WWW.DIRECTLENDINGPARTNER.COM

DIRECT LENDING PARTNER ENDORSERS

Glenn Beck is a politically conservative American Television and radio host, political commentator, author, television network producer, media personality, and entrepreneur. He hosts the Glenn Beck Radio Program, a nationally syndicated talk show. Glenn Beck has authored six best New York Times bestselling books. In 2012, the Hollywood Reporter named Glenn Beck on its Digital Power Fifty list.

Bobby Gunther Walsh has been the voice of the morning show on WAEB-AM 790 for 29 years waking up thousands of people in Allentown, Bethlehem, Easton, and the surrounding communities. Bobby has nearly 40 years of working in radio and TV as an on-air personality and spokesman. He has also spent nearly 30 years in the Lehigh Valley working with business people and charities on advertising campaigns and fund drives.

Sean Hannity is an American TV host, author, and conservative political leader. He is the host of The Sean Hannity Show, a nationally syndicated radio talk show. Hannity also hosts a cable news show, Hannity, on Fox News Channel. Sean Hannity has written three New York Times bestselling books and is arguably the leader in Conservative political media.

Barbara Corcoran: Barbara is a Real Estate, private equity & angel investing mogul. The founder of The Corcoran Group- the #1 Real Estate Brokerage in Manhattan, she sold the business for $66 million & now is an active investor & well known for being one of the “shark” investors on The Shark Tank.

Top 5000 Fastest Growing Company in the US -2 Years in a row#42 Fastest Growing Company in Pennsylvania &

#48 Fastest Growing Company in the Real Estate Industry in the US

AS SEEN AND HEARD ON

Direct Lending Partner is pleased to provide funding for projects without the normal hoops to jump through & with a true focus on providing two main services:

1.Flexible Funding for projects & borrowers that make sense.

2.Providing responsive & relationship based world-class service.

Direct Lending Partner leverages our years of experience and hundreds of successful investments & loans in both residential & commercial real estate, with a specialization on distressed acquisitions, to be able to provide lending options that banks & traditional sources simply are not able to provide in today’s market.

Direct Lending Partner is very different from other lenders in virtually every way, starting with how Direct Lending Partner came to be. Unlike most other lenders, Direct Lending Partner’s CEO is not a lender by background, but instead is an investor. He has been on the borrower side of the coin looking for funding on properties that made sense, but banks still would not fund. As Don continued to grow his investing practice, he determined there had to be a better option than dealing with traditional banks & institutions. He set out in search of alternatives , determining a few conclusions that lead to the founding of Direct Lending Partner:

1.There are very few private lending sources that lend to the markets Don was investing in ( within 75 miles of Bethlehem PA ).

2.The lenders that were funding deals, had very limited capital to lend.

3.The customer service was horrendous.

4.The lenders were out of touch with the needs and challenges of borrowers.

Don determined these conclusions were the perfect recipe for the launch of Direct Lending Partner. A company built around providing a solution for the four conclusions mentioned above.

Direct Lending Partner is able to provide private funding that can underwrite deals based on common sense, not based on the federal governments lending guidelines. Direct Lending Partner structures our loans & services with the mindset of building a long term relationship with investors who want to capitalize on today’s amazing real estate market. Direct Lending Partner has no lack of capital or resources to fund any deal that meets are common sense & practical guidelines.

ABOUT DIRECT LENDING PARTNER

MANAGEMENT TEAM

DON WENNER, CHIEF EXECUTIVE OFFICER

Don has 10 years of real estate experience and has closed more than 3,000 real estate transactions totaling over $500,000,000. Don was recently ranked by the Wall Street Journal as one of the Top 15 Real Estate Professionals in the U.S. including #1 in all of Pennsylvania, New Jersey, and New York for the past 3 years. . In addition to being CEO of DLP Capital Advisors, Don is also CEO of DLP Realty, a progressive and innovative Real Estate Brokerage in Pennsylvania, New Jersey, and Florida with its headquarters out of the Lehigh Valley. Don is hands-down the most recognizable name in the world of Real Estate Pennsylvania. He is endorsed by Glenn Beck, Sean Hannity, Dave Ramsey, Bobbie Gunther Walsh, and personalities on Radio Stations such as Cat Country, B-104, ESPN, and 99 the Hawk. You may have seen Don on CNBC, Fox News, or MSNBC. Don studied Finance and Marketing at Drexel University. He was born and raised in the Lehigh Valley and is currently a resident of Stroudsburg PA & Flagler Beach FL. Don is married to the love of his life, Carla, and they have two young boys named Donny Jr. and Alex.

