Manage your money !

ACCESS Bălți Group

Budget for 1 week

Food 30 lei

Transport 30 lei

Phone 20 lei

School supplies 15 lei

Entertaining 70 lei

Charity 10 lei

Total 175 lei

Budget for 1 week

Food 25 lei

Transport 20 lei

Phone 15 lei

School supplies 10 lei

Entertaining 60 lei

Charity 10 lei

Total 140 lei

HOW EASY IS IT FOR YOU TO SPEND YOUR OWN MONEY?

We are more careful with our own money. Usually we spend them only for ourselves. It is harder to spend our money because we waste our own Wealth. And it is harder to spend them because very often we earned them, we worked for them. So we don’t want to spend our work for something useless. Therefore we think a lot before buying something with our own money

After creating the first budget do you think you spent too much money or it was exactly as you planed? Honestly we think that we spent a little bit too much money. But at the moment we give our money away we don’t feel that it is too much. We give and we don’t understand the fact that we could save some instead of wasting it. But now when we see our budget, it is terrible how much money a student spends weekly. And, in fact, we can spend not as much money without big changes in our life. For example, instead of going by microbus that costs 3 lei we can go by bus that costs 2 lei.

AFTER CREATING THE SECOND BUDGET WOULD YOU TRY TO SAVE SOME OF YOUR MONEY?

Of course we will. First of all we can save this money without big difficulties because it is ok for us to buy a patty with potatoes that costs 5 lei instead of patty with cheese that costs 6 lei. At the same time we learn how to manage our money. We learn to count which lei we spend. And we also save some money for something big. Week by week we save a little and by the end of the year we will be able to buy something serious, useful and so much wanted.

What would you spendyour saved money for?We are sure that almost all the teenagers would spend this money for themselves. Girls would buy a dress, make up, shoes or a cool bag. Guys would spend their saved money for video games, laptops, Xboxes or iphones. But, sometimes we would spend our money for special situations. We would love to by presents for our family for Christmas or to go to a camp, a trip. And sometimes it happens that people really need us. Those days we are ready to donate our money to help them. It could be a friend, a member of the family or a stranger that suffers a lot. Anyway, we are sure that we would spend our money for something good because we spent so much time saving it.

IS A BUDGET NECESSARY AND USEFUL FOR A TEENAGER?

A budget is absolutely necessary for a teenager. Young people are carefree but freedom doesn’t work for money. Money has to be always managed and teenagers have to learn it. It is easy to spend them but it is much harder to earn them. Having a budget children know how to count money, they see exactly how much money they need and they learn how to control them. In our opinion a budget prepare a teenager to be an adult. This way children learn the real price of money.

Save moneybe rich