drugs from you and place them directly in ourdisposal containers. No special preparation is necessary, just pleasebring the medicines in the original container and packaging. There isno paperwork to fill out and no questions asked. Information on theevent will also be available on the Town of Glenville website.

From the Town ClerkLinda Neals

While the Town Clerk is a position that everyone is aware of, thefollowing explains the essential duties of the position.

RECORDING SECRETARY: Keeps minutes of all Town Boardmeetings and public hearings.

RECORDS MANAGEMENT: Acts as custodian of all permanentrecords of the Town and must provide for the storage and dispositionof inactive records. Maintains records of adopted Town ordinancesand local laws, oaths of office, resignations, petitions, proof ofpublications, annual budgets, contracts, and fiscal reports.

LICENSES: Issues NYS licenses/permits, including marriage, dog,hunting and fishing, fireworks, bingo, games of chance, andhandicapped parking. Issues Town licenses/permits, including wastehaulers and trailer parks. (Marriage Licenses are issued byappointment only - 688-1200, ext. 402)

REGISTRAR OF VITAL STATISTICS: Keeps a permanent recordof all Town of Glenville births and deaths, issues birth certificates,death transcripts, and burial permits.

Comptroller’s ReportJason Cuthbert

BUDGET SEASONDeath and taxes… These may be the two things none of us can avoidbut the Comptroller's Office has been working hard with theSupervisor and Town Board to create a 2014 budget which keepstown taxes low while preserving the excellent services provided by ourtown workforce. The Supervisor's tentative 2014 town budget stayswithin the New York State tax cap with an overall proposed tax levyincrease under 1.6%. For the average Glenville homeowner outsidethe village this equates to a town tax increase of only $11.53 in 2014.Town taxes for the average village homeowner will rise less than $3for the year.

The tentative 2014 budget includes increased funding for the REDI

fund economic development program, the Scotia-Glenville SeniorCitizens, the Freedom Park Foundation, and the town bulk itempickup. We were also able to increase funding for the maintenanceand repair of water and sewer infrastructure and we will also bemaking the final payment on a 1995 sewer bond for sewer district #6.For the fourth year running we've reduced our use of fund balance(basically the town's savings account) to balance the budget. If itwere not for increases in health insurance and an unusual amount oflikely employee retirements, the budgeted town spending in 2014would have been below 2013 levels.

We'll continue to look for ways to cut taxes in a prudent manner whilemaintaining town services. Unfortunately, we can't make anypromises about mitigating the other unavoidable life event mentionedat the start of this article, but we'll do our best on that one, too.

TAX CAP PRIMERThe state tax cap has been the backdrop to all municipal budgetssince it was introduced for 2012. But what is it? In a nutshell the taxcap aims to keep the overall tax levy increase to the lesser of 2% or therise in inflation. In Glenville, the overall tax levy is comprised of theproperty taxes which are part of the three main funds (town general,town outside the village, highway), the water fund, the sewer fund,fire district #4 (where Scotia Fire Department operates within thetown), all the lighting, parks, and drainage districts, and themandated county election charges.

For the 2014 budget, the inflation rate was only 1.66% so this is thebase cap number we must use, not the 2% figure commonly referredto as the tax cap. While this base number gets the press there aresome adjustments allowed. For example, municipalities receive creditfor new construction which adds to the town tax base and we cancarryover a portion of any allowable tax levy not used in prior years.There are also allowances for large increases in mandated New YorkState retirement costs in a given year as well as adjustments for theamount of PILOT (payment in lieu of taxes) revenues received by amunicipality. Here in Glenville, our town's tax base growth and levycarryover will increase our 2014 tax cap maximum from the widelyquoted 1.66% figure up to 2.54%.

From the Receiver of TaxesPatrick Aragosa

ABOUT YOUR TAXES: Taxes are collected twice a year in the Townof Glenville. Town & County tax bills are mailed out the first weekin January, and the school tax bills are mailed out the first week inSeptember. Water rents (bills) are payable in June - July each year.

ELECTRONIC PAYMENT OPTIONS: Payment may be made bycredit card online at egov.basny.com/glenville or by phoning 1-888-877-0450. Please note: There is a convenience fee of 2.45% of thepayment amount for this service. If using your debit card theconvenience fee is a flat $3.95.

TRADITIONAL METHODS OF PAYMENT: Bills may be paid inperson at our office at 18 Glenridge Rd., or may be mailed. If yourequire a receipt, be sure to bring or mail the entire bill with payment.Please make your check payable to TOWN of GLENVILLERECEIVER of TAXES. If you are mailing your payment, it must bepostmarked on or before the due date.

If you are a resident of the Village of Scotia, there is an additionalvillage tax bill due in June payable at 4 N. Ten Broeck St. in Scotia.All questions regarding this bill should be directed to the VillageClerk's office at (518) 374-1071.

TOWN & COUNTY PROPERTY TAXES:January - penalty free February - 1.25% late payment penaltyMarch - 2.5% late payment penaltyApril - 3.75% late payment penaltyOn May 1, unpaid taxes are sent to Schenectady County forcollection. The town & county taxes cover the fiscal year of January1 through December 31.

Glenville Town Offices18 Glenridge Road, Glenville, NY 12302

Scotia Village Offices4 N. Ten Broeck Street, Scotia, NY 12302

www.townofglenville.org

1 7

Was your Car damaged in an accident? NY STATE LAW GIVES YOU THE CHOICE, NOT YOUR INSURER.

Q: Can an insurance company compel a policyholder to use aparticular repair facility?A: No. Any insurance company attempting to do so would finditself in direct violation of Section 2610 of the New York InsuranceCode [N.Y. Ins. L. §2610 (McKinney 1997)]. It would then not onlybe subject to severe penalties from the Insurance Department, butit would expose itself to a civil suit by the policyholder for unfairand fraudulent trade practices.

Q: My Insurance Company says I need to bring my vehicle throughtheir drive through estimate facility to insure it will be fixed at noadditional cost to me.A: NY State law guarantees that you alone can choose who repairsyour car after an accident and you have the right to tow or driveyour car to your CHOICE of registered repair shop... and yourinsurance will pay for the work just the same. While your vehicle isnot as important as your health, it's probably one of your mostvaluable possessions. So when something goes wrong, you want totrust it to a shop you know and that won't cut corners fixing it. Asa family owned business Frank and Sons understands that trust isvital to our future. For over 40 years we have earned the trust ofour customers and their families.

Q: My car is leased; I was told that I had to go to a specific place forthe work to be done to meet the guidelines of my lease.A: Under New York State law a licensed repair shop is qualifiedand legally authorized to repair your lease vehicle. Hire licensedrepair shops only. New York State law requires repair shops to posttheir license numbers on the premises, on highly visible, easy-to-read green signs. Choosing a licensed repair shop to restore yourvehicle to pre-accident condition will in no way violate your lease.

