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GOVT. OF RAJASTHAN
RAJASTHANINITIATIVES
INCLUSIVE APPROACH ON
HOUSINGIN
URBAN SECTOR
PRESENTATION BYG.S. Sandhu
Additional Chief SecretaryUrban Development, Housing
& Local Self Govt.Rajasthan
12th April,2013
NHB, NEW DELHI
GOVT. OF RAJASTHAN
Area 342,000 sq km Largest State in India
Population 68.62 million (2011)
StateCapital
Jaipur
Districts 33
UrbanPopulation
23.38%
Cities andTowns
222 (census towns)184 ( Municipal towns)
PopulationDensity
201 persons persquare km (2011 Census)
RAJASTHAN FACTFILE
MajorCities
Jaipur, Jodhpur, Udaipur, Kota, Ajmer, Bikaner, Bhilwara, Alwar, Bharatpur
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GOVT. OF RAJASTHAN
RAJASTHAN – WHERE CITY PLANNING IS A TRADITION
Jaipur , Jodhpur, Jaisalmer , Udaipur, Bikaner etc are internationally known for its urban planning and architecture. The rulers of erstwhile princely states of Rajasthan patronized wide roads, excellent infrastructure, recreation areas, public parks etc. & traditional building art and artisans which made Rajasthan rich in heritage buildings, monuments & PLANNED WALLED CITIES.
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GOVT. OF RAJASTHAN
HOUSING SCENARIO
* 56% shortage in EWS and 40% shortage in LIG category.
ALL INDIA 18.78 MILLION*RAJASTHAN 1.07 MILLION
CATEGORY WISE HOUSING SHORTAGE
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GOVT. OF RAJASTHAN5
GOVT. OF RAJASTHAN6
1.0 – Master Plans for all Urban Areas 2.0 – Rajasthan Township Policy – 20103.0 – Slum Development Policy - 20124.0 – Land Conversion Rules U/S 90-A 5.0 – Model Building Regulations(All ULB’s) – 2010/136.0 - Policy of Transferable Development Rights – 20127.0 – Prashasan Shehron ke sang Abhiyaan – 20128.0 - Affordable Housing Policy 2009 9.0 - Project of Mass Housing in 50 Cities/Towns10.0 - Mukhyamantri Shahari BPL Awas Yojana
GOVT. OF RAJASTHAN
Highlights of
Policy Initiatives
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GOVT. OF RAJASTHAN8
Master Plans for All the Cities/Towns
In 2009 – Only 65 Towns had Master Plans..The State Government took a decision to prepare Master Plans for all the 184 ULB towns through outsourcing.Now Rajasthan is the only state where all 184 ULB towns have Master Plans / Land use Plans.Residential Land use – sufficiently earmarked in all the towns looking to population projections in next 25 years – Areas also reserved for Affordable Housing – Close to Industrial areas / Major work centers.
GOVT. OF RAJASTHAN9
Affordable Housing Policy - Approach
Role of Public sector – Model no.1 RHB Schemes– 50% EWS,LIG and 20% MIG AUrban Local Bodies Schemes – 25% EWS,LIG and 20% MIG A
Role of Private Sector – 15% of Plots in any township for EWS,LIG Group Housing Project – 5% of FAR for EWS,LIG
Public – Private Partnership – Model no.2,3,4 and 5
GOVT. OF RAJASTHAN
AFFORDABLE HOUSING POLICY - 2009
Initial target of over 1,25,000 houses for EWS, LIG and MIG category in 5 years
Target revised upwards to 5.0 lakhs houses looking to over whelming response from private developers
TARGET
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GOVT. OF RAJASTHAN
Model No-2:
Private developers on Private land : Buy back by the Govt. Selected developers to take up construction
of EWS/LIG/MIG-A flats (G+2/G+3 format) on minimum 40% of the total land for EWS/LIG & 12% for MIG A.
Built up EWS/LIG/MIG-A flats to be handed over to the nodal agency (Rajasthan Avas Vikas & Infrastructure Limited) at pre-determined prices, to be allotted to the eligible beneficiaries.
