Public Opinion Survey of Brazilians living in PortugalMay 25, 2006
2
Methodology
Sample size 1,000 Brazilian adults
Dates of interviews
November 23 – December 20, 2005
Margin of error 3 percentage points
Language of interviews
Portuguese
Demographics of Brazilian Residents of Portugal
4
Age
1%
7%
38%
40%
14%
2%
7%
36%
40%
15%
0% 10% 20% 30% 40% 50%
65+
50-64
35-49
25-34
18-24
AllBrazilians
Remittancesenders
5
Annual Household Income
16%
1%
3%
29%
51%
20%
1%
3%
25%
51%
0% 10% 20% 30% 40% 50% 60%
No answer
More than€30,000
€20,000 to€30,000
€10,000 to€20,000
Less than€10,000
AllBrazilians
Remittancesenders
6
How long have you been living in Portugal?
3%
16%
39%
27%
15%
4%
16%
36%
25%
19%
0% 10% 20% 30% 40% 50%
Ten years ormore
Five to tenyears
Three to fiveyears
One to threeyears
Less thanone year
AllBrazilians
Remittancesenders
7
Gender
51%
49%
52%
48%
0% 10% 20% 30% 40% 50% 60%
Female
Male AllBrazilians
Remittancesenders
8
Areas of Interviews• North Region: Porto, Braga, Braganca
and Vila Real
• Central Region: Leiria, Coimbra, Viseu and Aveiro
• Algarve Region: Faro, Portimao, Albuferia and Loule
• Alentejo Region: Evora
• Lisbon and Tagus Valley Region: Lisboa, Cascais, Oeiras, Loeres and Setubal
9
Region
6%
1%
59%
13%
21%
6%
1%
51%
20%
22%
0% 20% 40% 60% 80%
Algarve
Alentejo
Lisbon andTagus Valley
Central
North
AllBrazilians
Remittancesenders
The Remittance Sending Process
11
Remittance Senders
• Estimates of the Brazilian population residing in Portugal range from 75,000 to 150,000 adults.
• An estimated 74 percent of Brazilian adults living in Portugal send remittances on a regular basis to their families back home.
12
• Brazilians living in Portugal send remittances 10 times a year at an average of €320 with each remittance.
• Therefore, the total amount of remittances sent from Portugal to Brazil during 2005 is estimated to be between €178,000,000 and €356,000,000.
Remittance Senders
13
Have you ever sent money to your relatives living in Brazil?
74%
9%
17%
Yes
Yes, but not inthe last year
No
14
Have you ever sent money to your relatives living in Brazil?
21%
11%
68%
17%
9%
74%
0% 20% 40% 60% 80%
No
Yes, but notin the last
year
Yes
Brazilians inPortugal
Brazilians inJapan
15
How often do you send money to your relative?
3%
5%
23%
61%
6%
0% 10% 20% 30% 40% 50% 60% 70%
Once a year
Every four to sixmonths
Every two tothree months
Once a month
Twice a month ormore
Average - 10 Times
16
How many people do you send money to?
6%
16%
77%
0% 20% 40% 60% 80% 100%
Three or more
Two
One
17
How long have you been sending money to your relative?
13%
29%
38%
20%
0% 10% 20% 30% 40%
More than fiveyears
Between threeand five years
Between one andthree years
Less than a year
18
How often do you communicate with your family back home?
0%
2%
13%
85%
0% 20% 40% 60% 80% 100%
Never
A few times ayear
About once amonth
About once aweek or more
19
How much money – on average – do you send to your relative each time you send money?
5%
4%
11%
14%
23%
33%
5%
0% 5% 10% 15% 20% 25% 30% 35%
More than €750
€501 to €750
€401 to €500
€301 to €400
€201 to €300
€101 to €200
€100 or less
Average - €320
20
How do you send money to your relative?
4%
7%
92%
28%
2%
65%
0% 20% 40% 60% 80% 100%
Brazilians inJapan
Brazilians inPortugal
Internationalmoney transfercompany
Bank
Other
21
What is the fee that you pay to send money to your relatives in Brazil?
2%
4%
3%
8%
34%
22%
19%
0% 10% 20% 30% 40%
More than €30
€20 to €30
€15 to €20
€10 to €15
€5 to €10
€1 to €5
No charge €0
Access to Bank Accounts
23
Do you have a bank account in Portugal?
24%
76%
27%
73%
0% 20% 40% 60% 80%
No
Yes AllBrazilians
Remittancesenders
24
Do you have a bank account in Brazil?
53%
47%
30%
70%
0% 20% 40% 60% 80%
No
Yes Braziliansin Portugal
Braziliansin Japan
25
Do you have a savings account?
40%
16%
49%
38%
17%
45%
0% 10% 20% 30% 40% 50% 60%
No
Yes, inBrazil
Yes, inPortugal
AllBrazilians
Remittancesenders
26
Would you consider opening a savings account in Brazil if the interest rate offered by banks in Brazil is higher than in Portugal?*
31%
63%
35%
59%
0% 20% 40% 60% 80%
No
Yes AllBrazilians
Remittancesenders
*Asked only of those respondents who do not have a savings account in Brazil.
27
Why would you not consider opening a savings account in Brazil?
36%
1%
14%
15%
33%
37%
1%
13%
13%
36%
0% 10% 20% 30% 40%
Don't know / No answer
I don't intend to return toBrazil
The interest rates are toolow
I do not trust the banks
I do not have enoughmoney to save
AllBrazilians
Remittancesenders
Business Investments
29
Do you have any plans to start your own business in the future?
25%
1%
41%
13%
33%
1%
41%
22%
0% 10% 20% 30% 40% 50%
No
Yes, inanothercountry
Yes, in Brazil
Yes, inPortugal /
JapanBrazilians inPortugal
Brazilians inJapan
30
Would you consider investing in a small business in Brazil?
35%
57%
40%
53%
0% 10% 20% 30% 40% 50% 60%
No
Yes AllBrazilians
Remittancesenders
Home Ownership
32
Do you own or rent your home in Portugal?
1%
91%
7%
1%
89%
9%
0% 20% 40% 60% 80% 100%
Live withfriends / live inhouse wherethey work
Rent
Own
AllBrazilians
Remittancesenders
33
Do you own a home in Brazil?
44%
56%
48%
52%
0% 10% 20% 30% 40% 50% 60%
No
Yes AllBrazilians
Remittancesenders
34
Did you purchase your home with a mortgage from a bank?*
82%
16%
81%
17%
0% 20% 40% 60% 80% 100%
No
Yes AllBrazilians
Remittancesenders
*Asked only of those respondents who own a home in Brazil.
Contact:Sergio Bendixen
Ph: 305-529-9916Fax: 305-529-9069
[email protected]://www.bendixenandassociates.com