Simple ways to help increase your credit score by over 100 points

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After suffering from a poor credit report for years, Mark Clayborne went on a mission to study everything he could on restoring his credit. Concluding the extensive research, he repaired his credit report and learned various hidden secrets on how to improve a bad credit file. Because of this new found tested knowledge, Mr. Clayborne helped over a hundred consumers repair their credit and take their financial life back. Now, he wants to share these strategies with the world and as a result HIDDEN CREDIT REPAIR SECRETS was created which has sold over 1000 copies as of today. Mark is a certified credit consultant with over 100 articles written in the area of credit repair and a successful radio show titled “Who Else Wants Better Credit”, which is aired on Blog Talk Radio every Tuesday & Thursday at 7:30PM-PST. Mark educates his customers through articles, videos, his blog and various credit repair kits. He graduated from Virginia Commonwealth University with a Bachelor's Degree in Criminal Justice. He also holds a paralegal diploma. He currently lives in sunny California with a beautiful wife and lovely daughter.

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  • 1. Hiddencreditrepairsecrets.com PresentsSimple Ways to Help Increase Your Credit Score By Over 100 Points

2. Due to the recession, many consumers are experiencing money problems and damaged to their credit files. Paying bills and meeting daily expense is the main things onconsumers minds and nothing else. Therefore, consumers are forced to seekloans from bad credit lenders with highinterest rates and high fee cards. They do thisjust to stay above water with their bills.However, three months down the road theydefault on their financial obligations. 3. These actions tend to be the leading reason for consumers having a bad credit score. Intodays society, the 3 digit numbers areimportant when it comes to getting approvedfor the things you want in life. For example, ifyou want to buy a new car with a low interest rate, you will need a good score. Secondexample, if you want to purchase your firsthome, you would need a good 3-digit number. 4. Your 3-digit number is based on theinformation in your bureau report, which is produced by the three bureaus. 5. "Fair and Accurate Credit Transaction Act"are the watchdogs over the bureaus. Your 3-digit number decides whether or not you willbe approved. When determining your lending worthiness, the lenders base their approvaldecision on your bureau reports. If the lending institution sees that you had a poorpaying history, the chances of you gettingapproved is slim to none. In this article, I will disclose a few simple ways to raise your credit score. 6. Simple Ways to Help Increase Your CreditScore tip 1 Learn from the banks Banks will let you know why you were denied and what you can do toimprove your chances. Take the banks suggestions and improve your 3-digit numberto avoid high interest rates when you apply fora loan in the future. 7. Simple Ways to Help Increase Your CreditScore tip 2Learn from the credit card company If youwere denied by a card company, write a letter to them and see why you were denied. Thentake your new found information and make improvements to your score. 8. Simple Ways to Help Increase Your Credit Score tip 3 Dont apply While you are improving yourscore, do not apply for any new loans as thiswill damage your 3-digit number further. 9. Simple Ways to Help Increase Your CreditScore tip 4 More tips For more tips and ways to improve your score, search the internet, and readbooks on the topic. Try to follow the steps andtechniques taught to you by the experts onlineand in the books. By following their strategies you will increase your chances of improvingyour 3-digit number. 10. Simple Ways to Help Increase Your CreditScore tip 5Look for Experts Finding experts on articledirectories and sending them questions about your score will also give you guidance to improving it. 11. Simple Ways to Help Increase Your CreditScore tip 6Pay on time You must also make you pay yourmonthly payments on time no matter the circumstances. If you miss one payment, itcould drop your 3-digit number by 50 points. As a result, always pay on time, even if youhave to borrow the money. If you are behind on your payments, consult with your lenderfor any hardship programs. That way youprevent further damage to your 3-digit number. 12. Simple Ways to Help Increase Your CreditScore tip 6 Make sure you contact them right away andnot let your payments fall behind. If you get to far behind, the lenders will not offer you the hardship program and this will damage yourthree-digit number. 13. Simple Ways to Help Increase Your CreditScore tip 7Settle your debt If you do fall behind, and youare not approved for the lenders programs, try to settle your debts for a lower price, and have the lender delete the late payment andthe account from your credit report. In return, this gives you score a boost. Thesetechniques are proven to help your three-digitnumber if you take action. 14. Settle your debt If you do fall behind, and youare not approved for the lenders programs, try to settle your debts for a lower price, and have the lender delete the late payment andthe account from your credit report. In return, this gives you score a boost. Thesetechniques are proven to help your three-digitnumber if you take action. 15. Simple Ways to Help Increase Your CreditScore tip 7Settle your debt If you do fall behind, and youare not approved for the lenders programs, try to settle your debts for a lower price, and have the lender delete the late payment andthe account from your credit report. In return, this gives you score a boost. Thesetechniques are proven to help your three-digitnumber if you take action. 16. If you are ready to say goodbye to credit rejection and debt collectors, visit hiddencreditrepairsecrets.com and sign upfor the Free 8-Day E-Credit Repair Course,and claim your Free Gift-60 minute Podcast on Rebuilding Your Credit Hiddencreditrepairsecrets.com