Developer free to construct MIG-B/HIG flats on remaining land.
Several incentives offered to developers.
AFFORDABLE HOUSING POLICY – 2009 Public Private partnership Models
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GOVT. OF RAJASTHAN
HIGHLIGHTS OF THE POLICYAFFORDABLE HOUSING POLICY - 2009
ULBs to identify private lands for acquisition and set apart for construction of houses to the developercost of acquisition +10% shall be payable by the selected developer
Land owners whose lands already under acquisition for residential schemes of Development Authorities / UITs /ULBs. may be used for creation of stock under Affordable Housing Policy like in Model No.2.
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52% of the land will be used for EWS/LIG/MIG-A as per Model No: 2 of the policyRemaining 48% land allowed to be used for HIG and other category of flats .
GOVT. OF RAJASTHAN
HIGHLIGHTS OF THE POLICY
Model No-4:
Private developers on Government land: Free land by Govt. in lieu of constructed houses(For Rental housing or outright sale basis)
AFFORDABLE HOUSING POLICY - 2009
The ULBs to offer Government Land for construction of EWS/LIG flats through open bidding process.Land is offered free of cost but the bidding parameter is the maximum number of flats offered by the bidderThe developer offering the maximum Flats is awarded the project.
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GOVT. OF RAJASTHAN
Model No-5Slum Housing : on PPP Model
HIGHLIGHTS OF THE POLICYAFFORDABLE HOUSING POLICY - 2009
To encourage PPP Model for Slum RedevelopmentSlum Development Policy issued by the State Government on 22.08.2012..Slums situated on Govt. land as well as on private lands can be taken up for RedevelopmentSeveral incentives – FAR 4.0 , Commercial 10% , High rise permitted on developers segment
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GOVT. OF RAJASTHAN
INCENTIVES TO THE DEVELOPER
FAR – DOUBLE OF THE PERMISSIBLE FAR, FACILITY OF TDR AS PER TDR POLICY COMPLETE WAIVER OF -
1. EDC2. BUILDING PLAN APPROVAL FEES,3. CONVERSION CHARGES
COMMERCIAL USE UPTO 10% OF PLOT AREA FAST TRACK APPROVAL OF THE PROJECT BUY BACK OF THE FLATS BY THE NODAL AGENCY OF
THE STATE GOVT. AT PRE-DETERMINED PRICE i.e Rs 750 /* per sq ft ON SUPER BUILT UP AREA for EWS/LIG & Rs 1000/- per sq ft for MIG-A
(*Price revised to Rs 850.00 per sq ft looking to extra ordinary rise in construction cost .)
AFFORDABLE HOUSING POLICY - 2009
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GOVT. OF RAJASTHAN
AFFORDABLE HOUSING POLICY - 2009
Land Cost - nilCeiling cost of EWS flats - Rs. 2.40 lacs (Revised 2.75 lacs)Ceiling cost of LIG flats - Rs. 3.75 lacs (Revised 4.25 lacs)Super Builtup area of EWS - 325 Sqft ( 2 rooms, kitchen, WC, bath)Super Builtup area of LIG - 500 Sqft ( 3 rooms, kitchen, WC, bath)Super Builtup area of MIG-A - 700 Sqft ( 2BHK Flat )Bank loan to be made available to BeneficiariesStamp Duty for EWS flat - Rs. 10.00 per flat ( 8% earlier)Stamp Duty for LIG flat - Rs.25.00 per flat.Interest subsidy of 5% in EMIs, upto loan of Rs. 1.00 lacs(Being revised to Rs 5.0 lacs) under ISHUP scheme.SUBSIDY OF Rs 12,500/ FLAT APPROVED BY GOI FOR JAIPUR CITY PROJECTS UNDER “AFFORDABLE HOUSING IN PARTNERSHIP” OF GOI, TO BE TRANSFERRED TO BENEFICIARIES .
