Kurakulas Housing Pvt Ltd

www.kurakulas.com

Mortagage Loan:

A mortgage is a loan in which property or real estate is

used as collateral. The borrower enters into an

agreement with the lender (usually a bank) wherein the

borrower receives cash upfront then makes payments

over a set time span until he pays back the lender in full.

www.kurakulas.com

Features: Limit:

Minimum : Rs. 1 lac

Maximum areasRural areas: Rs. 10 Lacs

Other areas: Rs. 300 Lacs Repayment

Loan: Maximum 84 EMIs Easy Documentation

Mortgage loan from other banks can be taken over

www.kurakulas.com

Benfits:

Deal Use of idle property- Generate additional income from an otherwise idle property.

Withdraw money as per your need and save on interest cost.

Deposit surplus money / regular income / salary and save interest.

Flexibility to withdraw money deposited earlier.

Can be availed either as overdraft or demand loan as per your need.

www.kurakulas.com

Documents: Salaried: Income proof (Form 16 along with salary certificate from the employer) Professional / Self-employed:

I.T. returns for past 3 years Latest income tax assessment order (for overdraft amount of over Rs. 5 Lacs) Income certificate from appropriate revenue authority like Tehsilldar/BDO/SDO

(for agriculturist) Original title deeds of the property offered for mortgage Paid receipt of latest maintenance, water tax, municipal tax and any such taxes. Non encumbrance letter from co-op society Permission to create Equitable Mortgage from society Last 6 months bank statements of main bank account

www.kurakulas.com

FAQ’s:1. How do I pay off my loan?A. Whether refinancing, selling your home or just paying off your mortgage, you can

request information from Customer Service in two easy ways: Via Internet:• If you're a registered Personal Internet Banking customer, log on and navigate to your

mortgage account to view account details including pay-off details.2. when is my due date?A. Your mortgage payment due date is listed on your monthly billing statement or

coupon. A late charge is assessed if the payment has not been received and processed by the date noted. It is very important that you establish and maintain good credit by making sure your payment reaches us by the due date each month. Late payments can affect your credit record.

www.kurakulas.com

Contact Us:Kurakula’s Business Solutions Pvt. Ltd.

Address : KURAKULA'S Business Solutions Pvt Ltd SRT-5,1st Floor, Old Post Office Road, Near by RBI Quarter's, Ameerpet , Hyderabad Telangana , India – 500016

Contact Number : :9000003004, 9966963967Email ID : sales@kurakulas.in | info@kurakulas.in

www.kurakulas.com

Thank You

www.kurakulas.com