If your health care plan doesn’t offer much beyond the basics of conventional insurance coverage,you and your employees may be missing out on resources that make it easier for your employees—and your company—to thrive. From saving you time and money to helping you get healthieroutcomes, there should be more to health benefits than copays and physician directories.

Explore these questions and why you should ask them; then click on each to learn even more. You can print out the questions to discuss with your health care and benefits broker or consultant.

Eight questions about what you and your employees really get from your health care plan

Are there actualbenefits in your benefits?

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Eight questions about what you and your employees really get from your health care plan

How does my health care plan rank in quality of care?

Can my employees interact with the plan online?

Do we have to wait for referrals to see specialists?

What does my plan do to control drug-related costs and prevent errors?

Is my plan structured to effectively support my workforce—and my company’s goals?

Does my plan provide targeted programming and specialized care?

Does my plan have the ability to report on physician behaviors and results?

How is my plan designed to improve workplace wellness?

Quality care. It’s probably the single most important consideration when choosing your health care plan. It’s important to consider how quality care affects your business.

Online tools can help your employees see healthier outcomes by making it easier for them to take full advantage of your plan’s offerings—all while staying engaged and productive at work.

Referrals can add up to more costs and complications. Ask how coordinated care can take these concerns out of your health care plan equation.

Currently, 10 cents of every dollar spent on health care goes toward prescription drug costs.1 You can’t afford a plan that doesn’t help control those costs.

Your company’s health care plan is an investment in your employees—and your company. Choose a plan that delivers healthy returns for both.

Your employees represent a broad range of health care needs. Your health care plan should too. Look for a plan with the comprehensive care and expertise to keep employees at their best.

Having some degree of physician oversight helps make sure that care doesn’t fall short of expectations.

A health care plan with preventive care and wellness programs gives employees tools and information to make better health choices, which leads to a healthier workplace. And a healthier bottom line.