Q: My insurance company says they will not guarantee the work ifit is not performed at a specific shop of their choice.A: The best collision repair facilities provide written warranties oncollision repair and refinishing. Frank and Sons Guarantees theirwork for as long as you own the vehicle. Our collision techniciansare certified and go through updated training on a regular basis.

Q: My insurance company said they will make it easier to repair mycar if I just drop it off at their facility.A: We have been negotiating with insurance companies for over 40years. And you will always know where your vehicle is. Being familyowned and local; we have YOUR best interest at heart. When youhave your vehicle repaired at Frank and Sons we will make it Easyfor you, Guarantee our work and return your vehicle to you in Pre-Accident Condition as quickly as possible.

IN LOVING MEMORY OF LANE ROWE

As I write this October 1st is fast approaching. It is the 1 year anniversaryof the death of my son Lane Rowe. The worst day of my life and myfamilies lives. It has been both the hardest and longest year of my life.Although the grief was overwhelming; so was the caring and support Ireceived from our community and the communities that surround us. Thecards, flowers, food, and phone calls from both people I know and totalstrangers did help comfort us even though we may not have seemedappreciative. The Burnt Hills community and the BHBL school systemwere an unbelievable help. The turnout at Lane's funeral showed me justhow much my beautiful son was loved. My kids Reid and Luca Rowe andLark and Felix Abraham as well as my step children E.J. and MiahAbraham have all suffered a terrible loss; as Lane was the center of ourfamily. He was our practical joker, our clown. We all loved him incrediblyand miss him every day. Thanks to the counselors, teachers, family, andgreat friends in this community my family continues to heal and rebuildour lives without him.

I want to thank my loyal friends and clients who have stood by methrough this difficult time. Your support and continued business helps fillthe emptiness and helps keep our family whole. Please know Iunderstand how difficult it is for people to see me for the first time sinceLane's death; it's almost paralyzing for people to address the death of achild. But it is my family's reality. We know that he is gone forever; yetwe must still live on.When you see me understand I know that your heartis in the right place even if your words are awkward. It's OK to beawkward, there are no words that will make it “all better”. Just seeingyou and having my business continue to thrive is the only thing that willhelp. If you have been a client of mine then you know how much I lovewhat I do. If you have never been in my salon but have been thinking ofstopping in, please do.

With appreciation, comfort and peace,Jennifer Rowe Abraham

Reflections Salon, Burnt Hills

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GET THE MOST FROM YOUR WORKOUT How effective are your workouts? Do you regularly push yourself to the limit? Do you feelthe burn with each rep? Do you have nothing left togive when it's over? Or would you describe your workout more like acomfortable trot? Do you coast along, breaking a

respectable sweat while doing the same old routine? Since you are spending a portion of your valuable time working out, Iassume that you desire to have a slimmer and more toned body.The following tips are going to show you how to spend less time exercising,while achieving quicker, more noticeable results. Sounds good, right?

• BE FOCUSED. It sounds obvious, but this crucial requirement for aneffective workout is often overlooked. Don't be one of those people whoexercise their jaw muscles (from chit chatting) more than any other muscles.

• BE CONFUSED. Er, more specifically your muscles should be confused.Do this by changing up your routine often. This helps to avoid plateaus andto continuously challenge your body.

• BE NOURISHED AND HYDRATED. Stay on top of your food and yourhydration levels. The best results are achieve when you're drinking enoughwater and eating real, wholesome foods.

• BE STRATEGIC. The time of day that you workout makes a hugedifference in your results. Your job is to figure out when your body is at itsbest and to make that the time that you consistently exercise.

• BE WATCHED. There's a benefit to working out in a group setting.Researchers saw a significant increase in strength and endurance in thepeople who had an audience versus those training on their own.

• BE PUMPED UP. Check this out: researchers found that personalmusic motivated weightlifters to complete two more repetitions on averagethan those who were not listening to music. That's a great reason to listento upbeat music while you exercise.

• BE COMFORTABLE. Not only will you be happy to put comfortableworkout clothes on, but you will also be able to focus better on yourworkout, rather than wondering if your pants will split when you squat.

• BE SMART. If you're not already one of my valued clients, then nowis the time to become one. Working with a professional ensures that you'rebeing challenged and are seeing results. And that's just smart, right? If you don't know where to start when it comes to exercise, I'm here to help.It's my passion to make exercise a part of your life that you look forward toand are rewarded by. Wouldn't you like all of the healthy rewards of beingfit? Call or email me today and we will get you started on the exercise programthat completely transforms your body.

424-7878 or email [email protected] get started today with a free consultation.

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GiftCertificates

Available

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ANNOUNCES OPENING OFCOMMUNITY SPAY/NEUTER CLINIC

The Animal Protective Foundation announces the opening of its newCommunity Spay/Neuter Clinic.This low-cost program is intended for thosewho cannot otherwise afford to have their pets altered. At the clinic,compassionate care is provided by skilled veterinary professionals usingthe same quality instruments, supplies, and equipment found in a privateveterinary hospital.It is not a wellness clinic, however. Our goal is to reduce the number ofhomeless and unwanted animals in our communities, so the focus is onproviding high-volume, high-quality spay and neuter services. The limitedadditional services offered are only available in conjunction with surgery.We offer two fee structures: one for the general public and one for thosereceiving NYS Benefits or HEAP. All surgeries include examination by ourveterinarian, flea treatment, nail trimming and ear cleaning as needed, anda tattoo for surgical identification. Fees are as follows:STANDARD FEESFemale cats/$60Male cats/$50Female dogs under 50 lbs./$80Female dogs over 50 lbs./$95Male dogs under 50 lbs./$60Male dogs over 50 lbs./$70

MAKING GOOD ON A PROMISE TO OUR COMMUNITY APF's prior low-cost spay/neuter program was limited in both staffing andphysical capacity. The purpose of the new clinic is to allow for more catsurgeries plus the addition of surgeries for dogs.Through the extraordinary generosity of caring funders, the dream ofdelivering high-quality, low-cost surgeries on a large scale, with themission of reducing pet overpopulation in our Capital Region communities,is starting to be realized.Spay/neuter is the most humane and effective solution to the complexproblem of the euthanasia epidemic, which destroys 4-6 million animalseach year in the United States and is a direct result of animals leftunaltered. Sterilizing cats and dogs means fewer animals crowdingshelters and fewer animals ultimately being euthanized. Reducing thestrain on shelters such as the APF also allows for more resources to bedevoted each animal, thereby increasing each the chance for a positiveoutcome.The Community Spay/Neuter Clinic is open Monday through Thursday.Appointments can be made by calling (518) 374-3944, ext. 121. Moreinformation is available at www.animalprotective.org

INCOME-QUALIFIED FEESFemale cats/$25Male cats/$15Female dogs under 50 lbs./$45Female dogs over 50 lbs./$60 Male dogs under 50 lbs./$25Male dogs over 50 lbs./$35

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The Amy Aldrich State Farm Agency opened its doors for business 5years ago on June 1st. We are thrilled to be part of the GlenvilleCommunity.

