Transcript
Page 1: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Sally Babington

Accident Compensation

Corporation of NZ

Page 2: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

NZ’s scheme

•ACC been running no-fault insurance scheme since 1974 –Covers all types of injury

–Wherever they occur

Page 3: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

NSIS

•Set up in 2008

•2-part strategy –Client outcomes

–Sustainable costs

2003 2004 2005 2006 2007 2008 2009 2010

Cost per claim

Page 4: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Benefits of focusing on client outcomes

Page 5: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Why outcomes?

Internationally the common

characteristics of people with

disabilities

Social isolation

Financial hardship

Loss of valued roles

Page 6: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

What outcomes?

•Participation in everyday life –Home

–Work

–Leisure

–Community

Page 7: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Clients achieving their outcomes

•Planning –Person-centred

•Funding supports & service –To achieve client outcomes

•Monitoring –Outcomes as measured by goal achievement

Page 8: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

1. Planning

• Person-centred

• Outcome-directed

1. Home & living

2. Work & education

3. Leisure/recreation

4. Community

Page 9: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Planning in action

Where will these

supports come from ?

What supports

are needed ?

Community Employer

Family ACC

Client Other funders

School

1. Home/living

2. Work/education

3. Leisure /recreation

4. Community access

Participatory

goals

Treatment

Rehabilitation

Page 10: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

2. Support

•Assessment

•ACC-funded support & services

Page 11: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

3. Monitoring

Individual’s plan

Individual’s objectives

Potential changes to supports & services

Performance reporting

Supporting evidence (standardised measures)

Outcome against objective 3 = Achieved beyond expectation

2 = Achieved

1 = Partially achieved

0 = Not achieved

Developed with assistance from Dr Maree Dyson

Page 12: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

3. Monitoring

Individual’s plan

Participation & well-being goals

Potential changes to supports & services

Performance reporting

Supporting evidence (standardised measures)

Stability of needs & circumstances 2 = Increased participation

1 = Stable needs & circumstances

0 = Unstable needs & circumstances

Developed with assistance from Dr Maree Dyson

Page 13: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Results

•71% goal achievement

•23% in paid work

•83% client satisfaction

Page 14: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Results

•Attendant care costs stabilised

2003 2004 2005 2006 2007 2008 2009 2010

Cost per claim

Page 15: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Results

•Attendant care costs stabilised

•$1.3 billion long-term savings over 3 years

Page 16: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Still to do…

•Procurement –Purchasing for outcomes

•Client self-management –Pilot starting mid-2013

Page 17: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Summary

•Outcomes part of NSIS design blueprint

•Key to stabilising costs

•Not finished – still have work to do

Page 18: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

What can you expect in the future?

Page 19: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

There will be changes

•People with disabilities

•Premium payers

•Suppliers

•Carers

Page 20: Planning and Decision Making for High Cost, High Liability Supports within an Insurance Organisation: The experience of the ACs National Serious Injury Service

Conclusion

•Relentless focus on client outcomes

•Still have work to do


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