Designovator Formula 2009©
INDEX
• PRE START-UP
• START-UP
• PARENT, DAD & MUMPRENEUR
• INVENTOR
• START-UP LINKS
• SUMMARY
Designovator Formula 2009©
Introduction
I believe that by understanding and applying the following
principles you will dramatically improve your opportunity to build
a business with strong foundations, sustainability and growth.
Below is a list of questions which should be asked by every
business start-up before they;
• Give up their day job for the Entrepreneurial Dream.
• Quit university or College.
• Start or buy a business.
• Inherit a business.
• Invest in a business.
Designovator Keys Please use the following mind map index, keys & symbols to assist your learning
Designovator Formula 2009©
PRE START-UP
Questions
Without checking your bank account, bank balance etc. from
memory please answer all of the following questions honestly.
A B 1. To the nearest pound what is the current balance of your:
Current Account? £……………… Don’t know [ ]
Wallet or Purse? £……………… Don’t know [ ]
Credit Card? £……………… Don’t know [ ]
Savings Account? £……………… Don’t know [ ]
2. What are you currently paying/ or receiving in Interest:
Credit Card? ……………… Don’t know [ ]
Savings Account? ……………… Don’t know [ ]
Pension? ……………… Don’t know [ ]
Mortgage? ……………… Don’t know [ ]
3. How much extra money do you have at the end of every month in your;
Current Account £……………… Don’t have any [ ]
Wallet or Purse? £……………… Don’t have any [ ]
4. How often do you:
Go into overdraft Never [ ] How many months per yr [ ]
Borrow from others Never [ ] How many months per yr [ ]
5. What is the current value of your;
Home ……………… Don’t know [ ]
Pension ……………… Don’t know [ ]
Capital Assets ……………… Don’t know [ ]
Investments ……………… Don’t know [ ]
6. What is your current;
Credit Score ……………… Don’t know [ ]
Eligibility for a Mortgage ……………… Don’t know [ ]
Eligibility for a Loan ……………… Don’t know [ ]
Designovator Formula 2009©
A B
7. Describe the following:
Cash Flow …………………………………. Don’t know or can’t explain [ ]
Profit & Loss …………………………………. Don’t know or can’t explain [ ]
Balance Sheet …………………………………. Don’t know or can’t explain [ ]
Depreciation …………………………………. Don’t know or can’t explain [ ]
APR …………………………………. Don’t know or can’t explain [ ]
Compound Interest …………………………………. Don’t know or can’t explain [ ]
Tax Threshold …………………………………. Don’t know or can’t explain [ ]
VAT & Current rate …………………………………. Don’t know or can’t explain [ ]
VAT Current Threshold …………………………………. Don’t know or can’t explain [ ]
8. With your last major purchase i.e. car, household appliance, computer or mobile device did you:
A B
Study & research more than 3 suppliers? YES [ ] NO [ ]
Review the product before making a purchase? YES [ ] NO [ ]
Sleep on it before committing to the final purchase? YES [ ] NO [ ]
Get a discount on the recommended retail price? YES [ ] NO [ ]
Ask for additional benefits i.e. free warranty? YES [ ] NO [ ]
ANSWERS If you have more B’s than A’s; Question1 & 2: You have
• Poor FINANCIAL MANAGEMENT SKILLS
• Too much money and don’t value or monitor it.
• A fear of money and don’t want to address the truth.
• Someone else is controlling you & your finances.
Designovator Formula 2009©
Before you do anything else you need to take a course in Basic
Financial Management.
Question 3 &4: You have
• Poor BUDGETING & CASH FLOW SKILLS
• Not prepared for a rainy day
• No financial buffer or emergency back up
Before you start a business create an emergency fund which will provide
between 8mths- 1years salary (especially if you have dependants). Ask
yourself what you have to learn and put into practice to confidently
manage your basic household Budget & Cash flow and your new business
finances.
Take a course on Budgeting & Cash flow.
Question 5: You have
• A poor understanding of BUILDING ASSETS (Secret to real wealth & FREEDOM)
• Your not prepared for a rainy day
• You don’t have a financial buffer or emergency back up
Set up both a Tax FREE savings account & book an appointment with a
Financial advisor. Start planning for your future NOW.
