S.V.NANDAGOPAL SENIOR SALES MANAGER STAR HEALTH & ALLIED INSURANCE CO.LTD
THANKS FOR OPPORTUNITY TO SERVEMOBILE
99949 10202 , 94431 86864 , 83000 20102
www.licnanda.blogspot.com [email protected] , [email protected]
வருமுன்னர்க்காவாதான்வாழ்க்கைகஎரிமுன்னர்
கைவத்தூறுப�ாலக்கெகடும். திருக்குறள்
WE ARE ONE OF THE LEADING INSURANCE & INVESTMENT CONSULTANT IN COIMBATORE SINCE 2000
SENIOR CITIZENS RED CARPET
Added
Benefits of
NEW SUM INSURED
Early SI
1L, 2L, 3L,
4L, 5L
NEW ADDED SI
7.5L & 10L
Premium
7.5L
Rs.23,940/-
Premium10L
Rs.25,650/-
• Rs.200 per consultation• OP Consultation from NW hospitals
OP Consultation
ANNUAL LIMITSI (Lakhs) OP Limit PPP
3L 600
4L 800
5L 1,000
7.5L 1,200
10L 1,400
From 3L & Above
Room Rent Limit Room Rent IMPROVED to a max of6000 per day.
SI (LAKHS) ROOM RENT LIMIT
1L 1,000
2L 2,000
3L 3,000
4L 4,000
5L 5,000
7.5 & 10L 6,000
Package Charges Waiver
Earlier it was 80% only
Now 100% Payable
Improved Sub limits
SI (Rs)
Treatment for CVD, CVA, Cancer, BOB, Renal
ComplicationsAll other Major surgeries
Existing Limits
Revised Limits
Existing Limits
Revised Limits
1L 75,000 75,000 60,000 60,000
2L 1,50,000 1,50,000 1,20,000 1,20,000
3L 1,60,000 2,00,000 1,30,000 1,50,000
4L 1,70,000 2,25,000 1,40,000 2,00,000
5L 1,80,000 2,75,000 1,50,000 2,25,000
7.5L NA 3,00,000 NA 2,50,000
10L NA 3,50,000 NA 2,75,000
Day Care Procedures
Day Care Procedures Minimum of 24 hours Hospitalization is not necessary for the
following :
• Dialysis, • Chemotherapy, • Radiotherapy, • Cataract surgery, • Dental Surgery, • Lithotripsy (Kidney stone removal),• Tonsillectomy, • Cutting and Draining of Abscess, • Liver Aspiration, • Pleural Effusion Aspiration, • Colonoscopy, • Sclerotheraphy,
Enhanced Cataract Sub limit
SI (Lakhs) Existing Limit
RevisedLimit
1L 15,000 15,000
2L 15,000 15,000
3L 15,000 18,000
4L 15,000 20,000
5L 15,000 21,500
7.5L NA 23,000
10L NA 25,000
Limit
unchanged
forSI 1 & 2L
Lithotripsy (Kidney Stone Removal)
Rs.20,000/-PPP
Tonsillectomy
Rs.7500/-PPP
Cutting and Draining of Abscess
Rs.1500/-PPP
Liver Aspiration
Rs.2000/-PPP
Pleural effusion Aspiration
Rs.2000/-PPP
Colonoscopy
Rs.2000/-PPP
SclerotheraphyRs.5000/-
PPP
Other Conditions• ICU-2% SI per day
• Professional Fees - Up to 25% of SI- Doctor, Consultant, Anesthetist, etc.. (Per Hospitalization)
• Drugs & OT Exp – Up to 50% of SI (Per Hospitalization)
• Post Hospitalization – Rs.5000/-Max (7% of Hosp.Exp)
PED & EXCLUSIONS
Exclusions- All listed procedures will be covered after 24 months
PED- All mentioned PED’s will be covered after 12 months (Co-Pay – 50%)
FIRST 2 YEAR EXCLUSIONS• Cataract, Glaucoma, Retinal detachment/ Macular degeneration• Prolapse of intervertebral disc (other than caused by accident),• Varicose veins and varicose ulcers, benign prostatic hypertrophy, • Deviated nasal septum, sinusitis, tonsillitis, nasal polyps, • ENT related surgeries & diseases , thyroid diseases, • Hernia, hydrocele, fistula / fissure in ano and hemorrhoids • congenital internal disease/defect , All treatments for stone in gall bladder and pancreas and Urinary bladders.
FIRST 2 YEAR EXCLUSIONS
• Treatment for uterine prolapse, dysfunctional uterine bleeding, fibroids, pelvic inflammatory diseases, all diseases of fallopian tubes and ovaries,
• Treatment of joint diseases [other than caused by an accident] , All types of joint replacement
• Degenerative disc, vertebral diseases and degenerative diseases of the musculo-skeletal system
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• ALSO WE PROVIDE • LIFE INSURANCE• HEALTH INSURANCE• CHILD FUTURE PLANS• TAX SAVING & PLANNING• PAN CARD & PASSPORT • MOTOR VEHICLE INSURANCE• IMPORT & EXPORT INSURANCE• INDIVIDUAL,FAMILY,GROUP &
CORPORATE INSURANCE NEEDS