WELCOME…
TODAY’S REAL ITYo As of September 30, 2011, total
consumer indebtedness was $11.66 trillion*
o Most people are living paycheck to paycheck.
o Many people work 8-12 hours a day to pay taxes or to have a food for a day.
*FEDERAL RESERVE BANK OF NEW YORKRESEARCH AND STATISTICS GROUP
MICROECONOMIC STUDIES
What Is Your Financial Reality?
Most people lie awake at night worrying about money-related issues
“Remember that the longest JOURNEYmust have a beginning, and will have an end,
and that where you may be tomorrow depends
wholly and solely on the road you are taking today” ---
Megiddo Message
This is an institution duly registered with the Security and Exchange Commission (SEC) as stock corporation aiming to provide sources of livelihood to Filipinos especially the marginalized sector of the society by offering life protection benefits, unlimited life skills and livelihood trainings for free , weekly incentives or rewards through continuous invitation of potential distributors; providing financial services through a credit facility with minimal interest through its “We Care for Humanity International Foundation, Inc. aiming to empower the people especially the small and medium scale entrepreneurs to have access to credit to finance their businesses; and a PESOS LINGAP KAPWA Program, a “damayan” concept giving full protection to beneficiaries of members.
PEOPLE EMPOWERMENT FOR SUSTAINABLE AND OPTIMUM
SERVICES INTERNATIONAL Inc.
P.E.S.O.S International Incorporated aims to transform people’s lives through a solid program on training and development particularly in the field of entrepreneurship, direct selling and network marketing.
OUR VISION:
• We shall promote patriotism by supporting local
entrepreneurs and patronizing locally-produced products and services;
The entire organization of PESOS INT’L., INC. is deeply committed in the advocacy and promotion of genuine people empowerment for our fellowmen locally & globally.
We are dedicated to offer quality
and value for money products and services; We are determined to provide Success & Skills Training
and Development Program on Entrepreneurship, Livelihood; Network Business Building for our Distributors and Business Partners, thus creating a gateway for the fastest-rewarding financial opportunity for them;
• We shall engage our members to a higher level of economic activities so as to create multiple streams of income and to achieve financial freedom; and
OUR MISSION STATEMENT:
SEC REG. No.CS201220928Dated: Nov.16,2012
Company TIN No. 008-293-172
Head Office: Room F, 2nd Flr. Hsincho Bldg. Crisanto M. Delos Reyes St.Manggahan, Gen. Trias, Cavite
Website: www.pesos.org.ph
LEGALITIES:PEOPLE EMPOWERMENT
FOR SUSTAINABLE AND OPTIMUM SERVICES INTERNATIONAL Inc.
BOARD OF DIRECTORS/OFFICERS :
Chairwoman – Natividad P. Cheng
Members of the Board :Marieta L. Javier
Jesus Carullo Marcelo Pamulaklakin Ma. Cristina Luardo
President/CEO : Marieta L. Javier Treasurer : Natividad Cheng
Secretary : Marcelo Pamulaklakin
COMPANY PROFILE:
Our Product
Healthy Cafe
PREPAID ACCIDENT PROTECTION
Worldwide Coverage
Php 2,500.00 only
PRODUCT PACKAGE
for
PREPAID ACCIDENT PROTECTION
Worldwide Coverage AON
“ Ang PROTEKSYON ng Pamilyang
masang pilipino”Insured ka na buhat sa sumusunod:
Pagkamatay dahil sa KALAMIDAD ( Acts of Nature) = Php 500K
Pagkamatay dahil sa Vehicular Accident = Php 500K
Un-provoked Murder and Assault = Php 500K
Pagkamatay dahil sa Pagkaka-kagat ng hayop = Php 500K
Total disability and dismemberment = Php 500K
Accident Burial Assistance = Php 10K
Worldwide Coverage
Age limit: 16 to 65 years old1 registration per person only
year coverage , no monthly paymentNon-transferable
Healthy Cafe
Contains:Ganoderma LucidumGinsengGinkgo BilobaAcai BerryMangosteenCoffee BeansNon Dairy CreamerSucralose
Improve memory
Give a positive mood Oxygenates the body and boosts
stamina Improves blood circulation Increased mental focus Stronger immune system It may increase your body’s
antioxidant capacity It's been said that it supports healthy
blood, and cholesterol levels Healthy liver function for body
cleansing.