Our Mission is to improve the lives and futures of our customers, andthe community at large, by offering the products and services that bestsuit their insurance and financial service’s needs, one relationship at atime.

Our team members are caring, motivated sales professionals withextensive knowledge of the products and services we provide, as wellas the desire to identify and fulfill the needs of our clients througheducation and needs based selling. Our office facility is aprofessional, vibrant, and welcoming environment, and our customerservice is warm, friendly, proactive and compassionate.

State Farm offers a wide variety of insurance and financial services,including a fully FDIC insured bank and line of mutual funds. Seestatefarm.com or come in and talk with us to find out more.

The members of the Amy Aldrich Agency can be seen out supportingthe community at various events such as the Glenville Oktoberfest andProps & Pistons Air and Car Show. As a courtesy to our customers andneighbors, we offer defensive driving classes several times a year. Wewelcome you to stop in for a quote, a cup of coffee, or a friendly chat.

123 Saratoga Rd Glenville • 384-2692 • amyaldrichagency.com

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DO THIS, NOT THATWe experience almost everything in life throughour eyes. It's important to know how to keepthem healthy. Certain vision problems, such ascataracts and presbyopia, occur as a naturalresult of aging. However, there are simple stepsyou can take to help manage many common eyeproblems and maintain your vision.

• DO EAT EYE FRIENDLY FOODS. Diets rich in Vitamin A keep eyeshealthy and sparkling. So eat lots of carrots, dark leafy greens or sweetpotatoes. Research has shown that eating fish high in omega-3 fatty acidsis also helpful.

• DON'T SMOKE. Studies show smoking dramatically increases thelikelihood of developing cataracts, macular degeneration, uveitis anddiabetic retinopathy.

• DO WEAR PROTECTIVE EYEWEAR. This refers to sunglasses andsafety glasses with side shields, used for sports, gardening and hobbieswhere flying objects may break ordinary eyewear. Polycarbonate lenses are10 times stronger than ordinary plastic lenses.

• DON'T STARE AT THE SUN and other bright lights. Looking directly atbright lights and laser pointers can be harmful to your eyes.

• DON'T RUN WITH SCISSORS. Seriously!• DO WASH your hands often to avoid eye infections.• DON'T TOUCH your fingers to your eyes after shaking hands with

someone.• DON'T STARE TOO LONG at your computer screen, TV or reading

material.• DO TAKE A BREAK every 20 minutes to give your eye muscles a rest;

look away about 20 feet for 20 seconds. Try closing your eyes when giventhe opportunity.

• DO KEEP CONTACT LENSES CLEAN AND REPLACE THEM ASRECOMMENDED - Follow instructions on how long to keep contact lensesin your eyes and how frequently they should be replaced. Also, be sure tofollow any care and disinfection instructions specific to your contact lensesand lens care products.

• DON'T PUT YOUR CONTACT LENSES IN YOUR MOUTH or use salivaor tap water to wet them - EVER!

• DO MAINTAIN A HEALTHY WEIGHT to avoid systemic conditions-such as diabetes-that may lead to impaired vision

• DON'T IGNORE HEADACHES. Reaching for another aspirin? Frequentheadaches can be a sign of an eye health issue. Check with your eye doctor.

• DO GET A YEARLY EYE EXAMINATION to rule out cataracts,glaucoma, diabetic eye disease and macular degeneration.

For more information contact Kristen Cameron,Burnt Hills Optical, 793 Rt. 50 Burnt Hills, 399-6130

or visit www.burnthillsoptical.com

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OCTOBER CROSSWORD PUZZLE

Answers can be found on page 33

ACROSS1. Corroborates (archaic)6. Dirty air10. Wacky14. Creepy15. Gangly

16. Bright thought17. Thigh armor18. Diva's solo19. Seats oneself20. Change22. Glance

23. Observed24. Cumulus and cirrus26. Coarse file30. Mineral rock31. Dawn goddess32. Dwarf buffalo33. Standard35. Something of value39. A member of the CosaNostra41. Turkish term of respect43. Flora44. Not yours46. Wise one47. Cover49. Excluding50. Hurried51. Each54. WW1 plane56. Crazes57. Deaths63. "Wise" birds64. Brother of Jacob65. Outspoken66. Bobbin67. Afflicts68. Ancient Greek market-place69. Countercurrent70. Story71. Nursemaid

DOWN1. Bristle2. Make well3. At one time (archaic)

4. Sage5. Clairvoyants6. A guest cabin7. Sailor8. Hodgepodge9. Peek10. Deprive11. French farewell12. Celebrated13. Chores21. Long times25. Unit of bread26. Incline27. A Freudian stage28. Couch29. In a non-hurting man-ner34. Change of life for awoman36. Break37. Border38. Fastened40. Ear-related42. Relating to a fetus45. Set up for use48. Overpower51. Previously52. Fondled53. Stagnated55. Sofa58. Largest continent59. Roman robe60. Computer symbol61. Acquire deservedly62. Kill

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SHOULD YOU TAKE A PENSION BUYOUT?Have you recently received a pension buyout offer?If so, you need to decide if you should take thebuyout, which could provide you with a potentiallylarge lump sum, or continue accepting your regularpension payments for the rest of your life. It’s a bigdecision.

Clearly, there’s no “one size fits all” answer - your choice needs to bebased on your individual circumstances. So, as you weigh your options,you’ll need to consider a variety of key issues, including the following:ESTATE CONSIDERATIONS - Your pension payments generally endwhen you and/or your spouse dies, which means your children will getnone of the money. But if you were to roll the lump sum into an IndividualRetirement Account (IRA), and you don’t exhaust it in your lifetime, youcould still have something to leave to your family members.TAXES - If you take the lump sum and roll the funds into your IRA, youcontrol how much you’ll be taxed and when, based on the amounts youchoose to withdraw and the date you begin taking withdrawals. (Keep inmind, though, that you must start taking a designated minimum amountof withdrawals from a traditional IRA when you reach age 70 1/2.Withdrawals taken before age 59 1/2 are subject to taxes and penalties.)But if you take a pension, you may have less control over your incometaxes, which will be based on your monthly payments.INFLATION - You could easily spend two or three decades in retirement- and during that time, inflation can really add up. To cite just oneexample, the average cost of a new car was $7,983 in 1982; 30 yearslater, that figure is $30,748, according to TrueCar.com. If your pensionchecks aren’t indexed for inflation, they will lose purchasing power overtime. If you rolled over your lump sum into an IRA, however, you couldput the money into investments offering growth potential, keeping inmind, of course, that there are no guarantees.CASH FLOW - If you’re already receiving a monthly pension, and you’respending every dollar you receive just to meet your living expenses, youmay be better off by keeping your pension payments intact. If you tookthe lump sum and converted it into an IRA, you can withdraw whateveramount you want (as long as you meet the required minimumdistributions), but you’ll have to avoid withdrawing so much that you’lleventually run out of money.CONFIDENCE IN FUTURE PENSION PAYMENTS - From time to time,companies are forced to reduce their pension obligations due tounforeseen circumstances. You may want to take this into account as youdecide whether to continue taking your monthly pension payments, butit’s an issue over which you have no control. On the other hand, onceyour lump sum is in an IRA, you have control over both the quality anddiversification of your investment dollars. However, the trade-off is thatinvesting is subject to various risks, including loss of principal.Before selecting either the lump sum or the monthly pension payments,weigh all the factors carefully to make sure your decision fits into youroverall financial strategy. With a choice of this importance, you willprobably want to consult with your financial and tax advisors. Ultimately,you may find that this type of offer presents you with a great opportunity- so take the time to consider your options.