Question 6: You are
• Unaware of your CREDIT RATING (How the Banking & Credit System works)
• Unsure about your eligibility for additional borrowing
Investigate your credit score, mortgage & loan eligibility. But most
importantly remember as a business owner you will need 2-3yrs accounts
with profits to meet eligibility for a mortgage if your mortgage is based
solely on your salary. Speak to your Financial advisor before you give up
your day job.
Question 7: You need to enrol in a basic Book keeping course.
Take a course on Book Keeping.
Question 8: You need to improve your skills in Buying and apply the same
tenacity & skills from a Sales Course in how you make purchases & buy
products or services.
Designovator Formula 2009©
Take a course on SELLING & BUYING
Please ask yourself the following:
1. Am I financially equipped & prepared to start this journey today, next
month, next year?
2. Do I have all the financial skills including buying & selling skills to
support my business do I need more training or research?
3. Would an additional financial safety net or emergency fund help me
through that initial start-up phase?
If you have answered predominantly A’s
Congratulations
You have a good grasp of your Financials
& how to Buy right.
I’ll leave you with a few simple recommendations:
1. Take FULL control, accountability & management of your finances.
2. If you don’t take my advice and have a designated financial advisor, or
accountant managing your finances periodically perform unannounced
spot checks by reviewing statements, paperwork and balances and
demand daily & weekly financial reports.
3. Actively take care of the pennies & the pounds because the profitability &
success of your business depends on it.
4. Acquire & develop the negotiating skills of BUYING with the same tenacity
and commitment you give to Selling.
5. Frequently review your existing suppliers, seek out new ones and negotiate
on every purchase large or small.
6. Ensure you are constantly reviewing & securing the best interest rates for
both your Savings & Lending.
Designovator Formula 2009©
Business Start-up Checklist
By completing the following checklist you will save valuable time, energy &
money and it will assist you in your transition into self employment. Our
suggestions are based on the experiences of other entrepreneurs with the
goal of improving your success & sustainability rate as a new business.
Before you give up your day job:
1. Check your credit report. [ ]
2. Improve your Credit Report where possible.[ ]
3. Have a chat with your Personal Financial Advisor [ ]
Renegotiate Personal Finances: Mortgage, Personal Loans & Finance [ ]
Will your business profits deliver on time the requirements you need to secure any future
mortgages, loan or personal finance.
4. Investigate all of your Financial Entitlements; young person, single parent,
women, disabled etc.) [ ]
The early stages of business can be challenging ensure you can sustain you &
your family during this period. Be aware of all the facts on:
• Tax threshold [ ]
• Childcare Allowances [ ]
• Family allowance [ ]
• Disability Work tax credits [ ]
• Working Tax Credits [ ]
• State Maternity Allowance (as self employed). [ ]
• What benefits you are not entitled to if your business stops trading. [ ]
Do you have a ‘safety net’ 8mths-1yrs salary in an emergency fund?
(especially if you have dependants)
5. Grants/Loans
• Research Grants/Loans available under each criteria that applies to you:
• Women Entrepreneur. [ ]
• Young Entrepreneur. [ ]
• Disabled Entrepreneur. [ ]
• An Enterprise within an economically deprived Area or Region. [ ]
• Manufacturer [ ]
• New Employer [ ]
Designovator Formula 2009©
• Digital Business [ ]
• Business eligible for European funding [ ]
• Small Business-Lower interest rates [ ]
• Small Business Loan guarantee Scheme [ ]
6. Training
Obtain all necessary accredited training to deliver your specialised services [ ]
The basic workings of how to manage & operate a business [ ] (See; Black Box
Thinking)
Book keeping basics [ ]
7. Health & Safety
Complete necessary training, implement policies & procedures on workplace
legislation that applies to you [ ]
Keep updated with new legislation [ ] From basics i.e. First Aid training, Electrical, Fire, Machinery & Plant legislation etc
8. Business Plans
Decide on your choice of Bank & Lender [ ]
Create your business plan with your Banks in house Business plan template [ ]
Or alternatively appoint your Accountant to assist in the preparation of your
Business plan[ ]
Familiarize with the basic rudiments of accounts i.e. Profit & Loss & Cash Flow
Projection [ ]
9. Banking
Decide on your Banking needs:
• Loans
• Overdraft facility
• Business Bank Account
• High Interest Account ( Tax deposit Account)
• Business Credit Card
Arrange a meeting with a Business Bank Manager [ ]
Set up your Business Account [ ]
Negotiate FREE Banking period [ ]
Designovator Formula 2009©
10. Legal Requirements
Research what you require:
Level of Business Insurance: Public/ Employers liability, Professional Indemnity,
Product, Premises & Stock Insurance, Business interruption. [ ]
HMRC register where applicable:
Self Assessment/National Insurance contributions [ ]
VAT- will your turnover will be more than £82,000?