Don has flipped over 800 homes in the past 7 years & currently owns over 300 properties ranging from single family homes, apartment buildings; office buildings, and subdivisions.

Justin Bartholomew, Senior Private Loan Specialist

Justin is a Florida/Pa Licensed Real Estate Broker and Associate Broker with DLP Realty, Wall Street Journals #14

team in the country. Justin has held his license since 2008 and joined Direct Lending Partner as a designated private

loan specialist.

Justin holds his Bachelors of Science degree from Pennsylvania State University, was born & raised in Allentown,

PA and is a current Florida resident because of the Northeast winter months.

Before joining the DLP team he was an owner operator of a Pennsylvania licensed real estate brokerage & boutique

private funds consulting/Investment firm. His brokerage provided nationwide outreach for real estate closings via

title, mortgage & private funding conduits.

Justin’s relationships allowed participants/affiliates to have national/International exposure in the capital markets via

family offices, hedge funds, accredited investors, investment bankers, commercial brokers, etc. Justin looks forward

to building a long lasting relationship with you.

TEAM MEMBERS

MANAGEMENT TEAM

PATRICK HELLER, Senior Loan Officer

Patrick Heller is a seasoned Real Estate Executive with 23 years experience in all branches of the industry. As an executive and business owner in the Real Estate Industry, Patrick has worked all the facets of real estate. Over the years, he has been involved in over $300 million dollars worth of real estate transactions. He has been instrumental in the successful acquisition, development, building, selling and investing in of numerous retail and residential projects ranging from a single family dwelling to a 150 acre, 700,000 square foot retail power center as well as all levels in between. There is no transaction too large or too small. Patrick brings this background & wide range of experiences to Direct Lending Partner and leverages these skills into building & maximizing investor relationships.

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DIRECT LENDING PARTNER OFFICES

Lehigh Valley Office701 W. Broad St., Suite 101

Bethlehem, PA 18018

Lehigh Valley –West Office: 1132 Hamilton St.

Allentown PA 18104

New Jersey Office469 S. Main Street

Phillipsburg, NJ 08865

Pocono Office529 Seven Bridge Rd

East Stroudsburg, PA 18301

Florida Office454 S. Yonge Street,

Ormond Beach, FL 32174

CURRENT DEMOGRAPHICS OF LENDING

GEOGRAPHY OF LENDING: Florida, Pennsylvania, New Jersey

DEMOGRAPHICS BASED ON PROPERTY TYPE

SINGLE FAMILY HOME

COMMERCIAL / MIXED-USE

MULTI-FAMILY

TOWNHOME / TWIN

How can Direct Lending Partner help me Close More Deals & Make More Money?

Value to Seller who needs repair funding before listing

Value to a Seller to hire you

Value to you & seller in getting listing sold

Provide you with value to be able to offer real estate investors

Real Estate Investors = Multiple Closings per investor; many times multiple transactions on the same property

Provide you with a funding source to be able to invest in real estate

Provide you with the option of having a partner to fund 94% of your investment

deals

Provide you with commission checks now, before closing

Provide you with education & insight into investing

Provide you with another income stream

LOAN TYPES

*Recommended for Seasoned Investors

• Don’t let capital constraints hold you back from doing 2, 3, even 4 times as many deals. With a

Rehab Line of Credit from Direct Lending Partner, you’ll have confidence and strength in

negotiating deals, with no more questions of “can I finance this?” Direct Lending Partner is

prepared to grow with you and support all of your funding needs.

• Benefits and Terms

• Proof of funds for all offers.

• Line of credit from $250,000 to $1 million. Larger lines available upon request.

• Can be used for residential investment property purchases throughout PA, NJ and FL for the

purpose of flipping or renting and refinancing. Commercial properties case by case.

• Use credit to fund the greater of 70% of the after repair value (ARV) of any property purchased or

65% of the ARV of all properties collateralized on the line of credit.

• Just 1.1% interest per month on the cumulative outstanding principle balance of all note.

• 1 point paid at time of moving forward with 1st deal.

• 2 points per loan closing.

• Reduced due diligence fees.

REHAB LINE OF CREDIT

REHAB FUNDING

Direct Lending Partner’s #1 source of funding provided is Rehab Funding, primarily for the purchase & renovation of residential single-family homes. We will fund multi-family projects & even commercial projects on a case-by-case basis. Direct Lending partner focuses on being the easiest & most reliable source of funding for all of your renovations & Investments. We

not only focus on providing our borrower’s the capital they need to do their projects, but also the support, experience and knowledge to help make these projects profitable.