Christopher Nyhan runs the Edward Jones office in Burnt Hills,NY. This article was written by Edward Jones for use by your

local Edward Jones Financial Advisor. Chris can be reached at 399-5087 or [email protected].

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Here are another set of reasons to buy your next used vehicle fromKens Auto Service in Ballston Spa. Ken believes when it comes tocars, an ounce of prevention is worth $3500 of cure.

As a frequent buyer at wholesale auto auctions, Ken can tell youthat some cars bought by dealers from the general public are justplain nasty. Electrical issues top the list. Followed up closely bycars with blown head gaskets; unethical sellers drain the coolantfrom the vehicles before they go into auction the lane so not toshow any signs of damage. Vehicles with frame damage or thosethat have been retrieved from floods are essentially rebuilt andthe damage is concealed. You name it, Ken has seen it.

Knowing that most people buy with their eyes, Ken and his teamtake a real close look at the vehicles they see at the auction. Withtheir knowledge and experience they know how to know a sweetdeal from a sour lemon. Once it's on Ken's lot, they go over achecklist to insure that whatever he sells you will stand up toeveryday driving and is completely roadworthy. When you buyfrom Ken you will get a personal guarantee that the car you driveoff with will have a warrantee that you can rely on, 30 days or1,000 miles, bumper to bumper.

One legal term Ken advises you to avoid; and one you will neversee on his lot is AS/IS. Why? Because AS/IS means, "As it is." inlegal speak. You buy it the way it sits and whatever vital

components fail, or fall off the vehicle, after the agreement issigned is your responsibility alone.

Another practice that get's under Ken's skin and a practice that herefuses to engage in is the “buy here pay here” deal.Dealerships who offer in house financing, meaning you will nothave to wait to have an outside bank approve a loan. This mightseem like a bonus for someone who is tired of being turned downby banks, but the financing terms usually include unusual fees andoutrageous interest rates. The average buyer misses these extracharges because the car sales staff and finance team gets them tofocus on the monthly payment amount rather than the total cost.Some “buy here pay here” car dealerships allow, or encourage, bi-weekly car payments making them seem like an affordablealternative to one monthly payment. Buyers who focus on asmaller payment amount do not always realize how much they arepaying each month for a used vehicle. Not until the ink on thecontract is dry and the car is off the lot does an unwary buyerrealize they are paying far more than the car is worth. Worst,some “buy here pay here” car loans are negotiated in such a wayit can be two years before the principle of the loan begins tonoticeably decrease. Don't get taken for a ride, if you're lookingfor a solid deal on a solid vehicle; give Ken's Sunoco a chance toslide you into a quality ride at a fair price with the peace of mindthat the guy's at Kens have your back.

WRENCH TALK with Ken Maynard

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From everything I'm told Josh Bruno has always been somebodywho could walk into a room and if something was broken, he'd findsome strange, miraculous way to fix it. He is a tinkerer, a thinker andthe gears in his mind are constantly turning and ponderingconcepts. It comes as no surprise that, at the age of 21 he isbuilding high quality acoustic and electric guitars.It all started when Josh got his first guitar, a Gibson Les Paul fromhis father; local professional singer Al Bruno. As Josh recalled "I wasabout 10 years old and I loved it, but I was also very curious.Needless to say, that instrument has been taken apart and guttedout more times than I can recall, right now it's all sanded down andgetting ready for a refinish."It was on that guitar, Josh learned the “ins and outs” of the electricguitar, and became very confident with taking them apart andmaking changes. By time he reached high school, he had alreadybeen in a few different bands and was everybody's "go to" guywhen it came to music and guitars. It was in high school when Joshbegan doing fretwork. "I was playing bass in the jazz band duringmy senior year, when music teacher John Savage, an outstandinglocal sax player, introduced me to the music of Jaco Pastorius, an

extraordinarily gifted jazz musician. I loved the sound of his bass. Itturns out that he had de-fretted it himself, and that's exactly whatI did to my bass.”Amazingly Josh has bought, sold, and traded over 300 guitars in thepast few years and has studied them all. Currently he is the guitartech at Burnt Hills Music and from there has made quite a name forhimself in the community. As a tech he learned more about violinfamily repairs and has earned many happy customers whofrequently return just to have him work on their instruments. Thatsaid, his resume has updated to include the title Luthier; a personwho builds and repairs guitars and stringed instruments. The termis from the renaissance times that was originally given to lutebuilders/repairmen, and over the years has shifted to someone whoworks on all stringed instruments.Josh also apprentices under one of the greatest Luthiers in thecountry, Dave Nichols, the owner of Custom Pearl Inlay. Dave hasdone work for a lot of famous musicians including Johnny Cash! Itwas in Dave's shop that Josh built his first acoustic guitar. "As youcan imagine, there's a lot more to building an acoustic, rather thanan electric. I can build an electric in a day or two but an acoustic isan entirely different animal.” The short story is he crafts theinstruments body out of Adirondack Spruce by cutting, gluing,bracing and bending the wood using the skills taught by hisinstructor. You just can't beat the sound of a nice handmade customacoustic guitar!” Editor's note: this part could go on for pages, Iplayed the guitar Josh talks about and it is as fine an instrument,the action is low, it plays fast and the intonation is perfect, it is theguitar you see in the picture above.When Josh isn't working at Burnt Hills Music or apprenticing inMalone, he spends his time playing out with his band, teachingguitar, and restoring violins, cellos, banjos, guitars, basses,autoharps, mandolins, dulcimers, and just about anything withstrings. He is also on his church's worship team and sets up theinstruments there. "Without the support of my family and churchbody, I wouldn't be where I am today”. Josh has no doubt comevery far by the age of 21; you can expect to see much more fromthis young man. If you'd like to have Josh look at or work on yourinstruments, build you a guitar, or have any questions about whathe does, his number is 518-844-2814 or you can just pop in to BurntHills Music anytime, he's there just about every day! Stay Tuned!

