Ben

efits

$20,000 $38,040 $100,065$61,720 Household Income (quintiles)

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In 4 years 75% move above poverty but 50% fall right back under in 5 years (Urban Institute 2009)

Roughly half of US experiences poverty by age of 65 and half of the people who leave poverty will become poor again within 5 years (2009 Urban Institute Study)

People Work Hard: Stuck in cycle of instability

Median Household Income

Federal Poverty Line

Chart1

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$20,000 $38,040 $100,065$61,720 Household Income (quintiles)

Ben

efits

Num

ber o

f hou

seho

lds Examples: Mortgage interest deduction, matched retirement, access to

loans/investment, bulk purchasing

Benefits Omit Working Poor

Median Household Income

Federal Poverty Line

- The Gap Lack of info on

Initiative

Chart1

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$20,000 $38,040 $100,065$61,720 Household Income (quintiles)

Ben

efits

Num

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f hou

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Resource HubsResources available based on proven

initiativeLow interest loans, match to investments,

scholarships, awards, KIVA

Initiative Score as qualifier

Information Can lead to Investment

Chart1

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0.030270

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0.026380

0.026585

0.022690

0.021295

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0.021105

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0.015115

0.0125120

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How Systems See MeSingle momSection 8 housing residentFood stamp consumerUnderemployedGED graduate580 Credit Score

How I See MyselfMother of three A studentsActive member of my communityParticipant in a $10,000 Lending CircleEntrepreneur paying back a small business loanFII Scholarship recipient780 Initiative Score

Recruit additional families to form new cohorts

After 6 months,

eligible to apply for resources

Input data monthly in

exchange for payment

Receive computers

from FII

Families organize and

meet in cohort groups

FII Partners Directly with Families

Share data and stories

with influencers

Share Data and stories

with families

Build Resource

Hub informed by family data

Audit & analyze

family data

Facilitate family self-

organization

Role of FII

FIIs Technology & Resource Hub

Families Connect With Each Other & Share Resources Online

Families CompleteOnline Journal

Families Access Resources To Fuel Their Initiatives

FII Innovates and Researches

Community BuildingSite

Initiative ScoreIncome Volatility Analysis

Customized Reports

Interactive Data Repository

Informs Resource Hub

200+ MonthlyStructured & Unstructured Data

per Household

Data Driven Resources

FIIs Technology & Resource Hub

Education & Skills Improved Grades

Improved Attendance

After School Programs

Graduation

Scholarships

Adult Classes

Workshops

Continuing Education

Health & Housing Insurance Coverage

Preventative Care Checkups Routine Test Immunizations Therapy Mental Health

Health Improvement Weight Loss Join Gym Blood Pressure Cholesterol

Bought a Home

Moved (Reasons)

Improved HousingResourceful & Leading

Attend Trainings

Shares Training

Involved/Lead Civic Activities

Attends Leadership Workshops

Leads FII Activities

Networking & Helping Refers Friend to a Job

Helps Other Start Business

Refers Other to Resource

Helps Others in Crisis

Expands Job Networks

Recruits & Orients New FII Families

Savings Account

Checking Account

Cash On Hand

Personal Loans Others Owe You

Credit Card Debt

Auto Loans

Education Loans

Personal Loans Owed

Real Estate Loan

Alimony

Child Support

Other Debt/Obligations

Credit Score

BALANCE SHEET

Longitudinal Data Monthly Initiatives, Accomplishments and Feedback

Income from Employment Formal (W-2, 1099-INT) Informal (Under the table)

Own Business Formal Informal Type of business

Child Support

Other Income (Not FII)

Supplemental Security Income

Unemployment Income

Lump Sums

Food Stamps

Calworks/ DTA

WIC

Subsidized Portion of Housing

Other

ACTIVITIESINCOME

How FII Is Using and Sharing Data

Data for Families

Data for Staff & Partners

Data for Outside Stakeholders

Data for Families: Dynamic Dashboards

Data for Families: Personalized Reports

Data for Families: Feedback Loop

How FII Is Using and Sharing Data

Data for Families

Data for Staff & Partners

Data for Outside Stakeholders

Data For Staff: Suite of Analytics Apps

Data For Staff: Dynamic Dashboard

Data For Staff: Resource Allocation

Priority of Activities for Families

Accessing Resources & Improvements

When resources are readily available, families

earn more

2,035

2,400 2,500

1,720

2,075 2,025

Month 1 Month 6 Month 12

Avg. Monthly Income by Months in FIIAccessed vs. Did Not Access the Resource Hub

Accessed Resource Hub Did Not Access Resource Hub

Sample of Resources in FII Hub

FII Zero % loans Match to their savings Small awards for Family Time Scholarships based on Initiative Competitive Fellowships/awards KivaZip, MAF, Benevolent,

Indiegogo, etc.

Mutuality Grows If Encouraged

Not Just FII Resources: Families Are Pooling Capital

How FII Is Using and Sharing Data

Data for Families

Data for Staff & Partners

Data for Outside Stakeholders

FII-Analytics

Regression Analysis Geospatial

Text Mining Machine Learning

Longitudinal Data

Demonstrated that families on SSI have the capacity to save

Analyzed how families rise out of poverty despite income volatility

Geospatial AnalysisWalkability score example

UpTogether allows us to build and learn from families social graphs

How Systems See MeSingle momSection 8 housing residentFood stamp consumerUnderemployedGED graduate580 Credit Score

How I See MyselfMother of three A studentsActive member of my communityParticipant in a $10,000 Lending CircleEntrepreneur paying back a small business loanFII Scholarship recipient780 Initiative Score

Slide Number 1Slide Number 2Slide Number 3Slide Number 4Slide Number 5Slide Number 6Slide Number 7Slide Number 8Longitudinal Data Monthly Initiatives, Accomplishments and FeedbackHow FII Is Using and Sharing DataData for Families: Dynamic DashboardsSlide Number 12Slide Number 13How FII Is Using and Sharing DataSlide Number 15Slide Number 16Slide Number 17Priority of Activities for FamiliesAccessing Resources & ImprovementsMutuality Grows If EncouragedSlide Number 21How FII Is Using and Sharing DataFII-AnalyticsSlide Number 24Slide Number 25Slide Number 26Slide Number 27Slide Number 28