1. USE IT

2. CASH FLOW OF MAJORITY OF PEOPLE WAY TO EARN MONEY JOB WORK BZNZ EXPENSES SAVINGS 3. HAVE AN IDEA HOW TO EARN FROM YOUR SPENDING HABIT? 4. Do You Have Any of These Cards in Your Wallet? 5. Have You Computed How Much Youre Really Getting? .20% .10% .25% .05% .50% Fraction of a percent .30% 1% .25% 6. What are Your Frustrations About it? It Takes FOREVER! Too many of them to bring all the time! Hard to monitor! I need to spend a fortune to get a Barbie Doll! 7. Rewards Can Be Great When Value is BIGGER! Monitoring is EASY! No need for too many CARDS! REFERRAL activities are rewarded! 8. Introducing PayBux is a rewards App and platform for individual and community purchases. Subscribers are incentivized for loyalty and connecting with friends. Life is Rewarding. 9. Eat Your Favourite Meal in a Quick-Serve Restaurant 10. Call Using Prepaid 11. Buy Medicines 12. Enjoy Your Favourite Beverage in Coffee Shops 13. Buy Groceries 14. Shop for Clothes 15. is making life better by empowering consumers to earn from everyday purchases. 16. Transforming Lives. PayBux Editions Subscription Standard Edition (FREE) Premium Edition (via Upgrade to Mentor or Icon) 17. Transforming Lives. Life is Mobile 66% Sleep with Their Phones. 26% checks their phones at the dinner table. 240M business globally will be cloud computing via mobile by 2015. 18. The Future is Mobile There will be almost 4 billion subscribers by 2017. More than 5 billion broadband connections and about a billion LTE connections by then. A total of almost 10 billion mobile connections. 19. Basic Social Networking Calendar of Events and Activities (CEVA) Mobile Shopping (Thru-App Purchases) Payback Rewards and Incentives Electronic Credits and Transfers QR Codes Scanning 20. Basic Social Networking 21. Calendar of Events 22. QR Code Scanning for Mobile Vouchers/eGCs You buy prepaid credits called bux. Select mVoucher or eGC of your choice. Present to Merchant for redemption. 23. Scan and Go Merchant scans the QR Codes for fast and easy redemption or payment of purchased products. 24. January 2014 2nd Quarter 2014 February 2014 25. Transforming Lives. Our Unique Value Proposition Make every purchase a rewarding experience thru Cooperative Group Rewards. 26. Transforming Lives. Top-up Your Favourite Merchant Card 27. But What Makes PayBux Different? 28. ...Generosity can be a highly effective growth strategy. - Eddie Yoon, Principal The Cambridge Group PayBux is Generous. 29. Payback Offer of at least 20% and up to 100%. 30. It is faster and realistic. It is COOPERATIVE. 31. Cooperative Group Rewards Each purchase transaction contributes an amount to the PayBux Generous Rewards Pool. 20%-100% Rebate 24-hour Transaction Period PayBux keeps record of the transactions and awards rebates using HexCell Algorithm. 32. Transforming Lives. Where Rewards Come From Personal purchases and Purchases of other Subscribers in the community. UPGRADE of Subscription. 33. Transforming Lives. A Different Shape for Success 34. HexCell Means Rewards Earn HexCell Rewards from Subscription Upgrade and Qualifying Purchases from partner merchants. Upgrade Purchases 35. Transforming Lives. The Starting Point Download the Standard Edition of PayBux App for FREE! 36. HexCell for Generous Payback A Qualifying Purchase generates a HexCell that determines rewards from your purchases and purchases of other subscribers in the community. 37. Sample Qualifying Purchases P1,500 P375 P300 38. Sample Qualifying Purchases P1,000 P100 + 200 + 75 P100 + P200 + 500 39. Sample Qualifying Purchases P3,000 P500 P500 40. HexCells from Purchases 41. HexCells from Purchases Each Qualified Purchase that produces HexCells is processed using special HexCell Algorithm ensuring rewards for all transactions. It ensures that everyone will get rewarded from their purchases. 42. = You earn rewards when your HexCell is activated. It is activated whenever there are six (6) HexCells that are attached to it. HexCell for Generous Payback 43. HexCell Regenerates for More Rewards Each time you earn a HexCell, a new one is automatically generated for more rewards until you reach the maximum number of HexCells you can earn based on your subscription type. 44. Transforming Lives. You Must Be LINKED As a USER, you can only earn one (1) HexCell when you dont have a Linker. A USER must be linked to another Subscriber to earn up to three (3) HexCells. 