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STAY TUNED with PAUL HILL

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If you're crazy for logos from designerslike Louis Vuitton, Chanel, Cartier,Prada, Pucci and Gucci, then WorthRepeating is the place for you! With aneye for fashion and her finger on the pulseof “what's in”, Tracey Harris along withher long time friend and employee, AnnMarie Chamberlain have made this chicfabulous consignment shop like no otherin the area.

Worth Repeating opened their doors in2001, long before Consignment Shopswere considered trendy. What makesTracey's shop so unique is that she hasstayed true to her original model,accepting only clean, well cared for, “upto date” items. Both Tracey and AnnMarie have a keen eye for designer items,whether it's a $5 purse or an $800 pair ofshoes they take only the best. If you havePrada taste and a Target budget; WorthRepeating has the designer goodies youcrave, but at a fraction of the cost.

Impeccable inventory is only part ofTracey's success. Excellent customerservice is a priority at Worth Repeating.When I stop in (which is often); Traceyand Ann Marie always greet theircustomers as they come in. If it issomeone they know they always call themby name and have long standing personalrelationships with many of the ladies whofrequent the store. If you are a new-comer, they will introduce themselves toyou and offer assistance in finding whatyou are looking for. The dressing roomsare always clean, with plenty of hooks andplaces to hang your clothes and fulllength mirrors, allowing you to see whatthe item looks like on you. If you ask fortheir opinion they are honest. It is notjust about the sale to them. If it does notfit you right they will tell you “no, that'snot quite right for you” and offer to bringyou some other selections that may work

better for your body type.They would rather see youcome back than send you outthe door with a poorly fittingitem.

As a consignor you can be surethey will keep track of youritems on their computer systemso you will know when it was soldand how much you will receive forthe item. Detail oriented, Traceyknows exactly what has been sold and forhow much.

This is their formula forsuccess. Clearly it works, asthe store has been open for12 years. I purchase itemsthere on a regular basis andhave become good friends withthe ladies. Even Paul stops in to sayhi and drops off papers and takesphotos for them - willingly. Tracey has aFacebook page that she highlights hernew items on, so if you want to browsewithout leaving your chair go to WorthRepeating and “like” the page to stayupdated on the latest sales andmerchandise.

OPENTuesday - Friday 10am - 5pm

Saturday 10am - 4pmClosed Sunday and Monday

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GOT “CURB APPEAL”?As the days become shorter and the temperaturesstart to dip - it's time to start thinking of creating awarm and welcoming feel throughout your homebeginning with the exterior. No matter what time ofyear you are planning to sell your home, it isespecially important to remember to maintain yourhome's exterior.“Curb Appeal” as you will hear it referred to is your

homes' first impression. If a home appears to be well cared for on theoutside, not only does it create an inviting atmosphere, luring prospectivebuyers in, it is usually a safe bet that the home has been well cared foron the inside as well. Now that fall is upon us there are a few simpleoutside things you can do to put your best foot forward in making sureyour home stands out amongst the rest.Wash your exterior windows, put away your patio furniture, check thecaulk around your windows and doors, touch up paint on your trim,railings, and decks; come on, get the family working together and youcan have all of these items done in a flash and still have time left to jumpin the leaves! Speaking of leaves… rake them, clean out your flowerbeds, keep your lawn mowed, and your gutters clear; what you wantbuyers to see is a well cared for home.Make yours shine - it will make slight imperfections elsewhere in thehome seem less daunting. Outdoor lighting can be especially importantthis time of year; more often buyer's are looking at homes in the eveningafter work, a well lit yard is not only inviting it makes it easier for yourhome to be seen and appreciated. Whether its cleaning off the mosquitofilled cobwebs left over from summer or installing temporary outdoorspotlights, keeping your home well lit will enhance its marketability andcreate a “friendly neighborhood feel”.Remember, it has never been more important than now to work with aREALTOR®, your LOCAL market professional - while I am probably notcoming over to clean your gutters, I am happy to have a no obligationconversation to help you get on the track to a successful marketingstrategy for your home and family.

Margaret Phillips, CBR, Broker518.701.1657 • [email protected]

www.oldeorchardrealestate.com

What did the grape say when it got stepped on?Nothing - but it let out a little whine.

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SOME HALLOWEEN FUNJust about any story can be told through dance. For all ofyou parents and teachers who work with youngsters allthe time, I want to share my Pumpkin Patch movementpoem. To prepare to dance the Pumpkin Patch, everyonegets a partner. One partner from each partnership sits onthe floor holding a pumpkin, paper plate mask. You cancut the eyes out of the plate so the children can seethrough it. The children sitting on the floor are the

pumpkin patch. The rest of the children waiting off to the side of the room,pretend to be pumpkin pickers and they dance into the pumpkin patch to thepoem below as the teacher or parent reads it aloud. When you're finished, thechildren switch and dance it again, with the pumpkins becoming the pumpkinpickers and the pumpkin pickers becoming pumpkins. You can dance this withor without music. I use "New Waltz" by Malcolm Dalglish. Happy Halloween!

THE PUMPKIN PATCHThe pumpkin patch is ready to pick.

The children dance in with a hop and a skip.They slowly move sideways then down and around,

(tumbling down and up again)Wondering which pumpkin to pick off the ground.

They sometimes move quickly and sometimes quite slowAs they look very carefully through each pumpkin row.They stood very tall, they waited (thinking) and then,

With a really big smile they danced off again.(let children dance their own steps here for a while)

They prance through the pumpkins, they search high and low.If they find the right pumpkin they surely will know.

Sitting right there just a short ways away,Is the most perfect pumpkin they'd seen the whole day.

As quick as a train going chuggedy chug,They dance to their pumpkin and give it a hug.

(each person dances to their partner and hugs them)The pumpkin pops up feeling so full of joy,

Because now it belongs to this good girl or boy.Then home they all dance (holding hands) very happy they'd seen

The most special pumpkin for their Halloween.Ginny Martin • Modern Dance with Ginny Martin

518-399-5802 • www.ginnymartindance.comwww.danceclassathome.com

I'm reading a book about anti-gravity.It's impossible to put down.

Our store offers better than competitive prices with the best installationout there. Most importantly, we care and will be here if there is ever aproblem. We rely on the fact that a positive experience will lead toreferrals because we don’t do deceptive advertising.We supply and install carpet, vinyl, hardwood, laminate, etc. to bothresidential and commercial customers. We carry all the top brands inflooring.Professional installation, quality materials & personalized service is ourmission & we will meet or beat those big box stores! Our staff is trainedand ready to assist you in your flooring options.We make buying flooringfor your home easier, less stressful and more affordable! We have been in business since 2005. Terry Keatley, the owner, has beenan installer for 20+ years. The owner is at each and every installation!We offer free estimates. Our measurements are accurate and we don’tsurprise you on the day of your installation with hidden costs.Terry and his wife Nancy live in Ballston Lake. They are raising 4daughters, and are very active in the school and sports community.

