Financial Literacy for YouthDerek Baron, Soul Hole Productions

"Besides improving their personal financial decision making, teaching students economic principles will help them as citizens understand and make choices about many of the

critical issues confronting our nation."

Ben Bernanke, Chairman of the Federal Reserve System

Source: http://www.investopedia.com/university/teaching-financial-literacy-teens

first, some good news

Young people access banking services differently

77% use online banking services

62% use mobile banking apps

Half bank by phone

Over a quarter (27%) of respondents never visit their branch

Source:http://www.paymentscardsandmobile.com/youth-attitudes-to-banking-and-online-banking-services/

Regardless of income level, 91% of teens use the internet on a mobile device

http://www.pewinternet.org/2015/04/09/mobile-access-shifts-social-media-use-and-other-online-activities/

yet a problem remains

18 to 24the fastest growing age group filing for bankruptcy

Source: http://yflfoundation.org/

A solution would improve financial literacy in a form-factor for youth...

How could a mobile app

improve Financial Literacy?

DEMO

QuarkyThe mobile mentor

Soul Hole Productions

Our mission is to connect young people (14-25)to 21st century opportunities, services and support

Why Quarky?

We believe young people are missing out on (or avoiding) the abundant resources and people who can improve their lives…

young people use smartphones and tablets more than any other media

92% own smartphones,43% own a tablet, 38% own both

Source:http://www.paymentscardsandmobile.com/youth-attitudes-to-banking-and-online-banking-services/

What is Quarky?

Quarky is a mobile app for youth

It works on iPhone, iPads, and Android phones and tablets

What is Quarky?

Youth can... discover healthy & fun things to do, ways to serve others, and get help when they need it

Service Org’s and Businesses

can...reach youth with engaging content, information and places

How it works

Step 1

Content and Places

Organizations work with us to add their Places and Content into the Platform

Step 2

Access by Youth

Youth discover healthy & fun things to do, ways to serve others, and get help when they need it.

The system notifies youth of new content, events and places

Step 3

Measure and Improve

We work with Youth to constantly measure and improve the experience

Organizations get access to analytics showing the Social ROI of using Quarky

quarkyapp.comInterested?

Backup

Quarky is openOpen Source / Open Standards

Why us?

Jason Bohn

Jason Bohn is a Systems Change Artist with a lifelong passion for helping children,

youth and families and making services work better.

Derek Baron

Derek Baron is a technologist who builds great software

products through user-centered design conducted by high

performance teams.

The solutiona mobile app for youth

Organizations can engage more effectively via smartphone and tablet

The Technology

Smartphones and tablets

User Centered Design

Design Thinking

Youth Mobile Banking