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fflT± givrfuRESERVE BANK 0F INDIA
DEPARTMENT OF NON-BANKING SUPERVISION
KOLKATA REGIONAL OFFICE
ri^l-qi,iiijTqm"=ATE 0F REGIS'
(a]aT fi 5FTTtiff dr ed a ft rfu rd)(Not valid for accepting Public Deposits)
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In exercise of the powers conferred on the Reserve Bank of India by Section 45 IA of theReserve Bank of India Act, 1934
SARALA DEVELOPMENT & MICROFINANCE PRIVATE LIMITED(Formerly Unnati Trade & Fincon Private Limited )
is hereby granted
Certificate of Registrationto commence / cany on the business of non-banking financial institution without accepting
public deposits subject to the conditions given on the reverse.
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Given under my hand atthis Sixteenth dayof January
In lieu of Cert. No.05.02496
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KolkataTwo Thousarid Seventeen
Dated 18.o8.2oi4 issued rm qffi Monisha chakraborty
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1. The Certificate of Registration or a certified copy
thereof shall be kept displayed at the Registered Office
and other offices, branches, if any, of your company.
2. rm ffi ri ifro HFlum Thrfu Ref ifeqfrm, 1934 a 3ItFFT Ill fl a 3irfu rfu qHRIwh rm FHid qFT fie TTan fa ri R wi a chffi fin ffl TH a I
2. The Certificate of Registration is issued to your
company subject to your continued adherence to all the
conditions and parameters stipulated under Chapter Ill
8 of the Reserve Bank of India Act, 1934.
3. anqfl ffi ri ife g[{] ut rm 3H q{ qqTa17iRE, PeHF]-as. ; arm., arfe fl fuck. ffl qTarrm dr I
3. Your company shall be required to comply with all
the requirements of the Directions, guidelines /
instructions, etc. issued by the Bank and as applicable to
it.
4. qf€ aHqfl ffi Htqal ffl The FT a RE ut SqE ch nd € f$ 3H± iTH rfu find # =m utfin iiqT irfu FT7DT q= € a !H alE a fin ing ffu RE 5T a rfu fin iHFTT Frf@ :-
"ffi a qlq qTrfu ftrf fa 3fiTin, i934 @t[[{r 45 a i; a at qTth ftrf fa ERE nd fas
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5. @3nqfl an ri i]]aT ifr qqTch rfu rd 7ed qfr er5rfu id. a I
6. *3mfl an al q]aT a frm ff fl qqTrfurfu id. ed qrfaei a al fl REfiT ffi qRrm i.i;a a q[= qf€ ffi qlaT a qqTch ganr ri a aEa q¢ a aH-qaeFT gal q] 3fi{ fin FTfflT HH Hlz!fapfu qffi a rm qFTch. a fag HRI rfutape th) a HTq ife a tl5drT qT{ H5@ €1 aTTqEffl ri fafhe agiv HTta rd a ql€ a q]aT flqqRIfu rfu ffi I
7. it aiFin f=rfu an ± FT a. rfu H{q ed thrfu a ife ri a]q7TH 5rm ri I
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4. If your company desires to indicate directly or
indirectly in any advertisement, etc. that the company is
having a Certificate of Registration issued by the
Reserve Bank of India, such advertisement should
invariably contain a statement as under :
"The company is having a valid Certificate of
Registration dated a- issued by the
Reserve Bank of India under Section 45 IA of the
Reserve Bank of India Act, 1934. However, the RBI
does not accept any responsibility or guarantee about the
present position as to the financial soundness of thecompany or for the correctness of any of the statements
or representations made or opinions expressed by the
company and for repayment of deposits / discharge of
liabilities by the company."
5 @ .Your company is not allowed to accept / hold public
deposits.
6*.Your company must not accept any public deposits
for the time being. After the company has been in
operation for a period of two years, if it intends to raise
public deposits, it may approach the Bank with theaudited Balance Sheets for two years and a credit rating
for fixed deposits from one of the recognised rating
agencies. Your company will accept public deposits only
after obtaining specific approval from us.
7. The date when your company has commenced
business as a non-banking financial institution may be
advised to the Bank.
@ Applicable to companies, to whom Certificate of
Registration has been issued on the basis of their Board
Resolution not to accept public deposits without prior