810 Saratoga Rd • Burnt Hills Plaza • 399-0307 • terrysfloors.com

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Killer Chili

OUR SIGNATURE ITALIAN SAUSAGE SINCE 1904

Hot or Sweet; Rope style or PattiesMeatballs and Bragoiles

Kielbasa, Chorizo,Andouille, Bratwurst, Daisy Hams

& Thick Sliced Bacon

CUSTOM CUT BEEFFilet Mignon

Rib eye steaks choiceNY Strip Steaks choice

PORKPork Chops Center Cut Bone in or

Stuffed Pork Tenderloins*

POULTRYSkinless boneless Chicken breasts

Chicken Cutlets or Stuffed Chicken Breasts*

COLD CUTS Featuring Battistoni

Salami, Capicola, Soppresata& Abruzzi

*Our own bread crumb and sausage stuffing

Don't forget the Homemade StuffedCherry Peppers or Freshly Grated Parmesan

to complement our large Selection of Pasta & Casa Visco Sauces.

A variety of Olive Oils as well as blocks of Sharp Provolone, Fontinella, Asiago,

Extra Sharp Canadian Cheddar, SmokedCheddar, Danish Blue Cheese, Pecorino

Romano and Parmesan Reggianito.

2 tablespoons vegetable oil 2 onions, chopped3 cloves garlic, minced 1 pound fresh ground beef from Garofalo's3/4 pound Garofalo's beef sirloin, cubed1 (14.5 oz) can peeled and diced Italian tomatoeswith juice from Garofalo's1 can or bottle dark beer 1 cup strong brewed coffee or espresso fromGarofalo's2 (6 oz) cans tomato paste 1(14 oz) can beef broth1/2 cup packed brown sugar3 1/2 tablespoons chili powder 1 tablespoon cumin seeds1 tablespoon unsweetened cocoa powder1 teaspoon fresh dried oregano from Garofalo's1 teaspoon ground cayenne pepper 1 teaspoon ground coriander1 teaspoon salt4 (15 oz) cans kidney beans4 fresh hot Chile peppers, seeded and chopped,Shredded Cheddar Cheese & Sour Cream

Heat oil in a large saucepan over medium heat,Cook onions, garlic, ground beef and cubed sirloinin oil for 10 minutes, or until the meat is wellbrowned. Mix in the diced tomatoes with juice,dark beer, coffee, tomato paste and beef broth.Season with brown sugar, chile powder, cumin,oregano, cayenne pepper, coriander and salt,Stir in 2 cans of the beans and hot chili peppers,Reduce heat to low, and simmer for 1 1/2 hours-Stir in the 2 remaining cans of beans, and simmerfor another 30 minutes. Finish with shreddedcheese and a dollop of sour cream.

Garofalo's Offers a WideVariety of Meat Specialties

OCTOBER IS NATIONAL PORK MONTHGarafalo's, the taste people travel for!

Stop in and visit the 4th generation, servingQUALITY ITALIAN PRODUCTS since 1904.

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Dutch Oven Roast for a Crisp Fall Day 3 1/2 lb of well marbled beef shoulder or bonelesschuck roast from Garofalo's2 Tbsp flavored olive from Garofalo'sSalt, pepper, Essentials seasoning fromGarofalo's2 large yellow onions, thickly sliced, lengthwise,about 4 cups 4 cloves of garlic, peeled1stalk celery- sliced thin and chopped to shortlength1/2 cup of red wine1 bay leafSprigs of Fresh ThymeSeveral parsnips peeled and sliced thin andchopped to short length

Use a thick-bottomed covered dutch oven, justlarge enough to hold roast and vegetables. Heat 2 Tbsp of oil on medium high heat to sear themeat. Pat the roast dry with paper towels.Sprinkle and rub a mixture of salt, pepper, and“Essential” seasoning all over the meat. Brownthe roast several minutes on each side. Don'tmove the roast while a side is browning, or itwon't brown well. When roast is browned, removefrom pan and set aside. Add the onions and cookfor about 5 to 10 minutes, until they begin tobrown. Add the garlic and parsnips to sit on topof the onions. Set the roast on top of the onions,garlic and parsnips. Toss in a few sprigs of Thyme,add 1/2 cup of red wine, the bay leaf and covertightly. Bring to simmer then put it in the oven at300°F for 15 minutes, then drop it to 250°F. Cookfor 3 1/2 to 4 hours, or longer, until meat is ten-der. Serve with green beans and a starch of yourchoice- boiled red potatoes pair nicely.

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With the Fonda Speedway closed for a few weeks due to the Fonda Fairthe Your Hometowne sponsored #1M of Mark Mortensen was on theroad for a few weeks with trips to two different speedways that Markhad yet to visit this 2013 season the Albany Saratoga Speedway and theGlen Ridge Motorsports Park.Both visits were very positive for the Mortensen Motorsports RacingTeam as Mark finished sixth at Albany Saratoga and second at GlenRidge.Once the Fonda Speedway re-opened on Saturday, September 14 Markwas back in action at his home track with even better results, a win, aftera fantastic side by side battle with fellow competitor Rocky Warner.The 20-lap 602 sportsman feature on Saturday the 14th at Fonda beganwith Jeremiah Munson and Rocky Warner on the front row with Warnertaking the lead at the drop of the green flag. Fourth place starter MarkMortensen got by Munson on lap two for the second position withWarner now out to a half straightaway advantage.Mortensen was closing in on Warner in lap traffic by lap seven and twolaps later the one and only caution in the event was out for Jason Grecowho spun around on the front stretch. Warner chose the outside lane onthe restart with Mortensen underneath and when Denny Tilison's greenflag flew to restart the event Warner and Mortensen remained side byside for many laps in a great clean battle for the win.On lap 17 on the inside of turns three and four Mortensen was able toget by Warner for the lead and went on to his fourth win of the seasonin the Your Hometowne sponsored #1M Teo car.Then on Sunday, September 22 at Fonda the 20-lap 602 sportsmanfeature began with Mark Mortensen and Rocky Warner starting side byside on the front row with Warner taking the lead at the drop of thegreen flag.Warner and Mortensen pulled away to a straightaway advantage overthe third place running car of 2013 track champion Dave Constantino bylap eight with many of those laps spent side by side with Mortensenrunning the inside and Warner the outside just as they had done theweek before.Coming out of turn four to complete lap eight Mortensen passed Warnerfor the lead in between turns three and four but Warner had such a runon the outside coming out of turn four that he got back alongside ofMortensen who thought that he had Warner cleared. Mortensen came upand made contact with Warner who hit the front stretch wall and broughtout the caution as he came to a stop in turn one.Constantino took the lead away from Mortensen on the restart butMortensen never gave up on the inside groove and pressuredConstantino until lap 13 when he made his way by Constantino for thelead in turn four. From that point on Mortensen pulled away to acomfortable lead and went on to his fifth win of the season and the 12thof his career in the division tying him at the top of the all time win listwith Jeremiah Munson and John Scarborough who also have 12 wins inthe division.

