Over 12,000 Placements ● Trained Over 40,000 Industry Professionals

NewPost Graduate diPloma in BankinG

The Most Comprehensive, Industry Endorsed Banking Program

introducinG

India’s Largest BFSI Training Organisation

2

About Banking, Financial Services and Insurance Industry

The India growth story is an absorbing and inspiring one. Thanks to an effective fiscal and monetary

stimulus, we were able to contain the effect of the global crisis on our economy. After growing at 9

percent for four years before the 2008-09 crisis, our economy averaged has bounced back with an 8%

plus growth rate which is expected to continue in 2011-12 and beyond. This growth is backed by enhanced

savings which is upwards of 30%, strong domestic demand and a large young population

The pace of development for the Indian banking industry has been tremendous over the past decade and the

future growth in India’s banking sector will remain high, bolstered by sound economic growth prospects. The

Banking Industry is expected to grow at a healthy rate of over 20% for the next 2 to 3 years.

While Retail Banking will be the key growth area for Banks, other areas like Corporate Credit, SME Bank-

ing, cross selling of other financial products and services like Insurance, Mutual Funds, fee-based sources

of income and technological upgradation will also be key growth drivers. The stress will be on expansion of

branches. The banking industry is expected to go through a consolidation phase besides adopting other inor-

ganic means of growth which includes mergers and takeovers. With only 30-35% of the population financially

included, and the Indian banking industry is unsaturated. With a CAGR of well above 20%, the market defi-

nitely has scope to accommodate new players.

All this is good news for the youth who are looking for careers, as Banks will require huge number of people

with pre-trained skills not only in banking domain but more importantly in customer service skills, selling

skills, hands-on skills on banking application software and an infectious positive attitude. In short… a modern

banking professional for the modern banking sector is the need of the hour.

India’s financial services sector will enjoy generally strong growth during coming years, driven by rising per-

sonal incomes, high savings rates, corporate restructuring, financial sector liberalization and the growth of a

more consumer-oriented, credit-oriented culture. This should lead to increasing demand for financial prod-

ucts, including consumer loans (especially for cars and homes)...

3

About Institute of Finance, Banking & Insurance- IFBI

Recognising the growing need for educating and training new-age Banking and Finance professionals,

NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in India came

together in 2006 to set up Institute of Finance Banking and Insurance (IFBI). IFBI’s focus is to build a

pool of modern Banking, Financial Services and Insurance professionals in India, who can sustain the growing

momentum of the sector and help it achieve new levels of profitability and customer responsiveness.

IFBI to its credit has trained and placed over 12,000 industry-ready professionals in the BFSI sector through

its career programs and has trained over 39,000 existing BFSI professionals since October 2006. Expert

faculty at IFBI educations centres across the country, have designed comprehensive portfolio of Career

oriented programs and other training programs for individuals and corporates. These programs not only

impart soft and hard skills needed by the new-age banking, financial services and insurance sectors but

also “re-skill” existing professionals through learning process.

IFBI’s Program Architecture and Methodology

All Program offerings of IFBI blend core domain knowledge and usable skill requirements with technology

familiarity, customer handling, sales and marketing skills, effective communication and infectious positive

attitude. Thus IFBI’s offerings are designed in the context of modern-day Banking, Financial services and In-

surance sector. Domain knowledge, hands-on application-orientation, technology-familiarity and customer-

service are the defining characteristics of IFBI programs.

IFBI’s program design for specific courses typically includes specially designed instructional material, case

studies, role plays, activities, assessment milestones, project work and e-learning.

IFBI’s unique training methodology focuses on building skills in the learner. This Skill-centricity is achieved

through Action Classrooms, Multi-modal learning and Industry Immersion where the teacher is more a Train-

er-Facilitator bringing out latent talent and fostering skill development.

4

IFBI Career Programs

The BFSI (Banking, Financial Services and Insurance) sector has emerged as the hottest sector in India`s

growing economy. In view of the explosive growth in all the three verticals - Banking, Financial Services

and Insurance, the need for the qualified and trained manpower at various levels is only multiplying.

Organizations today require professionals equipped with multi -domain skills in banking and financial services

together with business development skills, , customer-orientation & relationship and hands-on application

skills on technology platforms.

The objective of the IFBI career programs is to build a pool of banking professionals in India, who can sustain

the growing momentum of the sector. To that end, IFBI’s academic team have designed a comprehensive

portfolio of training programs and developed relevant course content that offers domain knowledge,

application orientation and preferred industry skills, as needed by new-age banking & financial services

professionals.

