LANDBANK

OF THE

PHILIPPINES

LANDBANK is one of the top banks in the Philippines. It recorded the second highest net income among all commercial banks in the country in 2009 and the third highest in 2010. For years 2009 and 2010, LANDBANK has maintained its number four rank among the top commercial banks in the Philippines in terms of assets, loans, deposits and capital.

Industry Ranking

Products and Services

• Deposit products

• E-banking products

• E-tax payment

• Treasury products

• Trust services

• Foreign exchange

• Cash management service

for the government

• Agricultural, retail and corporate loans

• Technical and capability-building assistance

• Fund transfer / remittance services

Five Sustainability Cornerstones of LANDBANK

* Enterprise Development

* Community Development

* Environmental and Protection Management

* Customer Service

* Employee Development

Enterprise Development

Activities that contribute to the improvement of

economic performance, market presence and indirect

economic impact.

• Funding the Priority Sectors

LANDBANK aggressively supports the needs of its priority sectors

small farmers & fisher

folk (SFF)

schools and

hospitals.

socialized housing

livelihood projects

of salaried individual

s

environment

related projects

agri-infrastruct

ure projects of LGUs

Agriculture

related projects of GOCCs

microenterprises,

small & medium

Enterprises (MSME’s)

priority sectors of Landbank

• Lending Initiatives for Cooperatives and Microfinance InstitutionsFood Supply Chain Program

aims to increase farmers’ income by way of providing necessary financial and technical support along the value-added chain of a commodity or industry

Development Advocacy Program

Technology Promotion Center Program

Rice Productivity Program

Supports the government’s efforts to increase rice production and achieve food self-sufficiency by providing credit to conduits (Countryside Financial Institutions or CFIs, irrigators associations and cooperatives) and credit enhancements such as market contracts, crop insurance and guarantees.

In 2010, loans released for palay production reached ₱12.9 billion and assisted 425,729 palay farmers through 1,158 conduits.

• Strengthening Countryside Financial Institutions

LANDBANK launched programs to help its conduit partners, the countryside financial institutions or CFIs (rural banks, thrift banks and cooperative banks), expand their agri-lending operations in the countryside.

Community Development

Programs and projects that directly and

indirectly contribute and

add social value to the

community

Training Programs for Cooperatives andMicrofinance Institutions

various training programs for small farmers and fisherfolk cooperatives under cost-sharing arrangements.

Training activities include, among others, business planning, strategic planning, marketing, enterprise development, technology training, accounting, bookkeeping, internal control, credit, good governance, values orientation,risk management, policies, systems and procedure, membersavings operation and lakbay-aral.

Scholarship Programs for Cooperatives

and Agrarian Reform Beneficiaries

supports the secondaryeducation of children in agrarian reform communities.

LANDBANK’s Gawad Patnubay

Scholarship Incentive Program for Agricultural Growth (SIPAG)

aims to develop the capacity and competence of cooperative leaders, managers, and middle-level management staff on management of cooperatives through a 24-unit course in Cooperative Management.

Tulong Aral High School Scholarship Program

underprivileged children were granted secondary education scholarship to help them achieve their dream of a brighter future through good educationfunds are sourced from one hour’s worth of wages of LANDBANK employees contributed annually

Integrated Community

Development Program

(ICDP)

establishment of community-based projects addressing issues of poverty such as livelihood, health, education, environment protection, in partnership with cooperatives and MFIs

Environmental Protection and Management

Activities that contribute to the

proper management of

materials and natural resources,

pollution prevention, and

climate change mitigation and

adaptation

Renewable Energy for Wiser and Accelerated Resources Development

(REWARD)

the Bank’s financing assistance in response to the government’s call to promote the development of renewable energy and bio fuels projects in the country

aims to lessen dependence on imported fuelsand enhance the quality of the environment, as well as employment in the community

Assistance to Indigenous Peoples (IPs) for Environment Protection and Eco-

Biodiversity

focuses on organizing and providingalternative livelihood to indigenous peoples’ communities to prevent encroachment and degradation of forest resources. Eight institutional partners participated in this program, benefiting 1,600 IPs

Customer Service

Programs and activities thatenhance the

Bank’s productsand services, as well as systems

that interface with its internal

and external customers, and

other stakeholders

Pantawid Pamilyang Pilipino Program (4Ps)

To facilitate the distribution of cash grants to eligible 4Ps

beneficiaries, the DSWD makes use of the LANDBANK Cash Card

facility and Over-the-Counter payment through the various

LANDBANK branches

OFW Cash Card

an electronic debit card linked to a Smart mobile phone through which OFWs can transfer funds to their beneficiaries' accounts in a speed of a text

In response to the need of our overseas Filipino workers (OFWs) for more efficient and cheaper remittance services, LANDBANK, in partnership with SMART Communications, Inc. developed the OFW Cash Card

Employee Development

Activities and programs that

promote good labor practices,

conducive work environment,

professionalism andvolunteerism.

Rewarding Professional Excellence

The average length of service at LANDBANK is 14 years, the current trend in the banking industry of seven years. To reinforce this commitment, the Bank annually confers Loyalty Cash Award, Length of Service Award, Professional Award, and Perfect Attendance Award as well as Anniversary Bonus and Longevity Pay.

Continued Development of Employee

Capabilities and SkillFormal training programs, aimed at expanding our employees’ competency based on the functional or technical, leadership and management, and behavioural dimensions, were complemented with non-formal learning methods such as brown bag sessions, short courses, interest-based courses,among others.

LANDBANK has sustained its profitability amidst volatile global and domestic economic conditions. As the official depository bank of the government, it contributes to the national government, the Bank’s sole shareholder, towards its revenue generation efforts.

AWARDS and RECOGNITION