WE’RE BIG ON PARTNERSHIP

WE EvAluATE EAcH RISk cAREfully ANd WORk HARd TO PROvIdE EffEcTIvE SOluTIONS—ONES THAT fIT yOuR clIENTS.

UniqUe expertise for complex indUstry classesRSA has a long, successful history of applying our unique underwriting expertise to the challenges of complex industry classes. Our skilled Specialty casualty team works closely with you to develop customized commercial General liability (cGl) insurance programs for your large and complex commercial-risk clients. Our primary cGl product is also offered in multiple segments, including Manufacturing & Warehousing, construction & contracting, logistics & Warehousing, Business & Professional Services, and Industrial Realty.

As expert underwriters, we evaluate each risk carefully and work hard to provide effective solutions—ones that fit your clients. Our Claims Specialists have broad experience with primary and excess umbrella positions, as well as with mono-line and package policies; with our wealth of experience managing u.S. liability claims, we also enjoy immediate access to an extensive u.S. legal network. Whether we are writing a mono-line CGL or a package policy, our Specialty Casualty products are flexible, creative and easy to understand (always containing consistent wording).

tHe rsa difference

Our products include:

• CGL (occurrence)

• CGL (claims made)

• Umbrella

• Excess liability

• Wrap-up liability

• Admitted International Paper in the USA and over 150 other countries worldwide

• Excess Automobile (SPF No. 7)

• Limited Pollution Form IBC 2313 (time element)

• Manuscript wordings can be considered

large commercial & specialtyspecialty casUalty

rsabroker.ca/lcs

OuR ExPERIENcEd ANd SkIllEd cASuAlTy uNdERWRITERS WIll WORk clOSEly WITH yOu TO dEvElOP A cuSTOMIzEd PROGRAM TO MEET THE BuSINESS ANd RISk-MANAGEMENT NEEdS Of yOuR clIENTS.

specialty casUalty

specialty casUaltyAt RSA, we have the ability to write:

• Stand-alone CGL policies

• Broad-form wordings

• Manufacturers’ Errors & Omissions

• Non-owned automobile SEF 94 and 96

• Limited pollution liability coverage

• Worldwide risks

• A maximum capacity of $25 million for umbrella and excess policies

• Up to $25 million for U.S. sales exposure

Underwriting capacity

• Specialty and non-specialty: $25 million (including primary liability)

• Primary CGL: $5 million—plus additional umbrella, with excess limits up to $25 million (if applicable)

We’ve also developed a number of competitive insurance packages that include Property, liability, Business Income, Inland Marine and Equipment Breakdown Insurance (EBI) coverages under one policy. In addition, our underwriters can customize these packages with optional coverages, to ensure that your clients’ businesses are fully protected by one of the world’s leading commercial-insurance providers.

indUstry sectors

• Power generation and utilities

• Energy/oil and gas/petrochemical

• Pulp and paper, and sawmills

• Bridges, dams and tunnels

• Mining and quarrying

• Manufacturing: chemicals, fertilizers, animal feed, agricultural machinery, medical products, explosives, motor homes, critical auto products, risks with u.S. subsidiaries

• Large-scale realty accounts

• Contractors’ equipment manufacturers

• Trailer manufacturers

• Logistics and warehousing

• Financial institutions

• All types of contracting risks, including wrap-up liability exposures and risk-management businesses

capacity

Primary capacity limit of $25 million.

contact

for more information, contact your local Underwriter or Business development manager, or visit rsabroker.ca/lcs.

© 2012. RSA is a registered trade name of Royal & Sun Alliance Insurance Company of Canada. “RSA” and the RSA logo are trademarks used under license from RSA Insurance Group plc. The information in this brochure is intended for promotional purposes only. It contains some information about coverages and services offered by RSA but does not list all the conditions and exclusions which apply to described coverages and services. The actual wording of the policy and the local law govern all situations.