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fflT± givrfuRESERVE BANK 0F INDIA

DEPARTMENT OF NON-BANKING SUPERVISION

KOLKATA REGIONAL OFFICE

ri^l-qi,iiijTqm"=ATE 0F REGIS'

(a]aT fi 5FTTtiff dr ed a ft rfu rd)(Not valid for accepting Public Deposits)

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In exercise of the powers conferred on the Reserve Bank of India by Section 45 IA of theReserve Bank of India Act, 1934

SARALA DEVELOPMENT & MICROFINANCE PRIVATE LIMITED(Formerly Unnati Trade & Fincon Private Limited )

is hereby granted

Certificate of Registrationto commence / cany on the business of non-banking financial institution without accepting

public deposits subject to the conditions given on the reverse.

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Given under my hand atthis Sixteenth dayof January

In lieu of Cert. No.05.02496

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KolkataTwo Thousarid Seventeen

Dated 18.o8.2oi4 issued rm qffi Monisha chakraborty

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1. The Certificate of Registration or a certified copy

thereof shall be kept displayed at the Registered Office

and other offices, branches, if any, of your company.

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2. The Certificate of Registration is issued to your

company subject to your continued adherence to all the

conditions and parameters stipulated under Chapter Ill

8 of the Reserve Bank of India Act, 1934.

3. anqfl ffi ri ife g[{] ut rm 3H q{ qqTa17iRE, PeHF]-as. ; arm., arfe fl fuck. ffl qTarrm dr I

3. Your company shall be required to comply with all

the requirements of the Directions, guidelines /

instructions, etc. issued by the Bank and as applicable to

it.

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6. *3mfl an al q]aT a frm ff fl qqTrfurfu id. ed qrfaei a al fl REfiT ffi qRrm i.i;a a q[= qf€ ffi qlaT a qqTch ganr ri a aEa q¢ a aH-qaeFT gal q] 3fi{ fin FTfflT HH Hlz!fapfu qffi a rm qFTch. a fag HRI rfutape th) a HTq ife a tl5drT qT{ H5@ €1 aTTqEffl ri fafhe agiv HTta rd a ql€ a q]aT flqqRIfu rfu ffi I

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4. If your company desires to indicate directly or

indirectly in any advertisement, etc. that the company is

having a Certificate of Registration issued by the

Reserve Bank of India, such advertisement should

invariably contain a statement as under :

"The company is having a valid Certificate of

Registration dated a- issued by the

Reserve Bank of India under Section 45 IA of the

Reserve Bank of India Act, 1934. However, the RBI

does not accept any responsibility or guarantee about the

present position as to the financial soundness of thecompany or for the correctness of any of the statements

or representations made or opinions expressed by the

company and for repayment of deposits / discharge of

liabilities by the company."

5 @ .Your company is not allowed to accept / hold public

deposits.

6*.Your company must not accept any public deposits

for the time being. After the company has been in

operation for a period of two years, if it intends to raise

public deposits, it may approach the Bank with theaudited Balance Sheets for two years and a credit rating

for fixed deposits from one of the recognised rating

agencies. Your company will accept public deposits only

after obtaining specific approval from us.

7. The date when your company has commenced

business as a non-banking financial institution may be

advised to the Bank.

@ Applicable to companies, to whom Certificate of

Registration has been issued on the basis of their Board

Resolution not to accept public deposits without prior