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S.V.NANDAGOPAL SENIOR SALES MANAGER STAR HEALTH & ALLIED INSURANCE CO.LTD THANKS FOR OPPORTUNITY TO SERVE MOBILE 99949 10202 , 94431 86864 , 83000 20102 www.licnanda.blogspot.com [email protected] , [email protected] ரரரரரரரரரரர ரரர ரரரரர ர ரரரரரரர வவ வ ரரரரரரரரரர ரரரரரரர ர ரரரர ரரரரரர . ரரரரரரரரரரர WE ARE ONE OF THE LEADING INSURANCE & INVESTMENT CONSULTANT IN COIMBATORE SINCE 2000

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Page 1: Senior citizen  nandagopal- 9994910202

S.V.NANDAGOPAL SENIOR SALES MANAGER STAR HEALTH & ALLIED INSURANCE CO.LTD

THANKS FOR OPPORTUNITY TO SERVEMOBILE

99949 10202 , 94431 86864 , 83000 20102

www.licnanda.blogspot.com [email protected] , [email protected]

வருமுன்னர்க்காவாதான்வாழ்க்கைகஎரிமுன்னர்

கைவத்தூறுப�ாலக்கெகடும். திருக்குறள்

WE ARE ONE OF THE LEADING INSURANCE & INVESTMENT CONSULTANT IN COIMBATORE SINCE 2000

Page 2: Senior citizen  nandagopal- 9994910202

SENIOR CITIZENS RED CARPET

Added

Benefits of

Page 3: Senior citizen  nandagopal- 9994910202

NEW SUM INSURED

Early SI

1L, 2L, 3L,

4L, 5L

NEW ADDED SI

7.5L & 10L

Premium

7.5L

Rs.23,940/-

Premium10L

Rs.25,650/-

Page 4: Senior citizen  nandagopal- 9994910202

• Rs.200 per consultation• OP Consultation from NW hospitals

OP Consultation

ANNUAL LIMITSI (Lakhs) OP Limit PPP

3L 600

4L 800

5L 1,000

7.5L 1,200

10L 1,400

From 3L & Above

Page 5: Senior citizen  nandagopal- 9994910202

Room Rent Limit Room Rent IMPROVED to a max of6000 per day.

SI (LAKHS) ROOM RENT LIMIT

1L 1,000

2L 2,000

3L 3,000

4L 4,000

5L 5,000

7.5 & 10L 6,000

Page 6: Senior citizen  nandagopal- 9994910202

Package Charges Waiver

Earlier it was 80% only

Now 100% Payable

Page 7: Senior citizen  nandagopal- 9994910202

Improved Sub limits

SI (Rs)

Treatment for CVD, CVA, Cancer, BOB, Renal

ComplicationsAll other Major surgeries

Existing Limits

Revised Limits

Existing Limits

Revised Limits

1L 75,000 75,000 60,000 60,000

2L 1,50,000 1,50,000 1,20,000 1,20,000

3L 1,60,000 2,00,000 1,30,000 1,50,000

4L 1,70,000 2,25,000 1,40,000 2,00,000

5L 1,80,000 2,75,000 1,50,000 2,25,000

7.5L NA 3,00,000 NA 2,50,000

10L NA 3,50,000 NA 2,75,000

Page 8: Senior citizen  nandagopal- 9994910202

Day Care Procedures

Page 9: Senior citizen  nandagopal- 9994910202

Day Care Procedures Minimum of 24 hours Hospitalization is not necessary for the

following :

• Dialysis, • Chemotherapy, • Radiotherapy, • Cataract surgery, • Dental Surgery, • Lithotripsy (Kidney stone removal),• Tonsillectomy, • Cutting and Draining of Abscess, • Liver Aspiration, • Pleural Effusion Aspiration, • Colonoscopy, • Sclerotheraphy,

Page 10: Senior citizen  nandagopal- 9994910202

Enhanced Cataract Sub limit

SI (Lakhs) Existing Limit

RevisedLimit

1L 15,000 15,000

2L 15,000 15,000

3L 15,000 18,000

4L 15,000 20,000

5L 15,000 21,500

7.5L NA 23,000

10L NA 25,000

Limit

unchanged

forSI 1 & 2L

Page 11: Senior citizen  nandagopal- 9994910202

Lithotripsy (Kidney Stone Removal)

Rs.20,000/-PPP

Page 12: Senior citizen  nandagopal- 9994910202

Tonsillectomy

Rs.7500/-PPP

Page 13: Senior citizen  nandagopal- 9994910202

Cutting and Draining of Abscess

Rs.1500/-PPP

Page 14: Senior citizen  nandagopal- 9994910202

Liver Aspiration

Rs.2000/-PPP

Page 15: Senior citizen  nandagopal- 9994910202

Pleural effusion Aspiration

Rs.2000/-PPP

Page 16: Senior citizen  nandagopal- 9994910202

Colonoscopy

Rs.2000/-PPP

Page 17: Senior citizen  nandagopal- 9994910202

SclerotheraphyRs.5000/-

PPP

Page 18: Senior citizen  nandagopal- 9994910202

Other Conditions• ICU-2% SI per day

• Professional Fees - Up to 25% of SI- Doctor, Consultant, Anesthetist, etc.. (Per Hospitalization)

• Drugs & OT Exp – Up to 50% of SI (Per Hospitalization)

• Post Hospitalization – Rs.5000/-Max (7% of Hosp.Exp)

Page 19: Senior citizen  nandagopal- 9994910202

PED & EXCLUSIONS

Exclusions- All listed procedures will be covered after 24 months

PED- All mentioned PED’s will be covered after 12 months (Co-Pay – 50%)

Page 20: Senior citizen  nandagopal- 9994910202

FIRST 2 YEAR EXCLUSIONS• Cataract, Glaucoma, Retinal detachment/ Macular degeneration• Prolapse of intervertebral disc (other than caused by accident),• Varicose veins and varicose ulcers, benign prostatic hypertrophy, • Deviated nasal septum, sinusitis, tonsillitis, nasal polyps, • ENT related surgeries & diseases , thyroid diseases, • Hernia, hydrocele, fistula / fissure in ano and hemorrhoids • congenital internal disease/defect , All treatments for stone in gall bladder and pancreas and Urinary bladders.

Page 21: Senior citizen  nandagopal- 9994910202

FIRST 2 YEAR EXCLUSIONS

• Treatment for uterine prolapse, dysfunctional uterine bleeding, fibroids, pelvic inflammatory diseases, all diseases of fallopian tubes and ovaries,

• Treatment of joint diseases [other than caused by an accident] , All types of joint replacement

• Degenerative disc, vertebral diseases and degenerative diseases of the musculo-skeletal system

Page 22: Senior citizen  nandagopal- 9994910202

FHO-rev2014/cpu/ver1.4/16 Oct 2014 22

• ALSO WE PROVIDE • LIFE INSURANCE• HEALTH INSURANCE• CHILD FUTURE PLANS• TAX SAVING & PLANNING• PAN CARD & PASSPORT • MOTOR VEHICLE INSURANCE• IMPORT & EXPORT INSURANCE• INDIVIDUAL,FAMILY,GROUP &

CORPORATE INSURANCE NEEDS

Page 23: Senior citizen  nandagopal- 9994910202