Do you want to voluntarily register for VAT? [ ]
11. Accountant/ Book keeper
Seek references & recommendations on a reputable accountant or book keeper
from family or friends whom are Entrepreneurs depending on the type & size of
business you plan to establish.
Appoint an Accountant [ ]
Or
Appoint a Book Keeper [ ]
12. Business Insurance
Research & request quotes from several insurers.
Decide on your choice of insurer [ ]
13. Rates, Waste & Water Charges
If renting premises contact your local council for details on your liability or
exemption from paying rates, water & sewage charges. [ ]
14. Rented Premises
Seek legal advice from Accountant, Lawyer or experienced Entrepreneur on:
Negotiating lease & rent agreement terms & conditions [ ]
Ensure you don’t require planning permission i.e. a change of use industrial to
leisure use etc. [ ]
Designovator Formula 2009©
Negotiate Rent FREE period [ ]
Do not proceed with any Marketing material until your change of use is approved,
premises & location are confirmed. [ ]
Basic Marketing
15. Brand
Create your Company name & brand [ ]
Search the availability of your URL’S [ ]
Check Companies House for registered Co.’s that may be using this name [ ]
Check IPO for any possible Trademarks or brand infringement [ ]
Secure & purchase your URL’S .CO.UK [ ] .COM [ ]
Appoint a Designer to produce your Brand Art work & Brand guidelines [ ]
16. Advertising
Set up your company Social Media Accounts:
Twitter [ ]
Facebook [ ]
Linkedin [ ]
Google [ ]
Claim your FREE listings & advertising
Yell.com [ ]
Google [ ]
17. Website
Decide to use a Website Builder & Do-it-yourself [ ]
Or Appoint a Web design company [ ]
18. Stationery
Create your own Microsoft word Letterhead, Compliment slips, Business cards [ ]
Or Order via traditional or online printers or designers [ ]
Designovator Formula 2009©
RECOMMENDATIONS
19. Find a "Business Mentor" a veteran entrepreneur whom has built their business
from scratch & operated it for over 15 years, that has the time & interest in
supporting a business start-up.
20. Start studying the life stories of the Entrepreneurial Greats; be inspired, take
notes, learn from their challenges, successes & failures (visit library, you tube video
archives).
21. If establishing a Partnership clarify that both parties share the same vision,
commitment and values to make the business a success in terms of time, labour
and financing. And most importantly from the outset establish clearly your
individual & defined roles, functions and responsibilities.
22. From the outset decide what is most important; the need & speed to start
trading by raising funds yourself or put up with delays to secure public funding or
grants. If you are dealing with organisations with independent consultants many
are oblivious to your need for momentum & getting your business up & running &
turning a profit a.s.a.p.(most paid by the hour not by results).From my experience I
have as yet to meet a consultant that has been a genuine entrepreneur & has
started their own business from scratch. (see tip No.19)
23. If you haven’t started your business yet complete our ‘Pre start-up Analysis’
24. If you have no family, friends or associates in business start collecting your
private library of articles, books and advice from Entrepreneurs.
Designovator Formula 2009©
PARENTS, DADS & MUMPRENEURS
Before you proceed please review the following suggestions:
For most "Parents, Dads or Mumpreneurs" part of your motivation for setting up a
business in the first place is to benefit "your children" and improve your work life
balance and long term career & financial prospects.
The one taboo subject that most enterprise organisations don't understand, or
want to discuss or address are ‘Parenting, Maternity & Paternity issues’ and the
real challenges of starting a business with a young family.
The questions you are probably asking yourself are;
"Can I really build a business with a young family?”
“Will self employment allow me more freedom?”
“Can I be a better Parent, Mum or Dad by being self employed?”
”How will I be able to run; a business PLUS a house, chores, the school run,
home work plus the inevitable emergency call from the school or nursery?”.
Here I will briefly discuss the burning issues for "Parents" starting their own business.