IFBI’s Flagship Post Graduate Diploma in Banking (PGDB) program is designed to build a pool of modern

banking professional, for a modern banking sector, who can sustain the growth momentum & expansion of

the banking sector.

The focus of PGDB program is to craft proficient entry-level banking professionals who are trained on banking

domain, have knowledge of application software - Finacle and have high customer orientation skills. Thus,

creating first-day-first-hour industry-ready banking Professional for the banking sector. The program is offered

with 100% placement assistance with partner organizations which ensures a successful career start in Banking

Industry.

The Banking Program aims at creating industry ready versatile professionals, who can adept to working

environment in the Banking Industry. Other leading Program Diploma in Banking equips a person with the

necessary knowledge, skills and attitude for business development roles in Banks, thus making the person a

sought after professional by the leading organisations in the Banking Industry.

The approach of the all career programs at IFBI is such that it develops dynamic professionals who have

capabilities of handling multi-functional or cross functional responsibilities. In short, a modern Banking and

Financial Services professional for a modern BFSI sector!

IFBI career programs are apt for college students pursuing third year of graduation. It enables students to gain

the distinct qualification while studying in a college. As per the design, students can complete substantial part

of the program alongside their college education, under IFBI’s dual qualification offer.

5

The IFBI Advantage

Set up by NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in •

India

Rated as the “Best training School” in the Banking & Financial services Domain ( Source: The Week- •

Nielsen Survey, May ’09)

Over 12000 students placed and over 39,000 industry professionals trained•

Fast -track Career programs in Banking, Financial Services and Insurance•

Domain, Technology and application competency development embedded in all programs•

Experienced Industry practitioners as faculty •

Unique training methodology – case studies, e-learning, simulators, role plays, activities, seminars, •

projects etc

On line assessments•

World class courseware designed by Industry experts•

100% placement support, , •

Over 20 leading organisations recruit IFBI students•

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Program Architecture For Graduates

* Post Graduate & Diploma Titles are Awarded on Successful Completion of Graduation.

The PG Diploma / Diploma is awarded by NIIT IFBI and is not recognised by AICTE/UGC or other Government bodies

BAnkInG SerIeS CurrICulluM ProGrAM ArChITeChTure

PoST GrADuATe DIPloMA In BAnkInG(PGDB)

DIPloMA In BAnkInG

CerTIFICATe In BAnkInG

CoMPleTeD GrADuATIon or PurSuInG FInAl yeAr oF GrADuATIon

TerM III

TerM II

TerM I

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Program DescriptionTerM -1 – CourSeS

BFSI OVERVIEW

FINANCIAL ACCOUNTING AND MATHEMATICS

ENGLISH LANGUAGE SKILLS

PROFESSIONAL SKILLS

ProGrAMMe TITle on CoMPleTIon oF ThIS TerM: CerTIFICATe ProGrAM In BAnkInG

CourSe DeSCrIPTIon: TerM-1

BFSI oVerVIeW

In this course, the student is familiarized with the BFSI industry (Banking, Financial Services and Insurance

industry) in India in an interesting and informative way. The course covers an overview of the entire industry

and the key players in each sector. All the key products and services offered by Banking, Financial Services and

Insurance sector are covered in brief. The course further outlines the various roles that exist in the sector, and

the demands of the selection process for each role. Further this course delves deeper into Banking. It enables

the student to understand the concept of money and banking, the role of banks, various verticals in the

banking industry, various products and services offered by them and the channels used to deliver the same.

It also enables the learner to understand the functions of the RBI, impact of globalization on the banking

sector and the role of technology in the banking industry, among various other topics. The course coverage is

engaging and appealing, peppered with activities and role plays.

FInAnCIAl ACounTInG AnD MATheMATICS

This course equips the learner with the knowledge of financial mathematics and accounting concepts and

skills that are relevant to banking professionals. The learner will be able to apply the mathematical functions

like simple and compound interest, calculation of EMI, NPV, IRR basic statistical functions etc in various

areas of banking. Further, the learner will gain knowledge areas of double entry book keeping, methods of

depreciation, valuation of inventory, Profit & Loss accounts, Balance Sheet etc. The learner will also be able

to create basic financial statements.