Don Wenner, CEO and the Lending Team of Direct Lending Partner have funded over 800 residential renovations over the past 7 years & are experts in knowing how to make a

project successful. Once Direct Lending Partner pre-approves you for funding you will no longer have to look anywhere else for your funding needs!

REHAB FUNDING

Terms & Guidelines: Loan Request Response Time: 24 hoursClosing Time: 5 days – 20 daysLoan Types: 1st mortgage, deed of trustLoan Amounts: Up to $2,000,000Loan to Value: Up to 70% of after repair valueCredit Score Minimum: N/AMinimum borrower investment for purchase: 10%Property Types: Single Family Homes, 1-4 Family, Mixed-use, CommercialRate: 12%-14.99%Points: 3-6 Points

Fees: Loan Commitment: $895Appraisal: $400-$500Document Prep: $500 Rehab Escrow Fee: $300Inspection: $150 per inspection

10 Roberts Rd., Warren Twp., NJ Amount $405,000Funded On: October 28thAmount of time for loan commitment: 2 DaysTerm Of Loan 6 monthsLoan to Value: 62%Percentage of Deal Cost Funded: 90%

8621 Grouse, East Allen Township, PAAmount $120,000Funded On: November 26thAmount of time for loan commitment: 1 DaysTerm Of Loan 6 monthsLoan to Value: 66.7%Percentage of Deal Cost Funded: 88%

RECENT FUNDINGS

“I have worked with 5 different “hard money “ lenders over the past few years. I was used to dealing with a ton of frustrations, a lack of responsiveness, and a constant feeling that I was being taken advantage of. That is until I came in contact with Jeff at Direct Lending Partner. I now only work with Direct Lending Partner & truly consider them to be my partner. “ Jason Y

“Don & Direct Lending Partner are the real deal. Always professional, responsive, and they know the rehab business better than anyone I have ever met. They are a huge resource & and an excellent source of reliable capital.” Jason D

“If you want funding for your deals that you can count on, that is reliable & can close quick the only real option is Direct lending Partner. Not only do they close my deals fast but they also fund my draw requests fast, which is a big deal when you are trying to renovate properties and need to get contractors paid. I highly recommend Direct Lending Partner to all investors ( except my competition ).” Brion S

TESTIMONIALS

BRIDGE & MEZZANINE FUNDING

Direct Lending Partner provides bridge & mezzanine funding to experienced real estate investors on a case-by-base basis. If you need the funds to bridge yourself to get a project complete and/or refinanced with a permanent lender institution Direct Lending Partner is there for you. Typically we are able to fund up to a maximum of 75% of the stabilized or after repair value of the property. Secondary collateral may also be required as well.

Terms & Guidelines: Loan Request Response Time: 24 hoursClosing Time: 5 days – 20 daysLoan Types: 1st or 2nd mortgage, deed of trustLoan Amounts: Up to $2,000,000Loan to Value: Up to 75% of ARV (After Repair Value)Credit Score Minimum: N/AMinimum borrower investment for purchase: 10%Property Types: Single Family Homes, 1-4 Family, Mixed-Use, CommercialRate: 13-15.9%Points: 3-6 Points

Fees: Loan Commitment. $895Appraisal $300-$2,500Document Prep: $500-$2,000Rehab Escrow Fee: $300Inspection: $150 per inspection

BRIDGE & MEZZANINE FUNDING

*Direct Lending Partner provides bridge & mezzanine funding to experienced real estate investors on a case-by-base basis. If you need

the funds to bridge yourself to get a project complete and/or refinanced with a permanent lender institution Direct Lending Partner is there for you. Typically we are able to fund up to a maximum of 75% of the stabilized or after repair value of the property. Secondary collateral may also be required as well.