And tips based on my own life experience of creating a business that can be
flexible around your top priority "your children". (I’ve been there with a 1mth old
baby, a 2 year old & 4 year old during one of my most profitable years in
business).
Let me say to you now YES, self employment is an alternative solution to
employment if you are prepared to be creative, organized and flexible.
And you can gain the joy of:
• Attending every Nativity, Play & Birthday Party
• Having 3 weeks uninterrupted vacation
• Be at their bedside when they are sick
• In my case WITHOUT needing paid childcare
Designovator Formula 2009©
Your secret weapons are:
1. The Design of your business model (‘Secret of Designovator Formula”)and how
it is engineered to function around your lifestyle and first priority your children.
2. Time management skills.
3. The Support of your; Husband, Wife, Partner, Grandparents, family, friends, other
working mums, dads or parents.
4. Creativity, creativity, creativity!
TOP 12 TIPS
1. Improve your time management skills;
• From day one establish fixed days & hrs of work & stick to them.
• Build in-service days, bank holidays & school holidays into your
business model.
• Do you work Weekends? Evenings?
If your family begins to suffer due to work you will begin to resent and
feel guilty about your career & business.
2. Create clearly defined routines in your business, the more rules &
functions you can establish in your business from day one the better.
3. Plan ahead focus on prioritising, delegating & subcontracting non-
essential roles & functions.
4. The more functions, structures & organised systems you have the less
stressed & pressurised you will feel. Especially on the rare occasions you
need to drop everything for your children if you have an emergency.
5. Co-ordinate with your wife, husband, and partners scheduled holidays
or along with reliable, consistent childcare.
6. Take the business bank holidays off.
7. Start as you mean to go on;
• Unprofessional is ‘over promising & under delivering’ establish
your business model rules (don’t commit to a service you can’t
deliver your customers will respect you for it.)
• Professional is creating restriction from day one layout on your
website etc. i.e. State your business model hours from outset;
Mon-Fri, 9-3pm, annual leave 2 weeks at Easter, Summer &
Christmas.
Designovator Formula 2009©
8. Establish a relationship where your time is by appointment only,
demonstrate you use your answering machine & are not always at their
beck & call (but respond within your stated working hrs).
Remember if you are trying to establish your credibility and have clients
who can't relate to the challenges of the Parent, Dad or Mumpreneur
there are may creative ways to resolve this; you have a prior
engagement (they don't need to know its with your kids and it is an in
service day or school holiday).
9. If you plan to work from home prioritise a designated room (cupboard
or even garden shed) to work from where you can block out any
disturbances & at the end of the day switch off & walk away from.
10. This previous principle applies to business phones or mobiles stipulate
your working hours and out with those times let your answering machine
take over.
11. Utilise the benefits of new technology to buffer functions in your
business.
• Answering machine; Use your answering machine if you are a small
business and your work involves dealing with one customer at a time,
customers understand that you are not always available 24/7.
• Change your answering machine message when you need to for;
bank holidays, training days, conventions and exhibitions. (Or when
you've been let down with child care and the kids have got the
measles). Example; state in your communications that you check
your e-mail & telephone messages at 11am & 2.30pm & will respond
a.s.a.p.
• Alternatively account for a remote PA, there are lots of companies
that offer this service which can be a life line to your business.
• E-mail; Work from home sparingly while looking after the kids & trust
me your customer will be none the wiser.
• Buffer Social Media Marketing; Plan and co-ordinate all your social
media marketing at one appointed time in the week and then
schedule small advertising bites to be issued throughout the working
week. (Especially if you can only work part-time or unconventional
hours this will create a positive impression with customers that you
are a fully functioning business.)
• Utilise new business mediums; Mediums such as using Peopleperhour,
Freelancer and new emerging mediums. These are new concepts of
business and technology still going through teething stages with
mixed reviews from users. Some of these new mediums will become
the norm in business practices of the future and others will
disappear.
Designovator Formula 2009©
• Use formats i.e. Hootsuite to issue continual advertising, blogs &
articles to promote your services to other time zones via; Facebook,
Skype, Linkedin or Twitter etc. while you sleep or look after the kids.
12. Ultimately the biggest ‘Secret’ is the engineering of your business model;
• Could your new business work through the night while your young
children sleep?
• What is unique about your partners work routine that could work to
your advantage?