Healthy Cafe
HEALTH BENEFITS:
Php 2,500.00 only
Healthy Cafe
PRODUCT PACKAGE
+ Inclusive of Great Privileges &
Global Business Opportunities…
for
PRODUCT PACKAGE
Php 2,500.00 for your
o Four (4) Boxes of Healthy Caféo Personal Online Tracking
Accounto Inclusive Privileges
Micro – Financing Assistance up to Php 150K thru WE CARE for HUMANITY FOUNDATION
Lingap – Kapwa Programo One Business kit
Distributor Registration Forms
Brochures Copy of SEC registration,
BIR Livelihood Program Basic Orientation Seminar Inheritance Income The Opportunity to
Earn 10 Ways
5. MICRO- FINANCING LOAN
For every 2 direct sponsors, the credit line of the distributor increases by Php1,000.
MICRO-FINANCING LOAN
The minimum amount of loan is Php1,000 and the distributor can renew for higher loanable amount up to Php150k depending upon the number of his/her direct sponsors.
Xerox of PESOS ID; Xerox of Valid ID’s Signed Loan Application Form; Sign Disclosure Statement Signed Promissory Note; and
NOTE : * A distributor has the option not to avail the loan yet and could request for loan availment once his/her loanable amount is bigger.
* The borrower must be of legal age.
MICRO-FINANCING LOAN
All loans shall be processed and released within 7 working days from the date of completion of requirements;
No loan renewal could be released without fully paying the previous loan obligation;
All Micro-Financing loans shall be processed and released by “We Care for Humanity Int’l. Foundation (the foundation of PESOS Int’l. for Micro-Financing Program)
LOAN PROCESSING
LOAN TERMSPhp1,000 to Php 2,000 - 2 months to pay Php 2,001 to Php 4,000 - 3 months to payPhp 4,001 to Php 6,000 - 4 months to payPhp 6,001 to Php10,000 - 6 months to payPhp 10,001 to Php15,000 - 10 months to payPhp 15,001 to Php 20,000 - 12 months to payPhp 20,001 to Php 50,000 - 1 year & 6 mos.Php 50,001 to Php150,000 - 2 years to pay
A distributor contribution system where the beneficiary of a distributor who passed away will receive a sum of money depending on how much collected.
Accidental DeathNatural Death- 6 mos. Contestability Period
Php 50 – deductable from members with incentives in the following week
1,000 members X Php 50 = Php 50,00010,000 members X Php 50 = Php 500,000100,000 members X Php 50 = Php 5,000,000
LINGAP-KAPWA PROGRAM
Compensation Plan
1. DIRECT SELLING BONUS2. DIRECT SALES COMMISSION
3. X- TREME INFINITY BONUS4. SPILL OVER BONUS
5. MATCHING BONUSES6. UNI LEVEL COMMISSION
7. LEADERSHIP BONUS8. PROFIT SHARING
9. TRAVEL INCENTIVES10.LOYALTY BONUS
Your Key To Financial Success
Compensation Plan
Earn Php 500 as Direct Sales Commission for every direct sponsor that purchased the entry package.
There is no limit on how many members you can directly refer
to PESOS INT’L.You can make as many
referrals as you can and as you want, with
NO TIME FRAME.
Every member is entitled to 30 % Lifetime Discount.
1. DIRECT SELLING BONUS
2. DIRECT SALES COMMISSION
B
YOU
Paul May
A
Compensation Plan
A B
Ph
p50
0
INFINITY
Php5
00
From B sides of his A direct referral down to infinity, a distributor shall earn Php 500.00
A B
3. X- TREME INFINITY BONUS
P50
0
P50
0
YOU
Paul May
Compensation Plan
BA B
A
Ph
p 500
Php 500
From A sides of his/her B direct referral down to infinity, another Php 500.00 income shall be given.
3. X- TREME INFINITY BONUS
INFINITY
YOU
Paul May
P5
00
P5
00
Compensation Plan
For every spill-over made by the distributor to be placed in his/her x-treme infinity income, the distributor shall earn an additional Php 250.00 on top of the Php 500.00 x-treme infinity income she/he has earned or a total of Php 750.00.