Benefits to the Allottees
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GOVT. OF RAJASTHAN
Any developer fulfilling the following criteria will be eligible to apply under various models.
Experience in building construction works for at least three years with good track record of
quality construction works.
Total net worth (Reserve & Capital) of last three years (of the company or its sister concern or
consortium) equivalent to at least 10% of the project cost (excluding land cost) i.e. cost of
proposed EWS/LIG houses.
under model no.2, the developer should hold at least 5.0 acres of land in the concerned
The developer should have executed minimum 2.0 acres of Residential or other type of
Development in a single project during the last 3 years. (As a developer or builder or as
construction agency)
Joint venture or Special Purpose Vehicle by private developers will also be eligible under the
Policy.
AFFORDABLE HOUSING POLICY – 2009- ELIGIBILITY FOR DEVELOPERS 17
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GOVT. OF RAJASTHAN
Site to be selected / approved should preferably be
in the vicinity of existing infrastructure, so as to
minimize delay and cost in extending various services
to the scheme area.
AFFORDABLE HOUSING POLICY - 2009
Criteria for Site Selection for Affordable Housing Schemes
Proper Approach.
Availability of Local Transport.
Availability of Water & Electricity.
Primary School to be in near vicinity.
Primary Health Center facility nearby.
GOVT. OF RAJASTHAN
•SEWERAGE TREATMENT PLANTWASTE WATER RECYCLING PARK – 5% OF TOTAL BUILT UP AREAPARKING FOR TWO WHEELERS IN
EWS/LIG AND FOUR WHEELERS IN MIG-A AREAGATED COMMUNITY/SECURITYLIVELIHOOD CENTRE – 1% OF TOTAL
BUILT UP AREA SCHEME OF SWARN JAYANTI ROJGAR
YOJANA FOR TRAINING WOMEN
AFFORDABLE HOUSING POLICY – 2009 FACILITIES IN THE SCHEME 19
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GOVT. OF RAJASTHAN
Time allowed for completion of the project as
follows:-
EWS/LIG flats 200 nos. - 01year
EWS/LIG flats 400 nos. - 02years
EWS/LIG flats 600 nos./above - 03years
THIRD PARTY INSPECTION FOR QUALITY ASSURANCE
If the developer completes EWS/LIG flats within the
scheduled period without getting any extension, the
developer will get extra incentive of 0.5 TDR/FAR after
obtaining completion certificate from the nodal agency.
TIME ALLOWED FOR COMPLETION OF THE PROJECT.
AFFORDABLE HOUSING POLICY - 2009 20
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GOVT. OF RAJASTHAN
FINANCING MODEL IN THE POLICY RAJASTHAN AVAS VIKAS & INFRASTRUCTURE
LIMITED – Nodal agency for implementation of the policy
HFC’s/Banks involved for loan to the benefeciaries. Escrow account between Local body – Developer –
Beneficiary- To ensure Stagewise Payment to developer
VAT exemption Allotment/lease deed of the flat-directly mortgaged
to the bank. Extra comfort to the banks by ULBs in case of
default- possesion of the flat to be taken & re- alloted to next benefeciary. Payment to be made to Bank BY ULB hence ZERO Risk to Banks
AFFORDABLE HOUSING POLICY - 2009
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GOVT. OF RAJASTHAN
FINANCING MODEL IN THE POLICY – CREATION OF CORPUS /RESERVE FUND
AFFORDABLE HOUSING POLICY - 2009
Dedicated Reserve/Corpus Fund of Rs 100.00 cr created in RAVIL for providing finance to the developer on the executed work so that stage wise payment to the developer is not delayed.
The Fund to be raised upto Rs 500.00 cr depending upon future requirements
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GOVT. OF RAJASTHAN
HOUSING FINANACE – IMPORTANT INITIATIVE
Joint venture of IFCI, NHB AND STATE GOVT. To provide easy housing loan to persons with income group of 8000 – 20,000 per month
FIPB Approval Awaited. Micro financing companies to be involved
for housing loan to persons with lesser income.