• Is their any seasonal traits of certain businesses that are quiet or less
demanding during school holidays?
• Could your partner provide functions in your business i.e.
professionally take messages or calls if your unavailable (perceived
as just another employee of the business)
Designovator Formula 2009©
INVENTORS
INVENTORS
We meet lots of inventors who fail to license their products to other companies
which results in them building a business in order to get their invention to market.
Therefore before you begin developing a product it is worth considering;
1. What is your Long term goal?
• To License the product/concept? What if this is not possible?
• Are you prepared to build a business to get your product to market?
• Would you be prepared to build a business that manufactures or simply
distributes your product?
• Could you build a range of products to sustain this business?
2. As outlined in our philosophy of ‘White Ball Thinking’
• Do you have the characteristics essential to become a successful
entrepreneur? (White Ball Thinking)
• Do you understand the 6 key functions to build & operate a business? (Black Box Thinking)
• If not are you prepared to commit to developing these skills?
3. In addition to the normal challenges faced by the business start-up inventors
have a whole set of additional challenges to overcome before reaching this
phase.
How are you going to sustain yourself financially during your invention period?
How long can you sustain yourself financially? 1year? 2 YEARS? 3 years?
4. Your checklist for your invention
Do you have a Budget for the following?
• Prototyping
• IP; Intellectual property i.e. patents & protection of idea.
• Business Plan, Manufacturing, Marketing
• Total Budget
Designovator Formula 2009©
5. Do you have a time scale? Speak to a fellow inventor!
• Sampling
• Final prototyping
• Branding
• IP: Trademark & Patent
• Completion Date/ Co. Sale
6. Do you have experience in this market or business?
7. Do you have routes to market?
8. Contacts in manufacturing/retail?
9. Existing company/customer base?
10. How are you protecting your idea?
• Have you disclosed details of your product to any 3rd parties?
• Do you have a confidentiality agreement?
• Do you have an IP Lawyer?
• Have you filed Design rights?
• Have you filed for a Trademark?
• Have you filed a Patent?
• Do you have academic testing?
• Can you afford all the worldwide rights?
11. Before even looking at patents.
From our personal experience of I.P. Lawyers, Patents, Trademarks, Design Right
and Copyright. We have a few unique suggestions as a small business that has
had a crash course in I.P. and the various pitfalls of I.P. from; facing a lengthy &
costly patenting process to obtain a patent and dealing with a trademark
infringement challenge with one of the biggest internet brands & succeeding.
Please consider the following question and statements:
Do you need your idea protected or not, and what are you prepared to gamble?
No.1 Are you prepared to invest the time and resources to obtain a patent for
your idea or product?
If so -you need a realistic financial plan and funds for a lengthy & costly legal
process that realistically may take 4 to 5 years before you see a return on your
investment.
This does not guarantee a water tight patent that hasn't already been super
ceded or become out of date before you get it to market.
Designovator Formula 2009©
But with a good idea and patent you could potentially have a very lucrative &
legally protected product long term.
Or
No.2 Alternatively with the same resources, finance, time and energy forget a
patent & take the risk of being the first product & brand to market.
Could you prototype, tool and manufacture the product and saturate the market
before the competition catch on?
Could you invest in building a brand synonymous to the product and identifiable
to the consumer, start turning a profit and create something more powerful than a
patent due to your speed & momentum?