ProFeSSIonAl SkIllS

The transition from campus to corporate can be an overwhelming experience. This course covers all those

professional and behavioural skills which are important for a person making an entry into the professional

world. The course coverage includes inputs like how to create a good first impression, professional grooming

and etiquette, customer orientation, customer service on phone, business ethics and workplace etiquette. The

course also includes IFBI’s unique Career Builder Module that sensitizes the student on crucial behavioural traits

needed for current day professional life like building confidence, unshackling mental barriers, demonstrating

positive attitude, taking ownership etc and gives a preview of expectations of the professional world. The

course is packed with self-assessment exercises and interactive sessions in our Action Classroom. The off-class

exercises condition the learner for self-discipline and inculcate the habit of continuous learning.

8

enGlISh lAnGuAGe SkIllS

English language skills is one of the important skills a professional has to possess for creating an identity

for oneself in today’s work environment. The skills include ability to read, listen, comprehend, analyse and

articulate thoughts in a clear and concise manner, understandable by the target audience. This course aims

at inculcating and honing all the above skills in the learner through intensive written, audio and video based

practical exercises. At the end of this course the student will be able to demonstrate these skills in an effec-

tive manner.

TerM -2 – CourSeSFINANCIAL PRODUCTS & SERVICES

REGULATORY ENVIRONMENT

EFFECTIVE BUSINESS COMMUNICATION

CUSTOMER SERVICE

SELLING SKILLS AND TECHNIQUES

ProGrAMMe TITle on CoMPleTIon oF TerM 1 & 2: DIPloMA In BAnkInG

CourSe DeSCrIPTIon: TerM -2

FInAnCIAl ProDuCTS & SerVICeS

This course gives the learner an in-depth knowledge of the products offered by banks, mutual funds ,insur-

ance companies, and also introduces the learner to topics on DEMAT, Capital market, Commodity market,

derivatives etc. The course also equips the learner with the ability to benchmark one product against another

so that they are in a position to compare, plan and advise their customers effectively. This course also will

provide the learner with adequate knowledge to appear for the NISM V-A Mutual Funds Distributors certifica-

tion exam.

reGulATory enVIronMenT

Through this course, the learner understands the need for strict regulation in the financial industry and also

understands the role and functions of the various regulators like RBI, IRDA, SEBI, Ombudsman, etc. The learn-

er will also be taken through the implications of various tax provisions and the regulatory rules laid down

by the regulators. The learner will be provided with the necessary knowledge required to comply with the

various regulatory provisions and will also be able to appreciate the consequences of not complying with the

regulatory requirements. .

eFFeCTIVe BuSIneSS CoMMunICATIon

Possessing Effective Communication skills is one of the key ingredients for success in today’s professional

life. The objective of this course is to highlight what effective communication means, important aspects

of business writing and the need for good conversation skills. The course covers components of commu-

nication, how to communicate in an assertive manner, barriers to communication, nuances of business

communication and how to be a good conversationalist. This is a highly interactive course which enables

students to shed their inhibitions. This is facilitated through a number of exercises, role-plays, activities

and assignments, thus enabling students to become confident communicators.

9

CuSToMer SerVICe

This course covers skills that form part of the core competencies that an employee is expected to have in

order to add value to the organisation. Since customer orientation is a key differentiator in the financial

services industry, the interactive sessions prepare participants for a customer driven mindset and practices.

In this module, through activities and role plays, the participants learn how to interact with customers dur-

ing the acquisition phase and how to service customers, retain customer and create customer delight. The

module covers the art of saying “No” tactfully, assertiveness and handling irate customers. This module also

reinforces skills like customer service recovery.

SellInG SkIllS AnD TeChnIQueS

This course gives the learner the skill needed to build businesses in banking operations like customer acquisi-

tion, building, nurturing and retaining relationships for mutual benefit by enhancing customer delight. In the

process, it acquaints learner with the nuances of selling, develops selling skills, cultivates the ability to inter-

act professionally with customers, and enhances the capability to influence their decisions. It covers all critical

selling skills like Listening, Building rapport, Presentation, Probing, Objection handling and Closing.