MORTENSEN MOTORSPORTSUPDATE FOR OCTOBER

Photo courtesy of Bill McGaffin Photography

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Library Board of Trustees-Monthly Meeting-Open to the public!Wednesday 7pm Oct. 30th

BOOK SALE October 7th-12th!Baby Bookworms - Caregivers with children from birth to age 23months will share in simple stories, songs and finger plays as well asactivities using music and movement in this six week session. Siblingsare welcome! Attendance each week appreciated but not required.*Registration Required Tuesdays OR Fridays 9:30am 10/15-11/22Family Story Time-Caregivers with children age two and three will joinus as we read books, sing, do finger plays and movement activities topromote early literacy. This is a drop-in program and siblings arewelcome! Wednesdays OR Fridays 10:30am 10/15-11/22Preschool Story Time-Caregivers with children age 3, 4 or 5 will join usfor thirty minutes to share book and build literacy skills and crafts.Siblings are welcome! Thursdays 9:30am *Registration Required10/15-11/22Movie Magic- Families with young children (ages 2-5) can join us for ashort film based on a book, followed by a simple craft. Sign up is forthe six week session, attendance each week is appreciated notrequired. *Registration Required Mondays 1:30pm 10/15-11/22Toddler Yoga- Caregivers with children ages 2-4 join us for toddler-friendly yoga poses combined with stories, songs and games. This isa drop-in program and siblings are welcome! Tuesdays 10:30am10/15-11/222,3,4 Book Club- Where kids in grades 2,3 & 4 can enjoy a theme bookclub with Legos! Each month enjoy reading different books of thesame genre or theme, do a craft and play with Legos. Friends arewelcome! *Registration Required Wednesday 4pm Oct. 16th(Monsters)We offer classes for everyone! Book clubs, computer classes and aknitting group - just to name a few. Call or visit our website for details.

HOURS: M-Th 10AM-8PM / Fri 10AM-5PM / Sat 10AM-2PM

ONLINE http://catalog.sals.edu or http://toblibrary.sals.edu

YOUTH SERVICES http://toby.sals.edu • E-mail: [email protected]

518-399-8174 • [email protected]

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Customized Retaining Walls • Walkways and PatiosLandscape Design and Installation • Fall Cleanups

Sprinkler Systems • Night Lighting • Hydro-SeedingFamily owned and operated by Kerby & Cindy Loukes for 25 years

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AND LEMONADE IT IS!Change can happen fast, or it can be slow andmethodical. It can be chosen or it can be thrustupon you without a seconds notice. Either way, weare left at a cross roads. We can choose to be whowe were and fight the change, tooth and nail orchoose to be the person we have always wanted tobecome.I have chosen the latter; as change has come to me

in all the above mentioned ways. First it was thrust upon me. Making myhead spin, literally spin. The thrust was so hard and damaging it will bewith me for what I fear, a life time. Then change happened again in theblink of an eye one New Years Eve. Again, taking me back, realizing moredamage had been done. It was different this time. My physical body wasstill standing; it was my heart that was weakened. Then it began; the slowand methodical change. Finding my way, finding a new way to be, a newway to be "better" again. As I look back, it seems like ages ago and yetit feels like it was yesterday and the details still flood my memory. Likeeveryone, me being no exception, we all go through changes in our lives.It is how we find our way through it and how we come out on the otherside is truly what matters. We all have had our "lemons" in life; it is howand when we choose to make lemonade that makes all the difference.I have chosen to become a fitness trainer. My goal is to become strongand fit to help others do the same. I have written and talked to manypeople about distracted driving. Hoping we can change our behavior andsave lives along the way. Recently, it was my honor to meet and introducethe Governor at a press conference for just that. I have learned that oneperson can make a difference. I tell you and you tell another, and so itbegins; the cycle of change. Change for the better. I could have sat andwatched. I could have complained and done nothing. I could have hatedand not lived. I chose, and I continue to CHOOSE, to be better and to finda way to be happy. I chose to fight the good fight, to enlighten and informpeople of the ramifications of distracted driving; as I forge ahead with mymission I can see the change in others.Now it is your time to choose. It is your time to make some lemonade.So go and grab those lemons and get out there and make the life youwant. Become the person you have always wanted to be. Now is yourchance. What are you waiting for? Don't wait for it to be thrust uponyou, or sit around and simply wait. Jump at your chance for change rightnow. Take control, it's your life after all.As always, I wish you peace, joy and may your glass always be filled withlemonade!

Pattie Rakvica • [email protected]

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4 4 F r o m S c o t i a t o B a l l s t o n S p a , c o v e r i n g t h e R o u t e 5 0 C o r r i d o r

DECORATING TIPS FROMTHE SPECKLED HENThe primitive décor at The Speckled Henrepresents the values, lifestyle and outlook of asimpler time - with special interest paid tohandmade, quality items. I truly value and

appreciate the quality and craftsmanship of the goods I display in my store andin my home. This idea applies to all products - down to the soap!

There is a big difference between fresh, handmade soap and the soap you findin grocery stores. Not only is the store-bought soap loaded with preservatives,but it's also harsh on your skin. The handmade soap at The Speckled Hen ismade by a wife and husband team and is loaded with the finest ingredients.All the soaps are created with natural vitamin and protein rich vegetable oilswith superior moisturizing qualities. It's gentler for your skin, offers a richlather, smells great and just feels better on your body! And to top it off, eachbar is nearly 1/2 pound!

Customers rave and tell their family and friends about how these soaps gottheir eczema under control and how it healed their rosaceous. My favorite storyis about a customer who bought the “Poison Ivy” soap remedy (which helpsprevent poison ivy). This summer was his first in 20 years that he did not getpoison ivy! Amazing! So even if you've never given a moment of thought as towhat soap you're using, just try handmade soap - at least once! You'll quicklylove and appreciate the various fragrances, colors, shapes and textures foundin handmade soaps.

And here's a special treat for you!! Clip out this article, fill out your name andphone number, bring it to The Speckled Hen, and with your next purchase,you'll be entered into a special drawing. A $25.00 gift certificate will beawarded at the end of the month!

I'm now open Sundays 12-4! I look forward to seeing you during your nextvisit to The Speckled Hen!