Designovator Formula 2009©
BUSINESS START-UP LINKS: TO OVER 70 ESSENTIAL WEBSITES
CATEGORIES TITLE LINKS
1 LEGAL HMRC VAT https://www.gov.uk/government/organisations/hm-revenue-customs
2 LEGAL INTELLECTUAL PROPERTIES https://www.gov.uk/government/organisations/intellectual-property-office
3 LEGAL COMPANIES HOUSE https://www.gov.uk/government/organisations/companies-house
4 LEGAL NATIONAL INSURANCE https://www.gov.uk/set-up-business-uk/national-insurance-and-vat
5 LEGAL HEALTH & SAFETY http://www.hse.gov.uk/legislation/
6 LEGAL BUSINESS REGULATION http://www.greatbusiness.gov.uk/regulation/
7 LENDERS HSBC BANK https://www.knowledge.hsbc.co.uk/tools-and-resources
8 LENDERS BARCLAYS BANK http://www.barclays.co.uk/Startupsupport/Writingasmallbusinessplan/P1242559649359 barclays
9 LENDERS AIRDRIE SAVINGS BANK https://airdriesavingsbank.com/business/business-loans/ airdie
10 LENDERS NATWEST BANK http://www.businesslending.natwest.com/checklist-and-downloads.html natwest
11 LENDERS LLOYDS BANK
https://resources.lloydsbank.com/business-guides/starting-a-business/starting-your-own-business/writing-a-business-plan/
Lloyds
12 LENDERS SANTANDER BANK http://www.santander.co.uk/uk/business/business-support Santander
13 LENDERS CLYDESDALE BANK
http://www.cbonline.co.uk/business/small-business/better-business-support/all-how-to-guides/write-business-plan
Clydesdale
14 LENDERS RBS
http://www.business.rbs.co.uk/business/turnover-up-to-2m/additional-services/interactive-tools/online-business-planner.html
rbs
15 LENDERS BANK OF SCOTLAND http://www.bankofscotlandbusiness.co.uk/business-guidance/starting-a-business/writing-a-business-plan/ bank of Scotland
16 LENDERS WHICH http://www.which4u.co.uk/bank-accounts/business-bank-account?gclid=CPDhvJz-ssgCFRJmGwodO9YKuA
17 CREDITSCORE EXPERIAN http://www.experian.co.uk/
18 CREDITSCORE CALL CREDIT
https://www.callcredit.co.uk
19 CREDITSCORE EQUIFAX http://www.equifax.co.uk/
20 CREDITSCORE CITIZENS ADVICE https://www.citizensadvice.org.uk/scotland/debt-and-money/
21 FINANCIAL MORTGAGE ADVICE http://www.thisismoney.co.uk/money/smallbusiness/article-2310556/How-mortgage-self-employed.html
22 FINANCIAL MONEY SAVING EXPERT http://www.moneysavingexpert.com/credit-cards/credit-reference
23 FINANCIAL WHICH https://mortgageadvisers.which.co.uk/
24 ENTITLEMENTS ENTITLEMENTS ADVICE https://www.citizensadvice.org.uk/scotland/about-us/how-we-provide-advice/advice-online-by-phone-and-in-a-bureau/
25 ENTITLEMENTS ENTITLEMENTS ADVICE https://www.gov.uk/help-with-childcare-costs/free-childcare-and-education-for-2-to-4-year-olds govt
26 ENTITLEMENTS ENTITLEMENTS ADVICE https://www.gov.uk/child-tax-credit
27 ENTITLEMENTS ENTITLEMENTS ADVICE https://www.gov.uk/child-benefit
28 ENTITLEMENTS ENTITLEMENTS ADVICE http://www.nidirect.gov.uk/maternity-allowance
29 SUPPORT GRANT SOURCES http://www.princes-trust.org.uk/about_the_trust/in_your_region/scotland/glasgow_centre.aspx
30 SUPPORT GRANT SOURCES https://www.gov.uk/business-finance-support-finder
31 SUPPORT GRANT SOURCES http://www.j4bgrants.co.uk/default.aspx
32 SUPPORT GRANT SOURCES http://www.northlanarkshire.gov.uk/index.aspx?articleid=619
33 SUPPORT GRANT SOURCES http://www.southlanarkshire.gov.uk/info/200158/support_for_businesses/1092/business_support_grant_guidelines
34
SKILL
SUPPORT GRANT SOURCES http://www.skillsdevelopmentscotland.co.uk/our-services/individual-learning-accounts/
35 SKILLS FIRST AID http://www.firstaid.org.uk/training?gclid=CKqXsYOfrsgCFeNe2wodsaEKAQ
Designovator Formula 2009©
TITLE LINKS
36 SKILLS SKILLS TRAINING https://www.myworldofwork.co.uk/learn-and-train