45. 1 HexCell up to 12 HexCells up to 6 HexCells SAFETY NET up to 3 HexCells HexCell Limit for Generous Payback 46. P150 +100 +125 = 375 1 HEXCELL = P30 Total purchase within the month 12 HEXCELL = P3603 HEXCELL = P90 6 HEXCELL = P180 47. P100 + 200 = 300 12 HEXCELL = P360 Total purchase within the month PAYBUX PAY ONLY P300 As a matter of policy, the program will payback up to 100% of qualifying purchase amount regardless of HexCell Limit. 48. The HexCell Rewards Program 49. Transforming Lives. 14 Ways to Get Rewarded 1. Generous Payback (GPB) 2. Payback Linker Rewards (PLR) 3. Linker Group Rewards (LGR) 4. Payback Infinity Rewards (PIR) 5. Icon Profit Sharing (HPS) 6. Icon Leadership Rewards (ILR) 7. Upgrade Rewards (UPR) 8. Upgrade Link Rewards (ULR) 9. HexCell Icon Royalty (HIR) 10. Icon Upgrade Rewards (IUR) 11. Icon Combo Rewards (ICR) 12. Group Combo Royalty (GCR) 13. Dream Board Fund (DBF) 14. Spartan Leaderboard Rewards (SLR) 50. Transforming Lives. Start as a Builder A Builder earns rewards from purchases of other Builders and Users by linking them. A User becomes a builder when they link other Users. 51. Link. Build. Grow. There is no limit to the number of links a Builder can create. More links mean more rewards. 52. HexCell is Infinite 53. Payback Linker Rewards 54. Auto-Upgrade By default, 50% of rewards go to Auto-upgrade. You just have to choose between Mentor or Icon. Its your call! 55. Transforming Lives. Upgrade to Inspire Mentor Icon Builder Take the steps or make a big leap. 56. Transforming Lives. Linker Group Rewards 57. Transforming Lives. Potential Linker Group Rewards LEVEL # of Subscribers Rewards Value 1 3 9.00 2 9 27.00 3 27 81.00 4 81 243.00 5 243 729.00 6 729 2,187.00 7 2,187 6,561.00 8 6,561 19,683.00 9 19,683 59,049.00 10 59,049 177,147.00 Total 88,572 265,716.00 No. of Link: Progression: # of HexCell / Sub: 3 3 1 58. Transforming Lives. *FRIENDS *RELATIVES *CO-WORKERS *NEIGHBORS *ENEMY 59. Transforming Lives. Potential Linker Group Rewards LEVEL # of Subscribers Rewards Value 1 6 36.00 2 18 108.00 3 54 324.00 4 162 972.00 5 486 2,916.00 6 1,458 8,748.00 7 4,374 26,244.00 8 13,122 78,732.00 9 39,366 236,196.00 10 118,098 708,588.00 Total 177,144 1,062,864.00 No. of Link: Progression: # of HexCell / Sub: 6 3 2 60. Transforming Lives. Payback Infinity Rewards 61. Transforming Lives. Reward CARDS Rewards from Anything You Buy Generate more Customers 62. Transforming Lives. Scan and Throw Scan the card and youve got a HexCell! 63. Transforming Lives. Rewards from Anything You Buy P30.00 Generate more Customers 64. Transforming Lives. Contact: BEEJAY 09325765139/09092002567 65. Transforming Lives. PART 2 PRESENTATION 66. Transforming Lives. Payback Infinity Rewards 67. Transforming Lives. Potential Payback Infinity Rewards LEVEL # of Subscribers Rewards Value 1 3 9.00 2 9 27.00 3 27 81.00 4 81 243.00 5 243 729.00 6 729 2,187.00 7 2,187 6,561.00 8 6,561 19,683.00 9 19,683 59,049.00 10 59,049 177,147.00 Total 88,572 265,716.00 No. of Link: 3 Progression: 3 # of HexCell / Sub: 1 68. Transforming Lives. Icon Profit Sharing 69. More Rewards by Growing Your Network of Consumers. 70. Transforming Lives. Auto-Upgrade By default, 50% of rewards go to Auto-upgrade. You just have to choose between Mentor or Icon. Its your call! 71. Transforming Lives. No Man is an Island Upgrading to Mentor or Icon automatically puts you in the rewards community. Your presence contributes to the rewards program and you get rewarded as well. 72. Transforming Lives. Be a Mentor and Excel An Upgrade Key is required to become a Mentor. The Key is available from a Mentor or Icon Subscriber. 73. Mentor Upgrade Premium with 300 Bux! 74. Mentors are Duplicators A Mentor may link Builders and help them become Mentors too. There is no limit. 