DEDICATED HOUSING FINANCE COMPANY FOR RAJASTHAN
MOU SIGNED – TRIPARTITE AGREEMENT BETWEEN THREE SATKEHOLDERS
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GOVT. OF RAJASTHAN
Identification of beneficiary ( footpath dwellers, taxi
& rikshaw dwellers, etc. )
information to the beneficiary about government’s
Affordable Housing Initiatives.
Helping him/her in filing of application form for
allotment and in all after procedures like giving
information about dues, registry and procurement of
housing loans from Bank.House loan under ISHUP
being sanctioned by the Banks
Providing information about Self Employment
Schemes.
AFFORDABLE HOUSING POLICY - 2009
Role of NGO’s:
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GOVT. OF RAJASTHAN
Model No. - 1 – Mandatory provision More than 15,000 flats/plots reserved in schemes of RHB/Urban Local
bodies / Private developers Model No. - 2 – On private land Phase – I : Work on 14 projects having more than 14,000 houses in 8
Towns at completion stage. Phase – II : 24 projects in 13 Towns approved and registration for
more than 21,000 houses received. Phase – III : 18 Developers have submitted their expression of interest
for more than 18 Towns. Model No. - 4 - On Government land JODHPUR DEVELOPMENT AUTHORITY and UIT KOTA – work at
completion stage for more than 5,000 houses.
ACTION ON IMPLEMENTATION OF POLICY
AFFORDABLE HOUSING POLICY - 2009
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GOVT. OF RAJASTHAN26
Project of Mass Housing in 50 Cities/ Towns
To undertake large scale Low Cost Housing projects for EWS & LIG category on the Government lands situated in about 50 cities/Towns being offered to Developers.
Out of total land parcel, EWS/LIG/MIG A housing to be constructed on 75 percent of the area, remaining 25 percent of the land will be allotted to developer, free of cost to cross-subsidise the cost of dwelling units.
Bidding by developers is to quote per sqft rate with maximum ceiling rate is Rs. 1000.00 per sqft. incentives viz- FAR (2.25) (without betterment levy), complete waiver of Building plan approval fees, commercial use upto 10% of land area.
GOVT. OF RAJASTHAN27
MukhyaMantri Shahari BPL Awas YojanaHon’ble CM’s Budget Announcement 2012-13 - To fulfill Social Commitment of providing housing to the persons below poverty line A direct subsidy of Rs 75,000.00 to BPL family – To construct One Room unit.Additional subsidy of Rs 5000.00 for construction of Toilet30 sq mt plot to be allotted free of cost Beneficiary allowed to construct his houseHomeless persons , persons having less than 25 sq mt built up area or kutcha houses in the BPL list are eligible for the subsidy.
1.0 lac houses / year to be constructed Rs 500.00 cr loan (per Year)being taken from HUDCO
GOVT. OF RAJASTHAN
THANK YOU
28RAJASTHAN TOWNSHIP POLICY 2010
Township Policy to promote Integrated Schemes in Private SectorSeveral incentives being offered to developers having townships on 10.0 ha or more area of landSpecial Townships – IT Township , Educational Township , Industrial Township , etc are also permittedAffordable Housing on Land Under Sick Industrial units15% of plots to be reserved for Affordable Housing in each of the township schemesGovernment land falling within the Township area can also be allotted if 75% of land is under possession of developerClubbing of two or more adjoining schemes also allowedProcess of approvals simplified under Sec. 90 A of Land Revenue Act with max limit of 45 days
GOVT. OF RAJASTHAN
SLUM DEVELOPMENT POLICY 2012
The Private developer may take up the redevelopment project on any slum identified by the Local Body or interested developer may also identify other suitable slum / slums which can be taken up for redevelopment after obtaining consent from slum dwellers
Slums situated on private lands can also be taken up subject to conditions i.e. Consent from slum dwellers and private land owners , projects can be taken up on mutually agreed terms with land owner and local body
GOVT. OF RAJASTHAN30
a. Development of Affordable houses under State Affordable Housing Policy in lieu of Floor Area Ratio (FAR) granted as per the Policy.b. Development of Green spaces- Parks/ Open Spaces/Playgrounds /Water Bodies etc. as per the provision of Master Plan/ Sector Plan.c. Development of Master Plan/ Sector Plan roads including road wideningd. Development of Public Parking lots,e. Development of City level Facilities/other public purposes as per Master Plan proposals.f. Slum rehabilitation scheme under Slum Development Policy 2012.g. In lieu of land surrendered for other purposes as specified by the State Government.