37 SKILLS SKILLS TRAINING http://www.sqa.org.uk/sqa/15510.html
38 SKILLS SKILLS TRAINING https://www.ourskillsforce.co.uk/funding-for-skills/flexible-training-opportunities/
39 INSURANCE BUSINESS INSURANCE https://www.abi.org.uk/Insurance-and-savings/Products/Business-insurance
40 RATES BUSINESS RATES https://www.gov.uk/calculate-your-business-rates
41 RATES AMENITY RATES https://www.gov.uk/water-and-sewerage-rates-for-businesses/water
42 RATES RATE RELIEF https://www.mygov.scot/business-rates-relief/
43 DOMAINS DOMAIN REGISTRATION https://www.uk2.net
44 DOMAINS DOMAIN REGISTRATION http://www.names.co.uk/domain-names
45 WEBSITES DOMAIN REGISTRATION https://www.123-reg.co.uk
46 WEBSITES WEBSITE BUILDERS http://www.wix.com
47 WEBSITES WEBSITE BUILDERS http://www.weebly.com
48 WEBSITES WEBSITE BUILDERS http://www.mrsite.com/uk/
49 WEBSITES WEBSITE BUILDERS https://uk.godaddy.com
50 SUPPORT DISABLED http://www.adp.org.uk/business.php
51 SUPPORT DISABLED https://www.gov.uk/government/news/new-year-new-start-up-support-for-disabled-entrepreneurs
52 SUPPORT DISABLED http://www.disability-grants.org/business-grants-for-the-disabled.html
53 SUPPORT DISABLED https://www.leonardcheshire.org/what-we-do/stelios-award-disabled-entrepreneurs#.VhT8duyIRcY
54 SUPPORT WOMEN http://www.princes-trust.org.uk/wlg?gclid=CNPG3vCi-cgCFWrpwgodCn0HpA
55 SUPPORT EXFORCES http://www.x-forces.com
56 SUPPORT EXFORCES http://www.britishlegion.org.uk/get-support/employability/starting-a-business/
57 SUPPORT WORKPERMIT ADVICE http://www.workpermit.com/news/2015-09-04/applications-for-uk-tier-1-entrepreneur-visas-become-tougher
58 SUPPORT IMMIGRANT https://www.gov.uk/government/case-studies/three-things-razan-from-syria-did-to-set-up-her-own-uk-business
59 NETWORKING BUSINESS NETWORKING http://www.bni.co.uk
60 NETWORKING BUSINESS NETWORKING http://www.britishchambers.org.uk
61 NETWORKING BUSINESS EVENTS https://www.eventbrite.co.uk
62 FREE LISTINGS BUSINESS DIRECTORIES https://www.yell.com/free-listing/?gclid=CLmDvMqk-cgCFQn4wgodAnsI3g
63 FREE LISTINGS BUSINESS DIRECTORIES http://www.thomsonlocal.com/addfreelisting
64 FREE LISTINGS BUSINESS DIRECTORIES http://www.uksmallbusinessdirectory.co.uk/advertising.html
65 FREE LISTINGS BUSINESS DIRECTORIES http://www.thetradefinder.co.uk
66 FREE LISTINGS BUSINESS DIRECTORIES https://www.google.co.uk/business/go/
67 STATIONERY SUPPLIERS http://www.vistaprint.co.uk
68 STATIONERY SUPPLIERS http://www.viking-direct.co.uk
69 STATIONERY SUPPLIERS http://www.inkshopprinting.com
70 INVENTORS Sir James Dyson http://www.jamesdysonfoundation.co.uk
71 INVENTORS Sir Trevor Baylis http://www.trevorbaylisbrands.com
Designovator Formula 2009©
HAVE YOU FOUND THE ABOVE INTRODUCTION HELPFUL?
WOULD YOU LIKE TO LEARN MORE ?
Recommended Reading; Two books created from over 20 years
of studying Entrepreneurs & their Enterprises. Part One ‘White Ball Thinking’: The Six Characteristics of the Great Entrepreneur.
https://www.amazon.co.uk/White-Ball-Thinking-Designovation-Philosophy-
ebook/dp/B01G3QT9PQ
Part Two ‘Black Box Thinking’; The 6 Functions you need to Master to have a
Great Enterprise.
https://www.amazon.co.uk/Black-Box-Thinking-Designovation-Philosophy-
ebook/dp/B01JB6K76A/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1506607498&sr=1-
1&keywords=BLACK+BOX+THINKING+DF+MCKEEVER
Please follow this link to obtain a your copy of ‘How to Dress for Business’ for
just £1.99 as a thank you for your interest.
https://www.amazon.co.uk/DRESS-BUSINESS-Build-your-Armour-
ebook/dp/B00K23CWC4/ref=sr_1_3?s=digital-text&ie=UTF8&qid=1498832228&sr=1-
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