75. HexCell Rewards from Upgrade When you upgrade to Mentor or Icon, a HexCell is automatically generated to accumulate your rewards from upgrade activities in the hive. 76. Upgrade Rewards A HexCell is activated when there is a total of six (6) Upgrades (Mentor or Icon) associated with it. Upgrades may come from your personally endorsed Builders or from others joining the Hive. 77. Transforming Lives. Upgrade Rewards 78. HexCell Rewards (Upgrade) is Infinite Every time a HexCell is activated, a new one is generated to give you continuous rewards. There is no end to HexCell Rewards. Your newly generated HexCell can be activated again thru Upgrades or Regenerations in the Hive. 79. Earn Unlimited Rewards New Upgrades coming into the Hive activates HexCells, producing more HexCells that bring unlimited rewards. There is no limit to the number of HexCells that you can earn in a day! 80. Bring Two to Start Earning Builders who upgrade to Mentors or Icons must contribute to the Hive by helping at least two (2) Builders become Mentors or Icons. You will only earn your HexCell rewards when you satisfy this requirement. 81. Transforming Lives. P10 The Upgrade Link Rewards Earn rewards from HexCells earned or activated by Mentors or Icons you have introduced into the Hive. Earn P10 per HexCell activated. Icons are automatically qualified to earn P15. Mentors are entitled to earn up to 6th generation while Icons are entitled up to 10th generation. 1 2 3 4 5 6 7 8 9 10 P15 82. Transforming Lives. Upgrade one more Mentor and instantly qualify to earn P15 HexCell Group Rewards. Link a total of six (6) Mentors to earn HexCell Group Rewards up to the 10th generation! Mentors Can Get More 1 2 3 4 5 6 7 8 9 10 P15 + + P15 83. Transforming Lives. The Inspiring Icon It takes an Icon to know an Icon. Upgrade to Icon is only thru an Icon. Icon Upgrade is the ultimate advantage in HexCell Rewards Program. 84. The Icon Upgrade Premium with 1K Bux! Merchant Promo Vouchers. HexCell Account with 3 Combo Trackers. 85. The PayBux Icon Card Smart Card for OFFLINE and ONLINE transaction and transfer of PayBux balance. For Cashless transaction (fare payment and other form of settlement) 86. The PayBux Icon Card Peer-to-peer TRANSFER (P2P) for payment, reload and other form of financial value exchange. 87. Transforming Lives. HexCell Icon Royalty 1 2 3 4 5 6 7 8 9 10 P15 Aside from qualification to earn HexCell Group Rewards, an Icon is entitled for HexCell Icon Royalty (HIR) equivalent to P25 per activated HexCell by any Mentor in his Subgroup up to infinity. When an Icon personally LINKS a total of six (6) upgrades (Mentor or Icon), HIR is increased to fifty (P50). P25-50+ 88. Transforming Lives. Icon Upgrade Rewards = P1K Earn P1K for every Mentor or Builder you upgrade to Icon. 89. Transforming Lives. Icon Combo Rewards COMB 1 Combo = P1K 10 Combos per Cycle 2 Cycles per Day ICON TEAM A ICON TEAM B P20,000 maximum daily rewards value! 12MN-12NN: 1st Cycle 12NN-12MN: 2nd Cycle 90. Transforming Lives. Dream Board Fund Every 5th Combo earned goes to your Dream Board Fund. Your Dream Board Fund can only be redeemed for your Dream Items. It is not convertible to Cash or Bux. 91. Transforming Lives. Group Combo Royalty ICON TEAM A ICON TEAM B 10% 10% 5% 5% 5% 5% 5% 5% 5% 5% Earn rewards based on the performance of your personally linked Icons and their links up to 5th generation. 1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen 1st Gen 2nd Gen 3rd Gen 4th Gen 5th Gen 92. Transforming Lives. Potential ICR Rewards LEVEL ICR% # of Icon Rewards Value per Level per Icon Icon Combo Royalty 1 10% 6 10,000.00 60,000.00 2 5% 12 5,000.00 60,000.00 3 5% 24 5,000.00 120,000.00 4 5% 48 5,000.00 240,000.00 5 5% 96 5,000.00 480,000.00 Total 186 960,000.00 93. Transforming Lives. Potential ICR Rewards LEVEL ICR% # of Icon Rewards Value per Level per Icon Icon Combo Royalty 1 10% 6 10,000.00 60,000.00 2 5% 18 5,000.00 90,000.00 3 5% 54 5,000.00 270,000.00 4 5% 162 5,000.00 810,000.00 5 5% 486 5,000.00 2,430,000.00 Total 726 3,660,000.00 94. Start with 3 Combo Trackers from Day 1! Tracking Icon Exclusive Rewards An Icon earns rewards when upgrading Builders or Mentors to Icon. The system determines the rewards using Combo Trackers. Tracker 1 Tracker 2 Tracker 3 95. Transforming Lives. Activate all Combo Trackers! Double Your Rewards Activate all Combo Trackers by upgrading at least six (6) Icons. Your rewards are doubled when all Combo Trackers are active. Tracker 1 Tracker 2 Tracker 3 96. Transforming Lives. Any Question so far? Contact: Beejay 09092002567/09325765139