Maureen Culver • 369.877138 Saratoga Road, Scotia• [email protected]

Name: ______________________________________

Phone: ______________________________________

PARTYOCTOBER 19TH • 11-2 PM

23 PLEASANT ST., BALLSTON SPAPRIZES FOR BEST COSTUME

GAMES, CRAFTS AND SNACKS!

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CHILDREN’SHALLOWEEN

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SPOOFED WEBSITESAre you certain that the site you are looking at iswhat it appears to be? Is it coming from thecompany it claims to?Fake (also called "spoof" or "phishing") emails

and websites try to look like they're from real companies. They're acommon way criminals try to steal your personal information. When youget an email or visit a website that asks you for personal information,especially things like passwords and account numbers, be very cautious.A true counterfeit site is a one that attempts to pass itself off as anauthentic site much as a counterfeit $20 bill attempts to enter theeconomy as currency.Scammers usually use domain names very similar to real websites inorder to make the fake websites look genuine. Fake websites includeLOGO, images, news and links of the real websites to make the websitesappear legitimate, using similar layout and content.Scammers send fraudulent email messages in junk asking you to click thelink in the email and logon an interface that looks very similar to a bankweb page, or erect faked e-commerce websites, use faked payment webpage to steal customers' online banking information. The cybercriminalscapture your card number and password once you enter the fakedpayment web page.So what can you do to protect yourself?1. Enter a correct URL (address) in your address bar.2. Check Website Address.3. If in an email, they start asking for personal info or threaten thatyour account is going to be suspended, delete it!!4. Update Your Software to make sure you have the best protectionagainst malware.And lastly STAY ALERT!! Be cautious who you give your personal info to.Check your sources, confirm everything and look for more than onesource before believing anything on the internet.

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Core I-3, 500 gig hard drive, 4 gigs ram, win 7 or win 8,1 year Dell factory warranty!!!

As always... Safe Computing!Cheap Geek Computer Services • Maggie Faltskog • 399-8886

BH-BL EDUCATION FOUNDATION’S

MONDAY, OCTOBER 21ST • 6-8PMHIGH SCHOOL CAFETERIA

$25/TICKETSample Great Foods from Several of our Local

Restaurants all in 1 Place!Tickets available at the door or at Mail ‘n More

To benefit the BH-BL Education FoundationFor free child care call: 399-9050

Taste ofBurnt Hills

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CHOOSING A HORSEBACKRIDING INSTRUCTORSo your child wants to ride horses. She or he camehome from school begging to ride like their frienddoes. Do you say yes? As a riding instructor with 35years of experience I thought it may be helpful toprovide some suggestions of things to considerwhen making the decision on where to go forlessons.

1. Decide what kind of riding; there are two general types of riding,English and Western. In each there are many different activities.

A. Western offers barrel racing, roping, and team penning and more.B. English offers dressage, jumping, and eventing, just to name a few.

Some activities are shared by both Western and English riding such as trailriding and pleasure.2. Consider if you think you may ever want to compete. It's notimperative for you to decide this now, but if you are indeed sure you neverwant to show you may be happier seeking a stable with a more relaxedatmosphere.3. Call around. Go online and check the almost extinct yellow pages. Callstables in your area and ask what they offer.4. Visit and observe. Once you have narrowed down a few possiblestables, make a visit. Facilities don't have to be fancy to be efficient, butthey should be clean, provide clean water, hay without mold and turnoutareas for the horses. An enclosed arena (indoors or outside) is safer forbeginners to ride in. Ask for a tour.5. Meet the teachers: Instructors are human. We all have differentperspectives, experience and expertise.Ask to observe a lesson. Besides thetype of riding you want to do, consider the students (yours or your child’s)personality and learning style. Is the instructors approach to teachingcompatible with the student?6. Ask for references and credentials. In the US there are norequirements for riding instructor’s education. There are schools andcertification programs but it is a choice to attend. Literally anyone can putup a sign and start teaching horseback riding. Some instructors get theireducation from other seasoned professionals. Hands on experience withhorses is invaluable. If a teacher apprenticed with a reputable professionalthis can equal going to school.At Total Horse Training we offer lessons at 2 locations, Ballston Lake andCharlton We love horses and love to share our passion!

Tina LaBrake, Total Horse TrainingLessons • Training • Leasing • Showing

423-3330 • References available.

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These days The Ideal Situation is the name ofa band that is bringing lots of fun to clubs inthe Saratoga region. Playing party musicfrom the likes of Elvis Presley, MichaelJackson, Marvin Gaye, Rihanna, Bruno Mars,Lady Gaga - just to name a few - the bandcovers such a wide variety of songs that it'shard to get bored. One of the things theband loves hearing at the end of shows fromtheir audience is “Wow, I can't believe youplayed that song.” They will pleasantlysurprise you with their song list; they pridethemselves on not playing the sameselections that so many other bands play todeath; and if you like to dance then you arereally in for a great night.

The Ideal Situation is headed by lead singer and rhythm guitar player Jess Marcotte.Although only thirty-one, Jess is a veteran of the music scene in the Saratoga area. Her lastproject, loosely named after her, was called Jezzie Tree. This was more of a “jam” band;meaning that they took rock classics and extended them featuring instrument solos. Jessfeels like her new band is much more fun for her and her audience, calling it “the idealsituation” for her - and thus came the name of the group.

You could say that music is Jess's life as when she is not lighting up the music scene at nightwith her band, she is hard at work as a private teacher of music. Jess instructs all agegroups; but primarily deals with children. Just like the music that she plays with The IdealSituation, Jess teaches a wide variety of instruments including guitar, violin, piano and ofcourse, voice. She gives children what is needed most to succeed as a performer -confidence. One of her guitar and vocal students, Sara Chindamo, my daughter, who is onlysix-years-old, calls her music teacher, “really cool.” Now that may not be the ringingendorsement one would ask for; but it is really cool that such a young person has taken toan instrument with such zeal and has improved in every aspect of her academicsdramatically since she began her lessons with Jess one year ago. Confidence is also a greattool to combat bullying. Best of all being involved with music helps children and all peopleto enjoy life that much more.

The Ideal Situation is available for clubs, weddings and parties. You can catch them atBailey's Café, 37 Phila Street, in Saratoga Springs October 5th, from nine till one at night. Ifyou are interested in having them play at your club or event, you can look them up attheidealsituation.vpweb.com or call 518 681 9544. They are also on Facebook. Forinformation about music lessons from Jess Marcotte, visit jessmarcottemucic.com. All theupcoming dates for The Ideal Situation are on that site as well.

SO, WHAT IS “THE IDEAL SITUATION?”By Stephen Chindamo

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BRYANT REBATESARE BACK!

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F r o m S c o t i a t o B a l l s t o n S p a , c o v e r i n g t h e R o u t e 5 0 C o r r i d o r5 2

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