TerM -3 – CourSeSINDIAN FINANCIAL SYSTEM

RETAIL BANKING

APPLICATION SOFTWARE IN BANKING OPERATIONS

CAREER BUILDER

PROJECT

ProGrAMMe TITle on CoMPleTIon oF TerM 1, 2 & 3PoST GrADuATe DIPloMA In BAnkInG

CourSe DeSCrIPTIon: TerM-3

InDIAn FInAnCIAl SySTeM

This is a “must know” course for every student going through a program in banking and financial services. The

learner is taken through the role of the financial system in the growth of the economy, the various financial

markets, the players, the products, etc. The student gets to know the features of the business cycles and the

impact of the fiscal and monetary policies on the economy. The course equips the learner with the ability to

understand the various policy changes and their impact on the BFSI industry in which s/he operates.

reTAIl BAnkInG

This course takes the participant through different aspects of retail market place interaction with the cus-

tomer in a banking context. It gives the student a detailed insight on the on the core aspects of retail banking

like knowledge of different types of customers, day-to-day activities including various deposits, payments,

remittances, collection and clearance services, cash management services, documentary bill collection, inter-

bank settlements for customers with multiple accounts and services with banks etc.

This course will enable the learner to appreciate benefits, types, and various schemes offered by Mutual

Funds (MFs) distributed through bank branches. As banks provide specific services related to equity markets

the learner in this course will also understand the process of dematerialisation of shares and transacting

10

DeMat through e-instructions. As the NSDL Depository Operations certification is a needed by Bankers, the

course provides the learner with the necessary knowledge to acquire the specified industry certification.

The learner will understand the various other services provided by the banks like collection of utility bills,

collection of taxes for both central and state governments and provision of security and safe deposits, travel

cards and traveler’s cheques etc. Banks are now thriving on retail credit. This course covers the various credit

products offered by the banks to the retail customers, account acquisition and account management and the

process of disbursing loans.

APPlICATIon SoFTWAre In BAnkInG oPerATIonS

Core Banking Solutions (CBS) refers to the application software package which enables banks to consolidate

their technology platforms across functions and geographies leveraging cost and at the same time acquiring

flexibility and scalability to adapt to a fast changing and competitive environment. Many leading software

services-organisations have developed CBS software, the leading being FINACLE by Infosys Technologies. IFBI

has a tie-up with Infosys Technologies and is the first and leading Education and Training partner for FINACLE in

India. Under this arrangement IFBI has set up a virtual bank and students going though this course get a hand-

on experience on the various applications of FINACLE Core Banking Solutions Software, thus fulfilling one of

the key defining characteristics of IFBI Programs – Technology orientation. The computer room exercises are

scheduled to coincide with the coverage of the relevant topics in the classroom and this hands-on-experience

helps the student understand the topics better.

CAreer BuIlDer

Career Builder has been specially designed and developed keeping in view the need for the student to have a

long term view as far as career is concerned. Besides grooming the student on the first steps for getting the first

job, this course sensitizes the student on the need for a career vision and setting goals for near and medium

terms. Further, it reinforces the fact that learning is a lifelong activity for making the career journey successful.

IFBI ACADeMIC norMS

Evaluation and Certification

Both the classroom teaching and the internship (if applicable) phases of the program are evaluated. Tests,

quizzes, assignments, and project-work form the evaluation instruments during the classroom phase, while

during the internship; the candidates are evaluated based on the performance at work and on their profes-

sional personality.

The transcript finally received by the student reflects scores obtained in all the courses (this will include the

internship component as well, if applicable). To qualify for the award of the Program title, candidates should

have scored a minimum of 50% marks each in classroom phase and internship phase, if applicable. Tests dur-

ing the classroom phase are administered through Online Learning and Training System. Ample opportunities

are given to the students to improve their performance in the tests.

The students can log on to www.ifbi.com/student to access all details pertaining to their academic association

with IFBI.

11

Placement Facility

The career programs are backed by placement support/facility on successful completion of the program sub-

ject to meeting the academic and placement norms as define by IFBI. Log on to www.ifbi.com/student for

more details.

Program Schedule

Class work sessions at IFBI education centre will be in 2 parts – one part along with College studies and one

part post completion of 3rd year college exams.

During class work session along with college, the PGDBO / career programs would consist of 6-8 hours of

classroom contact per week. After completion of the college studies, the programs will be 4-5 hours per day.

The exact program schedule will be intimated by the respective IFBI centre.

Admission Process

The admission to IFBI program is granted based on the performance in personal interview and the IFBI Bank-

ing Aptitude Test or IFBI Common Entrance Test.