RECENT FUNDINGS

“If you having a project that makes sense as an investment- but just does not work with most banks & lenders then you need to talk to Direct Lending Partner. They have a way of looking at deals as INVESTORS instead of as lenders & finding ways to make good deals work.” Isaac R

“I was tired of wholesaling deals to make peanuts while the investors made all the profits. With Direct Lending Partners JV program I am able to make real profits- last deal I made $18,000, while not having to tie up any capital, or have to do any of the work of managing the renovation. I highly recommend the JV partners for anyone looking to make big profits flipping homes but do not have a lot of capital to work with.” Mike F

TESTIMONIALS

20 Prospect St., Morris County, NJAmount: $100,000Funded on: October 14thAmount of time for loan commitment: 3 daysLoan to Value 75%*

* 2nd Position Bridge Loan until refinance w/ bank

1036 Krausdale, Bucks County, PAAmount: $75,000Funded on: October 2ndAmount of Time for loan commitment: 1 dayLoan to Value 65%*

* 2nd Position Bridge Loan until refinance w/ bank

2612 Broder St., Allentown, PA Amount $95,000Funded on November 26thAmount of time for loan commitment: 1 dayTerm of : 6 monthsLoan to Value: 64%Percentage of Deal Cost Funded: 90%

29 Wright St., Easton, PAAmount: $90,000Funded on: December 2ndAmount of time for loan commitment: 2 daysTerm of Loan: 6 monthsLoan to value: 66%Percentage of total deal cost funded: 85%

JOINT VENTURE FUNDING & PARTNERSHIP

Do you have a great deal but need 100% of the capital to do the project?Have you had past issues that now make it close to impossible for you to get funding in your name?Tired of wholesaling deals and giving up almost all the profits?Direct Lending Partner’s Joint Venture program may be your solution!

Here’s how it works: • Direct Lending Partner will fund 100% of all purchase & renovation expenses of your project.• Direct Lending Partner will take possession of the property through one of our affiliate entities.• Direct Lending Partner will sign a partnership agreement with you on the project.• You will manage the renovation of the property.• Direct Lending partner will receive our normal rate and fees for funding the deal• You will pay 4 Points to Direct Lending Partner & 2 Points JV Program Fee to Good as New Ventures ( Direct Lending Partner JV Company )

You keep 90% of profits. Good As New Ventures keeps 10% of profits

JOINT VENTURE FUNDING & PARTNERSHIP

Terms & Guidelines: Loan Request Response Time: 24 hoursClosing Time: 5 days – 20 daysLoan Types: 1st mortgage, deed of trustLoan Amounts: Up to $2,000,000Loan to Value: Up to 75% of appraised after repair valueCredit Score Minimum N/AMinimum borrower investment for purchase: 0%Property Types: Single Family Homes, 1-4 Family, Mixed-

Use, Commercial , new construction

Note: If JV Direct Lending Partner takes ownership of property & shares in profits with borrower via a Joint Venture agreement. Direct Lending Partner & affiliates put up 100% of all capital for the purchase &rehab

Rate: 14.99% Points: 4 ( Paid by Partner ) JV Points: 2 ( Paid by Partner )

Fees: Commitment. $895Appraisal/Broker-price opinion. $300-$500Document Prep: $500 Rehab Escrow Fee: $300Inspection: $150 per inspection * Paid upon sale or refinance of property

28 Park Lake, Mercer County, NJ Amount $230,000Funded On: November 18thAmount of time for loan commitment: 3 DaysTerm Of Loan 6 monthsLoan to Value: 67.6%Percentage of Deal Cost Funded: 100%*

* 100% funded via Direct Lending Partner & affiliated JV holding company

2018 Leithsville Rd, Hellertown, PAAmount $150,000Funded On: October 8thAmount of time for loan commitment: 2 DaysTerm Of Loan 6 monthsLoan to Value: 65%Percentage of Deal Cost Funded: 100%*

* 100% funded via Direct Lending Partner & affiliated JV holding company

RECENT FUNDINGS

“ I have partnered with Direct Lending Partner on 3 projects. They put up all the money, take all the risk & provide a wealth of experience & resources all while allowing me to generate great returns while focusing on what I like to do- Find Deals.” Darren P

“I have closed more than 20 deals with Don & Direct Lending Partner. They have funded deals for me, partnered on deals, and purchased deals I wanted to wholesale. They are always professional, reliable, and never pass on a good deal or loan.” Chris H

TESTIMONIALS

FIXED RATE NO DOC NON-OWNER OCCUPIED LOAN

If you are looking for an easy, no hassle source of fixed funding for residential or commercial properties, then this may be the product for you. We offer both 3 year & 5 year fixed rates

based on a 30 year amortization. This is a true no doc loan. We require a minimum 650 credit score & an appraisal on the property, that is it. We fund 70-75% of the property fast

and with no hassles. This loan product funds on a current appraised value, not an after repair/improvements value.

