1. Reforming industry.One industry at a time.So we can be free againTHE BATMAN/WOMAN MISSION: A BAIL-OUT FOR THE PEOPLEVOTE + SHARE BY FEB. 14/13#PEACE

2. Justice + the economy apply toeach of the ~7 BILLION peoplein the world.Bottom line? Were pawns in abig pyramid scheme that isonly benefiting a smallminority at the top especiallyin the business of land. 3. If we unite on one issue+ VOTE ONLINE, we cancollectively make lifebetter for everyone! 4. Social media has shifted the balance of power from big business back to the people where it belongsso they can be involved in making the law + society better! Using the rules of the game to make industry work for us, not against us! 5. STARTING WITH THE MORTGAGE INDUSTRYThe industry that keepsus most enslaved todebtwhether you arean individual or abusiness owner.But housing is a basichuman need, NOT aluxury! 6. The Business of Land affects all citizens in a country.We are all stakeholders in the mortgage industry.Either directly as borrowers or indirectly as renters 7. Why? Because we have collectively accepted the privateproperty land system, a bedrock of the capitalist systemTherefore, a mortgage or lease must separate peopletheir homesfrom mortgage/lease 8. BUT WHO BENEFITS FROM THEMORTGAGE/REAL ESTATE INDUSTRY?THE SHAREHOLDERS AT THE TOP OF THE PYRAMIDBecause that is the corporate governance model we have adopted.The further you are down the pyramidthe less you feel the positive benefits in fact, you are shut out fromthe system entirely. ShareholdersDirectors & OfficersEmployees in the Industry Real Estate + Mortgage Brokers + Agents LandlordsBorrowers (Land owners)RentersPeople Without Homes 9. How to Make Good Policy Decisions? ASK: Does the end goal justify the means? End Goal: make $ for shareholders. The Means: Extract money from all citizens in acountry + lock them into a cycle of ongoing debt. Does the end justify the means in the businessof land? NO! 10. The Ethics of Mortgage-Lending: Throughout history, the mortgage lenders have beencondemned by philosophers, journalists, artists,religious authorities, the lists goes on, for practicingin the art of something that is ethically WRONG. Allreligious people in the Medieval Times opposed it. The idea of profiting from money = usury = wasconsidered unjust. Although weve accepted mortgage lending forcenturies, it does not need to continue. It serves nosocially useful purpose in society. It is a man-madelegal construct which we have created + it onlybenefits a small minority. 11. We just need to VOTE to change therules of the gameFrom MONOPOLYTO LIFE! 12. The Legal Argument?By popular vote of the majority of people of anycountry, we can switch from a shareholder model ofcorporate governance to astakeholder model of corporategovernance which is structuredlike a honeycomb (rather than aPyramid). The bottom line =maximizing shareholder value =is replaced by the new bottomline = maximizing benefits for allstakeholders. 13. New Bottom Line That Will Benefit AllStakeholders: Eliminate mortgage debt completely at its root bylaying off the mortgage debt collectors bypopular vote of the people! A mortgage is NOT an asset, its a debt, anobligation the thing that separates people fromtheir homes + the document that requires us tospend the majority of our lives paying down. 14. THE BATMAN/WOMAN MISSIONA Bail-Out for the People!Its not about taking something for nothing, but accepting what was ours in the first place.Letting the law evolve from personal real estate to collective common estate. Thus, alleviating the biggest financial burden that we all face. 15. By laying off the mortgage debt collectors by popular voteof the people, you are effectively taking away themortgage document, the debt, and extending a benefit toall stakeholders. The people still remain in their respective homes, but they are not obligated to pay back theirmortgage, because the mortgage no longer exists.From there, we can ensure that everyone has access tosafe + comfortable housing! We all have smartphones, lets get smart here 16. Yes, of course. Its simple math.Majority rules. And basic cost-benefit analysis. The Canadian government urges citizens to be active in law-making + to take a big picture perspective of thelaw as long as it is donelawfully...and this is the result!iS THEBATMAN/WOMANMISSION LEGAL??? ITSEEMS TO GOOD TO BETRUE 17. This would allow us toembrace one rule oursociety has put on thebackburner:THE GOLDEN RULE 18. VOTE HERE! IF YOU ARE AMERICAN: https://www.change.org/en-CA/petitions/america-the-batman-woman-mission-pink-slip-to-the-mortgage-debt-collectors-on-feb-14-13-housing-for-all-no-mortgage-or-rent-payments-ever-again IF YOU ARE CANADIAN: https://www.change.org/en-CA/petitions/canada-the-batman-woman-mission-pink-slip-to-the-mortgage-debt-collectors-on-feb-14-13-housing-for-all-no-mortgage-or-rent-payments-ever-again More countries to be added! To vote, you will need to sign up for an account onChange.org (via Facebook or e-mail). 19. DEADLINEVALENTINES 2013 SPREADAND MOVE 20. Mortgage lending may be your dream, but its killing ours.CREATIVE JUSTICE creativejustice8@gmail.com Text: 416-576-8424