presented by

G. Tate Groome, CFP®, CLU®

Introduction to LifeTrust3D™

LifeTrust3D.com

1. Why do we exist?

2. Who / what is LifeTrust3D™, and What differentiates us (about us)

3. Why all of this matters to you

4. Live Demo

5. Questions, Answers, & Next Steps (about you!)

WHAT WE ARE GOING TO COVER TODAY

LifeTrust3D.com

WHY YOU NEED TO KNOW US

WHY?

LifeTrust3D.com

WHO IS LifeTrust3D™? We are the nation’s premier life insurance policy

management and monitoring firm.

There are over 10,000 policies currently in our system.

Although we work with National Banks with over 3,000 policies; our “sweet spot” is banks with 30-250 ILIT policies

We work with clients including Wells Fargo and US Trust, regional community banks, family offices and trust offices.

LifeTrust3D.com

“I cannot thank you and your team enough lkjlkejrlkejrlekjelkrjelkrjelr for all your hard work and assistance in this life insurance review. I will continue to look for opportunities we can work on together You have been great!!!”

WHAT SOME OF OUR CLIENTS ARE SAYING

“I want to thank you for your help resolving our clients’ issue. The outcome would not have been good without your help. I can’t thank you enough or tell you how valuable your partnership has been.”

“The Groome family has been providing trusted life insurance solutions to our family and our business for decades. Their comprehensive planning has proven to be invaluable to our family. Moreover, the friendships that have formed and lasted over three generations have been our most cherished aspect of our relationship.”

LifeTrust3D.com

WHO IS LifeTrust3D™? We combine the industry’s leading technology with 60+

years of real-world experience

We do not sell insurance. We are purely a fee-based policy monitoring and managing firm

We do have a sister company (Colton Groome & Company) that does sell insurance, however we created LifeTrust3D™ as a completely separate entity because there is a clear need in the market for independent policy management and consulting without the pressure or policy sales

LifeTrust3D.com

Poor Initial design

Deviation from Planned Premium

Poor Coordination Between Professionals

Changes in non-guaranteed elements

by carrier

Change in Client Need

Lack of Ongoing Policy

Service & Monitoring

Unfavorable Client

Experience

HERE ARE THE POTENTIAL PROBLEMS

LifeTrust3D.com

EVER-CHANGING WORLD IT’S COMPLICATED

LifeTrust3D.com

POLICIES NOT MEETING EXPECTATIONS? HISTORICAL DIVIDEND SCALES

LifeTrust3D.com

ORIGINAL PLAN

TIME

POOR SERVICINGACTUAL IN-FORCE

PERF

ORM

ANCE REGULAR

MAINTENANCE

10Copyright © 2011, ValMark Securities

Copyright © 2013 ValMark Securities

WHY MONITORING IS A NECESSITY TODAY

LifeTrust3D.com

2006-2008

2009 2010 2011 2012 2013 2014$0

$1,000,000

$2,000,000

$3,000,000

$4,000,000

$5,000,000

$6,000,000Value of Estate Triggering the Estate Tax

ATRA 2012 MIGHT YOUR CLIENTS BE OVER-INSURED?

LifeTrust3D.com

SO, WHAT DOES “3D” MEAN? DISCOVER – Identify goals using

proprietary Life Insurance Discovery Questionnaire®, match to current policy, create Policy Management Statement and produce our Discovery Analyzer Report™.

DESIGN – We benchmark the design of existing or new insurance being considered in our Design Maximizer Report™. Typically one of five actionable recommendations are made to the Trustee.

DELIVER – We combine our industry-leading TOLI Vault technology with 60+ years of real-world insurance experience to deliver on-going policy management and monitoring that reduces liability for Trustees and increase benefits for your clients by producing annual, Policy Assurance Monitor™ reports.

LifeTrust3D.com

DISCOVER. BACK TO “WHY?”

LifeTrust3D.com

MANAGING GOALS VS PERFORMANCE

LifeTrust3D.com

23% - Restructured Through a Policy Exchange Average Premium Savings = $149,138 Improved Policy lapse age (or term rider drop) from Age 84 to 109 Carrier Strength from Comdex 82 to 93

28% - No Change is necessary and current policy meets goals 37% - Policy Modification 10% - Additional Coverage is necessary 2% - Policy Surrender or Life Settlement is most appropriate

We benchmark the design of existing or new insurance being considered in our Design Maximizer Report™. Our Results show consistently:

DESIGN. THIS IS WHERE IT GETS INTERESTING

LifeTrust3D.com

DELIVER. POLICY ASSURANCE MONITOR™

LifeTrust3D.com

DELIVER. TRUSTEE W/ MULTIPLE POLICIES

LifeTrust3D.com

TIME TO OPEN THE VAULT FORYOURLIVE

DEMO

LifeTrust3D.com

WHY ALL OF THIS MATTERS TO YOU We reduce your risk

We reduce your workload

We ensure your clients’ goals & benefits are maximized

We are the only firm in the nation that provides complete consulting solutions, not just policy review reports

We meet all UPIA & Reg 9 guidelines

LifeTrust3D.com

WHY ALL OF THIS MATTERS TO YOU We have the most advanced, secure technology

in the industry that centralizes & automates

60+ years of insurance experience. This, when blended with our secure technology, provides a truly unique solution for you and your clients.

We have a 100% satisfaction guarantee.

LifeTrust3D.com

SO, WHAT ABOUT COST?

LifeTrust3D.com

THE NEXT STEPS ARE AS EASY AS 1, 2, 3.

2. We will email you our initial V.O.P.E. “in-take” form, and do an initial no-cost policy review so you can experience what it feels like to do business with us.

3. Complete the V.O.P.E. and return to discover@lifetrust3d.com and schedule a follow up call to review outcome of our initial review process.

1. We would like to offer to sign you up for our no-cost “Tips for Trustees” blog. It’s an easy and efficient way to stay on top of the latest happenings.

p: 828.252.1816f: 828.254.5895

1127-B Hendersonville Rd.Asheville, NC 28803LifeTrust3D.com

Now, let’s talk about you!