If you are looking for a loan for a rehab, see rehab funding. If you are looking to lock in financing for the next 3-5 years with rates significantly lower than “hard money”, this may

be the loan program for you.

FIXED RATE NO DOC NON-OWNER OCCUPIED LOAN

Terms & Guidelines:Loan Request Response Time 24 hoursClosing Time 10 days – 20 daysLoan Types First mortgage, deed of trustLoan Amounts Up to $2,000,000Loan to Value Up to 75% of after repair valueLoan Request Response Time 24 hoursCredit Score Minimum 650Minimum borrower investment for purchase 0%Property Types: Single Family Homes, 1-4 Family, Mixed-Use, Office, Retail, industrialRate: 8.49-9.99%Points: 2-4 points

Fees: Loan Commitment: $895 Appraisal/Broker-price opinion. $300-$500Document Prep: $500 Rehab Escrow Fee: $300Inspection: $150 per inspection

1731 Jefferson, Bethlehem, PAAmount: $140,000Funded on: November 29thAmount of time for loan commitment: 3 daysLoan to Value 70%

1085 Roundhouse, Bucks County, PAAmount: $225,000Funded on: December 5thAmount of time for loan commitment: 2 daysLoan to Value 70%

RECENT FUNDINGS

“I realize this is an incredible time to build a rental portfolio, but unfortunately banks will not lend to me. I have a great income, assets in the bank, and a good credit score. Direct Lending Partner recognizes this and is always able to fund my deals quickly & efficiently.” Michael L

“I was about to give up on real estate investing because I was so tired of dealing with the banks, until I came across Direct lending Partner. It was so refreshing to be able to get funding on deals without the normal headaches and rejection of dealing with banks. If you want no non-sense, common sense funding for your deals call Direct Lending Partner.” Bruce R

TESTIMONIALS

COMMISSION ADVANCE

Are you a real estate agent who wishes there was an easy way to avoid having to wait weeks and weeks to get paid after you have already done all the hard work of generating a lead, showing houses and writing & negotiating a deal?

Would having access to your next commission check NOW rather than weeks from now help you to cover bills between now & then, or help you to be able to continue to grow your business? This is where Direct Lending Partners Commission Advance program comes in! We can fund you within 24 hours of your request!

We will advance you your commission on any real estate closing in the next 60 days. We are easy to work with and understand the challenge of balancing financials between commission checks. Our Fee Structure is simple with no hidden expense.

Terms & Guidelines: Loan Request Response Time: 24 hoursClosing Time: 24 hours of signed documentsLoan Amounts: Up to 80% of commission checkClosing Date: Up to 60 days from date of Loan

COMMISSION ADVANCE

Up to 60 days from date of loan

Advance Amount 0-30 Days 31-45 Days 45-60 Days 61-90 Days

$1,000 $199 $239 $269 $389

$2,000 $299 $379 $439 $679

$3,000 $399 $519 $609 $969

$4,000 $499 $659 $779 $1,259

$5,000 $599 $799 $949 $1,549

$6,000 $699 $939 $1,119 $1,839

$7,000 $799 $1,079 $1,289 $2,129

$8,000 $899 $1,219 $1,459 $2,419

RECENT FUNDINGS

“As an agent you have to deal with sometimes many weeks between pay days- yet the bills do not wait. When I get in a pinch I know I can count on Direct Lending Partner to bridge that gap quickly & with no issues.” Justin

“When you are trying to grow a business you can not turn off the expenses or stop marketing while you are waiting for commission checks, or you will end up putting a big slow down on your business & make it impossible to grow. When I need my commission checks sooner than closing I simply reach out to Direct Lending Partner to get the cash I need now to keep my business growing.” Angie Y

TESTIMONIALS

Amount $2,500Funded on: November 11thAmount of Time to fund: 22 hoursTerm of loan: 45 days until closingPercentage of commission funded: 80%

Amount: $2,000Funded: November 6thAmount of time to fund: 17 hoursTerm of Loan: 58 days until closingPercentage of Commission Funded: 80%

Amount $5,000Funded on: December 2ndAmount of time to fund: 24 hoursTerm of loan: 47 days until closingPercentage of commission funded: 80%

Amount $3,000Funded on: December 6thAmount of time to fund: 16 hoursTerm of loan: 31 days until closingPercentage of commission funded: 60%

WWW.DIRECTLENDINGPARTNER.COM

Justin BartholomewLoan Specialist

Direct: 484-891-1212Justin@DirectLendingPartner.com

FOR MORE INFORMATION