Important notes: The information contained herein is provided solely for general informational purposes and does not constitute any financial advice. This information is accurate as of April 2014. Investments are subject to investment risks including the possible loss of the principal amount invested. The value of the units may fall as well as rise. This information is for reference only and not a contract of insurance. The exact terms and conditions, specific details and exclusions applicable to these insurance products are stated in the policy documents that can be obtained from a relevant financial professional.

Zurich International Life is a business name of Zurich International Life Limited.

Zurich International Life Limited is fully authorised under the Isle of Man Insurance Act 2008 and is regulated by the Isle of Man Government Insurance and Pensions Authority which ensures that the company has sound and professional management and provision has been made to protect policy owners.

For life assurance companies authorised in the Isle of Man, the Isle of Man’s Life Assurance (Compensation of Policyholders) Regulations 1991, ensure that in the event of a life assurance company being unable to meet its liabilities to its policy owners, up to 90% of the liability to the protected policy owners will be met.

The protection only applies to the solvency of Zurich International Life Limited and does not extend to protecting the value of the assets held within any unit-linked funds linked to your policy.

Not for sale to residents or nationals of the United States including any United States federally controlled territory.

Calls may be recorded or monitored in order to offer additional security, resolve complaints and for training, administrative and quality purposes.

Zurich International Life Limited (Singapore branch) is registered by the Monetary Authority of Singapore to conduct life insurance business in Singapore. Member of the Life Insurance Association of Singapore. Member of the Singapore Financial Dispute Resolution Scheme.

Zurich International Life Limited provides life assurance, investment and protection products and is authorised by the Isle of Man Government Insurance and Pensions Authority. Registered in the Isle of Man number 20126C. Registered office: 43-51 Athol Street, Douglas, Isle of Man, IM99 1EF, British Isles. Telephone +44 1624 662266 Telefax +44 1624 662038 www.zurichinternational.com

Zurich International Life Limited acting through its Singapore branch at Singapore Land Tower #29-05, 50 Raffles Place, Singapore 048623. Telephone +65 6876 6750 Telefax +65 6876 6751. Registered in Singapore No. T05FC6754E.

HOW VISTA BONUS ALLOCATION WORKS

VISTA OFFERS THREE LEVELS OF BONUS ALLOCATION: BRONZE, SILVER AND GOLD

GREATER AND BETTER REWARDS WITH ZURICH INTERNATIONAL LIFE’S VISTA

The total bonus allocated on the first year’s regular premium, based on term and bonus type:

Your bonus allocation for each level =

% of premium

× policy term

*Maximum term is 25 years.

Term

IF YOU’D LIKE TO KNOW MORE ABOUT HOW VISTA COULD HELP YOU REALISE YOUR AMBITIONS, PLEASE CONTACT YOUR RELEVANT FINANCIAL PROFESSIONAL.

0.5%

1.5%

2.5%

Monthly qualifying levels of premium for each

bonus type:

USD

750

1,250

2,000

SGD

1,200

2,000

3,200

REWARDING YOU

2.5%

7.5%

YEAR

5YEAR

10

5%

15%

25%

YEAR

15

7.5%

22.5%

37.5%

YEAR

20

10%

30%

50%

YEAR

25*

12.5%

37.5%

62.5%

USD1,250 each month

$USD15,000 in first year

1.5%

Silver bonus

Silver bonus

= =× ×Term of policy

YEAR

25$$

$$

$$$$

$

12.5%

MSP

1331

3 (7

1658

0001

) (0

4/14

) R

RD

= $$USD2,000

USD750increase of premium

PromotionAfter 5 years

USD2,000 each month (USD1,250

+ 750)

$USD9,000 (USD750

×12 months)

Gold bonus

= =× ×Remaining

term

YEAR

20$Gold bonus

Mr Jones

2.5%

5,625

Silver bonus initial

premium

= =+Mr Jones

$$$$$$

Total bonus Gold

bonus increase premium

4,500

Mr Jones USD5,625

USD4,500

Mr Jones

Mr Jones

USD10,125