Download pptx - Peeyush Kumar, Joint Secretary, Direct Benefit Transfer, Government of India

Direct Benefit Transfer

Peeyush Kumar Srivastava ( Jt. Secretary DBT)Cabinet Secretariat

Government of India

DBT Mission, Cabinet Secretariat 2

Introduction

Subsidy and other benefits a major part of Govt. expenditure (~ Rs. 3 lakh Crore in 2016-17)

Major subsidies / benefits – LPG, K-Oil, Food, MGNREGS, Pension & Scholarship

Existing eco-system of Subsidy and Benefit SchemesIll-targetingLeakages Inefficient service delivery

• Resulting in:Additional burden on the Government exchequerBenefit does not reach intended beneficiaries Government purpose defeated & leaves the poor dissatisfied


Direct Benefit Transfer (DBT)

A major reform initiative started in 1st Jan, 2013

Aims to transfer benefits directly into the bank/postal accounts of beneficiaries

Accurate targeting of beneficiaries- use of Aadhaar

Reengineer existing delivery processes using modern ICT tools

Expanded Scope of DBT to cover: Cash Transfer to Individual beneficiary e.g. MGNREGS, PAHAL In-Kind transfer to individual beneficiary e.g. PDS, SSA Other Transfers- transfers to non government facilitators of Govt. Schemes e.g. salary to ASHA

workers, JSY


Vision & Mission of DBT

“ A governance regime which ensures a simple and user friendly Government to People (G2P) interface and directly delivers entitlements to eligible individuals and households in a fair, transparent, efficient and reliable manner.”

MissionTo facilitate a paradigm shift in the process of delivering entitlements to all those who are eligible

through: Accurate identification and targeting of the beneficiaries

Re-engineering government processes for simpler flow of information and funds

Promotion of Financial Inclusion

Setting up of digital platforms that are accessible, scalable and reliable, providing user friendly interfaces between the Government and the beneficiaries

Vision


DBT MissionDBT Mission is now part of Cabinet Secretariat to drive DBT initiative across the country

Coordination between various stakeholders like Ministries, Banks, PFMS, UIDAI, NPCI etc. Identify policy interventions

Monitoring of Schemes on DBT Presently, 66 Schemes of 15 Ministries on DBT Rs. 61,822 cr distributed to 31 cr beneficiaries in 2015-16

National Scholarship Portal (NSP) Around 76 lakh students got scholarship in 2015-16 In 2016-17, NSP 2.0 to cover all Scholarship Schemes

DBT in UTs 100% Aadhaar based DBT in Union Territories in 2016-17

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DBT Framework

• UIDAI• RGI

• Banks

• NIC Team

• Ministries/• Departments• States

Identification, Verification,Certification

of Beneficiaries

Digitisation of beneficiary database

Aadhaar enrolment

Opening of Bank AC/

Jan Dhan AC, Aadhaar seeding

BENEFITS transferred directly into the account of the beneficiaries

PFMS to act as a front end facilitator for DBT

DBT Mission, Cabinet Secretariat


DBT enablers- JAM trinity

JAM i.e. Jan Dhan Yojana, Aadhaar and Mobile number (known JAM Trinity) holds the key for the success of DBT.

Use of technology for better governance – ‘Minimum Government Maximum Governance’

The JAM Trinity might well be a game changer – it expands the scope and reach of the gamut of welfare and anti-poverty policies that the State can implement in future

These technological innovations have the disruptive potential to unsettle the ‘conventional’ (existing) methods

Harnessing the potential of IT revolution for implementing direct cash transfers to help the poor

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Present Status – Key components of DBT

Scope of DBTSchemes

Universal

All CS/CSS where cash or In-Kind benefit is transferred to individuals

Aadhaar

> 100cr.

> 78% of population

> 80% - 303 districts

SeedingLow

APB/ NACH/ NPCI

NPCI Mapping

24.3 cr Active Aadhaar Mapping

Transactions

Enrolment

APB Others (e.g. NEFT)

0

20

40

60

80

28

72%

PFMS

89 Banks

Almost all Central Govt. Ministries are on PFMS

8 States fully interfaced

18Other States in Process of getting interfaced

Mobile

21.9 cr Jan Dhan Accounts

100cr

Mobile Subscribers

45% Rural teledensity

DBT Mission, Cabinet Secretariat


DBT Sectoral Analysis

DBT is currently being implemented in 66 Schemes:

- PAHAL – 1 - Scholarships – 42 - Rural Development – 2

• MGNREGS• NSAP

- Others - Labour – 6 - Women – 2 - Banking – 2 - Culture – 10 - Defence -1


All figures in crore

ParticularsStatus (as on)

31.3.2015 31.3.2016

No. of Beneficiaries 22.63 30.78

No. of Beneficiaries with bank A/c 9.81 24.98

No. of Beneficiaries with Aadhaar 12.29 19.51

No. of Aadhaar seeded A/c 8.34 11.71

No. of Transaction 62.49 203.15

Total Disbursement (in Rs. cr) 46,287.55 1,08,111.85

DBT Beneficiaries – Yearly growth


DBT- Savings

Around 25% savings in Subsidies

About 10% savings in Welfare schemes


Financial Infrastructure Coverage of Villages

Last mile service delivery Huge proportion of villages uncovered/inadequately covered Poor network connectivity

Challenges


Financial Infrastructure – emerging options

Enhancing last mile delivery through 2.56 lakh Gramin Dak Sevaks and proposed 1.3 lakh Micro ATMs in rural Post Offices

Leveraging 1.2 lakh Common Service Centres, 5.5 lakh FPS, 1.09 lakh Co-op. Societies to expand coverage

Promotion of mobile based payment platform for DBT

Operationalization of India Post Payment Bank & others in 2016-17


DBT Portal

Centralized DBT portal being set up to consolidate information across schemes

Portal to ensure aggregation of data and effective monitoring

Availability of information of benefits to individuals / households

Feedback and grievance redressal mechanism


Way Forward

DBT Cell in all Ministries & StatesCentralized DBT Portal for oversight of all Subsidies and benefitsAll DBT disbursal to be Aadhaar linkedFinancial Infrastructure to ensure last mile deliveryAll Subsidies and Welfare Schemes to be brought under DBT

A Unified Beneficiary Database (UBD) based on ‘Hub & Spoke’ model for long term vision is being

worked upon where the contact and interaction point for Citizens for updation /modification of

data will be at Spokes (Common Service Centres (CSCs) /Post Offices /Panchayat Kendra

/Anganwadis etc) and validation of data would be at Hub (Block Head Quarter/Tehsil/Sub-Tehsil

etc.) on the basis of Demographic and JAM details obtained from the citizens


Hub & Spoke model


Digital India & DBTDigital India has 9 key pillars amongst which 4 are of very high significance to DBT namely

Broadband Highways – Laying of NOFN in all 2.5 lakh GPs

Universal access to mobile - Ensuring mobile access in around 44,000 uncovered villages

e- Governance - Business process re-engineering undertaken to improve service delivery, integrated with UIDAI, payment gateway and mobile platform

e-Kranti - Focus on electronic delivery of services whether it is education, health, agriculture, justice and financial inclusion

Universalization and success of DBT will be immensely expedited with the achievement of the above


Thank You

….End of presentation