A B
P50
0+ P
250=
Ph
p75
0
4. SPILL OVER BONUS
YOU
Paul May
Compensation Plan
A B
A
A
P500+P
250=Ph
p750
For every spill-over made by the distributor to be placed in his/her x-treme infinity income, the distributor shall earn an additional Php 250.00 on top of the Php 500.00 x-treme infinity income she/he has earned or a total of Php 750.00.
4. SPILL OVER BONUS
Paul May
YOU
Compensation Plan
All distributors shall be entitled for Matching Bonuses up to Php 5 Million based on the following qualifications : 100 Dists. each from A & B sides = Php 5,000
300 Dists. each from A & B sides = Php15,000500 Dists. each from A & B sides = Php 25,0001,000 Dists. each from A & B sides= Php 50,0001,500 Dists. each from A & B sides= Php 75,0002,500 Dists. each from A & B sides= Php 100,0005,000 Dists. each from A & B sides= Php 200,00020,000 Dists. each from A & B sides=Php1Million50,000 Dists. each from A & B sides=Php 5Million
5. MATCHING BONUSES
Compensation Plan
10% of the Total
Suggested Retail Price (SRP) of all
products shall be
allocated to Unilevel
point value.
6. UNI-LEVEL COMMISSION
POSITION POSITION POSITION
LEVEL SILVER GOLD DIAMOND
1 10% 10% 10%
2 10% 10% 10%
3 10% 10% 10%
4 10% 10% 10%
5 10% 10% 10%
6 10% 10% 10%
7 - 10% 10%
8 - 10% 10%
9 - - 10%
10 - - 10%
Compensation Plan
6. UNI-LEVEL COMMISSION
LEVEL # of Downlines P.V. Percentage Profit ( Php )
1 5 210 10% 105
2 25 210 10% 525
3 125 210 10% 2,625
4 625 210 10% 13,125
5 3,125 210 10% 65,625
6 15,625 210 10% 328,125
TOTAL 19,530 Php 410,130
Example: Position: DIAMONDMonthly
Maintenance:
SILVER: Php 500
GOLD: Php 1,000
DIAMOND: Php 1,500
Roll-up compression is applied.
Compensation Plan
20% Leadership Bonus shall be given to distributor from all unilevel commissions of his/her direct sponsors.
7. LEADERSHIP BONUS
Php 10K Php 20K Php 30K Php 40K Php 50K20% 20% 20% 20% 20%
Php 2K PHP 4K Php 6K Php 8K Php 10K
YOU
MORE DIRECT SPONSOR
=BIGGERINCOME
Example:
A E D C B
Earn Php 30,000 or More…
Compensation Plan
10% of the Total Sales Repeat Purchase (TSRP) point value of the company semi-annually shall be allocated for profit sharing based on the following:
Position: Gold= 4%Diamond= 6%
Note : To qualify for this incentive, a Gold Distributor shall have at least 10 Gold Direct Sponsors, and a Diamond Distributors shall have at least 20 Diamond Direct Sponsors under him/her for the covered period.
Example: Php30 Million TSRP X 10%= Php 3 Million no. of qualifiers
8. PROFIT SHARING
Compensation Plan
5% of the Total Sales Repeat Purchase (TSRP) point value of the company will be allocated to Diamond position which shall be released semi-annually. Example:
Php 30 Million TSRP X 5%= Php 1.5 Million no. of qualifiersNote: To qualify for this incentive, the distributor has at least
maintained a minimum personal purchases of Php1,500.00 and 10 Diamond Direct Sponsors too for the last six ( 6) months covering the date announced by the company.
9. TRAVEL INCENTIVES
Compensation Plan
This income shall be given to a distributors yearly or up to 5 year - term depending upon preference of the distributor.
10. LOYALTY BONUS
“ MOST PEOPLE NEVER GET WEALTHY SIMPLY BECAUSE THEY ARE
NOT TRAINED TO RECOGNIZE
OPPORTUNITIES RIGHT IN FRONT OF THEM.”
Robert Kiyosaki Investor, businessman,
author, financial expert and motivational speaker. Co-founder of The Rich Dad
Company.
“Leading your way to success is our business…