12

About IFBI Common entrance Test (ICeT)The graduate candidate has to appear for IFBI Common Entrance Test (ICET). The duration of ICET would be

up to 55 minutes. The candidates should do some preparation so that they get familiar with the pattern of the

question paper. Application Form of the candidates who fail to be present at the stipulated time & venue for

the ICET willbe nullified and the candidate will have to apply fresh. Since the ICET is an on-line test, candidates

are advised to practice their keyboard skills and become familiar with on line tests by taking an online practice

test at IFBI’s website- www.ifbi.com

Program name eligibility

Post Graduate Diploma in Banking (PGDB) For Graduates*>= 50% marks in graduation (regular mode)>= 50% marks in XII Std>= 50% marks in X Std Born on after..........................

* Graduates with work experience 0 to 2 years can also apply.\

Application ProcessAll candidates seeking admissions for IFBI Programs need to apply in the prescribed Application Form (attached

at the end of this booklet). It can be obtained from any IFBI center or can be downloaded from www. ifbi.com.

Candidates can fill up Application Form collected from the center or downloaded from IFBI website or also can

apply online by going to www.ifbi.com.

The candidate should carry the following photocopies at the time of application and the original document at

the time of Interview;

a. Photocopies of Class X, XII , first year, second year & Final year mark Sheets

b. Proof of Date of Birth (copy of class X certificate / PAN card / Passport / Voter id. / Driving License)

c. Work experience papers (If applicable).

d. Application fees of Rs. 500.00 (Rupees Five hundred only) in Cash or through Credit /Debit card, Chequeor

Demand Draft. The Cheque / DD should be in favor of “NIIT Institute of Finance, Banking and Insurance

Training ltd” payable at the preferred city location as chosen in IFBI application form.

reSulT DeClArATIon

The results will be declared post completion of test and/or personal interview.

13

ADMISSIon & reGISTrATIon

Candidates who have been shortlisted for IFBI career program and issued a program offer need to submit

the admission / registration fees with the next 3 working days. In the event of any delay, the program offer

may be withdrawn and it may be offered to a waitlisted candidate. Selected candidates should confirm their

acceptance by paying non-refundable Admission Fee as applicable. The fee can be paid in cash or through,

Credit /Debit card, Cheque or Demand Draft.

IMPorTAnT DoCCuMenTS

Please Don’t forget to bring to following photocopies at the time of application and the original doccument at the time of Interview:time of Interview:

1. (i) For Graduate: Photocopies of Class X, XII&Graduation Mark Sheet, Graduation Degree Certificate, PG mark sheet&PG Certificate (If applicable)

(ii) For college student - Photocopies of X, XII,1 /2 year marksheet

2. Proof of Date of Birth (copy of classXcertificate / PAN card / Passport /Voter id. / Driving License)

3. Work experience papers (If applicable).

4. Application fees of Rs. 500.00 (Rupees Five hundred only ) through Cash, Credit /Debit card,Cheque or Demand Draft. Cheque /DDshould be in favour of “NIIT Institute of Finance, Banking and Insur-ance Training Ltd” payable at the preferred city location as chosen in IFBI application form.

ThInGS To reMeMBer:-

Please refer to the Sample test attached in the application form before appearing for the main test.•

On submission of Application Form along with the relevant documents, a log in id will be assigned to • the candidate.

This login id would be the registration number generated while submitting the form.•

Candidate can login to IFBI student zone on www.ifbi.com and practice sample test, talk to alumni, put • queries to existing students, see results, etc.

Select programs are offered at select centers. •

Candidates are recommended to take the online test on www.ifbi.com so that they get familiar with keyboard&mouse and online testing procedures.

14

ICeT Sample PaperSAMPle QueSTIonS

The following sentence is an incomplete sentence. Beneath each sentence, you will see four words or phrases marked (A), (B), (C), (D). Choose the one word or phrase that best completes the sentence.

Questions 1: Global warming is becoming a constant ____________________ :

Options:

a. worriness for environmentalists in all the worlds. b. worrying cause for all.

c. worrier for all environment. d. cause of worry for all.

Directions for Question 2: The following sentence has four underlined words or phrases. The four parts are marked (A), (B), (C), (D). Identify the one underlined word or phrase that must be changed in order for the sentence to be correct

Question 2: The government in its hurry to privatize rail-based container operations, having forgotten to lay down FDI norm

Options:

a. in its b. hurry to c. having d. lay down

Direction for Question 3: The given pair of words contains a specific relationship to each other. Select the best pair, which expresses the same relationship as the one given

Question 3: WORDS : PHRASE ::

Options:

a. sentence : paragraph b. paragraph : phrase

c. chapter : paragraph d. pearl : necklace

Directions for Question 4: Choose the word which is opposite in meaning to the word given.