TRANSFERABLE DEVLOPMENT RIGHTS POLICY 2012Rajasthan , The only State in North India to implement TDR Policy
Tool for creation of facilities without Land Acquisition
GOVT. OF RAJASTHAN
THANK YOU
31PRASHASAN SHEHRON KE SANG ABHIYAAN 2012
A Special Campaign to provide relief to persons living in Urban Areas – with an Human centric approachRegularization of Unauthorized colonies existing on Agriculture land in Urban areasTitle to plot holders – A major relief to provide Housing An Unique experiment of involving Dedicated Consultants in each of ULB to provide Technical support in Town Planning and Engineering fieldMore than 5000 Layout Plan got preparedAbout 2.0 lacs title deed issued – Plot holders can now construct houses and also get house loan etc.Title deed to Slum Dwellers – Over 30,000Building Plan Approvals
GOVT. OF RAJASTHAN
32ISSUES TO BE CONSIDERED TO PROMOTE AFFORDABLE HOUSING
LUKEWARM RESPONSE OF THE BANKS TO PROVIDE HOUSE LOAN TO EWS/LIG CATEGORIESLOW SANCTIONS/DISBURSEMENTS - ONLY 48% OF THE APPLICATION SANCTIONED AND 25% DISBURSED UPTO MARCH,2013LOW LOAN AMOUNT – ONLY Rs 1.0 LAC FOR EWS LEAVING A BIG GAP TO MEET THE COST OF HOUSE WHICH IS Rs 2.75 LACS
SUBSIDY UNDER RAJIV AVAS YOJANA TO BE EXTENDED TO PROJECTS UNDER THIS POLICY
ENVIRONMENT CLEARANCE DELAYS AFFORDABLE HOUSING PROJECTS
STEEP INCREASE IN COST OF BUILDING MATERIALS Ex. CEMENT BAG FROM Rs 170 TO 300 PER BAG STEEL Rs 35 PER KG TO 50 , LABOUR WAGES FROM Rs 150 TO 300 UNSKILLED AND Rs 300 to 500 SKILLEDINCOME TAX /SERVICE TAX EXEMPTIONS NEEDED
GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGIONACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION
M/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 UnitsM/s Sintex Industries (Behind Pink Pearl) Jaipur – 432 Units
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGIONACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION
M/s Siddha Infra Project (Jaipur) – 400 Units M/s Siddha Infra Project (Jaipur) – 400 Units
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSUACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU
M/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 UnitsM/s PATNI BUILDERS PVT. LTD. (CHAKSU) – 1880 Units
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4
ARIHANT BUILDERS JODHPUR – 1300 UNITS
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGIONACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN JDA REGION
M/s Sintex Industries (Behind Pink Pearl) JaipurM/s Sintex Industries (Behind Pink Pearl) Jaipur
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSUACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES IN CHAKSU
M/s PATNI BUILDERS PVT. LTD. (CHAKSU)M/s PATNI BUILDERS PVT. LTD. (CHAKSU)
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITE JODHPUR – MODEL NO. 4
ARIHANT BUILDERS JODHPUR
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GOVT. OF RAJASTHANBakliwal Builders Kota – EWS Flats
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GOVT. OF RAJASTHAN
ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES ACTUAL SITE PICTURES OF AFFORDABLE HOUSING SITES
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GOVT. OF RAJASTHANBakliwal Builders Kota – LIG Flats
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GOVT. OF RAJASTHAN
THANK YOU
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