Question 4: DOCILE

Options:

a. painful b. hesitant c. obdurate d. silent

Directions for Question 5: Choose the word which is opposite in meaning to the word given.

Question 5: Buddhism was introduced to Japan from India via China and Korea around the middle of the

sixth century. After gaining imperial patronage, Buddhism was propagated by the authorities throughout the

country. In the early ninth century, Buddhism in Japan entered a new era in which it catered mainly to the court nobility. In the Kamakura period (1192-1338), an age of great political unrest and social confusion, there emerged many new sects of Buddhism offering hope of salvation to warriors and peasants alike. Buddhism not only flourished as a religion but also did much to enrich the country’s arts and learning.

15

Options:

a. Buddhism was adopted by the court nobility at the urging of the emperorb. The introduction of Buddhism to Japan led to great political unrest and social confusionc. Buddhism replaced the Shinto religion which had previously been followed in Japand. Japanese arts and culture were greatly enriched by the introduction of Buddhism

Question 6: Ajay, Bony and Chetan are three persons who go to buy six items — P, Q, R, S, T and U. Each one of them buys only two items in such a way that if Ajay buys R, then Bony buys neither P nor S. If Bony buys Q, then Chetan buys neither U nor T.

Question 6: If Bony buys Q and S, then Ajay must buy

Options:

a. P and R b. T and U c. P and T d. R and U

Question 7: Ten candidates appear for an interview and six of them are selected. There are two M.A.’s two MBA’s, two MCA’s and four B.Tech’s among the candidates. If at least one MBA. candidate is selected, then exactly two B.Tech candidates must be selected and vice versa. Of the six selected candidates, exactly one must be an M.A. candidate. If exactly three B.Tech’s are selected, then one each of the other candidates must be selected.

Question 7: Which of the following statements is definitely True if two B.Tech candidates are selected?

Options:

a. Two MCA’s and two M.A’s are selected b. only two MBA’s and only one MCA. are selectedc. one MBA. and two M.A.’s are selected d. none of these

Question 8: Festive eating can ruin your healthy diet. Be selective in your food and choose salads rather than sweets and starchy foods. Try and limit your drinks to water-based sherbets rather than fizzy soft drinks. Hence it can be concluded that

Options:

a. Soft drinks increase the appetite so they make a person healthy.b. Festive should not be avoided as festivals take place once a year.c. Festive food is more delicious than diet food so more delicious.d. Fizzy soft drinks and festive food ruin a healthy diet so should be avoided.

Question 9: (5x + 33y – 2z)/2 = 4x-y. The value of y expressed in terms of the other quantities is

Options:

a. (3x + 2z)/35 b. (3x - 2z)/30 c. (5x + 4z)/25 d. (3x + 2z)/30

Question 10: Shyam walks along the sides of a rectangular park of dimensions 40 m and 30 m, to reach from one corner to another. Ram walks along the diagnal to do the same. Find the ratio of the distance covered by Shyam and Ram.

Options:

a. 7 : 5 b. 4 : 7c. 3: 2 d. 8 : 9

16

Question 11: Which Box will come next?

Option:

Question 12 : ABCDAFGHARSTAUV

Question: In the above series of Alphabets how many times “A” is repeated

Options:

a. 1 b. 2

c. 3 d. 4

Question 13: Identify the option identical to the given sequence

Question : JWHWRF

Options:

a. JWHRHF b. JWHRWF

c. JWHWRF d. JFWHRW

Question 14: 56932099

Options:

a. 56932099 b. 56923099

c. 56930299 d. 56392099

19

IFBI STuDenTS PlACeD WITh leADInG orGAnISATIonS

BAnkInGDhanlaxmi Bank

CitibankHDFC Bank

Deutsche BankCaylon Bank

IndusInd BankKotak Mahindra Bank

Lakshmi Vilas BankNew India Cooperative Bank

RBS

FInAnCIAl SerVICeSICICI SecuritiesHDFC Securities

India Infoline ING Financial Services

Fullerton SecuritiesReligare

Wealth Advisors India

InSurAnCeICICI Lombard

ICICI PrudentialING Life Insurance

TATA AIG Life InsuranceFuture Generali

For further details, log on to www.ifbi.com Call (Toll free) 1800 266 8000 or SMS IFBI to 56161 or Email: ifbi@niit.com